Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 99,472 |
| Total Mortgage Loan Application Amount | $24,125,720,000 |
| Average Mortgage Loan Application Amount | $237,000 |
| Highest Mortgage Loan Application Amount | $6,505,000 |
| Average Applicant Income | $96,750 |
| Highest Applicant Income | $8,160,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 8,239 | $ 1,417,215,000 | $ 186,702 | $ 92,787 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4,257 | $ 1,058,575,000 | $ 248,000 | $ 103,000 |
| DALLAS-PLANO-IRVING, TX | 3,828 | $ 896,100,000 | $ 234,000 | $ 113,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,248 | $ 712,380,000 | $ 219,000 | $ 121,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,997 | $ 648,065,000 | $ 216,000 | $ 94,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,963 | $ 786,515,000 | $ 265,000 | $ 101,000 |
| FORT WORTH-ARLINGTON, TX | 2,539 | $ 514,475,000 | $ 202,000 | $ 97,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,242 | $ 544,170,000 | $ 242,000 | $ 90,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,173 | $ 784,515,000 | $ 350,500 | $ 125,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,843 | $ 402,815,000 | $ 226,500 | $ 95,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,786 | $ 397,650,000 | $ 222,000 | $ 89,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,654 | $ 373,500,000 | $ 220,000 | $ 85,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,542 | $ 455,250,000 | $ 293,500 | $ 105,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,295 | $ 567,045,000 | $ 422,000 | $ 139,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,234 | $ 535,890,000 | $ 434,000 | $ 133,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,223 | $ 413,315,000 | $ 337,000 | $ 120,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,155 | $ 258,505,000 | $ 223,000 | $ 95,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,150 | $ 430,670,000 | $ 374,000 | $ 132,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1,110 | $ 226,760,000 | $ 204,000 | $ 80,000 |
| KNOXVILLE, TN | 1,046 | $ 168,820,000 | $ 161,000 | $ 71,000 |
| SAN DIEGO-CARLSBAD, CA | 1,024 | $ 466,040,000 | $ 455,000 | $ 130,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,022 | $ 379,200,000 | $ 371,000 | $ 137,000 |
| NEW YORK-NEWARK, NY | 985 | $ 291,365,000 | $ 285,000 | $ 118,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 981 | $ 286,975,000 | $ 292,000 | $ 99,000 |
| JACKSONVILLE, FL | 928 | $ 193,810,000 | $ 208,000 | $ 90,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 924 | $ 241,750,000 | $ 261,000 | $ 100,000 |
| CHICAGO-NAPERVILLE, IL | 923 | $ 191,635,000 | $ 207,000 | $ 100,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 895 | $ 223,755,000 | $ 250,000 | $ 111,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 885 | $ 226,595,000 | $ 256,000 | $ 113,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 813 | $ 282,685,000 | $ 347,000 | $ 121,000 |
| COLORADO SPRINGS, CO | 806 | $ 216,030,000 | $ 268,000 | $ 89,000 |
| TACOMA-LAKEWOOD, WA | 791 | $ 226,765,000 | $ 286,000 | $ 95,000 |
| AUSTIN-ROUND ROCK, TX | 778 | $ 206,280,000 | $ 265,000 | $ 130,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 728 | $ 132,790,000 | $ 182,000 | $ 90,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 708 | $ 152,010,000 | $ 221,000 | $ 78,000 |
| RALEIGH, NC | 682 | $ 166,110,000 | $ 243,000 | $ 112,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 681 | $ 181,925,000 | $ 267,000 | $ 115,000 |
| SALT LAKE CITY, UT | 649 | $ 192,025,000 | $ 295,000 | $ 105,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 627 | $ 301,375,000 | $ 480,000 | $ 139,000 |
| NEWARK, NJ-PA | 588 | $ 179,740,000 | $ 237,000 | $ 103,000 |
