Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 91,195 |
| Total Mortgage Loan Application Amount | $25,513,835,000 |
| Average Mortgage Loan Application Amount | $266,333 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $9,596,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 8,793 | $ 1,870,015,000 | $ 229,765 | $ 95,234 |
| DALLAS-PLANO-IRVING, TX | 3,228 | $ 974,450,000 | $ 301,000 | $ 121,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,884 | $ 776,540,000 | $ 269,000 | $ 118,000 |
| FORT WORTH-ARLINGTON, TX | 2,451 | $ 695,535,000 | $ 283,000 | $ 112,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,008 | $ 623,860,000 | $ 310,000 | $ 104,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,907 | $ 491,555,000 | $ 257,000 | $ 96,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,819 | $ 837,125,000 | $ 460,000 | $ 142,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,556 | $ 538,030,000 | $ 345,000 | $ 126,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,479 | $ 398,805,000 | $ 269,000 | $ 102,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,380 | $ 694,900,000 | $ 475,500 | $ 141,000 |
| CHICAGO-NAPERVILLE, IL | 1,290 | $ 296,580,000 | $ 229,000 | $ 88,000 |
| JACKSONVILLE, FL | 1,230 | $ 342,780,000 | $ 278,000 | $ 98,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,197 | $ 299,925,000 | $ 261,500 | $ 99,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,148 | $ 398,250,000 | $ 346,000 | $ 103,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,147 | $ 307,505,000 | $ 278,000 | $ 102,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,106 | $ 445,610,000 | $ 384,750 | $ 123,250 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,057 | $ 516,765,000 | $ 488,000 | $ 141,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 955 | $ 299,275,000 | $ 313,000 | $ 113,000 |
| NEWARK, NJ-PA | 954 | $ 342,820,000 | $ 304,500 | $ 117,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 952 | $ 266,150,000 | $ 279,000 | $ 106,000 |
| KNOXVILLE, TN | 848 | $ 187,000,000 | $ 220,000 | $ 82,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 828 | $ 202,260,000 | $ 244,000 | $ 104,000 |
| SAN DIEGO-CARLSBAD, CA | 793 | $ 442,855,000 | $ 558,000 | $ 162,000 |
| CAPE CORAL-FORT MYERS, FL | 744 | $ 200,900,000 | $ 270,000 | $ 95,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 718 | $ 264,170,000 | $ 368,500 | $ 113,500 |
| NEW YORK-NEWARK, NY | 713 | $ 258,425,000 | $ 353,000 | $ 124,500 |
| SALT LAKE CITY, UT | 681 | $ 269,985,000 | $ 396,000 | $ 116,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 680 | $ 209,320,000 | $ 307,000 | $ 114,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 677 | $ 189,245,000 | $ 279,000 | $ 106,000 |
| BATON ROUGE, LA | 569 | $ 122,585,000 | $ 215,000 | $ 81,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 569 | $ 138,895,000 | $ 247,000 | $ 96,500 |
| ELKHART-GOSHEN, IN | 551 | $ 93,855,000 | $ 170,000 | $ 73,000 |
| CINCINNATI, OH-KY-IN | 547 | $ 105,775,000 | $ 189,666 | $ 81,333 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 539 | $ 164,385,000 | $ 304,000 | $ 116,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 537 | $ 291,175,000 | $ 542,000 | $ 165,000 |
| AUSTIN-ROUND ROCK, TX | 518 | $ 173,700,000 | $ 335,000 | $ 143,000 |
| OKLAHOMA CITY, OK | 505 | $ 114,085,000 | $ 225,000 | $ 97,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 492 | $ 78,410,000 | $ 176,500 | $ 79,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 485 | $ 188,405,000 | $ 388,000 | $ 146,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 461 | $ 144,315,000 | $ 313,000 | $ 114,000 |
| LUBBOCK, TX | 439 | $ 93,945,000 | $ 213,000 | $ 108,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 437 | $ 98,565,000 | $ 225,000 | $ 82,000 |
| ALBUQUERQUE, NM | 429 | $ 116,495,000 | $ 271,000 | $ 107,000 |
| OGDEN-CLEARFIELD, UT | 418 | $ 158,070,000 | $ 378,000 | $ 112,000 |
