2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Cadence Bank, N.A. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 |
| Total Number of Mortgage Applications | 3,088 |
| Total Mortgage Loan Application Amount | $1,099,220,000 |
| Average Mortgage Loan Application Amount | $309,000 |
| Highest Mortgage Loan Application Amount | $47,005,000 |
| Average Applicant Income | $237,400 |
| Highest Applicant Income | $7,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Aiken County South Carolina | 8 | $ 2,040,000 | $ 255,000 | $ 116,000 |
| Alachua County Florida | 4 | $ 1,200,000 | $ 300,000 | $ 292,000 |
| Austin County Texas | 1 | $ 715,000 | $ 715,000 | $ 734,000 |
| Autauga County Alabama | 43 | $ 7,675,000 | $ 178,000 | $ 83,000 |
| Baldwin County Alabama | 7 | $ 3,945,000 | $ 563,000 | $ 216,000 |
| Baldwin County Georgia | 2 | $ 210,000 | $ 105,000 | $ 88,000 |
| Barrow County Georgia | 4 | $ 1,940,000 | $ 485,000 | $ 303,000 |
| Bastrop County Texas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Bay County Florida | 6 | $ 2,290,000 | $ 381,000 | $ 560,000 |
| Beaufort County South Carolina | 1 | $ 905,000 | $ 905,000 | $ 615,000 |
| Bexar County Texas | 77 | $ 18,405,000 | $ 239,000 | $ 81,000 |
| Bibb County Georgia | 62 | $ 11,970,000 | $ 193,000 | $ 120,000 |
| Blanco County Texas | 1 | $ 935,000 | $ 935,000 | $ 600,000 |
| Bleckley County Georgia | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Blount County Alabama | 33 | $ 3,185,000 | $ 96,000 | $ 114,000 |
| Boulder County Colorado | 1 | $ 935,000 | $ 935,000 | $ 300,000 |
| Brazoria County Texas | 16 | $ 5,120,000 | $ 320,000 | $ 142,000 |
| Brazos County Texas | 2 | $ 570,000 | $ 285,000 | $ 136,000 |
| Brevard County Florida | 2 | $ 2,820,000 | $ 1,410,000 | $ 655,000 |
| Broward County Florida | 6 | $ 3,510,000 | $ 585,000 | $ 441,000 |
| Brunswick County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 432,000 |
| Bryan County Georgia | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Buncombe County North Carolina | 2 | $ 1,960,000 | $ 980,000 | $ 1,024,000 |
| Burke County Georgia | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Butts County Georgia | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Calhoun County Alabama | 2 | $ 450,000 | $ 225,000 | $ 67,000 |
| Callahan County Texas | 1 | $ 245,000 | $ 245,000 | $ 227,000 |
| Cameron County Texas | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Carroll County Georgia | 4 | $ 880,000 | $ 220,000 | $ 47,000 |
| Carteret County North Carolina | 1 | $ 2,005,000 | $ 2,005,000 | $ 940,000 |
| Cass County Texas | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Chambers County Texas | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
| Charleston County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 45,000 |
| Charlotte County Florida | 3 | $ 2,165,000 | $ 721,000 | $ 823,000 |
| Chatham County Georgia | 8 | $ 2,320,000 | $ 290,000 | $ 184,000 |
| Chattooga County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cherokee County Georgia | 8 | $ 2,160,000 | $ 270,000 | $ 179,000 |
| Chickasaw County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Chilton County Alabama | 3 | $ 725,000 | $ 241,000 | $ 80,000 |
| Choctaw County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Citrus County Florida | 25 | $ 4,565,000 | $ 182,000 | $ 69,000 |
| Clarke County Georgia | 21 | $ 3,545,000 | $ 168,000 | $ 180,000 |
| Clay County Mississippi | 9 | $ 975,000 | $ 108,000 | $ 67,000 |
| Clayton County Georgia | 12 | $ 2,820,000 | $ 235,000 | $ 43,000 |
| Cobb County Georgia | 49 | $ 22,245,000 | $ 453,000 | $ 247,000 |
| Colbert County Alabama | 3 | $ 455,000 | $ 151,000 | $ 77,000 |
| Colleton County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 401,000 |
| Collier County Florida | 4 | $ 3,880,000 | $ 970,000 | $ 287,000 |
| Collin County Texas | 7 | $ 13,855,000 | $ 1,979,000 | $ 392,000 |
| Colorado County Texas | 2 | $ 610,000 | $ 305,000 | $ 320,000 |
