2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Cadence Bank, N.A. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,734 |
| Total Mortgage Loan Application Amount | $595,892,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $12,463,000 |
| Average Applicant Income | $160,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Angelina County Texas | 1 | $ 47,000 | $ 47,000 | $ 189,000 |
| Atascosa County Texas | 1 | $ 6,309,000 | $ 6,309,000 | $ 9,999,000 |
| Autauga County Alabama | 60 | $ 8,963,000 | $ 149,000 | $ 76,000 |
| Avery County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 354,000 |
| Baldwin County Alabama | 6 | $ 819,000 | $ 136,000 | $ 85,000 |
| Bastrop County Texas | 2 | $ 95,000 | $ 47,000 | $ 184,000 |
| Bay County Florida | 11 | $ 2,499,000 | $ 227,000 | $ 283,000 |
| Bell County Texas | 3 | $ 191,000 | $ 63,000 | $ 132,000 |
| Berkeley County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Bexar County Texas | 57 | $ 11,603,000 | $ 203,000 | $ 227,000 |
| Bibb County Alabama | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Blount County Alabama | 47 | $ 3,029,000 | $ 64,000 | $ 45,000 |
| Brazoria County Texas | 34 | $ 2,222,000 | $ 65,000 | $ 141,000 |
| Brazos County Texas | 10 | $ 1,199,000 | $ 119,000 | $ 194,000 |
| Broward County Florida | 20 | $ 5,032,000 | $ 251,000 | $ 102,000 |
| Brown County Texas | 1 | $ 59,000 | $ 59,000 | $ 104,000 |
| Burleson County Texas | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Burnet County Texas | 3 | $ 198,000 | $ 66,000 | $ 186,000 |
| Butler County Alabama | 4 | $ 275,000 | $ 68,000 | $ 47,000 |
| Cabarrus County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 192,000 |
| Caldwell County Texas | 1 | $ 48,000 | $ 48,000 | $ 132,000 |
| Calhoun County Alabama | 4 | $ 859,000 | $ 214,000 | $ 97,000 |
| Calhoun County Florida | 11 | $ 247,000 | $ 22,000 | $ 46,000 |
| Calhoun County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Calhoun County Texas | 1 | $ 550,000 | $ 550,000 | $ 240,000 |
| Cameron County Texas | 3 | $ 296,000 | $ 98,000 | $ 331,000 |
| Chambers County Texas | 4 | $ 208,000 | $ 52,000 | $ 151,000 |
| Charlotte County Florida | 1 | $ 134,000 | $ 134,000 | $ 79,000 |
| Cheatham County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 62,000 |
| Cherokee County Georgia | 1 | $ 300,000 | $ 300,000 | $ 52,000 |
| Cherokee County Texas | 1 | $ 48,000 | $ 48,000 | $ 192,000 |
| Chickasaw County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Chilton County Alabama | 4 | $ 672,000 | $ 168,000 | $ 102,000 |
| Choctaw County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Citrus County Florida | 14 | $ 1,430,000 | $ 102,000 | $ 69,000 |
| Clay County Alabama | 1 | $ 108,000 | $ 108,000 | $ 79,000 |
| Clay County Florida | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Clay County Mississippi | 26 | $ 1,336,000 | $ 51,000 | $ 53,000 |
| Clay County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 53,000 |
| Cobb County Georgia | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
| Colbert County Alabama | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Collin County Texas | 165 | $ 12,867,000 | $ 77,000 | $ 187,000 |
| Colorado County Texas | 1 | $ 42,000 | $ 42,000 | $ 92,000 |
| Comal County Texas | 23 | $ 1,854,000 | $ 80,000 | $ 244,000 |
| Cooke County Texas | 1 | $ 22,000 | $ 22,000 | $ 594,000 |
| Coosa County Alabama | 5 | $ 1,312,000 | $ 262,000 | $ 315,000 |
