Cardinal Financial Company
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cardinal Financial Company 444 Jacksonville Road Warminster, PA 18974 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,762 |
| Total Mortgage Loan Application Amount | $951,379,000 |
| Average Mortgage Loan Application Amount | $199,000 |
| Highest Mortgage Loan Application Amount | $1,536,000 |
| Average Applicant Income | $72,500 |
| Highest Applicant Income | $976,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 485 | $ 70,433,000 | $ 145,000 | $ 64,000 |
| Prince George's County Maryland | 337 | $ 98,120,000 | $ 291,000 | $ 79,000 |
| Bucks County Pennsylvania | 299 | $ 61,727,000 | $ 206,000 | $ 80,000 |
| Montgomery County Pennsylvania | 225 | $ 43,331,000 | $ 192,000 | $ 91,000 |
| Baltimore County Maryland | 169 | $ 41,246,000 | $ 244,000 | $ 63,000 |
| Lehigh County Pennsylvania | 134 | $ 22,557,000 | $ 168,000 | $ 74,000 |
| Lancaster County Pennsylvania | 131 | $ 19,981,000 | $ 152,000 | $ 63,000 |
| Baltimore City County Maryland | 119 | $ 19,036,000 | $ 159,000 | $ 61,000 |
| New Castle County Delaware | 118 | $ 23,496,000 | $ 199,000 | $ 68,000 |
| Chester County Pennsylvania | 110 | $ 23,533,000 | $ 213,000 | $ 100,000 |
| Burlington County New Jersey | 105 | $ 19,285,000 | $ 183,000 | $ 94,000 |
| Camden County New Jersey | 102 | $ 18,353,000 | $ 179,000 | $ 79,000 |
| Anne Arundel County Maryland | 89 | $ 24,583,000 | $ 276,000 | $ 64,000 |
| Dauphin County Pennsylvania | 89 | $ 11,326,000 | $ 127,000 | $ 56,000 |
| Delaware County Pennsylvania | 80 | $ 13,003,000 | $ 162,000 | $ 73,000 |
| District of Columbia County District Of Columbia | 76 | $ 22,485,000 | $ 295,000 | $ 84,000 |
| York County Pennsylvania | 72 | $ 12,284,000 | $ 170,000 | $ 58,000 |
| Luzerne County Pennsylvania | 70 | $ 8,146,000 | $ 116,000 | $ 47,000 |
| Atlantic County New Jersey | 67 | $ 16,561,000 | $ 247,000 | $ 89,000 |
| Northampton County Pennsylvania | 59 | $ 9,691,000 | $ 164,000 | $ 66,000 |
| Montgomery County Maryland | 54 | $ 16,688,000 | $ 309,000 | $ 89,000 |
| Gloucester County New Jersey | 51 | $ 9,197,000 | $ 180,000 | $ 83,000 |
| Berks County Pennsylvania | 45 | $ 6,907,000 | $ 153,000 | $ 69,000 |
| Cumberland County Pennsylvania | 43 | $ 7,842,000 | $ 182,000 | $ 68,000 |
| Virginia Beach County Virginia | 41 | $ 8,888,000 | $ 216,000 | $ 65,000 |
| Cape May County New Jersey | 38 | $ 9,914,000 | $ 260,000 | $ 160,000 |
| Harford County Maryland | 36 | $ 9,311,000 | $ 258,000 | $ 63,000 |
| Hartford County Connecticut | 34 | $ 6,314,000 | $ 185,000 | $ 68,000 |
| Kanawha County West Virginia | 34 | $ 3,755,000 | $ 110,000 | $ 51,000 |
| Charles County Maryland | 32 | $ 9,684,000 | $ 302,000 | $ 77,000 |
| Howard County Maryland | 30 | $ 8,803,000 | $ 293,000 | $ 105,000 |
| Ocean County New Jersey | 29 | $ 5,710,000 | $ 196,000 | $ 95,000 |
| Lackawanna County Pennsylvania | 29 | $ 3,628,000 | $ 125,000 | $ 51,000 |
| Carroll County Maryland | 28 | $ 7,226,000 | $ 258,000 | $ 75,000 |
| Fairfax County Virginia | 27 | $ 8,885,000 | $ 329,000 | $ 103,000 |
| Prince William County Virginia | 27 | $ 7,319,000 | $ 271,000 | $ 79,000 |
| Colquitt County Georgia | 25 | $ 3,035,000 | $ 121,000 | $ 40,000 |
| Adams County Pennsylvania | 25 | $ 4,706,000 | $ 188,000 | $ 62,000 |
| Chesapeake County Virginia | 25 | $ 5,528,000 | $ 221,000 | $ 56,000 |
| Putnam County West Virginia | 24 | $ 3,507,000 | $ 146,000 | $ 57,000 |
| Sussex County Delaware | 22 | $ 5,236,000 | $ 238,000 | $ 101,000 |
| Calvert County Maryland | 22 | $ 6,741,000 | $ 306,000 | $ 72,000 |
| Shelby County Tennessee | 22 | $ 3,011,000 | $ 136,000 | $ 65,000 |
| Kent County Delaware | 21 | $ 4,565,000 | $ 217,000 | $ 72,000 |
| Washington County Maryland | 21 | $ 4,615,000 | $ 219,000 | $ 52,000 |
| Frederick County Maryland | 20 | $ 6,099,000 | $ 304,000 | $ 81,000 |
