Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,128 |
| Total Mortgage Loan Application Amount | $810,024,000 |
| Average Mortgage Loan Application Amount | $224,000 |
| Highest Mortgage Loan Application Amount | $1,478,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $1,705,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 498 | $ 99,359,000 | $ 199,000 | $ 78,000 |
| Montgomery County Pennsylvania | 299 | $ 74,006,000 | $ 247,000 | $ 105,000 |
| Bucks County Pennsylvania | 279 | $ 66,318,000 | $ 237,000 | $ 95,000 |
| Monmouth County New Jersey | 244 | $ 73,034,000 | $ 299,000 | $ 121,000 |
| Bergen County New Jersey | 239 | $ 78,037,000 | $ 326,000 | $ 127,000 |
| Chester County Pennsylvania | 195 | $ 50,058,000 | $ 256,000 | $ 119,000 |
| Middlesex County New Jersey | 134 | $ 32,934,000 | $ 245,000 | $ 100,000 |
| Ocean County New Jersey | 102 | $ 26,722,000 | $ 261,000 | $ 83,000 |
| Hudson County New Jersey | 78 | $ 22,894,000 | $ 293,000 | $ 102,000 |
| Delaware County Pennsylvania | 73 | $ 16,283,000 | $ 223,000 | $ 88,000 |
| Union County New Jersey | 70 | $ 21,066,000 | $ 300,000 | $ 122,000 |
| Lehigh County Pennsylvania | 66 | $ 12,841,000 | $ 194,000 | $ 75,000 |
| Somerset County New Jersey | 63 | $ 21,119,000 | $ 335,000 | $ 136,000 |
| Hunterdon County New Jersey | 54 | $ 16,394,000 | $ 303,000 | $ 126,000 |
| Burlington County New Jersey | 50 | $ 12,785,000 | $ 255,000 | $ 123,000 |
| Spotsylvania County Virginia | 48 | $ 13,696,000 | $ 285,000 | $ 70,000 |
| Virginia Beach County Virginia | 48 | $ 12,752,000 | $ 265,000 | $ 46,000 |
| Essex County New Jersey | 45 | $ 13,660,000 | $ 303,000 | $ 115,000 |
| Morris County New Jersey | 43 | $ 15,446,000 | $ 359,000 | $ 163,000 |
| Passaic County New Jersey | 41 | $ 11,255,000 | $ 274,000 | $ 128,000 |
| Camden County New Jersey | 27 | $ 5,335,000 | $ 197,000 | $ 116,000 |
| Chesapeake County Virginia | 25 | $ 6,494,000 | $ 259,000 | $ 51,000 |
| Cape May County New Jersey | 23 | $ 6,550,000 | $ 284,000 | $ 212,000 |
| Northampton County Pennsylvania | 23 | $ 4,681,000 | $ 203,000 | $ 93,000 |
| Prince William County Virginia | 20 | $ 5,827,000 | $ 291,000 | $ 82,000 |
| Mercer County New Jersey | 18 | $ 5,680,000 | $ 315,000 | $ 145,000 |
| Fairfax County Virginia | 18 | $ 6,751,000 | $ 375,000 | $ 105,000 |
| Gloucester County New Jersey | 17 | $ 3,492,000 | $ 205,000 | $ 110,000 |
| Cumberland County Pennsylvania | 16 | $ 3,516,000 | $ 219,000 | $ 82,000 |
| New York County New York | 15 | $ 7,411,000 | $ 494,000 | $ 142,000 |
| Berks County Pennsylvania | 15 | $ 2,963,000 | $ 197,000 | $ 67,000 |
| Stafford County Virginia | 15 | $ 4,895,000 | $ 326,000 | $ 66,000 |
| Prince George's County Maryland | 12 | $ 2,741,000 | $ 228,000 | $ 30,000 |
| Atlantic County New Jersey | 12 | $ 2,937,000 | $ 244,000 | $ 135,000 |
| York County Pennsylvania | 10 | $ 1,624,000 | $ 162,000 | $ 62,000 |
| Norfolk County Virginia | 9 | $ 1,531,000 | $ 170,000 | $ 54,000 |
| New Castle County Delaware | 8 | $ 1,608,000 | $ 201,000 | $ 81,000 |
| Nassau County New York | 8 | $ 3,460,000 | $ 432,000 | $ 191,000 |
| Bedford County Pennsylvania | 8 | $ 967,000 | $ 120,000 | $ 38,000 |
| Orange County Virginia | 8 | $ 2,048,000 | $ 256,000 | $ 34,000 |
| Sussex County New Jersey | 7 | $ 1,830,000 | $ 261,000 | $ 183,000 |
| Kings County New York | 7 | $ 3,305,000 | $ 472,000 | $ 174,000 |
| Hampton County Virginia | 7 | $ 1,111,000 | $ 158,000 | $ 37,000 |
| Suffolk County Virginia | 7 | $ 1,802,000 | $ 257,000 | $ 4,000 |
| Sussex County Delaware | 6 | $ 1,696,000 | $ 282,000 | $ 317,000 |
| District of Columbia County District Of Columbia | 6 | $ 2,195,000 | $ 365,000 | $ 131,000 |
