2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Cadence Bank, N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,795 |
| Total Mortgage Loan Application Amount | $630,479,000 |
| Average Mortgage Loan Application Amount | $166,000 |
| Highest Mortgage Loan Application Amount | $8,250,000 |
| Average Applicant Income | $177,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| Angelina County Texas | 2 | $ 77,000 | $ 38,000 | $ 139,000 |
| Austin County Texas | 4 | $ 2,027,000 | $ 506,000 | $ 223,000 |
| Autauga County Alabama | 62 | $ 9,027,000 | $ 145,000 | $ 65,000 |
| Baldwin County Alabama | 9 | $ 1,950,000 | $ 216,000 | $ 195,000 |
| Bandera County Texas | 1 | $ 3,938,000 | $ 3,938,000 | $ 1,263,000 |
| Bay County Florida | 8 | $ 1,705,000 | $ 213,000 | $ 83,000 |
| Baylor County Texas | 1 | $ 31,000 | $ 31,000 | $ 211,000 |
| Bedford County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Bee County Texas | 2 | $ 114,000 | $ 57,000 | $ 112,000 |
| Bell County Texas | 6 | $ 228,000 | $ 38,000 | $ 126,000 |
| Bexar County Texas | 66 | $ 9,673,000 | $ 146,000 | $ 235,000 |
| Bibb County Alabama | 2 | $ 121,000 | $ 60,000 | $ 97,000 |
| Blanco County Texas | 4 | $ 351,000 | $ 87,000 | $ 123,000 |
| Blount County Alabama | 47 | $ 4,087,000 | $ 86,000 | $ 54,000 |
| Bosque County Texas | 1 | $ 38,000 | $ 38,000 | $ 120,000 |
| Bowie County Texas | 3 | $ 1,038,000 | $ 346,000 | $ 171,000 |
| Brazoria County Texas | 30 | $ 2,256,000 | $ 75,000 | $ 137,000 |
| Brazos County Texas | 14 | $ 3,250,000 | $ 232,000 | $ 290,000 |
| Broward County Florida | 6 | $ 1,865,000 | $ 310,000 | $ 292,000 |
| Brown County Texas | 1 | $ 58,000 | $ 58,000 | $ 102,000 |
| Burnet County Texas | 3 | $ 97,000 | $ 32,000 | $ 335,000 |
| Calhoun County Alabama | 2 | $ 85,000 | $ 42,000 | $ 71,000 |
| Calhoun County Florida | 10 | $ 335,000 | $ 33,000 | $ 38,000 |
| Cameron County Texas | 5 | $ 210,000 | $ 42,000 | $ 153,000 |
| Chambers County Texas | 6 | $ 403,000 | $ 67,000 | $ 248,000 |
| Choctaw County Mississippi | 4 | $ 261,000 | $ 65,000 | $ 58,000 |
| Citrus County Florida | 14 | $ 1,268,000 | $ 90,000 | $ 42,000 |
| Clay County Mississippi | 9 | $ 700,000 | $ 77,000 | $ 52,000 |
| Cobb County Georgia | 1 | $ 138,000 | $ 138,000 | $ 369,000 |
| Coffee County Alabama | 2 | $ 211,000 | $ 105,000 | $ 61,000 |
| Collin County Texas | 173 | $ 11,959,000 | $ 69,000 | $ 187,000 |
| Comal County Texas | 21 | $ 3,626,000 | $ 172,000 | $ 212,000 |
| Cooke County Texas | 1 | $ 33,000 | $ 33,000 | $ 119,000 |
| Coosa County Alabama | 3 | $ 316,000 | $ 105,000 | $ 45,000 |
| Covington County Alabama | 10 | $ 1,449,000 | $ 144,000 | $ 75,000 |
| Crenshaw County Alabama | 2 | $ 320,000 | $ 160,000 | $ 92,000 |
| Cullman County Alabama | 4 | $ 617,000 | $ 154,000 | $ 87,000 |
| Cumberland County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Dade County Georgia | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Dale County Alabama | 1 | $ 300,000 | $ 300,000 | $ 129,000 |
| Dallas County Alabama | 23 | $ 2,011,000 | $ 87,000 | $ 67,000 |
| Dallas County Texas | 182 | $ 14,850,000 | $ 81,000 | $ 214,000 |
| Dane County Wisconsin | 1 | $ 1,050,000 | $ 1,050,000 | $ 262,000 |
| Davidson County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 88,000 |
| DeKalb County Alabama | 1 | $ 106,000 | $ 106,000 | $ 87,000 |
| DeKalb County Georgia | 1 | $ 568,000 | $ 568,000 | $ 272,000 |
| Denton County Texas | 125 | $ 11,091,000 | $ 88,000 | $ 194,000 |
| DeSoto County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Duval County Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 298,000 |
| Ector County Texas | 7 | $ 386,000 | $ 55,000 | $ 157,000 |
| El Paso County Texas | 10 | $ 680,000 | $ 68,000 | $ 208,000 |
| Ellis County Texas | 19 | $ 845,000 | $ 44,000 | $ 140,000 |
| Elmore County Alabama | 90 | $ 12,170,000 | $ 135,000 | $ 63,000 |
| Escambia County Florida | 2 | $ 248,000 | $ 124,000 | $ 60,000 |
| Etowah County Alabama | 29 | $ 3,021,000 | $ 104,000 | $ 43,000 |
| Fannin County Georgia | 1 | $ 212,000 | $ 212,000 | $ 85,000 |
| Fayette County Texas | 2 | $ 73,000 | $ 36,000 | $ 155,000 |
| Flagler County Florida | 1 | $ 298,000 | $ 298,000 | $ 200,000 |
| Forrest County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 400,000 |
| Fort Bend County Texas | 107 | $ 18,257,000 | $ 170,000 | $ 252,000 |
| Franklin County Florida | 7 | $ 1,480,000 | $ 211,000 | $ 83,000 |
| Fulton County Georgia | 2 | $ 711,000 | $ 355,000 | $ 343,000 |
| Gadsden County Florida | 1 | $ 7,000 | $ 7,000 | $ 25,000 |
| Gallatin County Montana | 1 | $ 1,200,000 | $ 1,200,000 | $ 5,335,000 |
| Galveston County Texas | 58 | $ 7,287,000 | $ 125,000 | $ 257,000 |
| Giles County Tennessee | 3 | $ 289,000 | $ 96,000 | $ 39,000 |
| Gillespie County Texas | 1 | $ 113,000 | $ 113,000 | $ 212,000 |
| Glynn County Georgia | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| Grayson County Texas | 5 | $ 167,000 | $ 33,000 | $ 133,000 |
| Greene County Alabama | 3 | $ 282,000 | $ 94,000 | $ 36,000 |
| Gregg County Texas | 4 | $ 180,000 | $ 45,000 | $ 116,000 |
| Grimes County Texas | 1 | $ 596,000 | $ 596,000 | $ 205,000 |
| Guadalupe County Texas | 11 | $ 981,000 | $ 89,000 | $ 110,000 |
| Gulf County Florida | 7 | $ 1,720,000 | $ 245,000 | $ 126,000 |
| Gwinnett County Georgia | 2 | $ 564,000 | $ 282,000 | $ 157,000 |
| Hale County Alabama | 3 | $ 286,000 | $ 95,000 | $ 31,000 |
| Hamilton County Tennessee | 1 | $ 2,410,000 | $ 2,410,000 | $ 4,633,000 |
| Hardin County Texas | 2 | $ 65,000 | $ 32,000 | $ 139,000 |
| Harris County Texas | 550 | $ 171,802,000 | $ 312,000 | $ 294,000 |
| Harrison County Mississippi | 1 | $ 262,000 | $ 262,000 | $ 85,000 |
| Harrison County Texas | 3 | $ 250,000 | $ 83,000 | $ 167,000 |
| Hays County Texas | 25 | $ 2,399,000 | $ 95,000 | $ 176,000 |
| Henderson County Texas | 2 | $ 32,000 | $ 16,000 | $ 172,000 |
| Hernando County Florida | 10 | $ 1,206,000 | $ 120,000 | $ 106,000 |
| Hidalgo County Texas | 1 | $ 34,000 | $ 34,000 | $ 169,000 |
| Hillsborough County Florida | 17 | $ 6,927,000 | $ 407,000 | $ 299,000 |
| Hood County Texas | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| Houston County Alabama | 3 | $ 171,000 | $ 57,000 | $ 54,000 |
| Houston County Georgia | 1 | $ 181,000 | $ 181,000 | $ 95,000 |
| Hunt County Texas | 3 | $ 136,000 | $ 45,000 | $ 178,000 |
| Itawamba County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 173,000 |
| Jackson County Alabama | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Jackson County Florida | 12 | $ 773,000 | $ 64,000 | $ 54,000 |
| Jackson County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 785,000 |
| Jackson County Texas | 1 | $ 32,000 | $ 32,000 | $ 104,000 |
| Jasper County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Jefferson County Alabama | 171 | $ 35,347,000 | $ 206,000 | $ 107,000 |
| Jefferson County Colorado | 1 | $ 600,000 | $ 600,000 | $ 151,000 |
| Jefferson County Texas | 5 | $ 157,000 | $ 31,000 | $ 97,000 |
| Jim Wells County Texas | 1 | $ 47,000 | $ 47,000 | $ 223,000 |
| Johnson County Texas | 3 | $ 163,000 | $ 54,000 | $ 130,000 |
| Kaufman County Texas | 16 | $ 741,000 | $ 46,000 | $ 125,000 |
| Kendall County Texas | 5 | $ 2,959,000 | $ 591,000 | $ 330,000 |
| Kleberg County Texas | 1 | $ 48,000 | $ 48,000 | $ 143,000 |
| La Plata County Colorado | 1 | $ 764,000 | $ 764,000 | $ 1,573,000 |
| Lamar County Alabama | 3 | $ 382,000 | $ 127,000 | $ 74,000 |
| Lampasas County Texas | 3 | $ 114,000 | $ 38,000 | $ 111,000 |
| Lauderdale County Alabama | 1 | $ 5,000 | $ 5,000 | $ 13,000 |
| Lavaca County Texas | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Lawrence County Alabama | 3 | $ 263,000 | $ 87,000 | $ 37,000 |
| Lee County Alabama | 9 | $ 1,730,000 | $ 192,000 | $ 173,000 |
| Lee County Mississippi | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Leon County Florida | 4 | $ 655,000 | $ 163,000 | $ 73,000 |
| Liberty County Florida | 5 | $ 526,000 | $ 105,000 | $ 88,000 |
| Liberty County Texas | 4 | $ 235,000 | $ 58,000 | $ 118,000 |
| Limestone County Alabama | 41 | $ 6,342,000 | $ 154,000 | $ 70,000 |
| Limestone County Texas | 1 | $ 59,000 | $ 59,000 | $ 313,000 |
| Lincoln County Tennessee | 8 | $ 1,073,000 | $ 134,000 | $ 64,000 |
| Llano County Texas | 3 | $ 1,309,000 | $ 436,000 | $ 541,000 |
| Lowndes County Mississippi | 41 | $ 3,342,000 | $ 81,000 | $ 79,000 |
| Lubbock County Texas | 9 | $ 544,000 | $ 60,000 | $ 203,000 |
| Macon County Alabama | 1 | $ 72,000 | $ 72,000 | $ 119,000 |
| Madison County Alabama | 189 | $ 32,829,000 | $ 173,000 | $ 112,000 |
| Madison County Mississippi | 1 | $ 212,000 | $ 212,000 | $ 68,000 |
| Manatee County Florida | 15 | $ 3,948,000 | $ 263,000 | $ 92,000 |
| Marengo County Alabama | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Marion County Florida | 24 | $ 2,581,000 | $ 107,000 | $ 77,000 |
| Marion County Georgia | 1 | $ 250,000 | $ 250,000 | $ 148,000 |
| Marion County Texas | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Marshall County Alabama | 15 | $ 2,429,000 | $ 161,000 | $ 79,000 |
| Matagorda County Texas | 3 | $ 295,000 | $ 98,000 | $ 347,000 |
| McLennan County Texas | 8 | $ 589,000 | $ 73,000 | $ 165,000 |
| Mecklenburg County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 283,000 |
| Medina County Texas | 2 | $ 104,000 | $ 52,000 | $ 246,000 |
| Midland County Texas | 10 | $ 923,000 | $ 92,000 | $ 282,000 |
| Mobile County Alabama | 4 | $ 451,000 | $ 112,000 | $ 81,000 |
| Monroe County Alabama | 6 | $ 411,000 | $ 68,000 | $ 62,000 |
| Monroe County Mississippi | 19 | $ 729,000 | $ 38,000 | $ 59,000 |
| Montague County Texas | 2 | $ 88,000 | $ 44,000 | $ 151,000 |
| Montgomery County Alabama | 173 | $ 27,168,000 | $ 157,000 | $ 77,000 |
| Montgomery County Texas | 149 | $ 22,224,000 | $ 149,000 | $ 201,000 |
| Moore County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Morgan County Alabama | 31 | $ 4,130,000 | $ 133,000 | $ 67,000 |
| Muscogee County Georgia | 1 | $ 2,000 | $ 2,000 | $ 64,000 |
| Neshoba County Mississippi | 7 | $ 295,000 | $ 42,000 | $ 40,000 |
| Newton County Mississippi | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| Nueces County Texas | 15 | $ 1,481,000 | $ 98,000 | $ 215,000 |
| Okaloosa County Florida | 1 | $ 90,000 | $ 90,000 | $ 111,000 |
| Oktibbeha County Mississippi | 107 | $ 15,754,000 | $ 147,000 | $ 97,000 |
| Orange County Texas | 2 | $ 81,000 | $ 40,000 | $ 151,000 |
| Orleans County Louisiana | 2 | $ 289,000 | $ 144,000 | $ 295,000 |
| Palm Beach County Florida | 1 | $ 98,000 | $ 98,000 | $ 343,000 |
| Parker County Texas | 15 | $ 755,000 | $ 50,000 | $ 137,000 |
| Pasco County Florida | 7 | $ 825,000 | $ 117,000 | $ 48,000 |
| Peach County Georgia | 1 | $ 337,000 | $ 337,000 | $ 118,000 |
| Pickens County Alabama | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| Pickens County Georgia | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Pike County Alabama | 4 | $ 352,000 | $ 88,000 | $ 53,000 |
| Pinellas County Florida | 35 | $ 8,556,000 | $ 244,000 | $ 130,000 |
| Pitkin County Colorado | 3 | $ 1,781,000 | $ 593,000 | $ 656,000 |
| Polk County Florida | 3 | $ 714,000 | $ 238,000 | $ 171,000 |
| Polk County Texas | 3 | $ 60,000 | $ 20,000 | $ 102,000 |
| Randall County Texas | 1 | $ 72,000 | $ 72,000 | $ 273,000 |
| Rio Grande County Colorado | 1 | $ 520,000 | $ 520,000 | $ 395,000 |
| Rockwall County Texas | 29 | $ 2,039,000 | $ 70,000 | $ 198,000 |
| Routt County Colorado | 1 | $ 644,000 | $ 644,000 | $ 545,000 |
| Russell County Alabama | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| San Jacinto County Texas | 2 | $ 188,000 | $ 94,000 | $ 129,000 |
| Santa Fe County New Mexico | 1 | $ 960,000 | $ 960,000 | $ 317,000 |
| Sarasota County Florida | 20 | $ 8,064,000 | $ 403,000 | $ 327,000 |
| Sedgwick County Kansas | 1 | $ 392,000 | $ 392,000 | $ 160,000 |
| Seminole County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 9,999,000 |
| Sevier County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 12,000 |
| Shelby County Alabama | 67 | $ 14,839,000 | $ 221,000 | $ 140,000 |
| Shelby County Tennessee | 7 | $ 1,172,000 | $ 167,000 | $ 143,000 |
| Smith County Texas | 1 | $ 21,000 | $ 21,000 | $ 58,000 |
| St. Clair County Alabama | 13 | $ 1,449,000 | $ 111,000 | $ 49,000 |
| Talladega County Alabama | 10 | $ 1,236,000 | $ 123,000 | $ 60,000 |
| Tallapoosa County Alabama | 4 | $ 1,138,000 | $ 284,000 | $ 173,000 |
| Tarrant County Texas | 161 | $ 12,459,000 | $ 77,000 | $ 189,000 |
| Taylor County Texas | 3 | $ 151,000 | $ 50,000 | $ 182,000 |
| Tippah County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Tom Green County Texas | 1 | $ 40,000 | $ 40,000 | $ 279,000 |
| Towns County Georgia | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Travis County Texas | 125 | $ 13,833,000 | $ 110,000 | $ 208,000 |
| Tuscaloosa County Alabama | 106 | $ 30,774,000 | $ 290,000 | $ 140,000 |
| Union County Georgia | 7 | $ 762,000 | $ 108,000 | $ 114,000 |
| Upshur County Texas | 1 | $ 28,000 | $ 28,000 | $ 157,000 |
| Van Zandt County Texas | 1 | $ 77,000 | $ 77,000 | $ 180,000 |
| Victoria County Texas | 3 | $ 186,000 | $ 62,000 | $ 97,000 |
| Walker County Alabama | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Walker County Texas | 1 | $ 149,000 | $ 149,000 | $ 160,000 |
| Waller County Texas | 4 | $ 1,791,000 | $ 447,000 | $ 246,000 |
| Walton County Florida | 1 | $ 813,000 | $ 813,000 | $ 249,000 |
| Warren County Mississippi | 1 | $ 257,000 | $ 257,000 | $ 66,000 |
| Washington County Texas | 4 | $ 450,000 | $ 112,000 | $ 229,000 |
| Webb County Texas | 1 | $ 82,000 | $ 82,000 | $ 646,000 |
| Webster County Mississippi | 4 | $ 279,000 | $ 69,000 | $ 45,000 |
| Wharton County Texas | 2 | $ 241,000 | $ 120,000 | $ 105,000 |
| Williamson County Texas | 65 | $ 3,551,000 | $ 54,000 | $ 153,000 |
| Wilson County Texas | 4 | $ 172,000 | $ 43,000 | $ 154,000 |
| Winston County Alabama | 3 | $ 707,000 | $ 235,000 | $ 234,000 |
| Winston County Mississippi | 2 | $ 13,000 | $ 6,000 | $ 31,000 |
| Wise County Texas | 6 | $ 292,000 | $ 48,000 | $ 98,000 |
| Wood County Texas | 1 | $ 52,000 | $ 52,000 | $ 73,000 |
| York County Maine | 1 | $ 1,320,000 | $ 1,320,000 | $ 594,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2014
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,365 | $436,072,000 | $184,000 | $4,250,000 | $181,000 | $9,999,000 |
| Home Improvement | 859 | $43,835,000 | $51,000 | $588,000 | $143,000 | $1,013,000 |
| Refinancing | 571 | $150,572,000 | $263,000 | $8,250,000 | $209,000 | $4,633,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,981 | $502,966,000 | $168,000 | $8,250,000 | $177,000 | $9,999,000 |
| Black or African American | 240 | $30,787,000 | $128,000 | $1,403,000 | $74,000 | $456,000 |
| Not Provided | 208 | $37,120,000 | $178,000 | $3,938,000 | $263,000 | $9,999,000 |
| Hispanic | 172 | $23,586,000 | $137,000 | $2,464,000 | $206,000 | $1,355,000 |
| Asian | 138 | $27,448,000 | $198,000 | $3,000,000 | $244,000 | $3,308,000 |
| Not applicable | 42 | $6,515,000 | $155,000 | $1,683,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,395,000 | $174,000 | $520,000 | $169,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $662,000 | $110,000 | $233,000 | $157,000 | $212,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,389 | $567,704,000 | $167,000 | $8,250,000 | $190,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 185 | $25,453,000 | $137,000 | $301,000 | $63,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $13,979,000 | $125,000 | $203,000 | $42,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 110 | $23,343,000 | $212,000 | $550,000 | $84,000 | $400,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,324 | $432,503,000 | $186,000 | $8,250,000 | $193,000 | $9,999,000 |
| Application Denied By Financial Institution | 716 | $81,678,000 | $114,000 | $3,720,000 | $143,000 | $3,000,000 |
| Application Approved But Not Accepted | 377 | $35,615,000 | $94,000 | $2,813,000 | $183,000 | $961,000 |
| Application Withdrawn By Applicant | 167 | $40,391,000 | $241,000 | $1,320,000 | $150,000 | $1,532,000 |
| File Closed For Incompleteness | 164 | $36,190,000 | $220,000 | $1,126,000 | $134,000 | $1,131,000 |
| Loan Purchased By The Institution | 31 | $2,250,000 | $72,000 | $86,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 10 | $1,187,000 | $118,000 | $250,000 | $215,000 | $485,000 |
| Preapproval Denied by Financial Institution | 6 | $665,000 | $110,000 | $300,000 | $150,000 | $230,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 327 | $26,219,000 | $80,000 | $696,000 | $131,000 | $3,000,000 |
| Debt-To-Income Ratio | 151 | $21,588,000 | $142,000 | $3,720,000 | $121,000 | $1,032,000 |
| Other | 82 | $6,906,000 | $84,000 | $960,000 | $166,000 | $1,418,000 |
| Collateral | 81 | $17,998,000 | $222,000 | $1,875,000 | $214,000 | $1,502,000 |
| Employment History | 45 | $3,268,000 | $72,000 | $222,000 | $143,000 | $335,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,107,000 | $273,000 | $1,403,000 | $127,000 | $456,000 |
| Credit Application Incomplete | 11 | $1,002,000 | $91,000 | $219,000 | $212,000 | $399,000 |
| Unverifiable Information | 10 | $1,255,000 | $125,000 | $355,000 | $81,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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