2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Cadence Bank, N.A. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 |
| Total Number of Mortgage Applications | 4,145 |
| Total Mortgage Loan Application Amount | $1,067,255,000 |
| Average Mortgage Loan Application Amount | $254,600 |
| Highest Mortgage Loan Application Amount | $25,005,000 |
| Average Applicant Income | $195,600 |
| Highest Applicant Income | $8,650,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Aiken County South Carolina | 21 | $ 2,235,000 | $ 106,000 | $ 145,000 |
| Angelina County Texas | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Aransas County Texas | 1 | $ 45,000 | $ 45,000 | $ 229,000 |
| Arapahoe County Colorado | 1 | $ 745,000 | $ 745,000 | $ 220,000 |
| Attala County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Austin County Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Autauga County Alabama | 61 | $ 9,875,000 | $ 161,000 | $ 56,000 |
| Baldwin County Alabama | 8 | $ 3,690,000 | $ 461,000 | $ 284,000 |
| Barrow County Georgia | 2 | $ 130,000 | $ 65,000 | $ 188,000 |
| Bartow County Georgia | 3 | $ 745,000 | $ 248,000 | $ 123,000 |
| Bastrop County Texas | 1 | $ 115,000 | $ 115,000 | $ 237,000 |
| Bay County Florida | 2 | $ 490,000 | $ 245,000 | $ 83,000 |
| Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bell County Texas | 9 | $ 3,085,000 | $ 342,000 | $ 244,000 |
| Bexar County Texas | 44 | $ 9,480,000 | $ 215,000 | $ 133,000 |
| Bibb County Alabama | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Bibb County Georgia | 67 | $ 7,325,000 | $ 109,000 | $ 145,000 |
| Blount County Alabama | 11 | $ 945,000 | $ 85,000 | $ 59,000 |
| Brazoria County Texas | 11 | $ 2,565,000 | $ 233,000 | $ 118,000 |
| Brazos County Texas | 2 | $ 25,090,000 | $ 12,545,000 | $ 350,000 |
| Broward County Florida | 4 | $ 2,750,000 | $ 687,000 | $ 322,000 |
| Brown County Texas | 1 | $ 65,000 | $ 65,000 | $ 853,000 |
| Bryan County Georgia | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 397,000 |
| Burnet County Texas | 2 | $ 70,000 | $ 35,000 | $ 251,000 |
| Butts County Georgia | 3 | $ 75,000 | $ 25,000 | $ 74,000 |
| Calhoun County Alabama | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Calhoun County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Cameron County Texas | 2 | $ 70,000 | $ 35,000 | $ 114,000 |
| Carroll County Georgia | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Carteret County North Carolina | 1 | $ 1,735,000 | $ 1,735,000 | $ 850,000 |
| Charleston County South Carolina | 2 | $ 22,570,000 | $ 11,285,000 | $ 120,000 |
| Chatham County Georgia | 11 | $ 2,925,000 | $ 265,000 | $ 201,000 |
| Cherokee County Georgia | 5 | $ 835,000 | $ 167,000 | $ 480,000 |
| Chilton County Alabama | 6 | $ 1,190,000 | $ 198,000 | $ 99,000 |
| Choctaw County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Citrus County Florida | 30 | $ 3,900,000 | $ 130,000 | $ 70,000 |
| Clarke County Georgia | 24 | $ 3,990,000 | $ 166,000 | $ 207,000 |
| Clay County Mississippi | 11 | $ 1,135,000 | $ 103,000 | $ 102,000 |
| Clay County Texas | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Clayton County Georgia | 5 | $ 845,000 | $ 169,000 | $ 43,000 |
| Cobb County Georgia | 32 | $ 7,690,000 | $ 240,000 | $ 118,000 |
| Colbert County Alabama | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Colleton County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Collier County Florida | 1 | $ 1,035,000 | $ 1,035,000 | $ 325,000 |
