Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Cardinal Financial Company, Limited Partnership
3701 Arco Corporate Dr., Suite 200
Charlotte, NC 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 231,880
Total Mortgage Loan Application Amount $63,851,915,000
Average Mortgage Loan Application Amount $276,333
Highest Mortgage Loan Application Amount $23,995,000
Average Applicant Income $116,666
Highest Applicant Income $9,611,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Cardinal Financial Company, Limited Partnership by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 17,734 $ 3,631,380,000 $ 215,085 $ 98,042
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 7,610 $ 1,799,280,000 $ 236,000 $ 121,000
PHOENIX-MESA-SCOTTSDALE, AZ 7,384 $ 2,041,840,000 $ 276,000 $ 110,000
DALLAS-PLANO-IRVING, TX 6,316 $ 1,705,970,000 $ 270,000 $ 128,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 6,028 $ 1,489,880,000 $ 247,000 $ 120,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 5,330 $ 1,981,760,000 $ 341,750 $ 134,750
LOS ANGELES-LONG BEACH-GLENDALE, CA 4,725 $ 2,136,925,000 $ 452,000 $ 159,000
LAS VEGAS-HENDERSON-PARADISE, NV 4,351 $ 1,261,095,000 $ 289,000 $ 122,000
FORT WORTH-ARLINGTON, TX 4,262 $ 1,035,160,000 $ 242,000 $ 114,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 4,040 $ 1,004,120,000 $ 251,000 $ 112,500
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 3,794 $ 968,130,000 $ 259,500 $ 108,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 3,608 $ 1,139,410,000 $ 315,000 $ 113,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3,520 $ 857,750,000 $ 243,000 $ 109,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 3,317 $ 1,513,280,000 $ 442,500 $ 149,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 3,221 $ 1,340,465,000 $ 416,000 $ 142,000
JACKSONVILLE, FL 3,082 $ 773,160,000 $ 250,000 $ 107,000
CHICAGO-NAPERVILLE, IL 3,075 $ 716,015,000 $ 232,000 $ 110,000
DENVER-AURORA-LAKEWOOD, CO 3,074 $ 1,076,000,000 $ 350,000 $ 133,000
ORLANDO-KISSIMMEE-SANFORD, FL 3,062 $ 787,510,000 $ 257,000 $ 111,000
SEATTLE-BELLEVUE-EVERETT, WA 2,902 $ 1,241,440,000 $ 427,000 $ 162,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 2,853 $ 828,095,000 $ 290,000 $ 118,000
SAN DIEGO-CARLSBAD, CA 2,783 $ 1,279,315,000 $ 459,000 $ 157,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 2,660 $ 870,300,000 $ 327,500 $ 119,000
NEWARK, NJ-PA 2,473 $ 797,915,000 $ 268,500 $ 148,000
BALTIMORE-COLUMBIA-TOWSON, MD 2,431 $ 696,425,000 $ 286,000 $ 141,000
NEW YORK-NEWARK, NY 2,291 $ 773,265,000 $ 326,500 $ 141,000
OAKLAND-HAYWARD-BERKELEY, CA 2,161 $ 1,070,025,000 $ 495,000 $ 178,000
RALEIGH, NC 2,149 $ 595,035,000 $ 276,000 $ 135,000
AUSTIN-ROUND ROCK, TX 1,996 $ 571,620,000 $ 286,000 $ 155,000
ANAHEIM-SANTA ANA-IRVINE, CA 1,875 $ 945,325,000 $ 504,000 $ 176,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 1,856 $ 540,900,000 $ 291,000 $ 135,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1,845 $ 520,165,000 $ 281,000 $ 121,000
SALT LAKE CITY, UT 1,761 $ 593,725,000 $ 337,000 $ 111,000
KNOXVILLE, TN 1,750 $ 373,170,000 $ 213,000 $ 92,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 1,723 $ 575,795,000 $ 334,000 $ 134,000
SAN ANTONIO-NEW BRAUNFELS, TX 1,711 $ 372,165,000 $ 217,000 $ 115,000