| Copiah County Mississippi | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Coryell County Texas | 2 | $ 117,000 | $ 58,000 | $ 50,000 |
| Covington County Alabama | 10 | $ 1,171,000 | $ 117,000 | $ 46,000 |
| Crenshaw County Alabama | 2 | $ 307,000 | $ 153,000 | $ 62,000 |
| Cullman County Alabama | 17 | $ 2,206,000 | $ 129,000 | $ 66,000 |
| Dallas County Alabama | 34 | $ 4,297,000 | $ 126,000 | $ 76,000 |
| Dallas County Texas | 163 | $ 18,730,000 | $ 114,000 | $ 257,000 |
| Davidson County Tennessee | 4 | $ 464,000 | $ 116,000 | $ 59,000 |
| DeKalb County Alabama | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| DeKalb County Georgia | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| Denton County Texas | 111 | $ 7,544,000 | $ 67,000 | $ 194,000 |
| Denver County Colorado | 1 | $ 30,000 | $ 30,000 | $ 102,000 |
| Ector County Texas | 1 | $ 105,000 | $ 105,000 | $ 454,000 |
| El Paso County Texas | 16 | $ 627,000 | $ 39,000 | $ 127,000 |
| Ellis County Texas | 17 | $ 697,000 | $ 41,000 | $ 135,000 |
| Elmore County Alabama | 83 | $ 14,322,000 | $ 172,000 | $ 77,000 |
| Escambia County Alabama | 1 | $ 129,000 | $ 129,000 | $ 30,000 |
| Etowah County Alabama | 45 | $ 5,430,000 | $ 120,000 | $ 77,000 |
| Fannin County Georgia | 3 | $ 640,000 | $ 213,000 | $ 77,000 |
| Fannin County Texas | 1 | $ 42,000 | $ 42,000 | $ 127,000 |
| Fayette County Alabama | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Fort Bend County Texas | 103 | $ 10,100,000 | $ 98,000 | $ 193,000 |
| Franklin County Florida | 12 | $ 1,348,000 | $ 112,000 | $ 57,000 |
| Franklin County Tennessee | 3 | $ 186,000 | $ 62,000 | $ 128,000 |
| Franklin County Texas | 2 | $ 225,000 | $ 112,000 | $ 346,000 |
| Gadsden County Florida | 1 | $ 68,000 | $ 68,000 | $ 17,000 |
| Galveston County Texas | 44 | $ 2,649,000 | $ 60,000 | $ 166,000 |
| Goliad County Texas | 1 | $ 42,000 | $ 42,000 | $ 70,000 |
| Grayson County Texas | 4 | $ 212,000 | $ 53,000 | $ 129,000 |
| Greene County Alabama | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Gregg County Texas | 2 | $ 85,000 | $ 42,000 | $ 78,000 |
| Grimes County Texas | 1 | $ 150,000 | $ 150,000 | $ 190,000 |
| Guadalupe County Texas | 14 | $ 603,000 | $ 43,000 | $ 198,000 |
| Guilford County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 103,000 |
| Gulf County Florida | 5 | $ 503,000 | $ 100,000 | $ 25,000 |
| Gwinnett County Georgia | 2 | $ 507,000 | $ 253,000 | $ 74,000 |
| Hale County Alabama | 1 | $ 280,000 | $ 280,000 | $ 166,000 |
| Hall County Georgia | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Hardin County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 540,000 |
| Harris County Texas | 484 | $ 148,879,000 | $ 307,000 | $ 300,000 |
| Harrison County Texas | 2 | $ 86,000 | $ 43,000 | $ 98,000 |
| Hays County Texas | 20 | $ 1,404,000 | $ 70,000 | $ 169,000 |
| Henderson County Texas | 4 | $ 381,000 | $ 95,000 | $ 280,000 |
| Henrico County Virginia | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Henry County Alabama | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Hernando County Florida | 13 | $ 1,373,000 | $ 105,000 | $ 79,000 |
| Hickman County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Hidalgo County Texas | 5 | $ 261,000 | $ 52,000 | $ 169,000 |
| Hill County Texas | 1 | $ 36,000 | $ 36,000 | $ 142,000 |
| Hillsborough County Florida | 21 | $ 4,366,000 | $ 207,000 | $ 149,000 |
| Holmes County Florida | 2 | $ 389,000 | $ 194,000 | $ 118,000 |
| Hood County Texas | 2 | $ 49,000 | $ 24,000 | $ 153,000 |
| Hopkins County Texas | 2 | $ 56,000 | $ 28,000 | $ 70,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Houston County Georgia | 1 | $ 12,463,000 | $ 12,463,000 | $ 0 |
| Hunt County Texas | 2 | $ 95,000 | $ 47,000 | $ 188,000 |
| Jack County Texas | 1 | $ 56,000 | $ 56,000 | $ 139,000 |
| Jackson County Alabama | 5 | $ 729,000 | $ 145,000 | $ 104,000 |
| Jackson County Florida | 7 | $ 172,000 | $ 24,000 | $ 57,000 |
| Jackson County Georgia | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Jackson County Texas | 1 | $ 77,000 | $ 77,000 | $ 200,000 |
| Jefferson County Alabama | 124 | $ 28,853,000 | $ 232,000 | $ 131,000 |
| Jefferson County Florida | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Jefferson County Texas | 3 | $ 149,000 | $ 49,000 | $ 115,000 |
| Johnson County Texas | 8 | $ 405,000 | $ 50,000 | $ 158,000 |
| Kaufman County Texas | 9 | $ 492,000 | $ 54,000 | $ 148,000 |
| Kemper County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Kendall County Texas | 6 | $ 4,095,000 | $ 682,000 | $ 388,000 |
| Kleberg County Texas | 1 | $ 57,000 | $ 57,000 | $ 244,000 |
| Lake County Florida | 2 | $ 654,000 | $ 327,000 | $ 364,000 |
| Lamar County Alabama | 4 | $ 444,000 | $ 111,000 | $ 19,000 |
| Lamar County Texas | 2 | $ 89,000 | $ 44,000 | $ 93,000 |
| Lauderdale County Alabama | 4 | $ 233,000 | $ 58,000 | $ 39,000 |
| Lawrence County Alabama | 6 | $ 536,000 | $ 89,000 | $ 40,000 |
| Lee County Alabama | 2 | $ 208,000 | $ 104,000 | $ 44,000 |
| Levy County Florida | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Liberty County Florida | 3 | $ 127,000 | $ 42,000 | $ 32,000 |
| Liberty County Texas | 2 | $ 119,000 | $ 59,000 | $ 233,000 |
| Limestone County Alabama | 39 | $ 5,708,000 | $ 146,000 | $ 71,000 |
| Lincoln County Tennessee | 21 | $ 3,701,000 | $ 176,000 | $ 89,000 |
| Llano County Texas | 2 | $ 194,000 | $ 97,000 | $ 602,000 |
| Los Angeles County California | 1 | $ 1,628,000 | $ 1,628,000 | $ 1,500,000 |
| Lowndes County Mississippi | 53 | $ 4,246,000 | $ 80,000 | $ 60,000 |
| Lubbock County Texas | 5 | $ 401,000 | $ 80,000 | $ 154,000 |
| Madison County Alabama | 286 | $ 51,017,000 | $ 178,000 | $ 86,000 |
| Madison County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 173,000 |
| Manatee County Florida | 17 | $ 4,283,000 | $ 251,000 | $ 145,000 |
| Marengo County Alabama | 1 | $ 147,000 | $ 147,000 | $ 91,000 |
| Maricopa County Arizona | 1 | $ 410,000 | $ 410,000 | $ 532,000 |
| Marion County Alabama | 6 | $ 330,000 | $ 55,000 | $ 52,000 |
| Marion County Florida | 12 | $ 1,062,000 | $ 88,000 | $ 73,000 |
| Marshall County Alabama | 22 | $ 2,290,000 | $ 104,000 | $ 56,000 |
| Martin County Florida | 2 | $ 519,000 | $ 259,000 | $ 136,000 |
| Matagorda County Texas | 1 | $ 29,000 | $ 29,000 | $ 219,000 |
| McLennan County Texas | 5 | $ 350,000 | $ 70,000 | $ 156,000 |
| Midland County Texas | 9 | $ 859,000 | $ 95,000 | $ 224,000 |
| Milam County Texas | 1 | $ 38,000 | $ 38,000 | $ 105,000 |
| Monroe County Alabama | 8 | $ 297,000 | $ 37,000 | $ 45,000 |
| Monroe County Mississippi | 39 | $ 1,181,000 | $ 30,000 | $ 42,000 |
| Montgomery County Alabama | 192 | $ 31,500,000 | $ 164,000 | $ 76,000 |
| Montgomery County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 88,000 |
| Montgomery County Texas | 110 | $ 17,787,000 | $ 161,000 | $ 210,000 |
| Morgan County Alabama | 50 | $ 6,121,000 | $ 122,000 | $ 78,000 |
| Neshoba County Mississippi | 11 | $ 1,264,000 | $ 114,000 | $ 53,000 |
| Noxubee County Mississippi | 3 | $ 184,000 | $ 61,000 | $ 39,000 |
| Nueces County Texas | 8 | $ 655,000 | $ 81,000 | $ 229,000 |
| Okaloosa County Florida | 5 | $ 1,053,000 | $ 210,000 | $ 192,000 |
| Oktibbeha County Mississippi | 53 | $ 6,288,000 | $ 118,000 | $ 111,000 |
| Orange County Florida | 2 | $ 1,822,000 | $ 911,000 | $ 224,000 |
| Orange County Texas | 2 | $ 106,000 | $ 53,000 | $ 212,000 |
| Palm Beach County Florida | 3 | $ 1,463,000 | $ 487,000 | $ 209,000 |
| Palo Pinto County Texas | 2 | $ 86,000 | $ 43,000 | $ 377,000 |
| Parker County Texas | 20 | $ 1,395,000 | $ 69,000 | $ 152,000 |
| Pasco County Florida | 23 | $ 2,402,000 | $ 104,000 | $ 70,000 |
| Perry County Alabama | 3 | $ 93,000 | $ 31,000 | $ 58,000 |
| Perry County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Pickens County Alabama | 3 | $ 213,000 | $ 71,000 | $ 23,000 |
| Pike County Alabama | 4 | $ 377,000 | $ 94,000 | $ 51,000 |
| Pinellas County Florida | 14 | $ 3,138,000 | $ 224,000 | $ 212,000 |
| Polk County Florida | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Polk County Texas | 1 | $ 340,000 | $ 340,000 | $ 354,000 |
| Potter County Texas | 1 | $ 60,000 | $ 60,000 | $ 219,000 |
| Putnam County Georgia | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Randall County Texas | 1 | $ 52,000 | $ 52,000 | $ 156,000 |
| Rankin County Mississippi | 3 | $ 2,021,000 | $ 673,000 | $ 371,000 |
| Red River County Texas | 1 | $ 32,000 | $ 32,000 | $ 119,000 |
| Refugio County Texas | 1 | $ 62,000 | $ 62,000 | $ 213,000 |
| Rockwall County Texas | 26 | $ 1,827,000 | $ 70,000 | $ 201,000 |
| Routt County Colorado | 1 | $ 880,000 | $ 880,000 | $ 368,000 |
| San Miguel County Colorado | 1 | $ 2,730,000 | $ 2,730,000 | $ 1,308,000 |
| San Patricio County Texas | 1 | $ 52,000 | $ 52,000 | $ 122,000 |
| Sarasota County Florida | 25 | $ 7,060,000 | $ 282,000 | $ 148,000 |
| Shelby County Alabama | 55 | $ 9,669,000 | $ 175,000 | $ 139,000 |
| Shelby County Tennessee | 15 | $ 2,720,000 | $ 181,000 | $ 114,000 |
| Smith County Texas | 3 | $ 175,000 | $ 58,000 | $ 127,000 |
| St. Clair County Alabama | 12 | $ 1,768,000 | $ 147,000 | $ 50,000 |
| St. Johns County Florida | 1 | $ 482,000 | $ 482,000 | $ 212,000 |
| Sumter County Georgia | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Talladega County Alabama | 30 | $ 2,546,000 | $ 84,000 | $ 53,000 |
| Tarrant County Texas | 141 | $ 10,631,000 | $ 75,000 | $ 200,000 |
| Taylor County Texas | 1 | $ 47,000 | $ 47,000 | $ 185,000 |
| Tom Green County Texas | 1 | $ 54,000 | $ 54,000 | $ 312,000 |
| Towns County Georgia | 3 | $ 708,000 | $ 236,000 | $ 27,000 |
| Travis County Texas | 129 | $ 13,869,000 | $ 107,000 | $ 207,000 |
| Tuscaloosa County Alabama | 106 | $ 22,265,000 | $ 210,000 | $ 130,000 |
| Union County Georgia | 14 | $ 1,739,000 | $ 124,000 | $ 62,000 |
| Upshur County Texas | 2 | $ 84,000 | $ 42,000 | $ 155,000 |
| Uvalde County Texas | 2 | $ 122,000 | $ 61,000 | $ 172,000 |
| Val Verde County Texas | 1 | $ 38,000 | $ 38,000 | $ 120,000 |
| Walker County Alabama | 2 | $ 361,000 | $ 180,000 | $ 51,000 |
| Walker County Texas | 1 | $ 40,000 | $ 40,000 | $ 162,000 |
| Waller County Texas | 1 | $ 47,000 | $ 47,000 | $ 74,000 |
| Washington County Florida | 1 | $ 2,000 | $ 2,000 | $ 39,000 |
| Washington County Texas | 4 | $ 415,000 | $ 103,000 | $ 235,000 |
| Watauga County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Webster County Mississippi | 6 | $ 378,000 | $ 63,000 | $ 22,000 |
| Wharton County Texas | 3 | $ 129,000 | $ 43,000 | $ 140,000 |
| White County Georgia | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Wichita County Texas | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Wilcox County Alabama | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Willacy County Texas | 1 | $ 42,000 | $ 42,000 | $ 90,000 |
| Williamson County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 63,000 |
| Williamson County Texas | 56 | $ 3,644,000 | $ 65,000 | $ 187,000 |
| Wilson County Tennessee | 2 | $ 415,000 | $ 207,000 | $ 0 |
| Wilson County Texas | 2 | $ 122,000 | $ 61,000 | $ 104,000 |
| Winston County Alabama | 3 | $ 105,000 | $ 35,000 | $ 40,000 |
| Winston County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 23,000 |
| Wise County Texas | 6 | $ 348,000 | $ 58,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2013
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,750 | $317,978,000 | $181,000 | $12,463,000 | $170,000 | $9,999,000 |
| Refinancing | 998 | $234,727,000 | $235,000 | $8,000,000 | $177,000 | $4,241,000 |
| Home Improvement | 986 | $43,187,000 | $43,000 | $479,000 | $135,000 | $972,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,037 | $496,031,000 | $163,000 | $8,000,000 | $167,000 | $9,999,000 |
| Black or African American | 275 | $30,791,000 | $111,000 | $566,000 | $79,000 | $491,000 |
| Hispanic | 165 | $22,254,000 | $134,000 | $3,000,000 | $170,000 | $788,000 |
| Not Provided | 146 | $19,183,000 | $131,000 | $1,550,000 | $197,000 | $965,000 |
| Asian | 87 | $12,633,000 | $145,000 | $590,000 | $217,000 | $562,000 |
| American Indian or Alaskan Native | 17 | $1,696,000 | $99,000 | $417,000 | $195,000 | $585,000 |
| Not applicable | 5 | $13,234,000 | $2,646,000 | $12,463,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $70,000 | $35,000 | $40,000 | $121,000 | $140,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,216 | $520,098,000 | $161,000 | $12,463,000 | $180,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 270 | $34,984,000 | $129,000 | $275,000 | $51,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 125 | $26,644,000 | $213,000 | $543,000 | $79,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 123 | $14,166,000 | $115,000 | $215,000 | $38,000 | $79,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,298 | $386,356,000 | $168,000 | $12,463,000 | $169,000 | $5,650,000 |
| Application Denied By Financial Institution | 766 | $75,388,000 | $98,000 | $3,252,000 | $129,000 | $3,600,000 |
| Application Approved But Not Accepted | 323 | $28,107,000 | $87,000 | $1,700,000 | $167,000 | $778,000 |
| File Closed For Incompleteness | 191 | $61,748,000 | $323,000 | $5,000,000 | $185,000 | $4,241,000 |
| Application Withdrawn By Applicant | 156 | $44,293,000 | $283,000 | $6,309,000 | $197,000 | $9,999,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 402 | $30,262,000 | $75,000 | $890,000 | $131,000 | $972,000 |
| Debt-To-Income Ratio | 185 | $17,585,000 | $95,000 | $750,000 | $80,000 | $565,000 |
| Collateral | 75 | $15,585,000 | $207,000 | $3,252,000 | $198,000 | $3,600,000 |
| Employment History | 43 | $3,452,000 | $80,000 | $417,000 | $139,000 | $400,000 |
| Other | 35 | $6,050,000 | $172,000 | $1,040,000 | $194,000 | $942,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,451,000 | $103,000 | $247,000 | $122,000 | $265,000 |
| Unverifiable Information | 10 | $640,000 | $64,000 | $182,000 | $170,000 | $328,000 |
| Credit Application Incomplete | 2 | $363,000 | $181,000 | $216,000 | $259,000 | $290,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer