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- Data Updated through 2023
Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Capitol Federal Savings Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitol Federal Savings Bank 700 S Kansas Ave Topeka, KS 66603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,343 |
| Total Mortgage Loan Application Amount | $1,459,045,000 |
| Average Mortgage Loan Application Amount | $185,400 |
| Highest Mortgage Loan Application Amount | $11,875,000 |
| Average Applicant Income | $155,000 |
| Highest Applicant Income | $9,407,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 1 | $ 545,000 | $ 545,000 | $ 197,000 |
| Adams County Nebraska | 2 | $ 5,320,000 | $ 2,660,000 | $ 285,000 |
| Aransas County Texas | 3 | $ 975,000 | $ 325,000 | $ 231,000 |
| Audrain County Missouri | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Baldwin County Alabama | 1 | $ 525,000 | $ 525,000 | $ 193,000 |
| Barry County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bastrop County Texas | 3 | $ 805,000 | $ 268,000 | $ 121,000 |
| Benton County Arkansas | 2 | $ 1,410,000 | $ 705,000 | $ 312,000 |
| Benton County Missouri | 2 | $ 230,000 | $ 115,000 | $ 177,000 |
| Bexar County Texas | 1 | $ 515,000 | $ 515,000 | $ 317,000 |
| Boone County Missouri | 38 | $ 9,500,000 | $ 250,000 | $ 136,000 |
| Boulder County Colorado | 1 | $ 755,000 | $ 755,000 | $ 400,000 |
| Brazoria County Texas | 6 | $ 1,900,000 | $ 316,000 | $ 145,000 |
| Brazos County Texas | 3 | $ 1,645,000 | $ 548,000 | $ 211,000 |
| Bristol County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 210,000 |
| Brown County Texas | 1 | $ 295,000 | $ 295,000 | $ 290,000 |
| Buchanan County Missouri | 1 | $ 385,000 | $ 385,000 | $ 123,000 |
| Bucks County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 265,000 |
| Buffalo County Nebraska | 1 | $ 3,255,000 | $ 3,255,000 | $ 0 |
| Burnet County Texas | 2 | $ 920,000 | $ 460,000 | $ 181,000 |
| Butler County Kansas | 91 | $ 17,965,000 | $ 197,000 | $ 129,000 |
| Caddo County Louisiana | 1 | $ 895,000 | $ 895,000 | $ 590,000 |
| Callaway County Missouri | 2 | $ 360,000 | $ 180,000 | $ 77,000 |
| Camden County Missouri | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 165,000 |
| Cass County Missouri | 64 | $ 21,310,000 | $ 332,000 | $ 177,000 |
| Chatham County Georgia | 2 | $ 920,000 | $ 460,000 | $ 176,000 |
| Chester County Pennsylvania | 3 | $ 1,845,000 | $ 615,000 | $ 197,000 |
| Christian County Missouri | 9 | $ 3,295,000 | $ 366,000 | $ 174,000 |
| Clay County Kansas | 6 | $ 800,000 | $ 133,000 | $ 121,000 |
| Clay County Missouri | 143 | $ 29,455,000 | $ 205,000 | $ 143,000 |
| Clinton County Missouri | 4 | $ 410,000 | $ 102,000 | $ 77,000 |
| Cloud County Kansas | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Cobb County Georgia | 3 | $ 1,465,000 | $ 488,000 | $ 248,000 |
| Coffey County Kansas | 3 | $ 215,000 | $ 71,000 | $ 94,000 |
| Cole County Missouri | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Collin County Texas | 6 | $ 3,430,000 | $ 571,000 | $ 256,000 |
| Comal County Texas | 2 | $ 520,000 | $ 260,000 | $ 93,000 |
| Comanche County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Cooke County Texas | 2 | $ 1,100,000 | $ 550,000 | $ 234,000 |
| Cooper County Missouri | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Cowley County Kansas | 8 | $ 820,000 | $ 102,000 | $ 114,000 |
| Dallas County Iowa | 2 | $ 910,000 | $ 455,000 | $ 309,000 |
| Dallas County Missouri | 2 | $ 240,000 | $ 120,000 | $ 96,000 |