| Richmond County New York | 6 | $ 2,277,000 | $ 379,000 | $ 108,000 |
| Warren County New Jersey | 5 | $ 1,535,000 | $ 307,000 | $ 72,000 |
| Westchester County New York | 4 | $ 1,562,000 | $ 390,000 | $ 120,000 |
| Monroe County Pennsylvania | 4 | $ 681,000 | $ 170,000 | $ 98,000 |
| King George County Virginia | 4 | $ 752,000 | $ 188,000 | $ 53,000 |
| Loudoun County Virginia | 4 | $ 1,864,000 | $ 466,000 | $ 139,000 |
| Blair County Pennsylvania | 3 | $ 301,000 | $ 100,000 | $ 53,000 |
| Luzerne County Pennsylvania | 3 | $ 341,000 | $ 113,000 | $ 113,000 |
| Fauquier County Virginia | 3 | $ 458,000 | $ 152,000 | $ 154,000 |
| Newport News County Virginia | 3 | $ 584,000 | $ 194,000 | $ 17,000 |
| Anne Arundel County Maryland | 2 | $ 724,000 | $ 362,000 | $ 117,000 |
| Baltimore County Maryland | 2 | $ 509,000 | $ 254,000 | $ 57,000 |
| Carroll County Maryland | 2 | $ 401,000 | $ 200,000 | $ 77,000 |
| Harford County Maryland | 2 | $ 345,000 | $ 172,000 | $ 104,000 |
| Salem County New Jersey | 2 | $ 252,000 | $ 126,000 | $ 81,000 |
| Orange County New York | 2 | $ 480,000 | $ 240,000 | $ 104,000 |
| Queens County New York | 2 | $ 554,000 | $ 277,000 | $ 231,000 |
| New Hanover County North Carolina | 2 | $ 332,000 | $ 166,000 | $ 55,000 |
| Adams County Pennsylvania | 2 | $ 416,000 | $ 208,000 | $ 89,000 |
| Butler County Pennsylvania | 2 | $ 505,000 | $ 252,000 | $ 112,000 |
| Carbon County Pennsylvania | 2 | $ 453,000 | $ 226,000 | $ 112,000 |
| Caroline County Virginia | 2 | $ 432,000 | $ 216,000 | $ 19,000 |
| Fredericksburg County Virginia | 2 | $ 533,000 | $ 266,000 | $ 179,000 |
| Henrico County Virginia | 2 | $ 491,000 | $ 245,000 | $ 102,000 |
| Portsmouth County Virginia | 2 | $ 213,000 | $ 106,000 | $ 44,000 |
| York County Virginia | 2 | $ 548,000 | $ 274,000 | $ 118,000 |
| Kent County Delaware | 1 | $ 254,000 | $ 254,000 | $ 125,000 |
| Hillsborough County Florida | 1 | $ 288,000 | $ 288,000 | $ 117,000 |
| Monroe County Florida | 1 | $ 252,000 | $ 252,000 | $ 133,000 |
| Orange County Florida | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Palm Beach County Florida | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Pinellas County Florida | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Sarasota County Florida | 1 | $ 412,000 | $ 412,000 | $ 153,000 |
| Caroline County Maryland | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Charles County Maryland | 1 | $ 288,000 | $ 288,000 | $ 90,000 |
| Dorchester County Maryland | 1 | $ 186,000 | $ 186,000 | $ 48,000 |
| Frederick County Maryland | 1 | $ 230,000 | $ 230,000 | $ 44,000 |
| Howard County Maryland | 1 | $ 214,000 | $ 214,000 | $ 103,000 |
| Montgomery County Maryland | 1 | $ 347,000 | $ 347,000 | $ 98,000 |
| Queen Anne's County Maryland | 1 | $ 106,000 | $ 106,000 | $ 68,000 |
| Talbot County Maryland | 1 | $ 270,000 | $ 270,000 | $ 179,000 |
| Cumberland County New Jersey | 1 | $ 169,000 | $ 169,000 | $ 94,000 |
| Erie County New York | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Greene County New York | 1 | $ 131,000 | $ 131,000 | $ 142,000 |
| Otsego County New York | 1 | $ 127,000 | $ 127,000 | $ 107,000 |
| Putnam County New York | 1 | $ 511,000 | $ 511,000 | $ 125,000 |
| Rockland County New York | 1 | $ 256,000 | $ 256,000 | $ 83,000 |
| Suffolk County New York | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Durham County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 115,000 |
| Wake County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 70,000 |
| Allegheny County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 133,000 |