| COLUMBUS, OH | 412 | $ 83,670,000 | $ 203,000 | $ 85,000 |
| EL PASO, TX | 412 | $ 60,840,000 | $ 147,000 | $ 73,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 405 | $ 125,155,000 | $ 309,000 | $ 95,000 |
| WINSTON-SALEM, NC | 402 | $ 72,190,000 | $ 179,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 400 | $ 93,990,000 | $ 219,333 | $ 92,000 |
| LAKELAND-WINTER HAVEN, FL | 383 | $ 86,555,000 | $ 225,000 | $ 77,000 |
| DENVER-AURORA-LAKEWOOD, CO | 375 | $ 138,745,000 | $ 369,000 | $ 125,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 370 | $ 133,050,000 | $ 359,000 | $ 115,000 |
| NEW ORLEANS-METAIRIE, LA | 368 | $ 80,410,000 | $ 218,000 | $ 84,000 |
| RALEIGH, NC | 360 | $ 96,730,000 | $ 268,000 | $ 109,000 |
| HICKORY-LENOIR-MORGANTON, NC | 355 | $ 62,715,000 | $ 176,000 | $ 80,000 |
| JOHNSON CITY, TN | 354 | $ 73,470,000 | $ 207,000 | $ 80,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 354 | $ 67,740,000 | $ 191,000 | $ 83,500 |
| TUCSON, AZ | 354 | $ 79,930,000 | $ 225,000 | $ 86,000 |
| CAMDEN, NJ | 352 | $ 74,560,000 | $ 211,000 | $ 94,000 |
| PORT ST. LUCIE, FL | 350 | $ 95,600,000 | $ 273,000 | $ 93,000 |
| CHATTANOOGA, TN-GA | 346 | $ 84,060,000 | $ 230,000 | $ 88,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 339 | $ 109,485,000 | $ 322,000 | $ 116,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 339 | $ 71,155,000 | $ 209,000 | $ 101,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 338 | $ 184,670,000 | $ 546,000 | $ 164,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 335 | $ 79,975,000 | $ 238,000 | $ 95,000 |
| ST. LOUIS, MO-IL | 332 | $ 62,670,000 | $ 177,500 | $ 82,500 |
| KANSAS CITY, MO-KS | 329 | $ 67,535,000 | $ 211,000 | $ 85,000 |
| FRESNO, CA | 317 | $ 82,885,000 | $ 261,000 | $ 103,000 |
| COLUMBIA, SC | 315 | $ 78,015,000 | $ 247,000 | $ 96,000 |
| PROVO-OREM, UT | 313 | $ 132,295,000 | $ 422,000 | $ 113,000 |
| PHILADELPHIA, PA | 311 | $ 63,075,000 | $ 202,000 | $ 82,000 |
| PITTSBURGH, PA | 299 | $ 49,805,000 | $ 166,000 | $ 88,000 |
| WILMINGTON, DE-MD-NJ | 292 | $ 80,170,000 | $ 266,000 | $ 98,666 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 288 | $ 69,500,000 | $ 234,500 | $ 89,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 287 | $ 79,135,000 | $ 275,000 | $ 113,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 267 | $ 55,285,000 | $ 207,000 | $ 96,000 |
| BAKERSFIELD, CA | 264 | $ 59,670,000 | $ 226,000 | $ 82,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 257 | $ 61,365,000 | $ 238,000 | $ 100,000 |
| TACOMA-LAKEWOOD, WA | 257 | $ 94,035,000 | $ 365,000 | $ 113,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 255 | $ 60,895,000 | $ 240,000 | $ 117,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 249 | $ 151,505,000 | $ 608,000 | $ 188,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 246 | $ 63,280,000 | $ 257,000 | $ 101,000 |
| RENO, NV | 245 | $ 115,485,000 | $ 471,000 | $ 168,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 245 | $ 91,775,000 | $ 374,000 | $ 115,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 236 | $ 39,130,000 | $ 165,000 | $ 79,000 |
| SPARTANBURG, SC | 231 | $ 50,275,000 | $ 217,000 | $ 79,000 |
| EL CENTRO, CA | 229 | $ 46,545,000 | $ 203,000 | $ 86,000 |
| OCALA, FL | 229 | $ 49,255,000 | $ 215,000 | $ 83,000 |
| CLEVELAND-ELYRIA, OH | 226 | $ 37,840,000 | $ 167,000 | $ 87,000 |
| RICHMOND, VA | 218 | $ 52,850,000 | $ 242,000 | $ 100,000 |
| TULSA, OK | 216 | $ 51,240,000 | $ 237,000 | $ 93,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 215 | $ 51,525,000 | $ 239,000 | $ 86,000 |
| TALLAHASSEE, FL | 214 | $ 46,010,000 | $ 215,000 | $ 101,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 210 | $ 49,720,000 | $ 251,500 | $ 100,000 |
| GREENSBORO-HIGH POINT, NC | 206 | $ 38,830,000 | $ 188,000 | $ 95,000 |