| Cumberland County New Jersey | 20 | $ 3,265,000 | $ 163,000 | $ 69,000 |
| Chesterfield County Virginia | 20 | $ 4,098,000 | $ 204,000 | $ 62,000 |
| Newport News County Virginia | 20 | $ 3,877,000 | $ 193,000 | $ 59,000 |
| Cecil County Maryland | 19 | $ 4,957,000 | $ 260,000 | $ 61,000 |
| Middlesex County New Jersey | 19 | $ 4,985,000 | $ 262,000 | $ 107,000 |
| Norfolk County Virginia | 19 | $ 3,263,000 | $ 171,000 | $ 59,000 |
| Allegheny County Pennsylvania | 17 | $ 2,039,000 | $ 119,000 | $ 61,000 |
| Schuylkill County Pennsylvania | 17 | $ 2,061,000 | $ 121,000 | $ 56,000 |
| Suffolk County Virginia | 17 | $ 4,223,000 | $ 248,000 | $ 68,000 |
| Cuyahoga County Ohio | 16 | $ 1,874,000 | $ 117,000 | $ 43,000 |
| St. Mary's County Maryland | 15 | $ 3,759,000 | $ 250,000 | $ 76,000 |
| Monroe County Pennsylvania | 15 | $ 2,761,000 | $ 184,000 | $ 77,000 |
| Portsmouth County Virginia | 15 | $ 2,313,000 | $ 154,000 | $ 47,000 |
| Tippecanoe County Indiana | 14 | $ 1,521,000 | $ 108,000 | $ 49,000 |
| Hampton County Virginia | 14 | $ 2,639,000 | $ 188,000 | $ 53,000 |
| Monmouth County New Jersey | 13 | $ 3,599,000 | $ 276,000 | $ 99,000 |
| Lebanon County Pennsylvania | 13 | $ 2,156,000 | $ 165,000 | $ 74,000 |
| Loudoun County Virginia | 13 | $ 4,207,000 | $ 323,000 | $ 105,000 |
| Broward County Florida | 12 | $ 2,411,000 | $ 200,000 | $ 69,000 |
| Wicomico County Maryland | 12 | $ 2,413,000 | $ 201,000 | $ 43,000 |
| Franklin County Pennsylvania | 12 | $ 1,962,000 | $ 163,000 | $ 49,000 |
| Perry County Pennsylvania | 12 | $ 1,852,000 | $ 154,000 | $ 48,000 |
| Henrico County Virginia | 11 | $ 2,169,000 | $ 197,000 | $ 54,000 |
| Berkeley County West Virginia | 11 | $ 2,262,000 | $ 205,000 | $ 83,000 |
| El Paso County Colorado | 10 | $ 2,458,000 | $ 245,000 | $ 70,000 |
| Wayne County Michigan | 10 | $ 1,583,000 | $ 158,000 | $ 55,000 |
| Bergen County New Jersey | 10 | $ 3,224,000 | $ 322,000 | $ 99,000 |
| Salem County New Jersey | 10 | $ 1,920,000 | $ 192,000 | $ 83,000 |
| Fairfield County Connecticut | 9 | $ 2,445,000 | $ 271,000 | $ 81,000 |
| Essex County New Jersey | 9 | $ 2,160,000 | $ 240,000 | $ 78,000 |
| Hudson County New Jersey | 9 | $ 2,409,000 | $ 267,000 | $ 71,000 |
| Carbon County Pennsylvania | 9 | $ 1,407,000 | $ 156,000 | $ 142,000 |
| Cabell County West Virginia | 9 | $ 860,000 | $ 95,000 | $ 45,000 |
| Palm Beach County Florida | 8 | $ 1,504,000 | $ 188,000 | $ 58,000 |
| Caroline County Maryland | 8 | $ 2,074,000 | $ 259,000 | $ 60,000 |
| Worcester County Maryland | 8 | $ 1,599,000 | $ 199,000 | $ 78,000 |
| Wake County North Carolina | 8 | $ 1,495,000 | $ 186,000 | $ 95,000 |
| Stafford County Virginia | 8 | $ 2,114,000 | $ 264,000 | $ 82,000 |
| Martin County Florida | 7 | $ 1,358,000 | $ 194,000 | $ 76,000 |
| Macomb County Michigan | 7 | $ 1,154,000 | $ 164,000 | $ 47,000 |
| Mercer County New Jersey | 7 | $ 1,817,000 | $ 259,000 | $ 116,000 |
| Somerset County New Jersey | 7 | $ 1,963,000 | $ 280,000 | $ 124,000 |
| Union County New Jersey | 7 | $ 2,077,000 | $ 296,000 | $ 87,000 |
| Franklin County Ohio | 7 | $ 873,000 | $ 124,000 | $ 62,000 |
| Spotsylvania County Virginia | 7 | $ 1,696,000 | $ 242,000 | $ 89,000 |
| New Haven County Connecticut | 6 | $ 1,111,000 | $ 185,000 | $ 67,000 |
| Duval County Florida | 6 | $ 942,000 | $ 157,000 | $ 48,000 |
| Miami-Dade County Florida | 6 | $ 1,521,000 | $ 253,000 | $ 66,000 |
| St. Lucie County Florida | 6 | $ 967,000 | $ 161,000 | $ 52,000 |
| Marion County Indiana | 6 | $ 793,000 | $ 132,000 | $ 60,000 |
| Rush County Indiana | 6 | $ 565,000 | $ 94,000 | $ 43,000 |
| Arlington County Virginia | 6 | $ 2,449,000 | $ 408,000 | $ 167,000 |
| Tolland County Connecticut | 5 | $ 1,054,000 | $ 210,000 | $ 79,000 |
| Orange County Florida | 5 | $ 1,035,000 | $ 207,000 | $ 90,000 |
