Carter Bank & Trust
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Carter Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Carter Bank & Trust Po Box 3748 Martinsville, VA 24115 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 643 |
| Total Mortgage Loan Application Amount | $32,089,000 |
| Average Mortgage Loan Application Amount | $54,000 |
| Highest Mortgage Loan Application Amount | $1,075,000 |
| Average Applicant Income | $47,333 |
| Highest Applicant Income | $316,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henry County Virginia | 104 | $ 3,136,000 | $ 30,000 | $ 29,000 |
| Carroll County Virginia | 69 | $ 3,038,000 | $ 44,000 | $ 43,000 |
| Patrick County Virginia | 48 | $ 1,610,000 | $ 33,000 | $ 32,000 |
| Pittsylvania County Virginia | 40 | $ 1,967,000 | $ 49,000 | $ 46,000 |
| Franklin County Virginia | 29 | $ 979,000 | $ 33,000 | $ 58,000 |
| Halifax County Virginia | 29 | $ 1,060,000 | $ 36,000 | $ 41,000 |
| Martinsville County Virginia | 29 | $ 1,548,000 | $ 53,000 | $ 53,000 |
| Danville County Virginia | 24 | $ 1,181,000 | $ 49,000 | $ 43,000 |
| Rockingham County North Carolina | 22 | $ 929,000 | $ 42,000 | $ 39,000 |
| Grayson County Virginia | 14 | $ 563,000 | $ 40,000 | $ 42,000 |
| Russell County Virginia | 14 | $ 613,000 | $ 43,000 | $ 44,000 |
| Floyd County Virginia | 11 | $ 444,000 | $ 40,000 | $ 34,000 |
| Lynchburg County Virginia | 10 | $ 362,000 | $ 36,000 | $ 18,000 |
| Cumberland County North Carolina | 8 | $ 570,000 | $ 71,000 | $ 60,000 |
| Surry County North Carolina | 8 | $ 272,000 | $ 34,000 | $ 41,000 |
| Stokes County North Carolina | 7 | $ 318,000 | $ 45,000 | $ 41,000 |
| Montgomery County Virginia | 7 | $ 555,000 | $ 79,000 | $ 50,000 |
| Roanoke County Virginia | 7 | $ 407,000 | $ 58,000 | $ 58,000 |
| Wilson County North Carolina | 6 | $ 196,000 | $ 32,000 | $ 58,000 |
| Bedford County Virginia | 6 | $ 1,528,000 | $ 254,000 | $ 119,000 |
| Stafford County Virginia | 6 | $ 243,000 | $ 40,000 | $ 93,000 |
| Wythe County Virginia | 6 | $ 227,000 | $ 37,000 | $ 27,000 |
| Caswell County North Carolina | 5 | $ 195,000 | $ 39,000 | $ 61,000 |
| Catawba County North Carolina | 5 | $ 479,000 | $ 95,000 | $ 65,000 |
| Chatham County North Carolina | 5 | $ 297,000 | $ 59,000 | $ 63,000 |
| Wilkes County North Carolina | 5 | $ 109,000 | $ 21,000 | $ 40,000 |
| Augusta County Virginia | 5 | $ 527,000 | $ 105,000 | $ 58,000 |
| Craig County Virginia | 5 | $ 203,000 | $ 40,000 | $ 60,000 |
| Galax County Virginia | 5 | $ 187,000 | $ 37,000 | $ 47,000 |
| Radford County Virginia | 5 | $ 212,000 | $ 42,000 | $ 37,000 |
| Rockingham County Virginia | 5 | $ 212,000 | $ 42,000 | $ 49,000 |
| Spotsylvania County Virginia | 5 | $ 145,000 | $ 29,000 | $ 47,000 |
| Gaston County North Carolina | 4 | $ 185,000 | $ 46,000 | $ 132,000 |
| Person County North Carolina | 4 | $ 355,000 | $ 88,000 | $ 53,000 |
| Albemarle County Virginia | 4 | $ 284,000 | $ 71,000 | $ 33,000 |
| Amherst County Virginia | 4 | $ 167,000 | $ 41,000 | $ 45,000 |
| Roanoke City County Virginia | 4 | $ 355,000 | $ 88,000 | $ 107,000 |
| Washington County Virginia | 4 | $ 292,000 | $ 73,000 | $ 77,000 |
| Guilford County North Carolina | 3 | $ 117,000 | $ 39,000 | $ 47,000 |
| Lincoln County North Carolina | 3 | $ 308,000 | $ 102,000 | $ 88,000 |
| Rutherford County North Carolina | 3 | $ 209,000 | $ 69,000 | $ 41,000 |
| Campbell County Virginia | 3 | $ 222,000 | $ 74,000 | $ 53,000 |
| Mecklenburg County Virginia | 3 | $ 203,000 | $ 67,000 | $ 60,000 |
| Nelson County Virginia | 3 | $ 557,000 | $ 185,000 | $ 27,000 |
| Pulaski County Virginia | 3 | $ 37,000 | $ 12,000 | $ 28,000 |
| Tazewell County Virginia | 3 | $ 193,000 | $ 64,000 | $ 62,000 |
| Robeson County North Carolina | 2 | $ 93,000 | $ 46,000 | $ 88,000 |
| Bath County Virginia | 2 | $ 120,000 | $ 60,000 | $ 76,000 |
| Bedford City County Virginia | 2 | $ 48,000 | $ 24,000 | $ 21,000 |
| Charlotte County Virginia | 2 | $ 155,000 | $ 77,000 | $ 40,000 |
| Dickenson County Virginia | 2 | $ 2,000 | $ 1,000 | $ 20,000 |
| Hanover County Virginia | 2 | $ 333,000 | $ 166,000 | $ 76,000 |
| Manassas County Virginia | 2 | $ 319,000 | $ 159,000 | $ 22,000 |
| Orange County Virginia | 2 | $ 128,000 | $ 64,000 | $ 10,000 |
| Rockbridge County Virginia | 2 | $ 103,000 | $ 51,000 | $ 40,000 |
| Staunton County Virginia | 2 | $ 175,000 | $ 87,000 | $ 44,000 |
| Wise County Virginia | 2 | $ 182,000 | $ 91,000 | $ 69,000 |
| Okaloosa County Florida | 1 | $ 268,000 | $ 268,000 | $ 75,000 |
| Fulton County Georgia | 1 | $ 640,000 | $ 640,000 | $ 250,000 |
| Alleghany County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
| Carteret County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 138,000 |
| Mecklenburg County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 69,000 |
| Vance County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 134,000 |
| Wayne County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 132,000 |
| Sullivan County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 25,000 |
| Washington County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Botetourt County Virginia | 1 | $ 320,000 | $ 320,000 | $ 107,000 |
| Buena Vista County Virginia | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Caroline County Virginia | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 5,000 | $ 5,000 | $ 71,000 |
| Fredericksburg County Virginia | 1 | $ 6,000 | $ 6,000 | $ 27,000 |
| Greensville County Virginia | 1 | $ 30,000 | $ 30,000 | $ 8,000 |
| Lexington County Virginia | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Prince William County Virginia | 1 | $ 6,000 | $ 6,000 | $ 43,000 |
| Salem County Virginia | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Mercer County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 46,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Carter Bank & Trust in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 276 | $4,811,000 | $17,000 | $200,000 | $37,000 | $200,000 |
| Refinancing | 256 | $19,445,000 | $75,000 | $1,075,000 | $50,000 | $316,000 |
| Home Purchase | 111 | $7,833,000 | $70,000 | $640,000 | $55,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 514 | $26,701,000 | $51,000 | $1,075,000 | $47,000 | $316,000 |
| Black or African American | 79 | $2,746,000 | $34,000 | $120,000 | $45,000 | $202,000 |
| Not applicable | 31 | $1,021,000 | $32,000 | $100,000 | $0 | $0 |
| Asian | 8 | $1,014,000 | $126,000 | $640,000 | $122,000 | $250,000 |
| Hispanic | 6 | $329,000 | $54,000 | $110,000 | $49,000 | $77,000 |
| American Indian or Alaskan Native | 3 | $73,000 | $24,000 | $50,000 | $52,000 | $80,000 |
| Not Provided | 2 | $205,000 | $102,000 | $165,000 | $54,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 643 | $32,089,000 | $49,000 | $1,075,000 | $45,000 | $316,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 535 | $26,117,000 | $48,000 | $1,075,000 | $46,000 | $316,000 |
| Application Denied By Financial Institution | 74 | $3,732,000 | $50,000 | $210,000 | $39,000 | $164,000 |
| Application Withdrawn By Applicant | 33 | $2,157,000 | $65,000 | $319,000 | $47,000 | $247,000 |
| Application Approved But Not Accepted | 1 | $83,000 | $83,000 | $83,000 | $49,000 | $49,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $1,411,000 | $42,000 | $185,000 | $39,000 | $164,000 |
| Debt-To-Income Ratio | 29 | $1,809,000 | $62,000 | $210,000 | $40,000 | $85,000 |
| Other | 5 | $215,000 | $43,000 | $125,000 | $45,000 | $100,000 |
| Employment History | 4 | $116,000 | $29,000 | $85,000 | $13,000 | $18,000 |
| Collateral | 2 | $56,000 | $28,000 | $34,000 | $41,000 | $64,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $96,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.