| Columbia County Georgia | 42 | $ 8,790,000 | $ 209,000 | $ 189,000 |
| Comal County Texas | 2 | $ 1,020,000 | $ 510,000 | $ 145,000 |
| Conecuh County Alabama | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Covington County Alabama | 10 | $ 860,000 | $ 86,000 | $ 85,000 |
| Coweta County Georgia | 2 | $ 2,080,000 | $ 1,040,000 | $ 501,000 |
| Crawford County Georgia | 7 | $ 705,000 | $ 100,000 | $ 152,000 |
| Crisp County Georgia | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Cullman County Alabama | 11 | $ 2,225,000 | $ 202,000 | $ 164,000 |
| Dallas County Texas | 22 | $ 13,050,000 | $ 593,000 | $ 255,000 |
| Davidson County Tennessee | 9 | $ 52,785,000 | $ 5,865,000 | $ 444,000 |
| Dawson County Georgia | 1 | $ 515,000 | $ 515,000 | $ 153,000 |
| DeKalb County Alabama | 2 | $ 260,000 | $ 130,000 | $ 124,000 |
| DeKalb County Georgia | 35 | $ 11,325,000 | $ 323,000 | $ 164,000 |
| Denton County Texas | 8 | $ 4,660,000 | $ 582,000 | $ 278,000 |
| Denver County Colorado | 6 | $ 5,240,000 | $ 873,000 | $ 304,000 |
| DeSoto County Mississippi | 3 | $ 765,000 | $ 255,000 | $ 118,000 |
| Dooly County Georgia | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Douglas County Colorado | 2 | $ 1,600,000 | $ 800,000 | $ 233,000 |
| Douglas County Georgia | 15 | $ 4,225,000 | $ 281,000 | $ 67,000 |
| Durham County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 245,000 |
| Duval County Florida | 2 | $ 420,000 | $ 210,000 | $ 265,000 |
| Eagle County Colorado | 1 | $ 975,000 | $ 975,000 | $ 411,000 |
| Ector County Texas | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Edgefield County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| El Paso County Colorado | 1 | $ 845,000 | $ 845,000 | $ 365,000 |
| El Paso County Texas | 3 | $ 1,575,000 | $ 525,000 | $ 534,000 |
| Ellis County Texas | 2 | $ 280,000 | $ 140,000 | $ 172,000 |
| Elmore County Alabama | 20 | $ 5,360,000 | $ 268,000 | $ 142,000 |
| Escambia County Alabama | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Escambia County Florida | 5 | $ 3,665,000 | $ 733,000 | $ 936,000 |
| Etowah County Alabama | 29 | $ 3,055,000 | $ 105,000 | $ 56,000 |
| Fannin County Georgia | 1 | $ 1,815,000 | $ 1,815,000 | $ 698,000 |
| Fayette County Georgia | 6 | $ 3,270,000 | $ 545,000 | $ 122,000 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Forrest County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 288,000 |
| Forsyth County Georgia | 5 | $ 1,565,000 | $ 313,000 | $ 323,000 |
| Fort Bend County Texas | 74 | $ 29,250,000 | $ 395,000 | $ 298,000 |
| Fulton County Georgia | 106 | $ 55,550,000 | $ 524,000 | $ 265,000 |
| Galveston County Texas | 12 | $ 5,710,000 | $ 475,000 | $ 371,000 |
| Georgetown County South Carolina | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Gillespie County Texas | 1 | $ 665,000 | $ 665,000 | $ 480,000 |
| Gilmer County Georgia | 2 | $ 710,000 | $ 355,000 | $ 102,000 |
| Glynn County Georgia | 3 | $ 1,725,000 | $ 575,000 | $ 325,000 |
| Greene County Georgia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Gwinnett County Georgia | 30 | $ 10,120,000 | $ 337,000 | $ 90,000 |
| Hale County Alabama | 1 | $ 315,000 | $ 315,000 | $ 47,000 |
| Hale County Texas | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Hall County Georgia | 13 | $ 2,385,000 | $ 183,000 | $ 282,000 |
| Hamilton County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Hardeman County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Harris County Texas | 542 | $ 260,860,000 | $ 481,000 | $ 273,000 |
| Harrison County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Harrison County Texas | 1 | $ 295,000 | $ 295,000 | $ 360,000 |
| Hays County Texas | 6 | $ 4,430,000 | $ 738,000 | $ 229,000 |
| Henry County Georgia | 14 | $ 4,530,000 | $ 323,000 | $ 91,000 |
| Hernando County Florida | 22 | $ 4,280,000 | $ 194,000 | $ 115,000 |
| Hidalgo County Texas | 4 | $ 1,590,000 | $ 397,000 | $ 364,000 |