| Collin County Texas | 28 | $ 6,150,000 | $ 219,000 | $ 229,000 |
| Colorado County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Columbia County Georgia | 30 | $ 3,540,000 | $ 118,000 | $ 114,000 |
| Comal County Texas | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Cooke County Texas | 2 | $ 360,000 | $ 180,000 | $ 295,000 |
| Covington County Alabama | 14 | $ 1,920,000 | $ 137,000 | $ 107,000 |
| Coweta County Georgia | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Crawford County Georgia | 3 | $ 405,000 | $ 135,000 | $ 109,000 |
| Cullman County Alabama | 8 | $ 2,150,000 | $ 268,000 | $ 224,000 |
| Dade County Georgia | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Dallas County Alabama | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Dallas County Texas | 36 | $ 9,390,000 | $ 260,000 | $ 266,000 |
| Davidson County Tennessee | 3 | $ 855,000 | $ 285,000 | $ 119,000 |
| DeKalb County Alabama | 1 | $ 305,000 | $ 305,000 | $ 272,000 |
| DeKalb County Georgia | 24 | $ 6,210,000 | $ 258,000 | $ 153,000 |
| Denton County Texas | 22 | $ 4,020,000 | $ 182,000 | $ 294,000 |
| Denver County Colorado | 3 | $ 2,145,000 | $ 715,000 | $ 229,000 |
| DeSoto County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
| Douglas County Colorado | 1 | $ 635,000 | $ 635,000 | $ 300,000 |
| Douglas County Georgia | 7 | $ 1,415,000 | $ 202,000 | $ 55,000 |
| Duval County Florida | 3 | $ 525,000 | $ 175,000 | $ 58,000 |
| Ector County Texas | 6 | $ 660,000 | $ 110,000 | $ 176,000 |
| Edgefield County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Effingham County Georgia | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| El Paso County Texas | 5 | $ 385,000 | $ 77,000 | $ 193,000 |
| Elbert County Georgia | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Ellis County Texas | 6 | $ 470,000 | $ 78,000 | $ 163,000 |
| Elmore County Alabama | 44 | $ 7,140,000 | $ 162,000 | $ 68,000 |
| Etowah County Alabama | 10 | $ 780,000 | $ 78,000 | $ 42,000 |
| Fairfax County Virginia | 1 | $ 505,000 | $ 505,000 | $ 219,000 |
| Fannin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Fannin County Texas | 1 | $ 45,000 | $ 45,000 | $ 299,000 |
| Fayette County Alabama | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Fayette County Georgia | 2 | $ 1,930,000 | $ 965,000 | $ 79,000 |
| Fayette County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Forsyth County Georgia | 6 | $ 850,000 | $ 141,000 | $ 71,000 |
| Fort Bend County Texas | 196 | $ 43,460,000 | $ 221,000 | $ 162,000 |
| Franklin County Alabama | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Franklin County Florida | 1 | $ 35,000 | $ 35,000 | $ 249,000 |
| Franklin County Texas | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
| Fulton County Georgia | 105 | $ 30,455,000 | $ 290,000 | $ 211,000 |
| Galveston County Texas | 21 | $ 9,515,000 | $ 453,000 | $ 336,000 |
| Garfield County Colorado | 2 | $ 1,870,000 | $ 935,000 | $ 380,000 |
| Gillespie County Texas | 2 | $ 1,360,000 | $ 680,000 | $ 466,000 |
| Gilmer County Georgia | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Glascock County Georgia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Glynn County Georgia | 3 | $ 555,000 | $ 185,000 | $ 114,000 |
| Gordon County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Grayson County Texas | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Greene County Alabama | 2 | $ 120,000 | $ 60,000 | $ 16,000 |
| Greene County Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 414,000 |
| Guadalupe County Texas | 2 | $ 260,000 | $ 130,000 | $ 127,000 |
| Gwinnett County Georgia | 27 | $ 5,485,000 | $ 203,000 | $ 142,000 |
| Hale County Alabama | 4 | $ 640,000 | $ 160,000 | $ 37,000 |
| Hall County Georgia | 5 | $ 455,000 | $ 91,000 | $ 325,000 |
| Hardin County Texas | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Harris County Texas | 1,048 | $ 354,420,000 | $ 338,000 | $ 192,000 |
| Harrison County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Hays County Texas | 5 | $ 3,195,000 | $ 639,000 | $ 300,000 |
| Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 540,000 |
| Henderson County Texas | 2 | $ 300,000 | $ 150,000 | $ 1,191,000 |
| Henry County Georgia | 8 | $ 1,480,000 | $ 185,000 | $ 61,000 |
| Hernando County Florida | 18 | $ 2,640,000 | $ 146,000 | $ 64,000 |
| Hidalgo County Texas | 7 | $ 1,635,000 | $ 233,000 | $ 262,000 |
| Hillsborough County Florida | 24 | $ 9,210,000 | $ 383,000 | $ 233,000 |
| Hinds County Mississippi | 2 | $ 940,000 | $ 470,000 | $ 177,000 |
| Hood County Texas | 2 | $ 180,000 | $ 90,000 | $ 244,000 |
| Hopkins County Texas | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
| Houston County Georgia | 27 | $ 2,615,000 | $ 96,000 | $ 107,000 |
| Jackson County North Carolina | 3 | $ 1,625,000 | $ 541,000 | $ 953,000 |
| Jefferson County Alabama | 301 | $ 52,545,000 | $ 174,000 | $ 144,000 |
| Jefferson County Colorado | 1 | $ 805,000 | $ 805,000 | $ 513,000 |
| Johnson County Texas | 2 | $ 190,000 | $ 95,000 | $ 393,000 |
| Jones County Georgia | 23 | $ 1,455,000 | $ 63,000 | $ 93,000 |
| Kaufman County Texas | 5 | $ 305,000 | $ 61,000 | $ 152,000 |
| Kendall County Texas | 3 | $ 435,000 | $ 145,000 | $ 222,000 |
| Kerr County Texas | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Lamar County Alabama | 2 | $ 110,000 | $ 55,000 | $ 146,000 |
| Lauderdale County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 550,000 |
| Lavaca County Texas | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Lawrence County Alabama | 3 | $ 315,000 | $ 105,000 | $ 42,000 |
| Lee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lee County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 577,000 |
| Lee County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Leon County Florida | 1 | $ 705,000 | $ 705,000 | $ 324,000 |
| Lexington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Liberty County Georgia | 7 | $ 495,000 | $ 70,000 | $ 75,000 |
| Liberty County Texas | 8 | $ 1,530,000 | $ 191,000 | $ 64,000 |
| Limestone County Alabama | 21 | $ 3,935,000 | $ 187,000 | $ 58,000 |
| Lincoln County Georgia | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Llano County Texas | 2 | $ 100,000 | $ 50,000 | $ 168,000 |
| Long County Georgia | 3 | $ 155,000 | $ 51,000 | $ 108,000 |
| Lowndes County Mississippi | 51 | $ 6,175,000 | $ 121,000 | $ 89,000 |
| Lubbock County Texas | 14 | $ 1,360,000 | $ 97,000 | $ 175,000 |
| Macon County Alabama | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Macon County Georgia | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Macon County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 165,000 |
| Madison County Alabama | 176 | $ 35,400,000 | $ 201,000 | $ 99,000 |
