Carter Bank & Trust
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Carter Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Carter Bank & Trust Po Box 3748 Martinsville, VA 24115 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 723 |
| Total Mortgage Loan Application Amount | $301,575,000 |
| Average Mortgage Loan Application Amount | $329,750 |
| Highest Mortgage Loan Application Amount | $22,005,000 |
| Average Applicant Income | $84,250 |
| Highest Applicant Income | $551,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 56 | $ 35,880,000 | $ 640,000 | $ 137,000 |
| Albemarle County Virginia | 45 | $ 23,095,000 | $ 513,000 | $ 443,000 |
| Charlottesville County Virginia | 36 | $ 9,810,000 | $ 272,000 | $ 130,000 |
| Wake County North Carolina | 34 | $ 12,590,000 | $ 370,000 | $ 133,000 |
| Pittsylvania County Virginia | 31 | $ 2,305,000 | $ 74,000 | $ 67,000 |
| Henry County Virginia | 28 | $ 2,490,000 | $ 88,000 | $ 38,000 |
| Franklin County Virginia | 24 | $ 1,980,000 | $ 82,000 | $ 77,000 |
| Carroll County Virginia | 22 | $ 1,140,000 | $ 51,000 | $ 47,000 |
| Henrico County Virginia | 22 | $ 8,050,000 | $ 365,000 | $ 113,000 |
| Loudoun County Virginia | 19 | $ 10,395,000 | $ 547,000 | $ 0 |
| Stafford County Virginia | 16 | $ 3,770,000 | $ 235,000 | $ 109,000 |
| Danville County Virginia | 15 | $ 5,445,000 | $ 363,000 | $ 62,000 |
| Prince William County Virginia | 15 | $ 7,395,000 | $ 493,000 | $ 0 |
| Guilford County North Carolina | 12 | $ 2,890,000 | $ 240,000 | $ 188,000 |
| Montgomery County Virginia | 12 | $ 3,170,000 | $ 264,000 | $ 152,000 |
| Cumberland County North Carolina | 11 | $ 1,815,000 | $ 165,000 | $ 153,000 |
| Halifax County Virginia | 11 | $ 1,235,000 | $ 112,000 | $ 74,000 |
| Patrick County Virginia | 11 | $ 1,035,000 | $ 94,000 | $ 40,000 |
| Chatham County North Carolina | 9 | $ 1,405,000 | $ 156,000 | $ 34,000 |
| Rockingham County North Carolina | 9 | $ 1,345,000 | $ 149,000 | $ 50,000 |
| Floyd County Virginia | 9 | $ 1,285,000 | $ 142,000 | $ 65,000 |
| Louisa County Virginia | 9 | $ 515,000 | $ 57,000 | $ 0 |
| Montgomery County Maryland | 8 | $ 3,700,000 | $ 462,000 | $ 0 |
| Mecklenburg County North Carolina | 8 | $ 8,270,000 | $ 1,033,000 | $ 384,000 |
| Arlington County Virginia | 8 | $ 4,690,000 | $ 586,000 | $ 0 |
| Bedford County Virginia | 7 | $ 855,000 | $ 122,000 | $ 64,000 |
| Martinsville County Virginia | 7 | $ 375,000 | $ 53,000 | $ 63,000 |
| Orange County Virginia | 7 | $ 1,515,000 | $ 216,000 | $ 161,000 |
| Roanoke City County Virginia | 7 | $ 2,535,000 | $ 362,000 | $ 67,000 |
| Wilkes County North Carolina | 6 | $ 430,000 | $ 71,000 | $ 44,000 |
| Campbell County Virginia | 6 | $ 870,000 | $ 145,000 | $ 96,000 |
| Manassas County Virginia | 6 | $ 2,240,000 | $ 373,000 | $ 0 |
| Roanoke County Virginia | 6 | $ 5,950,000 | $ 991,000 | $ 211,000 |
| Spotsylvania County Virginia | 6 | $ 1,670,000 | $ 278,000 | $ 85,000 |
| Burke County North Carolina | 5 | $ 595,000 | $ 119,000 | $ 46,000 |
| Durham County North Carolina | 5 | $ 1,455,000 | $ 291,000 | $ 0 |
| Iredell County North Carolina | 5 | $ 805,000 | $ 161,000 | $ 81,000 |
| Robeson County North Carolina | 5 | $ 285,000 | $ 57,000 | $ 43,000 |
| Alexandria County Virginia | 5 | $ 2,905,000 | $ 581,000 | $ 0 |
| Grayson County Virginia | 5 | $ 115,000 | $ 23,000 | $ 20,000 |
| Greene County Virginia | 5 | $ 1,285,000 | $ 257,000 | $ 128,000 |
| Pulaski County Virginia | 5 | $ 1,205,000 | $ 241,000 | $ 144,000 |
| Pitt County North Carolina | 4 | $ 1,720,000 | $ 430,000 | $ 133,000 |
| Rutherford County North Carolina | 4 | $ 240,000 | $ 60,000 | $ 43,000 |
| Fluvanna County Virginia | 4 | $ 2,130,000 | $ 532,000 | $ 249,000 |
| Lynchburg County Virginia | 4 | $ 11,740,000 | $ 2,935,000 | $ 100,000 |
| Rockbridge County Virginia | 4 | $ 390,000 | $ 97,000 | $ 51,000 |
| Virginia Beach County Virginia | 4 | $ 2,290,000 | $ 572,000 | $ 257,000 |
| St. Mary's County Maryland | 3 | $ 1,155,000 | $ 385,000 | $ 0 |
| Caswell County North Carolina | 3 | $ 245,000 | $ 81,000 | $ 109,000 |
| Johnston County North Carolina | 3 | $ 1,085,000 | $ 361,000 | $ 102,000 |
| Lee County North Carolina | 3 | $ 12,345,000 | $ 4,115,000 | $ 29,000 |
| Lincoln County North Carolina | 3 | $ 215,000 | $ 71,000 | $ 34,000 |
| Florence County South Carolina | 3 | $ 625,000 | $ 208,000 | $ 0 |
| Augusta County Virginia | 3 | $ 425,000 | $ 141,000 | $ 79,000 |
| Fauquier County Virginia | 3 | $ 1,345,000 | $ 448,000 | $ 0 |
| Galax County Virginia | 3 | $ 345,000 | $ 115,000 | $ 114,000 |
| Giles County Virginia | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Mecklenburg County Virginia | 3 | $ 595,000 | $ 198,000 | $ 71,000 |
| Richmond City County Virginia | 3 | $ 715,000 | $ 238,000 | $ 117,000 |
| Noble County Indiana | 2 | $ 4,800,000 | $ 2,400,000 | $ 0 |
| Calvert County Maryland | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Genesee County Michigan | 2 | $ 2,400,000 | $ 1,200,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 22,500,000 | $ 11,250,000 | $ 0 |
| Dare County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 62,000 |
| Gaston County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Moore County North Carolina | 2 | $ 880,000 | $ 440,000 | $ 247,000 |
| Randolph County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 68,000 |
| Stokes County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 22,000 |
| Surry County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| Vance County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 13,000 |
| Sullivan County Tennessee | 2 | $ 60,000 | $ 30,000 | $ 14,000 |
| Fredericksburg County Virginia | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Goochland County Virginia | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Hanover County Virginia | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Nelson County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| Portsmouth County Virginia | 2 | $ 190,000 | $ 95,000 | $ 257,000 |
| Radford County Virginia | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Rockingham County Virginia | 2 | $ 270,000 | $ 135,000 | $ 273,000 |
| Tazewell County Virginia | 2 | $ 140,000 | $ 70,000 | $ 103,000 |
| Duval County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| DeKalb County Indiana | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Charles County Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Frederick County Maryland | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 270,000 |
| Carteret County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Cleveland County North Carolina | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Craven County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Granville County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Harnett County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 252,000 |
| Nash County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 324,000 |
| Orange County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Person County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Rowan County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Warren County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 8,000 |
| Wayne County North Carolina | 1 | $ 7,415,000 | $ 7,415,000 | $ 0 |
| Yadkin County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Greenville County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Spartanburg County South Carolina | 1 | $ 20,545,000 | $ 20,545,000 | $ 0 |
| Appomattox County Virginia | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Caroline County Virginia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Chesterfield County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Clarke County Virginia | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Frederick County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hopewell County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| James City County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| King George County Virginia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Lexington County Virginia | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| Northampton County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Russell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Staunton County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Waynesboro County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Wythe County Virginia | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Mercer County West Virginia | 1 | $ 3,315,000 | $ 3,315,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Carter Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 377 | $190,445,000 | $505,000 | $20,545,000 | $103,000 | $440,000 |
| Refinancing | 194 | $88,350,000 | $455,000 | $22,005,000 | $100,000 | $551,000 |
| Other Purpose | 95 | $5,665,000 | $59,000 | $245,000 | $76,000 | $511,000 |
| Home Improvement | 57 | $17,115,000 | $300,000 | $11,205,000 | $58,000 | $389,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 384 | $261,650,000 | $681,000 | $22,005,000 | $0 | $0 |
| White | 280 | $34,090,000 | $121,000 | $1,245,000 | $88,000 | $551,000 |
| Black or African American | 27 | $1,895,000 | $70,000 | $495,000 | $48,000 | $232,000 |
| Not Provided | 12 | $2,400,000 | $200,000 | $525,000 | $123,000 | $270,000 |
| Hispanic | 10 | $370,000 | $37,000 | $55,000 | $38,000 | $91,000 |
| Asian | 10 | $1,170,000 | $117,000 | $225,000 | $192,000 | $303,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 717 | $300,465,000 | $419,000 | $22,005,000 | $88,000 | $551,000 |
| FHA-insured (Federal Housing Administration) | 4 | $600,000 | $150,000 | $275,000 | $58,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $175,000 | $175,000 | $175,000 | $31,000 | $31,000 |
| VA-guaranteed (Veterans Administration) | 1 | $335,000 | $335,000 | $335,000 | $77,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 316 | $139,180,000 | $440,000 | $1,935,000 | $0 | $0 |
| Loan Originated | 269 | $128,905,000 | $479,000 | $22,005,000 | $99,000 | $511,000 |
| Application Denied By Financial Institution | 76 | $12,060,000 | $158,000 | $7,415,000 | $53,000 | $273,000 |
| Application Withdrawn By Applicant | 45 | $7,035,000 | $156,000 | $1,065,000 | $97,000 | $551,000 |
| Application Approved But Not Accepted | 16 | $14,120,000 | $882,000 | $11,205,000 | $77,000 | $247,000 |
| File Closed For Incompleteness | 1 | $275,000 | $275,000 | $275,000 | $106,000 | $106,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 723 | $301,575,000 | $417,000 | $22,005,000 | $87,000 | $551,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.