Cadence Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cadence Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,734 |
| Total Mortgage Loan Application Amount | $595,892,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $12,463,000 |
| Average Applicant Income | $160,666 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 484 | $ 148,879,000 | $ 307,000 | $ 300,000 |
| Madison County Alabama | 286 | $ 51,017,000 | $ 178,000 | $ 86,000 |
| Montgomery County Alabama | 192 | $ 31,500,000 | $ 164,000 | $ 76,000 |
| Collin County Texas | 165 | $ 12,867,000 | $ 77,000 | $ 187,000 |
| Dallas County Texas | 163 | $ 18,730,000 | $ 114,000 | $ 257,000 |
| Tarrant County Texas | 141 | $ 10,631,000 | $ 75,000 | $ 200,000 |
| Travis County Texas | 129 | $ 13,869,000 | $ 107,000 | $ 207,000 |
| Jefferson County Alabama | 124 | $ 28,853,000 | $ 232,000 | $ 131,000 |
| Denton County Texas | 111 | $ 7,544,000 | $ 67,000 | $ 194,000 |
| Montgomery County Texas | 110 | $ 17,787,000 | $ 161,000 | $ 210,000 |
| Tuscaloosa County Alabama | 106 | $ 22,265,000 | $ 210,000 | $ 130,000 |
| Fort Bend County Texas | 103 | $ 10,100,000 | $ 98,000 | $ 193,000 |
| Elmore County Alabama | 83 | $ 14,322,000 | $ 172,000 | $ 77,000 |
| Autauga County Alabama | 60 | $ 8,963,000 | $ 149,000 | $ 76,000 |
| Bexar County Texas | 57 | $ 11,603,000 | $ 203,000 | $ 227,000 |
| Williamson County Texas | 56 | $ 3,644,000 | $ 65,000 | $ 187,000 |
| Shelby County Alabama | 55 | $ 9,669,000 | $ 175,000 | $ 139,000 |
| Lowndes County Mississippi | 53 | $ 4,246,000 | $ 80,000 | $ 60,000 |
| Oktibbeha County Mississippi | 53 | $ 6,288,000 | $ 118,000 | $ 111,000 |
| Morgan County Alabama | 50 | $ 6,121,000 | $ 122,000 | $ 78,000 |
| Blount County Alabama | 47 | $ 3,029,000 | $ 64,000 | $ 45,000 |
| Etowah County Alabama | 45 | $ 5,430,000 | $ 120,000 | $ 77,000 |
| Galveston County Texas | 44 | $ 2,649,000 | $ 60,000 | $ 166,000 |
| Limestone County Alabama | 39 | $ 5,708,000 | $ 146,000 | $ 71,000 |
| Monroe County Mississippi | 39 | $ 1,181,000 | $ 30,000 | $ 42,000 |
| Dallas County Alabama | 34 | $ 4,297,000 | $ 126,000 | $ 76,000 |
| Brazoria County Texas | 34 | $ 2,222,000 | $ 65,000 | $ 141,000 |
| Talladega County Alabama | 30 | $ 2,546,000 | $ 84,000 | $ 53,000 |
| Clay County Mississippi | 26 | $ 1,336,000 | $ 51,000 | $ 53,000 |
| Rockwall County Texas | 26 | $ 1,827,000 | $ 70,000 | $ 201,000 |
| Sarasota County Florida | 25 | $ 7,060,000 | $ 282,000 | $ 148,000 |
| Pasco County Florida | 23 | $ 2,402,000 | $ 104,000 | $ 70,000 |
| Comal County Texas | 23 | $ 1,854,000 | $ 80,000 | $ 244,000 |
| Marshall County Alabama | 22 | $ 2,290,000 | $ 104,000 | $ 56,000 |
| Hillsborough County Florida | 21 | $ 4,366,000 | $ 207,000 | $ 149,000 |
| Lincoln County Tennessee | 21 | $ 3,701,000 | $ 176,000 | $ 89,000 |
| Broward County Florida | 20 | $ 5,032,000 | $ 251,000 | $ 102,000 |
| Hays County Texas | 20 | $ 1,404,000 | $ 70,000 | $ 169,000 |
| Parker County Texas | 20 | $ 1,395,000 | $ 69,000 | $ 152,000 |
| Cullman County Alabama | 17 | $ 2,206,000 | $ 129,000 | $ 66,000 |
| Manatee County Florida | 17 | $ 4,283,000 | $ 251,000 | $ 145,000 |
| Ellis County Texas | 17 | $ 697,000 | $ 41,000 | $ 135,000 |
| El Paso County Texas | 16 | $ 627,000 | $ 39,000 | $ 127,000 |
| Shelby County Tennessee | 15 | $ 2,720,000 | $ 181,000 | $ 114,000 |
| Citrus County Florida | 14 | $ 1,430,000 | $ 102,000 | $ 69,000 |
| Pinellas County Florida | 14 | $ 3,138,000 | $ 224,000 | $ 212,000 |
