Carter Bank & Trust
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Carter Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Carter Bank & Trust Po Box 3748 Martinsville, VA 24115 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 794 |
| Total Mortgage Loan Application Amount | $453,220,000 |
| Average Mortgage Loan Application Amount | $430,600 |
| Highest Mortgage Loan Application Amount | $24,005,000 |
| Average Applicant Income | $76,800 |
| Highest Applicant Income | $2,406,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 92 | $ 48,540,000 | $ 527,000 | $ 627,000 |
| Loudoun County Virginia | 75 | $ 35,125,000 | $ 468,000 | $ 506,000 |
| Albemarle County Virginia | 72 | $ 34,560,000 | $ 480,000 | $ 51,000 |
| Charlottesville County Virginia | 41 | $ 30,325,000 | $ 739,000 | $ 49,000 |
| Henrico County Virginia | 40 | $ 13,870,000 | $ 346,000 | $ 0 |
| Wake County North Carolina | 38 | $ 14,080,000 | $ 370,000 | $ 123,000 |
| Prince William County Virginia | 36 | $ 12,500,000 | $ 347,000 | $ 115,000 |
| Carroll County Virginia | 28 | $ 1,310,000 | $ 46,000 | $ 39,000 |
| Pittsylvania County Virginia | 20 | $ 2,430,000 | $ 121,000 | $ 63,000 |
| Henry County Virginia | 17 | $ 2,155,000 | $ 126,000 | $ 61,000 |
| Danville County Virginia | 16 | $ 4,560,000 | $ 285,000 | $ 52,000 |
| Montgomery County Virginia | 16 | $ 3,910,000 | $ 244,000 | $ 164,000 |
| Rockingham County North Carolina | 15 | $ 1,385,000 | $ 92,000 | $ 34,000 |
| Franklin County Virginia | 12 | $ 1,040,000 | $ 86,000 | $ 53,000 |
| Patrick County Virginia | 9 | $ 745,000 | $ 82,000 | $ 62,000 |
| Mecklenburg County North Carolina | 8 | $ 7,210,000 | $ 901,000 | $ 719,000 |
| Stafford County Virginia | 8 | $ 2,980,000 | $ 372,000 | $ 0 |
| Arlington County Virginia | 7 | $ 4,225,000 | $ 603,000 | $ 0 |
| Louisa County Virginia | 7 | $ 2,225,000 | $ 317,000 | $ 0 |
| Orange County Virginia | 7 | $ 1,695,000 | $ 242,000 | $ 52,000 |
| Spotsylvania County Virginia | 7 | $ 25,935,000 | $ 3,705,000 | $ 39,000 |
| Chatham County North Carolina | 6 | $ 1,050,000 | $ 175,000 | $ 55,000 |
| Cumberland County North Carolina | 6 | $ 9,650,000 | $ 1,608,000 | $ 158,000 |
| Guilford County North Carolina | 6 | $ 26,670,000 | $ 4,445,000 | $ 96,000 |
| Wilkes County North Carolina | 6 | $ 380,000 | $ 63,000 | $ 43,000 |
| Alexandria County Virginia | 6 | $ 3,920,000 | $ 653,000 | $ 0 |
| Chesterfield County Virginia | 6 | $ 2,310,000 | $ 385,000 | $ 0 |
| Floyd County Virginia | 6 | $ 1,200,000 | $ 200,000 | $ 105,000 |
| Manassas County Virginia | 6 | $ 1,600,000 | $ 266,000 | $ 74,000 |
| Bedford County Virginia | 5 | $ 675,000 | $ 135,000 | $ 65,000 |
| Fauquier County Virginia | 5 | $ 2,165,000 | $ 433,000 | $ 0 |
| Fluvanna County Virginia | 5 | $ 2,355,000 | $ 471,000 | $ 0 |
| Giles County Virginia | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Lynchburg County Virginia | 5 | $ 14,105,000 | $ 2,821,000 | $ 0 |
| Pulaski County Virginia | 5 | $ 715,000 | $ 143,000 | $ 173,000 |
| Richmond City County Virginia | 5 | $ 1,405,000 | $ 281,000 | $ 0 |
| Randolph County North Carolina | 4 | $ 310,000 | $ 77,000 | $ 49,000 |
| Surry County North Carolina | 4 | $ 10,460,000 | $ 2,615,000 | $ 43,000 |
| Galax County Virginia | 4 | $ 290,000 | $ 72,000 | $ 37,000 |
| Grayson County Virginia | 4 | $ 160,000 | $ 40,000 | $ 27,000 |
| Halifax County Virginia | 4 | $ 390,000 | $ 97,000 | $ 89,000 |
| Martinsville County Virginia | 4 | $ 290,000 | $ 72,000 | $ 19,000 |
| Nelson County Virginia | 4 | $ 1,350,000 | $ 337,000 | $ 64,000 |
| Virginia Beach County Virginia | 4 | $ 3,220,000 | $ 805,000 | $ 0 |
| Wythe County Virginia | 4 | $ 100,000 | $ 25,000 | $ 41,000 |
| Alamance County North Carolina | 3 | $ 20,255,000 | $ 6,751,000 | $ 49,000 |
| Franklin County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 94,000 |
| Gaston County North Carolina | 3 | $ 965,000 | $ 321,000 | $ 66,000 |
| Scotland County North Carolina | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Charleston County South Carolina | 3 | $ 1,585,000 | $ 528,000 | $ 388,000 |
| Augusta County Virginia | 3 | $ 975,000 | $ 325,000 | $ 80,000 |
| Culpeper County Virginia | 3 | $ 2,795,000 | $ 931,000 | $ 0 |
| Roanoke City County Virginia | 3 | $ 205,000 | $ 68,000 | $ 39,000 |
| Rockingham County Virginia | 3 | $ 1,285,000 | $ 428,000 | $ 129,000 |
| Brunswick County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 1,700,000 | $ 850,000 | $ 0 |
| Caldwell County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Caswell County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Dare County North Carolina | 2 | $ 1,340,000 | $ 670,000 | $ 1,128,000 |
| Davidson County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Johnston County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Lee County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Robeson County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 66,000 |
| Stokes County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 129,000 |
| Richland County South Carolina | 2 | $ 11,960,000 | $ 5,980,000 | $ 0 |
| Campbell County Virginia | 2 | $ 480,000 | $ 240,000 | $ 195,000 |