| Centre County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 132,000 |
| Erie County Pennsylvania | 1 | $ 281,000 | $ 281,000 | $ 128,000 |
| Lancaster County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Pike County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 267,000 | $ 267,000 | $ 175,000 |
| Wayne County Pennsylvania | 1 | $ 251,000 | $ 251,000 | $ 156,000 |
| Beaufort County South Carolina | 1 | $ 356,000 | $ 356,000 | $ 159,000 |
| Chesterfield County Virginia | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Culpeper County Virginia | 1 | $ 230,000 | $ 230,000 | $ 47,000 |
| Louisa County Virginia | 1 | $ 220,000 | $ 220,000 | $ 167,000 |
| Manassas County Virginia | 1 | $ 214,000 | $ 214,000 | $ 102,000 |
| Manassas Park County Virginia | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Mathews County Virginia | 1 | $ 158,000 | $ 158,000 | $ 81,000 |
| Northumberland County Virginia | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Powhatan County Virginia | 1 | $ 167,000 | $ 167,000 | $ 44,000 |
| Rappahannock County Virginia | 1 | $ 417,000 | $ 417,000 | $ 177,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,895 | $508,122,000 | $268,000 | $1,478,000 | $106,000 | $1,705,000 |
| Home Purchase | 1,230 | $301,423,000 | $245,000 | $750,000 | $97,000 | $582,000 |
| Home Improvement | 3 | $479,000 | $159,000 | $206,000 | $107,000 | $111,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,643 | $689,132,000 | $260,000 | $1,478,000 | $105,000 | $1,705,000 |
| Hispanic | 158 | $38,167,000 | $241,000 | $1,000,000 | $79,000 | $500,000 |
| Asian | 155 | $44,079,000 | $284,000 | $860,000 | $115,000 | $328,000 |
| Black or African American | 151 | $32,631,000 | $216,000 | $635,000 | $68,000 | $311,000 |
| Not Provided | 17 | $5,379,000 | $316,000 | $835,000 | $151,000 | $396,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $503,000 | $167,000 | $228,000 | $44,000 | $62,000 |
| American Indian or Alaskan Native | 1 | $133,000 | $133,000 | $133,000 | $33,000 | $33,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,268 | $598,043,000 | $263,000 | $1,478,000 | $120,000 | $1,705,000 |
| FHA-insured (Federal Housing Administration) | 662 | $158,096,000 | $238,000 | $713,000 | $61,000 | $397,000 |
| VA-guaranteed (Veterans Administration) | 176 | $49,673,000 | $282,000 | $686,000 | $42,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $4,212,000 | $191,000 | $314,000 | $57,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,600 | $665,236,000 | $255,000 | $1,478,000 | $102,000 | $1,705,000 |
| Application Withdrawn By Applicant | 190 | $53,611,000 | $282,000 | $900,000 | $111,000 | $500,000 |
| File Closed For Incompleteness | 137 | $44,752,000 | $326,000 | $1,250,000 | $120,000 | $650,000 |
| Application Approved But Not Accepted | 109 | $25,712,000 | $235,000 | $611,000 | $95,000 | $421,000 |
| Application Denied By Financial Institution | 92 | $20,713,000 | $225,000 | $632,000 | $86,000 | $512,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 31 | $7,473,000 | $241,000 | $632,000 | $72,000 | $240,000 |
| Collateral | 27 | $5,785,000 | $214,000 | $543,000 | $100,000 | $216,000 |
| Credit History | 15 | $4,083,000 | $272,000 | $552,000 | $109,000 | $512,000 |
| Other | 7 | $1,393,000 | $199,000 | $309,000 | $109,000 | $250,000 |
| Employment History | 7 | $1,145,000 | $163,000 | $273,000 | $61,000 | $118,000 |
| Unverifiable Information | 3 | $363,000 | $121,000 | $165,000 | $36,000 | $55,000 |
| Credit Application Incomplete | 1 | $196,000 | $196,000 | $196,000 | $46,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $275,000 | $275,000 | $275,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.