| Hillsborough County Florida | 43 | $ 16,225,000 | $ 377,000 | $ 321,000 |
| Hinds County Mississippi | 2 | $ 480,000 | $ 240,000 | $ 192,000 |
| Hopkins County Texas | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Houston County Georgia | 39 | $ 5,415,000 | $ 138,000 | $ 112,000 |
| Indian River County Florida | 1 | $ 605,000 | $ 605,000 | $ 180,000 |
| Itawamba County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 221,000 |
| Jackson County Florida | 1 | $ 255,000 | $ 255,000 | $ 186,000 |
| Jackson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
| Jackson County Mississippi | 2 | $ 980,000 | $ 490,000 | $ 203,000 |
| Jackson County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 283,000 |
| Jasper County Georgia | 2 | $ 510,000 | $ 255,000 | $ 49,000 |
| Jefferson County Alabama | 174 | $ 45,580,000 | $ 261,000 | $ 190,000 |
| Jefferson County Colorado | 1 | $ 775,000 | $ 775,000 | $ 270,000 |
| Jones County Georgia | 21 | $ 2,365,000 | $ 112,000 | $ 73,000 |
| Knox County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
| Lafayette County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Lake County Florida | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Lamar County Alabama | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Lauderdale County Alabama | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Lee County Alabama | 3 | $ 695,000 | $ 231,000 | $ 93,000 |
| Lee County Florida | 3 | $ 2,905,000 | $ 968,000 | $ 401,000 |
| Lee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 168,000 |
| Lee County Mississippi | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Leon County Florida | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Levy County Florida | 1 | $ 55,000 | $ 55,000 | $ 203,000 |
| Liberty County Texas | 4 | $ 1,020,000 | $ 255,000 | $ 94,000 |
| Limestone County Alabama | 11 | $ 2,625,000 | $ 238,000 | $ 112,000 |
| Lincoln County Georgia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Llano County Texas | 1 | $ 755,000 | $ 755,000 | $ 1,294,000 |
| Los Angeles County California | 1 | $ 1,395,000 | $ 1,395,000 | $ 4,653,000 |
| Lowndes County Mississippi | 37 | $ 6,145,000 | $ 166,000 | $ 141,000 |
| Lumpkin County Georgia | 1 | $ 685,000 | $ 685,000 | $ 190,000 |
| Macon County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 141,000 |
| Madison County Alabama | 144 | $ 36,670,000 | $ 254,000 | $ 134,000 |
| Madison County Georgia | 5 | $ 785,000 | $ 157,000 | $ 92,000 |
| Madison County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Manatee County Florida | 24 | $ 7,330,000 | $ 305,000 | $ 159,000 |
| Marengo County Alabama | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Marion County Florida | 11 | $ 1,425,000 | $ 129,000 | $ 102,000 |
| Marshall County Alabama | 12 | $ 2,170,000 | $ 180,000 | $ 83,000 |
| Marshall County Mississippi | 2 | $ 200,000 | $ 100,000 | $ 88,000 |
| McDuffie County Georgia | 5 | $ 395,000 | $ 79,000 | $ 49,000 |
| McIntosh County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McLennan County Texas | 22 | $ 4,610,000 | $ 209,000 | $ 218,000 |
| Mecklenburg County North Carolina | 3 | $ 1,775,000 | $ 591,000 | $ 299,000 |
| Miami-Dade County Florida | 10 | $ 6,540,000 | $ 654,000 | $ 296,000 |
| Mobile County Alabama | 3 | $ 545,000 | $ 181,000 | $ 112,000 |
| Monroe County Alabama | 5 | $ 495,000 | $ 99,000 | $ 194,000 |
| Monroe County Florida | 1 | $ 495,000 | $ 495,000 | $ 786,000 |
| Monroe County Georgia | 20 | $ 3,880,000 | $ 194,000 | $ 152,000 |
| Monroe County Mississippi | 19 | $ 1,745,000 | $ 91,000 | $ 83,000 |
| Montgomery County Alabama | 41 | $ 6,175,000 | $ 150,000 | $ 45,000 |
| Montgomery County Texas | 118 | $ 36,120,000 | $ 306,000 | $ 140,000 |
| Moore County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Morgan County Alabama | 22 | $ 2,490,000 | $ 113,000 | $ 56,000 |
| Morgan County Georgia | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Neshoba County Mississippi | 3 | $ 135,000 | $ 45,000 | $ 74,000 |
