Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Capitol Federal Savings Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Capitol Federal Savings Bank
700 S Kansas Ave
Topeka, KS 66603
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,054
Total Mortgage Loan Application Amount $1,710,728,000
Average Mortgage Loan Application Amount $197,000
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $124,333
Highest Applicant Income $6,768,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2013.

Mortgage Loan Application Totals for Capitol Federal Savings Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson County Kansas 2,045 $ 480,794,000 $ 235,000 $ 137,000
Sedgwick County Kansas 1,334 $ 198,656,000 $ 148,000 $ 98,000
Shawnee County Kansas 600 $ 68,792,000 $ 114,000 $ 84,000
Jackson County Missouri 416 $ 82,329,000 $ 197,000 $ 150,000
St. Louis County Missouri 355 $ 133,181,000 $ 375,000 $ 210,000
Douglas County Kansas 303 $ 51,567,000 $ 170,000 $ 104,000
Clay County Missouri 216 $ 40,361,000 $ 186,000 $ 114,000
Boone County Missouri 144 $ 27,272,000 $ 189,000 $ 103,000
St. Charles County Missouri 144 $ 31,318,000 $ 217,000 $ 119,000
Wyandotte County Kansas 142 $ 15,179,000 $ 106,000 $ 62,000
Riley County Kansas 126 $ 19,451,000 $ 154,000 $ 90,000
Butler County Kansas 125 $ 21,778,000 $ 174,000 $ 118,000
Platte County Missouri 114 $ 30,155,000 $ 264,000 $ 144,000
Dallas County Texas 102 $ 48,677,000 $ 477,000 $ 289,000
Greene County Missouri 101 $ 27,531,000 $ 272,000 $ 168,000
Tulsa County Oklahoma 73 $ 30,393,000 $ 416,000 $ 276,000
Williamson County Tennessee 62 $ 35,253,000 $ 568,000 $ 272,000
Cass County Missouri 55 $ 12,434,000 $ 226,000 $ 141,000
Pottawatomie County Kansas 50 $ 8,014,000 $ 160,000 $ 89,000
Jefferson County Alabama 45 $ 22,735,000 $ 505,000 $ 264,000
Leavenworth County Kansas 45 $ 7,740,000 $ 172,000 $ 114,000
Miami County Kansas 40 $ 9,951,000 $ 248,000 $ 170,000
Saline County Kansas 37 $ 4,067,000 $ 109,000 $ 68,000
Lyon County Kansas 32 $ 2,921,000 $ 91,000 $ 72,000
Christian County Missouri 30 $ 6,965,000 $ 232,000 $ 110,000
Collin County Texas 28 $ 13,054,000 $ 466,000 $ 245,000
St. Louis City County Missouri 25 $ 5,797,000 $ 231,000 $ 144,000
Davidson County Tennessee 25 $ 11,604,000 $ 464,000 $ 252,000
Jefferson County Kansas 24 $ 3,263,000 $ 135,000 $ 94,000
Jefferson County Missouri 22 $ 3,809,000 $ 173,000 $ 107,000
Denton County Texas 22 $ 9,867,000 $ 448,000 $ 181,000
Tarrant County Texas 21 $ 10,070,000 $ 479,000 $ 313,000
Madison County Alabama 20 $ 7,970,000 $ 398,000 $ 194,000
Harvey County Kansas 17 $ 2,890,000 $ 170,000 $ 109,000
Shelby County Tennessee 15 $ 5,402,000 $ 360,000 $ 173,000
Osage County Kansas 12 $ 1,784,000 $ 148,000 $ 89,000
Sumner County Kansas 11 $ 829,000 $ 75,000 $ 72,000
Harris County Texas 11 $ 5,087,000 $ 462,000 $ 265,000
Randall County Texas 11 $ 5,624,000 $ 511,000 $ 417,000
