2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Cadence Bank, N.A. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,921 |
| Total Mortgage Loan Application Amount | $825,182,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $4,991,000 |
| Average Applicant Income | $185,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 1 | $ 390,000 | $ 390,000 | $ 218,000 |
| Angelina County Texas | 4 | $ 461,000 | $ 115,000 | $ 171,000 |
| Aransas County Texas | 2 | $ 52,000 | $ 26,000 | $ 171,000 |
| Autauga County Alabama | 23 | $ 3,064,000 | $ 133,000 | $ 54,000 |
| Baldwin County Alabama | 4 | $ 943,000 | $ 235,000 | $ 205,000 |
| Bandera County Texas | 1 | $ 46,000 | $ 46,000 | $ 89,000 |
| Bastrop County Texas | 2 | $ 875,000 | $ 437,000 | $ 375,000 |
| Bay County Florida | 2 | $ 890,000 | $ 445,000 | $ 167,000 |
| Bell County Texas | 7 | $ 633,000 | $ 90,000 | $ 197,000 |
| Bexar County Texas | 97 | $ 17,346,000 | $ 178,000 | $ 248,000 |
| Bibb County Alabama | 2 | $ 227,000 | $ 113,000 | $ 39,000 |
| Blanco County Texas | 1 | $ 700,000 | $ 700,000 | $ 250,000 |
| Blount County Alabama | 25 | $ 1,689,000 | $ 67,000 | $ 54,000 |
| Bolivar County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Bosque County Texas | 1 | $ 42,000 | $ 42,000 | $ 132,000 |
| Bowie County Texas | 1 | $ 39,000 | $ 39,000 | $ 124,000 |
| Brazoria County Texas | 37 | $ 4,346,000 | $ 117,000 | $ 184,000 |
| Brazos County Texas | 24 | $ 2,071,000 | $ 86,000 | $ 205,000 |
| Broward County Florida | 3 | $ 3,449,000 | $ 1,149,000 | $ 472,000 |
| Brown County Texas | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Burnet County Texas | 5 | $ 2,298,000 | $ 459,000 | $ 203,000 |
| Butler County Alabama | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Caldwell County Texas | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Calhoun County Alabama | 1 | $ 87,000 | $ 87,000 | $ 10,000 |
| Cameron County Texas | 3 | $ 181,000 | $ 60,000 | $ 113,000 |
| Catoosa County Georgia | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Chambers County Texas | 10 | $ 899,000 | $ 89,000 | $ 190,000 |
| Charlotte County Florida | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Chickasaw County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 85,000 |
| Chilton County Alabama | 1 | $ 170,000 | $ 170,000 | $ 105,000 |
| Choctaw County Mississippi | 1 | $ 17,000 | $ 17,000 | $ 16,000 |
| Citrus County Florida | 47 | $ 5,466,000 | $ 116,000 | $ 59,000 |
| Clay County Florida | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Clay County Mississippi | 34 | $ 2,871,000 | $ 84,000 | $ 53,000 |
| Coffee County Alabama | 2 | $ 9,000 | $ 4,000 | $ 94,000 |
| Colfax County New Mexico | 1 | $ 400,000 | $ 400,000 | $ 646,000 |
| Collin County Texas | 176 | $ 18,193,000 | $ 103,000 | $ 198,000 |
| Colorado County Texas | 2 | $ 401,000 | $ 200,000 | $ 277,000 |
| Comal County Texas | 49 | $ 4,529,000 | $ 92,000 | $ 187,000 |
| Comanche County Texas | 1 | $ 36,000 | $ 36,000 | $ 125,000 |
| Conecuh County Alabama | 4 | $ 422,000 | $ 105,000 | $ 70,000 |
| Cooke County Texas | 1 | $ 100,000 | $ 100,000 | $ 452,000 |
| Coosa County Alabama | 2 | $ 412,000 | $ 206,000 | $ 144,000 |
| Coryell County Texas | 2 | $ 94,000 | $ 47,000 | $ 165,000 |
| Covington County Alabama | 10 | $ 955,000 | $ 95,000 | $ 60,000 |
