2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Capital One Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Capital One Na 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital One Na 11130 Industriplex Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 32,652 |
| Total Mortgage Loan Application Amount | $5,975,477,000 |
| Average Mortgage Loan Application Amount | $175,666 |
| Highest Mortgage Loan Application Amount | $47,750,000 |
| Average Applicant Income | $102,666 |
| Highest Applicant Income | $9,458,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Capital One Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital One Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Capital One Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital One Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital One Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital One Na's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| AKRON, OH | 1 | $ 675,000 | $ 675,000 | $ 225,000 |
| ALBANY-SCHENECTADY-TROY, NY | 13 | $ 1,517,000 | $ 116,000 | $ 74,000 |
| ALEXANDRIA, LA | 345 | $ 32,139,000 | $ 93,000 | $ 80,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 14 | $ 2,398,000 | $ 182,000 | $ 266,500 |
| AMARILLO, TX | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| APPLETON, WI | 1 | $ 160,000 | $ 160,000 | $ 250,000 |
| ASHEVILLE, NC | 1 | $ 256,000 | $ 256,000 | $ 70,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 23 | $ 5,924,000 | $ 257,000 | $ 179,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 8 | $ 1,494,000 | $ 186,000 | $ 124,000 |
| AUBURN-OPELIKA, AL | 1 | $ 250,000 | $ 250,000 | $ 228,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 528,000 | $ 528,000 | $ 119,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 466 | $ 66,547,000 | $ 142,000 | $ 88,000 |
| BAKERSFIELD-DELANO, CA | 2 | $ 163,000 | $ 81,000 | $ 63,000 |
| BALTIMORE-TOWSON, MD | 793 | $ 197,754,000 | $ 249,000 | $ 109,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,608,000 | $ 321,000 | $ 484,000 |
| BATON ROUGE, LA | 1,489 | $ 189,649,000 | $ 127,000 | $ 81,000 |
| BEAUMONT-PORT ARTHUR, TX | 483 | $ 37,836,000 | $ 78,000 | $ 93,000 |
| BEND, OR | 2 | $ 403,000 | $ 201,000 | $ 329,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 2,152 | $ 510,046,000 | $ 237,000 | $ 120,000 |
| BINGHAMTON, NY | 3 | $ 147,000 | $ 49,000 | $ 39,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 352,000 | $ 176,000 | $ 92,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| BLOOMINGTON, IN | 1 | $ 6,000 | $ 6,000 | $ 41,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 72,000 | $ 72,000 | $ 125,000 |
| BOSTON-QUINCY, MA | 5 | $ 1,825,000 | $ 365,000 | $ 196,000 |
| BOULDER, CO | 4 | $ 2,172,000 | $ 543,000 | $ 134,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 59 | $ 98,583,000 | $ 1,670,000 | $ 201,000 |
| BROWNSVILLE-HARLINGEN, TX | 810 | $ 43,633,000 | $ 53,000 | $ 54,000 |
| BRUNSWICK, GA | 1 | $ 212,000 | $ 212,000 | $ 675,000 |
| BUFFALO-NIAGARA FALLS, NY | 18 | $ 1,816,000 | $ 100,000 | $ 110,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 395,000 | $ 395,000 | $ 800,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 11 | $ 3,102,000 | $ 282,000 | $ 187,000 |
| CAMDEN, NJ | 29 | $ 25,210,000 | $ 869,000 | $ 108,000 |
| CANTON-MASSILLON, OH | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 1,962,000 | $ 981,000 | $ 561,000 |
| CEDAR RAPIDS, IA | 1 | $ 104,000 | $ 104,000 | $ 79,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 2 | $ 1,359,000 | $ 679,000 | $ 270,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 6 | $ 1,322,000 | $ 176,000 | $ 114,500 |
| CHARLOTTESVILLE, VA | 28 | $ 5,650,000 | $ 201,000 | $ 76,000 |
| CHATTANOOGA, TN-GA | 2 | $ 626,000 | $ 313,000 | $ 364,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 25 | $ 8,551,000 | $ 342,000 | $ 141,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 1,282,000 | $ 189,500 | $ 118,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 218,000 | $ 218,000 | $ 121,000 |
| COLLEGE STATION-BRYAN, TX | 7 | $ 535,000 | $ 76,000 | $ 89,000 |
| COLORADO SPRINGS, CO | 1 | $ 146,000 | $ 146,000 | $ 124,000 |
| COLUMBIA, SC | 2 | $ 245,000 | $ 122,000 | $ 98,000 |
| COLUMBUS, IN | 2 | $ 452,000 | $ 226,000 | $ 153,000 |
| COLUMBUS, OH | 1 | $ 360,000 | $ 360,000 | $ 119,000 |
| CORPUS CHRISTI, TX | 40 | $ 2,647,000 | $ 66,000 | $ 88,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 107,000 | $ 107,000 | $ 122,000 |
| CUMBERLAND, MD-WV | 2 | $ 99,000 | $ 49,000 | $ 84,000 |
| DALLAS-PLANO-IRVING, TX | 1,146 | $ 203,562,000 | $ 177,000 | $ 96,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| DENVER-AURORA-BROOMFIELD, CO | 10 | $ 19,741,000 | $ 1,974,000 | $ 173,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 512,000 | $ 256,000 | $ 125,000 |
| DOVER, DE | 5 | $ 955,000 | $ 191,000 | $ 65,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 1,538,000 | $ 512,000 | $ 194,000 |
| EDISON-NEW BRUNSWICK, NJ | 541 | $ 125,253,000 | $ 231,000 | $ 118,000 |
| EL PASO, TX | 7 | $ 769,000 | $ 109,000 | $ 81,000 |
| ELIZABETHTOWN, KY | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| FAYETTEVILLE, NC | 1 | $ 5,000 | $ 5,000 | $ 66,000 |
| FLINT, MI | 2 | $ 186,000 | $ 93,000 | $ 35,000 |
| FLORENCE, SC | 2 | $ 131,000 | $ 65,000 | $ 82,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9 | $ 1,982,000 | $ 220,000 | $ 134,000 |
| FORT WAYNE, IN | 2 | $ 207,000 | $ 103,000 | $ 106,000 |
| FORT WORTH-ARLINGTON, TX | 256 | $ 23,751,000 | $ 92,000 | $ 82,000 |
| FRESNO, CA | 1 | $ 608,000 | $ 608,000 | $ 180,000 |
| GARY, IN | 2 | $ 262,000 | $ 131,000 | $ 84,000 |
| GLENS FALLS, NY | 3 | $ 1,245,000 | $ 415,000 | $ 179,000 |
| GRAND JUNCTION, CO | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 33,000 | $ 33,000 | $ 78,000 |
| GREELEY, CO | 4 | $ 729,000 | $ 182,000 | $ 73,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 411,000 | $ 411,000 | $ 26,000 |
| GREENVILLE, NC | 1 | $ 29,000 | $ 29,000 | $ 99,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 6 | $ 744,000 | $ 124,000 | $ 74,000 |
| GULFPORT-BILOXI, MS | 5 | $ 952,000 | $ 190,000 | $ 140,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 43 | $ 5,561,000 | $ 145,500 | $ 92,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 150,000 | $ 150,000 | $ 132,000 |
| HARRISONBURG, VA | 2 | $ 193,000 | $ 96,000 | $ 78,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 21 | $ 4,354,000 | $ 207,000 | $ 118,000 |
| HATTIESBURG, MS | 2 | $ 218,000 | $ 109,000 | $ 75,000 |
| HONOLULU, HI | 3 | $ 2,247,000 | $ 749,000 | $ 3,378,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 931 | $ 89,341,000 | $ 95,000 | $ 82,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2,635 | $ 274,615,000 | $ 104,000 | $ 88,000 |
| INDIANAPOLIS-CARMEL, IN | 2 | $ 78,000 | $ 39,000 | $ 73,000 |
| JACKSON, MS | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| JACKSONVILLE, FL | 2 | $ 768,000 | $ 384,000 | $ 134,000 |
| JONESBORO, AR | 1 | $ 71,000 | $ 71,000 | $ 208,000 |
| JOPLIN, MO | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| KANSAS CITY, MO-KS | 5 | $ 2,319,000 | $ 505,000 | $ 234,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 9 | $ 518,000 | $ 57,000 | $ 83,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| KINGSTON, NY | 1 | $ 302,000 | $ 302,000 | $ 150,000 |
| LAFAYETTE, LA | 259 | $ 30,287,000 | $ 116,000 | $ 92,000 |
| LAKE CHARLES, LA | 585 | $ 52,440,000 | $ 89,000 | $ 70,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 2,752,000 | $ 458,000 | $ 236,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 403,000 | $ 403,000 | $ 71,000 |
| LAREDO, TX | 3 | $ 303,000 | $ 101,000 | $ 40,000 |
| LAS VEGAS-PARADISE, NV | 8 | $ 1,711,000 | $ 213,000 | $ 124,000 |
| LEBANON, PA | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 1,000 | $ 1,000 | $ 86,000 |
| LONGVIEW, TX | 85 | $ 6,215,000 | $ 73,000 | $ 111,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 29 | $ 14,005,000 | $ 482,000 | $ 166,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 315,000 | $ 157,000 | $ 75,000 |
| LUBBOCK, TX | 3 | $ 328,000 | $ 109,000 | $ 83,000 |
| LYNCHBURG, VA | 5 | $ 696,000 | $ 139,000 | $ 105,000 |
| MADISON, WI | 2 | $ 1,007,000 | $ 503,000 | $ 321,000 |
| MCALLEN-EDINBURG-MISSION, TX | 585 | $ 38,255,000 | $ 65,000 | $ 64,000 |
| MEDFORD, OR | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 402,000 | $ 201,000 | $ 55,000 |
| MERCED, CA | 1 | $ 80,000 | $ 80,000 | $ 137,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5 | $ 286,000 | $ 57,000 | $ 293,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 185,000 | $ 92,000 | $ 39,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 2,164,000 | $ 270,000 | $ 209,000 |
| MONROE, LA | 176 | $ 13,770,000 | $ 78,000 | $ 71,000 |
| MORGANTOWN, WV | 1 | $ 94,000 | $ 94,000 | $ 147,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4 | $ 704,000 | $ 176,000 | $ 148,000 |
| NAPA, CA | 1 | $ 170,000 | $ 170,000 | $ 141,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 769,000 | $ 153,000 | $ 81,000 |
| NASSAU-SUFFOLK, NY | 2,348 | $ 553,402,000 | $ 235,000 | $ 124,000 |
| NEW HAVEN-MILFORD, CT | 45 | $ 25,304,000 | $ 562,000 | $ 57,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2,988 | $ 306,064,000 | $ 102,000 | $ 82,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 3,096 | $ 965,145,000 | $ 301,000 | $ 126,000 |
| NEWARK-UNION, NJ-PA | 542 | $ 179,548,000 | $ 205,000 | $ 105,500 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 9 | $ 17,902,000 | $ 1,989,000 | $ 206,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 1,154,000 | $ 230,000 | $ 118,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 14 | $ 5,614,000 | $ 401,000 | $ 144,000 |
| OCEAN CITY, NJ | 6 | $ 869,000 | $ 144,000 | $ 218,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 72,000 | $ 72,000 | $ 58,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 6 | $ 327,000 | $ 54,000 | $ 45,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 10 | $ 4,740,000 | $ 474,000 | $ 160,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 2 | $ 200,000 | $ 100,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| PASCAGOULA, MS | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| PEABODY, MA | 7 | $ 2,067,000 | $ 295,000 | $ 150,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 721,000 | $ 240,000 | $ 408,000 |
| PHILADELPHIA, PA | 32 | $ 130,284,000 | $ 4,071,000 | $ 94,000 |
| PHOENIX-MESA-GLENDALE, AZ | 26 | $ 16,800,000 | $ 646,000 | $ 140,000 |
| PITTSBURGH, PA | 1 | $ 14,600,000 | $ 14,600,000 | $ 0 |
| PITTSFIELD, MA | 1 | $ 100,000 | $ 100,000 | $ 105,000 |
