2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Cadence Bank, N.A. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,254 |
| Total Mortgage Loan Application Amount | $1,163,580,000 |
| Average Mortgage Loan Application Amount | $182,800 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $167,000 |
| Highest Applicant Income | $5,259,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Aransas County Texas | 1 | $ 165,000 | $ 165,000 | $ 388,000 |
| Arapahoe County Colorado | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Austin County Texas | 2 | $ 630,000 | $ 315,000 | $ 152,000 |
| Autauga County Alabama | 37 | $ 4,975,000 | $ 134,000 | $ 51,000 |
| Baldwin County Alabama | 11 | $ 5,185,000 | $ 471,000 | $ 260,000 |
| Bartow County Georgia | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Bastrop County Texas | 3 | $ 175,000 | $ 58,000 | $ 197,000 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 192,000 |
| Bell County Texas | 11 | $ 1,855,000 | $ 168,000 | $ 235,000 |
| Bexar County Texas | 199 | $ 36,265,000 | $ 182,000 | $ 116,000 |
| Bibb County Alabama | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Blanco County Texas | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Blount County Alabama | 23 | $ 2,385,000 | $ 103,000 | $ 53,000 |
| Bolivar County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Bosque County Texas | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Bradley County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Brazoria County Texas | 34 | $ 4,610,000 | $ 135,000 | $ 148,000 |
| Brazos County Texas | 14 | $ 2,600,000 | $ 185,000 | $ 231,000 |
| Brevard County Florida | 1 | $ 475,000 | $ 475,000 | $ 237,000 |
| Broward County Florida | 5 | $ 3,745,000 | $ 749,000 | $ 343,000 |
| Burnet County Texas | 3 | $ 275,000 | $ 91,000 | $ 161,000 |
| Butler County Alabama | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Calhoun County Alabama | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Calhoun County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Calhoun County Texas | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Cameron County Texas | 2 | $ 240,000 | $ 120,000 | $ 151,000 |
| Carroll County Georgia | 2 | $ 470,000 | $ 235,000 | $ 28,000 |
| Cass County Texas | 1 | $ 65,000 | $ 65,000 | $ 192,000 |
| Catawba County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| Chambers County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 212,000 |
| Charlotte County Florida | 1 | $ 805,000 | $ 805,000 | $ 460,000 |
| Cherokee County Georgia | 2 | $ 720,000 | $ 360,000 | $ 244,000 |
| Cherokee County Texas | 2 | $ 110,000 | $ 55,000 | $ 98,000 |
| Chickasaw County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
| Chilton County Alabama | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Choctaw County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Citrus County Florida | 45 | $ 4,495,000 | $ 99,000 | $ 115,000 |
| Clay County Alabama | 1 | $ 365,000 | $ 365,000 | $ 212,000 |
| Clay County Mississippi | 27 | $ 2,615,000 | $ 96,000 | $ 186,000 |
| Clay County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Cobb County Georgia | 2 | $ 570,000 | $ 285,000 | $ 81,000 |
| Collin County Texas | 84 | $ 10,920,000 | $ 130,000 | $ 248,000 |
| Colorado County Texas | 2 | $ 760,000 | $ 380,000 | $ 819,000 |
| Columbia County Georgia | 2 | $ 1,130,000 | $ 565,000 | $ 155,000 |
| Comal County Texas | 21 | $ 3,145,000 | $ 149,000 | $ 176,000 |
| Conecuh County Alabama | 3 | $ 325,000 | $ 108,000 | $ 173,000 |
| Cooke County Texas | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Coryell County Texas | 2 | $ 100,000 | $ 50,000 | $ 172,000 |
| Covington County Alabama | 18 | $ 2,180,000 | $ 121,000 | $ 77,000 |
| Crenshaw County Alabama | 3 | $ 225,000 | $ 75,000 | $ 83,000 |
| Cullman County Alabama | 3 | $ 425,000 | $ 141,000 | $ 74,000 |
| Dallas County Texas | 74 | $ 19,850,000 | $ 268,000 | $ 279,000 |
| Davidson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| DeKalb County Alabama | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Delta County Texas | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Denton County Texas | 59 | $ 7,095,000 | $ 120,000 | $ 213,000 |
| Denver County Colorado | 8 | $ 5,700,000 | $ 712,000 | $ 285,000 |
| DeSoto County Mississippi | 6 | $ 1,500,000 | $ 250,000 | $ 137,000 |
