Cadence Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cadence Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,956 |
| Total Mortgage Loan Application Amount | $732,098,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $3,920,000 |
| Average Applicant Income | $175,666 |
| Highest Applicant Income | $2,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 662 | $ 225,977,000 | $ 341,000 | $ 279,000 |
| Dallas County Texas | 185 | $ 19,798,000 | $ 107,000 | $ 207,000 |
| Collin County Texas | 178 | $ 15,819,000 | $ 88,000 | $ 195,000 |
| Madison County Alabama | 164 | $ 26,167,000 | $ 159,000 | $ 87,000 |
| Jefferson County Alabama | 155 | $ 28,644,000 | $ 184,000 | $ 115,000 |
| Montgomery County Alabama | 146 | $ 18,571,000 | $ 127,000 | $ 74,000 |
| Tuscaloosa County Alabama | 145 | $ 33,017,000 | $ 227,000 | $ 160,000 |
| Oktibbeha County Mississippi | 142 | $ 23,590,000 | $ 166,000 | $ 91,000 |
| Montgomery County Texas | 142 | $ 27,173,000 | $ 191,000 | $ 225,000 |
| Fort Bend County Texas | 141 | $ 33,987,000 | $ 241,000 | $ 218,000 |
| Tarrant County Texas | 135 | $ 13,579,000 | $ 100,000 | $ 208,000 |
| Travis County Texas | 129 | $ 18,922,000 | $ 146,000 | $ 227,000 |
| Denton County Texas | 128 | $ 12,509,000 | $ 97,000 | $ 212,000 |
| Lowndes County Mississippi | 95 | $ 9,371,000 | $ 98,000 | $ 66,000 |
| Bexar County Texas | 85 | $ 19,220,000 | $ 226,000 | $ 263,000 |
| Galveston County Texas | 65 | $ 10,587,000 | $ 162,000 | $ 234,000 |
| Autauga County Alabama | 62 | $ 6,342,000 | $ 102,000 | $ 63,000 |
| Williamson County Texas | 53 | $ 3,714,000 | $ 70,000 | $ 169,000 |
| Elmore County Alabama | 50 | $ 6,673,000 | $ 133,000 | $ 49,000 |
| Shelby County Alabama | 46 | $ 9,659,000 | $ 209,000 | $ 117,000 |
| Citrus County Florida | 44 | $ 4,180,000 | $ 95,000 | $ 66,000 |
| Hillsborough County Florida | 39 | $ 20,463,000 | $ 524,000 | $ 257,000 |
| Rockwall County Texas | 39 | $ 3,039,000 | $ 77,000 | $ 182,000 |
| Manatee County Florida | 38 | $ 11,456,000 | $ 301,000 | $ 135,000 |
| Pinellas County Florida | 38 | $ 8,114,000 | $ 213,000 | $ 137,000 |
| Brazoria County Texas | 37 | $ 4,871,000 | $ 131,000 | $ 202,000 |
| Clay County Mississippi | 33 | $ 2,186,000 | $ 66,000 | $ 56,000 |
| Sarasota County Florida | 31 | $ 10,454,000 | $ 337,000 | $ 212,000 |
| Hays County Texas | 28 | $ 2,813,000 | $ 100,000 | $ 201,000 |
| Ellis County Texas | 24 | $ 1,407,000 | $ 58,000 | $ 143,000 |
| Comal County Texas | 22 | $ 2,148,000 | $ 97,000 | $ 191,000 |
| Talladega County Alabama | 20 | $ 1,790,000 | $ 89,000 | $ 54,000 |
| Hernando County Florida | 20 | $ 2,402,000 | $ 120,000 | $ 90,000 |
| Marion County Florida | 20 | $ 2,242,000 | $ 112,000 | $ 48,000 |
| Monroe County Mississippi | 20 | $ 1,244,000 | $ 62,000 | $ 62,000 |
| Neshoba County Mississippi | 17 | $ 602,000 | $ 35,000 | $ 54,000 |
| Blount County Alabama | 15 | $ 707,000 | $ 47,000 | $ 55,000 |
| Calhoun County Florida | 15 | $ 896,000 | $ 59,000 | $ 59,000 |
| Morgan County Alabama | 13 | $ 1,333,000 | $ 102,000 | $ 147,000 |
| Parker County Texas | 13 | $ 1,000,000 | $ 76,000 | $ 188,000 |
| Limestone County Alabama | 12 | $ 2,367,000 | $ 197,000 | $ 80,000 |
| St. Clair County Alabama | 12 | $ 1,812,000 | $ 151,000 | $ 86,000 |
| Bay County Florida | 12 | $ 2,187,000 | $ 182,000 | $ 429,000 |
| Noxubee County Mississippi | 12 | $ 611,000 | $ 50,000 | $ 46,000 |
| Brazos County Texas | 12 | $ 1,211,000 | $ 100,000 | $ 195,000 |
| Shelby County Tennessee | 11 | $ 2,381,000 | $ 216,000 | $ 150,000 |
| El Paso County Texas | 11 | $ 935,000 | $ 85,000 | $ 253,000 |
| Covington County Alabama | 10 | $ 549,000 | $ 54,000 | $ 55,000 |
| Lee County Alabama | 10 | $ 1,517,000 | $ 151,000 | $ 234,000 |
| Monroe County Alabama | 10 | $ 644,000 | $ 64,000 | $ 68,000 |
| Pasco County Florida | 10 | $ 883,000 | $ 88,000 | $ 56,000 |
| Lubbock County Texas | 10 | $ 1,061,000 | $ 106,000 | $ 250,000 |
| Baldwin County Alabama | 9 | $ 2,601,000 | $ 289,000 | $ 188,000 |
| Marshall County Alabama | 9 | $ 569,000 | $ 63,000 | $ 57,000 |
| Jackson County Florida | 9 | $ 787,000 | $ 87,000 | $ 75,000 |
| Bell County Texas | 9 | $ 1,147,000 | $ 127,000 | $ 183,000 |
| Grayson County Texas | 9 | $ 436,000 | $ 48,000 | $ 147,000 |
| Dallas County Alabama | 8 | $ 1,231,000 | $ 153,000 | $ 81,000 |
| Etowah County Alabama | 8 | $ 455,000 | $ 56,000 | $ 37,000 |
| Franklin County Florida | 8 | $ 1,599,000 | $ 199,000 | $ 89,000 |
| Gulf County Florida | 8 | $ 2,908,000 | $ 363,000 | $ 234,000 |
| Liberty County Florida | 8 | $ 726,000 | $ 90,000 | $ 63,000 |
| Johnson County Texas | 8 | $ 558,000 | $ 69,000 | $ 149,000 |
| Nueces County Texas | 8 | $ 384,000 | $ 48,000 | $ 171,000 |
| Webster County Mississippi | 7 | $ 762,000 | $ 108,000 | $ 60,000 |
| Guadalupe County Texas | 7 | $ 346,000 | $ 49,000 | $ 175,000 |
| McLennan County Texas | 7 | $ 1,736,000 | $ 248,000 | $ 189,000 |
| Pickens County Alabama | 6 | $ 372,000 | $ 62,000 | $ 39,000 |
| Ector County Texas | 6 | $ 652,000 | $ 108,000 | $ 195,000 |
| Kendall County Texas | 6 | $ 1,615,000 | $ 269,000 | $ 216,000 |
| Midland County Texas | 6 | $ 416,000 | $ 69,000 | $ 200,000 |
| Burnet County Texas | 5 | $ 319,000 | $ 63,000 | $ 303,000 |
| Franklin County Texas | 5 | $ 147,000 | $ 29,000 | $ 196,000 |
| Jefferson County Texas | 5 | $ 235,000 | $ 47,000 | $ 631,000 |
| Kaufman County Texas | 5 | $ 244,000 | $ 48,000 | $ 146,000 |
| Wilson County Texas | 5 | $ 258,000 | $ 51,000 | $ 128,000 |
| Choctaw County Mississippi | 4 | $ 307,000 | $ 76,000 | $ 43,000 |
| Lincoln County Tennessee | 4 | $ 811,000 | $ 202,000 | $ 66,000 |
| Bastrop County Texas | 4 | $ 426,000 | $ 106,000 | $ 262,000 |
| Gregg County Texas | 4 | $ 595,000 | $ 148,000 | $ 273,000 |
| Henderson County Texas | 4 | $ 282,000 | $ 70,000 | $ 277,000 |
| Hidalgo County Texas | 4 | $ 813,000 | $ 203,000 | $ 135,000 |
| Victoria County Texas | 4 | $ 597,000 | $ 149,000 | $ 176,000 |
| Cullman County Alabama | 3 | $ 1,083,000 | $ 361,000 | $ 151,000 |
| Fayette County Alabama | 3 | $ 330,000 | $ 110,000 | $ 145,000 |
| Lauderdale County Alabama | 3 | $ 146,000 | $ 48,000 | $ 28,000 |
| Tallapoosa County Alabama | 3 | $ 322,000 | $ 107,000 | $ 62,000 |
| Orange County Florida | 3 | $ 296,000 | $ 98,000 | $ 50,000 |
| Fulton County Georgia | 3 | $ 2,004,000 | $ 668,000 | $ 330,000 |
| Madison County Mississippi | 3 | $ 564,000 | $ 188,000 | $ 65,000 |
| Aransas County Texas | 3 | $ 743,000 | $ 247,000 | $ 435,000 |
| Austin County Texas | 3 | $ 183,000 | $ 61,000 | $ 120,000 |
| Chambers County Texas | 3 | $ 259,000 | $ 86,000 | $ 246,000 |
| Liberty County Texas | 3 | $ 663,000 | $ 221,000 | $ 199,000 |
| Llano County Texas | 3 | $ 293,000 | $ 97,000 | $ 554,000 |
| Smith County Texas | 3 | $ 829,000 | $ 276,000 | $ 238,000 |
| Taylor County Texas | 3 | $ 216,000 | $ 72,000 | $ 250,000 |
| Bullock County Alabama | 2 | $ 351,000 | $ 175,000 | $ 61,000 |
| Coosa County Alabama | 2 | $ 431,000 | $ 215,000 | $ 143,000 |
| DeKalb County Alabama | 2 | $ 345,000 | $ 172,000 | $ 599,000 |
| Houston County Alabama | 2 | $ 454,000 | $ 227,000 | $ 94,000 |
| Lamar County Alabama | 2 | $ 288,000 | $ 144,000 | $ 96,000 |
| Mobile County Alabama | 2 | $ 66,000 | $ 33,000 | $ 54,000 |
| Alachua County Florida | 2 | $ 731,000 | $ 365,000 | $ 226,000 |
| Escambia County Florida | 2 | $ 340,000 | $ 170,000 | $ 220,000 |
| Leon County Florida | 2 | $ 482,000 | $ 241,000 | $ 102,000 |
| Levy County Florida | 2 | $ 265,000 | $ 132,000 | $ 39,000 |
| Miami-Dade County Florida | 2 | $ 1,362,000 | $ 681,000 | $ 207,000 |
| Okaloosa County Florida | 2 | $ 256,000 | $ 128,000 | $ 93,000 |
| Polk County Florida | 2 | $ 484,000 | $ 242,000 | $ 207,000 |
| Forsyth County Georgia | 2 | $ 518,000 | $ 259,000 | $ 90,000 |
| Towns County Georgia | 2 | $ 76,000 | $ 38,000 | $ 24,000 |
| Itawamba County Mississippi | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| Avery County North Carolina | 2 | $ 1,875,000 | $ 937,000 | $ 870,000 |
| Angelina County Texas | 2 | $ 114,000 | $ 57,000 | $ 157,000 |
| Cooke County Texas | 2 | $ 234,000 | $ 117,000 | $ 314,000 |
| Fannin County Texas | 2 | $ 86,000 | $ 43,000 | $ 141,000 |
| Gillespie County Texas | 2 | $ 272,000 | $ 136,000 | $ 250,000 |
| Gonzales County Texas | 2 | $ 572,000 | $ 286,000 | $ 94,000 |
| Harrison County Texas | 2 | $ 142,000 | $ 71,000 | $ 128,000 |
| Hood County Texas | 2 | $ 130,000 | $ 65,000 | $ 222,000 |
| Medina County Texas | 2 | $ 101,000 | $ 50,000 | $ 201,000 |
| Orange County Texas | 2 | $ 137,000 | $ 68,000 | $ 116,000 |
| Palo Pinto County Texas | 2 | $ 217,000 | $ 108,000 | $ 363,000 |
| San Patricio County Texas | 2 | $ 245,000 | $ 122,000 | $ 232,000 |
| Tom Green County Texas | 2 | $ 238,000 | $ 119,000 | $ 194,000 |
| Webb County Texas | 2 | $ 286,000 | $ 143,000 | $ 195,000 |
| Wise County Texas | 2 | $ 182,000 | $ 91,000 | $ 174,000 |
| Calhoun County Alabama | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Chilton County Alabama | 1 | $ 109,000 | $ 109,000 | $ 106,000 |
| Clay County Alabama | 1 | $ 7,000 | $ 7,000 | $ 16,000 |
| Coffee County Alabama | 1 | $ 64,000 | $ 64,000 | $ 82,000 |
| Colbert County Alabama | 1 | $ 657,000 | $ 657,000 | $ 342,000 |
| Geneva County Alabama | 1 | $ 10,000 | $ 10,000 | $ 200,000 |
| Jackson County Alabama | 1 | $ 2,000 | $ 2,000 | $ 48,000 |
| Lawrence County Alabama | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Macon County Alabama | 1 | $ 108,000 | $ 108,000 | $ 64,000 |
| Marengo County Alabama | 1 | $ 250,000 | $ 250,000 | $ 241,000 |
| Wilcox County Alabama | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Winston County Alabama | 1 | $ 150,000 | $ 150,000 | $ 221,000 |
| Boulder County Colorado | 1 | $ 500,000 | $ 500,000 | $ 278,000 |
| Denver County Colorado | 1 | $ 640,000 | $ 640,000 | $ 448,000 |
| Jefferson County Colorado | 1 | $ 957,000 | $ 957,000 | $ 443,000 |
| La Plata County Colorado | 1 | $ 1,940,000 | $ 1,940,000 | $ 1,391,000 |
| Routt County Colorado | 1 | $ 2,906,000 | $ 2,906,000 | $ 989,000 |
| Broward County Florida | 1 | $ 1,069,000 | $ 1,069,000 | $ 564,000 |
| Charlotte County Florida | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Clay County Florida | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| Duval County Florida | 1 | $ 420,000 | $ 420,000 | $ 225,000 |
| Flagler County Florida | 1 | $ 600,000 | $ 600,000 | $ 1,417,000 |
| Holmes County Florida | 1 | $ 21,000 | $ 21,000 | $ 11,000 |
| Lake County Florida | 1 | $ 176,000 | $ 176,000 | $ 106,000 |
| Lee County Florida | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Osceola County Florida | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Seminole County Florida | 1 | $ 34,000 | $ 34,000 | $ 101,000 |
| St. Johns County Florida | 1 | $ 336,000 | $ 336,000 | $ 76,000 |
| St. Lucie County Florida | 1 | $ 7,000 | $ 7,000 | $ 73,000 |
| Walton County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 852,000 |
| Washington County Florida | 1 | $ 239,000 | $ 239,000 | $ 107,000 |
| DeKalb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Gwinnett County Georgia | 1 | $ 247,000 | $ 247,000 | $ 80,000 |
| Habersham County Georgia | 1 | $ 73,000 | $ 73,000 | $ 98,000 |
| Harris County Georgia | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Union County Georgia | 1 | $ 42,000 | $ 42,000 | $ 14,000 |
| White County Georgia | 1 | $ 9,000 | $ 9,000 | $ 89,000 |
| Lafayette County Louisiana | 1 | $ 1,760,000 | $ 1,760,000 | $ 0 |
| Oakland County Michigan | 1 | $ 314,000 | $ 314,000 | $ 120,000 |
| Attala County Mississippi | 1 | $ 97,000 | $ 97,000 | $ 126,000 |
| Chickasaw County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Harrison County Mississippi | 1 | $ 350,000 | $ 350,000 | $ 375,000 |
| Lafayette County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| Leake County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Lee County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Tate County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 95,000 |
| Winston County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| Cherokee County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| Beaufort County South Carolina | 1 | $ 850,000 | $ 850,000 | $ 350,000 |
| Horry County South Carolina | 1 | $ 22,000 | $ 22,000 | $ 55,000 |
| Davidson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 485,000 |
| Giles County Tennessee | 1 | $ 9,000 | $ 9,000 | $ 65,000 |
| Hamilton County Tennessee | 1 | $ 352,000 | $ 352,000 | $ 220,000 |
| Knox County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 27,000 |
| Robertson County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 87,000 |
| Sevier County Tennessee | 1 | $ 271,000 | $ 271,000 | $ 119,000 |
| Sumner County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 81,000 |
| Williamson County Tennessee | 1 | $ 322,000 | $ 322,000 | $ 108,000 |
| Anderson County Texas | 1 | $ 10,000 | $ 10,000 | $ 240,000 |
| Andrews County Texas | 1 | $ 75,000 | $ 75,000 | $ 252,000 |
| Bandera County Texas | 1 | $ 72,000 | $ 72,000 | $ 202,000 |
| Bee County Texas | 1 | $ 54,000 | $ 54,000 | $ 106,000 |
| Blanco County Texas | 1 | $ 470,000 | $ 470,000 | $ 330,000 |
| Callahan County Texas | 1 | $ 67,000 | $ 67,000 | $ 179,000 |
| Cameron County Texas | 1 | $ 1,350,000 | $ 1,350,000 | $ 1,628,000 |
| Cherokee County Texas | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Gaines County Texas | 1 | $ 109,000 | $ 109,000 | $ 153,000 |
| Grimes County Texas | 1 | $ 183,000 | $ 183,000 | $ 281,000 |
| Hardin County Texas | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Hill County Texas | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Kerr County Texas | 1 | $ 545,000 | $ 545,000 | $ 182,000 |
| Kleberg County Texas | 1 | $ 22,000 | $ 22,000 | $ 79,000 |
| Lee County Texas | 1 | $ 27,000 | $ 27,000 | $ 87,000 |
| Marion County Texas | 1 | $ 45,000 | $ 45,000 | $ 192,000 |
| Matagorda County Texas | 1 | $ 24,000 | $ 24,000 | $ 253,000 |
| Polk County Texas | 1 | $ 232,000 | $ 232,000 | $ 225,000 |
| Potter County Texas | 1 | $ 51,000 | $ 51,000 | $ 78,000 |
| San Jacinto County Texas | 1 | $ 12,000 | $ 12,000 | $ 74,000 |
| Upshur County Texas | 1 | $ 60,000 | $ 60,000 | $ 157,000 |
| Val Verde County Texas | 1 | $ 66,000 | $ 66,000 | $ 102,000 |
| Waller County Texas | 1 | $ 101,000 | $ 101,000 | $ 173,000 |
| Washington County Texas | 1 | $ 52,000 | $ 52,000 | $ 344,000 |
| Wharton County Texas | 1 | $ 74,000 | $ 74,000 | $ 194,000 |
| Wood County Texas | 1 | $ 82,000 | $ 82,000 | $ 183,000 |
| Summit County Utah | 1 | $ 1,300,000 | $ 1,300,000 | $ 600,000 |
| Charlottesville County Virginia | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,526 | $515,286,000 | $203,000 | $3,920,000 | $183,000 | $2,999,000 |
| Refinancing | 784 | $180,380,000 | $230,000 | $3,040,000 | $195,000 | $2,999,000 |
| Home Improvement | 646 | $36,432,000 | $56,000 | $1,035,000 | $149,000 | $1,578,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,880 | $526,893,000 | $182,000 | $3,040,000 | $185,000 | $2,999,000 |
| Not Provided | 306 | $68,960,000 | $225,000 | $2,975,000 | $230,000 | $2,623,000 |
| Black or African American | 281 | $38,403,000 | $136,000 | $1,442,000 | $92,000 | $1,578,000 |
| Hispanic | 191 | $37,830,000 | $198,000 | $1,845,000 | $177,000 | $967,000 |
| Asian | 185 | $49,148,000 | $265,000 | $3,920,000 | $255,000 | $2,297,000 |
| Not applicable | 99 | $8,918,000 | $90,000 | $1,760,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $683,000 | $75,000 | $240,000 | $89,000 | $188,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,263,000 | $252,000 | $727,000 | $157,000 | $280,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,553 | $679,697,000 | $191,000 | $3,920,000 | $194,000 | $2,999,000 |
| FHA-insured (Federal Housing Administration) | 206 | $24,472,000 | $118,000 | $318,000 | $54,000 | $473,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $10,978,000 | $109,000 | $209,000 | $41,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 97 | $16,951,000 | $174,000 | $421,000 | $71,000 | $208,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,505 | $512,947,000 | $204,000 | $3,040,000 | $187,000 | $2,999,000 |
| Application Denied By Financial Institution | 758 | $98,578,000 | $130,000 | $3,428,000 | $153,000 | $2,999,000 |
| Application Approved But Not Accepted | 367 | $29,514,000 | $80,000 | $832,000 | $180,000 | $914,000 |
| Application Withdrawn By Applicant | 211 | $67,106,000 | $318,000 | $3,920,000 | $215,000 | $2,999,000 |
| File Closed For Incompleteness | 85 | $21,464,000 | $252,000 | $1,537,000 | $191,000 | $2,297,000 |
| Loan Purchased By The Institution | 30 | $2,489,000 | $82,000 | $97,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 261 | $23,490,000 | $90,000 | $901,000 | $142,000 | $2,623,000 |
| Debt-To-Income Ratio | 195 | $24,469,000 | $125,000 | $1,160,000 | $123,000 | $1,824,000 |
| Other | 102 | $10,089,000 | $98,000 | $967,000 | $154,000 | $453,000 |
| Credit Application Incomplete | 95 | $26,326,000 | $277,000 | $3,428,000 | $205,000 | $2,999,000 |
| Employment History | 45 | $4,246,000 | $94,000 | $504,000 | $158,000 | $350,000 |
| Collateral | 44 | $7,273,000 | $165,000 | $988,000 | $243,000 | $2,554,000 |
| Unverifiable Information | 9 | $1,723,000 | $191,000 | $600,000 | $120,000 | $309,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $962,000 | $137,000 | $440,000 | $58,000 | $159,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.