CAPE CORAL-FORT MYERS, FL 1,562 $ 377,830,000 $ 241,000 $ 104,000
MIAMI-MIAMI BEACH-KENDALL, FL 1,555 $ 458,315,000 $ 294,000 $ 136,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 1,552 $ 559,830,000 $ 360,000 $ 152,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1,525 $ 399,975,000 $ 260,500 $ 106,000
CINCINNATI, OH-KY-IN 1,514 $ 298,270,000 $ 200,333 $ 91,666
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1,449 $ 405,285,000 $ 279,000 $ 152,000
WARREN-TROY-FARMINGTON HILLS, MI 1,225 $ 263,035,000 $ 214,000 $ 102,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1,194 $ 464,820,000 $ 389,000 $ 178,000
TUCSON, AZ 1,174 $ 237,580,000 $ 202,000 $ 88,000
BATON ROUGE, LA 1,168 $ 251,450,000 $ 215,000 $ 92,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1,119 $ 591,555,000 $ 528,000 $ 213,000
NORTH PORT-SARASOTA-BRADENTON, FL 1,116 $ 273,740,000 $ 245,000 $ 95,000
OGDEN-CLEARFIELD, UT 1,100 $ 355,800,000 $ 323,000 $ 101,000
PITTSBURGH, PA 1,048 $ 201,580,000 $ 192,000 $ 101,000
CHARLESTON-NORTH CHARLESTON, SC 1,046 $ 296,360,000 $ 283,000 $ 95,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1,021 $ 219,805,000 $ 215,000 $ 82,000
BOSTON, MA 964 $ 376,950,000 $ 391,000 $ 173,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 959 $ 185,015,000 $ 192,000 $ 96,000
TACOMA-LAKEWOOD, WA 957 $ 311,835,000 $ 325,000 $ 119,000
PHILADELPHIA, PA 954 $ 207,670,000 $ 217,000 $ 106,000
PORT ST. LUCIE, FL 928 $ 217,410,000 $ 234,000 $ 92,000
FRESNO, CA 924 $ 228,040,000 $ 246,000 $ 104,000
WINSTON-SALEM, NC 883 $ 159,275,000 $ 180,000 $ 84,000
WILMINGTON, DE-MD-NJ 878 $ 224,700,000 $ 220,000 $ 112,000
RENO, NV 868 $ 309,260,000 $ 356,000 $ 154,000
CAMDEN, NJ 859 $ 190,785,000 $ 222,000 $ 111,000
GREENVILLE-ANDERSON-MAULDIN, SC 855 $ 172,990,000 $ 202,000 $ 83,000
COLUMBUS, OH 852 $ 182,430,000 $ 214,000 $ 110,000
ST. LOUIS, MO-IL 842 $ 168,380,000 $ 192,000 $ 92,500
ALBUQUERQUE, NM 831 $ 192,645,000 $ 231,000 $ 99,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 808 $ 190,180,000 $ 235,000 $ 103,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 805 $ 240,385,000 $ 298,000 $ 128,000
PROVO-OREM, UT 796 $ 277,060,000 $ 348,000 $ 103,000
RICHMOND, VA 793 $ 198,145,000 $ 249,000 $ 115,000
COLORADO SPRINGS, CO 782 $ 236,630,000 $ 302,000 $ 107,000
ELKHART-GOSHEN, IN 767 $ 137,445,000 $ 179,000 $ 71,000
EL PASO, TX 762 $ 117,510,000 $ 154,000 $ 88,000
CHATTANOOGA, TN-GA 758 $ 174,610,000 $ 211,000 $ 94,500
NEW ORLEANS-METAIRIE, LA 748 $ 170,920,000 $ 228,000 $ 105,000
KANSAS CITY, MO-KS 738 $ 151,820,000 $ 210,500 $ 92,000
LAKELAND-WINTER HAVEN, FL 724 $ 142,920,000 $ 197,000 $ 82,000
MEMPHIS, TN-MS-AR 714 $ 137,060,000 $ 194,000 $ 89,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 694 $ 151,790,000 $ 227,500 $ 111,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 689 $ 159,815,000 $ 231,000 $ 100,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 676 $ 119,420,000 $ 171,000 $ 71,000
BAKERSFIELD, CA 673 $ 146,990,000 $ 218,000 $ 88,000
CLEVELAND-ELYRIA, OH 664 $ 121,340,000 $ 182,000 $ 122,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 650 $ 368,810,000 $ 567,000 $ 235,000
LUBBOCK, TX 631 $ 129,185,000 $ 204,000 $ 106,000
JOHNSON CITY, TN 630 $ 122,970,000 $ 195,000 $ 79,000
PROVIDENCE-WARWICK, RI-MA 624 $ 169,790,000 $ 284,500 $ 118,500
