Cadence Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cadence Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,495 |
| Total Mortgage Loan Application Amount | $402,350,000 |
| Average Mortgage Loan Application Amount | $125,666 |
| Highest Mortgage Loan Application Amount | $3,047,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $4,170,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 287 | $ 49,904,000 | $ 173,000 | $ 74,000 |
| Montgomery County Alabama | 257 | $ 37,513,000 | $ 145,000 | $ 74,000 |
| Jefferson County Alabama | 183 | $ 40,752,000 | $ 222,000 | $ 130,000 |
| Tuscaloosa County Alabama | 140 | $ 30,671,000 | $ 219,000 | $ 135,000 |
| Harris County Texas | 103 | $ 32,102,000 | $ 311,000 | $ 256,000 |
| Shelby County Alabama | 84 | $ 19,814,000 | $ 235,000 | $ 168,000 |
| Blount County Alabama | 74 | $ 6,358,000 | $ 85,000 | $ 59,000 |
| Lowndes County Mississippi | 73 | $ 8,210,000 | $ 112,000 | $ 98,000 |
| Elmore County Alabama | 72 | $ 11,232,000 | $ 156,000 | $ 64,000 |
| Etowah County Alabama | 60 | $ 8,138,000 | $ 135,000 | $ 63,000 |
| Limestone County Alabama | 55 | $ 9,501,000 | $ 172,000 | $ 78,000 |
| Oktibbeha County Mississippi | 43 | $ 4,409,000 | $ 102,000 | $ 90,000 |
| Monroe County Mississippi | 41 | $ 1,854,000 | $ 45,000 | $ 47,000 |
| Autauga County Alabama | 33 | $ 5,256,000 | $ 159,000 | $ 68,000 |
| Marshall County Alabama | 33 | $ 4,354,000 | $ 131,000 | $ 65,000 |
| Pasco County Florida | 31 | $ 4,922,000 | $ 158,000 | $ 69,000 |
| Hillsborough County Florida | 30 | $ 6,902,000 | $ 230,000 | $ 88,000 |
| Morgan County Alabama | 29 | $ 2,986,000 | $ 102,000 | $ 56,000 |
| Talladega County Alabama | 28 | $ 2,618,000 | $ 93,000 | $ 60,000 |
| Shelby County Tennessee | 28 | $ 4,433,000 | $ 158,000 | $ 120,000 |
| Citrus County Florida | 27 | $ 3,297,000 | $ 122,000 | $ 67,000 |
| Clay County Mississippi | 24 | $ 1,321,000 | $ 55,000 | $ 52,000 |
| Covington County Alabama | 22 | $ 2,041,000 | $ 92,000 | $ 56,000 |
| Neshoba County Mississippi | 22 | $ 1,258,000 | $ 57,000 | $ 59,000 |
| Dallas County Alabama | 20 | $ 1,851,000 | $ 92,000 | $ 45,000 |
| Union County Georgia | 20 | $ 2,577,000 | $ 128,000 | $ 51,000 |
| Marion County Alabama | 19 | $ 1,225,000 | $ 64,000 | $ 46,000 |
| Calhoun County Florida | 19 | $ 1,719,000 | $ 90,000 | $ 69,000 |
| Manatee County Florida | 19 | $ 4,628,000 | $ 243,000 | $ 116,000 |
| Pinellas County Florida | 19 | $ 5,197,000 | $ 273,000 | $ 122,000 |
| St. Clair County Alabama | 18 | $ 2,967,000 | $ 164,000 | $ 77,000 |
| Sarasota County Florida | 18 | $ 4,724,000 | $ 262,000 | $ 137,000 |
| Collin County Texas | 18 | $ 1,109,000 | $ 61,000 | $ 170,000 |
| Fort Bend County Texas | 17 | $ 1,971,000 | $ 115,000 | $ 170,000 |
| Travis County Texas | 17 | $ 1,321,000 | $ 77,000 | $ 181,000 |
| Lauderdale County Alabama | 16 | $ 2,202,000 | $ 137,000 | $ 71,000 |
| Bexar County Texas | 16 | $ 723,000 | $ 45,000 | $ 154,000 |
| Broward County Florida | 15 | $ 4,130,000 | $ 275,000 | $ 120,000 |
| Liberty County Florida | 15 | $ 1,074,000 | $ 71,000 | $ 96,000 |
| Webster County Mississippi | 15 | $ 799,000 | $ 53,000 | $ 40,000 |
| Dallas County Texas | 15 | $ 878,000 | $ 58,000 | $ 179,000 |
| Leon County Florida | 14 | $ 1,792,000 | $ 128,000 | $ 62,000 |
| Tarrant County Texas | 14 | $ 843,000 | $ 60,000 | $ 172,000 |
| Cullman County Alabama | 13 | $ 2,739,000 | $ 210,000 | $ 108,000 |
| Monroe County Alabama | 13 | $ 560,000 | $ 43,000 | $ 39,000 |
| Bay County Florida | 13 | $ 1,922,000 | $ 147,000 | $ 127,000 |
| Fannin County Georgia | 13 | $ 2,589,000 | $ 199,000 | $ 70,000 |
| Denton County Texas | 13 | $ 874,000 | $ 67,000 | $ 204,000 |
| Baldwin County Alabama | 11 | $ 2,261,000 | $ 205,000 | $ 250,000 |
| Jackson County Florida | 11 | $ 1,397,000 | $ 127,000 | $ 68,000 |
| Marion County Florida | 11 | $ 1,050,000 | $ 95,000 | $ 57,000 |
| Montgomery County Texas | 11 | $ 1,790,000 | $ 162,000 | $ 267,000 |
| Williamson County Texas | 10 | $ 702,000 | $ 70,000 | $ 139,000 |
| Franklin County Florida | 9 | $ 798,000 | $ 88,000 | $ 67,000 |
| Hernando County Florida | 8 | $ 586,000 | $ 73,000 | $ 49,000 |
| Williamson County Tennessee | 8 | $ 1,344,000 | $ 168,000 | $ 61,000 |
| Galveston County Texas | 8 | $ 1,374,000 | $ 171,000 | $ 254,000 |
| Lee County Alabama | 7 | $ 1,157,000 | $ 165,000 | $ 90,000 |
| Pike County Alabama | 7 | $ 1,307,000 | $ 186,000 | $ 103,000 |
| Gulf County Florida | 7 | $ 1,069,000 | $ 152,000 | $ 114,000 |
| Noxubee County Mississippi | 7 | $ 99,000 | $ 14,000 | $ 29,000 |
| Lincoln County Tennessee | 7 | $ 1,120,000 | $ 160,000 | $ 46,000 |
| Pickens County Alabama | 6 | $ 892,000 | $ 148,000 | $ 119,000 |
| Calhoun County Alabama | 5 | $ 439,000 | $ 87,000 | $ 83,000 |
| Clay County Alabama | 5 | $ 626,000 | $ 125,000 | $ 88,000 |
| Coosa County Alabama | 5 | $ 893,000 | $ 178,000 | $ 60,000 |
| Geneva County Alabama | 5 | $ 176,000 | $ 35,000 | $ 77,000 |
| Jackson County Alabama | 5 | $ 621,000 | $ 124,000 | $ 41,000 |
| Cherokee County North Carolina | 5 | $ 301,000 | $ 60,000 | $ 41,000 |
| Davidson County Tennessee | 5 | $ 935,000 | $ 187,000 | $ 88,000 |
| El Paso County Texas | 5 | $ 253,000 | $ 50,000 | $ 206,000 |
| Coffee County Alabama | 4 | $ 439,000 | $ 109,000 | $ 50,000 |
| Fayette County Alabama | 4 | $ 494,000 | $ 123,000 | $ 126,000 |
| Lamar County Alabama | 4 | $ 415,000 | $ 103,000 | $ 61,000 |
| Mobile County Alabama | 4 | $ 686,000 | $ 171,000 | $ 90,000 |
| Winston County Alabama | 4 | $ 650,000 | $ 162,000 | $ 411,000 |
| Brazoria County Texas | 4 | $ 271,000 | $ 67,000 | $ 102,000 |
| Midland County Texas | 4 | $ 204,000 | $ 51,000 | $ 98,000 |
| Crenshaw County Alabama | 3 | $ 528,000 | $ 176,000 | $ 88,000 |
| DeKalb County Alabama | 3 | $ 255,000 | $ 85,000 | $ 112,000 |
| Hale County Alabama | 3 | $ 339,000 | $ 113,000 | $ 46,000 |
| Lawrence County Alabama | 3 | $ 416,000 | $ 138,000 | $ 167,000 |
| Tallapoosa County Alabama | 3 | $ 753,000 | $ 251,000 | $ 80,000 |
| Walker County Alabama | 3 | $ 387,000 | $ 129,000 | $ 46,000 |
| Okaloosa County Florida | 3 | $ 815,000 | $ 271,000 | $ 183,000 |
| Walton County Florida | 3 | $ 3,635,000 | $ 1,211,000 | $ 784,000 |
| Gilmer County Georgia | 3 | $ 669,000 | $ 223,000 | $ 156,000 |
| Macon County North Carolina | 3 | $ 1,528,000 | $ 509,000 | $ 1,592,000 |
| Sevier County Tennessee | 3 | $ 232,000 | $ 77,000 | $ 92,000 |
| Washington County Texas | 3 | $ 56,000 | $ 18,000 | $ 89,000 |
| Bullock County Alabama | 2 | $ 197,000 | $ 98,000 | $ 33,000 |
| Greene County Alabama | 2 | $ 266,000 | $ 133,000 | $ 96,000 |
| Lowndes County Alabama | 2 | $ 247,000 | $ 123,000 | $ 35,000 |
| Brevard County Florida | 2 | $ 240,000 | $ 120,000 | $ 27,000 |
| Choctaw County Mississippi | 2 | $ 65,000 | $ 32,000 | $ 63,000 |
| Hinds County Mississippi | 2 | $ 506,000 | $ 253,000 | $ 110,000 |
| Winston County Mississippi | 2 | $ 8,000 | $ 4,000 | $ 54,000 |
| Bedford County Tennessee | 2 | $ 293,000 | $ 146,000 | $ 59,000 |
| Hamilton County Tennessee | 2 | $ 311,000 | $ 155,000 | $ 79,000 |
| Rutherford County Tennessee | 2 | $ 375,000 | $ 187,000 | $ 77,000 |
| Aransas County Texas | 2 | $ 35,000 | $ 17,000 | $ 198,000 |
| Cameron County Texas | 2 | $ 67,000 | $ 33,000 | $ 105,000 |
| Ellis County Texas | 2 | $ 80,000 | $ 40,000 | $ 107,000 |
| Guadalupe County Texas | 2 | $ 429,000 | $ 214,000 | $ 1,705,000 |
| Hays County Texas | 2 | $ 1,334,000 | $ 667,000 | $ 923,000 |
| Hidalgo County Texas | 2 | $ 119,000 | $ 59,000 | $ 106,000 |
| Waller County Texas | 2 | $ 124,000 | $ 62,000 | $ 222,000 |
| Fairfax County Virginia | 2 | $ 1,194,000 | $ 597,000 | $ 181,000 |
| Chambers County Alabama | 1 | $ 131,000 | $ 131,000 | $ 31,000 |
| Cherokee County Alabama | 1 | $ 98,000 | $ 98,000 | $ 19,000 |
| Chilton County Alabama | 1 | $ 196,000 | $ 196,000 | $ 33,000 |
| Colbert County Alabama | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Conecuh County Alabama | 1 | $ 30,000 | $ 30,000 | $ 10,000 |
| Escambia County Alabama | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Franklin County Alabama | 1 | $ 61,000 | $ 61,000 | $ 63,000 |
| Marengo County Alabama | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Routt County Colorado | 1 | $ 632,000 | $ 632,000 | $ 377,000 |
| San Miguel County Colorado | 1 | $ 690,000 | $ 690,000 | $ 764,000 |
| Holmes County Florida | 1 | $ 144,000 | $ 144,000 | $ 53,000 |
| Jefferson County Florida | 1 | $ 360,000 | $ 360,000 | $ 69,000 |
| Lee County Florida | 1 | $ 136,000 | $ 136,000 | $ 96,000 |
| Levy County Florida | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Orange County Florida | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Palm Beach County Florida | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Volusia County Florida | 1 | $ 254,000 | $ 254,000 | $ 150,000 |
| Washington County Florida | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Barrow County Georgia | 1 | $ 122,000 | $ 122,000 | $ 24,000 |
| Bibb County Georgia | 1 | $ 138,000 | $ 138,000 | $ 89,000 |
| Cobb County Georgia | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Coffee County Georgia | 1 | $ 324,000 | $ 324,000 | $ 151,000 |
| Floyd County Georgia | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
| Fulton County Georgia | 1 | $ 349,000 | $ 349,000 | $ 133,000 |
| Gwinnett County Georgia | 1 | $ 274,000 | $ 274,000 | $ 123,000 |
| Hall County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 283,000 |
| Tattnall County Georgia | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Jefferson County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 50,000 |
| Harford County Maryland | 1 | $ 309,000 | $ 309,000 | $ 50,000 |
| Prince George's County Maryland | 1 | $ 310,000 | $ 310,000 | $ 101,000 |
| Dukes County Massachusetts | 1 | $ 440,000 | $ 440,000 | $ 300,000 |
| Calhoun County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Jasper County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Lafayette County Mississippi | 1 | $ 280,000 | $ 280,000 | $ 1,174,000 |
| Lee County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Madison County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Newton County Mississippi | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Tishomingo County Mississippi | 1 | $ 193,000 | $ 193,000 | $ 51,000 |
| Clay County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Wake County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Giles County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| Perry County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Sumner County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 4,000 |
| Blanco County Texas | 1 | $ 1,688,000 | $ 1,688,000 | $ 1,642,000 |