| BOSTON, MA | 204 | $ 91,570,000 | $ 448,000 | $ 124,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 204 | $ 42,450,000 | $ 198,000 | $ 84,500 |
| MCALLEN-EDINBURG-MISSION, TX | 195 | $ 41,035,000 | $ 210,000 | $ 101,000 |
| ODESSA, TX | 195 | $ 39,665,000 | $ 203,000 | $ 95,000 |
| PROVIDENCE-WARWICK, RI-MA | 193 | $ 57,255,000 | $ 303,000 | $ 92,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 184 | $ 44,460,000 | $ 225,000 | $ 93,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 178 | $ 41,350,000 | $ 232,000 | $ 98,000 |
| TYLER, TX | 164 | $ 40,410,000 | $ 246,000 | $ 96,000 |
| NEW HAVEN-MILFORD, CT | 163 | $ 38,815,000 | $ 238,000 | $ 94,000 |
| VISALIA-PORTERVILLE, CA | 162 | $ 35,280,000 | $ 217,000 | $ 88,000 |
| ASHEVILLE, NC | 159 | $ 39,685,000 | $ 249,000 | $ 89,000 |
| DOVER, DE | 159 | $ 43,995,000 | $ 276,000 | $ 100,000 |
| ABILENE, TX | 157 | $ 36,835,000 | $ 234,000 | $ 87,000 |
| COLORADO SPRINGS, CO | 156 | $ 50,020,000 | $ 320,000 | $ 93,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 153 | $ 64,335,000 | $ 420,000 | $ 126,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 153 | $ 39,095,000 | $ 255,000 | $ 113,000 |
| MORRISTOWN, TN | 150 | $ 30,170,000 | $ 201,000 | $ 77,000 |
| MIDLAND, MI | 147 | $ 28,995,000 | $ 197,000 | $ 101,000 |
| MOBILE, AL | 146 | $ 26,100,000 | $ 178,000 | $ 73,000 |
| VINELAND-BRIDGETON, NJ | 146 | $ 25,120,000 | $ 172,000 | $ 74,000 |
| KILLEEN-TEMPLE, TX | 144 | $ 28,580,000 | $ 198,000 | $ 83,000 |
| BIRMINGHAM-HOOVER, AL | 142 | $ 28,030,000 | $ 197,000 | $ 79,000 |
| DURHAM-CHAPEL HILL, NC | 141 | $ 32,195,000 | $ 228,000 | $ 83,000 |
| PUNTA GORDA, FL | 141 | $ 31,335,000 | $ 222,000 | $ 78,000 |
| ROANOKE, VA | 140 | $ 27,960,000 | $ 199,000 | $ 88,000 |
| ELGIN, IL | 139 | $ 30,685,000 | $ 220,000 | $ 86,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 139 | $ 83,375,000 | $ 599,000 | $ 171,000 |
| FAYETTEVILLE, NC | 138 | $ 27,720,000 | $ 200,000 | $ 79,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 136 | $ 53,390,000 | $ 392,000 | $ 166,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 136 | $ 57,320,000 | $ 421,000 | $ 168,000 |
| SPOKANE-SPOKANE VALLEY, WA | 136 | $ 32,980,000 | $ 242,000 | $ 79,000 |
| GAINESVILLE, FL | 132 | $ 28,970,000 | $ 219,000 | $ 86,000 |
| STOCKTON-LODI, CA | 129 | $ 47,985,000 | $ 371,000 | $ 111,000 |
| GARY, IN | 126 | $ 23,410,000 | $ 185,000 | $ 71,000 |
| VALLEJO-FAIRFIELD, CA | 124 | $ 50,850,000 | $ 410,000 | $ 120,000 |
| MIDLAND, TX | 122 | $ 28,430,000 | $ 233,000 | $ 106,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 121 | $ 24,625,000 | $ 199,500 | $ 77,500 |
| SAVANNAH, GA | 121 | $ 26,655,000 | $ 220,000 | $ 76,000 |
| SALISBURY, MD-DE | 120 | $ 29,070,000 | $ 224,000 | $ 96,500 |
| DES MOINES-WEST DES MOINES, IA | 110 | $ 23,200,000 | $ 210,000 | $ 79,000 |
| SALEM, OR | 110 | $ 29,260,000 | $ 266,000 | $ 85,000 |
| SANTA FE, NM | 110 | $ 35,730,000 | $ 324,000 | $ 90,000 |
| SHERMAN-DENISON, TX | 110 | $ 27,050,000 | $ 245,000 | $ 106,000 |
| CLARKSVILLE, TN-KY | 109 | $ 23,885,000 | $ 190,500 | $ 66,500 |
| MERCED, CA | 109 | $ 31,105,000 | $ 285,000 | $ 100,000 |
| WORCESTER, MA-CT | 106 | $ 32,630,000 | $ 276,000 | $ 95,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 105 | $ 18,975,000 | $ 177,000 | $ 72,500 |
| BEAUMONT-PORT ARTHUR, TX | 104 | $ 19,440,000 | $ 186,000 | $ 105,000 |
| BOISE CITY, ID | 104 | $ 32,860,000 | $ 315,000 | $ 108,000 |
| SAGINAW, MI | 102 | $ 15,910,000 | $ 155,000 | $ 67,000 |
| LYNCHBURG, VA | 101 | $ 20,705,000 | $ 205,000 | $ 79,000 |
| HUNTSVILLE, AL | 100 | $ 25,470,000 | $ 254,000 | $ 97,000 |
| LONGVIEW, TX | 99 | $ 21,255,000 | $ 214,000 | $ 110,000 |
| CORPUS CHRISTI, TX | 98 | $ 22,340,000 | $ 227,000 | $ 102,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 93 | $ 13,405,000 | $ 144,000 | $ 72,000 |
| WENATCHEE, WA | 93 | $ 29,155,000 | $ 313,000 | $ 97,000 |
| MODESTO, CA | 91 | $ 26,755,000 | $ 294,000 | $ 92,000 |