| CINCINNATI, OH-KY-IN | 585 | $ 96,335,000 | $ 157,333 | $ 77,666 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 538 | $ 138,470,000 | $ 257,000 | $ 117,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 528 | $ 192,490,000 | $ 364,000 | $ 115,000 |
| TUCSON, AZ | 491 | $ 95,725,000 | $ 194,000 | $ 88,000 |
| CHATTANOOGA, TN-GA | 488 | $ 87,260,000 | $ 167,500 | $ 75,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 480 | $ 92,530,000 | $ 192,000 | $ 116,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 471 | $ 88,905,000 | $ 188,000 | $ 87,000 |
| URBAN HONOLULU, HI | 453 | $ 246,345,000 | $ 543,000 | $ 94,000 |
| CAPE CORAL-FORT MYERS, FL | 446 | $ 92,470,000 | $ 207,000 | $ 85,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 445 | $ 53,295,000 | $ 120,000 | $ 53,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 442 | $ 102,070,000 | $ 230,000 | $ 96,000 |
| PHILADELPHIA, PA | 438 | $ 86,740,000 | $ 198,000 | $ 90,000 |
| JOHNSON CITY, TN | 435 | $ 61,885,000 | $ 142,000 | $ 61,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 407 | $ 76,685,000 | $ 188,000 | $ 77,000 |
| BATON ROUGE, LA | 406 | $ 70,230,000 | $ 172,000 | $ 84,000 |
| WINSTON-SALEM, NC | 405 | $ 59,985,000 | $ 148,000 | $ 64,000 |
| RICHMOND, VA | 396 | $ 84,680,000 | $ 213,000 | $ 94,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 386 | $ 88,570,000 | $ 229,000 | $ 80,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 382 | $ 66,810,000 | $ 174,000 | $ 65,000 |
| RENO, NV | 378 | $ 127,960,000 | $ 338,000 | $ 136,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 375 | $ 170,925,000 | $ 455,000 | $ 152,000 |
| PORT ST. LUCIE, FL | 375 | $ 73,145,000 | $ 195,000 | $ 69,000 |
| PITTSBURGH, PA | 358 | $ 55,090,000 | $ 153,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 357 | $ 62,525,000 | $ 175,000 | $ 86,000 |
| ALBUQUERQUE, NM | 347 | $ 78,195,000 | $ 225,000 | $ 95,000 |
| ST. LOUIS, MO-IL | 341 | $ 61,975,000 | $ 170,000 | $ 85,500 |
| LUBBOCK, TX | 337 | $ 58,755,000 | $ 174,000 | $ 97,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 326 | $ 64,790,000 | $ 198,000 | $ 77,000 |
| MERCED, CA | 324 | $ 79,690,000 | $ 245,000 | $ 88,000 |
| LAKELAND-WINTER HAVEN, FL | 303 | $ 51,185,000 | $ 168,000 | $ 72,000 |
| OGDEN-CLEARFIELD, UT | 280 | $ 72,450,000 | $ 258,000 | $ 98,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 251 | $ 48,685,000 | $ 195,000 | $ 103,000 |
| HICKORY-LENOIR-MORGANTON, NC | 249 | $ 40,745,000 | $ 163,000 | $ 77,000 |
| MCALLEN-EDINBURG-MISSION, TX | 242 | $ 37,110,000 | $ 153,000 | $ 70,000 |
| COLUMBUS, OH | 241 | $ 48,695,000 | $ 202,000 | $ 101,000 |
| BEAUMONT-PORT ARTHUR, TX | 240 | $ 38,390,000 | $ 159,000 | $ 89,000 |
| ASHEVILLE, NC | 237 | $ 47,945,000 | $ 202,000 | $ 75,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 237 | $ 33,735,000 | $ 142,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 231 | $ 40,875,000 | $ 131,666 | $ 53,666 |
| WILMINGTON, DE-MD-NJ | 230 | $ 62,500,000 | $ 202,666 | $ 87,666 |
| GREENSBORO-HIGH POINT, NC | 229 | $ 36,625,000 | $ 159,000 | $ 73,000 |
| DURHAM-CHAPEL HILL, NC | 228 | $ 50,210,000 | $ 220,000 | $ 94,000 |
| VALLEJO-FAIRFIELD, CA | 224 | $ 85,560,000 | $ 381,000 | $ 121,000 |
| PROVO-OREM, UT | 220 | $ 60,360,000 | $ 274,000 | $ 99,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 219 | $ 42,295,000 | $ 205,000 | $ 85,000 |
| CAMDEN, NJ | 219 | $ 44,715,000 | $ 204,000 | $ 95,000 |
| COLUMBIA, SC | 212 | $ 38,910,000 | $ 183,000 | $ 77,000 |
| KANSAS CITY, MO-KS | 210 | $ 38,860,000 | $ 207,500 | $ 118,000 |
| BIRMINGHAM-HOOVER, AL | 209 | $ 39,825,000 | $ 190,000 | $ 90,000 |
| NEW ORLEANS-METAIRIE, LA | 209 | $ 35,965,000 | $ 172,000 | $ 87,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 206 | $ 43,460,000 | $ 210,000 | $ 69,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 206 | $ 112,930,000 | $ 548,000 | $ 162,000 |
| BOISE CITY, ID | 200 | $ 43,340,000 | $ 216,000 | $ 78,000 |