| Dallas County Texas | 19 | $ 12,095,000 | $ 636,000 | $ 301,000 |
| Davidson County Tennessee | 6 | $ 3,750,000 | $ 625,000 | $ 251,000 |
| DeKalb County Missouri | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Delaware County Pennsylvania | 3 | $ 1,915,000 | $ 638,000 | $ 345,000 |
| Denton County Texas | 5 | $ 3,105,000 | $ 621,000 | $ 405,000 |
| Dickinson County Kansas | 4 | $ 360,000 | $ 90,000 | $ 70,000 |
| Dodge County Nebraska | 1 | $ 825,000 | $ 825,000 | $ 561,000 |
| Douglas County Colorado | 2 | $ 1,460,000 | $ 730,000 | $ 203,000 |
| Douglas County Kansas | 285 | $ 47,975,000 | $ 168,000 | $ 118,000 |
| Douglas County Nebraska | 3 | $ 2,055,000 | $ 685,000 | $ 750,000 |
| Eagle County Colorado | 1 | $ 515,000 | $ 515,000 | $ 339,000 |
| East Baton Rouge County Louisiana | 4 | $ 2,760,000 | $ 690,000 | $ 307,000 |
| Ellis County Texas | 2 | $ 450,000 | $ 225,000 | $ 87,000 |
| Essex County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 127,000 |
| Finney County Kansas | 1 | $ 5,085,000 | $ 5,085,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 880,000 | $ 440,000 | $ 250,000 |
| Fort Bend County Texas | 2 | $ 1,260,000 | $ 630,000 | $ 302,000 |
| Franklin County Kansas | 11 | $ 1,825,000 | $ 165,000 | $ 119,000 |
| Franklin County Missouri | 1 | $ 515,000 | $ 515,000 | $ 283,000 |
| Fulton County Georgia | 3 | $ 1,555,000 | $ 518,000 | $ 210,000 |
| Galveston County Texas | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Geary County Kansas | 5 | $ 555,000 | $ 111,000 | $ 91,000 |
| Gillespie County Texas | 2 | $ 770,000 | $ 385,000 | $ 138,000 |
| Grayson County Texas | 2 | $ 720,000 | $ 360,000 | $ 211,000 |
| Greene County Missouri | 42 | $ 16,450,000 | $ 391,000 | $ 345,000 |
| Guilford County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 188,000 |
| Gwinnett County Georgia | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Hall County Nebraska | 1 | $ 625,000 | $ 625,000 | $ 371,000 |
| Hamilton County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 187,000 |
| Harper County Kansas | 2 | $ 220,000 | $ 110,000 | $ 122,000 |
| Harris County Texas | 36 | $ 21,110,000 | $ 586,000 | $ 303,000 |
| Harvey County Kansas | 9 | $ 1,465,000 | $ 162,000 | $ 89,000 |
| Hays County Texas | 2 | $ 1,340,000 | $ 670,000 | $ 265,000 |
| Jackson County Kansas | 7 | $ 935,000 | $ 133,000 | $ 97,000 |
| Jackson County Missouri | 384 | $ 83,360,000 | $ 217,000 | $ 146,000 |
| Jasper County Missouri | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Jefferson County Alabama | 4 | $ 2,570,000 | $ 642,000 | $ 256,000 |
| Jefferson County Kansas | 16 | $ 2,000,000 | $ 125,000 | $ 88,000 |
| Jefferson County Texas | 2 | $ 810,000 | $ 405,000 | $ 193,000 |
| Jim Wells County Texas | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Johnson County Kansas | 1,952 | $ 465,690,000 | $ 238,000 | $ 167,000 |
| Johnson County Missouri | 4 | $ 1,180,000 | $ 295,000 | $ 158,000 |
| Kingman County Kansas | 6 | $ 890,000 | $ 148,000 | $ 188,000 |
| Kleberg County Texas | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Lancaster County Nebraska | 7 | $ 3,535,000 | $ 505,000 | $ 381,000 |
| Leavenworth County Kansas | 52 | $ 27,820,000 | $ 535,000 | $ 148,000 |
| Lee County Alabama | 1 | $ 635,000 | $ 635,000 | $ 224,000 |
| Lee County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Liberty County Texas | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Lincoln County Louisiana | 1 | $ 635,000 | $ 635,000 | $ 327,000 |
| Linn County Kansas | 3 | $ 335,000 | $ 111,000 | $ 73,000 |