| HOMOSASSA SPRINGS, FL | 89 | $ 18,555,000 | $ 208,000 | $ 80,000 |
| URBAN HONOLULU, HI | 89 | $ 55,435,000 | $ 622,000 | $ 140,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 88 | $ 20,900,000 | $ 237,000 | $ 89,000 |
| TEXARKANA, TX-AR | 88 | $ 13,250,000 | $ 158,000 | $ 78,000 |
| AMARILLO, TX | 86 | $ 17,730,000 | $ 206,000 | $ 102,000 |
| PANAMA CITY, FL | 86 | $ 19,220,000 | $ 223,000 | $ 98,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 85 | $ 41,685,000 | $ 490,000 | $ 137,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 85 | $ 60,095,000 | $ 707,000 | $ 215,000 |
| SEBASTIAN-VERO BEACH, FL | 84 | $ 20,970,000 | $ 249,000 | $ 84,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 83 | $ 16,165,000 | $ 194,000 | $ 70,000 |
| GRAND RAPIDS-WYOMING, MI | 82 | $ 17,060,000 | $ 208,000 | $ 74,000 |
| KENNEWICK-RICHLAND, WA | 81 | $ 22,855,000 | $ 282,000 | $ 78,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 81 | $ 13,385,000 | $ 165,000 | $ 73,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 77 | $ 18,345,000 | $ 238,000 | $ 139,000 |
| BROWNSVILLE-HARLINGEN, TX | 77 | $ 13,845,000 | $ 179,000 | $ 85,000 |
| HARRISBURG-CARLISLE, PA | 77 | $ 15,805,000 | $ 205,000 | $ 86,000 |
| SPRINGFIELD, MO | 76 | $ 14,520,000 | $ 191,000 | $ 68,000 |
| GREEN BAY, WI | 73 | $ 14,895,000 | $ 204,000 | $ 78,000 |
| HAMMOND, LA | 73 | $ 14,775,000 | $ 202,000 | $ 70,000 |
| LAS CRUCES, NM | 73 | $ 15,215,000 | $ 208,000 | $ 85,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 72 | $ 12,070,000 | $ 167,000 | $ 72,000 |
| EAST STROUDSBURG, PA | 72 | $ 16,600,000 | $ 230,000 | $ 110,000 |
| GREELEY, CO | 72 | $ 24,920,000 | $ 346,000 | $ 101,000 |
| GREENVILLE, NC | 72 | $ 13,080,000 | $ 181,000 | $ 72,000 |
| SHREVEPORT-BOSSIER CITY, LA | 72 | $ 13,520,000 | $ 187,000 | $ 73,000 |
| TRENTON, NJ | 72 | $ 16,290,000 | $ 226,000 | $ 118,000 |
| FARGO, ND-MN | 70 | $ 18,700,000 | $ 249,000 | $ 84,000 |
| LONGVIEW, WA | 70 | $ 20,060,000 | $ 286,000 | $ 86,000 |
| WILMINGTON, NC | 70 | $ 17,820,000 | $ 254,000 | $ 106,000 |
| READING, PA | 69 | $ 13,365,000 | $ 193,000 | $ 120,000 |
| YORK-HANOVER, PA | 69 | $ 12,985,000 | $ 188,000 | $ 73,000 |
| ST. GEORGE, UT | 68 | $ 25,460,000 | $ 374,000 | $ 137,000 |
| HINESVILLE, GA | 66 | $ 13,350,000 | $ 202,000 | $ 70,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 65 | $ 12,505,000 | $ 192,000 | $ 127,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 65 | $ 9,585,000 | $ 152,500 | $ 71,500 |
| DULUTH, MN-WI | 64 | $ 12,080,000 | $ 160,500 | $ 69,000 |
| FLINT, MI | 64 | $ 9,810,000 | $ 153,000 | $ 71,000 |
| FOND DU LAC, WI | 64 | $ 9,360,000 | $ 146,000 | $ 66,000 |
| AKRON, OH | 62 | $ 9,750,000 | $ 157,000 | $ 69,000 |
| CLEVELAND, TN | 62 | $ 13,160,000 | $ 212,000 | $ 75,000 |
| TOLEDO, OH | 62 | $ 9,540,000 | $ 153,000 | $ 103,000 |
| LAFAYETTE, LA | 61 | $ 11,965,000 | $ 196,000 | $ 78,000 |
| ROCHESTER, MN | 61 | $ 12,495,000 | $ 204,000 | $ 86,000 |
| ROCKFORD, IL | 60 | $ 9,280,000 | $ 154,000 | $ 75,000 |
| WACO, TX | 59 | $ 12,405,000 | $ 210,000 | $ 95,000 |
| JANESVILLE-BELOIT, WI | 58 | $ 10,660,000 | $ 183,000 | $ 70,000 |
| BAY CITY, MI | 57 | $ 8,045,000 | $ 141,000 | $ 67,000 |
| OLYMPIA-TUMWATER, WA | 57 | $ 20,555,000 | $ 360,000 | $ 100,000 |
| COLUMBUS, GA-AL | 55 | $ 11,015,000 | $ 175,000 | $ 66,500 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 55 | $ 12,695,000 | $ 227,000 | $ 81,000 |
| LEXINGTON-FAYETTE, KY | 54 | $ 11,470,000 | $ 212,000 | $ 83,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 53 | $ 12,945,000 | $ 244,000 | $ 90,000 |
| LANSING-EAST LANSING, MI | 52 | $ 7,640,000 | $ 146,000 | $ 71,000 |
| SALINAS, CA | 52 | $ 24,440,000 | $ 470,000 | $ 132,000 |
| LAWTON, OK | 50 | $ 8,760,000 | $ 175,000 | $ 79,000 |
| MEDFORD, OR | 50 | $ 15,010,000 | $ 300,000 | $ 110,000 |
| NILES-BENTON HARBOR, MI | 49 | $ 6,965,000 | $ 142,000 | $ 61,000 |