| PORT ST. LUCIE, FL | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 165,000 | $ 165,000 | $ 303,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 11 | $ 3,196,000 | $ 204,500 | $ 118,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 21 | $ 3,790,000 | $ 180,000 | $ 119,000 |
| PRESCOTT, AZ | 1 | $ 362,000 | $ 362,000 | $ 250,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4 | $ 1,257,000 | $ 282,500 | $ 99,000 |
| PUNTA GORDA, FL | 1 | $ 6,817,000 | $ 6,817,000 | $ 0 |
| RALEIGH-CARY, NC | 6 | $ 1,517,000 | $ 252,000 | $ 229,000 |
| READING, PA | 1 | $ 347,000 | $ 347,000 | $ 168,000 |
| RENO-SPARKS, NV | 2 | $ 1,035,000 | $ 517,000 | $ 264,000 |
| RICHMOND, VA | 163 | $ 34,616,000 | $ 212,000 | $ 118,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 13 | $ 2,513,000 | $ 193,000 | $ 95,000 |
| ROANOKE, VA | 6 | $ 683,000 | $ 113,000 | $ 87,000 |
| ROCHESTER, NY | 6 | $ 408,000 | $ 68,000 | $ 66,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 400,000 | $ 200,000 | $ 984,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 7 | $ 2,062,000 | $ 294,000 | $ 128,000 |
| SALEM, OR | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| SALISBURY, MD | 6 | $ 741,000 | $ 123,000 | $ 129,000 |
| SALT LAKE CITY, UT | 4 | $ 2,443,000 | $ 610,000 | $ 230,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 349 | $ 30,604,000 | $ 87,000 | $ 82,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 9 | $ 3,627,000 | $ 403,000 | $ 118,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 13 | $ 6,914,000 | $ 531,000 | $ 397,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 14 | $ 8,132,000 | $ 580,000 | $ 224,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 15 | $ 6,611,000 | $ 440,000 | $ 187,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2 | $ 273,000 | $ 136,000 | $ 115,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 152,000 | $ 152,000 | $ 169,000 |
| SANTA ROSA-PETALUMA, CA | 4 | $ 1,530,000 | $ 382,000 | $ 165,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 13 | $ 5,384,000 | $ 414,000 | $ 192,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| SHERMAN-DENISON, TX | 6 | $ 341,000 | $ 56,000 | $ 317,000 |
| SHREVEPORT-BOSSIER CITY, LA | 944 | $ 70,386,000 | $ 74,000 | $ 66,000 |
| SPOKANE, WA | 2 | $ 749,000 | $ 374,000 | $ 1,039,000 |
| SPRINGFIELD, MA | 1 | $ 5,000 | $ 5,000 | $ 461,000 |
| ST. CLOUD, MN | 1 | $ 230,000 | $ 230,000 | $ 133,000 |
| ST. GEORGE, UT | 1 | $ 716,000 | $ 716,000 | $ 663,000 |
| ST. LOUIS, MO-IL | 3 | $ 365,000 | $ 121,000 | $ 58,000 |
| STOCKTON, CA | 2 | $ 250,000 | $ 125,000 | $ 95,000 |
| SUMTER, SC | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| SYRACUSE, NY | 6 | $ 419,000 | $ 69,000 | $ 55,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9 | $ 2,351,000 | $ 261,000 | $ 162,000 |
| TEXARKANA, TX-TEXARKANA, AR | 259 | $ 17,003,000 | $ 64,000 | $ 82,000 |
| TRENTON-EWING, NJ | 48 | $ 9,198,000 | $ 191,000 | $ 126,000 |
| TYLER, TX | 161 | $ 14,662,000 | $ 91,000 | $ 72,000 |
| UTICA-ROME, NY | 1 | $ 56,000 | $ 56,000 | $ 168,000 |
| VICTORIA, TX | 50 | $ 2,960,000 | $ 59,000 | $ 78,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 164 | $ 31,682,000 | $ 193,000 | $ 106,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
| WACO, TX | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 1,100,000 | $ 183,000 | $ 125,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,057 | $ 994,957,000 | $ 186,250 | $ 115,250 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 9 | $ 2,734,000 | $ 303,000 | $ 463,000 |
| WICHITA FALLS, TX | 2 | $ 78,000 | $ 39,000 | $ 50,000 |
| WILMINGTON, DE-MD-NJ | 21 | $ 3,568,000 | $ 186,000 | $ 83,666 |
| WILMINGTON, NC | 3 | $ 485,000 | $ 161,000 | $ 69,000 |
