2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Cadence Bank, N.A. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 |
| Total Number of Mortgage Applications | 3,831 |
| Total Mortgage Loan Application Amount | $1,213,025,000 |
| Average Mortgage Loan Application Amount | $266,000 |
| Highest Mortgage Loan Application Amount | $9,105,000 |
| Average Applicant Income | $178,333 |
| Highest Applicant Income | $8,299,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 2 | $ 1,050,000 | $ 525,000 | $ 153,000 |
| Aiken County South Carolina | 13 | $ 1,515,000 | $ 116,000 | $ 115,000 |
| Alachua County Florida | 6 | $ 860,000 | $ 143,000 | $ 266,000 |
| Anderson County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Angelina County Texas | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Arapahoe County Colorado | 2 | $ 1,250,000 | $ 625,000 | $ 222,000 |
| Austin County Texas | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Autauga County Alabama | 27 | $ 3,805,000 | $ 140,000 | $ 53,000 |
| Avery County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 535,000 |
| Baldwin County Alabama | 11 | $ 5,115,000 | $ 465,000 | $ 346,000 |
| Baltimore County Maryland | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Barrow County Georgia | 3 | $ 1,085,000 | $ 361,000 | $ 69,000 |
| Bay County Florida | 4 | $ 1,900,000 | $ 475,000 | $ 581,000 |
| Beaufort County South Carolina | 3 | $ 2,815,000 | $ 938,000 | $ 633,000 |
| Bexar County Texas | 64 | $ 19,020,000 | $ 297,000 | $ 126,000 |
| Bibb County Alabama | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Bibb County Georgia | 64 | $ 10,110,000 | $ 157,000 | $ 143,000 |
| Blount County Alabama | 21 | $ 2,385,000 | $ 113,000 | $ 67,000 |
| Bradley County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Brazoria County Texas | 24 | $ 5,900,000 | $ 245,000 | $ 140,000 |
| Brazos County Texas | 2 | $ 360,000 | $ 180,000 | $ 205,000 |
| Brevard County Florida | 5 | $ 2,505,000 | $ 501,000 | $ 275,000 |
| Broward County Florida | 10 | $ 8,020,000 | $ 802,000 | $ 313,000 |
| Bryan County Georgia | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Burke County Georgia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Burnet County Texas | 1 | $ 1,265,000 | $ 1,265,000 | $ 2,918,000 |
| Butts County Georgia | 2 | $ 270,000 | $ 135,000 | $ 112,000 |
| Cabarrus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 195,000 |
| Carroll County Georgia | 6 | $ 840,000 | $ 140,000 | $ 45,000 |
| Catawba County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 379,000 |
| Chaffee County Colorado | 2 | $ 600,000 | $ 300,000 | $ 185,000 |
| Chambers County Texas | 2 | $ 470,000 | $ 235,000 | $ 52,000 |
| Charleston County South Carolina | 1 | $ 885,000 | $ 885,000 | $ 183,000 |
| Charlotte County Florida | 6 | $ 1,330,000 | $ 221,000 | $ 64,000 |
| Chatham County Georgia | 17 | $ 4,795,000 | $ 282,000 | $ 192,000 |
| Cherokee County Alabama | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Cherokee County Georgia | 9 | $ 1,785,000 | $ 198,000 | $ 105,000 |
| Chilton County Alabama | 2 | $ 220,000 | $ 110,000 | $ 53,000 |
| Choctaw County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Citrus County Florida | 27 | $ 3,255,000 | $ 120,000 | $ 71,000 |
| Clarke County Georgia | 48 | $ 9,060,000 | $ 188,000 | $ 141,000 |
| Clay County Mississippi | 13 | $ 2,085,000 | $ 160,000 | $ 82,000 |
| Clayton County Georgia | 6 | $ 1,970,000 | $ 328,000 | $ 198,000 |
| Cobb County Georgia | 35 | $ 10,785,000 | $ 308,000 | $ 169,000 |
| Coffee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 444,000 |
| Coffee County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 271,000 |
| Colbert County Alabama | 4 | $ 2,130,000 | $ 532,000 | $ 211,000 |
| Collier County Florida | 7 | $ 5,095,000 | $ 727,000 | $ 415,000 |
| Collin County Texas | 13 | $ 5,565,000 | $ 428,000 | $ 215,000 |
| Columbia County Georgia | 36 | $ 5,950,000 | $ 165,000 | $ 123,000 |
| Comal County Texas | 2 | $ 1,830,000 | $ 915,000 | $ 729,000 |