| PUEBLO, CO | 49 | $ 10,415,000 | $ 212,000 | $ 97,000 |
| MADISON, WI | 47 | $ 11,815,000 | $ 251,000 | $ 86,000 |
| YAKIMA, WA | 47 | $ 12,175,000 | $ 259,000 | $ 80,000 |
| YUMA, AZ | 47 | $ 8,385,000 | $ 178,000 | $ 65,000 |
| COLLEGE STATION-BRYAN, TX | 46 | $ 9,600,000 | $ 208,000 | $ 98,000 |
| EUGENE, OR | 46 | $ 12,130,000 | $ 263,000 | $ 122,000 |
| MACON-BIBB COUNTY, GA | 46 | $ 9,510,000 | $ 206,000 | $ 81,000 |
| SANTA MARIA-SANTA BARBARA, CA | 46 | $ 18,820,000 | $ 409,000 | $ 103,000 |
| SANTA ROSA, CA | 46 | $ 21,170,000 | $ 460,000 | $ 155,000 |
| JACKSONVILLE, NC | 45 | $ 9,225,000 | $ 205,000 | $ 73,000 |
| JACKSON, TN | 44 | $ 7,320,000 | $ 166,000 | $ 73,000 |
| MADERA, CA | 44 | $ 13,100,000 | $ 297,000 | $ 113,000 |
| SIERRA VISTA-DOUGLAS, AZ | 44 | $ 8,070,000 | $ 183,000 | $ 81,000 |
| BREMERTON-SILVERDALE, WA | 43 | $ 16,505,000 | $ 383,000 | $ 147,000 |
| CANTON-MASSILLON, OH | 43 | $ 7,635,000 | $ 177,000 | $ 79,000 |
| ST. CLOUD, MN | 43 | $ 8,925,000 | $ 207,000 | $ 78,000 |
| SEBRING, FL | 42 | $ 7,530,000 | $ 179,000 | $ 69,000 |
| THE VILLAGES, FL | 42 | $ 8,870,000 | $ 211,000 | $ 67,000 |
| ATHENS-CLARKE COUNTY, GA | 41 | $ 8,225,000 | $ 200,000 | $ 86,000 |
| FORT WAYNE, IN | 41 | $ 7,585,000 | $ 185,000 | $ 86,000 |
| GRAND JUNCTION, CO | 41 | $ 9,525,000 | $ 232,000 | $ 68,000 |
| LANCASTER, PA | 41 | $ 8,365,000 | $ 204,000 | $ 93,000 |
| NORWICH-NEW LONDON, CT | 41 | $ 9,845,000 | $ 240,000 | $ 89,000 |
| FORT COLLINS, CO | 40 | $ 13,290,000 | $ 332,000 | $ 107,000 |
| IDAHO FALLS, ID | 40 | $ 10,020,000 | $ 250,000 | $ 74,000 |
| LAKE CHARLES, LA | 40 | $ 8,620,000 | $ 215,000 | $ 95,000 |
| MONTGOMERY, AL | 40 | $ 8,300,000 | $ 207,000 | $ 99,000 |
| DALTON, GA | 39 | $ 7,205,000 | $ 184,000 | $ 69,000 |
| HANFORD-CORCORAN, CA | 39 | $ 8,845,000 | $ 226,000 | $ 100,000 |
| YUBA CITY, CA | 39 | $ 10,385,000 | $ 266,000 | $ 87,000 |
| CHARLOTTESVILLE, VA | 38 | $ 9,990,000 | $ 262,000 | $ 83,000 |
| CHICO, CA | 38 | $ 9,730,000 | $ 256,000 | $ 80,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 38 | $ 11,290,000 | $ 297,000 | $ 105,000 |
| WARNER ROBINS, GA | 38 | $ 7,170,000 | $ 188,000 | $ 74,000 |
| WICHITA FALLS, TX | 38 | $ 6,060,000 | $ 159,000 | $ 78,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 37 | $ 8,585,000 | $ 232,000 | $ 99,000 |
| JONESBORO, AR | 37 | $ 6,655,000 | $ 179,000 | $ 78,000 |
| WICHITA, KS | 37 | $ 5,955,000 | $ 160,000 | $ 101,000 |
| COEUR D'ALENE, ID | 36 | $ 10,700,000 | $ 297,000 | $ 79,000 |
| FLAGSTAFF, AZ | 36 | $ 12,560,000 | $ 348,000 | $ 129,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 36 | $ 5,500,000 | $ 144,000 | $ 70,666 |
| OSHKOSH-NEENAH, WI | 36 | $ 5,400,000 | $ 150,000 | $ 72,000 |
| BILLINGS, MT | 35 | $ 7,625,000 | $ 217,000 | $ 80,000 |
| BURLINGTON, NC | 35 | $ 7,205,000 | $ 205,000 | $ 73,000 |
| DECATUR, AL | 35 | $ 5,945,000 | $ 169,000 | $ 70,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 35 | $ 14,215,000 | $ 406,000 | $ 122,000 |
| VALDOSTA, GA | 35 | $ 6,895,000 | $ 197,000 | $ 75,000 |
| WINCHESTER, VA-WV | 35 | $ 8,615,000 | $ 259,500 | $ 96,500 |
| BEND-REDMOND, OR | 34 | $ 13,030,000 | $ 383,000 | $ 120,000 |
| SPRINGFIELD, MA | 34 | $ 7,720,000 | $ 227,000 | $ 84,000 |
| SUMTER, SC | 34 | $ 6,420,000 | $ 188,000 | $ 71,000 |
| BOULDER, CO | 33 | $ 11,755,000 | $ 356,000 | $ 116,000 |
| HOUMA-THIBODAUX, LA | 33 | $ 6,235,000 | $ 188,000 | $ 75,000 |
| LOGAN, UT-ID | 33 | $ 9,875,000 | $ 307,000 | $ 95,500 |
| ALBANY-SCHENECTADY-TROY, NY | 31 | $ 7,735,000 | $ 249,000 | $ 103,000 |
| JOPLIN, MO | 31 | $ 4,545,000 | $ 146,000 | $ 68,000 |
| PEORIA, IL | 31 | $ 4,615,000 | $ 148,000 | $ 70,000 |
| GAINESVILLE, GA | 30 | $ 11,210,000 | $ 373,000 | $ 114,000 |
| JACKSON, MI | 30 | $ 4,330,000 | $ 144,000 | $ 66,000 |
| NEW BERN, NC | 30 | $ 5,440,000 | $ 181,000 | $ 100,000 |