| Lowndes County Georgia | 5 | $ 705,000 | $ 141,000 | $ 53,000 |
| Passaic County New Jersey | 5 | $ 1,490,000 | $ 298,000 | $ 84,000 |
| Somerset County Pennsylvania | 5 | $ 568,000 | $ 113,000 | $ 57,000 |
| Davidson County Tennessee | 5 | $ 955,000 | $ 191,000 | $ 65,000 |
| Wise County Virginia | 5 | $ 453,000 | $ 90,000 | $ 41,000 |
| Jefferson County West Virginia | 5 | $ 1,670,000 | $ 334,000 | $ 80,000 |
| Denver County Colorado | 4 | $ 585,000 | $ 146,000 | $ 98,000 |
| Cobb County Georgia | 4 | $ 722,000 | $ 180,000 | $ 56,000 |
| Bartholomew County Indiana | 4 | $ 464,000 | $ 116,000 | $ 50,000 |
| Hancock County Indiana | 4 | $ 644,000 | $ 161,000 | $ 60,000 |
| Johnson County Indiana | 4 | $ 637,000 | $ 159,000 | $ 67,000 |
| Morgan County Indiana | 4 | $ 607,000 | $ 151,000 | $ 57,000 |
| Garrett County Maryland | 4 | $ 734,000 | $ 183,000 | $ 58,000 |
| Oakland County Michigan | 4 | $ 519,000 | $ 129,000 | $ 64,000 |
| Sherburne County Minnesota | 4 | $ 667,000 | $ 166,000 | $ 99,000 |
| Morris County New Jersey | 4 | $ 1,170,000 | $ 292,000 | $ 122,000 |
| Lawrence County Ohio | 4 | $ 498,000 | $ 124,000 | $ 37,000 |
| Lorain County Ohio | 4 | $ 964,000 | $ 241,000 | $ 75,000 |
| Portage County Ohio | 4 | $ 612,000 | $ 153,000 | $ 64,000 |
| Mercer County Pennsylvania | 4 | $ 348,000 | $ 87,000 | $ 46,000 |
| Wayne County Pennsylvania | 4 | $ 556,000 | $ 139,000 | $ 101,000 |
| Westmoreland County Pennsylvania | 4 | $ 561,000 | $ 140,000 | $ 34,000 |
| Hamilton County Tennessee | 4 | $ 657,000 | $ 164,000 | $ 68,000 |
| Culpeper County Virginia | 4 | $ 1,300,000 | $ 325,000 | $ 101,000 |
| Richmond City County Virginia | 4 | $ 552,000 | $ 138,000 | $ 48,000 |
| Shenandoah County Virginia | 4 | $ 678,000 | $ 169,000 | $ 51,000 |
| York County Virginia | 4 | $ 906,000 | $ 226,000 | $ 46,000 |
| Raleigh County West Virginia | 4 | $ 414,000 | $ 103,000 | $ 49,000 |
| Brevard County Florida | 3 | $ 541,000 | $ 180,000 | $ 111,000 |
| Flagler County Florida | 3 | $ 629,000 | $ 209,000 | $ 64,000 |
| Hillsborough County Florida | 3 | $ 495,000 | $ 165,000 | $ 24,000 |
| Pasco County Florida | 3 | $ 433,000 | $ 144,000 | $ 66,000 |
| Hendricks County Indiana | 3 | $ 454,000 | $ 151,000 | $ 72,000 |
| Shelby County Indiana | 3 | $ 552,000 | $ 184,000 | $ 103,000 |
| Dorchester County Maryland | 3 | $ 784,000 | $ 261,000 | $ 29,000 |
| Washtenaw County Michigan | 3 | $ 501,000 | $ 167,000 | $ 63,000 |
| Mille Lacs County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 26,000 |
| Sussex County New Jersey | 3 | $ 971,000 | $ 323,000 | $ 109,000 |
| Forsyth County North Carolina | 3 | $ 288,000 | $ 96,000 | $ 42,000 |
| Mecklenburg County North Carolina | 3 | $ 311,000 | $ 103,000 | $ 39,000 |
| Summit County Ohio | 3 | $ 439,000 | $ 146,000 | $ 45,000 |
| Bedford County Pennsylvania | 3 | $ 563,000 | $ 187,000 | $ 65,000 |
| Fulton County Pennsylvania | 3 | $ 467,000 | $ 155,000 | $ 56,000 |
| Pike County Pennsylvania | 3 | $ 706,000 | $ 235,000 | $ 145,000 |
| Richland County South Carolina | 3 | $ 369,000 | $ 123,000 | $ 46,000 |
| Knox County Tennessee | 3 | $ 496,000 | $ 165,000 | $ 60,000 |
| Rutherford County Tennessee | 3 | $ 586,000 | $ 195,000 | $ 65,000 |
| Alexandria County Virginia | 3 | $ 1,100,000 | $ 366,000 | $ 137,000 |
| Caroline County Virginia | 3 | $ 709,000 | $ 236,000 | $ 114,000 |
| Frederick County Virginia | 3 | $ 669,000 | $ 223,000 | $ 66,000 |
| Isle of Wight County Virginia | 3 | $ 753,000 | $ 251,000 | $ 60,000 |
| King George County Virginia | 3 | $ 848,000 | $ 282,000 | $ 91,000 |
| Madison County Virginia | 3 | $ 499,000 | $ 166,000 | $ 56,000 |
| Roanoke City County Virginia | 3 | $ 393,000 | $ 131,000 | $ 47,000 |
| Middlesex County Connecticut | 2 | $ 555,000 | $ 277,000 | $ 69,000 |
| New London County Connecticut | 2 | $ 451,000 | $ 225,000 | $ 69,000 |