| Coweta County Georgia | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Cullman County Alabama | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Custer County Colorado | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Dallas County Alabama | 1 | $ 1,000,000 | $ 1,000,000 | $ 288,000 |
| Dallas County Texas | 159 | $ 28,300,000 | $ 177,000 | $ 230,000 |
| Davidson County Tennessee | 2 | $ 456,000 | $ 228,000 | $ 82,000 |
| DeKalb County Alabama | 2 | $ 164,000 | $ 82,000 | $ 27,000 |
| Denton County Texas | 152 | $ 15,402,000 | $ 101,000 | $ 214,000 |
| Denver County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,418,000 |
| DeSoto County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Duval County Florida | 2 | $ 1,143,000 | $ 571,000 | $ 215,000 |
| Ector County Texas | 10 | $ 712,000 | $ 71,000 | $ 183,000 |
| El Paso County Texas | 16 | $ 1,703,000 | $ 106,000 | $ 178,000 |
| Ellis County Texas | 39 | $ 2,340,000 | $ 60,000 | $ 136,000 |
| Elmore County Alabama | 25 | $ 4,081,000 | $ 163,000 | $ 83,000 |
| Escambia County Florida | 2 | $ 168,000 | $ 84,000 | $ 58,000 |
| Etowah County Alabama | 10 | $ 695,000 | $ 69,000 | $ 61,000 |
| Fannin County Texas | 4 | $ 217,000 | $ 54,000 | $ 124,000 |
| Fayette County Alabama | 2 | $ 122,000 | $ 61,000 | $ 122,000 |
| Forrest County Mississippi | 1 | $ 329,000 | $ 329,000 | $ 136,000 |
| Fort Bend County Texas | 143 | $ 32,755,000 | $ 229,000 | $ 247,000 |
| Franklin County Tennessee | 1 | $ 488,000 | $ 488,000 | $ 530,000 |
| Franklin County Texas | 2 | $ 321,000 | $ 160,000 | $ 404,000 |
| Fulton County Georgia | 3 | $ 1,101,000 | $ 367,000 | $ 433,000 |
| Galveston County Texas | 75 | $ 10,859,000 | $ 144,000 | $ 227,000 |
| Gordon County Georgia | 1 | $ 119,000 | $ 119,000 | $ 54,000 |
| Grayson County Texas | 9 | $ 468,000 | $ 52,000 | $ 170,000 |
| Greene County Alabama | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Grimes County Texas | 3 | $ 2,087,000 | $ 695,000 | $ 303,000 |
| Guadalupe County Texas | 9 | $ 450,000 | $ 50,000 | $ 140,000 |
| Gunnison County Colorado | 1 | $ 1,500,000 | $ 1,500,000 | $ 504,000 |
| Gwinnett County Georgia | 1 | $ 434,000 | $ 434,000 | $ 189,000 |
| Hale County Alabama | 3 | $ 372,000 | $ 124,000 | $ 74,000 |
| Hardin County Texas | 6 | $ 527,000 | $ 87,000 | $ 201,000 |
| Harris County Texas | 651 | $ 260,394,000 | $ 399,000 | $ 301,000 |
| Harrison County Texas | 4 | $ 235,000 | $ 58,000 | $ 192,000 |
| Hays County Texas | 19 | $ 1,992,000 | $ 104,000 | $ 180,000 |
| Henderson County Texas | 5 | $ 459,000 | $ 91,000 | $ 296,000 |
| Hernando County Florida | 8 | $ 1,133,000 | $ 141,000 | $ 71,000 |
| Hidalgo County Texas | 10 | $ 472,000 | $ 47,000 | $ 165,000 |
| Hill County Texas | 2 | $ 91,000 | $ 45,000 | $ 198,000 |
| Hillsborough County Florida | 22 | $ 8,279,000 | $ 376,000 | $ 209,000 |
| Hinds County Mississippi | 1 | $ 441,000 | $ 441,000 | $ 179,000 |
| Hood County Texas | 3 | $ 170,000 | $ 56,000 | $ 200,000 |
| Hopkins County Texas | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Houston County Alabama | 1 | $ 304,000 | $ 304,000 | $ 118,000 |
| Hunt County Texas | 4 | $ 210,000 | $ 52,000 | $ 146,000 |
| Indian River County Florida | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Jackson County Alabama | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Jackson County Florida | 1 | $ 57,000 | $ 57,000 | $ 52,000 |