| RACINE, WI | 30 | $ 6,280,000 | $ 209,000 | $ 86,000 |
| REDDING, CA | 30 | $ 7,500,000 | $ 250,000 | $ 80,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 29 | $ 5,665,000 | $ 195,000 | $ 102,000 |
| CEDAR RAPIDS, IA | 29 | $ 5,145,000 | $ 177,000 | $ 70,000 |
| KALAMAZOO-PORTAGE, MI | 29 | $ 4,825,000 | $ 166,000 | $ 72,000 |
| OCEAN CITY, NJ | 29 | $ 8,475,000 | $ 292,000 | $ 115,000 |
| RAPID CITY, SD | 29 | $ 7,575,000 | $ 261,000 | $ 116,000 |
| ROCKY MOUNT, NC | 29 | $ 5,275,000 | $ 181,000 | $ 70,000 |
| EAU CLAIRE, WI | 28 | $ 5,520,000 | $ 197,000 | $ 68,000 |
| ROME, GA | 28 | $ 4,760,000 | $ 170,000 | $ 129,000 |
| SAN ANGELO, TX | 27 | $ 4,985,000 | $ 184,000 | $ 64,000 |
| BARNSTABLE TOWN, MA | 26 | $ 8,980,000 | $ 345,000 | $ 135,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 26 | $ 8,030,000 | $ 308,000 | $ 149,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 26 | $ 9,000,000 | $ 346,000 | $ 125,000 |
| ALBANY, OR | 25 | $ 5,395,000 | $ 215,000 | $ 66,000 |
| AUBURN-OPELIKA, AL | 25 | $ 4,885,000 | $ 195,000 | $ 84,000 |
| LINCOLN, NE | 25 | $ 3,975,000 | $ 159,000 | $ 75,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 24 | $ 4,900,000 | $ 204,000 | $ 82,000 |
| ENID, OK | 24 | $ 3,790,000 | $ 157,000 | $ 55,000 |
| KANKAKEE, IL | 24 | $ 4,470,000 | $ 186,000 | $ 91,000 |
| LAREDO, TX | 24 | $ 4,630,000 | $ 192,000 | $ 89,000 |
| MANCHESTER-NASHUA, NH | 24 | $ 7,370,000 | $ 307,000 | $ 120,000 |
| MONROE, LA | 24 | $ 4,000,000 | $ 166,000 | $ 74,000 |
| BELLINGHAM, WA | 23 | $ 7,765,000 | $ 337,000 | $ 121,000 |
| COLUMBIA, MO | 23 | $ 5,945,000 | $ 258,000 | $ 110,000 |
| FARMINGTON, NM | 23 | $ 4,405,000 | $ 191,000 | $ 84,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 23 | $ 15,965,000 | $ 694,000 | $ 193,000 |
| ST. JOSEPH, MO-KS | 23 | $ 4,755,000 | $ 206,000 | $ 78,000 |
| ALBANY, GA | 22 | $ 3,790,000 | $ 172,000 | $ 77,000 |
| ANCHORAGE, AK | 22 | $ 7,730,000 | $ 351,000 | $ 143,000 |
| EVANSVILLE, IN-KY | 22 | $ 4,590,000 | $ 190,000 | $ 109,000 |
| MOUNT VERNON-ANACORTES, WA | 22 | $ 7,440,000 | $ 338,000 | $ 91,000 |
| PORTLAND-SOUTH PORTLAND, ME | 22 | $ 5,670,000 | $ 257,000 | $ 86,000 |
| SANTA CRUZ-WATSONVILLE, CA | 22 | $ 12,840,000 | $ 583,000 | $ 171,000 |
| TWIN FALLS, ID | 22 | $ 4,330,000 | $ 196,000 | $ 64,000 |
| BRUNSWICK, GA | 21 | $ 3,695,000 | $ 175,000 | $ 81,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 21 | $ 6,555,000 | $ 312,000 | $ 106,000 |
| SIOUX FALLS, SD | 21 | $ 4,925,000 | $ 234,000 | $ 78,000 |
| APPLETON, WI | 20 | $ 3,460,000 | $ 173,000 | $ 80,000 |
| BATTLE CREEK, MI | 20 | $ 2,850,000 | $ 142,000 | $ 74,000 |
| LEWISTON, ID-WA | 20 | $ 3,930,000 | $ 171,500 | $ 59,500 |
| MICHIGAN CITY-LA PORTE, IN | 20 | $ 3,120,000 | $ 156,000 | $ 82,000 |
| MONROE, MI | 20 | $ 3,480,000 | $ 174,000 | $ 77,000 |
| STAUNTON-WAYNESBORO, VA | 20 | $ 4,400,000 | $ 220,000 | $ 77,000 |
| BANGOR, ME | 19 | $ 3,375,000 | $ 177,000 | $ 85,000 |
| GOLDSBORO, NC | 19 | $ 3,605,000 | $ 189,000 | $ 66,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 19 | $ 4,105,000 | $ 216,000 | $ 87,000 |
| SPRINGFIELD, OH | 19 | $ 2,765,000 | $ 145,000 | $ 70,000 |
| ANN ARBOR, MI | 18 | $ 4,420,000 | $ 245,000 | $ 113,000 |
| BINGHAMTON, NY | 18 | $ 2,950,000 | $ 163,000 | $ 98,000 |
| BLOOMINGTON, IN | 18 | $ 3,710,000 | $ 206,000 | $ 90,000 |
| CHEYENNE, WY | 18 | $ 4,590,000 | $ 255,000 | $ 162,000 |
| FLORENCE, SC | 18 | $ 3,480,000 | $ 193,000 | $ 64,000 |
| SIOUX CITY, IA-NE-SD | 18 | $ 3,550,000 | $ 255,666 | $ 69,666 |
| WATERLOO-CEDAR FALLS, IA | 18 | $ 2,370,000 | $ 131,000 | $ 63,000 |
| ALEXANDRIA, LA | 17 | $ 3,165,000 | $ 186,000 | $ 69,000 |
| BISMARCK, ND | 17 | $ 4,075,000 | $ 239,000 | $ 90,000 |
| BLOOMSBURG-BERWICK, PA | 17 | $ 2,835,000 | $ 166,000 | $ 76,000 |
| BOWLING GREEN, KY | 17 | $ 2,935,000 | $ 172,000 | $ 87,000 |
| ERIE, PA | 17 | $ 3,025,000 | $ 177,000 | $ 59,000 |