| Union County Georgia | 14 | $ 1,739,000 | $ 124,000 | $ 62,000 |
| Guadalupe County Texas | 14 | $ 603,000 | $ 43,000 | $ 198,000 |
| Hernando County Florida | 13 | $ 1,373,000 | $ 105,000 | $ 79,000 |
| St. Clair County Alabama | 12 | $ 1,768,000 | $ 147,000 | $ 50,000 |
| Franklin County Florida | 12 | $ 1,348,000 | $ 112,000 | $ 57,000 |
| Marion County Florida | 12 | $ 1,062,000 | $ 88,000 | $ 73,000 |
| Bay County Florida | 11 | $ 2,499,000 | $ 227,000 | $ 283,000 |
| Calhoun County Florida | 11 | $ 247,000 | $ 22,000 | $ 46,000 |
| Neshoba County Mississippi | 11 | $ 1,264,000 | $ 114,000 | $ 53,000 |
| Covington County Alabama | 10 | $ 1,171,000 | $ 117,000 | $ 46,000 |
| Brazos County Texas | 10 | $ 1,199,000 | $ 119,000 | $ 194,000 |
| Kaufman County Texas | 9 | $ 492,000 | $ 54,000 | $ 148,000 |
| Midland County Texas | 9 | $ 859,000 | $ 95,000 | $ 224,000 |
| Monroe County Alabama | 8 | $ 297,000 | $ 37,000 | $ 45,000 |
| Johnson County Texas | 8 | $ 405,000 | $ 50,000 | $ 158,000 |
| Nueces County Texas | 8 | $ 655,000 | $ 81,000 | $ 229,000 |
| Jackson County Florida | 7 | $ 172,000 | $ 24,000 | $ 57,000 |
| Baldwin County Alabama | 6 | $ 819,000 | $ 136,000 | $ 85,000 |
| Lawrence County Alabama | 6 | $ 536,000 | $ 89,000 | $ 40,000 |
| Marion County Alabama | 6 | $ 330,000 | $ 55,000 | $ 52,000 |
| Webster County Mississippi | 6 | $ 378,000 | $ 63,000 | $ 22,000 |
| Kendall County Texas | 6 | $ 4,095,000 | $ 682,000 | $ 388,000 |
| Wise County Texas | 6 | $ 348,000 | $ 58,000 | $ 146,000 |
| Coosa County Alabama | 5 | $ 1,312,000 | $ 262,000 | $ 315,000 |
| Jackson County Alabama | 5 | $ 729,000 | $ 145,000 | $ 104,000 |
| Gulf County Florida | 5 | $ 503,000 | $ 100,000 | $ 25,000 |
| Okaloosa County Florida | 5 | $ 1,053,000 | $ 210,000 | $ 192,000 |
| Hidalgo County Texas | 5 | $ 261,000 | $ 52,000 | $ 169,000 |
| Lubbock County Texas | 5 | $ 401,000 | $ 80,000 | $ 154,000 |
| McLennan County Texas | 5 | $ 350,000 | $ 70,000 | $ 156,000 |
| Butler County Alabama | 4 | $ 275,000 | $ 68,000 | $ 47,000 |
| Calhoun County Alabama | 4 | $ 859,000 | $ 214,000 | $ 97,000 |
| Chilton County Alabama | 4 | $ 672,000 | $ 168,000 | $ 102,000 |
| Lamar County Alabama | 4 | $ 444,000 | $ 111,000 | $ 19,000 |
| Lauderdale County Alabama | 4 | $ 233,000 | $ 58,000 | $ 39,000 |
| Pike County Alabama | 4 | $ 377,000 | $ 94,000 | $ 51,000 |
| Davidson County Tennessee | 4 | $ 464,000 | $ 116,000 | $ 59,000 |
| Chambers County Texas | 4 | $ 208,000 | $ 52,000 | $ 151,000 |
| Grayson County Texas | 4 | $ 212,000 | $ 53,000 | $ 129,000 |
| Henderson County Texas | 4 | $ 381,000 | $ 95,000 | $ 280,000 |
| Washington County Texas | 4 | $ 415,000 | $ 103,000 | $ 235,000 |
| Perry County Alabama | 3 | $ 93,000 | $ 31,000 | $ 58,000 |
| Pickens County Alabama | 3 | $ 213,000 | $ 71,000 | $ 23,000 |
| Winston County Alabama | 3 | $ 105,000 | $ 35,000 | $ 40,000 |
| Liberty County Florida | 3 | $ 127,000 | $ 42,000 | $ 32,000 |
| Palm Beach County Florida | 3 | $ 1,463,000 | $ 487,000 | $ 209,000 |
| Fannin County Georgia | 3 | $ 640,000 | $ 213,000 | $ 77,000 |
| Towns County Georgia | 3 | $ 708,000 | $ 236,000 | $ 27,000 |
| Noxubee County Mississippi | 3 | $ 184,000 | $ 61,000 | $ 39,000 |
| Rankin County Mississippi | 3 | $ 2,021,000 | $ 673,000 | $ 371,000 |
| Franklin County Tennessee | 3 | $ 186,000 | $ 62,000 | $ 128,000 |
| Williamson County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 63,000 |
| Bell County Texas | 3 | $ 191,000 | $ 63,000 | $ 132,000 |
| Burnet County Texas | 3 | $ 198,000 | $ 66,000 | $ 186,000 |
| Cameron County Texas | 3 | $ 296,000 | $ 98,000 | $ 331,000 |
| Jefferson County Texas | 3 | $ 149,000 | $ 49,000 | $ 115,000 |
| Smith County Texas | 3 | $ 175,000 | $ 58,000 | $ 127,000 |
| Wharton County Texas | 3 | $ 129,000 | $ 43,000 | $ 140,000 |
| Crenshaw County Alabama | 2 | $ 307,000 | $ 153,000 | $ 62,000 |
| Fayette County Alabama | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Lee County Alabama | 2 | $ 208,000 | $ 104,000 | $ 44,000 |
| Walker County Alabama | 2 | $ 361,000 | $ 180,000 | $ 51,000 |
| Wilcox County Alabama | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Holmes County Florida | 2 | $ 389,000 | $ 194,000 | $ 118,000 |
| Lake County Florida | 2 | $ 654,000 | $ 327,000 | $ 364,000 |
| Martin County Florida | 2 | $ 519,000 | $ 259,000 | $ 136,000 |
| Orange County Florida | 2 | $ 1,822,000 | $ 911,000 | $ 224,000 |
| DeKalb County Georgia | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| Gwinnett County Georgia | 2 | $ 507,000 | $ 253,000 | $ 74,000 |
| Hickman County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Wilson County Tennessee | 2 | $ 415,000 | $ 207,000 | $ 0 |
| Bastrop County Texas | 2 | $ 95,000 | $ 47,000 | $ 184,000 |
| Coryell County Texas | 2 | $ 117,000 | $ 58,000 | $ 50,000 |
| Franklin County Texas | 2 | $ 225,000 | $ 112,000 | $ 346,000 |
| Gregg County Texas | 2 | $ 85,000 | $ 42,000 | $ 78,000 |
| Harrison County Texas | 2 | $ 86,000 | $ 43,000 | $ 98,000 |
| Hood County Texas | 2 | $ 49,000 | $ 24,000 | $ 153,000 |
| Hopkins County Texas | 2 | $ 56,000 | $ 28,000 | $ 70,000 |
| Hunt County Texas | 2 | $ 95,000 | $ 47,000 | $ 188,000 |
| Lamar County Texas | 2 | $ 89,000 | $ 44,000 | $ 93,000 |
| Liberty County Texas | 2 | $ 119,000 | $ 59,000 | $ 233,000 |
| Llano County Texas | 2 | $ 194,000 | $ 97,000 | $ 602,000 |
| Orange County Texas | 2 | $ 106,000 | $ 53,000 | $ 212,000 |
| Palo Pinto County Texas | 2 | $ 86,000 | $ 43,000 | $ 377,000 |
| Upshur County Texas | 2 | $ 84,000 | $ 42,000 | $ 155,000 |
| Uvalde County Texas | 2 | $ 122,000 | $ 61,000 | $ 172,000 |
| Wilson County Texas | 2 | $ 122,000 | $ 61,000 | $ 104,000 |
| Bibb County Alabama | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Clay County Alabama | 1 | $ 108,000 | $ 108,000 | $ 79,000 |
| Colbert County Alabama | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| DeKalb County Alabama | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Escambia County Alabama | 1 | $ 129,000 | $ 129,000 | $ 30,000 |
| Greene County Alabama | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Hale County Alabama | 1 | $ 280,000 | $ 280,000 | $ 166,000 |
| Henry County Alabama | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Marengo County Alabama | 1 | $ 147,000 | $ 147,000 | $ 91,000 |
| Maricopa County Arizona | 1 | $ 410,000 | $ 410,000 | $ 532,000 |
| Los Angeles County California | 1 | $ 1,628,000 | $ 1,628,000 | $ 1,500,000 |
| Denver County Colorado | 1 | $ 30,000 | $ 30,000 | $ 102,000 |
| Routt County Colorado | 1 | $ 880,000 | $ 880,000 | $ 368,000 |
| San Miguel County Colorado | 1 | $ 2,730,000 | $ 2,730,000 | $ 1,308,000 |
| Charlotte County Florida | 1 | $ 134,000 | $ 134,000 | $ 79,000 |
| Clay County Florida | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Gadsden County Florida | 1 | $ 68,000 | $ 68,000 | $ 17,000 |
| Jefferson County Florida | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Levy County Florida | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Polk County Florida | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| St. Johns County Florida | 1 | $ 482,000 | $ 482,000 | $ 212,000 |
| Washington County Florida | 1 | $ 2,000 | $ 2,000 | $ 39,000 |
| Cherokee County Georgia | 1 | $ 300,000 | $ 300,000 | $ 52,000 |
| Cobb County Georgia | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
| Hall County Georgia | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Houston County Georgia | 1 | $ 12,463,000 | $ 12,463,000 | $ 0 |
| Jackson County Georgia | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Putnam County Georgia | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Sumter County Georgia | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| White County Georgia | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 540,000 |
| Calhoun County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Chickasaw County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Choctaw County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Copiah County Mississippi | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Kemper County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Madison County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 173,000 |
| Winston County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 23,000 |
| Avery County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 354,000 |
| Cabarrus County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 192,000 |
| Clay County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 53,000 |
| Guilford County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 103,000 |
| Watauga County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Berkeley County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Cheatham County Tennessee | 1 | $ 246,000 | $ 246,000 | $ 62,000 |
| Montgomery County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 88,000 |
| Perry County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Angelina County Texas | 1 | $ 47,000 | $ 47,000 | $ 189,000 |
| Atascosa County Texas | 1 | $ 6,309,000 | $ 6,309,000 | $ 9,999,000 |
| Brown County Texas | 1 | $ 59,000 | $ 59,000 | $ 104,000 |
| Burleson County Texas | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Caldwell County Texas | 1 | $ 48,000 | $ 48,000 | $ 132,000 |
| Calhoun County Texas | 1 | $ 550,000 | $ 550,000 | $ 240,000 |
| Cherokee County Texas | 1 | $ 48,000 | $ 48,000 | $ 192,000 |
| Colorado County Texas | 1 | $ 42,000 | $ 42,000 | $ 92,000 |
| Cooke County Texas | 1 | $ 22,000 | $ 22,000 | $ 594,000 |
| Ector County Texas | 1 | $ 105,000 | $ 105,000 | $ 454,000 |
| Fannin County Texas | 1 | $ 42,000 | $ 42,000 | $ 127,000 |
| Goliad County Texas | 1 | $ 42,000 | $ 42,000 | $ 70,000 |
| Grimes County Texas | 1 | $ 150,000 | $ 150,000 | $ 190,000 |
| Hill County Texas | 1 | $ 36,000 | $ 36,000 | $ 142,000 |
| Jack County Texas | 1 | $ 56,000 | $ 56,000 | $ 139,000 |
| Jackson County Texas | 1 | $ 77,000 | $ 77,000 | $ 200,000 |
| Kleberg County Texas | 1 | $ 57,000 | $ 57,000 | $ 244,000 |
| Matagorda County Texas | 1 | $ 29,000 | $ 29,000 | $ 219,000 |
| Milam County Texas | 1 | $ 38,000 | $ 38,000 | $ 105,000 |
| Polk County Texas | 1 | $ 340,000 | $ 340,000 | $ 354,000 |
| Potter County Texas | 1 | $ 60,000 | $ 60,000 | $ 219,000 |
| Randall County Texas | 1 | $ 52,000 | $ 52,000 | $ 156,000 |
| Red River County Texas | 1 | $ 32,000 | $ 32,000 | $ 119,000 |
| Refugio County Texas | 1 | $ 62,000 | $ 62,000 | $ 213,000 |
| San Patricio County Texas | 1 | $ 52,000 | $ 52,000 | $ 122,000 |
| Taylor County Texas | 1 | $ 47,000 | $ 47,000 | $ 185,000 |
| Tom Green County Texas | 1 | $ 54,000 | $ 54,000 | $ 312,000 |
| Val Verde County Texas | 1 | $ 38,000 | $ 38,000 | $ 120,000 |
| Walker County Texas | 1 | $ 40,000 | $ 40,000 | $ 162,000 |
| Waller County Texas | 1 | $ 47,000 | $ 47,000 | $ 74,000 |
| Wichita County Texas | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Willacy County Texas | 1 | $ 42,000 | $ 42,000 | $ 90,000 |
| Henrico County Virginia | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,750 | $317,978,000 | $181,000 | $12,463,000 | $170,000 | $9,999,000 |
| Refinancing | 998 | $234,727,000 | $235,000 | $8,000,000 | $177,000 | $4,241,000 |
| Home Improvement | 986 | $43,187,000 | $43,000 | $479,000 | $135,000 | $972,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,037 | $496,031,000 | $163,000 | $8,000,000 | $167,000 | $9,999,000 |
| Black or African American | 275 | $30,791,000 | $111,000 | $566,000 | $79,000 | $491,000 |
| Hispanic | 165 | $22,254,000 | $134,000 | $3,000,000 | $170,000 | $788,000 |
| Not Provided | 146 | $19,183,000 | $131,000 | $1,550,000 | $197,000 | $965,000 |
| Asian | 87 | $12,633,000 | $145,000 | $590,000 | $217,000 | $562,000 |
| American Indian or Alaskan Native | 17 | $1,696,000 | $99,000 | $417,000 | $195,000 | $585,000 |
| Not applicable | 5 | $13,234,000 | $2,646,000 | $12,463,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $70,000 | $35,000 | $40,000 | $121,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,216 | $520,098,000 | $161,000 | $12,463,000 | $180,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 270 | $34,984,000 | $129,000 | $275,000 | $51,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 125 | $26,644,000 | $213,000 | $543,000 | $79,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 123 | $14,166,000 | $115,000 | $215,000 | $38,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,298 | $386,356,000 | $168,000 | $12,463,000 | $169,000 | $5,650,000 |
| Application Denied By Financial Institution | 766 | $75,388,000 | $98,000 | $3,252,000 | $129,000 | $3,600,000 |
| Application Approved But Not Accepted | 323 | $28,107,000 | $87,000 | $1,700,000 | $167,000 | $778,000 |
| File Closed For Incompleteness | 191 | $61,748,000 | $323,000 | $5,000,000 | $185,000 | $4,241,000 |
| Application Withdrawn By Applicant | 156 | $44,293,000 | $283,000 | $6,309,000 | $197,000 | $9,999,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 402 | $30,262,000 | $75,000 | $890,000 | $131,000 | $972,000 |
| Debt-To-Income Ratio | 185 | $17,585,000 | $95,000 | $750,000 | $80,000 | $565,000 |
| Collateral | 75 | $15,585,000 | $207,000 | $3,252,000 | $198,000 | $3,600,000 |
| Employment History | 43 | $3,452,000 | $80,000 | $417,000 | $139,000 | $400,000 |
| Other | 35 | $6,050,000 | $172,000 | $1,040,000 | $194,000 | $942,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,451,000 | $103,000 | $247,000 | $122,000 | $265,000 |
| Unverifiable Information | 10 | $640,000 | $64,000 | $182,000 | $170,000 | $328,000 |
| Credit Application Incomplete | 2 | $363,000 | $181,000 | $216,000 | $259,000 | $290,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.