| New Hanover County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 357,000 |
| Oconee County Georgia | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 1,215,000 | $ 1,215,000 | $ 812,000 |
| Oktibbeha County Mississippi | 123 | $ 32,415,000 | $ 263,000 | $ 159,000 |
| Orange County Florida | 10 | $ 7,440,000 | $ 744,000 | $ 368,000 |
| Palm Beach County Florida | 5 | $ 3,895,000 | $ 779,000 | $ 521,000 |
| Pasco County Florida | 22 | $ 3,370,000 | $ 153,000 | $ 117,000 |
| Paulding County Georgia | 13 | $ 2,975,000 | $ 228,000 | $ 141,000 |
| Peach County Georgia | 9 | $ 1,425,000 | $ 158,000 | $ 76,000 |
| Perry County Alabama | 2 | $ 260,000 | $ 130,000 | $ 30,000 |
| Pickens County Alabama | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Pinellas County Florida | 42 | $ 20,240,000 | $ 481,000 | $ 232,000 |
| Polk County Georgia | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Polk County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 355,000 |
| Pulaski County Georgia | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Putnam County Georgia | 3 | $ 815,000 | $ 271,000 | $ 402,000 |
| Rabun County Georgia | 1 | $ 1,215,000 | $ 1,215,000 | $ 291,000 |
| Rankin County Mississippi | 4 | $ 1,030,000 | $ 257,000 | $ 119,000 |
| Refugio County Texas | 1 | $ 275,000 | $ 275,000 | $ 353,000 |
| Richland County South Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 184,000 |
| Richmond County Georgia | 48 | $ 6,650,000 | $ 138,000 | $ 149,000 |
| Riverside County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Rockdale County Georgia | 5 | $ 1,145,000 | $ 229,000 | $ 37,000 |
| Routt County Colorado | 1 | $ 1,085,000 | $ 1,085,000 | $ 495,000 |
| Rusk County Texas | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Rutherford County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 78,000 |
| San Jacinto County Texas | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Santa Rosa County Florida | 1 | $ 565,000 | $ 565,000 | $ 500,000 |
| Sarasota County Florida | 30 | $ 9,500,000 | $ 316,000 | $ 224,000 |
| Seminole County Florida | 3 | $ 2,905,000 | $ 968,000 | $ 525,000 |
| Sevier County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 263,000 |
| Shelby County Alabama | 57 | $ 14,745,000 | $ 258,000 | $ 186,000 |
| Shelby County Tennessee | 43 | $ 8,335,000 | $ 193,000 | $ 190,000 |
| Smith County Texas | 1 | $ 355,000 | $ 355,000 | $ 153,000 |
| Spalding County Georgia | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| St. Clair County Alabama | 9 | $ 1,895,000 | $ 210,000 | $ 176,000 |
| St. Johns County Florida | 4 | $ 1,880,000 | $ 470,000 | $ 255,000 |
| Summit County Colorado | 2 | $ 1,190,000 | $ 595,000 | $ 177,000 |
| Sumter County Florida | 3 | $ 1,525,000 | $ 508,000 | $ 234,000 |
| Sumter County Georgia | 1 | $ 355,000 | $ 355,000 | $ 71,000 |
| Talladega County Alabama | 9 | $ 985,000 | $ 109,000 | $ 160,000 |
| Tallapoosa County Alabama | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Tarrant County Texas | 9 | $ 7,755,000 | $ 861,000 | $ 350,000 |
| Teton County Wyoming | 1 | $ 1,005,000 | $ 1,005,000 | $ 2,426,000 |
| Thomas County Georgia | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Travis County Texas | 23 | $ 17,995,000 | $ 782,000 | $ 416,000 |
| Troup County Georgia | 3 | $ 5,285,000 | $ 1,761,000 | $ 1,500,000 |
| Tuscaloosa County Alabama | 137 | $ 36,305,000 | $ 265,000 | $ 132,000 |
| Union County Georgia | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| Union County North Carolina | 1 | $ 1,085,000 | $ 1,085,000 | $ 910,000 |
| Utah County Utah | 2 | $ 3,730,000 | $ 1,865,000 | $ 970,000 |
| Volusia County Florida | 3 | $ 1,575,000 | $ 525,000 | $ 236,000 |
| Walker County Alabama | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Walker County Texas | 2 | $ 950,000 | $ 475,000 | $ 560,000 |
| Waller County Texas | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Walton County Florida | 7 | $ 9,035,000 | $ 1,290,000 | $ 1,055,000 |
| Walton County Georgia | 2 | $ 400,000 | $ 200,000 | $ 48,000 |
| Warren County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Wasatch County Utah | 1 | $ 1,405,000 | $ 1,405,000 | $ 623,000 |
| Webster County Mississippi | 4 | $ 630,000 | $ 157,000 | $ 94,000 |
| Weld County Colorado | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Wharton County Texas | 2 | $ 450,000 | $ 225,000 | $ 206,000 |
| Wilkinson County Georgia | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Williamson County Tennessee | 5 | $ 4,675,000 | $ 935,000 | $ 503,000 |
| Williamson County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 147,000 |
| Winston County Alabama | 2 | $ 470,000 | $ 235,000 | $ 154,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2021
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,678 | $704,900,000 | $420,000 | $47,005,000 | $172,000 | $4,977,000 |
| Refinancing | 725 | $238,495,000 | $328,000 | $9,505,000 | $227,000 | $7,800,000 |
| Home Improvement | 382 | $55,810,000 | $146,000 | $1,605,000 | $210,000 | $3,387,000 |
| Cash-out Refinancing | 159 | $64,365,000 | $404,000 | $9,165,000 | $222,000 | $3,983,000 |
| Other Purpose | 144 | $35,650,000 | $247,000 | $3,525,000 | $356,000 | $5,088,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,697 | $587,365,000 | $346,000 | $9,165,000 | $213,000 | $4,977,000 |
| Black or African American | 528 | $126,900,000 | $240,000 | $1,995,000 | $105,000 | $1,992,000 |
| Not Provided | 334 | $145,670,000 | $436,000 | $6,505,000 | $314,000 | $7,800,000 |
| Hispanic | 267 | $78,575,000 | $294,000 | $2,005,000 | $133,000 | $1,082,000 |
| Not applicable | 132 | $100,380,000 | $760,000 | $47,005,000 | $0 | $0 |
| Asian | 92 | $45,470,000 | $494,000 | $1,505,000 | $249,000 | $1,907,000 |
| American Indian or Alaskan Native | 15 | $3,075,000 | $205,000 | $845,000 | $348,000 | $3,387,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $685,000 | $228,000 | $305,000 | $149,000 | $164,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,992 | $1,076,290,000 | $359,000 | $47,005,000 | $204,000 | $7,800,000 |
| VA-guaranteed (Veterans Administration) | 42 | $11,160,000 | $265,000 | $465,000 | $91,000 | $273,000 |
| FHA-insured (Federal Housing Administration) | 41 | $8,985,000 | $219,000 | $355,000 | $93,000 | $427,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,785,000 | $214,000 | $355,000 | $65,000 | $85,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,043 | $764,505,000 | $374,000 | $47,005,000 | $200,000 | $4,977,000 |
| Application Denied By Financial Institution | 652 | $180,390,000 | $276,000 | $9,165,000 | $178,000 | $5,088,000 |
| Application Withdrawn By Applicant | 296 | $126,130,000 | $426,000 | $6,505,000 | $279,000 | $7,800,000 |
| File Closed For Incompleteness | 71 | $20,905,000 | $294,000 | $1,885,000 | $117,000 | $786,000 |
| Application Approved But Not Accepted | 26 | $7,290,000 | $280,000 | $1,255,000 | $138,000 | $535,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,436 | $918,830,000 | $377,000 | $47,005,000 | $207,000 | $7,800,000 |
| Debt-To-Income Ratio | 181 | $42,495,000 | $234,000 | $1,875,000 | $75,000 | $788,000 |
| Credit Application Incomplete | 173 | $57,965,000 | $335,000 | $2,275,000 | $192,000 | $2,280,000 |
| Credit History | 127 | $21,265,000 | $167,000 | $1,505,000 | $241,000 | $5,088,000 |
| Other | 87 | $24,235,000 | $278,000 | $1,785,000 | $200,000 | $996,000 |
| Collateral | 71 | $30,095,000 | $423,000 | $9,165,000 | $258,000 | $3,620,000 |
| Unverifiable Information | 8 | $3,530,000 | $441,000 | $1,445,000 | $156,000 | $364,000 |
| Employment History | 4 | $500,000 | $125,000 | $155,000 | $253,000 | $744,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $305,000 | $305,000 | $305,000 | $59,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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