| Douglas County Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 594,000 |
| Duval County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 390,000 |
| Ector County Texas | 2 | $ 390,000 | $ 195,000 | $ 164,000 |
| El Paso County Texas | 8 | $ 470,000 | $ 58,000 | $ 165,000 |
| Ellis County Texas | 26 | $ 1,680,000 | $ 64,000 | $ 158,000 |
| Elmore County Alabama | 34 | $ 5,590,000 | $ 164,000 | $ 55,000 |
| Erath County Texas | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 285,000 |
| Etowah County Alabama | 25 | $ 2,725,000 | $ 109,000 | $ 68,000 |
| Forrest County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Fort Bend County Texas | 248 | $ 53,110,000 | $ 214,000 | $ 139,000 |
| Fulton County Georgia | 2 | $ 1,420,000 | $ 710,000 | $ 170,000 |
| Galveston County Texas | 60 | $ 10,300,000 | $ 171,000 | $ 225,000 |
| Gillespie County Texas | 2 | $ 200,000 | $ 100,000 | $ 196,000 |
| Grayson County Texas | 11 | $ 645,000 | $ 58,000 | $ 145,000 |
| Grimes County Texas | 2 | $ 900,000 | $ 450,000 | $ 200,000 |
| Guadalupe County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 294,000 |
| Gulf County Florida | 2 | $ 150,000 | $ 75,000 | $ 89,000 |
| Hale County Alabama | 2 | $ 230,000 | $ 115,000 | $ 29,000 |
| Hardin County Texas | 6 | $ 310,000 | $ 51,000 | $ 127,000 |
| Harris County Texas | 1,721 | $ 478,975,000 | $ 278,000 | $ 170,000 |
| Hays County Texas | 18 | $ 2,150,000 | $ 119,000 | $ 163,000 |
| Henderson County Texas | 1 | $ 35,000 | $ 35,000 | $ 278,000 |
| Henry County Georgia | 1 | $ 1,105,000 | $ 1,105,000 | $ 267,000 |
| Hernando County Florida | 25 | $ 3,075,000 | $ 123,000 | $ 74,000 |
| Hidalgo County Texas | 3 | $ 1,755,000 | $ 585,000 | $ 307,000 |
| Hill County Texas | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Hillsborough County Florida | 52 | $ 19,990,000 | $ 384,000 | $ 203,000 |
| Hood County Texas | 3 | $ 225,000 | $ 75,000 | $ 255,000 |
| Hopkins County Texas | 1 | $ 75,000 | $ 75,000 | $ 220,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Hunt County Texas | 4 | $ 190,000 | $ 47,000 | $ 151,000 |
| Indian River County Florida | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Jackson County Florida | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Jackson County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Jasper County Texas | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Jefferson County Alabama | 309 | $ 57,325,000 | $ 185,000 | $ 130,000 |
| Jefferson County Colorado | 1 | $ 495,000 | $ 495,000 | $ 200,000 |
| Jefferson County Texas | 4 | $ 690,000 | $ 172,000 | $ 194,000 |
| Johnson County Texas | 12 | $ 740,000 | $ 61,000 | $ 143,000 |
| Kaufman County Texas | 5 | $ 335,000 | $ 67,000 | $ 134,000 |
| Kendall County Texas | 5 | $ 3,335,000 | $ 667,000 | $ 185,000 |
| Knox County Tennessee | 1 | $ 1,295,000 | $ 1,295,000 | $ 605,000 |
| Lake County Florida | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Lamar County Alabama | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Lamar County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Larimer County Colorado | 1 | $ 705,000 | $ 705,000 | $ 1,023,000 |
| Lauderdale County Alabama | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Lawrence County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Lee County Alabama | 9 | $ 1,345,000 | $ 149,000 | $ 120,000 |
| Lee County Florida | 4 | $ 740,000 | $ 185,000 | $ 94,000 |
| Lee County Mississippi | 5 | $ 685,000 | $ 137,000 | $ 49,000 |
| Leon County Florida | 1 | $ 295,000 | $ 295,000 | $ 167,000 |
| Levy County Florida | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Liberty County Texas | 8 | $ 800,000 | $ 100,000 | $ 130,000 |
| Limestone County Alabama | 6 | $ 690,000 | $ 115,000 | $ 83,000 |
| Lincoln County Tennessee | 7 | $ 1,235,000 | $ 176,000 | $ 58,000 |
| Llano County Texas | 5 | $ 645,000 | $ 129,000 | $ 198,000 |
| Lowndes County Mississippi | 121 | $ 18,235,000 | $ 150,000 | $ 87,000 |
| Lubbock County Texas | 11 | $ 3,165,000 | $ 287,000 | $ 444,000 |
| Madison County Alabama | 135 | $ 22,995,000 | $ 170,000 | $ 114,000 |
| Madison County Mississippi | 4 | $ 1,290,000 | $ 322,000 | $ 236,000 |
| Madison County Texas | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Manatee County Florida | 47 | $ 8,495,000 | $ 180,000 | $ 119,000 |
| Marengo County Alabama | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Marion County Florida | 30 | $ 3,580,000 | $ 119,000 | $ 45,000 |