Geary County Kansas 10 $ 1,459,000 $ 145,000 $ 115,000
Oklahoma County Oklahoma 10 $ 2,819,000 $ 281,000 $ 168,000
Obion County Tennessee 10 $ 1,996,000 $ 199,000 $ 108,000
Wabaunsee County Kansas 9 $ 865,000 $ 96,000 $ 74,000
Mecklenburg County North Carolina 9 $ 3,686,000 $ 409,000 $ 150,000
Jackson County Kansas 8 $ 890,000 $ 111,000 $ 75,000
Reno County Kansas 7 $ 814,000 $ 116,000 $ 69,000
Cumberland County Maine 7 $ 2,633,000 $ 376,000 $ 169,000
Shelby County Alabama 6 $ 2,503,000 $ 417,000 $ 146,000
Franklin County Missouri 6 $ 1,591,000 $ 265,000 $ 181,000
Forsyth County North Carolina 6 $ 2,249,000 $ 374,000 $ 171,000
Iredell County North Carolina 6 $ 3,527,000 $ 587,000 $ 267,000
St. Clair County Illinois 5 $ 1,164,000 $ 232,000 $ 130,000
Kingman County Kansas 5 $ 695,000 $ 139,000 $ 102,000
East Baton Rouge County Louisiana 5 $ 2,824,000 $ 564,000 $ 490,000
Norfolk County Massachusetts 5 $ 3,036,000 $ 607,000 $ 247,000
Lancaster County Nebraska 5 $ 3,620,000 $ 724,000 $ 614,000
Pulaski County Arkansas 4 $ 2,731,000 $ 682,000 $ 333,000
Lincoln County Missouri 4 $ 617,000 $ 154,000 $ 109,000
Wake County North Carolina 4 $ 1,599,000 $ 399,000 $ 139,000
Rogers County Oklahoma 4 $ 1,684,000 $ 421,000 $ 347,000
Blount County Tennessee 4 $ 1,306,000 $ 326,000 $ 230,000
Madison County Tennessee 4 $ 689,000 $ 172,000 $ 129,000
Tipton County Tennessee 4 $ 519,000 $ 129,000 $ 69,000
Weakley County Tennessee 4 $ 753,000 $ 188,000 $ 100,000
Fort Bend County Texas 4 $ 1,823,000 $ 455,000 $ 273,000
Jefferson County Colorado 3 $ 1,282,000 $ 427,000 $ 223,000
Madison County Illinois 3 $ 953,000 $ 317,000 $ 214,000
Chase County Kansas 3 $ 223,000 $ 74,000 $ 78,000
Cowley County Kansas 3 $ 360,000 $ 120,000 $ 79,000
Franklin County Kansas 3 $ 425,000 $ 141,000 $ 114,000
McPherson County Kansas 3 $ 310,000 $ 103,000 $ 98,000
Middlesex County Massachusetts 3 $ 1,864,000 $ 621,000 $ 285,000
Olmsted County Minnesota 3 $ 1,816,000 $ 605,000 $ 432,000
DeSoto County Mississippi 3 $ 967,000 $ 322,000 $ 156,000
Audrain County Missouri 3 $ 452,000 $ 150,000 $ 102,000
Webster County Missouri 3 $ 582,000 $ 194,000 $ 77,000
Douglas County Nebraska 3 $ 2,157,000 $ 719,000 $ 489,000
Davidson County North Carolina 3 $ 840,000 $ 280,000 $ 81,000
Union County North Carolina 3 $ 1,015,000 $ 338,000 $ 135,000
Potter County Texas 3 $ 2,040,000 $ 680,000 $ 296,000
Travis County Texas 3 $ 1,960,000 $ 653,000 $ 327,000
Limestone County Alabama 2 $ 415,000 $ 207,000 $ 87,000
Mobile County Alabama 2 $ 1,251,000 $ 625,000 $ 248,000
Dickinson County Kansas 2 $ 79,000 $ 39,000 $ 89,000
Morris County Kansas 2 $ 224,000 $ 112,000 $ 64,000
York County Maine 2 $ 1,079,000 $ 539,000 $ 428,000
Suffolk County Massachusetts 2 $ 1,073,000 $ 536,000 $ 78,000
Callaway County Missouri 2 $ 587,000 $ 293,000 $ 64,000
Camden County Missouri 2 $ 250,000 $ 125,000 $ 137,000
Clinton County Missouri 2 $ 444,000 $ 222,000 $ 108,000
Cole County Missouri 2 $ 151,000 $ 75,000 $ 73,000
Cooper County Missouri 2 $ 199,000 $ 99,000 $ 94,000
Morgan County Missouri 2 $ 374,000 $ 187,000 $ 491,000
Randolph County Missouri 2 $ 311,000 $ 155,000 $ 86,000
Stone County Missouri 2 $ 333,000 $ 166,000 $ 61,000
Guilford County North Carolina 2 $ 944,000 $ 472,000 $ 340,000
Cleveland County Oklahoma 2 $ 392,000 $ 196,000 $ 109,000
Delaware County Pennsylvania 2 $ 1,452,000 $ 726,000 $ 827,000
Montgomery County Pennsylvania 2 $ 1,001,000 $ 500,000 $ 1,326,000
Knox County Tennessee 2 $ 369,000 $ 184,000 $ 108,000
Sumner County Tennessee 2 $ 735,000 $ 367,000 $ 145,000
Lubbock County Texas 2 $ 796,000 $ 398,000 $ 265,000
Montgomery County Texas 2 $ 1,163,000 $ 581,000 $ 354,000
Baldwin County Alabama 1 $ 124,000 $ 124,000 $ 49,000
Chilton County Alabama 1 $ 468,000 $ 468,000 $ 345,000
Elmore County Alabama 1 $ 685,000 $ 685,000 $ 234,000
Tallapoosa County Alabama 1 $ 440,000 $ 440,000 $ 189,000
Craighead County Arkansas 1 $ 513,000 $ 513,000 $ 206,000
Arapahoe County Colorado 1 $ 543,000 $ 543,000 $ 124,000
Boulder County Colorado 1 $ 595,000 $ 595,000 $ 581,000
Denver County Colorado 1 $ 500,000 $ 500,000 $ 174,000
Douglas County Colorado 1 $ 433,000 $ 433,000 $ 95,000
Larimer County Colorado 1 $ 479,000 $ 479,000 $ 147,000
Glynn County Georgia 1 $ 900,000 $ 900,000 $ 1,024,000
Anderson County Kansas 1 $ 280,000 $ 280,000 $ 91,000
Brown County Kansas 1 $ 241,000 $ 241,000 $ 112,000
Clay County Kansas 1 $ 82,000 $ 82,000 $ 67,000
Ford County Kansas 1 $ 156,000 $ 156,000 $ 114,000
Greenwood County Kansas 1 $ 180,000 $ 180,000 $ 89,000
Linn County Kansas 1 $ 135,000 $ 135,000 $ 45,000
Marion County Kansas 1 $ 104,000 $ 104,000 $ 129,000
Nemaha County Kansas 1 $ 261,000 $ 261,000 $ 127,000
Neosho County Kansas 1 $ 45,000 $ 45,000 $ 75,000
Caddo County Louisiana 1 $ 900,000 $ 900,000 $ 569,000
Androscoggin County Maine 1 $ 179,000 $ 179,000 $ 152,000
Sagadahoc County Maine 1 $ 399,000 $ 399,000 $ 104,000
Worcester County Massachusetts 1 $ 528,000 $ 528,000 $ 285,000
Bates County Missouri 1 $ 63,000 $ 63,000 $ 62,000
Howard County Missouri 1 $ 240,000 $ 240,000 $ 118,000
Johnson County Missouri 1 $ 86,000 $ 86,000 $ 61,000
Lawrence County Missouri 1 $ 135,000 $ 135,000 $ 92,000
Pettis County Missouri 1 $ 126,000 $ 126,000 $ 70,000
Taney County Missouri 1 $ 500,000 $ 500,000 $ 109,000
Warren County Missouri 1 $ 155,000 $ 155,000 $ 37,000
Gage County Nebraska 1 $ 480,000 $ 480,000 $ 238,000
Rockingham County New Hampshire 1 $ 553,000 $ 553,000 $ 139,000
Chatham County North Carolina 1 $ 563,000 $ 563,000 $ 197,000
Davie County North Carolina 1 $ 500,000 $ 500,000 $ 424,000
Creek County Oklahoma 1 $ 348,000 $ 348,000 $ 192,000
Delaware County Oklahoma 1 $ 644,000 $ 644,000 $ 456,000
Logan County Oklahoma 1 $ 285,000 $ 285,000 $ 148,000
Wagoner County Oklahoma 1 $ 173,000 $ 173,000 $ 78,000
Bucks County Pennsylvania 1 $ 500,000 $ 500,000 $ 291,000
Chester County Pennsylvania 1 $ 578,000 $ 578,000 $ 290,000
York County South Carolina 1 $ 278,000 $ 278,000 $ 139,000
Crockett County Tennessee 1 $ 143,000 $ 143,000 $ 101,000
Gibson County Tennessee 1 $ 475,000 $ 475,000 $ 102,000
Haywood County Tennessee 1 $ 99,000 $ 99,000 $ 42,000
Lauderdale County Tennessee 1 $ 100,000 $ 100,000 $ 40,000
Rutherford County Tennessee 1 $ 254,000 $ 254,000 $ 367,000
Wilson County Tennessee 1 $ 352,000 $ 352,000 $ 235,000
Parker County Texas 1 $ 180,000 $ 180,000 $ 78,000

Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,008 $849,366,000 $211,000 $1,440,000 $117,000 $6,768,000
Refinancing 3,480 $771,251,000 $221,000 $1,500,000 $140,000 $2,537,000
Home Improvement 566 $90,111,000 $159,000 $1,110,000 $116,000 $1,853,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,561 $1,436,739,000 $218,000 $1,500,000 $130,000 $6,768,000
Not Provided 700 $147,130,000 $210,000 $1,294,000 $131,000 $1,968,000
Asian 305 $61,431,000 $201,000 $900,000 $118,000 $1,974,000
Hispanic 229 $31,300,000 $136,000 $606,000 $79,000 $789,000
Black or African American 205 $25,940,000 $126,000 $851,000 $80,000 $1,430,000
American Indian or Alaskan Native 42 $5,887,000 $140,000 $400,000 $86,000 $250,000
Native Hawaiian or Other Pacific Islander 10 $1,757,000 $175,000 $500,000 $94,000 $200,000
Not applicable 2 $544,000 $272,000 $497,000 $77,000 $154,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,799 $1,677,574,000 $215,000 $1,500,000 $129,000 $6,768,000
FHA-insured (Federal Housing Administration) 255 $33,154,000 $130,000 $270,000 $60,000 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,916 $1,358,838,000 $229,000 $1,500,000 $140,000 $6,768,000
Preapproval Denied by Financial Institution 758 $110,224,000 $145,000 $840,000 $63,000 $1,430,000
Application Denied By Financial Institution 609 $108,032,000 $177,000 $1,110,000 $89,000 $1,853,000
Application Withdrawn By Applicant 354 $60,661,000 $171,000 $1,010,000 $118,000 $1,034,000
File Closed For Incompleteness 237 $38,913,000 $164,000 $739,000 $105,000 $535,000
Application Approved But Not Accepted 180 $34,060,000 $189,000 $1,500,000 $122,000 $1,740,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 501 $61,711,000 $123,000 $600,000 $73,000 $1,430,000
Debt-To-Income Ratio 499 $90,932,000 $182,000 $900,000 $58,000 $1,107,000
Other 139 $20,437,000 $147,000 $656,000 $89,000 $807,000
Collateral 137 $30,884,000 $225,000 $1,110,000 $131,000 $1,853,000
Employment History 45 $5,398,000 $119,000 $409,000 $44,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 25 $4,203,000 $168,000 $780,000 $90,000 $535,000
Unverifiable Information 17 $3,506,000 $206,000 $500,000 $51,000 $263,000
Mortgage Insurance Denied 4 $1,185,000 $296,000 $477,000 $153,000 $260,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capitol Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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