Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cadence Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 |
Total Number of Mortgage Applications | 3,831 |
Total Mortgage Loan Application Amount | $1,213,025,000 |
Average Mortgage Loan Application Amount | $266,000 |
Highest Mortgage Loan Application Amount | $9,105,000 |
Average Applicant Income | $178,333 |
Highest Applicant Income | $8,299,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Harris County Texas | 736 | $ 337,910,000 | $ 459,000 | $ 268,000 |
Jefferson County Alabama | 255 | $ 63,065,000 | $ 247,000 | $ 168,000 |
Tuscaloosa County Alabama | 222 | $ 55,530,000 | $ 250,000 | $ 141,000 |
Madison County Alabama | 217 | $ 51,765,000 | $ 238,000 | $ 117,000 |
Fort Bend County Texas | 165 | $ 46,805,000 | $ 283,000 | $ 120,000 |
Oktibbeha County Mississippi | 164 | $ 43,060,000 | $ 262,000 | $ 138,000 |
Montgomery County Texas | 148 | $ 41,540,000 | $ 280,000 | $ 155,000 |
Fulton County Georgia | 139 | $ 51,665,000 | $ 371,000 | $ 192,000 |
Shelby County Alabama | 75 | $ 19,645,000 | $ 261,000 | $ 161,000 |
Montgomery County Alabama | 65 | $ 9,535,000 | $ 146,000 | $ 56,000 |
Bibb County Georgia | 64 | $ 10,110,000 | $ 157,000 | $ 143,000 |
Bexar County Texas | 64 | $ 19,020,000 | $ 297,000 | $ 126,000 |
Clarke County Georgia | 48 | $ 9,060,000 | $ 188,000 | $ 141,000 |
Shelby County Tennessee | 47 | $ 10,745,000 | $ 228,000 | $ 151,000 |
DeKalb County Georgia | 45 | $ 12,325,000 | $ 273,000 | $ 118,000 |
Richmond County Georgia | 44 | $ 7,420,000 | $ 168,000 | $ 115,000 |
Hillsborough County Florida | 40 | $ 14,080,000 | $ 352,000 | $ 230,000 |
Pinellas County Florida | 39 | $ 11,615,000 | $ 297,000 | $ 166,000 |
Sarasota County Florida | 39 | $ 17,915,000 | $ 459,000 | $ 347,000 |
Gwinnett County Georgia | 38 | $ 9,910,000 | $ 260,000 | $ 170,000 |
Elmore County Alabama | 37 | $ 8,315,000 | $ 224,000 | $ 157,000 |
Columbia County Georgia | 36 | $ 5,950,000 | $ 165,000 | $ 123,000 |
Cobb County Georgia | 35 | $ 10,785,000 | $ 308,000 | $ 169,000 |
Lowndes County Mississippi | 34 | $ 4,490,000 | $ 132,000 | $ 169,000 |
Travis County Texas | 30 | $ 20,510,000 | $ 683,000 | $ 471,000 |
Autauga County Alabama | 27 | $ 3,805,000 | $ 140,000 | $ 53,000 |
Citrus County Florida | 27 | $ 3,255,000 | $ 120,000 | $ 71,000 |
Houston County Georgia | 27 | $ 3,365,000 | $ 124,000 | $ 93,000 |
Etowah County Alabama | 25 | $ 1,895,000 | $ 75,000 | $ 60,000 |
Dallas County Texas | 25 | $ 15,735,000 | $ 629,000 | $ 303,000 |
Brazoria County Texas | 24 | $ 5,900,000 | $ 245,000 | $ 140,000 |
Hernando County Florida | 23 | $ 3,635,000 | $ 158,000 | $ 111,000 |
Blount County Alabama | 21 | $ 2,385,000 | $ 113,000 | $ 67,000 |
Manatee County Florida | 21 | $ 8,505,000 | $ 405,000 | $ 135,000 |
Monroe County Mississippi | 20 | $ 2,780,000 | $ 139,000 | $ 76,000 |
Pasco County Florida | 18 | $ 2,660,000 | $ 147,000 | $ 135,000 |
Morgan County Alabama | 17 | $ 2,715,000 | $ 159,000 | $ 88,000 |
Chatham County Georgia | 17 | $ 4,795,000 | $ 282,000 | $ 192,000 |
Davidson County Tennessee | 17 | $ 12,385,000 | $ 728,000 | $ 219,000 |
Tarrant County Texas | 15 | $ 8,925,000 | $ 595,000 | $ 358,000 |
Limestone County Alabama | 14 | $ 3,190,000 | $ 227,000 | $ 92,000 |
Jones County Georgia | 14 | $ 1,500,000 | $ 107,000 | $ 65,000 |
St. Clair County Alabama | 13 | $ 2,915,000 | $ 224,000 | $ 90,000 |
Miami-Dade County Florida | 13 | $ 8,725,000 | $ 671,000 | $ 246,000 |
Douglas County Georgia | 13 | $ 3,185,000 | $ 245,000 | $ 58,000 |
Clay County Mississippi | 13 | $ 2,085,000 | $ 160,000 | $ 82,000 |
Aiken County South Carolina | 13 | $ 1,515,000 | $ 116,000 | $ 115,000 |
Collin County Texas | 13 | $ 5,565,000 | $ 428,000 | $ 215,000 |
Marion County Florida | 12 | $ 2,090,000 | $ 174,000 | $ 80,000 |
Galveston County Texas | 12 | $ 6,210,000 | $ 517,000 | $ 318,000 |
Baldwin County Alabama | 11 | $ 5,115,000 | $ 465,000 | $ 346,000 |
