Dfcu Financial
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Dfcu Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Dfcu Financial
400 Town Center Drive
Dearborn, MI 48126
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,647
Total Mortgage Loan Application Amount $637,995,000
Average Mortgage Loan Application Amount $143,600
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $111,800
Highest Applicant Income $4,056,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Dfcu Financial by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne County Michigan 2,047 $ 212,795,000 $ 103,000 $ 99,000
Oakland County Michigan 752 $ 113,840,000 $ 151,000 $ 137,000
Washtenaw County Michigan 351 $ 50,005,000 $ 142,000 $ 128,000
Livingston County Michigan 210 $ 30,810,000 $ 146,000 $ 129,000
Macomb County Michigan 160 $ 19,730,000 $ 123,000 $ 105,000
Kent County Michigan 139 $ 9,365,000 $ 67,000 $ 74,000
Monroe County Michigan 62 $ 8,260,000 $ 133,000 $ 110,000
Ingham County Michigan 52 $ 2,140,000 $ 41,000 $ 80,000
Jackson County Michigan 25 $ 3,465,000 $ 138,000 $ 89,000
Lenawee County Michigan 23 $ 3,205,000 $ 139,000 $ 109,000
Genesee County Michigan 17 $ 1,775,000 $ 104,000 $ 110,000
Allegan County Michigan 15 $ 2,245,000 $ 149,000 $ 110,000
Eaton County Michigan 15 $ 865,000 $ 57,000 $ 86,000
Ottawa County Michigan 15 $ 2,025,000 $ 135,000 $ 121,000
Clinton County Michigan 11 $ 885,000 $ 80,000 $ 87,000
St. Clair County Michigan 10 $ 1,540,000 $ 154,000 $ 186,000
Iosco County Michigan 9 $ 1,015,000 $ 112,000 $ 127,000
Muskegon County Michigan 9 $ 1,175,000 $ 130,000 $ 95,000
Newaygo County Michigan 7 $ 845,000 $ 120,000 $ 77,000
Charlevoix County Michigan 6 $ 1,350,000 $ 225,000 $ 130,000
Montcalm County Michigan 6 $ 260,000 $ 43,000 $ 61,000
Roscommon County Michigan 6 $ 730,000 $ 121,000 $ 159,000
Gladwin County Michigan 5 $ 965,000 $ 193,000 $ 163,000
Lapeer County Michigan 5 $ 695,000 $ 139,000 $ 108,000
Alcona County Michigan 4 $ 630,000 $ 157,000 $ 180,000
Clare County Michigan 4 $ 370,000 $ 92,000 $ 65,000
Emmet County Michigan 4 $ 840,000 $ 210,000 $ 230,000
Hillsdale County Michigan 4 $ 940,000 $ 235,000 $ 196,000
Kalamazoo County Michigan 4 $ 190,000 $ 47,000 $ 103,000
Montmorency County Michigan 4 $ 680,000 $ 170,000 $ 187,000
Otsego County Michigan 4 $ 790,000 $ 197,000 $ 132,000
Shiawassee County Michigan 4 $ 420,000 $ 105,000 $ 59,000
Barry County Michigan 3 $ 125,000 $ 41,000 $ 79,000
Cheboygan County Michigan 3 $ 515,000 $ 171,000 $ 149,000
Gratiot County Michigan 3 $ 165,000 $ 55,000 $ 51,000
Ionia County Michigan 3 $ 125,000 $ 41,000 $ 69,000
Ogemaw County Michigan 3 $ 305,000 $ 101,000 $ 76,000
Sanilac County Michigan 3 $ 675,000 $ 225,000 $ 120,000
Utah County Utah 3 $ 515,000 $ 171,000 $ 93,000
Manatee County Florida 2 $ 20,000 $ 10,000 $ 117,000
Antrim County Michigan 2 $ 300,000 $ 150,000 $ 173,000
Arenac County Michigan 2 $ 240,000 $ 120,000 $ 140,000
Bay County Michigan 2 $ 140,000 $ 70,000 $ 62,000
Chippewa County Michigan 2 $ 220,000 $ 110,000 $ 66,000
Kalkaska County Michigan 2 $ 210,000 $ 105,000 $ 144,000
Mason County Michigan 2 $ 740,000 $ 370,000 $ 140,000
Mecosta County Michigan 2 $ 300,000 $ 150,000 $ 109,000
Missaukee County Michigan 2 $ 440,000 $ 220,000 $ 221,000
Wexford County Michigan 2 $ 150,000 $ 75,000 $ 96,000
Harris County Texas 2 $ 310,000 $ 155,000 $ 141,000
Salt Lake County Utah 2 $ 290,000 $ 145,000 $ 129,000
Los Angeles County California 1 $ 105,000 $ 105,000 $ 246,000
San Diego County California 1 $ 205,000 $ 205,000 $ 324,000
Denver County Colorado 1 $ 75,000 $ 75,000 $ 456,000
Lee County Florida 1 $ 55,000 $ 55,000 $ 36,000
Cook County Illinois 1 $ 5,000 $ 5,000 $ 90,000
Barnstable County Massachusetts 1 $ 105,000 $ 105,000 $ 325,000
