Cadence Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cadence Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,236 |
| Total Mortgage Loan Application Amount | $820,642,000 |
| Average Mortgage Loan Application Amount | $273,000 |
| Highest Mortgage Loan Application Amount | $76,000,000 |
| Average Applicant Income | $178,333 |
| Highest Applicant Income | $15,565,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 591 | $ 245,858,000 | $ 416,000 | $ 271,000 |
| Jefferson County Alabama | 201 | $ 118,991,000 | $ 591,000 | $ 88,000 |
| Tuscaloosa County Alabama | 154 | $ 39,893,000 | $ 259,000 | $ 158,000 |
| Montgomery County Texas | 132 | $ 29,716,000 | $ 225,000 | $ 206,000 |
| Oktibbeha County Mississippi | 124 | $ 24,454,000 | $ 197,000 | $ 101,000 |
| Fort Bend County Texas | 118 | $ 28,723,000 | $ 243,000 | $ 321,000 |
| Collin County Texas | 116 | $ 15,514,000 | $ 133,000 | $ 208,000 |
| Denton County Texas | 106 | $ 11,438,000 | $ 107,000 | $ 215,000 |
| Tarrant County Texas | 103 | $ 12,727,000 | $ 123,000 | $ 228,000 |
| Dallas County Texas | 102 | $ 18,647,000 | $ 182,000 | $ 286,000 |
| Lowndes County Mississippi | 94 | $ 12,965,000 | $ 137,000 | $ 73,000 |
| Travis County Texas | 90 | $ 22,129,000 | $ 245,000 | $ 241,000 |
| Bexar County Texas | 79 | $ 18,304,000 | $ 231,000 | $ 246,000 |
| Madison County Alabama | 75 | $ 16,310,000 | $ 217,000 | $ 133,000 |
| Galveston County Texas | 70 | $ 8,711,000 | $ 124,000 | $ 241,000 |
| Williamson County Texas | 45 | $ 6,312,000 | $ 140,000 | $ 166,000 |
| Brazoria County Texas | 42 | $ 4,491,000 | $ 106,000 | $ 163,000 |
| Montgomery County Alabama | 38 | $ 7,263,000 | $ 191,000 | $ 107,000 |
| Rockwall County Texas | 35 | $ 3,267,000 | $ 93,000 | $ 195,000 |
| Shelby County Alabama | 30 | $ 7,292,000 | $ 243,000 | $ 102,000 |
| Hillsborough County Florida | 26 | $ 7,503,000 | $ 288,000 | $ 118,000 |
| Pinellas County Florida | 25 | $ 6,874,000 | $ 274,000 | $ 164,000 |
| Ellis County Texas | 25 | $ 2,265,000 | $ 90,000 | $ 181,000 |
| Autauga County Alabama | 23 | $ 3,268,000 | $ 142,000 | $ 72,000 |
| Monroe County Mississippi | 22 | $ 1,460,000 | $ 66,000 | $ 49,000 |
| Hays County Texas | 22 | $ 4,189,000 | $ 190,000 | $ 219,000 |
| Parker County Texas | 22 | $ 1,635,000 | $ 74,000 | $ 180,000 |
| Sarasota County Florida | 21 | $ 7,635,000 | $ 363,000 | $ 186,000 |
| El Paso County Texas | 21 | $ 2,716,000 | $ 129,000 | $ 200,000 |
| Bell County Texas | 20 | $ 3,911,000 | $ 195,000 | $ 215,000 |
| Clay County Mississippi | 19 | $ 1,600,000 | $ 84,000 | $ 47,000 |
| Talladega County Alabama | 16 | $ 928,000 | $ 58,000 | $ 46,000 |
| Citrus County Florida | 16 | $ 2,433,000 | $ 152,000 | $ 99,000 |
| St. Clair County Alabama | 15 | $ 1,902,000 | $ 126,000 | $ 51,000 |
| Pasco County Florida | 15 | $ 1,997,000 | $ 133,000 | $ 90,000 |
| Comal County Texas | 15 | $ 2,141,000 | $ 142,000 | $ 168,000 |
| Midland County Texas | 15 | $ 1,396,000 | $ 93,000 | $ 228,000 |
| Ector County Texas | 14 | $ 1,544,000 | $ 110,000 | $ 185,000 |
| Grayson County Texas | 14 | $ 804,000 | $ 57,000 | $ 153,000 |
| Kaufman County Texas | 14 | $ 793,000 | $ 56,000 | $ 136,000 |
| Lubbock County Texas | 14 | $ 2,144,000 | $ 153,000 | $ 309,000 |
| Elmore County Alabama | 13 | $ 3,076,000 | $ 236,000 | $ 153,000 |
| Manatee County Florida | 13 | $ 6,047,000 | $ 465,000 | $ 182,000 |
| Brazos County Texas | 13 | $ 4,193,000 | $ 322,000 | $ 297,000 |