| Lee County Florida | 2 | $ 522,000 | $ 261,000 | $ 229,000 |
| Leon County Florida | 2 | $ 236,000 | $ 118,000 | $ 53,000 |
| Manatee County Florida | 2 | $ 616,000 | $ 308,000 | $ 53,000 |
| Pinellas County Florida | 2 | $ 336,000 | $ 168,000 | $ 29,000 |
| Fulton County Georgia | 2 | $ 248,000 | $ 124,000 | $ 43,000 |
| Gwinnett County Georgia | 2 | $ 322,000 | $ 161,000 | $ 66,000 |
| Allegany County Maryland | 2 | $ 226,000 | $ 113,000 | $ 46,000 |
| Kent County Maryland | 2 | $ 373,000 | $ 186,000 | $ 62,000 |
| Queen Anne's County Maryland | 2 | $ 648,000 | $ 324,000 | $ 87,000 |
| Somerset County Maryland | 2 | $ 298,000 | $ 149,000 | $ 54,000 |
| Talbot County Maryland | 2 | $ 1,654,000 | $ 827,000 | $ 289,000 |
| Genesee County Michigan | 2 | $ 305,000 | $ 152,000 | $ 0 |
| St. Clair County Michigan | 2 | $ 246,000 | $ 123,000 | $ 17,000 |
| Anoka County Minnesota | 2 | $ 246,000 | $ 123,000 | $ 84,000 |
| Gaston County North Carolina | 2 | $ 283,000 | $ 141,000 | $ 44,000 |
| Hoke County North Carolina | 2 | $ 275,000 | $ 137,000 | $ 46,000 |
| Johnston County North Carolina | 2 | $ 242,000 | $ 121,000 | $ 32,000 |
| Randolph County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 38,000 |
| Richmond County North Carolina | 2 | $ 137,000 | $ 68,000 | $ 36,000 |
| Clermont County Ohio | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Hamilton County Ohio | 2 | $ 284,000 | $ 142,000 | $ 70,000 |
| Medina County Ohio | 2 | $ 412,000 | $ 206,000 | $ 114,000 |
| Bradford County Pennsylvania | 2 | $ 417,000 | $ 208,000 | $ 93,000 |
| Butler County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 48,000 |
| Cambria County Pennsylvania | 2 | $ 261,000 | $ 130,000 | $ 60,000 |
| Centre County Pennsylvania | 2 | $ 268,000 | $ 134,000 | $ 103,000 |
| Northumberland County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Berkeley County South Carolina | 2 | $ 306,000 | $ 153,000 | $ 24,000 |
| Lexington County South Carolina | 2 | $ 364,000 | $ 182,000 | $ 25,000 |
| Carter County Tennessee | 2 | $ 273,000 | $ 136,000 | $ 33,000 |
| Putnam County Tennessee | 2 | $ 341,000 | $ 170,000 | $ 61,000 |
| Williamson County Tennessee | 2 | $ 354,000 | $ 177,000 | $ 84,000 |
| Franklin County Virginia | 2 | $ 412,000 | $ 206,000 | $ 37,000 |
| Hanover County Virginia | 2 | $ 478,000 | $ 239,000 | $ 78,000 |
| Harrisonburg County Virginia | 2 | $ 393,000 | $ 196,000 | $ 41,000 |
| King William County Virginia | 2 | $ 369,000 | $ 184,000 | $ 69,000 |
| Manassas County Virginia | 2 | $ 466,000 | $ 233,000 | $ 64,000 |
| Fayette County West Virginia | 2 | $ 176,000 | $ 88,000 | $ 46,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Clear Creek County Colorado | 1 | $ 385,000 | $ 385,000 | $ 196,000 |
| Delta County Colorado | 1 | $ 219,000 | $ 219,000 | $ 38,000 |
| Douglas County Colorado | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Fremont County Colorado | 1 | $ 121,000 | $ 121,000 | $ 51,000 |
| Montrose County Colorado | 1 | $ 111,000 | $ 111,000 | $ 73,000 |
| Morgan County Colorado | 1 | $ 257,000 | $ 257,000 | $ 124,000 |
| Litchfield County Connecticut | 1 | $ 154,000 | $ 154,000 | $ 58,000 |
| Windham County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 114,000 |
| Baker County Florida | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Bay County Florida | 1 | $ 171,000 | $ 171,000 | $ 61,000 |
| Clay County Florida | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| DeSoto County Florida | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Hernando County Florida | 1 | $ 350,000 | $ 350,000 | $ 75,000 |
| Indian River County Florida | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Madison County Florida | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Osceola County Florida | 1 | $ 273,000 | $ 273,000 | $ 89,000 |
