Capitol Federal Savings 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Capitol Federal Savings 700 S. Kansas Ave Topeka, KS 66601 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 8,959 |
Total Mortgage Loan Application Amount | $1,641,189,000 |
Average Mortgage Loan Application Amount | $362,391 |
Highest Mortgage Loan Application Amount | $1,500,000 |
Average Applicant Income | $4,659 |
Highest Applicant Income | $3,250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Capitol Federal Savings. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Capitol Federal Savings's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Federal Savings, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings's mortgage activity for 2004.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Albemarle County Virginia | 2 | $ 736,000 | $ 368,000 | $ 0 |
Alexandria County Virginia | 6 | $ 3,133,000 | $ 522,000 | $ 0 |
Allegheny County Pennsylvania | 5 | $ 2,027,000 | $ 405,000 | $ 0 |
Allen County Indiana | 2 | $ 419,000 | $ 209,000 | $ 0 |
Anne Arundel County Maryland | 5 | $ 2,320,000 | $ 464,000 | $ 0 |
Anoka County Minnesota | 4 | $ 674,000 | $ 168,000 | $ 0 |
Arapahoe County Colorado | 6 | $ 1,412,000 | $ 235,000 | $ 0 |
Arlington County Virginia | 3 | $ 1,481,000 | $ 493,000 | $ 0 |
Atlantic County New Jersey | 2 | $ 455,000 | $ 227,000 | $ 0 |
Baldwin County Alabama | 4 | $ 1,823,000 | $ 455,000 | $ 0 |
Baltimore City County Maryland | 2 | $ 729,000 | $ 364,000 | $ 0 |
Baltimore County Maryland | 3 | $ 1,607,000 | $ 535,000 | $ 0 |
Barnstable County Massachusetts | 2 | $ 881,000 | $ 440,000 | $ 0 |
Bartow County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
Bear Lake County Idaho | 1 | $ 113,000 | $ 113,000 | $ 0 |
Beaufort County South Carolina | 6 | $ 2,628,000 | $ 438,000 | $ 0 |
Benton County Washington | 2 | $ 245,000 | $ 122,000 | $ 0 |
Bergen County New Jersey | 5 | $ 2,407,000 | $ 481,000 | $ 0 |
Berkeley County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 0 |
Berks County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 0 |
Bernalillo County New Mexico | 3 | $ 1,250,000 | $ 416,000 | $ 0 |
Berrien County Michigan | 1 | $ 416,000 | $ 416,000 | $ 0 |
Bexar County Texas | 2 | $ 993,000 | $ 496,000 | $ 0 |
Bibb County Georgia | 1 | $ 536,000 | $ 536,000 | $ 0 |
Bonner County Idaho | 1 | $ 121,000 | $ 121,000 | $ 0 |
Boone County Missouri | 1 | $ 588,000 | $ 588,000 | $ 0 |
Boulder County Colorado | 6 | $ 2,147,000 | $ 357,000 | $ 0 |
Boyle County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
Branch County Michigan | 1 | $ 487,000 | $ 487,000 | $ 0 |
Brazos County Texas | 1 | $ 588,000 | $ 588,000 | $ 0 |
Bristol County Rhode Island | 2 | $ 641,000 | $ 320,000 | $ 0 |
Broomfield County Colorado | 4 | $ 1,777,000 | $ 444,000 | $ 0 |
Broward County Florida | 7 | $ 3,412,000 | $ 487,000 | $ 0 |
Brown County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 0 |
Brunswick County North Carolina | 2 | $ 818,000 | $ 409,000 | $ 0 |
Bryan County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
Bucks County Pennsylvania | 5 | $ 2,304,000 | $ 460,000 | $ 0 |
Buncombe County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
Burlington County New Jersey | 3 | $ 1,407,000 | $ 469,000 | $ 0 |
Butler County Kansas | 143 | $ 19,507,000 | $ 136,000 | $ 70,000 |
Butler County Ohio | 2 | $ 582,000 | $ 291,000 | $ 0 |
Butler County Pennsylvania | 1 | $ 670,000 | $ 670,000 | $ 0 |
Cabarrus County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 0 |
Calumet County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 0 |
Camden County Missouri | 2 | $ 1,072,000 | $ 536,000 | $ 0 |
Camden County New Jersey | 2 | $ 1,138,000 | $ 569,000 | $ 0 |
Campbell County Wyoming | 1 | $ 436,000 | $ 436,000 | $ 0 |
Cape May County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 0 |