| Blount County Alabama | 12 | $ 1,706,000 | $ 142,000 | $ 80,000 |
| Miami-Dade County Florida | 12 | $ 8,994,000 | $ 749,000 | $ 340,000 |
| Hidalgo County Texas | 12 | $ 3,313,000 | $ 276,000 | $ 361,000 |
| Nueces County Texas | 12 | $ 1,375,000 | $ 114,000 | $ 217,000 |
| Lincoln County Tennessee | 11 | $ 1,622,000 | $ 147,000 | $ 54,000 |
| Hernando County Florida | 10 | $ 1,296,000 | $ 129,000 | $ 44,000 |
| Chambers County Texas | 10 | $ 557,000 | $ 55,000 | $ 171,000 |
| Smith County Texas | 10 | $ 1,457,000 | $ 145,000 | $ 205,000 |
| Morgan County Alabama | 9 | $ 635,000 | $ 70,000 | $ 45,000 |
| McLennan County Texas | 9 | $ 459,000 | $ 51,000 | $ 124,000 |
| Baldwin County Alabama | 8 | $ 1,463,000 | $ 182,000 | $ 161,000 |
| Cullman County Alabama | 8 | $ 1,489,000 | $ 186,000 | $ 103,000 |
| Marion County Florida | 8 | $ 1,388,000 | $ 173,000 | $ 115,000 |
| Johnson County Texas | 8 | $ 419,000 | $ 52,000 | $ 163,000 |
| Wilson County Texas | 8 | $ 498,000 | $ 62,000 | $ 153,000 |
| Covington County Alabama | 7 | $ 662,000 | $ 94,000 | $ 84,000 |
| Bay County Florida | 7 | $ 1,353,000 | $ 193,000 | $ 204,000 |
| Shelby County Tennessee | 7 | $ 1,818,000 | $ 259,000 | $ 161,000 |
| Limestone County Alabama | 6 | $ 1,272,000 | $ 212,000 | $ 87,000 |
| Marshall County Alabama | 6 | $ 237,000 | $ 39,000 | $ 74,000 |
| Pickens County Alabama | 6 | $ 776,000 | $ 129,000 | $ 67,000 |
| Broward County Florida | 6 | $ 4,985,000 | $ 830,000 | $ 315,000 |
| Guadalupe County Texas | 6 | $ 302,000 | $ 50,000 | $ 137,000 |
| Lee County Alabama | 5 | $ 1,314,000 | $ 262,000 | $ 71,000 |
| Monroe County Alabama | 5 | $ 107,000 | $ 21,000 | $ 37,000 |
| Winston County Alabama | 5 | $ 1,793,000 | $ 358,000 | $ 258,000 |
| Davidson County Tennessee | 5 | $ 2,611,000 | $ 522,000 | $ 698,000 |
| Hood County Texas | 5 | $ 521,000 | $ 104,000 | $ 161,000 |
| Kendall County Texas | 5 | $ 1,414,000 | $ 282,000 | $ 256,000 |
| Conecuh County Alabama | 4 | $ 296,000 | $ 74,000 | $ 33,000 |
| Dallas County Alabama | 4 | $ 717,000 | $ 179,000 | $ 96,000 |
| Etowah County Alabama | 4 | $ 244,000 | $ 61,000 | $ 114,000 |
| Orange County Florida | 4 | $ 3,191,000 | $ 797,000 | $ 393,000 |
| St. Johns County Florida | 4 | $ 2,032,000 | $ 508,000 | $ 182,000 |
| Winston County Mississippi | 4 | $ 27,000 | $ 6,000 | $ 49,000 |
| Liberty County Texas | 4 | $ 317,000 | $ 79,000 | $ 113,000 |
| Waller County Texas | 4 | $ 628,000 | $ 157,000 | $ 219,000 |
| Wise County Texas | 4 | $ 294,000 | $ 73,000 | $ 166,000 |
| Coosa County Alabama | 3 | $ 672,000 | $ 224,000 | $ 95,000 |
| DeKalb County Alabama | 3 | $ 269,000 | $ 89,000 | $ 228,000 |
| Tallapoosa County Alabama | 3 | $ 1,165,000 | $ 388,000 | $ 320,000 |
| El Paso County Colorado | 3 | $ 1,340,000 | $ 446,000 | $ 169,000 |
| Collier County Florida | 3 | $ 2,429,000 | $ 809,000 | $ 622,000 |
| Lee County Florida | 3 | $ 1,260,000 | $ 420,000 | $ 158,000 |
| Martin County Florida | 3 | $ 785,000 | $ 261,000 | $ 180,000 |
| Lafayette County Mississippi | 3 | $ 725,000 | $ 241,000 | $ 131,000 |
| Neshoba County Mississippi | 3 | $ 510,000 | $ 170,000 | $ 131,000 |
| Austin County Texas | 3 | $ 1,544,000 | $ 514,000 | $ 465,000 |
| Burnet County Texas | 3 | $ 264,000 | $ 88,000 | $ 380,000 |
| Cameron County Texas | 3 | $ 166,000 | $ 55,000 | $ 205,000 |
| Jefferson County Texas | 3 | $ 686,000 | $ 228,000 | $ 275,000 |
| Orange County Texas | 3 | $ 144,000 | $ 48,000 | $ 155,000 |
| Randall County Texas | 3 | $ 626,000 | $ 208,000 | $ 170,000 |
| Victoria County Texas | 3 | $ 208,000 | $ 69,000 | $ 225,000 |
| Wharton County Texas | 3 | $ 178,000 | $ 59,000 | $ 142,000 |
| Hale County Alabama | 2 | $ 251,000 | $ 125,000 | $ 72,000 |
| Houston County Alabama | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Marengo County Alabama | 2 | $ 333,000 | $ 166,000 | $ 204,000 |
| Mobile County Alabama | 2 | $ 332,000 | $ 166,000 | $ 78,000 |
| Perry County Alabama | 2 | $ 394,000 | $ 197,000 | $ 125,000 |
| Boulder County Colorado | 2 | $ 1,706,000 | $ 853,000 | $ 446,000 |
| Denver County Colorado | 2 | $ 1,266,000 | $ 633,000 | $ 206,000 |
| Calhoun County Florida | 2 | $ 202,000 | $ 101,000 | $ 69,000 |
| Levy County Florida | 2 | $ 185,000 | $ 92,000 | $ 43,000 |
| Palm Beach County Florida | 2 | $ 1,548,000 | $ 774,000 | $ 406,000 |
| Polk County Florida | 2 | $ 465,000 | $ 232,000 | $ 64,000 |
| Seminole County Florida | 2 | $ 1,122,000 | $ 561,000 | $ 178,000 |
| Dade County Georgia | 2 | $ 626,000 | $ 313,000 | $ 181,000 |
| Chickasaw County Mississippi | 2 | $ 17,000 | $ 8,000 | $ 51,000 |
| Choctaw County Mississippi | 2 | $ 192,000 | $ 96,000 | $ 51,000 |
| Noxubee County Mississippi | 2 | $ 114,000 | $ 57,000 | $ 89,000 |
| Webster County Mississippi | 2 | $ 8,000 | $ 4,000 | $ 31,000 |
| Mecklenburg County North Carolina | 2 | $ 905,000 | $ 452,000 | $ 185,000 |
| Franklin County Tennessee | 2 | $ 237,000 | $ 118,000 | $ 79,000 |
| Robertson County Tennessee | 2 | $ 502,000 | $ 251,000 | $ 53,000 |
| Weakley County Tennessee | 2 | $ 373,000 | $ 186,000 | $ 89,000 |
| Blanco County Texas | 2 | $ 891,000 | $ 445,000 | $ 235,000 |
| Gillespie County Texas | 2 | $ 267,000 | $ 133,000 | $ 404,000 |
| Hardin County Texas | 2 | $ 98,000 | $ 49,000 | $ 190,000 |
| Harrison County Texas | 2 | $ 122,000 | $ 61,000 | $ 164,000 |
| Henderson County Texas | 2 | $ 380,000 | $ 190,000 | $ 800,000 |
| Hunt County Texas | 2 | $ 141,000 | $ 70,000 | $ 118,000 |
| Kerr County Texas | 2 | $ 112,000 | $ 56,000 | $ 129,000 |
| Leon County Texas | 2 | $ 82,000 | $ 41,000 | $ 132,000 |
| Llano County Texas | 2 | $ 260,000 | $ 130,000 | $ 391,000 |
| Madison County Texas | 2 | $ 426,000 | $ 213,000 | $ 75,000 |
| Taylor County Texas | 2 | $ 100,000 | $ 50,000 | $ 129,000 |
| Walker County Texas | 2 | $ 419,000 | $ 209,000 | $ 154,000 |
| Bibb County Alabama | 1 | $ 229,000 | $ 229,000 | $ 92,000 |
| Calhoun County Alabama | 1 | $ 104,000 | $ 104,000 | $ 85,000 |
| Clay County Alabama | 1 | $ 3,000 | $ 3,000 | $ 47,000 |
| Coffee County Alabama | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Fayette County Alabama | 1 | $ 86,000 | $ 86,000 | $ 66,000 |
| Lowndes County Alabama | 1 | $ 201,000 | $ 201,000 | $ 109,000 |
| Macon County Alabama | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
| Marion County Alabama | 1 | $ 98,000 | $ 98,000 | $ 21,000 |
| Walker County Alabama | 1 | $ 43,000 | $ 43,000 | $ 40,000 |
| Los Angeles County California | 1 | $ 969,000 | $ 969,000 | $ 535,000 |
| Archuleta County Colorado | 1 | $ 572,000 | $ 572,000 | $ 307,000 |
| Garfield County Colorado | 1 | $ 845,000 | $ 845,000 | $ 500,000 |
| La Plata County Colorado | 1 | $ 444,000 | $ 444,000 | $ 155,000 |
| Summit County Colorado | 1 | $ 702,000 | $ 702,000 | $ 195,000 |
| Charlotte County Florida | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| Duval County Florida | 1 | $ 970,000 | $ 970,000 | $ 319,000 |