| Lubbock County Texas | 2 | $ 1,300,000 | $ 650,000 | $ 519,000 |
| Lucas County Iowa | 1 | $ 6,285,000 | $ 6,285,000 | $ 0 |
| Lyon County Kansas | 34 | $ 3,340,000 | $ 98,000 | $ 70,000 |
| Madison County Mississippi | 2 | $ 1,310,000 | $ 655,000 | $ 483,000 |
| Madison County Nebraska | 1 | $ 3,795,000 | $ 3,795,000 | $ 0 |
| Marshall County Kansas | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Matagorda County Texas | 1 | $ 315,000 | $ 315,000 | $ 133,000 |
| McLennan County Texas | 1 | $ 435,000 | $ 435,000 | $ 222,000 |
| McPherson County Kansas | 6 | $ 710,000 | $ 118,000 | $ 82,000 |
| Mecklenburg County North Carolina | 3 | $ 1,795,000 | $ 598,000 | $ 344,000 |
| Miami County Kansas | 49 | $ 9,885,000 | $ 201,000 | $ 167,000 |
| Mobile County Alabama | 1 | $ 185,000 | $ 185,000 | $ 263,000 |
| Monroe County Illinois | 1 | $ 575,000 | $ 575,000 | $ 271,000 |
| Montgomery County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 230,000 |
| Montgomery County Texas | 3 | $ 1,645,000 | $ 548,000 | $ 283,000 |
| Morgan County Missouri | 1 | $ 235,000 | $ 235,000 | $ 213,000 |
| Morris County Kansas | 3 | $ 315,000 | $ 105,000 | $ 156,000 |
| Navarro County Texas | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Norfolk County Massachusetts | 1 | $ 785,000 | $ 785,000 | $ 438,000 |
| Oktibbeha County Mississippi | 1 | $ 705,000 | $ 705,000 | $ 600,000 |
| Osage County Kansas | 14 | $ 1,340,000 | $ 95,000 | $ 79,000 |
| Parker County Texas | 4 | $ 1,720,000 | $ 430,000 | $ 209,000 |
| Platte County Missouri | 95 | $ 25,345,000 | $ 266,000 | $ 319,000 |
| Polk County Iowa | 3 | $ 1,155,000 | $ 385,000 | $ 136,000 |
| Pottawatomie County Kansas | 43 | $ 9,215,000 | $ 214,000 | $ 110,000 |
| Potter County Texas | 2 | $ 1,580,000 | $ 790,000 | $ 778,000 |
| Randall County Texas | 5 | $ 2,915,000 | $ 583,000 | $ 275,000 |
| Ray County Missouri | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| Reno County Kansas | 8 | $ 1,020,000 | $ 127,000 | $ 111,000 |
| Riley County Kansas | 100 | $ 22,720,000 | $ 227,000 | $ 110,000 |
| Rogers County Oklahoma | 2 | $ 9,250,000 | $ 4,625,000 | $ 110,000 |
| Rutherford County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 89,000 |
| Saline County Arkansas | 1 | $ 525,000 | $ 525,000 | $ 231,000 |
| Saline County Kansas | 34 | $ 3,240,000 | $ 95,000 | $ 81,000 |
| Santa Clara County California | 1 | $ 55,000 | $ 55,000 | $ 1,590,000 |
| Sarpy County Nebraska | 3 | $ 1,905,000 | $ 635,000 | $ 234,000 |
| Saunders County Nebraska | 2 | $ 1,610,000 | $ 805,000 | $ 543,000 |
| Sedgwick County Kansas | 847 | $ 132,855,000 | $ 156,000 | $ 119,000 |
| Shawnee County Kansas | 552 | $ 80,030,000 | $ 144,000 | $ 93,000 |
| Shelby County Alabama | 3 | $ 615,000 | $ 205,000 | $ 115,000 |
| Shelby County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 194,000 |
| St. Charles County Missouri | 5 | $ 1,255,000 | $ 251,000 | $ 96,000 |
| St. Louis County Missouri | 16 | $ 11,700,000 | $ 731,000 | $ 520,000 |
| Sumner County Kansas | 10 | $ 1,070,000 | $ 107,000 | $ 93,000 |
| Tallapoosa County Alabama | 1 | $ 765,000 | $ 765,000 | $ 1,108,000 |
| Tarrant County Texas | 12 | $ 7,600,000 | $ 633,000 | $ 355,000 |
| Travis County Texas | 32 | $ 18,130,000 | $ 566,000 | $ 301,000 |
| Tulsa County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Victoria County Texas | 7 | $ 2,015,000 | $ 287,000 | $ 144,000 |
| Wabaunsee County Kansas | 8 | $ 1,260,000 | $ 157,000 | $ 68,000 |
| Wagoner County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Waller County Texas | 2 | $ 910,000 | $ 455,000 | $ 330,000 |
| Wharton County Texas | 2 | $ 450,000 | $ 225,000 | $ 113,000 |
| Williamson County Tennessee | 21 | $ 12,505,000 | $ 595,000 | $ 302,000 |
| Williamson County Texas | 4 | $ 2,570,000 | $ 642,000 | $ 299,000 |
| Wood County Texas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Wyandotte County Kansas | 133 | $ 18,245,000 | $ 137,000 | $ 116,000 |
| York County Maine | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| York County Pennsylvania | 2 | $ 780,000 | $ 390,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2019
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,193 | $821,565,000 | $257,000 | $2,505,000 | $132,000 | $2,550,000 |
| Cash-out Refinancing | 1,278 | $376,750,000 | $294,000 | $11,875,000 | $147,000 | $3,934,000 |
| Home Improvement | 814 | $40,920,000 | $50,000 | $545,000 | $147,000 | $4,200,000 |
| Refinancing | 777 | $200,485,000 | $258,000 | $1,235,000 | $178,000 | $9,407,000 |
| Other Purpose | 281 | $19,325,000 | $68,000 | $1,005,000 | $171,000 | $3,011,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 40 | $9,350,000 | $233,000 | $2,505,000 | $157,000 | $1,222,000 |
| White | 5,023 | $1,119,625,000 | $222,000 | $1,595,000 | $144,000 | $3,934,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $735,000 | $245,000 | $525,000 | $187,000 | $250,000 |
| Not applicable | 60 | $77,620,000 | $1,293,000 | $11,875,000 | $0 | $0 |
| Not Provided | 588 | $129,750,000 | $220,000 | $1,225,000 | $173,000 | $9,407,000 |
| Hispanic | 248 | $45,000,000 | $181,000 | $1,005,000 | $111,000 | $1,734,000 |
| Asian | 207 | $50,955,000 | $246,000 | $1,505,000 | $142,000 | $2,297,000 |
| Black or African American | 145 | $17,515,000 | $120,000 | $665,000 | $75,000 | $750,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,340 | $1,458,740,000 | $230,000 | $11,875,000 | $144,000 | $9,407,000 |
| VA-guaranteed (Veterans Administration) | 3 | $305,000 | $101,000 | $145,000 | $50,000 | $75,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,206 | $1,023,460,000 | $243,000 | $11,875,000 | $148,000 | $1,552,000 |
| Preapproval Approved but not Accepted | 638 | $151,680,000 | $237,000 | $1,005,000 | $106,000 | $824,000 |
| Application Withdrawn By Applicant | 496 | $96,430,000 | $194,000 | $1,405,000 | $251,000 | $9,407,000 |
| Application Denied By Financial Institution | 407 | $59,005,000 | $144,000 | $795,000 | $79,000 | $466,000 |
| Preapproval Denied by Financial Institution | 271 | $51,215,000 | $188,000 | $2,505,000 | $71,000 | $1,222,000 |
| Application Approved But Not Accepted | 173 | $46,435,000 | $268,000 | $1,505,000 | $154,000 | $2,297,000 |
| File Closed For Incompleteness | 152 | $30,820,000 | $202,000 | $1,225,000 | $156,000 | $1,320,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,665 | $1,348,825,000 | $238,000 | $11,875,000 | $152,000 | $9,407,000 |
| Debt-To-Income Ratio | 325 | $54,435,000 | $167,000 | $1,105,000 | $69,000 | $466,000 |
| Credit History | 253 | $34,665,000 | $137,000 | $565,000 | $75,000 | $377,000 |
| Collateral | 41 | $8,915,000 | $217,000 | $625,000 | $115,000 | $385,000 |
| Other | 30 | $6,490,000 | $216,000 | $2,505,000 | $124,000 | $1,222,000 |
| Employment History | 22 | $4,800,000 | $218,000 | $555,000 | $44,000 | $150,000 |
| Unverifiable Information | 5 | $595,000 | $119,000 | $225,000 | $44,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $320,000 | $160,000 | $195,000 | $85,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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