| St. Johns County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Wakulla County Florida | 1 | $ 193,000 | $ 193,000 | $ 93,000 |
| Baldwin County Georgia | 1 | $ 154,000 | $ 154,000 | $ 31,000 |
| Bartow County Georgia | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| Brooks County Georgia | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Butts County Georgia | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Clayton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Columbia County Georgia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Cook County Georgia | 1 | $ 149,000 | $ 149,000 | $ 66,000 |
| Dougherty County Georgia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Douglas County Georgia | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| Haralson County Georgia | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| Henry County Georgia | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Newton County Georgia | 1 | $ 136,000 | $ 136,000 | $ 30,000 |
| Paulding County Georgia | 1 | $ 157,000 | $ 157,000 | $ 41,000 |
| Troup County Georgia | 1 | $ 137,000 | $ 137,000 | $ 39,000 |
| Worth County Georgia | 1 | $ 138,000 | $ 138,000 | $ 71,000 |
| Benton County Indiana | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Boone County Indiana | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Brown County Indiana | 1 | $ 214,000 | $ 214,000 | $ 69,000 |
| Clay County Indiana | 1 | $ 39,000 | $ 39,000 | $ 38,000 |
| Clinton County Indiana | 1 | $ 159,000 | $ 159,000 | $ 74,000 |
| Decatur County Indiana | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Elkhart County Indiana | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Franklin County Indiana | 1 | $ 156,000 | $ 156,000 | $ 52,000 |
| Hamilton County Indiana | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Henry County Indiana | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Madison County Indiana | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Miami County Indiana | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Putnam County Indiana | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| St. Joseph County Indiana | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Starke County Indiana | 1 | $ 69,000 | $ 69,000 | $ 26,000 |
| Tipton County Indiana | 1 | $ 193,000 | $ 193,000 | $ 112,000 |
| White County Indiana | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Garrard County Kentucky | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Middlesex County Massachusetts | 1 | $ 330,000 | $ 330,000 | $ 52,000 |
| Jackson County Michigan | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Roscommon County Michigan | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Benton County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Carver County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Dakota County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Douglas County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 101,000 |
| Lac qui Parle County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Pine County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Swift County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
| Hunterdon County New Jersey | 1 | $ 129,000 | $ 129,000 | $ 68,000 |
| Warren County New Jersey | 1 | $ 410,000 | $ 410,000 | $ 369,000 |
| Brunswick County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Buncombe County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Davidson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Durham County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Franklin County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Greene County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| Guilford County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 172,000 |
| Jackson County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 57,000 |
