2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Cadence Bank, N.A. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,956 |
| Total Mortgage Loan Application Amount | $732,098,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $3,920,000 |
| Average Applicant Income | $175,666 |
| Highest Applicant Income | $2,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 2 | $ 731,000 | $ 365,000 | $ 226,000 |
| Anderson County Texas | 1 | $ 10,000 | $ 10,000 | $ 240,000 |
| Andrews County Texas | 1 | $ 75,000 | $ 75,000 | $ 252,000 |
| Angelina County Texas | 2 | $ 114,000 | $ 57,000 | $ 157,000 |
| Aransas County Texas | 3 | $ 743,000 | $ 247,000 | $ 435,000 |
| Attala County Mississippi | 1 | $ 97,000 | $ 97,000 | $ 126,000 |
| Austin County Texas | 3 | $ 183,000 | $ 61,000 | $ 120,000 |
| Autauga County Alabama | 62 | $ 6,342,000 | $ 102,000 | $ 63,000 |
| Avery County North Carolina | 2 | $ 1,875,000 | $ 937,000 | $ 870,000 |
| Baldwin County Alabama | 9 | $ 2,601,000 | $ 289,000 | $ 188,000 |
| Bandera County Texas | 1 | $ 72,000 | $ 72,000 | $ 202,000 |
| Bastrop County Texas | 4 | $ 426,000 | $ 106,000 | $ 262,000 |
| Bay County Florida | 12 | $ 2,187,000 | $ 182,000 | $ 429,000 |
| Beaufort County South Carolina | 1 | $ 850,000 | $ 850,000 | $ 350,000 |
| Bee County Texas | 1 | $ 54,000 | $ 54,000 | $ 106,000 |
| Bell County Texas | 9 | $ 1,147,000 | $ 127,000 | $ 183,000 |
| Bexar County Texas | 85 | $ 19,220,000 | $ 226,000 | $ 263,000 |
| Blanco County Texas | 1 | $ 470,000 | $ 470,000 | $ 330,000 |
| Blount County Alabama | 15 | $ 707,000 | $ 47,000 | $ 55,000 |
| Boulder County Colorado | 1 | $ 500,000 | $ 500,000 | $ 278,000 |
| Brazoria County Texas | 37 | $ 4,871,000 | $ 131,000 | $ 202,000 |
| Brazos County Texas | 12 | $ 1,211,000 | $ 100,000 | $ 195,000 |
| Broward County Florida | 1 | $ 1,069,000 | $ 1,069,000 | $ 564,000 |
| Bullock County Alabama | 2 | $ 351,000 | $ 175,000 | $ 61,000 |
| Burnet County Texas | 5 | $ 319,000 | $ 63,000 | $ 303,000 |
| Calhoun County Alabama | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Calhoun County Florida | 15 | $ 896,000 | $ 59,000 | $ 59,000 |
| Callahan County Texas | 1 | $ 67,000 | $ 67,000 | $ 179,000 |
| Cameron County Texas | 1 | $ 1,350,000 | $ 1,350,000 | $ 1,628,000 |
| Chambers County Texas | 3 | $ 259,000 | $ 86,000 | $ 246,000 |
| Charlotte County Florida | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| Charlottesville County Virginia | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Cherokee County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| Cherokee County Texas | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Chickasaw County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Chilton County Alabama | 1 | $ 109,000 | $ 109,000 | $ 106,000 |
| Choctaw County Mississippi | 4 | $ 307,000 | $ 76,000 | $ 43,000 |
| Citrus County Florida | 44 | $ 4,180,000 | $ 95,000 | $ 66,000 |
| Clay County Alabama | 1 | $ 7,000 | $ 7,000 | $ 16,000 |
| Clay County Florida | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| Clay County Mississippi | 33 | $ 2,186,000 | $ 66,000 | $ 56,000 |
| Coffee County Alabama | 1 | $ 64,000 | $ 64,000 | $ 82,000 |
| Colbert County Alabama | 1 | $ 657,000 | $ 657,000 | $ 342,000 |
| Collin County Texas | 178 | $ 15,819,000 | $ 88,000 | $ 195,000 |
| Comal County Texas | 22 | $ 2,148,000 | $ 97,000 | $ 191,000 |
| Cooke County Texas | 2 | $ 234,000 | $ 117,000 | $ 314,000 |
| Coosa County Alabama | 2 | $ 431,000 | $ 215,000 | $ 143,000 |
| Covington County Alabama | 10 | $ 549,000 | $ 54,000 | $ 55,000 |
| Cullman County Alabama | 3 | $ 1,083,000 | $ 361,000 | $ 151,000 |
| Dallas County Alabama | 8 | $ 1,231,000 | $ 153,000 | $ 81,000 |
| Dallas County Texas | 185 | $ 19,798,000 | $ 107,000 | $ 207,000 |
| Davidson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 485,000 |
| DeKalb County Alabama | 2 | $ 345,000 | $ 172,000 | $ 599,000 |
| DeKalb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Denton County Texas | 128 | $ 12,509,000 | $ 97,000 | $ 212,000 |
| Denver County Colorado | 1 | $ 640,000 | $ 640,000 | $ 448,000 |
| Duval County Florida | 1 | $ 420,000 | $ 420,000 | $ 225,000 |
| Ector County Texas | 6 | $ 652,000 | $ 108,000 | $ 195,000 |
| El Paso County Texas | 11 | $ 935,000 | $ 85,000 | $ 253,000 |
| Ellis County Texas | 24 | $ 1,407,000 | $ 58,000 | $ 143,000 |
| Elmore County Alabama | 50 | $ 6,673,000 | $ 133,000 | $ 49,000 |
| Escambia County Florida | 2 | $ 340,000 | $ 170,000 | $ 220,000 |
| Etowah County Alabama | 8 | $ 455,000 | $ 56,000 | $ 37,000 |
| Fannin County Texas | 2 | $ 86,000 | $ 43,000 | $ 141,000 |
| Fayette County Alabama | 3 | $ 330,000 | $ 110,000 | $ 145,000 |
| Flagler County Florida | 1 | $ 600,000 | $ 600,000 | $ 1,417,000 |
| Forsyth County Georgia | 2 | $ 518,000 | $ 259,000 | $ 90,000 |
| Fort Bend County Texas | 141 | $ 33,987,000 | $ 241,000 | $ 218,000 |
| Franklin County Florida | 8 | $ 1,599,000 | $ 199,000 | $ 89,000 |
| Franklin County Texas | 5 | $ 147,000 | $ 29,000 | $ 196,000 |
| Fulton County Georgia | 3 | $ 2,004,000 | $ 668,000 | $ 330,000 |
| Gaines County Texas | 1 | $ 109,000 | $ 109,000 | $ 153,000 |
| Galveston County Texas | 65 | $ 10,587,000 | $ 162,000 | $ 234,000 |
| Geneva County Alabama | 1 | $ 10,000 | $ 10,000 | $ 200,000 |
| Giles County Tennessee | 1 | $ 9,000 | $ 9,000 | $ 65,000 |
| Gillespie County Texas | 2 | $ 272,000 | $ 136,000 | $ 250,000 |
| Gonzales County Texas | 2 | $ 572,000 | $ 286,000 | $ 94,000 |
| Grayson County Texas | 9 | $ 436,000 | $ 48,000 | $ 147,000 |
| Gregg County Texas | 4 | $ 595,000 | $ 148,000 | $ 273,000 |
| Grimes County Texas | 1 | $ 183,000 | $ 183,000 | $ 281,000 |
| Guadalupe County Texas | 7 | $ 346,000 | $ 49,000 | $ 175,000 |
| Gulf County Florida | 8 | $ 2,908,000 | $ 363,000 | $ 234,000 |
| Gwinnett County Georgia | 1 | $ 247,000 | $ 247,000 | $ 80,000 |
| Habersham County Georgia | 1 | $ 73,000 | $ 73,000 | $ 98,000 |
| Hamilton County Tennessee | 1 | $ 352,000 | $ 352,000 | $ 220,000 |
| Hardin County Texas | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Harris County Georgia | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Harris County Texas | 662 | $ 225,977,000 | $ 341,000 | $ 279,000 |
| Harrison County Mississippi | 1 | $ 350,000 | $ 350,000 | $ 375,000 |
| Harrison County Texas | 2 | $ 142,000 | $ 71,000 | $ 128,000 |
| Hays County Texas | 28 | $ 2,813,000 | $ 100,000 | $ 201,000 |
| Henderson County Texas | 4 | $ 282,000 | $ 70,000 | $ 277,000 |
| Hernando County Florida | 20 | $ 2,402,000 | $ 120,000 | $ 90,000 |
| Hidalgo County Texas | 4 | $ 813,000 | $ 203,000 | $ 135,000 |
| Hill County Texas | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Hillsborough County Florida | 39 | $ 20,463,000 | $ 524,000 | $ 257,000 |
| Holmes County Florida | 1 | $ 21,000 | $ 21,000 | $ 11,000 |
| Hood County Texas | 2 | $ 130,000 | $ 65,000 | $ 222,000 |
| Horry County South Carolina | 1 | $ 22,000 | $ 22,000 | $ 55,000 |
| Houston County Alabama | 2 | $ 454,000 | $ 227,000 | $ 94,000 |
| Itawamba County Mississippi | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| Jackson County Alabama | 1 | $ 2,000 | $ 2,000 | $ 48,000 |
| Jackson County Florida | 9 | $ 787,000 | $ 87,000 | $ 75,000 |
| Jefferson County Alabama | 155 | $ 28,644,000 | $ 184,000 | $ 115,000 |
| Jefferson County Colorado | 1 | $ 957,000 | $ 957,000 | $ 443,000 |
| Jefferson County Texas | 5 | $ 235,000 | $ 47,000 | $ 631,000 |
| Johnson County Texas | 8 | $ 558,000 | $ 69,000 | $ 149,000 |
| Kaufman County Texas | 5 | $ 244,000 | $ 48,000 | $ 146,000 |
| Kendall County Texas | 6 | $ 1,615,000 | $ 269,000 | $ 216,000 |
| Kerr County Texas | 1 | $ 545,000 | $ 545,000 | $ 182,000 |
| Kleberg County Texas | 1 | $ 22,000 | $ 22,000 | $ 79,000 |
| Knox County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 27,000 |
| La Plata County Colorado | 1 | $ 1,940,000 | $ 1,940,000 | $ 1,391,000 |
| Lafayette County Louisiana | 1 | $ 1,760,000 | $ 1,760,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| Lake County Florida | 1 | $ 176,000 | $ 176,000 | $ 106,000 |
| Lamar County Alabama | 2 | $ 288,000 | $ 144,000 | $ 96,000 |
| Lauderdale County Alabama | 3 | $ 146,000 | $ 48,000 | $ 28,000 |
| Lawrence County Alabama | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Leake County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Lee County Alabama | 10 | $ 1,517,000 | $ 151,000 | $ 234,000 |
| Lee County Florida | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Lee County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lee County Texas | 1 | $ 27,000 | $ 27,000 | $ 87,000 |
| Leon County Florida | 2 | $ 482,000 | $ 241,000 | $ 102,000 |
| Levy County Florida | 2 | $ 265,000 | $ 132,000 | $ 39,000 |
| Liberty County Florida | 8 | $ 726,000 | $ 90,000 | $ 63,000 |
| Liberty County Texas | 3 | $ 663,000 | $ 221,000 | $ 199,000 |
| Limestone County Alabama | 12 | $ 2,367,000 | $ 197,000 | $ 80,000 |
| Lincoln County Tennessee | 4 | $ 811,000 | $ 202,000 | $ 66,000 |
| Llano County Texas | 3 | $ 293,000 | $ 97,000 | $ 554,000 |
| Lowndes County Mississippi | 95 | $ 9,371,000 | $ 98,000 | $ 66,000 |
| Lubbock County Texas | 10 | $ 1,061,000 | $ 106,000 | $ 250,000 |
| Macon County Alabama | 1 | $ 108,000 | $ 108,000 | $ 64,000 |
| Madison County Alabama | 164 | $ 26,167,000 | $ 159,000 | $ 87,000 |
| Madison County Mississippi | 3 | $ 564,000 | $ 188,000 | $ 65,000 |
| Manatee County Florida | 38 | $ 11,456,000 | $ 301,000 | $ 135,000 |
| Marengo County Alabama | 1 | $ 250,000 | $ 250,000 | $ 241,000 |
| Marion County Florida | 20 | $ 2,242,000 | $ 112,000 | $ 48,000 |
| Marion County Texas | 1 | $ 45,000 | $ 45,000 | $ 192,000 |
| Marshall County Alabama | 9 | $ 569,000 | $ 63,000 | $ 57,000 |
| Matagorda County Texas | 1 | $ 24,000 | $ 24,000 | $ 253,000 |
| McLennan County Texas | 7 | $ 1,736,000 | $ 248,000 | $ 189,000 |
| Medina County Texas | 2 | $ 101,000 | $ 50,000 | $ 201,000 |
| Miami-Dade County Florida | 2 | $ 1,362,000 | $ 681,000 | $ 207,000 |
| Midland County Texas | 6 | $ 416,000 | $ 69,000 | $ 200,000 |
| Mobile County Alabama | 2 | $ 66,000 | $ 33,000 | $ 54,000 |
| Monroe County Alabama | 10 | $ 644,000 | $ 64,000 | $ 68,000 |
| Monroe County Mississippi | 20 | $ 1,244,000 | $ 62,000 | $ 62,000 |
| Montgomery County Alabama | 146 | $ 18,571,000 | $ 127,000 | $ 74,000 |
| Montgomery County Texas | 142 | $ 27,173,000 | $ 191,000 | $ 225,000 |
| Morgan County Alabama | 13 | $ 1,333,000 | $ 102,000 | $ 147,000 |
| Neshoba County Mississippi | 17 | $ 602,000 | $ 35,000 | $ 54,000 |
| Noxubee County Mississippi | 12 | $ 611,000 | $ 50,000 | $ 46,000 |
| Nueces County Texas | 8 | $ 384,000 | $ 48,000 | $ 171,000 |
| Oakland County Michigan | 1 | $ 314,000 | $ 314,000 | $ 120,000 |
| Okaloosa County Florida | 2 | $ 256,000 | $ 128,000 | $ 93,000 |
| Oktibbeha County Mississippi | 142 | $ 23,590,000 | $ 166,000 | $ 91,000 |
| Orange County Florida | 3 | $ 296,000 | $ 98,000 | $ 50,000 |
| Orange County Texas | 2 | $ 137,000 | $ 68,000 | $ 116,000 |
| Osceola County Florida | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Palo Pinto County Texas | 2 | $ 217,000 | $ 108,000 | $ 363,000 |
| Parker County Texas | 13 | $ 1,000,000 | $ 76,000 | $ 188,000 |
| Pasco County Florida | 10 | $ 883,000 | $ 88,000 | $ 56,000 |
| Pickens County Alabama | 6 | $ 372,000 | $ 62,000 | $ 39,000 |
| Pinellas County Florida | 38 | $ 8,114,000 | $ 213,000 | $ 137,000 |
| Polk County Florida | 2 | $ 484,000 | $ 242,000 | $ 207,000 |
| Polk County Texas | 1 | $ 232,000 | $ 232,000 | $ 225,000 |
| Potter County Texas | 1 | $ 51,000 | $ 51,000 | $ 78,000 |
| Rankin County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Robertson County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 87,000 |
| Rockwall County Texas | 39 | $ 3,039,000 | $ 77,000 | $ 182,000 |
| Routt County Colorado | 1 | $ 2,906,000 | $ 2,906,000 | $ 989,000 |
| San Jacinto County Texas | 1 | $ 12,000 | $ 12,000 | $ 74,000 |
| San Patricio County Texas | 2 | $ 245,000 | $ 122,000 | $ 232,000 |
| Sarasota County Florida | 31 | $ 10,454,000 | $ 337,000 | $ 212,000 |
| Seminole County Florida | 1 | $ 34,000 | $ 34,000 | $ 101,000 |
| Sevier County Tennessee | 1 | $ 271,000 | $ 271,000 | $ 119,000 |
| Shelby County Alabama | 46 | $ 9,659,000 | $ 209,000 | $ 117,000 |
| Shelby County Tennessee | 11 | $ 2,381,000 | $ 216,000 | $ 150,000 |
| Smith County Texas | 3 | $ 829,000 | $ 276,000 | $ 238,000 |
| St. Clair County Alabama | 12 | $ 1,812,000 | $ 151,000 | $ 86,000 |
| St. Johns County Florida | 1 | $ 336,000 | $ 336,000 | $ 76,000 |
| St. Lucie County Florida | 1 | $ 7,000 | $ 7,000 | $ 73,000 |
| Summit County Utah | 1 | $ 1,300,000 | $ 1,300,000 | $ 600,000 |
| Sumner County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 81,000 |
| Talladega County Alabama | 20 | $ 1,790,000 | $ 89,000 | $ 54,000 |
| Tallapoosa County Alabama | 3 | $ 322,000 | $ 107,000 | $ 62,000 |
| Tarrant County Texas | 135 | $ 13,579,000 | $ 100,000 | $ 208,000 |
| Tate County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 95,000 |
| Taylor County Texas | 3 | $ 216,000 | $ 72,000 | $ 250,000 |
| Tom Green County Texas | 2 | $ 238,000 | $ 119,000 | $ 194,000 |
| Towns County Georgia | 2 | $ 76,000 | $ 38,000 | $ 24,000 |
| Travis County Texas | 129 | $ 18,922,000 | $ 146,000 | $ 227,000 |
| Tuscaloosa County Alabama | 145 | $ 33,017,000 | $ 227,000 | $ 160,000 |
| Union County Georgia | 1 | $ 42,000 | $ 42,000 | $ 14,000 |
| Upshur County Texas | 1 | $ 60,000 | $ 60,000 | $ 157,000 |
| Val Verde County Texas | 1 | $ 66,000 | $ 66,000 | $ 102,000 |
| Victoria County Texas | 4 | $ 597,000 | $ 149,000 | $ 176,000 |
| Waller County Texas | 1 | $ 101,000 | $ 101,000 | $ 173,000 |
| Walton County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 852,000 |
| Washington County Florida | 1 | $ 239,000 | $ 239,000 | $ 107,000 |
| Washington County Texas | 1 | $ 52,000 | $ 52,000 | $ 344,000 |
| Webb County Texas | 2 | $ 286,000 | $ 143,000 | $ 195,000 |
| Webster County Mississippi | 7 | $ 762,000 | $ 108,000 | $ 60,000 |
| Wharton County Texas | 1 | $ 74,000 | $ 74,000 | $ 194,000 |
| White County Georgia | 1 | $ 9,000 | $ 9,000 | $ 89,000 |
| Wilcox County Alabama | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Williamson County Tennessee | 1 | $ 322,000 | $ 322,000 | $ 108,000 |
| Williamson County Texas | 53 | $ 3,714,000 | $ 70,000 | $ 169,000 |
| Wilson County Texas | 5 | $ 258,000 | $ 51,000 | $ 128,000 |
| Winston County Alabama | 1 | $ 150,000 | $ 150,000 | $ 221,000 |
| Winston County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| Wise County Texas | 2 | $ 182,000 | $ 91,000 | $ 174,000 |
| Wood County Texas | 1 | $ 82,000 | $ 82,000 | $ 183,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2015
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,526 | $515,286,000 | $203,000 | $3,920,000 | $183,000 | $2,999,000 |
| Refinancing | 784 | $180,380,000 | $230,000 | $3,040,000 | $195,000 | $2,999,000 |
| Home Improvement | 646 | $36,432,000 | $56,000 | $1,035,000 | $149,000 | $1,578,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,880 | $526,893,000 | $182,000 | $3,040,000 | $185,000 | $2,999,000 |
| Not Provided | 306 | $68,960,000 | $225,000 | $2,975,000 | $230,000 | $2,623,000 |
| Black or African American | 281 | $38,403,000 | $136,000 | $1,442,000 | $92,000 | $1,578,000 |
| Hispanic | 191 | $37,830,000 | $198,000 | $1,845,000 | $177,000 | $967,000 |
| Asian | 185 | $49,148,000 | $265,000 | $3,920,000 | $255,000 | $2,297,000 |
| Not applicable | 99 | $8,918,000 | $90,000 | $1,760,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $683,000 | $75,000 | $240,000 | $89,000 | $188,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,263,000 | $252,000 | $727,000 | $157,000 | $280,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,553 | $679,697,000 | $191,000 | $3,920,000 | $194,000 | $2,999,000 |
| FHA-insured (Federal Housing Administration) | 206 | $24,472,000 | $118,000 | $318,000 | $54,000 | $473,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $10,978,000 | $109,000 | $209,000 | $41,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 97 | $16,951,000 | $174,000 | $421,000 | $71,000 | $208,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,505 | $512,947,000 | $204,000 | $3,040,000 | $187,000 | $2,999,000 |
| Application Denied By Financial Institution | 758 | $98,578,000 | $130,000 | $3,428,000 | $153,000 | $2,999,000 |
| Application Approved But Not Accepted | 367 | $29,514,000 | $80,000 | $832,000 | $180,000 | $914,000 |
| Application Withdrawn By Applicant | 211 | $67,106,000 | $318,000 | $3,920,000 | $215,000 | $2,999,000 |
| File Closed For Incompleteness | 85 | $21,464,000 | $252,000 | $1,537,000 | $191,000 | $2,297,000 |
| Loan Purchased By The Institution | 30 | $2,489,000 | $82,000 | $97,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 261 | $23,490,000 | $90,000 | $901,000 | $142,000 | $2,623,000 |
| Debt-To-Income Ratio | 195 | $24,469,000 | $125,000 | $1,160,000 | $123,000 | $1,824,000 |
| Other | 102 | $10,089,000 | $98,000 | $967,000 | $154,000 | $453,000 |
| Credit Application Incomplete | 95 | $26,326,000 | $277,000 | $3,428,000 | $205,000 | $2,999,000 |
| Employment History | 45 | $4,246,000 | $94,000 | $504,000 | $158,000 | $350,000 |
| Collateral | 44 | $7,273,000 | $165,000 | $988,000 | $243,000 | $2,554,000 |
| Unverifiable Information | 9 | $1,723,000 | $191,000 | $600,000 | $120,000 | $309,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $962,000 | $137,000 | $440,000 | $58,000 | $159,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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