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 618 $ 141,000,000 $ 228,000 $ 132,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 618 $ 137,470,000 $ 225,500 $ 104,500
COLUMBIA, SC 605 $ 136,995,000 $ 226,000 $ 92,000
MERCED, CA 603 $ 156,915,000 $ 260,000 $ 97,000
GREENSBORO-HIGH POINT, NC 599 $ 110,575,000 $ 184,000 $ 90,000
DETROIT-DEARBORN-LIVONIA, MI 575 $ 97,725,000 $ 169,000 $ 90,000
DURHAM-CHAPEL HILL, NC 561 $ 143,975,000 $ 256,000 $ 154,000
HICKORY-LENOIR-MORGANTON, NC 552 $ 97,090,000 $ 175,000 $ 81,000
SOUTH BEND-MISHAWAKA, IN-MI 542 $ 84,610,000 $ 160,000 $ 77,500
OXNARD-THOUSAND OAKS-VENTURA, CA 494 $ 211,210,000 $ 427,000 $ 137,000
SPOKANE-SPOKANE VALLEY, WA 493 $ 115,245,000 $ 233,000 $ 85,000
OKLAHOMA CITY, OK 485 $ 105,735,000 $ 218,000 $ 109,000
BRIDGEPORT-STAMFORD-NORWALK, CT 484 $ 176,180,000 $ 364,000 $ 156,000
VALLEJO-FAIRFIELD, CA 478 $ 178,250,000 $ 372,000 $ 121,000
URBAN HONOLULU, HI 477 $ 281,235,000 $ 589,000 $ 121,000
TALLAHASSEE, FL 468 $ 93,710,000 $ 200,000 $ 90,000
STOCKTON-LODI, CA 458 $ 157,760,000 $ 344,000 $ 135,000
EL CENTRO, CA 453 $ 94,915,000 $ 209,000 $ 88,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 437 $ 87,215,000 $ 188,500 $ 83,000
SALISBURY, MD-DE 435 $ 109,725,000 $ 244,500 $ 136,000
VISALIA-PORTERVILLE, CA 432 $ 86,850,000 $ 201,000 $ 87,000
ASHEVILLE, NC 426 $ 99,750,000 $ 234,000 $ 91,000
BIRMINGHAM-HOOVER, AL 426 $ 86,790,000 $ 203,000 $ 89,000
OCALA, FL 425 $ 81,585,000 $ 191,000 $ 100,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 414 $ 97,830,000 $ 216,500 $ 103,000
PENSACOLA-FERRY PASS-BRENT, FL 400 $ 83,600,000 $ 209,000 $ 100,000
NEW HAVEN-MILFORD, CT 397 $ 96,635,000 $ 243,000 $ 113,000
SAVANNAH, GA 395 $ 79,685,000 $ 201,000 $ 99,000
WORCESTER, MA-CT 394 $ 109,700,000 $ 239,500 $ 115,500
SALEM, OR 387 $ 98,585,000 $ 254,000 $ 98,000
ELGIN, IL 386 $ 83,900,000 $ 217,000 $ 96,000
GULFPORT-BILOXI-PASCAGOULA, MS 384 $ 61,780,000 $ 160,000 $ 73,000
MCALLEN-EDINBURG-MISSION, TX 366 $ 75,340,000 $ 205,000 $ 96,000
DOVER, DE 363 $ 90,735,000 $ 249,000 $ 92,000
BOISE CITY, ID 350 $ 95,960,000 $ 274,000 $ 109,000
PUNTA GORDA, FL 349 $ 73,305,000 $ 210,000 $ 85,000
KILLEEN-TEMPLE, TX 333 $ 62,035,000 $ 186,000 $ 88,000
MODESTO, CA 330 $ 89,270,000 $ 270,000 $ 93,000
TYLER, TX 322 $ 69,320,000 $ 215,000 $ 104,000
FAYETTEVILLE, NC 321 $ 58,465,000 $ 182,000 $ 78,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 319 $ 99,075,000 $ 310,000 $ 144,000
GREELEY, CO 314 $ 95,880,000 $ 305,000 $ 96,000
PRESCOTT VALLEY-PRESCOTT, AZ 309 $ 79,805,000 $ 258,000 $ 93,000
SPARTANBURG, SC 305 $ 59,505,000 $ 195,000 $ 82,000
TULSA, OK 301 $ 62,995,000 $ 209,000 $ 97,000
HARRISBURG-CARLISLE, PA 295 $ 60,345,000 $ 204,000 $ 103,000
AUGUSTA-RICHMOND COUNTY, GA-SC 294 $ 55,880,000 $ 193,000 $ 87,500
MIDLAND, MI 290 $ 49,660,000 $ 171,000 $ 88,000
GARY, IN 278 $ 52,590,000 $ 189,000 $ 94,000
GRAND RAPIDS-WYOMING, MI 278 $ 55,560,000 $ 199,000 $ 84,000
BOULDER, CO 274 $ 104,750,000 $ 382,000 $ 193,000
ROANOKE, VA 274 $ 56,200,000 $ 205,000 $ 84,000
DAYTON-SPRINGFIELD-KETTERING, OH 273 $ 49,375,000 $ 180,000 $ 86,000
OLYMPIA-TUMWATER, WA 270 $ 83,600,000 $ 309,000 $ 182,000
MEDFORD, OR 267 $ 71,955,000 $ 269,000 $ 95,000
VINELAND-BRIDGETON, NJ 267 $ 48,705,000 $ 182,000 $ 82,000
GAINESVILLE, FL 264 $ 51,910,000 $ 196,000 $ 104,000
