Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Carolina Farm Credit, Aca.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Carolina Farm Credit, Aca P O Box 1827 Statesville, NC 28625 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,489 |
Total Mortgage Loan Application Amount | $261,200,000 |
Average Mortgage Loan Application Amount | $142,000 |
Highest Mortgage Loan Application Amount | $904,000 |
Average Applicant Income | $90,000 |
Highest Applicant Income | $3,013,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Alamance County North Carolina | 110 | $ 21,657,000 | $ 196,000 | $ 92,000 |
Guilford County North Carolina | 79 | $ 15,118,000 | $ 191,000 | $ 78,000 |
Randolph County North Carolina | 70 | $ 11,215,000 | $ 160,000 | $ 133,000 |
Cleveland County North Carolina | 61 | $ 11,596,000 | $ 190,000 | $ 69,000 |
Rockingham County North Carolina | 55 | $ 9,534,000 | $ 173,000 | $ 80,000 |
Surry County North Carolina | 53 | $ 8,853,000 | $ 167,000 | $ 74,000 |
Caldwell County North Carolina | 52 | $ 8,360,000 | $ 160,000 | $ 81,000 |
Davidson County North Carolina | 51 | $ 8,884,000 | $ 174,000 | $ 80,000 |
Person County North Carolina | 48 | $ 9,685,000 | $ 201,000 | $ 88,000 |
Rowan County North Carolina | 46 | $ 5,497,000 | $ 119,000 | $ 81,000 |
Stokes County North Carolina | 46 | $ 7,298,000 | $ 158,000 | $ 77,000 |
Caswell County North Carolina | 45 | $ 6,608,000 | $ 146,000 | $ 81,000 |
Ashe County North Carolina | 41 | $ 6,231,000 | $ 151,000 | $ 73,000 |
Chatham County North Carolina | 40 | $ 9,550,000 | $ 238,000 | $ 91,000 |
Forsyth County North Carolina | 39 | $ 7,776,000 | $ 199,000 | $ 92,000 |
Union County North Carolina | 39 | $ 6,786,000 | $ 174,000 | $ 90,000 |
Moore County North Carolina | 37 | $ 7,964,000 | $ 215,000 | $ 96,000 |
Cherokee County North Carolina | 32 | $ 5,512,000 | $ 172,000 | $ 74,000 |
Lincoln County North Carolina | 32 | $ 5,715,000 | $ 178,000 | $ 82,000 |
Wilkes County North Carolina | 32 | $ 5,935,000 | $ 185,000 | $ 82,000 |
Catawba County North Carolina | 31 | $ 4,265,000 | $ 137,000 | $ 62,000 |
Cabarrus County North Carolina | 26 | $ 4,104,000 | $ 157,000 | $ 92,000 |
Davie County North Carolina | 26 | $ 4,956,000 | $ 190,000 | $ 69,000 |
Iredell County North Carolina | 26 | $ 4,635,000 | $ 178,000 | $ 89,000 |
Buncombe County North Carolina | 23 | $ 3,614,000 | $ 157,000 | $ 91,000 |
Henderson County North Carolina | 23 | $ 3,179,000 | $ 138,000 | $ 76,000 |
Alleghany County North Carolina | 22 | $ 3,671,000 | $ 166,000 | $ 121,000 |
Madison County North Carolina | 19 | $ 3,281,000 | $ 172,000 | $ 99,000 |
Orange County North Carolina | 17 | $ 3,465,000 | $ 203,000 | $ 112,000 |
Yadkin County North Carolina | 17 | $ 2,936,000 | $ 172,000 | $ 100,000 |
Rutherford County North Carolina | 15 | $ 2,758,000 | $ 183,000 | $ 60,000 |
Gaston County North Carolina | 13 | $ 2,192,000 | $ 168,000 | $ 94,000 |
Yancey County North Carolina | 13 | $ 1,704,000 | $ 131,000 | $ 70,000 |
Burke County North Carolina | 12 | $ 2,262,000 | $ 188,000 | $ 76,000 |
McDowell County North Carolina | 12 | $ 2,391,000 | $ 199,000 | $ 74,000 |
Alexander County North Carolina | 10 | $ 1,952,000 | $ 195,000 | $ 78,000 |
Durham County North Carolina | 10 | $ 2,053,000 | $ 205,000 | $ 103,000 |
Mitchell County North Carolina | 10 | $ 1,756,000 | $ 175,000 | $ 75,000 |
Richmond County North Carolina | 10 | $ 1,529,000 | $ 152,000 | $ 80,000 |
Haywood County North Carolina | 9 | $ 979,000 | $ 108,000 | $ 48,000 |
Watauga County North Carolina | 9 | $ 1,749,000 | $ 194,000 | $ 88,000 |
Anson County North Carolina | 8 | $ 1,350,000 | $ 168,000 | $ 89,000 |
Clay County North Carolina | 6 | $ 853,000 | $ 142,000 | $ 85,000 |
Montgomery County North Carolina | 6 | $ 1,456,000 | $ 242,000 | $ 142,000 |
Stanly County North Carolina | 6 | $ 1,341,000 | $ 223,000 | $ 88,000 |
Avery County North Carolina | 5 | $ 951,000 | $ 190,000 | $ 93,000 |
Lee County North Carolina | 4 | $ 1,032,000 | $ 258,000 | $ 86,000 |
Macon County North Carolina | 3 | $ 250,000 | $ 83,000 | $ 55,000 |
Mecklenburg County North Carolina | 3 | $ 632,000 | $ 210,000 | $ 111,000 |
Wake County North Carolina | 3 | $ 443,000 | $ 147,000 | $ 84,000 |
Carteret County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
Graham County North Carolina | 2 | $ 491,000 | $ 245,000 | $ 164,000 |
Granville County North Carolina | 2 | $ 275,000 | $ 137,000 | $ 36,000 |
Transylvania County North Carolina | 2 | $ 636,000 | $ 318,000 | $ 205,000 |
Horry County South Carolina | 2 | $ 448,000 | $ 224,000 | $ 105,000 |
Gilmer County Georgia | 1 | $ 170,000 | $ 170,000 | $ 111,000 |
Towns County Georgia | 1 | $ 344,000 | $ 344,000 | $ 206,000 |
Marion County Indiana | 1 | $ 417,000 | $ 417,000 | $ 181,000 |
Brunswick County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 133,000 |
Harnett County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 41,000 |
Sampson County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 149,000 |
Scotland County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
Swain County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 181,000 |
Kershaw County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
Lancaster County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
Johnson County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 69,000 |
Grayson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
Henrico County Virginia | 1 | $ 230,000 | $ 230,000 | $ 98,000 |
Mecklenburg County Virginia | 1 | $ 158,000 | $ 158,000 | $ 23,000 |
Patrick County Virginia | 1 | $ 211,000 | $ 211,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 834 | $149,173,000 | $178,000 | $904,000 | $91,000 | $3,013,000 |
Home Purchase | 620 | $109,488,000 | $176,000 | $417,000 | $78,000 | $595,000 |
Home Improvement | 35 | $2,539,000 | $72,000 | $275,000 | $101,000 | $590,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,371 | $242,252,000 | $176,000 | $904,000 | $87,000 | $3,013,000 |
Not Provided | 58 | $9,354,000 | $161,000 | $417,000 | $70,000 | $360,000 |
Black or African American | 27 | $3,800,000 | $140,000 | $384,000 | $71,000 | $239,000 |
Hispanic | 15 | $2,649,000 | $176,000 | $397,000 | $82,000 | $181,000 |
American Indian or Alaskan Native | 10 | $1,037,000 | $103,000 | $253,000 | $47,000 | $124,000 |
Native Hawaiian or Other Pacific Islander | 5 | $1,551,000 | $310,000 | $360,000 | $79,000 | $142,000 |
Asian | 3 | $557,000 | $185,000 | $357,000 | $137,000 | $233,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,382 | $247,208,000 | $178,000 | $751,000 | $88,000 | $3,013,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 59 | $7,224,000 | $122,000 | $222,000 | $39,000 | $77,000 |
FHA-insured (Federal Housing Administration) | 43 | $5,275,000 | $122,000 | $255,000 | $56,000 | $233,000 |
VA-guaranteed (Veterans Administration) | 5 | $1,493,000 | $298,000 | $904,000 | $116,000 | $222,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 986 | $179,788,000 | $182,000 | $751,000 | $93,000 | $3,013,000 |
Application Denied By Financial Institution | 258 | $37,318,000 | $144,000 | $417,000 | $60,000 | $282,000 |
Application Withdrawn By Applicant | 214 | $38,570,000 | $180,000 | $417,000 | $86,000 | $595,000 |
File Closed For Incompleteness | 18 | $3,380,000 | $187,000 | $904,000 | $53,000 | $222,000 |
Application Approved But Not Accepted | 12 | $2,110,000 | $175,000 | $417,000 | $80,000 | $208,000 |
Preapproval Denied by Financial Institution | 1 | $34,000 | $34,000 | $34,000 | $17,000 | $17,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 108 | $11,602,000 | $107,000 | $383,000 | $48,000 | $161,000 |
Debt-To-Income Ratio | 71 | $11,437,000 | $161,000 | $417,000 | $56,000 | $209,000 |
Collateral | 32 | $5,410,000 | $169,000 | $417,000 | $78,000 | $282,000 |
Other | 19 | $3,564,000 | $187,000 | $359,000 | $80,000 | $215,000 |
Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,643,000 | $165,000 | $417,000 | $53,000 | $111,000 |
Employment History | 2 | $376,000 | $188,000 | $304,000 | $78,000 | $142,000 |
Mortgage Insurance Denied | 1 | $250,000 | $250,000 | $250,000 | $202,000 | $202,000 |
Unverifiable Information | 1 | $417,000 | $417,000 | $417,000 | $104,000 | $104,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.