| WINCHESTER, VA-WV | 13 | $ 1,986,000 | $ 130,000 | $ 94,000 |
| WINSTON-SALEM, NC | 1 | $ 259,000 | $ 259,000 | $ 262,000 |
| WORCESTER, MA | 2 | $ 313,000 | $ 156,000 | $ 122,000 |
| YAKIMA, WA | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| YORK-HANOVER, PA | 1 | $ 28,500,000 | $ 28,500,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital One Na in 2012
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,842 | $4,442,247,000 | $213,000 | $47,750,000 | $101,000 | $5,400,000 |
| Home Improvement | 7,500 | $411,488,000 | $54,000 | $4,425,000 | $86,000 | $4,431,000 |
| Home Purchase | 4,310 | $1,121,742,000 | $260,000 | $32,700,000 | $121,000 | $9,458,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,644 | $2,858,390,000 | $171,000 | $2,500,000 | $111,000 | $5,400,000 |
| Hispanic | 4,408 | $464,273,000 | $105,000 | $2,500,000 | $71,000 | $2,706,000 |
| Black or African American | 4,292 | $465,801,000 | $108,000 | $1,500,000 | $74,000 | $4,431,000 |
| Not Provided | 2,786 | $494,546,000 | $177,000 | $4,550,000 | $152,000 | $9,458,000 |
| Asian | 2,330 | $492,204,000 | $211,000 | $1,986,000 | $107,000 | $1,406,000 |
| Not applicable | 1,827 | $1,157,328,000 | $633,000 | $47,750,000 | $57,000 | $858,000 |
| American Indian or Alaskan Native | 252 | $24,795,000 | $98,000 | $1,000,000 | $94,000 | $3,360,000 |
| Native Hawaiian or Other Pacific Islander | 113 | $18,140,000 | $160,000 | $1,122,000 | $95,000 | $500,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,884 | $5,609,414,000 | $181,000 | $47,750,000 | $102,000 | $9,458,000 |
| FHA-insured (Federal Housing Administration) | 1,643 | $331,048,000 | $201,000 | $795,000 | $73,000 | $529,000 |
| VA-guaranteed (Veterans Administration) | 121 | $34,679,000 | $286,000 | $831,000 | $93,000 | $522,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $336,000 | $84,000 | $116,000 | $28,000 | $35,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,069 | $1,848,887,000 | $131,000 | $8,676,000 | $90,000 | $5,400,000 |
| Loan Originated | 11,846 | $2,680,287,000 | $226,000 | $47,750,000 | $112,000 | $9,458,000 |
| Application Withdrawn By Applicant | 3,023 | $796,381,000 | $263,000 | $40,000,000 | $118,000 | $2,991,000 |
| Loan Purchased By The Institution | 1,574 | $234,595,000 | $149,000 | $523,000 | $67,000 | $858,000 |
| File Closed For Incompleteness | 1,173 | $177,453,000 | $151,000 | $11,500,000 | $115,000 | $3,263,000 |
| Application Approved But Not Accepted | 904 | $231,505,000 | $256,000 | $41,000,000 | $108,000 | $3,032,000 |
| Preapproval Denied by Financial Institution | 63 | $6,369,000 | $101,000 | $391,000 | $31,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,163 | $520,334,000 | $84,000 | $2,500,000 | $96,000 | $4,431,000 |
| Debt-To-Income Ratio | 3,606 | $475,590,000 | $131,000 | $2,000,000 | $53,000 | $1,258,000 |
| Collateral | 2,076 | $350,453,000 | $168,000 | $1,986,000 | $110,000 | $5,400,000 |
| Credit Application Incomplete | 1,005 | $233,775,000 | $232,000 | $1,455,000 | $111,000 | $968,000 |
| Other | 794 | $199,851,000 | $251,000 | $8,676,000 | $118,000 | $3,036,000 |
| Unverifiable Information | 325 | $41,277,000 | $127,000 | $994,000 | $103,000 | $2,400,000 |
| Employment History | 73 | $14,448,000 | $197,000 | $1,062,000 | $92,000 | $780,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 69 | $15,043,000 | $218,000 | $1,500,000 | $94,000 | $635,000 |
| Mortgage Insurance Denied | 21 | $4,485,000 | $213,000 | $394,000 | $84,000 | $175,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One Na's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.