SANTA ROSA, CA 263 $ 104,045,000 $ 395,000 $ 134,000
LAKE HAVASU CITY-KINGMAN, AZ 262 $ 49,670,000 $ 189,000 $ 87,000
FORT COLLINS, CO 261 $ 83,825,000 $ 321,000 $ 111,000
EUGENE, OR 256 $ 63,650,000 $ 248,000 $ 91,000
AKRON, OH 255 $ 45,875,000 $ 179,000 $ 120,000
OMAHA-COUNCIL BLUFFS, NE-IA 251 $ 50,095,000 $ 190,000 $ 109,000
TRENTON, NJ 243 $ 65,285,000 $ 268,000 $ 169,000
KENNEWICK-RICHLAND, WA 237 $ 55,745,000 $ 235,000 $ 86,000
YORK-HANOVER, PA 236 $ 44,850,000 $ 190,000 $ 98,000
ATLANTIC CITY-HAMMONTON, NJ 234 $ 45,810,000 $ 195,000 $ 123,000
LYNCHBURG, VA 230 $ 46,860,000 $ 203,000 $ 94,000
MOBILE, AL 229 $ 36,305,000 $ 158,000 $ 64,000
WILMINGTON, NC 226 $ 56,660,000 $ 250,000 $ 118,000
PANAMA CITY, FL 216 $ 50,800,000 $ 235,000 $ 122,000
MORRISTOWN, TN 215 $ 42,285,000 $ 196,000 $ 70,000
SALINAS, CA 214 $ 93,680,000 $ 437,000 $ 130,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 213 $ 32,855,000 $ 154,000 $ 85,000
CLARKSVILLE, TN-KY 208 $ 41,600,000 $ 186,000 $ 80,500
CORPUS CHRISTI, TX 205 $ 39,385,000 $ 192,000 $ 105,000
BARNSTABLE TOWN, MA 201 $ 66,955,000 $ 333,000 $ 181,000
READING, PA 197 $ 38,455,000 $ 195,000 $ 95,000
BROWNSVILLE-HARLINGEN, TX 196 $ 34,460,000 $ 175,000 $ 102,000
ANCHORAGE, AK 194 $ 61,070,000 $ 314,000 $ 124,000
DAPHNE-FAIRHOPE-FOLEY, AL 194 $ 44,890,000 $ 231,000 $ 94,000
LANCASTER, PA 194 $ 36,370,000 $ 187,000 $ 84,000
GREEN BAY, WI 193 $ 34,705,000 $ 179,000 $ 100,000
HOMOSASSA SPRINGS, FL 192 $ 33,460,000 $ 174,000 $ 68,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 190 $ 48,600,000 $ 255,000 $ 104,000
LANSING-EAST LANSING, MI 188 $ 32,640,000 $ 173,000 $ 86,000
SANTA MARIA-SANTA BARBARA, CA 188 $ 74,620,000 $ 396,000 $ 138,000
EAST STROUDSBURG, PA 183 $ 36,855,000 $ 201,000 $ 106,000
HUNTSVILLE, AL 183 $ 38,975,000 $ 212,000 $ 114,000
FARGO, ND-MN 181 $ 38,845,000 $ 211,000 $ 92,500
DES MOINES-WEST DES MOINES, IA 179 $ 33,765,000 $ 188,000 $ 87,000
WENATCHEE, WA 179 $ 51,205,000 $ 286,000 $ 96,000
ROCHESTER, MN 176 $ 36,510,000 $ 207,000 $ 85,000
LAS CRUCES, NM 174 $ 33,110,000 $ 190,000 $ 86,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 173 $ 69,075,000 $ 399,000 $ 149,000
BEND-REDMOND, OR 172 $ 56,050,000 $ 325,000 $ 123,000
BREMERTON-SILVERDALE, WA 172 $ 52,270,000 $ 303,000 $ 110,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 167 $ 25,285,000 $ 156,000 $ 80,000
SPRINGFIELD, MO 165 $ 27,215,000 $ 164,000 $ 64,000
FLINT, MI 162 $ 26,020,000 $ 160,000 $ 78,000
SAGINAW, MI 162 $ 25,680,000 $ 158,000 $ 72,000
HAGERSTOWN-MARTINSBURG, MD-WV 158 $ 33,700,000 $ 207,500 $ 87,000
BEAUMONT-PORT ARTHUR, TX 157 $ 27,085,000 $ 172,000 $ 104,000
COLUMBUS, GA-AL 156 $ 25,670,000 $ 167,000 $ 85,000
MADERA, CA 156 $ 40,510,000 $ 259,000 $ 92,000
GAINESVILLE, GA 155 $ 39,595,000 $ 255,000 $ 130,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 153 $ 34,315,000 $ 224,000 $ 109,000
LAFAYETTE, LA 153 $ 27,555,000 $ 180,000 $ 85,000
SAN RAFAEL, CA 153 $ 88,165,000 $ 576,000 $ 206,000
LONGVIEW, TX 150 $ 28,040,000 $ 186,000 $ 141,000
MIDLAND, TX 147 $ 32,605,000 $ 221,000 $ 110,000
SANTA CRUZ-WATSONVILLE, CA 147 $ 74,225,000 $ 504,000 $ 171,000
TOLEDO, OH 147 $ 26,115,000 $ 177,000 $ 92,000
ANN ARBOR, MI 145 $ 31,475,000 $ 217,000 $ 116,000
LEXINGTON-FAYETTE, KY 145 $ 28,975,000 $ 199,000 $ 111,000
SHERMAN-DENISON, TX 145 $ 32,035,000 $ 220,000 $ 104,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 143 $ 21,575,000 $ 150,000 $ 73,500
SEBASTIAN-VERO BEACH, FL 143 $ 29,915,000 $ 209,000 $ 85,000
ABILENE, TX 142 $ 27,990,000 $ 197,000 $ 108,000
MACON-BIBB COUNTY, GA 141 $ 23,555,000 $ 167,000 $ 72,000
ST. GEORGE, UT 141 $ 46,795,000 $ 331,000 $ 105,000
THE VILLAGES, FL 140 $ 30,300,000 $ 216,000 $ 86,000
SANTA FE, NM 139 $ 38,865,000 $ 279,000 $ 101,000
MADISON, WI 138 $ 34,400,000 $ 249,000 $ 106,000
SPRINGFIELD, MA 138 $ 31,450,000 $ 227,000 $ 145,000
OCEAN CITY, NJ 136 $ 45,030,000 $ 331,000 $ 161,000
DULUTH, MN-WI 135 $ 23,195,000 $ 163,500 $ 88,000
YUMA, AZ 135 $ 21,985,000 $ 162,000 $ 66,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 130 $ 23,520,000 $ 180,000 $ 81,000
LONGVIEW, WA 130 $ 32,590,000 $ 250,000 $ 84,000
CANTON-MASSILLON, OH 129 $ 21,685,000 $ 168,000 $ 82,000
HAMMOND, LA 129 $ 24,505,000 $ 189,000 $ 86,000
PUEBLO, CO 128 $ 24,920,000 $ 194,000 $ 68,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 128 $ 42,240,000 $ 330,000 $ 143,000
FOND DU LAC, WI 127 $ 19,645,000 $ 154,000 $ 69,000
COEUR D'ALENE, ID 126 $ 37,980,000 $ 301,000 $ 104,000
WACO, TX 126 $ 23,140,000 $ 183,000 $ 87,000
FLAGSTAFF, AZ 124 $ 36,590,000 $ 295,000 $ 105,000
GRAND JUNCTION, CO 123 $ 32,395,000 $ 263,000 $ 85,000
GREENVILLE, NC 119 $ 21,725,000 $ 182,000 $ 103,000
YAKIMA, WA 119 $ 26,405,000 $ 221,000 $ 85,000
CHARLOTTESVILLE, VA 118 $ 31,210,000 $ 264,000 $ 142,000
REDDING, CA 118 $ 26,970,000 $ 228,000 $ 104,000
CLEVELAND, TN 116 $ 23,470,000 $ 202,000 $ 79,000
BILLINGS, MT 115 $ 24,975,000 $ 217,000 $ 90,000
JACKSONVILLE, NC 115 $ 22,255,000 $ 193,000 $ 76,000
NORWICH-NEW LONDON, CT 115 $ 24,935,000 $ 216,000 $ 105,000
FORT WAYNE, IN 114 $ 17,850,000 $ 156,000 $ 86,000
SHREVEPORT-BOSSIER CITY, LA 113 $ 20,795,000 $ 184,000 $ 82,000
BURLINGTON, NC 111 $ 19,585,000 $ 176,000 $ 96,000
COLLEGE STATION-BRYAN, TX 111 $ 21,615,000 $ 194,000 $ 106,000
BELLINGHAM, WA 109 $ 32,215,000 $ 295,000 $ 107,000
WARNER ROBINS, GA 109 $ 19,105,000 $ 175,000 $ 107,000
CHICO, CA 108 $ 24,120,000 $ 223,000 $ 100,000
JONESBORO, AR 108 $ 21,270,000 $ 196,000 $ 95,000
MANCHESTER-NASHUA, NH 107 $ 29,205,000 $ 272,000 $ 174,000
SIERRA VISTA-DOUGLAS, AZ 106 $ 18,400,000 $ 173,000 $ 75,000
AMARILLO, TX 105 $ 16,245,000 $ 154,000 $ 82,000
PORTLAND-SOUTH PORTLAND, ME 103 $ 31,525,000 $ 306,000 $ 196,000
ATHENS-CLARKE COUNTY, GA 102 $ 19,840,000 $ 194,000 $ 85,000
ODESSA, TX 101 $ 19,075,000 $ 188,000 $ 90,000
GRANTS PASS, OR 100 $ 23,080,000 $ 230,000 $ 70,000
ALBANY, OR 98 $ 21,660,000 $ 221,000 $ 70,000
MONTGOMERY, AL 98 $ 20,100,000 $ 205,000 $ 130,000
KALAMAZOO-PORTAGE, MI 96 $ 16,610,000 $ 173,000 $ 77,000
DALTON, GA 95 $ 16,455,000 $ 173,000 $ 75,000
HOUMA-THIBODAUX, LA 95 $ 17,305,000 $ 182,000 $ 75,000
ST. CLOUD, MN 94 $ 17,090,000 $ 181,000 $ 113,000
SAN ANGELO, TX 92 $ 16,310,000 $ 177,000 $ 65,000
ROCKFORD, IL 91 $ 14,315,000 $ 157,000 $ 75,000
CALIFORNIA-LEXINGTON PARK, MD 90 $ 24,460,000 $ 271,000 $ 123,000
WICHITA, KS 90 $ 15,230,000 $ 169,000 $ 73,000
WINCHESTER, VA-WV 90 $ 21,540,000 $ 224,000 $ 65,000
YUBA CITY, CA 88 $ 21,240,000 $ 241,000 $ 90,000
RACINE, WI 87 $ 17,565,000 $ 201,000 $ 82,000
BAY CITY, MI 86 $ 11,340,000 $ 131,000 $ 69,000
HANFORD-CORCORAN, CA 86 $ 19,000,000 $ 220,000 $ 86,000
NAPA, CA 86 $ 39,240,000 $ 456,000 $ 133,000
JANESVILLE-BELOIT, WI 84 $ 14,020,000 $ 166,000 $ 62,000
MONROE, LA 81 $ 15,455,000 $ 190,000 $ 106,000
NEW BERN, NC 81 $ 14,875,000 $ 183,000 $ 83,000
FLORENCE, SC 79 $ 15,335,000 $ 194,000 $ 111,000
ALBANY-SCHENECTADY-TROY, NY 78 $ 18,880,000 $ 242,000 $ 102,000
MOUNT VERNON-ANACORTES, WA 78 $ 21,790,000 $ 279,000 $ 102,000
CHAMBERSBURG-WAYNESBORO, PA 72 $ 12,630,000 $ 175,000 $ 80,000
SEBRING, FL 72 $ 10,580,000 $ 146,000 $ 66,000
BISMARCK, ND 71 $ 18,405,000 $ 259,000 $ 75,000
NILES-BENTON HARBOR, MI 71 $ 13,695,000 $ 192,000 $ 95,000
LEBANON, PA 70 $ 12,920,000 $ 184,000 $ 91,000
BRUNSWICK, GA 69 $ 13,645,000 $ 197,000 $ 107,000
HINESVILLE, GA 69 $ 11,655,000 $ 168,000 $ 65,000
MONROE, MI 68 $ 10,870,000 $ 159,000 $ 82,000
ROCKY MOUNT, NC 68 $ 9,640,000 $ 141,000 $ 70,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 67 $ 13,625,000 $ 203,000 $ 93,000
LOGAN, UT-ID 67 $ 16,965,000 $ 229,000 $ 66,500
TUSCALOOSA, AL 67 $ 12,155,000 $ 181,000 $ 80,000
APPLETON, WI 65 $ 13,115,000 $ 201,000 $ 85,000
AUBURN-OPELIKA, AL 65 $ 11,775,000 $ 181,000 $ 93,000
DECATUR, AL 65 $ 12,455,000 $ 191,000 $ 75,000
CARSON CITY, NV 62 $ 19,070,000 $ 307,000 $ 96,000
LAREDO, TX 62 $ 11,400,000 $ 183,000 $ 98,000
PEORIA, IL 62 $ 9,730,000 $ 156,000 $ 82,000
IDAHO FALLS, ID 61 $ 14,025,000 $ 229,000 $ 71,000
ERIE, PA 60 $ 10,230,000 $ 170,000 $ 74,000
MUSKEGON, MI 60 $ 9,410,000 $ 156,000 $ 65,000
ROME, GA 60 $ 9,960,000 $ 166,000 $ 123,000
EVANSVILLE, IN-KY 59 $ 9,125,000 $ 129,000 $ 77,500
GETTYSBURG, PA 59 $ 11,075,000 $ 187,000 $ 90,000
STATE COLLEGE, PA 59 $ 14,075,000 $ 238,000 $ 119,000
JACKSON, MI 58 $ 9,200,000 $ 158,000 $ 93,000
SHEBOYGAN, WI 58 $ 10,470,000 $ 180,000 $ 73,000
GOLDSBORO, NC 57 $ 9,035,000 $ 158,000 $ 72,000
LAFAYETTE-WEST LAFAYETTE, IN 57 $ 9,305,000 $ 163,000 $ 85,000
JACKSON, TN 56 $ 9,080,000 $ 162,000 $ 67,000
LINCOLN, NE 56 $ 10,110,000 $ 180,000 $ 77,000
MICHIGAN CITY-LA PORTE, IN 54 $ 8,170,000 $ 151,000 $ 76,000
FARMINGTON, NM 53 $ 9,385,000 $ 177,000 $ 117,000
JACKSON, MS 53 $ 11,165,000 $ 210,000 $ 116,000
VALDOSTA, GA 53 $ 8,695,000 $ 164,000 $ 70,000
ALBANY, GA 52 $ 8,590,000 $ 165,000 $ 67,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 52 $ 10,450,000 $ 200,000 $ 144,000
EAU CLAIRE, WI 52 $ 9,920,000 $ 190,000 $ 103,000
LAKE CHARLES, LA 52 $ 9,930,000 $ 190,000 $ 111,000
CHEYENNE, WY 51 $ 11,885,000 $ 233,000 $ 81,000
RAPID CITY, SD 50 $ 14,730,000 $ 294,000 $ 113,000
OSHKOSH-NEENAH, WI 49 $ 8,365,000 $ 170,000 $ 84,000
SUMTER, SC 49 $ 8,785,000 $ 179,000 $ 58,000
HARRISONBURG, VA 48 $ 10,680,000 $ 222,000 $ 86,000
HUNTINGTON-ASHLAND, WV-KY-OH 48 $ 9,010,000 $ 183,333 $ 118,000
BLOOMINGTON, IN 47 $ 8,655,000 $ 184,000 $ 86,000
CORVALLIS, OR 47 $ 14,495,000 $ 308,000 $ 128,000
LAWTON, OK 47 $ 7,665,000 $ 163,000 $ 70,000
ALEXANDRIA, LA 46 $ 7,870,000 $ 171,000 $ 198,000
CEDAR RAPIDS, IA 46 $ 8,210,000 $ 178,000 $ 71,000
DOTHAN, AL 46 $ 7,800,000 $ 169,000 $ 81,000
JOPLIN, MO 45 $ 7,095,000 $ 157,000 $ 74,000
CHAMPAIGN-URBANA, IL 43 $ 6,875,000 $ 159,000 $ 78,000
KAHULUI-WAILUKU-LAHAINA, HI 43 $ 21,285,000 $ 495,000 $ 110,000
KANKAKEE, IL 43 $ 7,115,000 $ 165,000 $ 70,000
MISSOULA, MT 42 $ 11,580,000 $ 275,000 $ 130,000
WICHITA FALLS, TX 41 $ 5,705,000 $ 139,000 $ 84,000
CASPER, WY 40 $ 8,000,000 $ 200,000 $ 81,000
LEWISTON, ID-WA 40 $ 8,140,000 $ 202,500 $ 84,500
SYRACUSE, NY 40 $ 6,860,000 $ 171,000 $ 149,000
TEXARKANA, TX-AR 40 $ 6,790,000 $ 179,500 $ 115,000
ELIZABETHTOWN-FORT KNOX, KY 37 $ 8,085,000 $ 218,000 $ 75,000
GREAT FALLS, MT 37 $ 7,895,000 $ 213,000 $ 86,000
COLUMBIA, MO 36 $ 6,490,000 $ 180,000 $ 71,000
POCATELLO, ID 36 $ 7,390,000 $ 205,000 $ 82,000
STAUNTON-WAYNESBORO, VA 36 $ 6,530,000 $ 181,000 $ 72,000
WALLA WALLA, WA 36 $ 7,570,000 $ 210,000 $ 82,000
KINGSTON, NY 35 $ 8,335,000 $ 238,000 $ 109,000
TERRE HAUTE, IN 35 $ 4,335,000 $ 123,000 $ 77,000
SIOUX FALLS, SD 34 $ 6,630,000 $ 195,000 $ 71,000
ST. JOSEPH, MO-KS 33 $ 4,795,000 $ 145,000 $ 76,000
BATTLE CREEK, MI 32 $ 4,230,000 $ 132,000 $ 62,000
JEFFERSON CITY, MO 32 $ 5,520,000 $ 172,000 $ 117,000
FLORENCE-MUSCLE SHOALS, AL 31 $ 5,015,000 $ 161,000 $ 76,000
ANNISTON-OXFORD-JACKSONVILLE, AL 30 $ 4,410,000 $ 147,000 $ 70,000
HATTIESBURG, MS 30 $ 5,800,000 $ 193,000 $ 67,000
MANKATO-NORTH MANKATO, MN 29 $ 5,765,000 $ 198,000 $ 98,000
TOPEKA, KS 29 $ 4,875,000 $ 168,000 $ 68,000
TWIN FALLS, ID 29 $ 6,445,000 $ 222,000 $ 75,000
BLOOMINGTON, IL 28 $ 4,690,000 $ 167,000 $ 97,000
BLOOMSBURG-BERWICK, PA 28 $ 4,820,000 $ 172,000 $ 65,000
WHEELING, WV-OH 28 $ 3,780,000 $ 132,500 $ 65,500
BURLINGTON-SOUTH BURLINGTON, VT 27 $ 7,415,000 $ 274,000 $ 74,000
CARBONDALE-MARION, IL 27 $ 3,475,000 $ 128,000 $ 69,000
GRAND FORKS, ND-MN 27 $ 5,125,000 $ 188,500 $ 60,500
BOWLING GREEN, KY 26 $ 5,190,000 $ 199,000 $ 70,000
MUNCIE, IN 26 $ 3,230,000 $ 124,000 $ 81,000
SPRINGFIELD, OH 26 $ 3,140,000 $ 120,000 $ 60,000
FORT SMITH, AR-OK 25 $ 4,685,000 $ 190,500 $ 125,500
HOT SPRINGS, AR 25 $ 4,935,000 $ 197,000 $ 299,000
SIOUX CITY, IA-NE-SD 25 $ 4,265,000 $ 153,666 $ 82,333
SPRINGFIELD, IL 25 $ 3,885,000 $ 155,000 $ 96,000
ALTOONA, PA 24 $ 4,430,000 $ 184,000 $ 106,000
COLUMBUS, IN 24 $ 3,840,000 $ 160,000 $ 81,000
WILLIAMSPORT, PA 24 $ 3,690,000 $ 153,000 $ 85,000
ROCHESTER, NY 23 $ 3,805,000 $ 165,000 $ 92,000
VICTORIA, TX 23 $ 4,245,000 $ 184,000 $ 83,000
LA CROSSE-ONALASKA, WI-MN 22 $ 3,930,000 $ 174,500 $ 85,000
PITTSFIELD, MA 22 $ 4,500,000 $ 204,000 $ 105,000
WATERLOO-CEDAR FALLS, IA 21 $ 3,685,000 $ 175,000 $ 105,000
ENID, OK 20 $ 3,870,000 $ 193,000 $ 73,000
GADSDEN, AL 20 $ 3,230,000 $ 161,000 $ 115,000
MANSFIELD, OH 20 $ 2,990,000 $ 149,000 $ 82,000
WAUSAU, WI 20 $ 3,530,000 $ 176,000 $ 69,000
CUMBERLAND, MD-WV 19 $ 3,045,000 $ 160,000 $ 66,000
OWENSBORO, KY 19 $ 3,125,000 $ 164,000 $ 74,000
AMES, IA 18 $ 3,100,000 $ 172,000 $ 55,000
JOHNSTOWN, PA 18 $ 3,320,000 $ 184,000 $ 88,000
LIMA, OH 18 $ 2,440,000 $ 135,000 $ 58,000
IOWA CITY, IA 17 $ 3,785,000 $ 222,000 $ 105,000
DECATUR, IL 16 $ 1,840,000 $ 115,000 $ 101,000
LAWRENCE, KS 16 $ 3,250,000 $ 203,000 $ 105,000
DUBUQUE, IA 15 $ 2,875,000 $ 191,000 $ 59,000
WEIRTON-STEUBENVILLE, WV-OH 13 $ 1,735,000 $ 181,000 $ 145,000
GLENS FALLS, NY 12 $ 3,020,000 $ 251,000 $ 112,000
MANHATTAN, KS 12 $ 2,740,000 $ 228,000 $ 81,000
CAPE GIRARDEAU, MO-IL 11 $ 1,515,000 $ 137,000 $ 62,000
CHARLESTON, WV 11 $ 1,865,000 $ 169,000 $ 65,000
KOKOMO, IN 11 $ 1,765,000 $ 160,000 $ 150,000
BINGHAMTON, NY 10 $ 1,480,000 $ 148,000 $ 105,000
GRAND ISLAND, NE 10 $ 1,410,000 $ 141,000 $ 58,000
PINE BLUFF, AR 10 $ 1,520,000 $ 152,000 $ 96,000
UTICA-ROME, NY 10 $ 2,470,000 $ 247,000 $ 142,000
DANVILLE, IL 8 $ 1,270,000 $ 158,000 $ 72,000
FAIRBANKS, AK 7 $ 2,035,000 $ 290,000 $ 124,000
WATERTOWN-FORT DRUM, NY 7 $ 1,375,000 $ 196,000 $ 78,000
MORGANTOWN, WV 5 $ 1,255,000 $ 251,000 $ 108,000
BECKLEY, WV 4 $ 560,000 $ 140,000 $ 78,000
LEWISTON-AUBURN, ME 4 $ 680,000 $ 170,000 $ 81,000
PARKERSBURG-VIENNA, WV 3 $ 405,000 $ 135,000 $ 54,000
BANGOR, ME 2 $ 360,000 $ 180,000 $ 99,000
ITHACA, NY 2 $ 270,000 $ 135,000 $ 102,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 94,212 $25,637,925,000 $272,000 $4,635,000 $124,000 $9,476,000
Cash-out Refinancing 74,503 $19,608,560,000 $263,000 $4,205,000 $113,000 $9,528,000
Home Purchase 63,165 $18,605,430,000 $294,000 $23,995,000 $113,000 $9,611,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 114,383 $31,429,425,000 $274,000 $4,635,000 $120,000 $9,528,000
Not Provided 58,787 $15,452,520,000 $262,000 $23,995,000 $114,000 $9,256,000
Hispanic 24,603 $6,651,395,000 $270,000 $2,045,000 $95,000 $8,832,000
Black or African American 16,861 $4,288,465,000 $254,000 $2,965,000 $94,000 $9,611,000
Asian 12,189 $4,298,275,000 $352,000 $2,645,000 $161,000 $7,898,000
American Indian or Alaskan Native 930 $240,080,000 $258,000 $1,605,000 $104,000 $3,673,000
Native Hawaiian or Other Pacific Islander 407 $143,875,000 $353,000 $1,245,000 $117,000 $2,640,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 178,627 $50,017,045,000 $280,000 $23,995,000 $131,000 $9,528,000
FHA-insured (Federal Housing Administration) 37,827 $9,101,395,000 $240,000 $1,255,000 $72,000 $9,611,000
VA-guaranteed (Veterans Administration) 13,632 $4,388,415,000 $321,000 $2,875,000 $76,000 $7,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,794 $345,060,000 $192,000 $665,000 $57,000 $720,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 105,596 $30,656,740,000 $290,000 $2,875,000 $117,000 $4,895,000
Application Denied By Financial Institution 97,672 $25,590,875,000 $262,000 $23,995,000 $120,000 $9,611,000
Application Approved But Not Accepted 14,991 $4,119,865,000 $274,000 $2,645,000 $109,000 $7,940,000
Application Withdrawn By Applicant 12,975 $3,297,315,000 $254,000 $2,195,000 $112,000 $6,896,000
Preapproval Denied by Financial Institution 392 $110,960,000 $283,000 $1,625,000 $88,000 $1,358,000
Preapproval Approved but not Accepted 254 $76,160,000 $299,000 $2,245,000 $95,000 $889,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 133,816 $38,150,080,000 $285,000 $2,875,000 $116,000 $7,940,000
Credit Application Incomplete 75,764 $20,032,655,000 $264,000 $3,105,000 $133,000 $9,611,000
Debt-To-Income Ratio 15,906 $4,127,590,000 $259,000 $4,205,000 $61,000 $7,898,000
Credit History 3,638 $815,030,000 $224,000 $23,995,000 $104,000 $5,618,000
Other 998 $255,290,000 $255,000 $1,845,000 $107,000 $2,011,000
Collateral 629 $161,785,000 $257,000 $1,845,000 $104,000 $1,176,000
Unverifiable Information 489 $150,215,000 $307,000 $1,325,000 $133,000 $3,492,000
Employment History 427 $112,095,000 $262,000 $1,885,000 $89,000 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 209 $46,715,000 $223,000 $755,000 $77,000 $396,000
Mortgage Insurance Denied 4 $460,000 $115,000 $155,000 $56,000 $85,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List