Palm Beach County Florida | 11 | $ 9,245,000 | $ 840,000 | $ 311,000 |
Liberty County Texas | 11 | $ 2,555,000 | $ 232,000 | $ 95,000 |
Marshall County Alabama | 10 | $ 2,150,000 | $ 215,000 | $ 176,000 |
Denver County Colorado | 10 | $ 9,310,000 | $ 931,000 | $ 298,000 |
Broward County Florida | 10 | $ 8,020,000 | $ 802,000 | $ 313,000 |
Orange County Florida | 10 | $ 5,050,000 | $ 505,000 | $ 181,000 |
Paulding County Georgia | 10 | $ 2,070,000 | $ 207,000 | $ 60,000 |
Cullman County Alabama | 9 | $ 975,000 | $ 108,000 | $ 45,000 |
Cherokee County Georgia | 9 | $ 1,785,000 | $ 198,000 | $ 105,000 |
Hall County Georgia | 9 | $ 2,715,000 | $ 301,000 | $ 148,000 |
Henry County Georgia | 9 | $ 2,525,000 | $ 280,000 | $ 73,000 |
Liberty County Georgia | 8 | $ 1,410,000 | $ 176,000 | $ 126,000 |
Monroe County Georgia | 8 | $ 1,660,000 | $ 207,000 | $ 139,000 |
Denton County Texas | 8 | $ 4,770,000 | $ 596,000 | $ 317,000 |
Lee County Alabama | 7 | $ 1,355,000 | $ 193,000 | $ 88,000 |
Talladega County Alabama | 7 | $ 1,105,000 | $ 157,000 | $ 112,000 |
Collier County Florida | 7 | $ 5,095,000 | $ 727,000 | $ 415,000 |
Duval County Florida | 7 | $ 2,045,000 | $ 292,000 | $ 131,000 |
Walton County Florida | 7 | $ 13,635,000 | $ 1,947,000 | $ 1,211,000 |
Forsyth County Georgia | 7 | $ 1,745,000 | $ 249,000 | $ 150,000 |
Hale County Alabama | 6 | $ 880,000 | $ 146,000 | $ 97,000 |
Alachua County Florida | 6 | $ 860,000 | $ 143,000 | $ 266,000 |
Charlotte County Florida | 6 | $ 1,330,000 | $ 221,000 | $ 64,000 |
Polk County Florida | 6 | $ 1,680,000 | $ 280,000 | $ 208,000 |
Carroll County Georgia | 6 | $ 840,000 | $ 140,000 | $ 45,000 |
Clayton County Georgia | 6 | $ 1,970,000 | $ 328,000 | $ 198,000 |
Madison County Georgia | 6 | $ 630,000 | $ 105,000 | $ 107,000 |
McDuffie County Georgia | 6 | $ 770,000 | $ 128,000 | $ 83,000 |
Webster County Mississippi | 6 | $ 800,000 | $ 133,000 | $ 69,000 |
Richland County South Carolina | 6 | $ 680,000 | $ 113,000 | $ 0 |
Covington County Alabama | 5 | $ 395,000 | $ 79,000 | $ 77,000 |
Brevard County Florida | 5 | $ 2,505,000 | $ 501,000 | $ 275,000 |
Lee County Florida | 5 | $ 1,385,000 | $ 277,000 | $ 191,000 |
Seminole County Florida | 5 | $ 775,000 | $ 155,000 | $ 111,000 |
Fayette County Georgia | 5 | $ 1,325,000 | $ 265,000 | $ 62,000 |
Madison County Mississippi | 5 | $ 1,805,000 | $ 361,000 | $ 241,000 |
Williamson County Tennessee | 5 | $ 2,795,000 | $ 559,000 | $ 195,000 |
Colbert County Alabama | 4 | $ 2,130,000 | $ 532,000 | $ 211,000 |
Jackson County Alabama | 4 | $ 910,000 | $ 227,000 | $ 83,000 |
Pickens County Alabama | 4 | $ 380,000 | $ 95,000 | $ 54,000 |
Walker County Alabama | 4 | $ 780,000 | $ 195,000 | $ 725,000 |
Douglas County Colorado | 4 | $ 3,810,000 | $ 952,000 | $ 533,000 |
Bay County Florida | 4 | $ 1,900,000 | $ 475,000 | $ 581,000 |
Oconee County Georgia | 4 | $ 740,000 | $ 185,000 | $ 89,000 |
Neshoba County Mississippi | 4 | $ 260,000 | $ 65,000 | $ 35,000 |
Mecklenburg County North Carolina | 4 | $ 2,610,000 | $ 652,000 | $ 270,000 |
Fayette County Tennessee | 4 | $ 780,000 | $ 195,000 | $ 52,000 |
Knox County Tennessee | 4 | $ 1,870,000 | $ 467,000 | $ 152,000 |
Hays County Texas | 4 | $ 950,000 | $ 237,000 | $ 144,000 |
McLennan County Texas | 4 | $ 1,900,000 | $ 475,000 | $ 347,000 |
Parker County Texas | 4 | $ 2,170,000 | $ 542,000 | $ 221,000 |
Waller County Texas | 4 | $ 1,960,000 | $ 490,000 | $ 175,000 |
Dallas County Alabama | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
Tallapoosa County Alabama | 3 | $ 1,145,000 | $ 381,000 | $ 220,000 |
Winston County Alabama | 3 | $ 925,000 | $ 308,000 | $ 83,000 |
San Miguel County Colorado | 3 | $ 5,775,000 | $ 1,925,000 | $ 946,000 |
Lake County Florida | 3 | $ 955,000 | $ 318,000 | $ 115,000 |
Leon County Florida | 3 | $ 685,000 | $ 228,000 | $ 143,000 |
Osceola County Florida | 3 | $ 435,000 | $ 145,000 | $ 79,000 |