| Coosa County Alabama | 2 | $ 520,000 | $ 260,000 | $ 354,000 |
| Covington County Alabama | 5 | $ 395,000 | $ 79,000 | $ 77,000 |
| Coweta County Georgia | 3 | $ 425,000 | $ 141,000 | $ 73,000 |
| Crawford County Georgia | 2 | $ 280,000 | $ 140,000 | $ 131,000 |
| Cullman County Alabama | 9 | $ 975,000 | $ 108,000 | $ 45,000 |
| Dallam County Texas | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Dallas County Alabama | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
| Dallas County Texas | 25 | $ 15,735,000 | $ 629,000 | $ 303,000 |
| Davidson County Tennessee | 17 | $ 12,385,000 | $ 728,000 | $ 219,000 |
| DeKalb County Alabama | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| DeKalb County Georgia | 45 | $ 12,325,000 | $ 273,000 | $ 118,000 |
| Denton County Texas | 8 | $ 4,770,000 | $ 596,000 | $ 317,000 |
| Denver County Colorado | 10 | $ 9,310,000 | $ 931,000 | $ 298,000 |
| DeSoto County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 106,000 |
| Dooly County Georgia | 2 | $ 30,000 | $ 15,000 | $ 68,000 |
| Douglas County Colorado | 4 | $ 3,810,000 | $ 952,000 | $ 533,000 |
| Douglas County Georgia | 13 | $ 3,185,000 | $ 245,000 | $ 58,000 |
| Duval County Florida | 7 | $ 2,045,000 | $ 292,000 | $ 131,000 |
| Eagle County Colorado | 2 | $ 1,490,000 | $ 745,000 | $ 320,000 |
| Ector County Texas | 1 | $ 55,000 | $ 55,000 | $ 142,000 |
| El Paso County Colorado | 1 | $ 575,000 | $ 575,000 | $ 365,000 |
| El Paso County Texas | 1 | $ 455,000 | $ 455,000 | $ 353,000 |
| Ellis County Texas | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Elmore County Alabama | 37 | $ 8,315,000 | $ 224,000 | $ 157,000 |
| Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Etowah County Alabama | 25 | $ 1,895,000 | $ 75,000 | $ 60,000 |
| Fayette County Georgia | 5 | $ 1,325,000 | $ 265,000 | $ 62,000 |
| Fayette County Tennessee | 4 | $ 780,000 | $ 195,000 | $ 52,000 |
| Flagler County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Forrest County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 346,000 |
| Forsyth County Georgia | 7 | $ 1,745,000 | $ 249,000 | $ 150,000 |
| Fort Bend County Texas | 165 | $ 46,805,000 | $ 283,000 | $ 120,000 |
| Franklin County Florida | 1 | $ 125,000 | $ 125,000 | $ 210,000 |
| Fulton County Georgia | 139 | $ 51,665,000 | $ 371,000 | $ 192,000 |
| Galveston County Texas | 12 | $ 6,210,000 | $ 517,000 | $ 318,000 |
| Garfield County Colorado | 2 | $ 1,640,000 | $ 820,000 | $ 293,000 |
| Glades County Florida | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Glynn County Georgia | 2 | $ 930,000 | $ 465,000 | $ 750,000 |
| Gordon County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Greene County Georgia | 2 | $ 840,000 | $ 420,000 | $ 109,000 |
| Gwinnett County Georgia | 38 | $ 9,910,000 | $ 260,000 | $ 170,000 |
| Habersham County Georgia | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Hale County Alabama | 6 | $ 880,000 | $ 146,000 | $ 97,000 |
| Hall County Georgia | 9 | $ 2,715,000 | $ 301,000 | $ 148,000 |
| Hamilton County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
| Hancock County Georgia | 2 | $ 490,000 | $ 245,000 | $ 237,000 |
| Hardin County Texas | 1 | $ 435,000 | $ 435,000 | $ 293,000 |
| Harris County Texas | 736 | $ 337,910,000 | $ 459,000 | $ 268,000 |
| Hays County Texas | 4 | $ 950,000 | $ 237,000 | $ 144,000 |
| Haywood County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 347,000 |
| Hendry County Florida | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Henry County Georgia | 9 | $ 2,525,000 | $ 280,000 | $ 73,000 |
| Hernando County Florida | 23 | $ 3,635,000 | $ 158,000 | $ 111,000 |
| Hidalgo County Texas | 3 | $ 1,255,000 | $ 418,000 | $ 293,000 |
| Hillsborough County Florida | 40 | $ 14,080,000 | $ 352,000 | $ 230,000 |
| Hinds County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Hood County Texas | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Houston County Georgia | 27 | $ 3,365,000 | $ 124,000 | $ 93,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Jackson County Alabama | 4 | $ 910,000 | $ 227,000 | $ 83,000 |