| Marshall County Alabama | 21 | $ 2,485,000 | $ 118,000 | $ 66,000 |
| Marshall County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Martin County Florida | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Maury County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| McLennan County Texas | 5 | $ 945,000 | $ 189,000 | $ 193,000 |
| Medina County Texas | 3 | $ 225,000 | $ 75,000 | $ 164,000 |
| Mesa County Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 270,000 |
| Miami-Dade County Florida | 7 | $ 4,395,000 | $ 627,000 | $ 343,000 |
| Midland County Texas | 14 | $ 2,390,000 | $ 170,000 | $ 224,000 |
| Mobile County Alabama | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Monroe County Alabama | 6 | $ 560,000 | $ 93,000 | $ 72,000 |
| Monroe County Mississippi | 39 | $ 2,875,000 | $ 73,000 | $ 59,000 |
| Montgomery County Alabama | 46 | $ 8,730,000 | $ 189,000 | $ 82,000 |
| Montgomery County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Montgomery County Texas | 265 | $ 55,385,000 | $ 209,000 | $ 136,000 |
| Morgan County Alabama | 21 | $ 2,185,000 | $ 104,000 | $ 56,000 |
| Neshoba County Mississippi | 6 | $ 330,000 | $ 55,000 | $ 36,000 |
| Noxubee County Mississippi | 4 | $ 240,000 | $ 60,000 | $ 67,000 |
| Nueces County Texas | 6 | $ 230,000 | $ 38,000 | $ 135,000 |
| Okaloosa County Florida | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Oktibbeha County Mississippi | 111 | $ 19,495,000 | $ 175,000 | $ 113,000 |
| Orange County Florida | 7 | $ 3,815,000 | $ 545,000 | $ 229,000 |
| Orange County Texas | 3 | $ 185,000 | $ 61,000 | $ 133,000 |
| Palm Beach County Florida | 1 | $ 965,000 | $ 965,000 | $ 396,000 |
| Panola County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Parker County Texas | 7 | $ 885,000 | $ 126,000 | $ 165,000 |
| Parmer County Texas | 1 | $ 245,000 | $ 245,000 | $ 300,000 |
| Pasco County Florida | 19 | $ 3,355,000 | $ 176,000 | $ 115,000 |
| Pickens County Alabama | 3 | $ 445,000 | $ 148,000 | $ 59,000 |
| Pinellas County Florida | 49 | $ 10,705,000 | $ 218,000 | $ 141,000 |
| Pitkin County Colorado | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Polk County Florida | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Polk County Texas | 1 | $ 675,000 | $ 675,000 | $ 348,000 |
| Randall County Texas | 1 | $ 55,000 | $ 55,000 | $ 232,000 |
| Rankin County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Robertson County Texas | 3 | $ 155,000 | $ 51,000 | $ 112,000 |
| Rockwall County Texas | 25 | $ 2,045,000 | $ 81,000 | $ 165,000 |
| Runnels County Texas | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Rusk County Texas | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| San Miguel County Colorado | 1 | $ 605,000 | $ 605,000 | $ 1,200,000 |
| Sarasota County Florida | 67 | $ 16,055,000 | $ 239,000 | $ 132,000 |
| Seminole County Florida | 2 | $ 1,600,000 | $ 800,000 | $ 230,000 |
| Sevier County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 940,000 |
| Shelby County Alabama | 95 | $ 23,005,000 | $ 242,000 | $ 143,000 |
| Shelby County Tennessee | 60 | $ 8,040,000 | $ 134,000 | $ 105,000 |
| Smith County Texas | 5 | $ 2,305,000 | $ 461,000 | $ 284,000 |
| Somervell County Texas | 2 | $ 270,000 | $ 135,000 | $ 203,000 |
| St. Clair County Alabama | 8 | $ 1,530,000 | $ 191,000 | $ 100,000 |
| St. Johns County Florida | 4 | $ 2,510,000 | $ 627,000 | $ 267,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Summit County Colorado | 2 | $ 2,590,000 | $ 1,295,000 | $ 451,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Talladega County Alabama | 10 | $ 980,000 | $ 98,000 | $ 105,000 |
| Tallapoosa County Alabama | 1 | $ 545,000 | $ 545,000 | $ 101,000 |
| Tarrant County Texas | 91 | $ 14,535,000 | $ 159,000 | $ 221,000 |
| Tate County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Taylor County Florida | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Taylor County Texas | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Tippah County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 220,000 |
| Tipton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Tom Green County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 355,000 |
| Travis County Texas | 84 | $ 28,320,000 | $ 337,000 | $ 347,000 |
| Tunica County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 236,000 |
| Tuscaloosa County Alabama | 239 | $ 52,095,000 | $ 217,000 | $ 141,000 |