Barrow County Georgia | 3 | $ 1,085,000 | $ 361,000 | $ 69,000 |
Coweta County Georgia | 3 | $ 425,000 | $ 141,000 | $ 73,000 |
Peach County Georgia | 3 | $ 285,000 | $ 95,000 | $ 64,000 |
Rockdale County Georgia | 3 | $ 655,000 | $ 218,000 | $ 65,000 |
Lafayette County Mississippi | 3 | $ 745,000 | $ 248,000 | $ 122,000 |
Lauderdale County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 67,000 |
Rankin County Mississippi | 3 | $ 445,000 | $ 148,000 | $ 120,000 |
Beaufort County South Carolina | 3 | $ 2,815,000 | $ 938,000 | $ 633,000 |
Hidalgo County Texas | 3 | $ 1,255,000 | $ 418,000 | $ 293,000 |
Smith County Texas | 3 | $ 865,000 | $ 288,000 | $ 209,000 |
Williamson County Texas | 3 | $ 1,295,000 | $ 431,000 | $ 123,000 |
Chilton County Alabama | 2 | $ 220,000 | $ 110,000 | $ 53,000 |
Coosa County Alabama | 2 | $ 520,000 | $ 260,000 | $ 354,000 |
Adams County Colorado | 2 | $ 1,050,000 | $ 525,000 | $ 153,000 |
Arapahoe County Colorado | 2 | $ 1,250,000 | $ 625,000 | $ 222,000 |
Chaffee County Colorado | 2 | $ 600,000 | $ 300,000 | $ 185,000 |
Eagle County Colorado | 2 | $ 1,490,000 | $ 745,000 | $ 320,000 |
Garfield County Colorado | 2 | $ 1,640,000 | $ 820,000 | $ 293,000 |
La Plata County Colorado | 2 | $ 500,000 | $ 250,000 | $ 192,000 |
Martin County Florida | 2 | $ 660,000 | $ 330,000 | $ 230,000 |
Okaloosa County Florida | 2 | $ 1,930,000 | $ 965,000 | $ 265,000 |
St. Johns County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 240,000 |
Volusia County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 237,000 |
Butts County Georgia | 2 | $ 270,000 | $ 135,000 | $ 112,000 |
Crawford County Georgia | 2 | $ 280,000 | $ 140,000 | $ 131,000 |
Dooly County Georgia | 2 | $ 30,000 | $ 15,000 | $ 68,000 |
Glynn County Georgia | 2 | $ 930,000 | $ 465,000 | $ 750,000 |
Greene County Georgia | 2 | $ 840,000 | $ 420,000 | $ 109,000 |
Hancock County Georgia | 2 | $ 490,000 | $ 245,000 | $ 237,000 |
Lincoln County Georgia | 2 | $ 320,000 | $ 160,000 | $ 109,000 |
Macon County Georgia | 2 | $ 90,000 | $ 45,000 | $ 137,000 |
Pike County Georgia | 2 | $ 1,610,000 | $ 805,000 | $ 677,000 |
Putnam County Georgia | 2 | $ 520,000 | $ 260,000 | $ 751,000 |
Rabun County Georgia | 2 | $ 550,000 | $ 275,000 | $ 387,000 |
Tattnall County Georgia | 2 | $ 50,000 | $ 25,000 | $ 17,000 |
Walton County Georgia | 2 | $ 450,000 | $ 225,000 | $ 195,000 |
DeSoto County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 106,000 |
Hinds County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
Jackson County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 118,000 |
Washington County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
Avery County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 535,000 |
Jackson County North Carolina | 2 | $ 1,440,000 | $ 720,000 | $ 545,000 |
Hamilton County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
Polk County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 662,000 |
Sullivan County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 147,000 |
Brazos County Texas | 2 | $ 360,000 | $ 180,000 | $ 205,000 |
Chambers County Texas | 2 | $ 470,000 | $ 235,000 | $ 52,000 |
Comal County Texas | 2 | $ 1,830,000 | $ 915,000 | $ 729,000 |
Jefferson County Texas | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
Kendall County Texas | 2 | $ 2,180,000 | $ 1,090,000 | $ 283,000 |
Walker County Texas | 2 | $ 830,000 | $ 415,000 | $ 166,000 |
Webb County Texas | 2 | $ 170,000 | $ 85,000 | $ 114,000 |
Bibb County Alabama | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
Cherokee County Alabama | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
Coffee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 444,000 |
DeKalb County Alabama | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
Lamar County Alabama | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
Lawrence County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
Macon County Alabama | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
Marengo County Alabama | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
Marion County Alabama | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
Monroe County Alabama | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
Perry County Alabama | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
El Paso County Colorado | 1 | $ 575,000 | $ 575,000 | $ 365,000 |
Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 163,000 |
Mesa County Colorado | 1 | $ 835,000 | $ 835,000 | $ 585,000 |
Weld County Colorado | 1 | $ 345,000 | $ 345,000 | $ 0 |
Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
Flagler County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
Franklin County Florida | 1 | $ 125,000 | $ 125,000 | $ 210,000 |
Glades County Florida | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
Hendry County Florida | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
Jackson County Florida | 1 | $ 275,000 | $ 275,000 | $ 232,000 |
Santa Rosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
Sumter County Florida | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
Bryan County Georgia | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
Burke County Georgia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
Gordon County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
Habersham County Georgia | 1 | $ 895,000 | $ 895,000 | $ 0 |
Long County Georgia | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
Lowndes County Georgia | 1 | $ 185,000 | $ 185,000 | $ 178,000 |
Meriwether County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
Newton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
Oglethorpe County Georgia | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
Talbot County Georgia | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
Toombs County Georgia | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
Towns County Georgia | 1 | $ 185,000 | $ 185,000 | $ 1,809,000 |
Troup County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
Baltimore County Maryland | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
Choctaw County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
Forrest County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 346,000 |
Lawrence County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
Lee County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
Union County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
Cabarrus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 195,000 |
Catawba County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 379,000 |
Haywood County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 347,000 |
Macon County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
Orange County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 409,000 |
Union County North Carolina | 1 | $ 1,095,000 | $ 1,095,000 | $ 890,000 |
Wake County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
Anderson County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
Charleston County South Carolina | 1 | $ 885,000 | $ 885,000 | $ 183,000 |
Bradley County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
Coffee County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 271,000 |
Rhea County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
Robertson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
Rutherford County Tennessee | 1 | $ 895,000 | $ 895,000 | $ 420,000 |
Sumner County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
Angelina County Texas | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
Austin County Texas | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
Burnet County Texas | 1 | $ 1,265,000 | $ 1,265,000 | $ 2,918,000 |
Dallam County Texas | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
Ector County Texas | 1 | $ 55,000 | $ 55,000 | $ 142,000 |
El Paso County Texas | 1 | $ 455,000 | $ 455,000 | $ 353,000 |
Ellis County Texas | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
Hardin County Texas | 1 | $ 435,000 | $ 435,000 | $ 293,000 |
Hood County Texas | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
Kaufman County Texas | 1 | $ 265,000 | $ 265,000 | $ 147,000 |
Madison County Texas | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
Midland County Texas | 1 | $ 885,000 | $ 885,000 | $ 372,000 |
Nueces County Texas | 1 | $ 465,000 | $ 465,000 | $ 235,000 |
Rockwall County Texas | 1 | $ 155,000 | $ 155,000 | $ 330,000 |
San Jacinto County Texas | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
Trinity County Texas | 1 | $ 745,000 | $ 745,000 | $ 1,267,000 |
Washington County Texas | 1 | $ 715,000 | $ 715,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,180 | $767,570,000 | $352,000 | $9,105,000 | $158,000 | $7,254,000 |
Refinancing | 949 | $293,275,000 | $309,000 | $1,995,000 | $209,000 | $4,835,000 |
Home Improvement | 350 | $50,460,000 | $144,000 | $1,505,000 | $207,000 | $2,668,000 |
Other Purpose | 184 | $55,800,000 | $303,000 | $5,005,000 | $327,000 | $8,299,000 |
Cash-out Refinancing | 167 | $45,705,000 | $273,000 | $2,125,000 | $169,000 | $2,674,000 |
Not Applicable | 1 | $215,000 | $215,000 | $215,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,101 | $710,055,000 | $337,000 | $4,005,000 | $218,000 | $8,299,000 |
Black or African American | 649 | $148,775,000 | $229,000 | $2,005,000 | $91,000 | $1,125,000 |
Hispanic | 354 | $97,980,000 | $276,000 | $5,005,000 | $133,000 | $2,918,000 |
Not Provided | 342 | $132,020,000 | $386,000 | $9,105,000 | $189,000 | $3,209,000 |
Not applicable | 208 | $44,450,000 | $213,000 | $3,085,000 | $0 | $0 |
Asian | 129 | $61,465,000 | $476,000 | $1,795,000 | $254,000 | $1,383,000 |
American Indian or Alaskan Native | 18 | $4,300,000 | $238,000 | $1,025,000 | $106,000 | $484,000 |
Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $49,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,720 | $1,186,300,000 | $318,000 | $9,105,000 | $187,000 | $8,299,000 |
VA-guaranteed (Veterans Administration) | 53 | $14,325,000 | $270,000 | $755,000 | $106,000 | $425,000 |
FHA-insured (Federal Housing Administration) | 47 | $10,195,000 | $216,000 | $425,000 | $71,000 | $226,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $2,205,000 | $200,000 | $255,000 | $61,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,433 | $817,685,000 | $336,000 | $9,105,000 | $196,000 | $7,254,000 |
Application Denied By Financial Institution | 761 | $186,495,000 | $245,000 | $2,305,000 | $136,000 | $1,809,000 |
Application Withdrawn By Applicant | 528 | $179,530,000 | $340,000 | $4,005,000 | $210,000 | $8,299,000 |
File Closed For Incompleteness | 74 | $20,930,000 | $282,000 | $1,415,000 | $158,000 | $1,466,000 |
Application Approved But Not Accepted | 33 | $8,015,000 | $242,000 | $1,135,000 | $129,000 | $1,132,000 |
Loan Purchased By The Institution | 2 | $370,000 | $185,000 | $215,000 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 3,070 | $1,026,530,000 | $334,000 | $9,105,000 | $197,000 | $8,299,000 |
Debt-To-Income Ratio | 221 | $44,305,000 | $200,000 | $1,135,000 | $72,000 | $375,000 |
Credit Application Incomplete | 202 | $61,440,000 | $304,000 | $2,305,000 | $168,000 | $1,809,000 |
Credit History | 148 | $32,030,000 | $216,000 | $1,505,000 | $146,000 | $1,500,000 |
Other | 88 | $18,610,000 | $211,000 | $1,075,000 | $155,000 | $885,000 |
Collateral | 72 | $20,980,000 | $291,000 | $1,405,000 | $183,000 | $790,000 |
Unverifiable Information | 20 | $6,930,000 | $346,000 | $1,005,000 | $177,000 | $1,121,000 |
Employment History | 7 | $1,255,000 | $179,000 | $485,000 | $122,000 | $507,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $945,000 | $315,000 | $535,000 | $97,000 | $152,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.