| Jackson County Florida | 1 | $ 275,000 | $ 275,000 | $ 232,000 |
| Jackson County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 118,000 |
| Jackson County North Carolina | 2 | $ 1,440,000 | $ 720,000 | $ 545,000 |
| Jefferson County Alabama | 255 | $ 63,065,000 | $ 247,000 | $ 168,000 |
| Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 163,000 |
| Jefferson County Texas | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Jones County Georgia | 14 | $ 1,500,000 | $ 107,000 | $ 65,000 |
| Kaufman County Texas | 1 | $ 265,000 | $ 265,000 | $ 147,000 |
| Kendall County Texas | 2 | $ 2,180,000 | $ 1,090,000 | $ 283,000 |
| Knox County Tennessee | 4 | $ 1,870,000 | $ 467,000 | $ 152,000 |
| La Plata County Colorado | 2 | $ 500,000 | $ 250,000 | $ 192,000 |
| Lafayette County Mississippi | 3 | $ 745,000 | $ 248,000 | $ 122,000 |
| Lake County Florida | 3 | $ 955,000 | $ 318,000 | $ 115,000 |
| Lamar County Alabama | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Lauderdale County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 67,000 |
| Lawrence County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lawrence County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Lee County Alabama | 7 | $ 1,355,000 | $ 193,000 | $ 88,000 |
| Lee County Florida | 5 | $ 1,385,000 | $ 277,000 | $ 191,000 |
| Lee County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Leon County Florida | 3 | $ 685,000 | $ 228,000 | $ 143,000 |
| Liberty County Georgia | 8 | $ 1,410,000 | $ 176,000 | $ 126,000 |
| Liberty County Texas | 11 | $ 2,555,000 | $ 232,000 | $ 95,000 |
| Limestone County Alabama | 14 | $ 3,190,000 | $ 227,000 | $ 92,000 |
| Lincoln County Georgia | 2 | $ 320,000 | $ 160,000 | $ 109,000 |
| Long County Georgia | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Lowndes County Georgia | 1 | $ 185,000 | $ 185,000 | $ 178,000 |
| Lowndes County Mississippi | 34 | $ 4,490,000 | $ 132,000 | $ 169,000 |
| Macon County Alabama | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Macon County Georgia | 2 | $ 90,000 | $ 45,000 | $ 137,000 |
| Macon County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
| Madison County Alabama | 217 | $ 51,765,000 | $ 238,000 | $ 117,000 |
| Madison County Georgia | 6 | $ 630,000 | $ 105,000 | $ 107,000 |
| Madison County Mississippi | 5 | $ 1,805,000 | $ 361,000 | $ 241,000 |
| Madison County Texas | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Manatee County Florida | 21 | $ 8,505,000 | $ 405,000 | $ 135,000 |
| Marengo County Alabama | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Marion County Alabama | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Marion County Florida | 12 | $ 2,090,000 | $ 174,000 | $ 80,000 |
| Marshall County Alabama | 10 | $ 2,150,000 | $ 215,000 | $ 176,000 |
| Martin County Florida | 2 | $ 660,000 | $ 330,000 | $ 230,000 |
| McDuffie County Georgia | 6 | $ 770,000 | $ 128,000 | $ 83,000 |
| McLennan County Texas | 4 | $ 1,900,000 | $ 475,000 | $ 347,000 |
| Mecklenburg County North Carolina | 4 | $ 2,610,000 | $ 652,000 | $ 270,000 |
| Meriwether County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Mesa County Colorado | 1 | $ 835,000 | $ 835,000 | $ 585,000 |
| Miami-Dade County Florida | 13 | $ 8,725,000 | $ 671,000 | $ 246,000 |
| Midland County Texas | 1 | $ 885,000 | $ 885,000 | $ 372,000 |
| Monroe County Alabama | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Monroe County Georgia | 8 | $ 1,660,000 | $ 207,000 | $ 139,000 |
| Monroe County Mississippi | 20 | $ 2,780,000 | $ 139,000 | $ 76,000 |
| Montgomery County Alabama | 65 | $ 9,535,000 | $ 146,000 | $ 56,000 |
| Montgomery County Texas | 148 | $ 41,540,000 | $ 280,000 | $ 155,000 |
| Morgan County Alabama | 17 | $ 2,715,000 | $ 159,000 | $ 88,000 |
| Neshoba County Mississippi | 4 | $ 260,000 | $ 65,000 | $ 35,000 |
| Newton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Nueces County Texas | 1 | $ 465,000 | $ 465,000 | $ 235,000 |
| Oconee County Georgia | 4 | $ 740,000 | $ 185,000 | $ 89,000 |
| Oglethorpe County Georgia | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Okaloosa County Florida | 2 | $ 1,930,000 | $ 965,000 | $ 265,000 |
| Oktibbeha County Mississippi | 164 | $ 43,060,000 | $ 262,000 | $ 138,000 |
| Orange County Florida | 10 | $ 5,050,000 | $ 505,000 | $ 181,000 |
| Orange County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 409,000 |
| Osceola County Florida | 3 | $ 435,000 | $ 145,000 | $ 79,000 |
| Palm Beach County Florida | 11 | $ 9,245,000 | $ 840,000 | $ 311,000 |
| Parker County Texas | 4 | $ 2,170,000 | $ 542,000 | $ 221,000 |
| Pasco County Florida | 18 | $ 2,660,000 | $ 147,000 | $ 135,000 |
| Paulding County Georgia | 10 | $ 2,070,000 | $ 207,000 | $ 60,000 |
| Peach County Georgia | 3 | $ 285,000 | $ 95,000 | $ 64,000 |
| Perry County Alabama | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Pickens County Alabama | 4 | $ 380,000 | $ 95,000 | $ 54,000 |
| Pike County Georgia | 2 | $ 1,610,000 | $ 805,000 | $ 677,000 |
| Pinellas County Florida | 39 | $ 11,615,000 | $ 297,000 | $ 166,000 |
| Polk County Florida | 6 | $ 1,680,000 | $ 280,000 | $ 208,000 |
| Polk County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 662,000 |
| Putnam County Georgia | 2 | $ 520,000 | $ 260,000 | $ 751,000 |
| Rabun County Georgia | 2 | $ 550,000 | $ 275,000 | $ 387,000 |
| Rankin County Mississippi | 3 | $ 445,000 | $ 148,000 | $ 120,000 |
| Rhea County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Richland County South Carolina | 6 | $ 680,000 | $ 113,000 | $ 0 |
| Richmond County Georgia | 44 | $ 7,420,000 | $ 168,000 | $ 115,000 |
| Robertson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Rockdale County Georgia | 3 | $ 655,000 | $ 218,000 | $ 65,000 |
| Rockwall County Texas | 1 | $ 155,000 | $ 155,000 | $ 330,000 |
| Rutherford County Tennessee | 1 | $ 895,000 | $ 895,000 | $ 420,000 |
| San Jacinto County Texas | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| San Miguel County Colorado | 3 | $ 5,775,000 | $ 1,925,000 | $ 946,000 |
| Santa Rosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Sarasota County Florida | 39 | $ 17,915,000 | $ 459,000 | $ 347,000 |
| Seminole County Florida | 5 | $ 775,000 | $ 155,000 | $ 111,000 |
| Shelby County Alabama | 75 | $ 19,645,000 | $ 261,000 | $ 161,000 |
| Shelby County Tennessee | 47 | $ 10,745,000 | $ 228,000 | $ 151,000 |
| Smith County Texas | 3 | $ 865,000 | $ 288,000 | $ 209,000 |
| St. Clair County Alabama | 13 | $ 2,915,000 | $ 224,000 | $ 90,000 |
| St. Johns County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 240,000 |
| Sullivan County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 147,000 |
| Sumner County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Sumter County Florida | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Talbot County Georgia | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Talladega County Alabama | 7 | $ 1,105,000 | $ 157,000 | $ 112,000 |
| Tallapoosa County Alabama | 3 | $ 1,145,000 | $ 381,000 | $ 220,000 |
| Tarrant County Texas | 15 | $ 8,925,000 | $ 595,000 | $ 358,000 |
| Tattnall County Georgia | 2 | $ 50,000 | $ 25,000 | $ 17,000 |
| Toombs County Georgia | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Towns County Georgia | 1 | $ 185,000 | $ 185,000 | $ 1,809,000 |
| Travis County Texas | 30 | $ 20,510,000 | $ 683,000 | $ 471,000 |
| Trinity County Texas | 1 | $ 745,000 | $ 745,000 | $ 1,267,000 |
| Troup County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Tuscaloosa County Alabama | 222 | $ 55,530,000 | $ 250,000 | $ 141,000 |
| Union County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Union County North Carolina | 1 | $ 1,095,000 | $ 1,095,000 | $ 890,000 |
| Volusia County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 237,000 |
| Wake County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Walker County Alabama | 4 | $ 780,000 | $ 195,000 | $ 725,000 |
| Walker County Texas | 2 | $ 830,000 | $ 415,000 | $ 166,000 |
| Waller County Texas | 4 | $ 1,960,000 | $ 490,000 | $ 175,000 |
| Walton County Florida | 7 | $ 13,635,000 | $ 1,947,000 | $ 1,211,000 |
| Walton County Georgia | 2 | $ 450,000 | $ 225,000 | $ 195,000 |
| Washington County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
| Washington County Texas | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Webb County Texas | 2 | $ 170,000 | $ 85,000 | $ 114,000 |
| Webster County Mississippi | 6 | $ 800,000 | $ 133,000 | $ 69,000 |
| Weld County Colorado | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Williamson County Tennessee | 5 | $ 2,795,000 | $ 559,000 | $ 195,000 |
| Williamson County Texas | 3 | $ 1,295,000 | $ 431,000 | $ 123,000 |
| Winston County Alabama | 3 | $ 925,000 | $ 308,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2020
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,180 | $767,570,000 | $352,000 | $9,105,000 | $158,000 | $7,254,000 |
| Refinancing | 949 | $293,275,000 | $309,000 | $1,995,000 | $209,000 | $4,835,000 |
| Home Improvement | 350 | $50,460,000 | $144,000 | $1,505,000 | $207,000 | $2,668,000 |
| Other Purpose | 184 | $55,800,000 | $303,000 | $5,005,000 | $327,000 | $8,299,000 |
| Cash-out Refinancing | 167 | $45,705,000 | $273,000 | $2,125,000 | $169,000 | $2,674,000 |
| Not Applicable | 1 | $215,000 | $215,000 | $215,000 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,101 | $710,055,000 | $337,000 | $4,005,000 | $218,000 | $8,299,000 |
| Black or African American | 649 | $148,775,000 | $229,000 | $2,005,000 | $91,000 | $1,125,000 |
| Hispanic | 354 | $97,980,000 | $276,000 | $5,005,000 | $133,000 | $2,918,000 |
| Not Provided | 342 | $132,020,000 | $386,000 | $9,105,000 | $189,000 | $3,209,000 |
| Not applicable | 208 | $44,450,000 | $213,000 | $3,085,000 | $0 | $0 |
| Asian | 129 | $61,465,000 | $476,000 | $1,795,000 | $254,000 | $1,383,000 |
| American Indian or Alaskan Native | 18 | $4,300,000 | $238,000 | $1,025,000 | $106,000 | $484,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $49,000 | $49,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,720 | $1,186,300,000 | $318,000 | $9,105,000 | $187,000 | $8,299,000 |
| VA-guaranteed (Veterans Administration) | 53 | $14,325,000 | $270,000 | $755,000 | $106,000 | $425,000 |
| FHA-insured (Federal Housing Administration) | 47 | $10,195,000 | $216,000 | $425,000 | $71,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $2,205,000 | $200,000 | $255,000 | $61,000 | $80,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,433 | $817,685,000 | $336,000 | $9,105,000 | $196,000 | $7,254,000 |
| Application Denied By Financial Institution | 761 | $186,495,000 | $245,000 | $2,305,000 | $136,000 | $1,809,000 |
| Application Withdrawn By Applicant | 528 | $179,530,000 | $340,000 | $4,005,000 | $210,000 | $8,299,000 |
| File Closed For Incompleteness | 74 | $20,930,000 | $282,000 | $1,415,000 | $158,000 | $1,466,000 |
| Application Approved But Not Accepted | 33 | $8,015,000 | $242,000 | $1,135,000 | $129,000 | $1,132,000 |
| Loan Purchased By The Institution | 2 | $370,000 | $185,000 | $215,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,070 | $1,026,530,000 | $334,000 | $9,105,000 | $197,000 | $8,299,000 |
| Debt-To-Income Ratio | 221 | $44,305,000 | $200,000 | $1,135,000 | $72,000 | $375,000 |
| Credit Application Incomplete | 202 | $61,440,000 | $304,000 | $2,305,000 | $168,000 | $1,809,000 |
| Credit History | 148 | $32,030,000 | $216,000 | $1,505,000 | $146,000 | $1,500,000 |
| Other | 88 | $18,610,000 | $211,000 | $1,075,000 | $155,000 | $885,000 |
| Collateral | 72 | $20,980,000 | $291,000 | $1,405,000 | $183,000 | $790,000 |
| Unverifiable Information | 20 | $6,930,000 | $346,000 | $1,005,000 | $177,000 | $1,121,000 |
| Employment History | 7 | $1,255,000 | $179,000 | $485,000 | $122,000 | $507,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $945,000 | $315,000 | $535,000 | $97,000 | $152,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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