| Brazos County Texas | 1 | $ 26,000 | $ 26,000 | $ 181,000 |
| Calhoun County Texas | 1 | $ 49,000 | $ 49,000 | $ 376,000 |
| Cherokee County Texas | 1 | $ 22,000 | $ 22,000 | $ 187,000 |
| Comal County Texas | 1 | $ 223,000 | $ 223,000 | $ 395,000 |
| Cooke County Texas | 1 | $ 39,000 | $ 39,000 | $ 270,000 |
| Grayson County Texas | 1 | $ 36,000 | $ 36,000 | $ 146,000 |
| Johnson County Texas | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Kendall County Texas | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Kerr County Texas | 1 | $ 675,000 | $ 675,000 | $ 540,000 |
| Llano County Texas | 1 | $ 32,000 | $ 32,000 | $ 297,000 |
| Rockwall County Texas | 1 | $ 51,000 | $ 51,000 | $ 306,000 |
| Upshur County Texas | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
| Webb County Texas | 1 | $ 36,000 | $ 36,000 | $ 113,000 |
| Wise County Texas | 1 | $ 29,000 | $ 29,000 | $ 323,000 |
| Chesterfield County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,244 | $250,962,000 | $201,000 | $3,047,000 | $122,000 | $3,260,000 |
| Home Purchase | 933 | $144,120,000 | $154,000 | $3,000,000 | $100,000 | $4,170,000 |
| Home Improvement | 318 | $7,268,000 | $22,000 | $971,000 | $72,000 | $1,066,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,011 | $329,674,000 | $163,000 | $3,047,000 | $109,000 | $4,170,000 |
| Black or African American | 240 | $24,610,000 | $102,000 | $490,000 | $55,000 | $442,000 |
| Not Provided | 146 | $34,155,000 | $233,000 | $1,688,000 | $162,000 | $1,750,000 |
| Hispanic | 56 | $6,762,000 | $120,000 | $1,080,000 | $124,000 | $996,000 |
| Asian | 31 | $5,876,000 | $189,000 | $765,000 | $158,000 | $527,000 |
| American Indian or Alaskan Native | 6 | $456,000 | $76,000 | $202,000 | $135,000 | $220,000 |
| Not applicable | 3 | $430,000 | $143,000 | $248,000 | $62,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $387,000 | $193,000 | $216,000 | $143,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,912 | $311,679,000 | $163,000 | $3,047,000 | $122,000 | $4,170,000 |
| FHA-insured (Federal Housing Administration) | 350 | $49,799,000 | $142,000 | $299,000 | $57,000 | $260,000 |
| VA-guaranteed (Veterans Administration) | 138 | $29,573,000 | $214,000 | $819,000 | $74,000 | $996,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 95 | $11,299,000 | $118,000 | $263,000 | $42,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,600 | $280,717,000 | $175,000 | $3,047,000 | $121,000 | $4,170,000 |
| Application Denied By Financial Institution | 481 | $60,199,000 | $125,000 | $1,600,000 | $69,000 | $1,066,000 |
| Application Withdrawn By Applicant | 183 | $32,096,000 | $175,000 | $960,000 | $80,000 | $425,000 |
| Application Approved But Not Accepted | 161 | $18,163,000 | $112,000 | $661,000 | $132,000 | $556,000 |
| File Closed For Incompleteness | 70 | $11,175,000 | $159,000 | $1,008,000 | $80,000 | $486,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 215 | $20,734,000 | $96,000 | $1,600,000 | $61,000 | $1,066,000 |
| Debt-To-Income Ratio | 97 | $12,987,000 | $133,000 | $938,000 | $63,000 | $333,000 |
| Collateral | 77 | $13,300,000 | $172,000 | $1,000,000 | $81,000 | $409,000 |
| Credit Application Incomplete | 47 | $7,946,000 | $169,000 | $540,000 | $80,000 | $718,000 |
| Other | 20 | $3,080,000 | $154,000 | $417,000 | $111,000 | $668,000 |
| Employment History | 12 | $1,047,000 | $87,000 | $250,000 | $70,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $489,000 | $61,000 | $192,000 | $73,000 | $180,000 |
| Unverifiable Information | 5 | $616,000 | $123,000 | $235,000 | $53,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.