| Escambia County Florida | 1 | $ 182,000 | $ 182,000 | $ 59,000 |
| Gulf County Florida | 1 | $ 297,000 | $ 297,000 | $ 78,000 |
| Walton County Florida | 1 | $ 362,000 | $ 362,000 | $ 364,000 |
| Bryan County Georgia | 1 | $ 427,000 | $ 427,000 | $ 137,000 |
| Gordon County Georgia | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
| DeSoto County Mississippi | 1 | $ 266,000 | $ 266,000 | $ 180,000 |
| Hinds County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Jackson County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Lamar County Mississippi | 1 | $ 280,000 | $ 280,000 | $ 151,000 |
| Madison County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Marshall County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 52,000 |
| Montgomery County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 135,000 |
| Newton County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Rankin County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 163,000 |
| Simpson County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 57,000 |
| Warren County Mississippi | 1 | $ 164,000 | $ 164,000 | $ 74,000 |
| Brunswick County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 149,000 |
| Forsyth County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 213,000 |
| Henderson County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 121,000 |
| Nash County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 425,000 |
| Onslow County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 60,000 |
| Bradley County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Giles County Tennessee | 1 | $ 309,000 | $ 309,000 | $ 136,000 |
| Montgomery County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 162,000 |
| Rutherford County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 61,000 |
| Williamson County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 79,000 |
| Andrews County Texas | 1 | $ 61,000 | $ 61,000 | $ 176,000 |
| Aransas County Texas | 1 | $ 500,000 | $ 500,000 | $ 348,000 |
| Atascosa County Texas | 1 | $ 68,000 | $ 68,000 | $ 74,000 |
| Bandera County Texas | 1 | $ 62,000 | $ 62,000 | $ 152,000 |
| Bastrop County Texas | 1 | $ 41,000 | $ 41,000 | $ 179,000 |
| Bee County Texas | 1 | $ 235,000 | $ 235,000 | $ 269,000 |
| Bowie County Texas | 1 | $ 34,000 | $ 34,000 | $ 150,000 |
| Burleson County Texas | 1 | $ 72,000 | $ 72,000 | $ 155,000 |
| Coryell County Texas | 1 | $ 72,000 | $ 72,000 | $ 180,000 |
| Fayette County Texas | 1 | $ 33,000 | $ 33,000 | $ 132,000 |
| Goliad County Texas | 1 | $ 51,000 | $ 51,000 | $ 190,000 |
| Grimes County Texas | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Hill County Texas | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Hopkins County Texas | 1 | $ 46,000 | $ 46,000 | $ 130,000 |
| Jasper County Texas | 1 | $ 43,000 | $ 43,000 | $ 132,000 |
| Lamar County Texas | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Lampasas County Texas | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Lavaca County Texas | 1 | $ 51,000 | $ 51,000 | $ 136,000 |
| Limestone County Texas | 1 | $ 46,000 | $ 46,000 | $ 99,000 |
| Matagorda County Texas | 1 | $ 68,000 | $ 68,000 | $ 155,000 |
| Navarro County Texas | 1 | $ 48,000 | $ 48,000 | $ 455,000 |
| Potter County Texas | 1 | $ 51,000 | $ 51,000 | $ 169,000 |
| San Jacinto County Texas | 1 | $ 60,000 | $ 60,000 | $ 189,000 |
| San Patricio County Texas | 1 | $ 41,000 | $ 41,000 | $ 132,000 |