Carroll County Maryland | 1 | $ 384,000 | $ 384,000 | $ 0 |
Carroll County New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 0 |
Carson City County Nevada | 1 | $ 572,000 | $ 572,000 | $ 0 |
Carteret County North Carolina | 1 | $ 512,000 | $ 512,000 | $ 0 |
Carver County Minnesota | 1 | $ 181,000 | $ 181,000 | $ 0 |
Cass County Michigan | 1 | $ 363,000 | $ 363,000 | $ 0 |
Cass County Missouri | 43 | $ 7,981,000 | $ 185,000 | $ 74,000 |
Cass County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 0 |
Cass County North Dakota | 3 | $ 620,000 | $ 206,000 | $ 0 |
Catawba County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 0 |
Centre County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 0 |
Charles County Maryland | 1 | $ 325,000 | $ 325,000 | $ 0 |
Charleston County South Carolina | 3 | $ 1,263,000 | $ 421,000 | $ 0 |
Charlevoix County Michigan | 3 | $ 1,818,000 | $ 606,000 | $ 0 |
Chase County Kansas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
Chatham County Georgia | 3 | $ 1,239,000 | $ 413,000 | $ 0 |
Chatham County North Carolina | 1 | $ 470,000 | $ 470,000 | $ 0 |
Cherokee County Georgia | 2 | $ 679,000 | $ 339,000 | $ 0 |
Chester County Pennsylvania | 9 | $ 3,179,000 | $ 353,000 | $ 0 |
Chesterfield County Virginia | 5 | $ 940,000 | $ 188,000 | $ 0 |
Chittenden County Vermont | 4 | $ 1,659,000 | $ 414,000 | $ 0 |
Christian County Missouri | 1 | $ 224,000 | $ 224,000 | $ 0 |
Clackamas County Oregon | 7 | $ 2,041,000 | $ 291,000 | $ 0 |
Clark County Nevada | 8 | $ 3,596,000 | $ 449,000 | $ 0 |
Clark County Washington | 3 | $ 938,000 | $ 312,000 | $ 0 |
Clarke County Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
Clay County Missouri | 167 | $ 25,736,000 | $ 154,000 | $ 71,000 |
Clermont County Ohio | 1 | $ 345,000 | $ 345,000 | $ 0 |
Cleveland County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
Cobb County Georgia | 8 | $ 2,804,000 | $ 350,000 | $ 0 |
Coconino County Arizona | 2 | $ 436,000 | $ 218,000 | $ 0 |
Coffey County Kansas | 2 | $ 134,000 | $ 67,000 | $ 59,000 |
Colbert County Alabama | 1 | $ 645,000 | $ 645,000 | $ 0 |
Collier County Florida | 8 | $ 3,946,000 | $ 493,000 | $ 0 |
Collin County Texas | 5 | $ 817,000 | $ 163,000 | $ 0 |
Columbia County Georgia | 2 | $ 700,000 | $ 350,000 | $ 0 |
Columbia County Oregon | 1 | $ 142,000 | $ 142,000 | $ 0 |
Contra Costa County California | 1 | $ 339,000 | $ 339,000 | $ 0 |
Cook County Illinois | 105 | $ 49,314,000 | $ 469,000 | $ 0 |
Cowlitz County Washington | 1 | $ 375,000 | $ 375,000 | $ 0 |
Craighead County Arkansas | 1 | $ 163,000 | $ 163,000 | $ 0 |
Crow Wing County Minnesota | 2 | $ 361,000 | $ 180,000 | $ 0 |
Cullman County Alabama | 1 | $ 376,000 | $ 376,000 | $ 0 |
Cumberland County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 0 |
Cuyahoga County Ohio | 5 | $ 2,720,000 | $ 544,000 | $ 0 |
Dakota County Minnesota | 8 | $ 2,564,000 | $ 320,000 | $ 0 |
Dallas County Iowa | 1 | $ 197,000 | $ 197,000 | $ 0 |
Dallas County Texas | 8 | $ 3,208,000 | $ 401,000 | $ 0 |
Dane County Wisconsin | 2 | $ 787,000 | $ 393,000 | $ 0 |
Dare County North Carolina | 1 | $ 486,000 | $ 486,000 | $ 0 |
Davidson County Tennessee | 3 | $ 1,158,000 | $ 386,000 | $ 0 |
Davis County Utah | 1 | $ 536,000 | $ 536,000 | $ 0 |
DeKalb County Georgia | 8 | $ 2,987,000 | $ 373,000 | $ 0 |
Delaware County Pennsylvania | 6 | $ 2,963,000 | $ 493,000 | $ 0 |
Denton County Texas | 5 | $ 1,653,000 | $ 330,000 | $ 0 |
Denver County Colorado | 9 | $ 3,099,000 | $ 344,000 | $ 0 |
Deschutes County Oregon | 2 | $ 777,000 | $ 388,000 | $ 0 |
Dickinson County Iowa | 1 | $ 644,000 | $ 644,000 | $ 0 |
Dickinson County Kansas | 3 | $ 221,000 | $ 73,000 | $ 60,000 |
District of Columbia County District Of Columbia | 1 | $ 377,000 | $ 377,000 | $ 0 |
Dodge County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 0 |
Dorchester County South Carolina | 2 | $ 471,000 | $ 235,000 | $ 0 |
Douglas County Colorado | 9 | $ 2,747,000 | $ 305,000 | $ 0 |
Douglas County Kansas | 342 | $ 45,127,000 | $ 131,000 | $ 62,000 |
Douglas County Nebraska | 6 | $ 1,185,000 | $ 197,000 | $ 0 |
DuPage County Illinois | 37 | $ 15,682,000 | $ 423,000 | $ 0 |
Durham County North Carolina | 1 | $ 429,000 | $ 429,000 | $ 0 |
Dutchess County New York | 1 | $ 643,000 | $ 643,000 | $ 0 |
Duval County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
Eagle County Colorado | 2 | $ 988,000 | $ 494,000 | $ 0 |
El Paso County Colorado | 3 | $ 973,000 | $ 324,000 | $ 0 |
Escambia County Florida | 2 | $ 141,000 | $ 70,000 | $ 27,000 |
Essex County Massachusetts | 2 | $ 582,000 | $ 291,000 | $ 0 |
Essex County New Jersey | 5 | $ 2,366,000 | $ 473,000 | $ 0 |
Fairfax City County Virginia | 1 | $ 444,000 | $ 444,000 | $ 0 |
Fairfax County Virginia | 16 | $ 6,444,000 | $ 402,000 | $ 0 |
Fairfield County Connecticut | 23 | $ 12,365,000 | $ 537,000 | $ 0 |
Fauquier County Virginia | 1 | $ 459,000 | $ 459,000 | $ 0 |
Fayette County Kentucky | 8 | $ 1,285,000 | $ 160,000 | $ 0 |
Forsyth County Georgia | 1 | $ 439,000 | $ 439,000 | $ 0 |
Forsyth County North Carolina | 1 | $ 460,000 | $ 460,000 | $ 0 |
Fort Bend County Texas | 3 | $ 1,460,000 | $ 486,000 | $ 0 |
Franklin County Florida | 1 | $ 469,000 | $ 469,000 | $ 0 |
Franklin County Kansas | 8 | $ 908,000 | $ 113,000 | $ 61,000 |
Franklin County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
Franklin County Ohio | 5 | $ 2,118,000 | $ 423,000 | $ 0 |
Franklin County Virginia | 1 | $ 550,000 | $ 550,000 | $ 0 |
Frederick County Maryland | 3 | $ 677,000 | $ 225,000 | $ 0 |
Fulton County Georgia | 16 | $ 6,758,000 | $ 422,000 | $ 0 |
Geary County Kansas | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
Glynn County Georgia | 2 | $ 1,263,000 | $ 631,000 | $ 0 |
Goochland County Virginia | 1 | $ 455,000 | $ 455,000 | $ 0 |
Goodhue County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 0 |
Grand County Colorado | 1 | $ 285,000 | $ 285,000 | $ 0 |
Grand Traverse County Michigan | 1 | $ 456,000 | $ 456,000 | $ 0 |
Grayson County Texas | 1 | $ 420,000 | $ 420,000 | $ 0 |
Green Lake County Wisconsin | 1 | $ 379,000 | $ 379,000 | $ 0 |
Greene County Georgia | 1 | $ 342,000 | $ 342,000 | $ 0 |
Greene County Missouri | 1 | $ 462,000 | $ 462,000 | $ 0 |
Greene County New York | 1 | $ 392,000 | $ 392,000 | $ 0 |
Greene County Ohio | 1 | $ 132,000 | $ 132,000 | $ 0 |
Greenville County South Carolina | 3 | $ 549,000 | $ 183,000 | $ 0 |
Greenwood County Kansas | 1 | $ 87,000 | $ 87,000 | $ 70,000 |
Gunnison County Colorado | 1 | $ 639,000 | $ 639,000 | $ 0 |
Gwinnett County Georgia | 5 | $ 1,788,000 | $ 357,000 | $ 0 |
Hall County Georgia | 1 | $ 109,000 | $ 109,000 | $ 0 |
Hamilton County Indiana | 2 | $ 867,000 | $ 433,000 | $ 0 |
Hamilton County Ohio | 5 | $ 2,148,000 | $ 429,000 | $ 0 |
Hamilton County Tennessee | 1 | $ 477,000 | $ 477,000 | $ 0 |
Hampden County Massachusetts | 1 | $ 213,000 | $ 213,000 | $ 0 |
Hancock County Maine | 1 | $ 682,000 | $ 682,000 | $ 0 |
Harford County Maryland | 1 | $ 424,000 | $ 424,000 | $ 0 |
Harris County Texas | 16 | $ 8,060,000 | $ 503,000 | $ 0 |
Hartford County Connecticut | 4 | $ 1,551,000 | $ 387,000 | $ 0 |
Harvey County Kansas | 9 | $ 889,000 | $ 98,000 | $ 38,000 |
Haywood County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
Henderson County North Carolina | 1 | $ 412,000 | $ 412,000 | $ 0 |
Hennepin County Minnesota | 29 | $ 9,270,000 | $ 319,000 | $ 0 |
Henrico County Virginia | 1 | $ 598,000 | $ 598,000 | $ 0 |
Henry County Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
Hillsborough County Florida | 5 | $ 1,439,000 | $ 287,000 | $ 0 |
Hillsborough County New Hampshire | 1 | $ 419,000 | $ 419,000 | $ 0 |
Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
Howard County Maryland | 5 | $ 2,041,000 | $ 408,000 | $ 0 |
Hunterdon County New Jersey | 4 | $ 1,990,000 | $ 497,000 | $ 0 |
Ingham County Michigan | 3 | $ 1,162,000 | $ 387,000 | $ 0 |
Iredell County North Carolina | 2 | $ 1,079,000 | $ 539,000 | $ 0 |
Island County Washington | 1 | $ 156,000 | $ 156,000 | $ 0 |
Jackson County Kansas | 17 | $ 1,850,000 | $ 108,000 | $ 43,000 |
Jackson County Missouri | 511 | $ 77,071,000 | $ 150,000 | $ 76,000 |
Jackson County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
Jackson County Oregon | 6 | $ 1,393,000 | $ 232,000 | $ 0 |
Jasper County Iowa | 1 | $ 136,000 | $ 136,000 | $ 0 |
Jefferson County Alabama | 1 | $ 424,000 | $ 424,000 | $ 0 |
Jefferson County Colorado | 7 | $ 2,589,000 | $ 369,000 | $ 0 |
Jefferson County Kansas | 21 | $ 2,209,000 | $ 105,000 | $ 66,000 |
Jefferson County Kentucky | 1 | $ 447,000 | $ 447,000 | $ 0 |
Jefferson County Missouri | 1 | $ 223,000 | $ 223,000 | $ 0 |
Jefferson County Texas | 1 | $ 436,000 | $ 436,000 | $ 0 |
Johnson County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 0 |
Johnson County Iowa | 9 | $ 1,975,000 | $ 219,000 | $ 0 |
Johnson County Kansas | 2,139 | $ 374,285,000 | $ 174,000 | $ 75,000 |
Josephine County Oregon | 1 | $ 150,000 | $ 150,000 | $ 0 |
Kalamazoo County Michigan | 1 | $ 887,000 | $ 887,000 | $ 0 |
Kane County Illinois | 13 | $ 4,132,000 | $ 317,000 | $ 0 |
Kenosha County Wisconsin | 2 | $ 263,000 | $ 131,000 | $ 0 |
Kent County Delaware | 2 | $ 589,000 | $ 294,000 | $ 0 |
Kent County Michigan | 2 | $ 1,091,000 | $ 545,000 | $ 0 |
Kent County Rhode Island | 2 | $ 921,000 | $ 460,000 | $ 0 |
King County Washington | 27 | $ 13,514,000 | $ 500,000 | $ 0 |
Kingman County Kansas | 2 | $ 268,000 | $ 134,000 | $ 156,000 |
Kings County New York | 2 | $ 902,000 | $ 451,000 | $ 0 |
Kitsap County Washington | 1 | $ 377,000 | $ 377,000 | $ 0 |
Klamath County Oregon | 1 | $ 228,000 | $ 228,000 | $ 0 |
Knox County Tennessee | 3 | $ 1,019,000 | $ 339,000 | $ 0 |
Lake County Illinois | 39 | $ 17,965,000 | $ 460,000 | $ 0 |
Lake County Indiana | 1 | $ 549,000 | $ 549,000 | $ 0 |
Lake County Montana | 2 | $ 600,000 | $ 300,000 | $ 0 |
Lamar County Mississippi | 1 | $ 537,000 | $ 537,000 | $ 0 |
Lamoille County Vermont | 2 | $ 1,031,000 | $ 515,000 | $ 0 |
Lancaster County Nebraska | 4 | $ 619,000 | $ 154,000 | $ 0 |
Lancaster County Pennsylvania | 1 | $ 534,000 | $ 534,000 | $ 0 |
Lane County Oregon | 6 | $ 1,633,000 | $ 272,000 | $ 0 |
LaPorte County Indiana | 1 | $ 371,000 | $ 371,000 | $ 0 |
Larimer County Colorado | 6 | $ 1,548,000 | $ 258,000 | $ 0 |
Lawrence County South Dakota | 2 | $ 229,000 | $ 114,000 | $ 0 |
Leavenworth County Kansas | 35 | $ 5,990,000 | $ 171,000 | $ 155,000 |
Lee County Florida | 3 | $ 1,651,000 | $ 550,000 | $ 0 |
Lee County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 0 |
Lehigh County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 0 |
Leon County Florida | 1 | $ 112,000 | $ 112,000 | $ 0 |
Lincoln County North Carolina | 1 | $ 499,000 | $ 499,000 | $ 0 |
Lincoln County Oregon | 1 | $ 250,000 | $ 250,000 | $ 0 |
Linn County Iowa | 2 | $ 1,043,000 | $ 521,000 | $ 0 |
Linn County Kansas | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
Litchfield County Connecticut | 1 | $ 188,000 | $ 188,000 | $ 0 |
Livingston County Michigan | 4 | $ 1,648,000 | $ 412,000 | $ 0 |
Llano County Texas | 1 | $ 492,000 | $ 492,000 | $ 0 |
Los Angeles County California | 2 | $ 624,000 | $ 312,000 | $ 0 |
Loudoun County Virginia | 15 | $ 6,960,000 | $ 464,000 | $ 0 |
Louisa County Virginia | 1 | $ 474,000 | $ 474,000 | $ 0 |
Lowndes County Georgia | 1 | $ 240,000 | $ 240,000 | $ 0 |
Lubbock County Texas | 1 | $ 156,000 | $ 156,000 | $ 0 |
Lyon County Kansas | 116 | $ 9,965,000 | $ 85,000 | $ 57,000 |
Madison County Illinois | 1 | $ 374,000 | $ 374,000 | $ 0 |
Madison County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 0 |
Manatee County Florida | 1 | $ 449,000 | $ 449,000 | $ 0 |
Maricopa County Arizona | 44 | $ 17,117,000 | $ 389,000 | $ 0 |
Marion County Indiana | 2 | $ 515,000 | $ 257,000 | $ 0 |
Marion County Oregon | 2 | $ 546,000 | $ 273,000 | $ 0 |
Martin County Florida | 1 | $ 499,000 | $ 499,000 | $ 0 |
Maury County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 0 |
McHenry County Illinois | 11 | $ 3,645,000 | $ 331,000 | $ 0 |
McPherson County Kansas | 7 | $ 861,000 | $ 123,000 | $ 106,000 |
Mecklenburg County North Carolina | 10 | $ 4,530,000 | $ 453,000 | $ 0 |
Mercer County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 0 |
Merrimack County New Hampshire | 1 | $ 271,000 | $ 271,000 | $ 0 |
Mesa County Colorado | 1 | $ 198,000 | $ 198,000 | $ 0 |
Miami County Kansas | 37 | $ 6,029,000 | $ 162,000 | $ 98,000 |
Miami-Dade County Florida | 7 | $ 3,493,000 | $ 499,000 | $ 0 |
Middlesex County Connecticut | 1 | $ 357,000 | $ 357,000 | $ 0 |
Middlesex County Massachusetts | 20 | $ 9,189,000 | $ 459,000 | $ 0 |
Middlesex County New Jersey | 2 | $ 884,000 | $ 442,000 | $ 0 |
Milwaukee County Wisconsin | 9 | $ 1,705,000 | $ 189,000 | $ 0 |
Missoula County Montana | 1 | $ 158,000 | $ 158,000 | $ 0 |
Monmouth County New Jersey | 5 | $ 1,910,000 | $ 382,000 | $ 0 |
Monroe County Florida | 4 | $ 2,198,000 | $ 549,000 | $ 0 |
Monroe County Illinois | 2 | $ 727,000 | $ 363,000 | $ 0 |
Montgomery County Maryland | 15 | $ 8,087,000 | $ 539,000 | $ 0 |
Montgomery County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 0 |
Montgomery County Pennsylvania | 5 | $ 1,772,000 | $ 354,000 | $ 0 |
Montgomery County Texas | 3 | $ 1,809,000 | $ 603,000 | $ 0 |
Montgomery County Virginia | 1 | $ 136,000 | $ 136,000 | $ 0 |
Moore County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
Morgan County Missouri | 1 | $ 350,000 | $ 350,000 | $ 0 |
Morris County New Jersey | 7 | $ 3,275,000 | $ 467,000 | $ 0 |
Mower County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 0 |
Multnomah County Oregon | 14 | $ 4,876,000 | $ 348,000 | $ 0 |
Muscogee County Georgia | 1 | $ 120,000 | $ 120,000 | $ 0 |
Muskegon County Michigan | 1 | $ 350,000 | $ 350,000 | $ 0 |
Napa County California | 1 | $ 506,000 | $ 506,000 | $ 0 |
Nassau County New York | 24 | $ 13,643,000 | $ 568,000 | $ 0 |
Navajo County Arizona | 1 | $ 175,000 | $ 175,000 | $ 0 |
Nelson County Virginia | 1 | $ 626,000 | $ 626,000 | $ 0 |
Nemaha County Kansas | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
New Castle County Delaware | 4 | $ 1,271,000 | $ 317,000 | $ 0 |
New Hanover County North Carolina | 3 | $ 1,611,000 | $ 537,000 | $ 0 |
New Haven County Connecticut | 10 | $ 4,258,000 | $ 425,000 | $ 0 |
New London County Connecticut | 2 | $ 375,000 | $ 187,000 | $ 0 |
New York County New York | 5 | $ 2,249,000 | $ 449,000 | $ 0 |
Norfolk County Massachusetts | 8 | $ 3,231,000 | $ 403,000 | $ 0 |
Norfolk County Virginia | 1 | $ 386,000 | $ 386,000 | $ 0 |
Nueces County Texas | 1 | $ 298,000 | $ 298,000 | $ 0 |
Oakland County Michigan | 23 | $ 11,298,000 | $ 491,000 | $ 0 |
Ocean County New Jersey | 1 | $ 449,000 | $ 449,000 | $ 0 |
Okaloosa County Florida | 2 | $ 636,000 | $ 318,000 | $ 0 |
Oklahoma County Oklahoma | 4 | $ 2,125,000 | $ 531,000 | $ 0 |
Oldham County Kentucky | 1 | $ 488,000 | $ 488,000 | $ 0 |
Olmsted County Minnesota | 3 | $ 714,000 | $ 238,000 | $ 0 |
Orange County California | 3 | $ 1,352,000 | $ 450,000 | $ 0 |
Orange County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
Orange County New York | 2 | $ 780,000 | $ 390,000 | $ 0 |
Orange County North Carolina | 3 | $ 1,439,000 | $ 479,000 | $ 0 |
Orleans County Louisiana | 1 | $ 742,000 | $ 742,000 | $ 0 |
Osage County Kansas | 20 | $ 2,017,000 | $ 100,000 | $ 68,000 |
Otsego County New York | 1 | $ 573,000 | $ 573,000 | $ 0 |
Ottawa County Kansas | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
Ottawa County Ohio | 1 | $ 142,000 | $ 142,000 | $ 0 |
Ouray County Colorado | 1 | $ 291,000 | $ 291,000 | $ 0 |
Ozaukee County Wisconsin | 4 | $ 1,614,000 | $ 403,000 | $ 0 |
Palm Beach County Florida | 10 | $ 5,836,000 | $ 583,000 | $ 0 |
Parker County Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
Pasco County Florida | 2 | $ 302,000 | $ 151,000 | $ 0 |
Payette County Idaho | 1 | $ 609,000 | $ 609,000 | $ 0 |
Pender County North Carolina | 1 | $ 539,000 | $ 539,000 | $ 0 |
Penobscot County Maine | 1 | $ 230,000 | $ 230,000 | $ 0 |
Peoria County Illinois | 1 | $ 670,000 | $ 670,000 | $ 0 |
Pickens County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 0 |
Pierce County Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
Pierce County Wisconsin | 1 | $ 880,000 | $ 880,000 | $ 0 |
Pima County Arizona | 6 | $ 1,709,000 | $ 284,000 | $ 0 |
Pinellas County Florida | 9 | $ 4,087,000 | $ 454,000 | $ 0 |
Pitt County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
Pittsylvania County Virginia | 1 | $ 82,000 | $ 82,000 | $ 0 |
Platte County Missouri | 89 | $ 17,035,000 | $ 191,000 | $ 77,000 |
Plymouth County Massachusetts | 3 | $ 787,000 | $ 262,000 | $ 0 |
Polk County Florida | 4 | $ 956,000 | $ 239,000 | $ 0 |
Polk County Iowa | 9 | $ 2,422,000 | $ 269,000 | $ 0 |
Polk County Oregon | 1 | $ 150,000 | $ 150,000 | $ 0 |
Porter County Indiana | 1 | $ 213,000 | $ 213,000 | $ 0 |
Pottawatomie County Kansas | 31 | $ 3,365,000 | $ 108,000 | $ 68,000 |
Prince George's County Maryland | 3 | $ 1,114,000 | $ 371,000 | $ 0 |
Prince William County Virginia | 9 | $ 3,875,000 | $ 430,000 | $ 0 |
Providence County Rhode Island | 1 | $ 351,000 | $ 351,000 | $ 0 |
Pulaski County Arkansas | 4 | $ 1,702,000 | $ 425,000 | $ 0 |
Putnam County West Virginia | 1 | $ 564,000 | $ 564,000 | $ 0 |
Queens County New York | 1 | $ 430,000 | $ 430,000 | $ 0 |
Racine County Wisconsin | 2 | $ 323,000 | $ 161,000 | $ 0 |
Ramsey County Minnesota | 1 | $ 213,000 | $ 213,000 | $ 0 |
Red Willow County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 0 |
Reno County Kansas | 2 | $ 196,000 | $ 98,000 | $ 103,000 |
Richland County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 0 |
Richmond City County Virginia | 2 | $ 1,043,000 | $ 521,000 | $ 0 |
Richmond County New York | 2 | $ 1,258,000 | $ 629,000 | $ 0 |
Riley County Kansas | 105 | $ 10,082,000 | $ 96,000 | $ 53,000 |
Rockingham County New Hampshire | 1 | $ 372,000 | $ 372,000 | $ 0 |
Rockland County New York | 1 | $ 277,000 | $ 277,000 | $ 0 |
Rockwall County Texas | 2 | $ 1,261,000 | $ 630,000 | $ 0 |
Roseau County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 0 |
Saline County Kansas | 104 | $ 10,194,000 | $ 98,000 | $ 55,000 |
Salt Lake County Utah | 4 | $ 1,423,000 | $ 355,000 | $ 0 |
San Diego County California | 2 | $ 1,237,000 | $ 618,000 | $ 0 |
San Joaquin County California | 1 | $ 316,000 | $ 316,000 | $ 0 |
Sandoval County New Mexico | 1 | $ 638,000 | $ 638,000 | $ 0 |
Santa Clara County California | 2 | $ 831,000 | $ 415,000 | $ 0 |
Santa Fe County New Mexico | 2 | $ 1,398,000 | $ 699,000 | $ 0 |
Saratoga County New York | 2 | $ 733,000 | $ 366,000 | $ 0 |
Sarpy County Nebraska | 3 | $ 558,000 | $ 186,000 | $ 0 |
Saunders County Nebraska | 1 | $ 201,000 | $ 201,000 | $ 0 |
Sawyer County Wisconsin | 1 | $ 732,000 | $ 732,000 | $ 0 |
Scott County Minnesota | 3 | $ 2,240,000 | $ 746,000 | $ 0 |
Sebastian County Arkansas | 1 | $ 174,000 | $ 174,000 | $ 0 |
Sedgwick County Kansas | 1,393 | $ 156,027,000 | $ 112,000 | $ 62,000 |
Seminole County Florida | 2 | $ 868,000 | $ 434,000 | $ 0 |
Shawnee County Kansas | 844 | $ 86,597,000 | $ 102,000 | $ 53,000 |
Shelby County Alabama | 1 | $ 179,000 | $ 179,000 | $ 0 |
Shelby County Tennessee | 10 | $ 4,347,000 | $ 434,000 | $ 0 |
Sherburne County Minnesota | 2 | $ 709,000 | $ 354,000 | $ 0 |
Skagit County Washington | 1 | $ 167,000 | $ 167,000 | $ 0 |
Snohomish County Washington | 3 | $ 1,405,000 | $ 468,000 | $ 0 |
Somerset County New Jersey | 3 | $ 1,253,000 | $ 417,000 | $ 0 |
Spartanburg County South Carolina | 2 | $ 286,000 | $ 143,000 | $ 0 |
St. Charles County Missouri | 8 | $ 1,535,000 | $ 191,000 | $ 0 |
St. Clair County Illinois | 3 | $ 490,000 | $ 163,000 | $ 0 |
St. Croix County Wisconsin | 2 | $ 721,000 | $ 360,000 | $ 0 |
St. Johns County Florida | 2 | $ 896,000 | $ 448,000 | $ 0 |
St. Joseph County Indiana | 1 | $ 163,000 | $ 163,000 | $ 0 |
St. Louis City County Missouri | 2 | $ 314,000 | $ 157,000 | $ 0 |
St. Louis County Minnesota | 1 | $ 479,000 | $ 479,000 | $ 0 |
St. Louis County Missouri | 48 | $ 18,195,000 | $ 379,000 | $ 0 |
St. Mary's County Maryland | 1 | $ 602,000 | $ 602,000 | $ 0 |
St. Tammany County Louisiana | 1 | $ 446,000 | $ 446,000 | $ 0 |
Stafford County Virginia | 1 | $ 222,000 | $ 222,000 | $ 0 |
Stearns County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
Sublette County Wyoming | 1 | $ 187,000 | $ 187,000 | $ 0 |
Suffolk County New York | 15 | $ 7,298,000 | $ 486,000 | $ 0 |
Summit County Colorado | 2 | $ 916,000 | $ 458,000 | $ 0 |
Summit County Ohio | 1 | $ 260,000 | $ 260,000 | $ 0 |
Summit County Utah | 4 | $ 2,514,000 | $ 628,000 | $ 0 |
Sumner County Kansas | 16 | $ 1,316,000 | $ 82,000 | $ 65,000 |
Sumter County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 0 |
Sussex County Delaware | 3 | $ 1,925,000 | $ 641,000 | $ 0 |
Sussex County New Jersey | 1 | $ 507,000 | $ 507,000 | $ 0 |
Sweetwater County Wyoming | 1 | $ 264,000 | $ 264,000 | $ 0 |
Talladega County Alabama | 1 | $ 456,000 | $ 456,000 | $ 0 |
Tarrant County Texas | 4 | $ 1,129,000 | $ 282,000 | $ 0 |
Teller County Colorado | 1 | $ 411,000 | $ 411,000 | $ 0 |
Tillamook County Oregon | 1 | $ 522,000 | $ 522,000 | $ 0 |
Tippecanoe County Indiana | 1 | $ 220,000 | $ 220,000 | $ 0 |
Transylvania County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
Travis County Texas | 9 | $ 3,382,000 | $ 375,000 | $ 0 |
Tulsa County Oklahoma | 3 | $ 675,000 | $ 225,000 | $ 0 |
Tuscaloosa County Alabama | 1 | $ 164,000 | $ 164,000 | $ 0 |
Union County Georgia | 1 | $ 207,000 | $ 207,000 | $ 0 |
Union County New Jersey | 3 | $ 1,414,000 | $ 471,000 | $ 0 |
Union County North Carolina | 1 | $ 574,000 | $ 574,000 | $ 0 |
Utah County Utah | 2 | $ 1,100,000 | $ 550,000 | $ 0 |
Van Buren County Michigan | 1 | $ 474,000 | $ 474,000 | $ 0 |
Ventura County California | 1 | $ 503,000 | $ 503,000 | $ 0 |
Virginia Beach County Virginia | 3 | $ 1,440,000 | $ 480,000 | $ 0 |
Wabaunsee County Kansas | 5 | $ 456,000 | $ 91,000 | $ 110,000 |
Wagoner County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
Wake County North Carolina | 22 | $ 8,881,000 | $ 403,000 | $ 0 |
Walton County Florida | 5 | $ 3,083,000 | $ 616,000 | $ 0 |
Walworth County Wisconsin | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
Warren County Ohio | 2 | $ 710,000 | $ 355,000 | $ 0 |
Warrick County Indiana | 1 | $ 599,000 | $ 599,000 | $ 0 |
Wasco County Oregon | 1 | $ 144,000 | $ 144,000 | $ 0 |
Washington County Maryland | 1 | $ 115,000 | $ 115,000 | $ 0 |
Washington County Minnesota | 5 | $ 2,236,000 | $ 447,000 | $ 0 |
Washington County Oregon | 3 | $ 562,000 | $ 187,000 | $ 0 |
Washington County Rhode Island | 2 | $ 1,189,000 | $ 594,000 | $ 0 |
Washington County Utah | 1 | $ 335,000 | $ 335,000 | $ 0 |
Washington County Vermont | 1 | $ 428,000 | $ 428,000 | $ 0 |
Washoe County Nevada | 2 | $ 946,000 | $ 473,000 | $ 0 |
Washtenaw County Michigan | 7 | $ 3,581,000 | $ 511,000 | $ 0 |
Waukesha County Wisconsin | 28 | $ 10,311,000 | $ 368,000 | $ 0 |
Wayne County Michigan | 5 | $ 1,861,000 | $ 372,000 | $ 0 |
Wayne County Ohio | 1 | $ 211,000 | $ 211,000 | $ 0 |
Weld County Colorado | 4 | $ 884,000 | $ 221,000 | $ 0 |
Westchester County New York | 11 | $ 5,573,000 | $ 506,000 | $ 0 |
Westmoreland County Pennsylvania | 1 | $ 497,000 | $ 497,000 | $ 0 |
Whatcom County Washington | 3 | $ 482,000 | $ 160,000 | $ 0 |
Wicomico County Maryland | 1 | $ 90,000 | $ 90,000 | $ 0 |
Will County Illinois | 11 | $ 3,466,000 | $ 315,000 | $ 0 |
Williamson County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 0 |
Worcester County Massachusetts | 13 | $ 4,086,000 | $ 314,000 | $ 0 |
Wright County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 0 |
Wyandotte County Kansas | 218 | $ 18,939,000 | $ 86,000 | $ 50,000 |
Yavapai County Arizona | 1 | $ 359,000 | $ 359,000 | $ 0 |
York County Maine | 1 | $ 165,000 | $ 165,000 | $ 0 |
Yuma County Arizona | 1 | $ 212,000 | $ 212,000 | $ 0 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 5,622 | $1,015,008,000 | $361,217 | $1,500,000 | $3,956 | $3,250,000 |
Refinancing | 2,840 | $572,295,000 | $373,040 | $1,000,000 | $2,673 | $2,900,000 |
Home Improvement | 497 | $53,886,000 | $128,500 | $1,165,000 | $69,500 | $862,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 6,385 | $908,168,000 | $118,000 | $1,500,000 | $67,750 | $3,250,000 |
Not applicable | 1,604 | $623,395,000 | $370,400 | $1,000,000 | $240 | $217,000 |
Black or African American | 358 | $40,025,000 | $116,000 | $597,000 | $56,333 | $306,000 |
Hispanic | 286 | $27,725,000 | $107,000 | $519,000 | $54,333 | $241,000 |
Asian | 233 | $32,003,000 | $136,000 | $475,000 | $57,000 | $582,000 |
American Indian or Alaskan Native | 69 | $7,982,000 | $133,000 | $513,000 | $68,666 | $406,000 |
Native Hawaiian or Other Pacific Islander | 12 | $1,651,000 | $136,500 | $330,000 | $65,000 | $170,000 |
Not Provided | 12 | $240,000 | $20,500 | $39,000 | $66,500 | $144,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,959 | $1,641,189,000 | $367,360 | $1,500,000 | $3,620 | $3,250,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 5,430 | $727,158,000 | $142,500 | $1,500,000 | $71,000 | $2,888,000 |
Loan Purchased By The Institution | 1,779 | $664,115,000 | $376,244 | $1,190,000 | $3,020 | $3,250,000 |
Preapproval Denied by Financial Institution | 528 | $67,549,000 | $127,000 | $540,000 | $41,000 | $308,000 |
Preapproval Approved but not Accepted | 463 | $79,555,000 | $171,000 | $720,000 | $64,000 | $358,000 |
Application Denied By Financial Institution | 297 | $38,071,000 | $137,500 | $512,000 | $53,500 | $446,000 |
Application Approved But Not Accepted | 275 | $39,750,000 | $139,000 | $650,000 | $72,500 | $317,000 |
Application Withdrawn By Applicant | 137 | $16,645,000 | $87,333 | $829,000 | $70,666 | $442,000 |
File Closed For Incompleteness | 50 | $8,346,000 | $145,500 | $650,000 | $74,000 | $500,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 349 | $38,687,000 | $109,666 | $504,000 | $47,666 | $308,000 |
Debt-To-Income Ratio | 313 | $43,792,000 | $142,000 | $540,000 | $41,666 | $218,000 |
Other | 88 | $12,292,000 | $145,000 | $323,000 | $54,333 | $146,000 |
Collateral | 37 | $5,750,000 | $166,000 | $480,000 | $75,500 | $446,000 |
Employment History | 19 | $2,034,000 | $98,333 | $260,000 | $33,666 | $108,000 |
Unverifiable Information | 14 | $2,276,000 | $176,000 | $450,000 | $18,333 | $118,000 |
Mortgage Insurance Denied | 4 | $468,000 | $117,000 | $171,000 | $50,000 | $97,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $321,000 | $321,000 | $321,000 | $104,000 | $104,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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