The Canandaigua National Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for The Canandaigua National Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | The Canandaigua National Bank And Trust Company 72 South Main St Canandaigua, NY 14424 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,431 |
| Total Mortgage Loan Application Amount | $526,565,000 |
| Average Mortgage Loan Application Amount | $185,800 |
| Highest Mortgage Loan Application Amount | $13,175,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $1,357,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 1,385 | $ 302,845,000 | $ 218,000 | $ 144,000 |
| Ontario County New York | 456 | $ 77,000,000 | $ 168,000 | $ 128,000 |
| Wayne County New York | 117 | $ 17,355,000 | $ 148,000 | $ 98,000 |
| Livingston County New York | 73 | $ 12,565,000 | $ 172,000 | $ 97,000 |
| Yates County New York | 47 | $ 15,915,000 | $ 338,000 | $ 156,000 |
| Orleans County New York | 31 | $ 2,915,000 | $ 94,000 | $ 91,000 |
| Steuben County New York | 28 | $ 6,570,000 | $ 234,000 | $ 184,000 |
| Genesee County New York | 22 | $ 2,640,000 | $ 120,000 | $ 117,000 |
| Onondaga County New York | 14 | $ 2,330,000 | $ 166,000 | $ 135,000 |
| Erie County New York | 12 | $ 2,760,000 | $ 230,000 | $ 0 |
| Seneca County New York | 11 | $ 2,525,000 | $ 229,000 | $ 115,000 |
| Niagara County New York | 10 | $ 1,440,000 | $ 144,000 | $ 0 |
| Wyoming County New York | 10 | $ 1,870,000 | $ 187,000 | $ 76,000 |
| Collier County Florida | 9 | $ 5,095,000 | $ 566,000 | $ 0 |
| Lee County Florida | 9 | $ 2,865,000 | $ 318,000 | $ 435,000 |
| Schuyler County New York | 7 | $ 2,565,000 | $ 366,000 | $ 0 |
| Manatee County Florida | 6 | $ 3,450,000 | $ 575,000 | $ 0 |
| Charlotte County Florida | 5 | $ 745,000 | $ 149,000 | $ 57,000 |
| Palm Beach County Florida | 5 | $ 1,765,000 | $ 353,000 | $ 92,000 |
| Pinellas County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 308,000 |
| Sarasota County Florida | 5 | $ 1,615,000 | $ 323,000 | $ 0 |
| Cayuga County New York | 5 | $ 2,295,000 | $ 459,000 | $ 49,000 |
| Oneida County New York | 5 | $ 1,125,000 | $ 225,000 | $ 0 |
| Pasco County Florida | 4 | $ 770,000 | $ 192,000 | $ 150,000 |
| Chautauqua County New York | 4 | $ 620,000 | $ 155,000 | $ 53,000 |
| Oswego County New York | 4 | $ 670,000 | $ 167,000 | $ 0 |
| Charleston County South Carolina | 4 | $ 1,910,000 | $ 477,000 | $ 0 |
| Broward County Florida | 3 | $ 485,000 | $ 161,000 | $ 0 |
| Allegany County New York | 3 | $ 435,000 | $ 145,000 | $ 30,000 |
| Essex County New York | 3 | $ 1,135,000 | $ 378,000 | $ 0 |
| Herkimer County New York | 3 | $ 655,000 | $ 218,000 | $ 0 |
| Madison County New York | 3 | $ 915,000 | $ 305,000 | $ 0 |
| St. Lawrence County New York | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Brunswick County North Carolina | 3 | $ 565,000 | $ 188,000 | $ 0 |
| Union County North Carolina | 3 | $ 1,325,000 | $ 441,000 | $ 0 |
| Anderson County South Carolina | 3 | $ 695,000 | $ 231,000 | $ 0 |
| Beaufort County South Carolina | 3 | $ 2,505,000 | $ 835,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 925,000 | $ 308,000 | $ 120,000 |
| Madison County Alabama | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Los Angeles County California | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Denver County Colorado | 2 | $ 1,090,000 | $ 545,000 | $ 76,000 |
| Flagler County Florida | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Hernando County Florida | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Marion County Florida | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Walton County Florida | 2 | $ 2,960,000 | $ 1,480,000 | $ 0 |
| Fulton County Georgia | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Montgomery County Maryland | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Chemung County New York | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Jefferson County New York | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Lewis County New York | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 1,030,000 | $ 515,000 | $ 0 |
| Monroe County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Spartanburg County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Orange County California | 1 | $ 5,895,000 | $ 5,895,000 | $ 0 |
| Placer County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 405,000 | $ 405,000 | $ 382,000 |
| Fairfield County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 0 |
| New Castle County Delaware | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Brevard County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Duval County Florida | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Escambia County Florida | 1 | $ 395,000 | $ 395,000 | $ 190,000 |
| Hillsborough County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Indian River County Florida | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Lake County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Leon County Florida | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Martin County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Nassau County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Orange County Florida | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Osceola County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Polk County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fayette County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Glynn County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Madison County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Teton County Idaho | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Fulton County Illinois | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Jefferson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Gallatin County Montana | 1 | $ 505,000 | $ 505,000 | $ 1,357,000 |
| Clark County Nevada | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Essex County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Delaware County New York | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hamilton County New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| New York County New York | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Richmond County New York | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Suffolk County New York | 1 | $ 375,000 | $ 375,000 | $ 59,000 |
| Warren County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Dare County North Carolina | 1 | $ 2,345,000 | $ 2,345,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wake County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Crawford County Ohio | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Summit County Ohio | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Columbia County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Montgomery County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Potter County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Snyder County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tioga County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 655,000 | $ 655,000 | $ 0 |
| York County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lewis County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Tarrant County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Travis County Texas | 1 | $ 385,000 | $ 385,000 | $ 42,000 |
| Fredericksburg County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Mathews County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Klickitat County Washington | 1 | $ 105,000 | $ 105,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Canandaigua National Bank And Trust Company in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 777 | $224,875,000 | $289,000 | $13,175,000 | $156,000 | $614,000 |
| Cash-out Refinancing | 692 | $160,710,000 | $232,000 | $5,205,000 | $125,000 | $509,000 |
| Refinancing | 388 | $89,030,000 | $229,000 | $3,755,000 | $94,000 | $211,000 |
| Home Improvement | 377 | $34,505,000 | $91,000 | $4,715,000 | $133,000 | $900,000 |
| Other Purpose | 197 | $17,445,000 | $88,000 | $505,000 | $142,000 | $1,357,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,668 | $454,950,000 | $272,000 | $13,175,000 | $0 | $0 |
| White | 674 | $65,110,000 | $96,000 | $845,000 | $136,000 | $1,357,000 |
| Not Provided | 50 | $3,720,000 | $74,000 | $385,000 | $133,000 | $500,000 |
| Asian | 16 | $1,350,000 | $84,000 | $255,000 | $187,000 | $865,000 |
| Black or African American | 10 | $590,000 | $59,000 | $105,000 | $115,000 | $371,000 |
| Hispanic | 10 | $740,000 | $74,000 | $205,000 | $84,000 | $175,000 |
| American Indian or Alaskan Native | 2 | $50,000 | $25,000 | $25,000 | $50,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,431 | $526,565,000 | $216,000 | $13,175,000 | $135,000 | $1,357,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,563 | $357,505,000 | $228,000 | $5,895,000 | $0 | $0 |
| Loan Originated | 681 | $150,055,000 | $220,000 | $13,175,000 | $147,000 | $1,357,000 |
| Application Denied By Financial Institution | 119 | $9,715,000 | $81,000 | $385,000 | $78,000 | $425,000 |
| Application Withdrawn By Applicant | 58 | $6,390,000 | $110,000 | $585,000 | $117,000 | $500,000 |
| Application Approved But Not Accepted | 10 | $2,900,000 | $290,000 | $975,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,312 | $516,850,000 | $223,000 | $13,175,000 | $145,000 | $1,357,000 |
| Debt-To-Income Ratio | 44 | $4,080,000 | $92,000 | $355,000 | $46,000 | $107,000 |
| Credit History | 28 | $1,880,000 | $67,000 | $245,000 | $65,000 | $157,000 |
| Credit Application Incomplete | 27 | $1,835,000 | $67,000 | $175,000 | $124,000 | $355,000 |
| Other | 7 | $575,000 | $82,000 | $265,000 | $145,000 | $195,000 |
| Unverifiable Information | 5 | $605,000 | $121,000 | $385,000 | $63,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $545,000 | $181,000 | $275,000 | $36,000 | $36,000 |
| Collateral | 3 | $135,000 | $45,000 | $55,000 | $195,000 | $425,000 |
| Employment History | 2 | $60,000 | $30,000 | $45,000 | $50,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.