| Jackson County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Jackson County North Carolina | 1 | $ 2,400,000 | $ 2,400,000 | $ 760,000 |
| Jackson County Texas | 1 | $ 41,000 | $ 41,000 | $ 89,000 |
| Jefferson County Alabama | 175 | $ 34,858,000 | $ 199,000 | $ 100,000 |
| Jefferson County Colorado | 1 | $ 856,000 | $ 856,000 | $ 422,000 |
| Jefferson County Florida | 1 | $ 346,000 | $ 346,000 | $ 400,000 |
| Jefferson County Texas | 2 | $ 93,000 | $ 46,000 | $ 222,000 |
| Johnson County Texas | 8 | $ 627,000 | $ 78,000 | $ 196,000 |
| Kaufman County Texas | 5 | $ 278,000 | $ 55,000 | $ 124,000 |
| Kendall County Texas | 6 | $ 799,000 | $ 133,000 | $ 172,000 |
| Kerr County Texas | 4 | $ 463,000 | $ 115,000 | $ 357,000 |
| Kleberg County Texas | 1 | $ 130,000 | $ 130,000 | $ 207,000 |
| Lampasas County Texas | 1 | $ 42,000 | $ 42,000 | $ 144,000 |
| Larimer County Colorado | 1 | $ 408,000 | $ 408,000 | $ 960,000 |
| Lauderdale County Alabama | 2 | $ 194,000 | $ 97,000 | $ 58,000 |
| Lauderdale County Mississippi | 2 | $ 341,000 | $ 170,000 | $ 93,000 |
| Leake County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Lee County Alabama | 4 | $ 879,000 | $ 219,000 | $ 81,000 |
| Lee County Florida | 2 | $ 1,223,000 | $ 611,000 | $ 235,000 |
| Lee County Mississippi | 2 | $ 252,000 | $ 126,000 | $ 53,000 |
| Leon County Florida | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Levy County Florida | 1 | $ 132,000 | $ 132,000 | $ 74,000 |
| Limestone County Alabama | 13 | $ 1,791,000 | $ 137,000 | $ 88,000 |
| Lincoln County Tennessee | 7 | $ 931,000 | $ 133,000 | $ 55,000 |
| Llano County Texas | 3 | $ 309,000 | $ 103,000 | $ 275,000 |
| Lowndes County Mississippi | 137 | $ 15,939,000 | $ 116,000 | $ 68,000 |
| Lubbock County Texas | 13 | $ 1,971,000 | $ 151,000 | $ 228,000 |
| Lynn County Texas | 1 | $ 51,000 | $ 51,000 | $ 170,000 |
| Macon County Alabama | 2 | $ 602,000 | $ 301,000 | $ 89,000 |
| Macon County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 884,000 |
| Madison County Alabama | 115 | $ 24,849,000 | $ 216,000 | $ 138,000 |
| Madison County Mississippi | 2 | $ 526,000 | $ 263,000 | $ 175,000 |
| Madison County Montana | 1 | $ 1,356,000 | $ 1,356,000 | $ 1,092,000 |
| Manatee County Florida | 21 | $ 8,983,000 | $ 427,000 | $ 157,000 |
| Marion County Florida | 14 | $ 1,280,000 | $ 91,000 | $ 47,000 |
| Marshall County Alabama | 14 | $ 1,813,000 | $ 129,000 | $ 85,000 |
| Martin County Florida | 1 | $ 975,000 | $ 975,000 | $ 487,000 |
| Matagorda County Texas | 1 | $ 360,000 | $ 360,000 | $ 197,000 |
| McLennan County Texas | 4 | $ 967,000 | $ 241,000 | $ 201,000 |
| Medina County Texas | 3 | $ 127,000 | $ 42,000 | $ 121,000 |
| Miami-Dade County Florida | 9 | $ 6,632,000 | $ 736,000 | $ 300,000 |
| Midland County Texas | 13 | $ 3,663,000 | $ 281,000 | $ 346,000 |
| Mobile County Alabama | 1 | $ 109,000 | $ 109,000 | $ 140,000 |
| Monroe County Alabama | 4 | $ 86,000 | $ 21,000 | $ 201,000 |
| Monroe County Mississippi | 22 | $ 1,688,000 | $ 76,000 | $ 70,000 |
| Montezuma County Colorado | 2 | $ 630,000 | $ 315,000 | $ 328,000 |
| Montgomery County Alabama | 65 | $ 10,833,000 | $ 166,000 | $ 116,000 |
| Montgomery County Texas | 139 | $ 30,466,000 | $ 219,000 | $ 225,000 |
| Morgan County Alabama | 15 | $ 1,313,000 | $ 87,000 | $ 57,000 |
| Navarro County Texas | 2 | $ 68,000 | $ 34,000 | $ 125,000 |
