Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cadence Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 |
Total Number of Mortgage Applications | 4,145 |
Total Mortgage Loan Application Amount | $1,067,255,000 |
Average Mortgage Loan Application Amount | $254,600 |
Highest Mortgage Loan Application Amount | $25,005,000 |
Average Applicant Income | $195,600 |
Highest Applicant Income | $8,650,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Harris County Texas | 1,048 | $ 354,420,000 | $ 338,000 | $ 192,000 |
Tuscaloosa County Alabama | 316 | $ 64,350,000 | $ 203,000 | $ 122,000 |
Jefferson County Alabama | 301 | $ 52,545,000 | $ 174,000 | $ 144,000 |
Montgomery County Texas | 221 | $ 49,425,000 | $ 223,000 | $ 143,000 |
Fort Bend County Texas | 196 | $ 43,460,000 | $ 221,000 | $ 162,000 |
Madison County Alabama | 176 | $ 35,400,000 | $ 201,000 | $ 99,000 |
Fulton County Georgia | 105 | $ 30,455,000 | $ 290,000 | $ 211,000 |
Oktibbeha County Mississippi | 101 | $ 20,955,000 | $ 207,000 | $ 111,000 |
Bibb County Georgia | 67 | $ 7,325,000 | $ 109,000 | $ 145,000 |
Shelby County Alabama | 64 | $ 15,580,000 | $ 243,000 | $ 128,000 |
Autauga County Alabama | 61 | $ 9,875,000 | $ 161,000 | $ 56,000 |
Richmond County Georgia | 59 | $ 8,075,000 | $ 136,000 | $ 112,000 |
Lowndes County Mississippi | 51 | $ 6,175,000 | $ 121,000 | $ 89,000 |
Travis County Texas | 51 | $ 21,955,000 | $ 430,000 | $ 369,000 |
Elmore County Alabama | 44 | $ 7,140,000 | $ 162,000 | $ 68,000 |
Bexar County Texas | 44 | $ 9,480,000 | $ 215,000 | $ 133,000 |
Sarasota County Florida | 40 | $ 17,110,000 | $ 427,000 | $ 292,000 |
Montgomery County Alabama | 36 | $ 6,350,000 | $ 176,000 | $ 74,000 |
Dallas County Texas | 36 | $ 9,390,000 | $ 260,000 | $ 266,000 |
Tarrant County Texas | 33 | $ 9,945,000 | $ 301,000 | $ 352,000 |
Cobb County Georgia | 32 | $ 7,690,000 | $ 240,000 | $ 118,000 |
Citrus County Florida | 30 | $ 3,900,000 | $ 130,000 | $ 70,000 |
Columbia County Georgia | 30 | $ 3,540,000 | $ 118,000 | $ 114,000 |
Collin County Texas | 28 | $ 6,150,000 | $ 219,000 | $ 229,000 |
Pasco County Florida | 27 | $ 2,855,000 | $ 105,000 | $ 95,000 |
Gwinnett County Georgia | 27 | $ 5,485,000 | $ 203,000 | $ 142,000 |
Houston County Georgia | 27 | $ 2,615,000 | $ 96,000 | $ 107,000 |
Hillsborough County Florida | 24 | $ 9,210,000 | $ 383,000 | $ 233,000 |
Clarke County Georgia | 24 | $ 3,990,000 | $ 166,000 | $ 207,000 |
DeKalb County Georgia | 24 | $ 6,210,000 | $ 258,000 | $ 153,000 |
Jones County Georgia | 23 | $ 1,455,000 | $ 63,000 | $ 93,000 |
Pinellas County Florida | 22 | $ 9,840,000 | $ 447,000 | $ 219,000 |
Shelby County Tennessee | 22 | $ 3,650,000 | $ 165,000 | $ 116,000 |
Denton County Texas | 22 | $ 4,020,000 | $ 182,000 | $ 294,000 |
Limestone County Alabama | 21 | $ 3,935,000 | $ 187,000 | $ 58,000 |
Manatee County Florida | 21 | $ 6,435,000 | $ 306,000 | $ 274,000 |
Aiken County South Carolina | 21 | $ 2,235,000 | $ 106,000 | $ 145,000 |
Galveston County Texas | 21 | $ 9,515,000 | $ 453,000 | $ 336,000 |
Williamson County Texas | 20 | $ 3,060,000 | $ 153,000 | $ 181,000 |
Hernando County Florida | 18 | $ 2,640,000 | $ 146,000 | $ 64,000 |
Monroe County Mississippi | 15 | $ 1,245,000 | $ 83,000 | $ 81,000 |
Covington County Alabama | 14 | $ 1,920,000 | $ 137,000 | $ 107,000 |
Lubbock County Texas | 14 | $ 1,360,000 | $ 97,000 | $ 175,000 |
St. Clair County Alabama | 12 | $ 1,900,000 | $ 158,000 | $ 92,000 |
Marion County Florida | 12 | $ 1,380,000 | $ 115,000 | $ 39,000 |
Oconee County Georgia | 12 | $ 2,240,000 | $ 186,000 | $ 303,000 |
Blount County Alabama | 11 | $ 945,000 | $ 85,000 | $ 59,000 |
Miami-Dade County Florida | 11 | $ 8,225,000 | $ 747,000 | $ 476,000 |
Chatham County Georgia | 11 | $ 2,925,000 | $ 265,000 | $ 201,000 |
Clay County Mississippi | 11 | $ 1,135,000 | $ 103,000 | $ 102,000 |
Brazoria County Texas | 11 | $ 2,565,000 | $ 233,000 | $ 118,000 |
Etowah County Alabama | 10 | $ 780,000 | $ 78,000 | $ 42,000 |
Morgan County Alabama | 10 | $ 1,260,000 | $ 126,000 | $ 89,000 |
Marshall County Alabama | 9 | $ 2,695,000 | $ 299,000 | $ 194,000 |
Monroe County Georgia | 9 | $ 1,095,000 | $ 121,000 | $ 212,000 |
Paulding County Georgia | 9 | $ 1,645,000 | $ 182,000 | $ 58,000 |
Bell County Texas | 9 | $ 3,085,000 | $ 342,000 | $ 244,000 |
Baldwin County Alabama | 8 | $ 3,690,000 | $ 461,000 | $ 284,000 |
Cullman County Alabama | 8 | $ 2,150,000 | $ 268,000 | $ 224,000 |
Pickens County Alabama | 8 | $ 880,000 | $ 110,000 | $ 65,000 |
Henry County Georgia | 8 | $ 1,480,000 | $ 185,000 | $ 61,000 |
Neshoba County Mississippi | 8 | $ 790,000 | $ 98,000 | $ 132,000 |
Liberty County Texas | 8 | $ 1,530,000 | $ 191,000 | $ 64,000 |
Douglas County Georgia | 7 | $ 1,415,000 | $ 202,000 | $ 55,000 |
Liberty County Georgia | 7 | $ 495,000 | $ 70,000 | $ 75,000 |
Hidalgo County Texas | 7 | $ 1,635,000 | $ 233,000 | $ 262,000 |
Chilton County Alabama | 6 | $ 1,190,000 | $ 198,000 | $ 99,000 |
Talladega County Alabama | 6 | $ 480,000 | $ 80,000 | $ 38,000 |
Forsyth County Georgia | 6 | $ 850,000 | $ 141,000 | $ 71,000 |
Webster County Mississippi | 6 | $ 860,000 | $ 143,000 | $ 118,000 |
Richland County South Carolina | 6 | $ 520,000 | $ 86,000 | $ 488,000 |
Ector County Texas | 6 | $ 660,000 | $ 110,000 | $ 176,000 |
Ellis County Texas | 6 | $ 470,000 | $ 78,000 | $ 163,000 |
McLennan County Texas | 6 | $ 2,440,000 | $ 406,000 | $ 386,000 |
Midland County Texas | 6 | $ 1,220,000 | $ 203,000 | $ 275,000 |
Nueces County Texas | 6 | $ 1,000,000 | $ 166,000 | $ 240,000 |
Cherokee County Georgia | 5 | $ 835,000 | $ 167,000 | $ 480,000 |
Clayton County Georgia | 5 | $ 845,000 | $ 169,000 | $ 43,000 |
Hall County Georgia | 5 | $ 455,000 | $ 91,000 | $ 325,000 |
El Paso County Texas | 5 | $ 385,000 | $ 77,000 | $ 193,000 |
Hays County Texas | 5 | $ 3,195,000 | $ 639,000 | $ 300,000 |
Kaufman County Texas | 5 | $ 305,000 | $ 61,000 | $ 152,000 |
Parker County Texas | 5 | $ 1,325,000 | $ 265,000 | $ 288,000 |
Hale County Alabama | 4 | $ 640,000 | $ 160,000 | $ 37,000 |
Broward County Florida | 4 | $ 2,750,000 | $ 687,000 | $ 322,000 |
Waller County Texas | 4 | $ 480,000 | $ 120,000 | $ 169,000 |
Lawrence County Alabama | 3 | $ 315,000 | $ 105,000 | $ 42,000 |
Tallapoosa County Alabama | 3 | $ 1,035,000 | $ 345,000 | $ 260,000 |
Denver County Colorado | 3 | $ 2,145,000 | $ 715,000 | $ 229,000 |
Duval County Florida | 3 | $ 525,000 | $ 175,000 | $ 58,000 |
Palm Beach County Florida | 3 | $ 2,825,000 | $ 941,000 | $ 463,000 |
St. Johns County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 173,000 |
Walton County Florida | 3 | $ 2,645,000 | $ 881,000 | $ 509,000 |
Bartow County Georgia | 3 | $ 745,000 | $ 248,000 | $ 123,000 |
Butts County Georgia | 3 | $ 75,000 | $ 25,000 | $ 74,000 |
Crawford County Georgia | 3 | $ 405,000 | $ 135,000 | $ 109,000 |
Glynn County Georgia | 3 | $ 555,000 | $ 185,000 | $ 114,000 |
Long County Georgia | 3 | $ 155,000 | $ 51,000 | $ 108,000 |
McDuffie County Georgia | 3 | $ 105,000 | $ 35,000 | $ 131,000 |
Tattnall County Georgia | 3 | $ 375,000 | $ 125,000 | $ 45,000 |
Rankin County Mississippi | 3 | $ 615,000 | $ 205,000 | $ 166,000 |
Jackson County North Carolina | 3 | $ 1,625,000 | $ 541,000 | $ 953,000 |
Davidson County Tennessee | 3 | $ 855,000 | $ 285,000 | $ 119,000 |
Kendall County Texas | 3 | $ 435,000 | $ 145,000 | $ 222,000 |
Rockwall County Texas | 3 | $ 295,000 | $ 98,000 | $ 286,000 |
Walker County Texas | 3 | $ 225,000 | $ 75,000 | $ 196,000 |
Calhoun County Alabama | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
Greene County Alabama | 2 | $ 120,000 | $ 60,000 | $ 16,000 |
Lamar County Alabama | 2 | $ 110,000 | $ 55,000 | $ 146,000 |
Monroe County Alabama | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
Perry County Alabama | 2 | $ 70,000 | $ 35,000 | $ 17,000 |
Winston County Alabama | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
Garfield County Colorado | 2 | $ 1,870,000 | $ 935,000 | $ 380,000 |
Routt County Colorado | 2 | $ 3,140,000 | $ 1,570,000 | $ 1,429,000 |
Summit County Colorado | 2 | $ 1,160,000 | $ 580,000 | $ 332,000 |
Bay County Florida | 2 | $ 490,000 | $ 245,000 | $ 83,000 |
Martin County Florida | 2 | $ 230,000 | $ 115,000 | $ 395,000 |
Okaloosa County Florida | 2 | $ 550,000 | $ 275,000 | $ 98,000 |
Orange County Florida | 2 | $ 820,000 | $ 410,000 | $ 622,000 |
Volusia County Florida | 2 | $ 750,000 | $ 375,000 | $ 266,000 |
Barrow County Georgia | 2 | $ 130,000 | $ 65,000 | $ 188,000 |
Carroll County Georgia | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
Fayette County Georgia | 2 | $ 1,930,000 | $ 965,000 | $ 79,000 |
Greene County Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 414,000 |
Peach County Georgia | 2 | $ 160,000 | $ 80,000 | $ 112,000 |
Rabun County Georgia | 2 | $ 3,330,000 | $ 1,665,000 | $ 1,845,000 |
Attala County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
Choctaw County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
DeSoto County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
Hinds County Mississippi | 2 | $ 940,000 | $ 470,000 | $ 177,000 |
Charleston County South Carolina | 2 | $ 22,570,000 | $ 11,285,000 | $ 120,000 |
Oconee County South Carolina | 2 | $ 900,000 | $ 450,000 | $ 482,000 |
Sevier County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 271,000 |
Williamson County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 196,000 |
Brazos County Texas | 2 | $ 25,090,000 | $ 12,545,000 | $ 350,000 |
Burnet County Texas | 2 | $ 70,000 | $ 35,000 | $ 251,000 |
Cameron County Texas | 2 | $ 70,000 | $ 35,000 | $ 114,000 |
Cooke County Texas | 2 | $ 360,000 | $ 180,000 | $ 295,000 |
Gillespie County Texas | 2 | $ 1,360,000 | $ 680,000 | $ 466,000 |
Guadalupe County Texas | 2 | $ 260,000 | $ 130,000 | $ 127,000 |
Henderson County Texas | 2 | $ 300,000 | $ 150,000 | $ 1,191,000 |
Hood County Texas | 2 | $ 180,000 | $ 90,000 | $ 244,000 |
Johnson County Texas | 2 | $ 190,000 | $ 95,000 | $ 393,000 |
Llano County Texas | 2 | $ 100,000 | $ 50,000 | $ 168,000 |
Matagorda County Texas | 2 | $ 470,000 | $ 235,000 | $ 505,000 |
Medina County Texas | 2 | $ 250,000 | $ 125,000 | $ 257,000 |
Orange County Texas | 2 | $ 210,000 | $ 105,000 | $ 238,000 |
Randall County Texas | 2 | $ 410,000 | $ 205,000 | $ 237,000 |
Taylor County Texas | 2 | $ 130,000 | $ 65,000 | $ 202,000 |
Wilson County Texas | 2 | $ 140,000 | $ 70,000 | $ 146,000 |
Summit County Utah | 2 | $ 2,390,000 | $ 1,195,000 | $ 803,000 |
Teton County Wyoming | 2 | $ 3,270,000 | $ 1,635,000 | $ 1,294,000 |
Bibb County Alabama | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
Colbert County Alabama | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
Dallas County Alabama | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
DeKalb County Alabama | 1 | $ 305,000 | $ 305,000 | $ 272,000 |
Fayette County Alabama | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
Franklin County Alabama | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
Lee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
Macon County Alabama | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
Mobile County Alabama | 1 | $ 155,000 | $ 155,000 | $ 281,000 |
Pike County Alabama | 1 | $ 295,000 | $ 295,000 | $ 238,000 |
Russell County Alabama | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
Walker County Alabama | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
Arapahoe County Colorado | 1 | $ 745,000 | $ 745,000 | $ 220,000 |
Douglas County Colorado | 1 | $ 635,000 | $ 635,000 | $ 300,000 |
Jefferson County Colorado | 1 | $ 805,000 | $ 805,000 | $ 513,000 |
Pitkin County Colorado | 1 | $ 1,385,000 | $ 1,385,000 | $ 450,000 |
Weld County Colorado | 1 | $ 665,000 | $ 665,000 | $ 173,000 |
Collier County Florida | 1 | $ 1,035,000 | $ 1,035,000 | $ 325,000 |
Franklin County Florida | 1 | $ 35,000 | $ 35,000 | $ 249,000 |
Lee County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 577,000 |
Leon County Florida | 1 | $ 705,000 | $ 705,000 | $ 324,000 |
Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
Bryan County Georgia | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
Coweta County Georgia | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
Dade County Georgia | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
Effingham County Georgia | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
Elbert County Georgia | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
Fannin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
Gilmer County Georgia | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
Glascock County Georgia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
Gordon County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
Lincoln County Georgia | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
Macon County Georgia | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
Pickens County Georgia | 1 | $ 525,000 | $ 525,000 | $ 218,000 |
Polk County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
Pulaski County Georgia | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
Putnam County Georgia | 1 | $ 505,000 | $ 505,000 | $ 2,500,000 |
Rockdale County Georgia | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
Sumter County Georgia | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
Twiggs County Georgia | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
Upson County Georgia | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
Walton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
White County Georgia | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
Wilkinson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
Calhoun County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
Harrison County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
Lauderdale County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 550,000 |
Lee County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
Madison County Mississippi | 1 | $ 765,000 | $ 765,000 | $ 340,000 |
Marshall County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
Noxubee County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 1,000 |
Winston County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
Ulster County New York | 1 | $ 205,000 | $ 205,000 | $ 0 |
Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 397,000 |
Carteret County North Carolina | 1 | $ 1,735,000 | $ 1,735,000 | $ 850,000 |
Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 540,000 |
Macon County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 165,000 |
Mecklenburg County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 318,000 |
Colleton County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
Edgefield County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
Lexington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
Fayette County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
Weakley County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
Wilson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
Angelina County Texas | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
Aransas County Texas | 1 | $ 45,000 | $ 45,000 | $ 229,000 |
Austin County Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
Bastrop County Texas | 1 | $ 115,000 | $ 115,000 | $ 237,000 |
Brown County Texas | 1 | $ 65,000 | $ 65,000 | $ 853,000 |
Clay County Texas | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
Colorado County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
Comal County Texas | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
Fannin County Texas | 1 | $ 45,000 | $ 45,000 | $ 299,000 |
Franklin County Texas | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
Grayson County Texas | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
Hardin County Texas | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
Hopkins County Texas | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
Kerr County Texas | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
Lavaca County Texas | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
Palo Pinto County Texas | 1 | $ 25,000 | $ 25,000 | $ 1,619,000 |
Rains County Texas | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
San Jacinto County Texas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 199,000 |
Sterling County Texas | 1 | $ 75,000 | $ 75,000 | $ 300,000 |
Uvalde County Texas | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
Val Verde County Texas | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
Van Zandt County Texas | 1 | $ 85,000 | $ 85,000 | $ 142,000 |
Wise County Texas | 1 | $ 85,000 | $ 85,000 | $ 163,000 |
Wood County Texas | 1 | $ 65,000 | $ 65,000 | $ 300,000 |
Fairfax County Virginia | 1 | $ 505,000 | $ 505,000 | $ 219,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,880 | $797,760,000 | $277,000 | $22,505,000 | $151,000 | $3,898,000 |
Home Improvement | 562 | $61,980,000 | $110,000 | $1,605,000 | $184,000 | $3,570,000 |
Refinancing | 427 | $138,095,000 | $323,000 | $25,005,000 | $231,000 | $3,358,000 |
Other Purpose | 200 | $42,780,000 | $213,000 | $1,505,000 | $246,000 | $8,650,000 |
Cash-out Refinancing | 76 | $26,640,000 | $350,000 | $2,255,000 | $166,000 | $1,005,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,189 | $555,235,000 | $253,000 | $2,995,000 | $194,000 | $3,570,000 |
Black or African American | 717 | $126,575,000 | $176,000 | $1,505,000 | $72,000 | $1,465,000 |
Not Provided | 418 | $158,170,000 | $378,000 | $6,005,000 | $228,000 | $3,898,000 |
Hispanic | 403 | $93,615,000 | $232,000 | $3,735,000 | $120,000 | $1,504,000 |
Not applicable | 256 | $80,880,000 | $315,000 | $25,005,000 | $0 | $0 |
Asian | 107 | $35,775,000 | $334,000 | $1,935,000 | $280,000 | $8,650,000 |
American Indian or Alaskan Native | 26 | $5,660,000 | $217,000 | $1,225,000 | $122,000 | $747,000 |
Native Hawaiian or Other Pacific Islander | 4 | $820,000 | $205,000 | $255,000 | $112,000 | $215,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,983 | $1,035,085,000 | $259,000 | $25,005,000 | $173,000 | $8,650,000 |
FHA-insured (Federal Housing Administration) | 97 | $19,365,000 | $199,000 | $315,000 | $75,000 | $237,000 |
VA-guaranteed (Veterans Administration) | 54 | $11,140,000 | $206,000 | $385,000 | $87,000 | $240,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,665,000 | $151,000 | $185,000 | $52,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,775 | $730,255,000 | $263,000 | $25,005,000 | $174,000 | $3,898,000 |
Application Denied By Financial Institution | 802 | $173,700,000 | $216,000 | $5,005,000 | $130,000 | $3,144,000 |
Application Withdrawn By Applicant | 475 | $142,615,000 | $300,000 | $2,995,000 | $203,000 | $8,650,000 |
Application Approved But Not Accepted | 58 | $9,380,000 | $161,000 | $1,445,000 | $212,000 | $1,424,000 |
File Closed For Incompleteness | 35 | $11,305,000 | $323,000 | $3,505,000 | $152,000 | $2,000,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 3,343 | $893,555,000 | $267,000 | $25,005,000 | $179,000 | $8,650,000 |
Credit Application Incomplete | 240 | $77,870,000 | $324,000 | $5,005,000 | $143,000 | $2,779,000 |
Debt-To-Income Ratio | 239 | $41,495,000 | $173,000 | $2,255,000 | $90,000 | $785,000 |
Credit History | 186 | $26,830,000 | $144,000 | $1,165,000 | $149,000 | $1,045,000 |
Other | 52 | $13,080,000 | $251,000 | $1,405,000 | $113,000 | $457,000 |
Collateral | 50 | $8,040,000 | $160,000 | $1,005,000 | $245,000 | $3,144,000 |
Unverifiable Information | 14 | $2,420,000 | $172,000 | $275,000 | $71,000 | $249,000 |
Employment History | 12 | $1,970,000 | $164,000 | $485,000 | $118,000 | $269,000 |
Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,995,000 | $221,000 | $485,000 | $68,000 | $134,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.