| CLEVELAND-ELYRIA, OH | 199 | $ 32,155,000 | $ 161,000 | $ 100,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 189 | $ 32,385,000 | $ 171,000 | $ 69,000 |
| EL PASO, TX | 185 | $ 24,805,000 | $ 134,000 | $ 90,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 182 | $ 33,330,000 | $ 172,500 | $ 76,500 |
| PUNTA GORDA, FL | 178 | $ 29,650,000 | $ 166,000 | $ 71,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 172 | $ 26,190,000 | $ 157,500 | $ 71,000 |
| KILLEEN-TEMPLE, TX | 169 | $ 25,155,000 | $ 148,000 | $ 96,000 |
| SALEM, OR | 166 | $ 38,250,000 | $ 230,000 | $ 84,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 163 | $ 27,995,000 | $ 171,000 | $ 106,000 |
| OCALA, FL | 163 | $ 27,065,000 | $ 166,000 | $ 68,000 |
| OLYMPIA-TUMWATER, WA | 156 | $ 38,400,000 | $ 246,000 | $ 81,000 |
| FAYETTEVILLE, NC | 147 | $ 22,725,000 | $ 154,000 | $ 72,000 |
| LYNCHBURG, VA | 147 | $ 24,915,000 | $ 169,000 | $ 73,000 |
| COEUR D'ALENE, ID | 146 | $ 34,020,000 | $ 233,000 | $ 94,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 142 | $ 93,700,000 | $ 659,000 | $ 178,000 |
| FRESNO, CA | 140 | $ 37,950,000 | $ 271,000 | $ 123,000 |
| STOCKTON-LODI, CA | 140 | $ 42,810,000 | $ 305,000 | $ 102,000 |
| GREELEY, CO | 139 | $ 37,665,000 | $ 270,000 | $ 95,000 |
| SAVANNAH, GA | 139 | $ 25,975,000 | $ 186,000 | $ 103,000 |
| EUGENE, OR | 137 | $ 30,775,000 | $ 224,000 | $ 84,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 137 | $ 37,055,000 | $ 270,000 | $ 131,000 |
| WILMINGTON, NC | 136 | $ 26,870,000 | $ 197,000 | $ 87,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 133 | $ 34,395,000 | $ 241,500 | $ 97,500 |
| LONGVIEW, WA | 130 | $ 29,350,000 | $ 225,000 | $ 79,000 |
| BAKERSFIELD, CA | 129 | $ 25,995,000 | $ 201,000 | $ 75,000 |
| BREMERTON-SILVERDALE, WA | 129 | $ 40,725,000 | $ 315,000 | $ 96,000 |
| CORPUS CHRISTI, TX | 128 | $ 20,540,000 | $ 160,000 | $ 94,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 128 | $ 34,270,000 | $ 267,000 | $ 128,000 |
| MODESTO, CA | 128 | $ 31,470,000 | $ 245,000 | $ 78,000 |
| ELGIN, IL | 124 | $ 23,960,000 | $ 193,000 | $ 95,000 |
| GRAND RAPIDS-WYOMING, MI | 124 | $ 19,940,000 | $ 160,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 123 | $ 24,195,000 | $ 196,000 | $ 78,000 |
| FORT COLLINS, CO | 122 | $ 37,700,000 | $ 309,000 | $ 111,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 121 | $ 21,835,000 | $ 188,000 | $ 83,000 |
| SPARTANBURG, SC | 120 | $ 19,200,000 | $ 160,000 | $ 67,000 |
| BOSTON, MA | 118 | $ 48,830,000 | $ 413,000 | $ 135,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 116 | $ 51,860,000 | $ 447,000 | $ 165,000 |
| PROVIDENCE-WARWICK, RI-MA | 113 | $ 26,585,000 | $ 244,500 | $ 79,500 |
| KENNEWICK-RICHLAND, WA | 112 | $ 24,150,000 | $ 215,000 | $ 74,000 |
| SALISBURY, MD-DE | 110 | $ 24,360,000 | $ 229,500 | $ 107,500 |
| SANTA ROSA, CA | 108 | $ 51,370,000 | $ 475,000 | $ 132,000 |
| GREEN BAY, WI | 106 | $ 16,350,000 | $ 154,000 | $ 74,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 104 | $ 14,270,000 | $ 129,500 | $ 60,500 |
| TRENTON, NJ | 104 | $ 28,340,000 | $ 272,000 | $ 125,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 100 | $ 33,780,000 | $ 337,000 | $ 117,000 |
| MORRISTOWN, TN | 100 | $ 14,710,000 | $ 147,000 | $ 62,000 |
| GAINESVILLE, FL | 97 | $ 15,445,000 | $ 159,000 | $ 73,000 |
| GARY, IN | 97 | $ 15,115,000 | $ 155,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 96 | $ 13,440,000 | $ 140,000 | $ 96,000 |
| MEDFORD, OR | 95 | $ 22,335,000 | $ 235,000 | $ 77,000 |
| BEND-REDMOND, OR | 93 | $ 26,025,000 | $ 279,000 | $ 132,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 92 | $ 36,970,000 | $ 401,000 | $ 134,000 |
| CLARKSVILLE, TN-KY | 91 | $ 13,105,000 | $ 128,000 | $ 57,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 89 | $ 18,715,000 | $ 210,000 | $ 88,000 |
| HUNTSVILLE, AL | 89 | $ 16,685,000 | $ 187,000 | $ 88,000 |