| Covington County Virginia | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Fredericksburg County Virginia | 2 | $ 370,000 | $ 185,000 | $ 212,000 |
| Goochland County Virginia | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Hanover County Virginia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Roanoke County Virginia | 2 | $ 90,000 | $ 45,000 | $ 35,000 |
| Russell County Virginia | 2 | $ 110,000 | $ 55,000 | $ 61,000 |
| Tazewell County Virginia | 2 | $ 150,000 | $ 75,000 | $ 25,000 |
| Lee County Florida | 1 | $ 495,000 | $ 495,000 | $ 1,167,000 |
| Howard County Maryland | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 286,000 |
| Forsyth County North Carolina | 1 | $ 7,805,000 | $ 7,805,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 4,000 |
| Henderson County North Carolina | 1 | $ 5,305,000 | $ 5,305,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Moore County North Carolina | 1 | $ 1,505,000 | $ 1,505,000 | $ 827,000 |
| New Hanover County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Person County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Pitt County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Union County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 91,000 |
| Vance County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Wilson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Horry County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 18,255,000 | $ 18,255,000 | $ 0 |
| York County South Carolina | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Accomack County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Amelia County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Amherst County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bath County Virginia | 1 | $ 35,000 | $ 35,000 | $ 5,000 |
| Botetourt County Virginia | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Caroline County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Craig County Virginia | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Dickenson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Falls Church County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Frederick County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Greene County Virginia | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hopewell County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| James City County Virginia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| King George County Virginia | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Lancaster County Virginia | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Madison County Virginia | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Salem County Virginia | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Waynesboro County Virginia | 1 | $ 8,105,000 | $ 8,105,000 | $ 0 |
| York County Virginia | 1 | $ 405,000 | $ 405,000 | $ 251,000 |
| McDowell County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Carter Bank & Trust in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 504 | $311,040,000 | $617,000 | $24,005,000 | $80,000 | $382,000 |
| Refinancing | 214 | $88,000,000 | $411,000 | $9,795,000 | $156,000 | $2,406,000 |
| Home Improvement | 53 | $53,005,000 | $1,000,000 | $10,005,000 | $50,000 | $299,000 |
| Other Purpose | 22 | $1,100,000 | $50,000 | $165,000 | $43,000 | $101,000 |
| Cash-out Refinancing | 1 | $75,000 | $75,000 | $75,000 | $55,000 | $55,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 549 | $416,035,000 | $757,000 | $24,005,000 | $0 | $0 |
| White | 205 | $30,825,000 | $150,000 | $3,355,000 | $106,000 | $2,406,000 |
| Black or African American | 21 | $1,585,000 | $75,000 | $255,000 | $60,000 | $286,000 |
| Hispanic | 7 | $555,000 | $79,000 | $145,000 | $49,000 | $73,000 |
| Not Provided | 6 | $1,110,000 | $185,000 | $345,000 | $256,000 | $669,000 |
| Asian | 4 | $2,980,000 | $745,000 | $1,195,000 | $281,000 | $663,000 |
| American Indian or Alaskan Native | 2 | $130,000 | $65,000 | $95,000 | $21,000 | $29,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 784 | $452,210,000 | $576,000 | $24,005,000 | $109,000 | $2,406,000 |
| FHA-insured (Federal Housing Administration) | 7 | $635,000 | $90,000 | $185,000 | $58,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $210,000 | $105,000 | $115,000 | $32,000 | $36,000 |
| VA-guaranteed (Veterans Administration) | 1 | $165,000 | $165,000 | $165,000 | $60,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 475 | $209,085,000 | $440,000 | $2,635,000 | $0 | $0 |
| Loan Originated | 210 | $156,990,000 | $747,000 | $24,005,000 | $134,000 | $2,406,000 |
| Application Denied By Financial Institution | 54 | $7,070,000 | $130,000 | $3,075,000 | $38,000 | $115,000 |
| Application Withdrawn By Applicant | 40 | $69,800,000 | $1,745,000 | $20,135,000 | $102,000 | $827,000 |
| Application Approved But Not Accepted | 13 | $10,105,000 | $777,000 | $8,105,000 | $101,000 | $663,000 |
| File Closed For Incompleteness | 2 | $170,000 | $85,000 | $95,000 | $80,000 | $82,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 794 | $453,220,000 | $570,000 | $24,005,000 | $106,000 | $2,406,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.