Middlesex County Massachusetts 1 $ 305,000 $ 305,000 $ 474,000
Plymouth County Massachusetts 1 $ 105,000 $ 105,000 $ 103,000
Alpena County Michigan 1 $ 85,000 $ 85,000 $ 64,000
Benzie County Michigan 1 $ 45,000 $ 45,000 $ 64,000
Berrien County Michigan 1 $ 175,000 $ 175,000 $ 65,000
Branch County Michigan 1 $ 105,000 $ 105,000 $ 94,000
Cass County Michigan 1 $ 25,000 $ 25,000 $ 30,000
Crawford County Michigan 1 $ 215,000 $ 215,000 $ 181,000
Dickinson County Michigan 1 $ 35,000 $ 35,000 $ 142,000
Grand Traverse County Michigan 1 $ 405,000 $ 405,000 $ 263,000
Houghton County Michigan 1 $ 285,000 $ 285,000 $ 148,000
Lake County Michigan 1 $ 235,000 $ 235,000 $ 134,000
Manistee County Michigan 1 $ 15,000 $ 15,000 $ 114,000
Midland County Michigan 1 $ 385,000 $ 385,000 $ 175,000
Osceola County Michigan 1 $ 85,000 $ 85,000 $ 92,000
Oscoda County Michigan 1 $ 55,000 $ 55,000 $ 163,000
DeSoto County Mississippi 1 $ 65,000 $ 65,000 $ 87,000
Clark County Nevada 1 $ 45,000 $ 45,000 $ 36,000
Hillsborough County New Hampshire 1 $ 25,000 $ 25,000 $ 60,000
Clinton County New York 1 $ 95,000 $ 95,000 $ 41,000
Union County North Carolina 1 $ 115,000 $ 115,000 $ 362,000
Denton County Texas 1 $ 105,000 $ 105,000 $ 180,000
Hays County Texas 1 $ 355,000 $ 355,000 $ 240,000
Madison County Texas 1 $ 65,000 $ 65,000 $ 42,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Dfcu Financial in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,589 $130,855,000 $82,000 $645,000 $112,000 $946,000
Home Purchase 1,253 $304,975,000 $243,000 $1,005,000 $129,000 $3,960,000
Other Purpose 999 $74,445,000 $74,000 $525,000 $105,000 $4,056,000
Refinancing 436 $60,410,000 $138,000 $625,000 $109,000 $400,000
Cash-out Refinancing 370 $67,310,000 $181,000 $995,000 $104,000 $740,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,168 $428,140,000 $135,000 $1,005,000 $115,000 $3,960,000
Not Provided 724 $124,560,000 $172,000 $1,005,000 $126,000 $4,056,000
Black or African American 426 $40,270,000 $94,000 $645,000 $90,000 $2,496,000
Hispanic 164 $18,710,000 $114,000 $405,000 $95,000 $408,000
Asian 108 $17,720,000 $164,000 $515,000 $129,000 $1,095,000
American Indian or Alaskan Native 21 $2,755,000 $131,000 $325,000 $87,000 $163,000
Native Hawaiian or Other Pacific Islander 15 $1,775,000 $118,000 $405,000 $140,000 $360,000
Not applicable 1 $305,000 $305,000 $305,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,647 $637,995,000 $137,000 $1,005,000 $114,000 $4,056,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,792 $361,120,000 $129,000 $1,005,000 $114,000 $980,000
Application Denied By Financial Institution 677 $49,005,000 $72,000 $505,000 $84,000 $946,000
Application Approved But Not Accepted 347 $32,655,000 $94,000 $1,005,000 $109,000 $475,000
File Closed For Incompleteness 287 $64,165,000 $223,000 $995,000 $133,000 $2,792,000
Application Withdrawn By Applicant 281 $56,515,000 $201,000 $1,005,000 $170,000 $4,056,000
Preapproval Approved but not Accepted 227 $67,055,000 $295,000 $955,000 $116,000 $549,000
Preapproval Denied by Financial Institution 36 $7,480,000 $207,000 $485,000 $157,000 $2,496,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,934 $581,510,000 $147,000 $1,005,000 $119,000 $4,056,000
Debt-To-Income Ratio 252 $23,640,000 $93,000 $505,000 $69,000 $300,000
Credit History 237 $16,715,000 $70,000 $505,000 $98,000 $2,496,000
Other 133 $8,115,000 $61,000 $325,000 $92,000 $495,000
Collateral 77 $6,475,000 $84,000 $505,000 $116,000 $540,000
Employment History 7 $815,000 $116,000 $225,000 $77,000 $192,000
Unverifiable Information 5 $545,000 $109,000 $205,000 $58,000 $110,000
Insufficient Cash (Downpayment, Closing Cost) 2 $180,000 $90,000 $145,000 $139,000 $227,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List