| Tyler County Texas | 1 | $ 245,000 | $ 245,000 | $ 783,000 |
| Union County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Van Zandt County Texas | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Victoria County Texas | 2 | $ 240,000 | $ 120,000 | $ 114,000 |
| Walker County Alabama | 2 | $ 340,000 | $ 170,000 | $ 60,000 |
| Walker County Texas | 3 | $ 515,000 | $ 171,000 | $ 228,000 |
| Waller County Texas | 11 | $ 2,145,000 | $ 195,000 | $ 146,000 |
| Walton County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 380,000 |
| Washington County Texas | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
| Webster County Mississippi | 4 | $ 490,000 | $ 122,000 | $ 75,000 |
| Wharton County Texas | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Wichita County Texas | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Williamson County Texas | 28 | $ 5,450,000 | $ 194,000 | $ 215,000 |
| Wilson County Texas | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Winston County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 58,000 |
| Wise County Texas | 6 | $ 390,000 | $ 65,000 | $ 176,000 |
| Wood County Texas | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2018
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,603 | $926,095,000 | $257,000 | $6,005,000 | $150,000 | $5,259,000 |
| Home Improvement | 703 | $51,955,000 | $73,000 | $1,005,000 | $159,000 | $1,402,000 |
| Refinancing | 377 | $75,225,000 | $199,000 | $2,925,000 | $175,000 | $3,000,000 |
| Cash-out Refinancing | 320 | $62,800,000 | $196,000 | $2,405,000 | $113,000 | $1,021,000 |
| Other Purpose | 251 | $47,505,000 | $189,000 | $2,005,000 | $238,000 | $2,425,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,395 | $601,105,000 | $250,000 | $6,005,000 | $205,000 | $5,259,000 |
| Not applicable | 1,585 | $232,405,000 | $146,000 | $595,000 | $67,000 | $3,813,000 |
| Black or African American | 403 | $72,165,000 | $179,000 | $1,385,000 | $98,000 | $2,160,000 |
| Not Provided | 345 | $122,635,000 | $355,000 | $5,005,000 | $233,000 | $4,913,000 |
| Hispanic | 332 | $69,400,000 | $209,000 | $2,835,000 | $140,000 | $1,253,000 |
| Asian | 161 | $52,135,000 | $323,000 | $1,665,000 | $209,000 | $1,006,000 |
| American Indian or Alaskan Native | 17 | $4,165,000 | $245,000 | $955,000 | $163,000 | $644,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $215,000 | $71,000 | $85,000 | $160,000 | $216,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,725 | $1,074,915,000 | $227,000 | $6,005,000 | $166,000 | $5,259,000 |
| FHA-insured (Federal Housing Administration) | 366 | $58,690,000 | $160,000 | $335,000 | $56,000 | $187,000 |
| VA-guaranteed (Veterans Administration) | 118 | $24,230,000 | $205,000 | $465,000 | $81,000 | $864,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $5,745,000 | $127,000 | $255,000 | $44,000 | $80,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,503 | $661,185,000 | $264,000 | $6,005,000 | $197,000 | $5,259,000 |
| Loan Purchased By The Institution | 1,454 | $219,570,000 | $151,000 | $595,000 | $67,000 | $3,813,000 |
| Application Denied By Financial Institution | 616 | $106,920,000 | $173,000 | $3,005,000 | $139,000 | $3,000,000 |
| Application Approved But Not Accepted | 314 | $47,320,000 | $150,000 | $1,795,000 | $223,000 | $2,983,000 |
| Application Withdrawn By Applicant | 282 | $106,660,000 | $378,000 | $5,005,000 | $222,000 | $3,000,000 |
| File Closed For Incompleteness | 85 | $21,925,000 | $257,000 | $1,405,000 | $142,000 | $1,915,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,638 | $1,056,660,000 | $227,000 | $6,005,000 | $158,000 | $5,259,000 |
| Credit History | 261 | $27,385,000 | $104,000 | $1,005,000 | $136,000 | $3,000,000 |
| Debt-To-Income Ratio | 181 | $31,785,000 | $175,000 | $1,445,000 | $104,000 | $680,000 |
| Credit Application Incomplete | 85 | $29,135,000 | $342,000 | $3,005,000 | $174,000 | $2,906,000 |
| Collateral | 43 | $9,605,000 | $223,000 | $1,265,000 | $224,000 | $2,160,000 |
| Other | 35 | $6,965,000 | $199,000 | $955,000 | $171,000 | $864,000 |
| Employment History | 6 | $700,000 | $116,000 | $295,000 | $134,000 | $300,000 |
| Unverifiable Information | 3 | $415,000 | $138,000 | $265,000 | $87,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $930,000 | $465,000 | $805,000 | $115,000 | $195,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer