Cadence Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cadence Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,795 |
| Total Mortgage Loan Application Amount | $630,479,000 |
| Average Mortgage Loan Application Amount | $166,000 |
| Highest Mortgage Loan Application Amount | $8,250,000 |
| Average Applicant Income | $177,666 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 550 | $ 171,802,000 | $ 312,000 | $ 294,000 |
| Madison County Alabama | 189 | $ 32,829,000 | $ 173,000 | $ 112,000 |
| Dallas County Texas | 182 | $ 14,850,000 | $ 81,000 | $ 214,000 |
| Montgomery County Alabama | 173 | $ 27,168,000 | $ 157,000 | $ 77,000 |
| Collin County Texas | 173 | $ 11,959,000 | $ 69,000 | $ 187,000 |
| Jefferson County Alabama | 171 | $ 35,347,000 | $ 206,000 | $ 107,000 |
| Tarrant County Texas | 161 | $ 12,459,000 | $ 77,000 | $ 189,000 |
| Montgomery County Texas | 149 | $ 22,224,000 | $ 149,000 | $ 201,000 |
| Denton County Texas | 125 | $ 11,091,000 | $ 88,000 | $ 194,000 |
| Travis County Texas | 125 | $ 13,833,000 | $ 110,000 | $ 208,000 |
| Oktibbeha County Mississippi | 107 | $ 15,754,000 | $ 147,000 | $ 97,000 |
| Fort Bend County Texas | 107 | $ 18,257,000 | $ 170,000 | $ 252,000 |
| Tuscaloosa County Alabama | 106 | $ 30,774,000 | $ 290,000 | $ 140,000 |
| Elmore County Alabama | 90 | $ 12,170,000 | $ 135,000 | $ 63,000 |
| Shelby County Alabama | 67 | $ 14,839,000 | $ 221,000 | $ 140,000 |
| Bexar County Texas | 66 | $ 9,673,000 | $ 146,000 | $ 235,000 |
| Williamson County Texas | 65 | $ 3,551,000 | $ 54,000 | $ 153,000 |
| Autauga County Alabama | 62 | $ 9,027,000 | $ 145,000 | $ 65,000 |
| Galveston County Texas | 58 | $ 7,287,000 | $ 125,000 | $ 257,000 |
| Blount County Alabama | 47 | $ 4,087,000 | $ 86,000 | $ 54,000 |
| Limestone County Alabama | 41 | $ 6,342,000 | $ 154,000 | $ 70,000 |
| Lowndes County Mississippi | 41 | $ 3,342,000 | $ 81,000 | $ 79,000 |
| Pinellas County Florida | 35 | $ 8,556,000 | $ 244,000 | $ 130,000 |
| Morgan County Alabama | 31 | $ 4,130,000 | $ 133,000 | $ 67,000 |
| Brazoria County Texas | 30 | $ 2,256,000 | $ 75,000 | $ 137,000 |
| Etowah County Alabama | 29 | $ 3,021,000 | $ 104,000 | $ 43,000 |
| Rockwall County Texas | 29 | $ 2,039,000 | $ 70,000 | $ 198,000 |
| Hays County Texas | 25 | $ 2,399,000 | $ 95,000 | $ 176,000 |
| Marion County Florida | 24 | $ 2,581,000 | $ 107,000 | $ 77,000 |
| Dallas County Alabama | 23 | $ 2,011,000 | $ 87,000 | $ 67,000 |
| Comal County Texas | 21 | $ 3,626,000 | $ 172,000 | $ 212,000 |
| Sarasota County Florida | 20 | $ 8,064,000 | $ 403,000 | $ 327,000 |
| Monroe County Mississippi | 19 | $ 729,000 | $ 38,000 | $ 59,000 |
| Ellis County Texas | 19 | $ 845,000 | $ 44,000 | $ 140,000 |
| Hillsborough County Florida | 17 | $ 6,927,000 | $ 407,000 | $ 299,000 |
| Kaufman County Texas | 16 | $ 741,000 | $ 46,000 | $ 125,000 |
| Marshall County Alabama | 15 | $ 2,429,000 | $ 161,000 | $ 79,000 |
| Manatee County Florida | 15 | $ 3,948,000 | $ 263,000 | $ 92,000 |
| Nueces County Texas | 15 | $ 1,481,000 | $ 98,000 | $ 215,000 |
| Parker County Texas | 15 | $ 755,000 | $ 50,000 | $ 137,000 |
| Citrus County Florida | 14 | $ 1,268,000 | $ 90,000 | $ 42,000 |
| Brazos County Texas | 14 | $ 3,250,000 | $ 232,000 | $ 290,000 |
| St. Clair County Alabama | 13 | $ 1,449,000 | $ 111,000 | $ 49,000 |
| Jackson County Florida | 12 | $ 773,000 | $ 64,000 | $ 54,000 |
| Guadalupe County Texas | 11 | $ 981,000 | $ 89,000 | $ 110,000 |
| Covington County Alabama | 10 | $ 1,449,000 | $ 144,000 | $ 75,000 |
| Talladega County Alabama | 10 | $ 1,236,000 | $ 123,000 | $ 60,000 |
| Calhoun County Florida | 10 | $ 335,000 | $ 33,000 | $ 38,000 |
| Hernando County Florida | 10 | $ 1,206,000 | $ 120,000 | $ 106,000 |
| El Paso County Texas | 10 | $ 680,000 | $ 68,000 | $ 208,000 |
| Midland County Texas | 10 | $ 923,000 | $ 92,000 | $ 282,000 |
| Baldwin County Alabama | 9 | $ 1,950,000 | $ 216,000 | $ 195,000 |
| Lee County Alabama | 9 | $ 1,730,000 | $ 192,000 | $ 173,000 |
| Clay County Mississippi | 9 | $ 700,000 | $ 77,000 | $ 52,000 |
| Lubbock County Texas | 9 | $ 544,000 | $ 60,000 | $ 203,000 |
| Bay County Florida | 8 | $ 1,705,000 | $ 213,000 | $ 83,000 |
| Lincoln County Tennessee | 8 | $ 1,073,000 | $ 134,000 | $ 64,000 |
| McLennan County Texas | 8 | $ 589,000 | $ 73,000 | $ 165,000 |
| Franklin County Florida | 7 | $ 1,480,000 | $ 211,000 | $ 83,000 |
| Gulf County Florida | 7 | $ 1,720,000 | $ 245,000 | $ 126,000 |
| Pasco County Florida | 7 | $ 825,000 | $ 117,000 | $ 48,000 |
| Union County Georgia | 7 | $ 762,000 | $ 108,000 | $ 114,000 |
| Neshoba County Mississippi | 7 | $ 295,000 | $ 42,000 | $ 40,000 |
| Shelby County Tennessee | 7 | $ 1,172,000 | $ 167,000 | $ 143,000 |
| Ector County Texas | 7 | $ 386,000 | $ 55,000 | $ 157,000 |
| Monroe County Alabama | 6 | $ 411,000 | $ 68,000 | $ 62,000 |
| Broward County Florida | 6 | $ 1,865,000 | $ 310,000 | $ 292,000 |
| Bell County Texas | 6 | $ 228,000 | $ 38,000 | $ 126,000 |
| Chambers County Texas | 6 | $ 403,000 | $ 67,000 | $ 248,000 |
| Wise County Texas | 6 | $ 292,000 | $ 48,000 | $ 98,000 |
| Liberty County Florida | 5 | $ 526,000 | $ 105,000 | $ 88,000 |
| Cameron County Texas | 5 | $ 210,000 | $ 42,000 | $ 153,000 |
| Grayson County Texas | 5 | $ 167,000 | $ 33,000 | $ 133,000 |
| Jefferson County Texas | 5 | $ 157,000 | $ 31,000 | $ 97,000 |
| Kendall County Texas | 5 | $ 2,959,000 | $ 591,000 | $ 330,000 |
| Cullman County Alabama | 4 | $ 617,000 | $ 154,000 | $ 87,000 |
| Mobile County Alabama | 4 | $ 451,000 | $ 112,000 | $ 81,000 |
| Pike County Alabama | 4 | $ 352,000 | $ 88,000 | $ 53,000 |
| Tallapoosa County Alabama | 4 | $ 1,138,000 | $ 284,000 | $ 173,000 |
| Leon County Florida | 4 | $ 655,000 | $ 163,000 | $ 73,000 |
| Choctaw County Mississippi | 4 | $ 261,000 | $ 65,000 | $ 58,000 |
| Webster County Mississippi | 4 | $ 279,000 | $ 69,000 | $ 45,000 |
| Austin County Texas | 4 | $ 2,027,000 | $ 506,000 | $ 223,000 |
| Blanco County Texas | 4 | $ 351,000 | $ 87,000 | $ 123,000 |
| Gregg County Texas | 4 | $ 180,000 | $ 45,000 | $ 116,000 |
| Liberty County Texas | 4 | $ 235,000 | $ 58,000 | $ 118,000 |
| Waller County Texas | 4 | $ 1,791,000 | $ 447,000 | $ 246,000 |
| Washington County Texas | 4 | $ 450,000 | $ 112,000 | $ 229,000 |
| Wilson County Texas | 4 | $ 172,000 | $ 43,000 | $ 154,000 |
| Coosa County Alabama | 3 | $ 316,000 | $ 105,000 | $ 45,000 |
| Greene County Alabama | 3 | $ 282,000 | $ 94,000 | $ 36,000 |
| Hale County Alabama | 3 | $ 286,000 | $ 95,000 | $ 31,000 |
| Houston County Alabama | 3 | $ 171,000 | $ 57,000 | $ 54,000 |
| Lamar County Alabama | 3 | $ 382,000 | $ 127,000 | $ 74,000 |
| Lawrence County Alabama | 3 | $ 263,000 | $ 87,000 | $ 37,000 |
| Pickens County Alabama | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| Winston County Alabama | 3 | $ 707,000 | $ 235,000 | $ 234,000 |
| Pitkin County Colorado | 3 | $ 1,781,000 | $ 593,000 | $ 656,000 |
| Polk County Florida | 3 | $ 714,000 | $ 238,000 | $ 171,000 |
| Giles County Tennessee | 3 | $ 289,000 | $ 96,000 | $ 39,000 |
| Bowie County Texas | 3 | $ 1,038,000 | $ 346,000 | $ 171,000 |
| Burnet County Texas | 3 | $ 97,000 | $ 32,000 | $ 335,000 |
| Harrison County Texas | 3 | $ 250,000 | $ 83,000 | $ 167,000 |
| Hunt County Texas | 3 | $ 136,000 | $ 45,000 | $ 178,000 |
| Johnson County Texas | 3 | $ 163,000 | $ 54,000 | $ 130,000 |
| Lampasas County Texas | 3 | $ 114,000 | $ 38,000 | $ 111,000 |
| Llano County Texas | 3 | $ 1,309,000 | $ 436,000 | $ 541,000 |
| Matagorda County Texas | 3 | $ 295,000 | $ 98,000 | $ 347,000 |
| Polk County Texas | 3 | $ 60,000 | $ 20,000 | $ 102,000 |
| Taylor County Texas | 3 | $ 151,000 | $ 50,000 | $ 182,000 |
| Victoria County Texas | 3 | $ 186,000 | $ 62,000 | $ 97,000 |
| Bibb County Alabama | 2 | $ 121,000 | $ 60,000 | $ 97,000 |
| Calhoun County Alabama | 2 | $ 85,000 | $ 42,000 | $ 71,000 |
| Coffee County Alabama | 2 | $ 211,000 | $ 105,000 | $ 61,000 |
| Crenshaw County Alabama | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Escambia County Florida | 2 | $ 248,000 | $ 124,000 | $ 60,000 |
| Fulton County Georgia | 2 | $ 711,000 | $ 355,000 | $ 343,000 |
| Gwinnett County Georgia | 2 | $ 564,000 | $ 282,000 | $ 157,000 |
| Orleans County Louisiana | 2 | $ 289,000 | $ 144,000 | $ 295,000 |
| Lee County Mississippi | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Winston County Mississippi | 2 | $ 13,000 | $ 6,000 | $ 31,000 |
| Angelina County Texas | 2 | $ 77,000 | $ 38,000 | $ 139,000 |
| Bee County Texas | 2 | $ 114,000 | $ 57,000 | $ 112,000 |
| Fayette County Texas | 2 | $ 73,000 | $ 36,000 | $ 155,000 |
| Hardin County Texas | 2 | $ 65,000 | $ 32,000 | $ 139,000 |
| Henderson County Texas | 2 | $ 32,000 | $ 16,000 | $ 172,000 |
| Medina County Texas | 2 | $ 104,000 | $ 52,000 | $ 246,000 |
| Montague County Texas | 2 | $ 88,000 | $ 44,000 | $ 151,000 |
| Orange County Texas | 2 | $ 81,000 | $ 40,000 | $ 151,000 |
| San Jacinto County Texas | 2 | $ 188,000 | $ 94,000 | $ 129,000 |
| Wharton County Texas | 2 | $ 241,000 | $ 120,000 | $ 105,000 |
| Dale County Alabama | 1 | $ 300,000 | $ 300,000 | $ 129,000 |
| DeKalb County Alabama | 1 | $ 106,000 | $ 106,000 | $ 87,000 |
| Jackson County Alabama | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Lauderdale County Alabama | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| Macon County Alabama | 1 | $ 72,000 | $ 72,000 | $ 119,000 |
| Marengo County Alabama | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Russell County Alabama | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Walker County Alabama | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Jefferson County Colorado | 1 | $ 600,000 | $ 600,000 | $ 151,000 |
| La Plata County Colorado | 1 | $ 764,000 | $ 764,000 | $ 1,573,000 |
| Rio Grande County Colorado | 1 | $ 520,000 | $ 520,000 | $ 395,000 |
| Routt County Colorado | 1 | $ 644,000 | $ 644,000 | $ 545,000 |
| Alachua County Florida | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| Duval County Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 298,000 |
| Flagler County Florida | 1 | $ 298,000 | $ 298,000 | $ 200,000 |
| Gadsden County Florida | 1 | $ 7,000 | $ 7,000 | $ 25,000 |
| Okaloosa County Florida | 1 | $ 90,000 | $ 90,000 | $ 111,000 |
| Palm Beach County Florida | 1 | $ 98,000 | $ 98,000 | $ 343,000 |
| Seminole County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 9,999,000 |
| Walton County Florida | 1 | $ 813,000 | $ 813,000 | $ 249,000 |
| Cobb County Georgia | 1 | $ 138,000 | $ 138,000 | $ 369,000 |
| Dade County Georgia | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| DeKalb County Georgia | 1 | $ 568,000 | $ 568,000 | $ 272,000 |
| Fannin County Georgia | 1 | $ 212,000 | $ 212,000 | $ 85,000 |
| Glynn County Georgia | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| Houston County Georgia | 1 | $ 181,000 | $ 181,000 | $ 95,000 |
| Marion County Georgia | 1 | $ 250,000 | $ 250,000 | $ 148,000 |
| Muscogee County Georgia | 1 | $ 2,000 | $ 2,000 | $ 64,000 |
| Peach County Georgia | 1 | $ 337,000 | $ 337,000 | $ 118,000 |
| Pickens County Georgia | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Towns County Georgia | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Sedgwick County Kansas | 1 | $ 392,000 | $ 392,000 | $ 160,000 |
| York County Maine | 1 | $ 1,320,000 | $ 1,320,000 | $ 594,000 |
| DeSoto County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Forrest County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 400,000 |
| Harrison County Mississippi | 1 | $ 262,000 | $ 262,000 | $ 85,000 |
| Itawamba County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 173,000 |
| Jasper County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Madison County Mississippi | 1 | $ 212,000 | $ 212,000 | $ 68,000 |
| Newton County Mississippi | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| Tippah County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Warren County Mississippi | 1 | $ 257,000 | $ 257,000 | $ 66,000 |
| Gallatin County Montana | 1 | $ 1,200,000 | $ 1,200,000 | $ 5,335,000 |
| Santa Fe County New Mexico | 1 | $ 960,000 | $ 960,000 | $ 317,000 |
| Jackson County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 785,000 |
| Mecklenburg County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 283,000 |
| Bedford County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Cumberland County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Davidson County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 88,000 |
| Hamilton County Tennessee | 1 | $ 2,410,000 | $ 2,410,000 | $ 4,633,000 |
| Moore County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Sevier County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 12,000 |
| Bandera County Texas | 1 | $ 3,938,000 | $ 3,938,000 | $ 1,263,000 |
| Baylor County Texas | 1 | $ 31,000 | $ 31,000 | $ 211,000 |
| Bosque County Texas | 1 | $ 38,000 | $ 38,000 | $ 120,000 |
| Brown County Texas | 1 | $ 58,000 | $ 58,000 | $ 102,000 |
| Cooke County Texas | 1 | $ 33,000 | $ 33,000 | $ 119,000 |
| Gillespie County Texas | 1 | $ 113,000 | $ 113,000 | $ 212,000 |
| Grimes County Texas | 1 | $ 596,000 | $ 596,000 | $ 205,000 |
| Hidalgo County Texas | 1 | $ 34,000 | $ 34,000 | $ 169,000 |
| Hood County Texas | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| Jackson County Texas | 1 | $ 32,000 | $ 32,000 | $ 104,000 |
| Jim Wells County Texas | 1 | $ 47,000 | $ 47,000 | $ 223,000 |
| Kleberg County Texas | 1 | $ 48,000 | $ 48,000 | $ 143,000 |
| Lavaca County Texas | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Limestone County Texas | 1 | $ 59,000 | $ 59,000 | $ 313,000 |
| Marion County Texas | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Randall County Texas | 1 | $ 72,000 | $ 72,000 | $ 273,000 |
| Smith County Texas | 1 | $ 21,000 | $ 21,000 | $ 58,000 |
| Tom Green County Texas | 1 | $ 40,000 | $ 40,000 | $ 279,000 |
| Upshur County Texas | 1 | $ 28,000 | $ 28,000 | $ 157,000 |
| Van Zandt County Texas | 1 | $ 77,000 | $ 77,000 | $ 180,000 |
| Walker County Texas | 1 | $ 149,000 | $ 149,000 | $ 160,000 |
| Webb County Texas | 1 | $ 82,000 | $ 82,000 | $ 646,000 |
| Wood County Texas | 1 | $ 52,000 | $ 52,000 | $ 73,000 |
| Dane County Wisconsin | 1 | $ 1,050,000 | $ 1,050,000 | $ 262,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,365 | $436,072,000 | $184,000 | $4,250,000 | $181,000 | $9,999,000 |
| Home Improvement | 859 | $43,835,000 | $51,000 | $588,000 | $143,000 | $1,013,000 |
| Refinancing | 571 | $150,572,000 | $263,000 | $8,250,000 | $209,000 | $4,633,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,981 | $502,966,000 | $168,000 | $8,250,000 | $177,000 | $9,999,000 |
| Black or African American | 240 | $30,787,000 | $128,000 | $1,403,000 | $74,000 | $456,000 |
| Not Provided | 208 | $37,120,000 | $178,000 | $3,938,000 | $263,000 | $9,999,000 |
| Hispanic | 172 | $23,586,000 | $137,000 | $2,464,000 | $206,000 | $1,355,000 |
| Asian | 138 | $27,448,000 | $198,000 | $3,000,000 | $244,000 | $3,308,000 |
| Not applicable | 42 | $6,515,000 | $155,000 | $1,683,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,395,000 | $174,000 | $520,000 | $169,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $662,000 | $110,000 | $233,000 | $157,000 | $212,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,389 | $567,704,000 | $167,000 | $8,250,000 | $190,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 185 | $25,453,000 | $137,000 | $301,000 | $63,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $13,979,000 | $125,000 | $203,000 | $42,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 110 | $23,343,000 | $212,000 | $550,000 | $84,000 | $400,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,324 | $432,503,000 | $186,000 | $8,250,000 | $193,000 | $9,999,000 |
| Application Denied By Financial Institution | 716 | $81,678,000 | $114,000 | $3,720,000 | $143,000 | $3,000,000 |
| Application Approved But Not Accepted | 377 | $35,615,000 | $94,000 | $2,813,000 | $183,000 | $961,000 |
| Application Withdrawn By Applicant | 167 | $40,391,000 | $241,000 | $1,320,000 | $150,000 | $1,532,000 |
| File Closed For Incompleteness | 164 | $36,190,000 | $220,000 | $1,126,000 | $134,000 | $1,131,000 |
| Loan Purchased By The Institution | 31 | $2,250,000 | $72,000 | $86,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 10 | $1,187,000 | $118,000 | $250,000 | $215,000 | $485,000 |
| Preapproval Denied by Financial Institution | 6 | $665,000 | $110,000 | $300,000 | $150,000 | $230,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 327 | $26,219,000 | $80,000 | $696,000 | $131,000 | $3,000,000 |
| Debt-To-Income Ratio | 151 | $21,588,000 | $142,000 | $3,720,000 | $121,000 | $1,032,000 |
| Other | 82 | $6,906,000 | $84,000 | $960,000 | $166,000 | $1,418,000 |
| Collateral | 81 | $17,998,000 | $222,000 | $1,875,000 | $214,000 | $1,502,000 |
| Employment History | 45 | $3,268,000 | $72,000 | $222,000 | $143,000 | $335,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,107,000 | $273,000 | $1,403,000 | $127,000 | $456,000 |
| Credit Application Incomplete | 11 | $1,002,000 | $91,000 | $219,000 | $212,000 | $399,000 |
| Unverifiable Information | 10 | $1,255,000 | $125,000 | $355,000 | $81,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.