| Neshoba County Mississippi | 8 | $ 165,000 | $ 20,000 | $ 49,000 |
| Newton County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Newton County Texas | 1 | $ 21,000 | $ 21,000 | $ 133,000 |
| Noxubee County Mississippi | 5 | $ 504,000 | $ 100,000 | $ 40,000 |
| Nueces County Texas | 13 | $ 1,636,000 | $ 125,000 | $ 274,000 |
| Okaloosa County Florida | 2 | $ 451,000 | $ 225,000 | $ 160,000 |
| Oktibbeha County Mississippi | 147 | $ 29,620,000 | $ 201,000 | $ 118,000 |
| Orange County Florida | 4 | $ 917,000 | $ 229,000 | $ 309,000 |
| Orange County Texas | 1 | $ 50,000 | $ 50,000 | $ 148,000 |
| Orleans County Louisiana | 2 | $ 627,000 | $ 313,000 | $ 224,000 |
| Palo Pinto County Texas | 1 | $ 65,000 | $ 65,000 | $ 198,000 |
| Parker County Texas | 20 | $ 1,669,000 | $ 83,000 | $ 199,000 |
| Pasco County Florida | 18 | $ 2,004,000 | $ 111,000 | $ 47,000 |
| Perry County Alabama | 2 | $ 339,000 | $ 169,000 | $ 65,000 |
| Pickens County Alabama | 2 | $ 314,000 | $ 157,000 | $ 82,000 |
| Pinellas County Florida | 46 | $ 11,288,000 | $ 245,000 | $ 126,000 |
| Pitkin County Colorado | 1 | $ 4,500,000 | $ 4,500,000 | $ 1,680,000 |
| Polk County Florida | 3 | $ 741,000 | $ 247,000 | $ 187,000 |
| Polk County Texas | 3 | $ 617,000 | $ 205,000 | $ 303,000 |
| Randall County Texas | 2 | $ 107,000 | $ 53,000 | $ 190,000 |
| Rankin County Mississippi | 3 | $ 390,000 | $ 130,000 | $ 126,000 |
| Rockwall County Texas | 45 | $ 3,642,000 | $ 80,000 | $ 174,000 |
| San Bernardino County California | 1 | $ 87,000 | $ 87,000 | $ 200,000 |
| Santa Fe County New Mexico | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Sarasota County Florida | 29 | $ 7,719,000 | $ 266,000 | $ 112,000 |
| Seminole County Florida | 2 | $ 266,000 | $ 133,000 | $ 90,000 |
| Shelby County Alabama | 55 | $ 13,219,000 | $ 240,000 | $ 130,000 |
| Shelby County Tennessee | 14 | $ 2,023,000 | $ 144,000 | $ 86,000 |
| Smith County Mississippi | 2 | $ 282,000 | $ 141,000 | $ 91,000 |
| Smith County Texas | 5 | $ 244,000 | $ 48,000 | $ 155,000 |
| St. Clair County Alabama | 14 | $ 2,489,000 | $ 177,000 | $ 102,000 |
| St. Johns County Florida | 2 | $ 571,000 | $ 285,000 | $ 76,000 |
| Sumner County Tennessee | 3 | $ 884,000 | $ 294,000 | $ 175,000 |
| Sumter County Florida | 1 | $ 128,000 | $ 128,000 | $ 98,000 |
| Talladega County Alabama | 14 | $ 927,000 | $ 66,000 | $ 51,000 |
| Tallapoosa County Alabama | 3 | $ 931,000 | $ 310,000 | $ 271,000 |
| Tarrant County Texas | 149 | $ 17,717,000 | $ 118,000 | $ 206,000 |
| Taylor County Texas | 3 | $ 122,000 | $ 40,000 | $ 132,000 |
| Tom Green County Texas | 1 | $ 750,000 | $ 750,000 | $ 470,000 |
| Travis County Texas | 135 | $ 22,908,000 | $ 169,000 | $ 234,000 |
| Tuscaloosa County Alabama | 191 | $ 59,166,000 | $ 309,000 | $ 221,000 |
| Union County Georgia | 1 | $ 6,000 | $ 6,000 | $ 26,000 |
| Uvalde County Texas | 1 | $ 68,000 | $ 68,000 | $ 192,000 |
| Val Verde County Texas | 2 | $ 136,000 | $ 68,000 | $ 160,000 |
| Victoria County Texas | 1 | $ 36,000 | $ 36,000 | $ 102,000 |
| Walker County Texas | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Waller County Texas | 6 | $ 736,000 | $ 122,000 | $ 157,000 |
| Walton County Florida | 1 | $ 828,000 | $ 828,000 | $ 900,000 |
| Washington County Texas | 4 | $ 1,128,000 | $ 282,000 | $ 486,000 |
| Webb County Texas | 1 | $ 200,000 | $ 200,000 | $ 346,000 |