| Lincoln County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Pasquotank County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 106,000 |
| Pitt County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Union County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 79,000 |
| Wayne County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 85,000 |
| Allen County Ohio | 1 | $ 174,000 | $ 174,000 | $ 60,000 |
| Butler County Ohio | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Clinton County Ohio | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Delaware County Ohio | 1 | $ 237,000 | $ 237,000 | $ 73,000 |
| Erie County Ohio | 1 | $ 253,000 | $ 253,000 | $ 78,000 |
| Fairfield County Ohio | 1 | $ 204,000 | $ 204,000 | $ 64,000 |
| Gallia County Ohio | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| Geauga County Ohio | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Hardin County Ohio | 1 | $ 74,000 | $ 74,000 | $ 82,000 |
| Hocking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lake County Ohio | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Miami County Ohio | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Pickaway County Ohio | 1 | $ 171,000 | $ 171,000 | $ 70,000 |
| Shelby County Ohio | 1 | $ 200,000 | $ 200,000 | $ 49,000 |
| Williams County Ohio | 1 | $ 121,000 | $ 121,000 | $ 35,000 |
| Armstrong County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 71,000 |
| Blair County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Columbia County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Erie County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Lawrence County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 39,000 |
| Lycoming County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| McKean County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 27,000 |
| Snyder County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 61,000 |
| Charleston County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Dorchester County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Horry County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 234,000 |
| Lancaster County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Oconee County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Bradley County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 51,000 |
| Dyer County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Fayette County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| Hamblen County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 26,000 |
| Lawrence County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 67,000 |
| Madison County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Maury County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 95,000 |
| Montgomery County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 33,000 |
| Robertson County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 69,000 |
| Sevier County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 29,000 |
| Sumner County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 45,000 |
| Tipton County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Wilson County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 53,000 |
| Amelia County Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Augusta County Virginia | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Bedford County Virginia | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Campbell County Virginia | 1 | $ 194,000 | $ 194,000 | $ 69,000 |
| Dickenson County Virginia | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Dinwiddie County Virginia | 1 | $ 186,000 | $ 186,000 | $ 98,000 |
| Fairfax City County Virginia | 1 | $ 456,000 | $ 456,000 | $ 126,000 |
| Gloucester County Virginia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Greene County Virginia | 1 | $ 384,000 | $ 384,000 | $ 107,000 |
| Halifax County Virginia | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| Hopewell County Virginia | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| James City County Virginia | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| Louisa County Virginia | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Manassas Park County Virginia | 1 | $ 182,000 | $ 182,000 | $ 53,000 |
| Middlesex County Virginia | 1 | $ 253,000 | $ 253,000 | $ 94,000 |
| Nottoway County Virginia | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Orange County Virginia | 1 | $ 191,000 | $ 191,000 | $ 39,000 |
| Rappahannock County Virginia | 1 | $ 288,000 | $ 288,000 | $ 49,000 |
| Rockingham County Virginia | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Salem County Virginia | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Warren County Virginia | 1 | $ 247,000 | $ 247,000 | $ 71,000 |
| Hampshire County West Virginia | 1 | $ 153,000 | $ 153,000 | $ 79,000 |
| Hardy County West Virginia | 1 | $ 173,000 | $ 173,000 | $ 95,000 |
| Harrison County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Lincoln County West Virginia | 1 | $ 89,000 | $ 89,000 | $ 102,000 |
| Morgan County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Preston County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cardinal Financial Company in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,486 | $514,671,000 | $207,000 | $920,000 | $72,000 | $976,000 |
| Home Purchase | 2,276 | $436,708,000 | $191,000 | $1,536,000 | $73,000 | $704,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,987 | $576,354,000 | $192,000 | $1,536,000 | $76,000 | $976,000 |
| Black or African American | 1,154 | $248,378,000 | $215,000 | $750,000 | $65,000 | $335,000 |
| Not Provided | 314 | $65,368,000 | $208,000 | $741,000 | $78,000 | $641,000 |
| Hispanic | 219 | $41,046,000 | $187,000 | $475,000 | $58,000 | $300,000 |
| Asian | 71 | $17,002,000 | $239,000 | $729,000 | $94,000 | $704,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,288,000 | $190,000 | $301,000 | $98,000 | $384,000 |
| American Indian or Alaskan Native | 5 | $943,000 | $188,000 | $249,000 | $49,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,537 | $521,853,000 | $205,000 | $741,000 | $61,000 | $584,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,004 | $378,298,000 | $188,000 | $1,536,000 | $88,000 | $976,000 |
| VA-guaranteed (Veterans Administration) | 221 | $51,228,000 | $231,000 | $453,000 | $60,000 | $203,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,873 | $551,225,000 | $191,000 | $1,536,000 | $72,000 | $976,000 |
| Application Denied By Financial Institution | 1,019 | $224,949,000 | $220,000 | $920,000 | $71,000 | $641,000 |
| Application Withdrawn By Applicant | 562 | $112,653,000 | $200,000 | $740,000 | $75,000 | $480,000 |
| Application Approved But Not Accepted | 308 | $62,552,000 | $203,000 | $741,000 | $78,000 | $581,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 140 | $34,280,000 | $244,000 | $840,000 | $69,000 | $584,000 |
| Other | 132 | $25,931,000 | $196,000 | $544,000 | $65,000 | $641,000 |
| Collateral | 100 | $22,841,000 | $228,000 | $850,000 | $79,000 | $303,000 |
| Credit History | 99 | $20,511,000 | $207,000 | $451,000 | $65,000 | $195,000 |
| Unverifiable Information | 19 | $5,513,000 | $290,000 | $694,000 | $93,000 | $253,000 |
| Employment History | 11 | $1,874,000 | $170,000 | $337,000 | $60,000 | $111,000 |
| Mortgage Insurance Denied | 4 | $1,248,000 | $312,000 | $475,000 | $30,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $349,000 | $116,000 | $194,000 | $53,000 | $82,000 |
| Credit Application Incomplete | 1 | $166,000 | $166,000 | $166,000 | $78,000 | $78,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.