| MADISON, WI | 89 | $ 18,265,000 | $ 205,000 | $ 78,000 |
| TALLAHASSEE, FL | 88 | $ 16,380,000 | $ 186,000 | $ 93,000 |
| WACO, TX | 85 | $ 13,145,000 | $ 154,000 | $ 87,000 |
| JACKSON, MI | 84 | $ 10,960,000 | $ 130,000 | $ 53,000 |
| AMARILLO, TX | 83 | $ 11,115,000 | $ 133,000 | $ 57,000 |
| CLEVELAND, TN | 82 | $ 12,190,000 | $ 148,000 | $ 67,000 |
| HOMOSASSA SPRINGS, FL | 82 | $ 12,140,000 | $ 148,000 | $ 65,000 |
| MOBILE, AL | 82 | $ 11,370,000 | $ 138,000 | $ 71,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 82 | $ 10,740,000 | $ 130,000 | $ 66,000 |
| SEBASTIAN-VERO BEACH, FL | 82 | $ 14,170,000 | $ 172,000 | $ 106,000 |
| READING, PA | 81 | $ 14,385,000 | $ 177,000 | $ 71,000 |
| BROWNSVILLE-HARLINGEN, TX | 79 | $ 10,595,000 | $ 134,000 | $ 86,000 |
| FLORENCE, SC | 79 | $ 10,575,000 | $ 133,000 | $ 62,000 |
| OKLAHOMA CITY, OK | 78 | $ 16,130,000 | $ 206,000 | $ 113,000 |
| COLUMBUS, GA-AL | 77 | $ 12,495,000 | $ 146,000 | $ 65,500 |
| MIDLAND, TX | 76 | $ 18,410,000 | $ 242,000 | $ 135,000 |
| YAKIMA, WA | 75 | $ 15,325,000 | $ 204,000 | $ 86,000 |
| DALTON, GA | 74 | $ 9,930,000 | $ 134,000 | $ 58,000 |
| ROANOKE, VA | 74 | $ 13,440,000 | $ 181,000 | $ 81,000 |
| SHERMAN-DENISON, TX | 74 | $ 12,580,000 | $ 170,000 | $ 80,000 |
| LEXINGTON-FAYETTE, KY | 73 | $ 13,375,000 | $ 183,000 | $ 96,000 |
| SIOUX FALLS, SD | 72 | $ 16,000,000 | $ 222,000 | $ 78,000 |
| EAST STROUDSBURG, PA | 71 | $ 11,935,000 | $ 168,000 | $ 83,000 |
| GAINESVILLE, GA | 70 | $ 15,480,000 | $ 221,000 | $ 84,000 |
| PANAMA CITY, FL | 69 | $ 13,005,000 | $ 188,000 | $ 112,000 |
| TYLER, TX | 69 | $ 11,935,000 | $ 172,000 | $ 97,000 |
| ELKHART-GOSHEN, IN | 68 | $ 9,870,000 | $ 145,000 | $ 64,000 |
| FLAGSTAFF, AZ | 68 | $ 17,300,000 | $ 254,000 | $ 120,000 |
| LONGVIEW, TX | 68 | $ 9,170,000 | $ 134,000 | $ 103,000 |
| LANCASTER, PA | 67 | $ 13,655,000 | $ 203,000 | $ 85,000 |
| CHARLOTTESVILLE, VA | 66 | $ 15,660,000 | $ 237,000 | $ 132,000 |
| PUEBLO, CO | 66 | $ 11,490,000 | $ 174,000 | $ 77,000 |
| YORK-HANOVER, PA | 66 | $ 11,140,000 | $ 168,000 | $ 79,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 65 | $ 10,055,000 | $ 154,000 | $ 73,000 |
| VISALIA-PORTERVILLE, CA | 65 | $ 11,985,000 | $ 184,000 | $ 71,000 |
| BELLINGHAM, WA | 64 | $ 15,470,000 | $ 241,000 | $ 75,000 |
| AKRON, OH | 63 | $ 10,755,000 | $ 170,000 | $ 99,000 |
| BOULDER, CO | 63 | $ 24,015,000 | $ 381,000 | $ 115,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 63 | $ 16,585,000 | $ 263,000 | $ 109,000 |
| HINESVILLE, GA | 62 | $ 9,530,000 | $ 153,000 | $ 67,000 |
| NEW HAVEN-MILFORD, CT | 62 | $ 14,630,000 | $ 235,000 | $ 78,000 |
| ODESSA, TX | 62 | $ 11,000,000 | $ 177,000 | $ 203,000 |
| LAS CRUCES, NM | 61 | $ 10,675,000 | $ 175,000 | $ 67,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 60 | $ 11,200,000 | $ 186,000 | $ 117,000 |
| GRAND JUNCTION, CO | 58 | $ 13,610,000 | $ 234,000 | $ 76,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 57 | $ 7,635,000 | $ 136,500 | $ 61,000 |
| ATHENS-CLARKE COUNTY, GA | 56 | $ 9,970,000 | $ 178,000 | $ 78,000 |
| WENATCHEE, WA | 56 | $ 15,600,000 | $ 278,000 | $ 83,000 |
| COLLEGE STATION-BRYAN, TX | 55 | $ 8,515,000 | $ 154,000 | $ 84,000 |
| MADERA, CA | 55 | $ 12,695,000 | $ 230,000 | $ 85,000 |
| ALBANY, OR | 54 | $ 10,120,000 | $ 187,000 | $ 67,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 54 | $ 9,270,000 | $ 172,000 | $ 68,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 54 | $ 7,250,000 | $ 135,000 | $ 57,500 |
| SPRINGFIELD, MO | 54 | $ 8,530,000 | $ 157,000 | $ 76,000 |
| FLINT, MI | 53 | $ 7,915,000 | $ 149,000 | $ 71,000 |
| SIERRA VISTA-DOUGLAS, AZ | 50 | $ 7,000,000 | $ 140,000 | $ 74,000 |
| BARNSTABLE TOWN, MA | 49 | $ 16,825,000 | $ 343,000 | $ 133,000 |
| MONTGOMERY, AL | 49 | $ 7,915,000 | $ 161,000 | $ 88,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 49 | $ 19,655,000 | $ 401,000 | $ 121,000 |
| SHREVEPORT-BOSSIER CITY, LA | 49 | $ 8,345,000 | $ 170,000 | $ 86,000 |
| YUMA, AZ | 49 | $ 7,935,000 | $ 161,000 | $ 63,000 |
| WORCESTER, MA-CT | 48 | $ 12,190,000 | $ 228,000 | $ 97,500 |
| DOVER, DE | 47 | $ 12,955,000 | $ 275,000 | $ 82,000 |
| JACKSON, TN | 47 | $ 6,825,000 | $ 145,000 | $ 62,000 |
| SANTA MARIA-SANTA BARBARA, CA | 47 | $ 19,045,000 | $ 405,000 | $ 145,000 |
| GREENVILLE, NC | 46 | $ 6,270,000 | $ 136,000 | $ 102,000 |
| LAFAYETTE, LA | 46 | $ 8,140,000 | $ 176,000 | $ 80,000 |
| ST. CLOUD, MN | 46 | $ 8,020,000 | $ 174,000 | $ 64,000 |
| ST. GEORGE, UT | 46 | $ 11,320,000 | $ 246,000 | $ 84,000 |
| RACINE, WI | 45 | $ 7,555,000 | $ 167,000 | $ 64,000 |
| SANTA FE, NM | 45 | $ 14,415,000 | $ 320,000 | $ 117,000 |
| THE VILLAGES, FL | 45 | $ 9,405,000 | $ 209,000 | $ 82,000 |
| ABILENE, TX | 43 | $ 6,715,000 | $ 156,000 | $ 74,000 |
| GRANTS PASS, OR | 43 | $ 8,935,000 | $ 207,000 | $ 53,000 |
| JACKSONVILLE, NC | 43 | $ 6,525,000 | $ 151,000 | $ 66,000 |
| JANESVILLE-BELOIT, WI | 43 | $ 6,515,000 | $ 151,000 | $ 55,000 |
| KALAMAZOO-PORTAGE, MI | 43 | $ 7,155,000 | $ 166,000 | $ 69,000 |
| SAN RAFAEL, CA | 43 | $ 24,965,000 | $ 580,000 | $ 208,000 |
| MACON-BIBB COUNTY, GA | 42 | $ 6,040,000 | $ 143,000 | $ 67,000 |
| ANN ARBOR, MI | 41 | $ 8,065,000 | $ 196,000 | $ 75,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 41 | $ 7,605,000 | $ 185,000 | $ 88,000 |
| OCEAN CITY, NJ | 41 | $ 18,435,000 | $ 449,000 | $ 219,000 |
| WINCHESTER, VA-WV | 41 | $ 10,025,000 | $ 244,000 | $ 83,000 |
| BRUNSWICK, GA | 40 | $ 6,980,000 | $ 174,000 | $ 66,000 |
| CEDAR RAPIDS, IA | 40 | $ 5,920,000 | $ 148,000 | $ 69,000 |
| ROCKFORD, IL | 40 | $ 4,690,000 | $ 117,000 | $ 70,000 |
| SALINAS, CA | 40 | $ 18,820,000 | $ 470,000 | $ 116,000 |
| SEBRING, FL | 40 | $ 6,970,000 | $ 174,000 | $ 71,000 |
| WARNER ROBINS, GA | 40 | $ 5,800,000 | $ 145,000 | $ 60,000 |
| MANCHESTER-NASHUA, NH | 39 | $ 10,975,000 | $ 281,000 | $ 110,000 |
| NEW BERN, NC | 39 | $ 6,975,000 | $ 178,000 | $ 66,000 |
| PORTLAND-SOUTH PORTLAND, ME | 39 | $ 11,095,000 | $ 284,000 | $ 122,000 |
| DULUTH, MN-WI | 38 | $ 6,220,000 | $ 141,000 | $ 85,000 |
| AUBURN-OPELIKA, AL | 37 | $ 6,965,000 | $ 188,000 | $ 91,000 |
| IDAHO FALLS, ID | 37 | $ 7,385,000 | $ 199,000 | $ 73,000 |
| SANTA CRUZ-WATSONVILLE, CA | 37 | $ 17,865,000 | $ 482,000 | $ 150,000 |
| BURLINGTON, NC | 36 | $ 5,450,000 | $ 151,000 | $ 64,000 |
| LAREDO, TX | 36 | $ 5,370,000 | $ 149,000 | $ 104,000 |
| ROCHESTER, MN | 36 | $ 6,830,000 | $ 189,000 | $ 72,000 |
| FORT WAYNE, IN | 35 | $ 5,565,000 | $ 159,000 | $ 95,000 |
| MOUNT VERNON-ANACORTES, WA | 35 | $ 9,125,000 | $ 260,000 | $ 88,000 |
| TUSCALOOSA, AL | 35 | $ 5,745,000 | $ 164,000 | $ 67,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 34 | $ 9,570,000 | $ 281,000 | $ 104,000 |
| CHICO, CA | 34 | $ 8,910,000 | $ 262,000 | $ 93,000 |
| TOLEDO, OH | 34 | $ 5,360,000 | $ 157,000 | $ 96,000 |
| YUBA CITY, CA | 34 | $ 8,420,000 | $ 247,000 | $ 76,000 |
| ALBANY-SCHENECTADY-TROY, NY | 33 | $ 6,645,000 | $ 201,000 | $ 76,000 |
| LINCOLN, NE | 33 | $ 5,675,000 | $ 171,000 | $ 63,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 33 | $ 5,325,000 | $ 161,000 | $ 66,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 33 | $ 10,455,000 | $ 316,000 | $ 116,000 |
| TULSA, OK | 33 | $ 7,375,000 | $ 223,000 | $ 116,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 32 | $ 8,040,000 | $ 251,000 | $ 106,000 |
| ROCKY MOUNT, NC | 32 | $ 4,140,000 | $ 129,000 | $ 54,000 |
| BILLINGS, MT | 31 | $ 5,865,000 | $ 189,000 | $ 79,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 31 | $ 4,615,000 | $ 148,000 | $ 51,000 |
| GOLDSBORO, NC | 31 | $ 5,015,000 | $ 161,000 | $ 59,000 |
| REDDING, CA | 31 | $ 6,365,000 | $ 205,000 | $ 73,000 |
| ALBANY, GA | 30 | $ 4,450,000 | $ 148,000 | $ 68,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 30 | $ 5,810,000 | $ 193,000 | $ 95,000 |
| LAKE CHARLES, LA | 30 | $ 4,220,000 | $ 140,000 | $ 63,000 |
| WICHITA FALLS, TX | 30 | $ 3,050,000 | $ 101,000 | $ 56,000 |
| APPLETON, WI | 29 | $ 5,035,000 | $ 173,000 | $ 82,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 29 | $ 5,325,000 | $ 183,000 | $ 60,000 |
| LEBANON, PA | 29 | $ 5,105,000 | $ 176,000 | $ 70,000 |
| RAPID CITY, SD | 29 | $ 6,015,000 | $ 207,000 | $ 109,000 |
| TEXARKANA, TX-AR | 29 | $ 4,305,000 | $ 138,000 | $ 111,000 |
| HOUMA-THIBODAUX, LA | 28 | $ 3,810,000 | $ 136,000 | $ 101,000 |
| JACKSON, MS | 27 | $ 4,575,000 | $ 169,000 | $ 100,000 |
| NAPA, CA | 27 | $ 13,155,000 | $ 487,000 | $ 139,000 |
| SUMTER, SC | 27 | $ 3,755,000 | $ 139,000 | $ 57,000 |
| HAMMOND, LA | 26 | $ 4,470,000 | $ 171,000 | $ 89,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 26 | $ 3,900,000 | $ 150,000 | $ 82,000 |
| OSHKOSH-NEENAH, WI | 26 | $ 3,320,000 | $ 127,000 | $ 77,000 |
| SAN ANGELO, TX | 26 | $ 3,600,000 | $ 138,000 | $ 71,000 |
| STAUNTON-WAYNESBORO, VA | 26 | $ 4,790,000 | $ 184,000 | $ 94,000 |
| WILLIAMSPORT, PA | 26 | $ 3,670,000 | $ 141,000 | $ 61,000 |
| FOND DU LAC, WI | 25 | $ 3,345,000 | $ 133,000 | $ 62,000 |
| ROCHESTER, NY | 25 | $ 4,915,000 | $ 196,000 | $ 83,000 |
| DECATUR, AL | 24 | $ 3,200,000 | $ 133,000 | $ 52,000 |
| EL CENTRO, CA | 24 | $ 4,570,000 | $ 190,000 | $ 88,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 24 | $ 11,380,000 | $ 474,000 | $ 203,000 |
| MISSOULA, MT | 24 | $ 6,300,000 | $ 262,000 | $ 88,000 |
| BATTLE CREEK, MI | 23 | $ 2,715,000 | $ 118,000 | $ 52,000 |
| DES MOINES-WEST DES MOINES, IA | 23 | $ 4,635,000 | $ 201,000 | $ 83,000 |
| EVANSVILLE, IN-KY | 23 | $ 2,905,000 | $ 111,500 | $ 48,000 |
| FLORENCE-MUSCLE SHOALS, AL | 23 | $ 3,055,000 | $ 132,000 | $ 52,000 |
| PEORIA, IL | 23 | $ 3,135,000 | $ 136,000 | $ 62,000 |
| ERIE, PA | 22 | $ 2,870,000 | $ 130,000 | $ 71,000 |
| HANFORD-CORCORAN, CA | 22 | $ 4,250,000 | $ 193,000 | $ 58,000 |
| LOGAN, UT-ID | 22 | $ 4,550,000 | $ 242,000 | $ 90,000 |
| MICHIGAN CITY-LA PORTE, IN | 22 | $ 3,510,000 | $ 159,000 | $ 62,000 |
| MONROE, MI | 22 | $ 3,980,000 | $ 180,000 | $ 104,000 |
| NILES-BENTON HARBOR, MI | 22 | $ 3,600,000 | $ 163,000 | $ 57,000 |
| CARSON CITY, NV | 21 | $ 4,895,000 | $ 233,000 | $ 104,000 |
| DOTHAN, AL | 21 | $ 2,965,000 | $ 141,000 | $ 79,000 |
| ROME, GA | 21 | $ 2,535,000 | $ 120,000 | $ 54,000 |
| VICTORIA, TX | 21 | $ 3,225,000 | $ 153,000 | $ 91,000 |
| VINELAND-BRIDGETON, NJ | 21 | $ 3,355,000 | $ 159,000 | $ 73,000 |
| BLOOMINGTON, IN | 20 | $ 3,330,000 | $ 166,000 | $ 68,000 |
| GETTYSBURG, PA | 20 | $ 4,390,000 | $ 219,000 | $ 92,000 |
| STATE COLLEGE, PA | 20 | $ 3,970,000 | $ 198,000 | $ 66,000 |
| WALLA WALLA, WA | 20 | $ 4,600,000 | $ 230,000 | $ 110,000 |
| CANTON-MASSILLON, OH | 19 | $ 2,895,000 | $ 152,000 | $ 60,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 19 | $ 2,805,000 | $ 147,000 | $ 66,000 |
| LEWISTON, ID-WA | 19 | $ 3,355,000 | $ 175,000 | $ 119,500 |
| NORWICH-NEW LONDON, CT | 19 | $ 3,425,000 | $ 180,000 | $ 64,000 |
| ALTOONA, PA | 18 | $ 2,150,000 | $ 119,000 | $ 51,000 |
| CORVALLIS, OR | 18 | $ 4,620,000 | $ 256,000 | $ 133,000 |
| FARMINGTON, NM | 18 | $ 3,430,000 | $ 190,000 | $ 57,000 |
| GADSDEN, AL | 18 | $ 2,770,000 | $ 153,000 | $ 45,000 |
| MONROE, LA | 18 | $ 3,670,000 | $ 203,000 | $ 82,000 |
| MUSKEGON, MI | 18 | $ 2,720,000 | $ 151,000 | $ 63,000 |
| POCATELLO, ID | 18 | $ 3,410,000 | $ 189,000 | $ 81,000 |
| VALDOSTA, GA | 18 | $ 2,070,000 | $ 115,000 | $ 61,000 |
| WAUSAU, WI | 18 | $ 3,600,000 | $ 200,000 | $ 91,000 |
| HARRISONBURG, VA | 17 | $ 3,165,000 | $ 186,000 | $ 249,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 17 | $ 1,885,000 | $ 97,666 | $ 69,666 |
| JOPLIN, MO | 17 | $ 1,935,000 | $ 113,000 | $ 55,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 16 | $ 1,810,000 | $ 113,000 | $ 55,000 |
| COLUMBIA, MO | 16 | $ 3,300,000 | $ 206,000 | $ 110,000 |
| GRAND FORKS, ND-MN | 16 | $ 3,380,000 | $ 204,000 | $ 73,500 |
| MANSFIELD, OH | 16 | $ 1,780,000 | $ 111,000 | $ 47,000 |
| EAU CLAIRE, WI | 15 | $ 2,435,000 | $ 162,000 | $ 65,000 |
| SPRINGFIELD, IL | 15 | $ 2,075,000 | $ 138,000 | $ 61,000 |
| SPRINGFIELD, OH | 15 | $ 2,095,000 | $ 139,000 | $ 59,000 |
| SYRACUSE, NY | 15 | $ 2,045,000 | $ 136,000 | $ 67,000 |
| TERRE HAUTE, IN | 15 | $ 1,365,000 | $ 91,000 | $ 57,000 |
| TWIN FALLS, ID | 15 | $ 2,995,000 | $ 199,000 | $ 56,000 |
| MANKATO-NORTH MANKATO, MN | 14 | $ 2,870,000 | $ 205,000 | $ 86,000 |
| CHAMPAIGN-URBANA, IL | 13 | $ 2,745,000 | $ 211,000 | $ 96,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 13 | $ 2,435,000 | $ 187,000 | $ 67,000 |
| KINGSTON, NY | 13 | $ 2,255,000 | $ 173,000 | $ 50,000 |
| SHEBOYGAN, WI | 13 | $ 1,775,000 | $ 136,000 | $ 75,000 |
| KANKAKEE, IL | 12 | $ 1,550,000 | $ 129,000 | $ 55,000 |
| ALEXANDRIA, LA | 11 | $ 1,595,000 | $ 145,000 | $ 45,000 |
| BISMARCK, ND | 11 | $ 2,545,000 | $ 231,000 | $ 91,000 |
| BLOOMINGTON, IL | 11 | $ 1,755,000 | $ 159,000 | $ 48,000 |
| CARBONDALE-MARION, IL | 11 | $ 1,285,000 | $ 116,000 | $ 63,000 |
| CHEYENNE, WY | 11 | $ 2,315,000 | $ 210,000 | $ 92,000 |
| FARGO, ND-MN | 11 | $ 2,485,000 | $ 214,000 | $ 97,500 |
| JEFFERSON CITY, MO | 11 | $ 1,655,000 | $ 150,000 | $ 46,000 |
| JOHNSTOWN, PA | 10 | $ 1,410,000 | $ 141,000 | $ 67,000 |
| SPRINGFIELD, MA | 10 | $ 1,570,000 | $ 157,000 | $ 57,000 |
| WATERTOWN-FORT DRUM, NY | 10 | $ 1,520,000 | $ 152,000 | $ 50,000 |
| WICHITA, KS | 10 | $ 1,690,000 | $ 169,000 | $ 85,000 |
| DANVILLE, IL | 9 | $ 735,000 | $ 81,000 | $ 54,000 |
| DECATUR, IL | 9 | $ 1,015,000 | $ 112,000 | $ 51,000 |
| GREAT FALLS, MT | 9 | $ 1,295,000 | $ 143,000 | $ 69,000 |
| LIMA, OH | 9 | $ 1,985,000 | $ 220,000 | $ 85,000 |
| MUNCIE, IN | 9 | $ 1,205,000 | $ 133,000 | $ 70,000 |
| OWENSBORO, KY | 9 | $ 1,395,000 | $ 155,000 | $ 68,000 |
| SAGINAW, MI | 9 | $ 845,000 | $ 93,000 | $ 65,000 |
| BOWLING GREEN, KY | 8 | $ 1,040,000 | $ 130,000 | $ 61,000 |
| GLENS FALLS, NY | 8 | $ 2,930,000 | $ 366,000 | $ 105,000 |
| HATTIESBURG, MS | 8 | $ 1,400,000 | $ 175,000 | $ 59,000 |
| JONESBORO, AR | 8 | $ 1,190,000 | $ 148,000 | $ 62,000 |
| UTICA-ROME, NY | 8 | $ 2,470,000 | $ 308,000 | $ 139,000 |
| BLOOMSBURG-BERWICK, PA | 7 | $ 985,000 | $ 140,000 | $ 53,000 |
| CASPER, WY | 7 | $ 1,675,000 | $ 239,000 | $ 92,000 |
| COLUMBUS, IN | 7 | $ 925,000 | $ 132,000 | $ 77,000 |
| GRAND ISLAND, NE | 7 | $ 845,000 | $ 120,000 | $ 74,000 |
| ANCHORAGE, AK | 6 | $ 1,920,000 | $ 320,000 | $ 162,000 |
| HOT SPRINGS, AR | 6 | $ 1,150,000 | $ 191,000 | $ 62,000 |
| KOKOMO, IN | 6 | $ 1,380,000 | $ 230,000 | $ 123,000 |
| ST. JOSEPH, MO-KS | 6 | $ 890,000 | $ 148,000 | $ 64,000 |
| TOPEKA, KS | 6 | $ 890,000 | $ 148,000 | $ 219,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 680,000 | $ 113,000 | $ 62,000 |
| BINGHAMTON, NY | 5 | $ 575,000 | $ 115,000 | $ 77,000 |
| CAPE GIRARDEAU, MO-IL | 5 | $ 635,000 | $ 127,000 | $ 47,000 |
| MIDLAND, MI | 5 | $ 875,000 | $ 175,000 | $ 80,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 595,000 | $ 119,000 | $ 48,000 |
| WHEELING, WV-OH | 5 | $ 845,000 | $ 163,500 | $ 85,500 |
| BAY CITY, MI | 4 | $ 460,000 | $ 115,000 | $ 98,000 |
| CUMBERLAND, MD-WV | 4 | $ 330,000 | $ 82,000 | $ 27,000 |
| FORT SMITH, AR-OK | 4 | $ 520,000 | $ 130,000 | $ 77,000 |
| AMES, IA | 3 | $ 455,000 | $ 151,000 | $ 53,000 |
| DUBUQUE, IA | 3 | $ 495,000 | $ 165,000 | $ 60,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 385,000 | $ 128,000 | $ 45,000 |
| LEWISTON-AUBURN, ME | 3 | $ 475,000 | $ 158,000 | $ 89,000 |
| MANHATTAN, KS | 3 | $ 525,000 | $ 175,000 | $ 63,000 |