| Webster County Mississippi | 11 | $ 689,000 | $ 62,000 | $ 46,000 |
| Wharton County Texas | 2 | $ 102,000 | $ 51,000 | $ 176,000 |
| Wichita County Texas | 1 | $ 51,000 | $ 51,000 | $ 154,000 |
| Williamson County Texas | 50 | $ 4,564,000 | $ 91,000 | $ 187,000 |
| Wilson County Texas | 6 | $ 334,000 | $ 55,000 | $ 152,000 |
| Winston County Alabama | 3 | $ 807,000 | $ 269,000 | $ 252,000 |
| Winston County Mississippi | 2 | $ 188,000 | $ 94,000 | $ 77,000 |
| Wise County Texas | 3 | $ 154,000 | $ 51,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2016
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,196 | $586,360,000 | $267,000 | $4,991,000 | $211,000 | $9,999,000 |
| Home Improvement | 923 | $55,146,000 | $59,000 | $600,000 | $180,000 | $3,540,000 |
| Refinancing | 802 | $183,676,000 | $229,000 | $3,115,000 | $165,000 | $2,755,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,804 | $584,102,000 | $208,000 | $4,500,000 | $193,000 | $3,540,000 |
| Not Provided | 287 | $82,893,000 | $288,000 | $4,991,000 | $305,000 | $9,999,000 |
| Hispanic | 242 | $42,469,000 | $175,000 | $1,663,000 | $188,000 | $713,000 |
| Black or African American | 219 | $29,616,000 | $135,000 | $975,000 | $121,000 | $2,800,000 |
| Asian | 205 | $69,203,000 | $337,000 | $3,850,000 | $255,000 | $1,501,000 |
| Not applicable | 139 | $12,828,000 | $92,000 | $2,000,000 | $12,000 | $122,000 |
| American Indian or Alaskan Native | 16 | $2,759,000 | $172,000 | $515,000 | $227,000 | $540,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $1,312,000 | $145,000 | $604,000 | $218,000 | $674,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,628 | $781,915,000 | $215,000 | $4,991,000 | $205,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 163 | $22,661,000 | $139,000 | $304,000 | $52,000 | $132,000 |
| VA-guaranteed (Veterans Administration) | 75 | $14,216,000 | $189,000 | $516,000 | $81,000 | $203,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $6,390,000 | $116,000 | $206,000 | $43,000 | $87,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,533 | $584,486,000 | $230,000 | $4,991,000 | $197,000 | $3,540,000 |
| Application Denied By Financial Institution | 755 | $128,653,000 | $170,000 | $3,115,000 | $189,000 | $9,999,000 |
| Application Approved But Not Accepted | 408 | $34,479,000 | $84,000 | $2,000,000 | $192,000 | $1,363,000 |
| Application Withdrawn By Applicant | 196 | $75,350,000 | $384,000 | $4,500,000 | $205,000 | $1,680,000 |
| Loan Purchased By The Institution | 29 | $2,214,000 | $76,000 | $101,000 | $53,000 | $110,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 238 | $24,010,000 | $100,000 | $1,115,000 | $147,000 | $909,000 |
| Debt-To-Income Ratio | 160 | $24,652,000 | $154,000 | $3,115,000 | $126,000 | $1,411,000 |
| Credit Application Incomplete | 149 | $54,178,000 | $363,000 | $2,880,000 | $326,000 | $9,999,000 |
| Other | 105 | $11,463,000 | $109,000 | $559,000 | $195,000 | $974,000 |
| Collateral | 54 | $8,357,000 | $154,000 | $1,500,000 | $213,000 | $2,920,000 |
| Employment History | 35 | $3,858,000 | $110,000 | $596,000 | $160,000 | $369,000 |
| Unverifiable Information | 8 | $1,462,000 | $182,000 | $560,000 | $136,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $673,000 | $112,000 | $224,000 | $58,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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