| LEBANON, PA | 17 | $ 3,775,000 | $ 222,000 | $ 97,000 |
| NAPA, CA | 17 | $ 11,885,000 | $ 699,000 | $ 224,000 |
| POCATELLO, ID | 17 | $ 3,535,000 | $ 207,000 | $ 70,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 16 | $ 2,210,000 | $ 138,000 | $ 62,000 |
| CARSON CITY, NV | 16 | $ 5,770,000 | $ 360,000 | $ 118,000 |
| GRANTS PASS, OR | 16 | $ 3,710,000 | $ 231,000 | $ 62,000 |
| GREAT FALLS, MT | 16 | $ 2,880,000 | $ 180,000 | $ 50,000 |
| JEFFERSON CITY, MO | 16 | $ 2,620,000 | $ 163,000 | $ 69,000 |
| LIMA, OH | 16 | $ 2,460,000 | $ 153,000 | $ 74,000 |
| SYRACUSE, NY | 16 | $ 2,940,000 | $ 183,000 | $ 86,000 |
| DUBUQUE, IA | 15 | $ 2,905,000 | $ 193,000 | $ 90,000 |
| GRAND FORKS, ND-MN | 15 | $ 2,885,000 | $ 191,500 | $ 81,000 |
| HARRISONBURG, VA | 15 | $ 3,815,000 | $ 254,000 | $ 81,000 |
| HOT SPRINGS, AR | 15 | $ 2,765,000 | $ 184,000 | $ 72,000 |
| MANKATO-NORTH MANKATO, MN | 15 | $ 3,285,000 | $ 219,000 | $ 100,000 |
| ROCHESTER, NY | 15 | $ 2,805,000 | $ 187,000 | $ 114,000 |
| SAN RAFAEL, CA | 15 | $ 9,455,000 | $ 630,000 | $ 181,000 |
| TOPEKA, KS | 15 | $ 1,955,000 | $ 130,000 | $ 74,000 |
| GADSDEN, AL | 14 | $ 2,360,000 | $ 168,000 | $ 60,000 |
| IOWA CITY, IA | 14 | $ 2,750,000 | $ 196,000 | $ 74,000 |
| JACKSON, MS | 14 | $ 2,930,000 | $ 209,000 | $ 79,000 |
| OWENSBORO, KY | 14 | $ 2,350,000 | $ 167,000 | $ 77,000 |
| VICTORIA, TX | 14 | $ 2,440,000 | $ 174,000 | $ 103,000 |
| ALTOONA, PA | 13 | $ 1,645,000 | $ 126,000 | $ 69,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 13 | $ 2,385,000 | $ 183,000 | $ 76,000 |
| SPRINGFIELD, IL | 13 | $ 1,755,000 | $ 135,000 | $ 92,000 |
| WILLIAMSPORT, PA | 13 | $ 2,265,000 | $ 174,000 | $ 64,000 |
| BLOOMINGTON, IL | 12 | $ 2,170,000 | $ 180,000 | $ 92,000 |
| CARBONDALE-MARION, IL | 12 | $ 1,880,000 | $ 156,000 | $ 68,000 |
| DOTHAN, AL | 12 | $ 1,910,000 | $ 159,000 | $ 77,000 |
| LA CROSSE-ONALASKA, WI-MN | 12 | $ 2,390,000 | $ 179,000 | $ 68,500 |
| MANSFIELD, OH | 12 | $ 1,730,000 | $ 144,000 | $ 58,000 |
| MUSKEGON, MI | 12 | $ 1,900,000 | $ 158,000 | $ 66,000 |
| TUSCALOOSA, AL | 12 | $ 2,100,000 | $ 175,000 | $ 68,000 |
| AMES, IA | 11 | $ 1,555,000 | $ 141,000 | $ 60,000 |
| GETTYSBURG, PA | 11 | $ 2,295,000 | $ 208,000 | $ 72,000 |
| SHEBOYGAN, WI | 11 | $ 2,015,000 | $ 183,000 | $ 75,000 |
| TERRE HAUTE, IN | 11 | $ 1,625,000 | $ 147,000 | $ 60,000 |
| WAUSAU, WI | 11 | $ 2,185,000 | $ 198,000 | $ 83,000 |
| WHEELING, WV-OH | 11 | $ 1,585,000 | $ 146,000 | $ 92,500 |
| CAPE GIRARDEAU, MO-IL | 10 | $ 2,030,000 | $ 203,000 | $ 90,000 |
| CASPER, WY | 10 | $ 2,100,000 | $ 210,000 | $ 93,000 |
| CHARLESTON, WV | 10 | $ 1,790,000 | $ 179,000 | $ 89,000 |
| FORT SMITH, AR-OK | 10 | $ 1,670,000 | $ 160,500 | $ 59,500 |
| MANHATTAN, KS | 10 | $ 1,480,000 | $ 148,000 | $ 96,000 |
| STATE COLLEGE, PA | 10 | $ 2,680,000 | $ 268,000 | $ 157,000 |
| CHAMPAIGN-URBANA, IL | 9 | $ 1,395,000 | $ 155,000 | $ 73,000 |
| FLORENCE-MUSCLE SHOALS, AL | 9 | $ 1,785,000 | $ 198,000 | $ 73,000 |
| KINGSTON, NY | 9 | $ 3,725,000 | $ 413,000 | $ 155,000 |
| MUNCIE, IN | 9 | $ 1,885,000 | $ 209,000 | $ 62,000 |
| PINE BLUFF, AR | 9 | $ 1,735,000 | $ 192,000 | $ 81,000 |
| PITTSFIELD, MA | 9 | $ 1,905,000 | $ 211,000 | $ 108,000 |
| CORVALLIS, OR | 8 | $ 2,350,000 | $ 293,000 | $ 80,000 |
| KOKOMO, IN | 8 | $ 870,000 | $ 108,000 | $ 78,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 8 | $ 1,210,000 | $ 124,000 | $ 42,000 |
| COLUMBUS, IN | 7 | $ 1,205,000 | $ 172,000 | $ 88,000 |
| JOHNSTOWN, PA | 7 | $ 595,000 | $ 85,000 | $ 43,000 |
| CUMBERLAND, MD-WV | 6 | $ 740,000 | $ 136,000 | $ 84,500 |
| MORGANTOWN, WV | 6 | $ 1,060,000 | $ 176,000 | $ 93,000 |
| WALLA WALLA, WA | 6 | $ 1,260,000 | $ 210,000 | $ 89,000 |
| DANVILLE, IL | 5 | $ 515,000 | $ 103,000 | $ 68,000 |
| DECATUR, IL | 5 | $ 595,000 | $ 119,000 | $ 75,000 |
| MISSOULA, MT | 5 | $ 1,765,000 | $ 353,000 | $ 101,000 |