| Tom Green County Texas | 1 | $ 29,000 | $ 29,000 | $ 106,000 |
| Van Zandt County Texas | 1 | $ 58,000 | $ 58,000 | $ 63,000 |
| Washington County Texas | 1 | $ 46,000 | $ 46,000 | $ 112,000 |
| Webb County Texas | 1 | $ 100,000 | $ 100,000 | $ 192,000 |
| Wood County Texas | 1 | $ 25,000 | $ 25,000 | $ 342,000 |
| Bennington County Vermont | 1 | $ 33,000 | $ 33,000 | $ 365,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,904 | $575,277,000 | $302,000 | $10,000,000 | $219,000 | $15,565,000 |
| Home Improvement | 917 | $56,077,000 | $61,000 | $730,000 | $161,000 | $898,000 |
| Refinancing | 415 | $189,288,000 | $456,000 | $76,000,000 | $155,000 | $1,617,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,234 | $508,687,000 | $227,000 | $10,000,000 | $200,000 | $6,890,000 |
| Not applicable | 253 | $101,497,000 | $401,000 | $76,000,000 | $24,000 | $190,000 |
| Hispanic | 218 | $43,754,000 | $200,000 | $1,354,000 | $194,000 | $826,000 |
| Not Provided | 201 | $78,155,000 | $388,000 | $4,288,000 | $351,000 | $15,565,000 |
| Asian | 160 | $60,337,000 | $377,000 | $2,700,000 | $240,000 | $898,000 |
| Black or African American | 152 | $25,562,000 | $168,000 | $992,000 | $134,000 | $850,000 |
| American Indian or Alaskan Native | 11 | $1,262,000 | $114,000 | $424,000 | $199,000 | $521,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,388,000 | $198,000 | $910,000 | $169,000 | $367,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,985 | $780,692,000 | $261,000 | $76,000,000 | $205,000 | $15,565,000 |
| FHA-insured (Federal Housing Administration) | 132 | $19,974,000 | $151,000 | $306,000 | $59,000 | $199,000 |
| VA-guaranteed (Veterans Administration) | 67 | $13,588,000 | $202,000 | $427,000 | $94,000 | $1,018,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $6,388,000 | $122,000 | $252,000 | $40,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,042 | $608,185,000 | $297,000 | $76,000,000 | $200,000 | $2,756,000 |
| Application Denied By Financial Institution | 475 | $87,978,000 | $185,000 | $2,700,000 | $164,000 | $999,000 |
| Application Approved But Not Accepted | 391 | $32,755,000 | $83,000 | $839,000 | $180,000 | $898,000 |
| Application Withdrawn By Applicant | 206 | $75,998,000 | $368,000 | $1,787,000 | $313,000 | $15,565,000 |
| Loan Purchased By The Institution | 116 | $14,515,000 | $125,000 | $372,000 | $52,000 | $190,000 |
| Preapproval Approved but not Accepted | 3 | $424,000 | $141,000 | $161,000 | $196,000 | $238,000 |
| Preapproval Denied by Financial Institution | 2 | $411,000 | $205,000 | $250,000 | $194,000 | $239,000 |
| File Closed For Incompleteness | 1 | $376,000 | $376,000 | $376,000 | $120,000 | $120,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 150 | $14,510,000 | $96,000 | $1,000,000 | $152,000 | $999,000 |
| Debt-To-Income Ratio | 129 | $21,337,000 | $165,000 | $2,000,000 | $117,000 | $700,000 |
| Credit Application Incomplete | 80 | $32,565,000 | $407,000 | $2,700,000 | $208,000 | $895,000 |
| Other | 67 | $9,237,000 | $137,000 | $560,000 | $204,000 | $880,000 |
| Collateral | 30 | $8,369,000 | $278,000 | $859,000 | $208,000 | $600,000 |
| Employment History | 13 | $1,662,000 | $127,000 | $404,000 | $222,000 | $501,000 |
| Unverifiable Information | 5 | $312,000 | $62,000 | $130,000 | $156,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $397,000 | $132,000 | $250,000 | $59,000 | $88,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.