| PINE BLUFF, AR | 3 | $ 165,000 | $ 55,000 | $ 36,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 655,000 | $ 218,000 | $ 95,000 |
| BANGOR, ME | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 940,000 | $ 470,000 | $ 75,000 |
| CHARLESTON, WV | 2 | $ 520,000 | $ 260,000 | $ 145,000 |
| IOWA CITY, IA | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| ITHACA, NY | 2 | $ 650,000 | $ 325,000 | $ 270,000 |
| LAWTON, OK | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| BECKLEY, WV | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| MORGANTOWN, WV | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 35,634 | $8,688,070,000 | $243,000 | $3,995,000 | $103,000 | $8,160,000 |
| Cash-out Refinancing | 30,483 | $6,724,625,000 | $220,000 | $2,755,000 | $92,000 | $5,864,000 |
| Refinancing | 25,281 | $7,027,905,000 | $277,000 | $6,505,000 | $106,000 | $6,092,000 |
| Home Improvement | 8,074 | $1,685,120,000 | $208,000 | $2,705,000 | $86,000 | $4,750,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 53,399 | $12,967,965,000 | $242,000 | $6,505,000 | $102,000 | $6,000,000 |
| Not Provided | 21,777 | $5,139,325,000 | $235,000 | $5,005,000 | $95,000 | $8,160,000 |
| Hispanic | 9,918 | $2,372,490,000 | $239,000 | $2,045,000 | $89,000 | $6,092,000 |
| Black or African American | 8,412 | $1,783,820,000 | $212,000 | $1,705,000 | $79,000 | $2,526,000 |
| Asian | 4,260 | $1,346,210,000 | $316,000 | $2,505,000 | $131,000 | $4,500,000 |
| American Indian or Alaskan Native | 416 | $91,030,000 | $218,000 | $825,000 | $80,000 | $1,752,000 |
| Native Hawaiian or Other Pacific Islander | 258 | $71,940,000 | $278,000 | $1,205,000 | $88,000 | $1,029,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60,327 | $15,416,735,000 | $255,000 | $6,505,000 | $119,000 | $8,160,000 |
| FHA-insured (Federal Housing Administration) | 29,246 | $6,024,370,000 | $205,000 | $2,135,000 | $67,000 | $3,009,000 |
| VA-guaranteed (Veterans Administration) | 8,856 | $2,510,320,000 | $283,000 | $2,435,000 | $72,000 | $2,388,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,043 | $174,295,000 | $167,000 | $585,000 | $56,000 | $360,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 44,985 | $10,671,835,000 | $237,000 | $5,005,000 | $105,000 | $8,160,000 |
| Loan Originated | 37,926 | $9,702,460,000 | $255,000 | $6,505,000 | $100,000 | $3,340,000 |
| Application Denied By Financial Institution | 8,660 | $1,783,110,000 | $205,000 | $2,285,000 | $67,000 | $2,772,000 |
| Application Approved But Not Accepted | 6,623 | $1,714,045,000 | $258,000 | $2,975,000 | $96,000 | $2,400,000 |
| File Closed For Incompleteness | 1,179 | $232,445,000 | $197,000 | $1,725,000 | $105,000 | $2,556,000 |
| Preapproval Approved but not Accepted | 55 | $12,275,000 | $223,000 | $705,000 | $71,000 | $324,000 |
| Preapproval Denied by Financial Institution | 44 | $9,550,000 | $217,000 | $1,085,000 | $55,000 | $256,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 90,768 | $22,333,060,000 | $246,000 | $6,505,000 | $102,000 | $8,160,000 |
| Debt-To-Income Ratio | 4,108 | $931,060,000 | $226,000 | $2,285,000 | $52,000 | $1,864,000 |
| Credit History | 3,449 | $619,685,000 | $179,000 | $1,505,000 | $78,000 | $2,772,000 |
| Collateral | 441 | $90,025,000 | $204,000 | $1,055,000 | $90,000 | $1,812,000 |
| Other | 306 | $63,220,000 | $206,000 | $1,745,000 | $84,000 | $1,766,000 |
| Credit Application Incomplete | 123 | $26,185,000 | $212,000 | $985,000 | $74,000 | $300,000 |
| Employment History | 94 | $20,420,000 | $217,000 | $695,000 | $79,000 | $1,324,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 92 | $17,180,000 | $186,000 | $945,000 | $67,000 | $352,000 |
| Unverifiable Information | 90 | $24,320,000 | $270,000 | $1,265,000 | $88,000 | $382,000 |
| Mortgage Insurance Denied | 1 | $565,000 | $565,000 | $565,000 | $101,000 | $101,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.