| PARKERSBURG-VIENNA, WV | 5 | $ 815,000 | $ 163,000 | $ 104,000 |
| UTICA-ROME, NY | 5 | $ 985,000 | $ 197,000 | $ 108,000 |
| BECKLEY, WV | 4 | $ 600,000 | $ 150,000 | $ 97,000 |
| GLENS FALLS, NY | 4 | $ 1,460,000 | $ 365,000 | $ 607,000 |
| GRAND ISLAND, NE | 4 | $ 670,000 | $ 167,000 | $ 94,000 |
| HATTIESBURG, MS | 4 | $ 610,000 | $ 152,000 | $ 45,000 |
| LAWRENCE, KS | 4 | $ 750,000 | $ 187,000 | $ 59,000 |
| FAIRBANKS, AK | 2 | $ 380,000 | $ 190,000 | $ 111,000 |
| ITHACA, NY | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 55,000 | $ 55,000 | $ 184,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 50,812 | $15,318,980,000 | $301,000 | $5,005,000 | $108,000 | $9,596,000 |
| Cash-out Refinancing | 27,849 | $7,170,615,000 | $257,000 | $2,725,000 | $94,000 | $6,191,000 |
| Refinancing | 12,534 | $3,024,240,000 | $241,000 | $2,585,000 | $101,000 | $7,978,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 45,186 | $12,481,940,000 | $276,000 | $5,005,000 | $106,000 | $9,596,000 |
| Not Provided | 16,957 | $4,542,095,000 | $267,000 | $2,725,000 | $100,000 | $4,076,000 |
| Hispanic | 13,565 | $3,809,445,000 | $280,000 | $2,715,000 | $93,000 | $1,655,000 |
| Black or African American | 10,329 | $2,811,215,000 | $272,000 | $2,005,000 | $92,000 | $4,637,000 |
| Asian | 3,404 | $1,265,700,000 | $371,000 | $2,845,000 | $134,000 | $6,191,000 |
| American Indian or Alaskan Native | 507 | $129,525,000 | $255,000 | $1,005,000 | $92,000 | $1,365,000 |
| Not applicable | 155 | $51,665,000 | $333,000 | $825,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 145 | $53,185,000 | $366,000 | $1,805,000 | $100,000 | $455,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54,905 | $15,599,205,000 | $284,000 | $5,005,000 | $118,000 | $9,596,000 |
| FHA-insured (Federal Housing Administration) | 28,033 | $7,215,685,000 | $257,000 | $1,475,000 | $79,000 | $1,925,000 |
| VA-guaranteed (Veterans Administration) | 7,136 | $2,479,420,000 | $347,000 | $2,405,000 | $95,000 | $1,882,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,121 | $219,525,000 | $195,000 | $665,000 | $62,000 | $375,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 41,404 | $12,043,510,000 | $290,000 | $3,845,000 | $107,000 | $9,596,000 |
| Application Denied By Financial Institution | 28,230 | $7,459,030,000 | $264,000 | $5,005,000 | $98,000 | $7,978,000 |
| Application Approved But Not Accepted | 7,715 | $2,204,655,000 | $285,000 | $2,525,000 | $105,000 | $2,216,000 |
| Application Withdrawn By Applicant | 5,723 | $1,589,255,000 | $277,000 | $2,715,000 | $108,000 | $4,920,000 |
| Preapproval Denied by Financial Institution | 3,825 | $958,805,000 | $250,000 | $2,505,000 | $79,000 | $3,300,000 |
| Preapproval Approved but not Accepted | 3,577 | $1,035,945,000 | $289,000 | $3,005,000 | $100,000 | $1,622,000 |
| File Closed For Incompleteness | 566 | $170,970,000 | $302,000 | $1,495,000 | $120,000 | $3,782,000 |
| Loan Purchased By The Institution | 155 | $51,665,000 | $333,000 | $825,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 59,140 | $17,096,000,000 | $289,000 | $3,845,000 | $107,000 | $9,596,000 |
| Credit Application Incomplete | 20,095 | $5,329,045,000 | $265,000 | $5,005,000 | $109,000 | $7,978,000 |
| Debt-To-Income Ratio | 7,837 | $2,098,965,000 | $267,000 | $2,605,000 | $63,000 | $684,000 |
| Credit History | 2,141 | $467,035,000 | $218,000 | $2,145,000 | $84,000 | $1,085,000 |
| Other | 592 | $156,300,000 | $264,000 | $1,425,000 | $113,000 | $2,410,000 |
| Collateral | 575 | $150,285,000 | $261,000 | $1,735,000 | $105,000 | $1,321,000 |
| Employment History | 432 | $107,190,000 | $248,000 | $1,705,000 | $95,000 | $6,191,000 |
| Unverifiable Information | 209 | $63,425,000 | $303,000 | $2,305,000 | $119,000 | $1,488,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 174 | $45,590,000 | $262,000 | $2,005,000 | $85,000 | $394,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.