| Madison County Mississippi | 1 | $ 765,000 | $ 765,000 | $ 340,000 |
| Manatee County Florida | 21 | $ 6,435,000 | $ 306,000 | $ 274,000 |
| Marion County Florida | 12 | $ 1,380,000 | $ 115,000 | $ 39,000 |
| Marshall County Alabama | 9 | $ 2,695,000 | $ 299,000 | $ 194,000 |
| Marshall County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Martin County Florida | 2 | $ 230,000 | $ 115,000 | $ 395,000 |
| Matagorda County Texas | 2 | $ 470,000 | $ 235,000 | $ 505,000 |
| McDuffie County Georgia | 3 | $ 105,000 | $ 35,000 | $ 131,000 |
| McLennan County Texas | 6 | $ 2,440,000 | $ 406,000 | $ 386,000 |
| Mecklenburg County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 318,000 |
| Medina County Texas | 2 | $ 250,000 | $ 125,000 | $ 257,000 |
| Miami-Dade County Florida | 11 | $ 8,225,000 | $ 747,000 | $ 476,000 |
| Midland County Texas | 6 | $ 1,220,000 | $ 203,000 | $ 275,000 |
| Mobile County Alabama | 1 | $ 155,000 | $ 155,000 | $ 281,000 |
| Monroe County Alabama | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
| Monroe County Georgia | 9 | $ 1,095,000 | $ 121,000 | $ 212,000 |
| Monroe County Mississippi | 15 | $ 1,245,000 | $ 83,000 | $ 81,000 |
| Montgomery County Alabama | 36 | $ 6,350,000 | $ 176,000 | $ 74,000 |
| Montgomery County Texas | 221 | $ 49,425,000 | $ 223,000 | $ 143,000 |
| Morgan County Alabama | 10 | $ 1,260,000 | $ 126,000 | $ 89,000 |
| Neshoba County Mississippi | 8 | $ 790,000 | $ 98,000 | $ 132,000 |
| Noxubee County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 1,000 |
| Nueces County Texas | 6 | $ 1,000,000 | $ 166,000 | $ 240,000 |
| Oconee County Georgia | 12 | $ 2,240,000 | $ 186,000 | $ 303,000 |
| Oconee County South Carolina | 2 | $ 900,000 | $ 450,000 | $ 482,000 |
| Okaloosa County Florida | 2 | $ 550,000 | $ 275,000 | $ 98,000 |
| Oktibbeha County Mississippi | 101 | $ 20,955,000 | $ 207,000 | $ 111,000 |
| Orange County Florida | 2 | $ 820,000 | $ 410,000 | $ 622,000 |
| Orange County Texas | 2 | $ 210,000 | $ 105,000 | $ 238,000 |
| Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Palm Beach County Florida | 3 | $ 2,825,000 | $ 941,000 | $ 463,000 |
| Palo Pinto County Texas | 1 | $ 25,000 | $ 25,000 | $ 1,619,000 |
| Parker County Texas | 5 | $ 1,325,000 | $ 265,000 | $ 288,000 |
| Pasco County Florida | 27 | $ 2,855,000 | $ 105,000 | $ 95,000 |
| Paulding County Georgia | 9 | $ 1,645,000 | $ 182,000 | $ 58,000 |
| Peach County Georgia | 2 | $ 160,000 | $ 80,000 | $ 112,000 |
| Perry County Alabama | 2 | $ 70,000 | $ 35,000 | $ 17,000 |
| Pickens County Alabama | 8 | $ 880,000 | $ 110,000 | $ 65,000 |
| Pickens County Georgia | 1 | $ 525,000 | $ 525,000 | $ 218,000 |
| Pike County Alabama | 1 | $ 295,000 | $ 295,000 | $ 238,000 |
| Pinellas County Florida | 22 | $ 9,840,000 | $ 447,000 | $ 219,000 |
| Pitkin County Colorado | 1 | $ 1,385,000 | $ 1,385,000 | $ 450,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Polk County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Pulaski County Georgia | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Putnam County Georgia | 1 | $ 505,000 | $ 505,000 | $ 2,500,000 |
| Rabun County Georgia | 2 | $ 3,330,000 | $ 1,665,000 | $ 1,845,000 |
| Rains County Texas | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Randall County Texas | 2 | $ 410,000 | $ 205,000 | $ 237,000 |
| Rankin County Mississippi | 3 | $ 615,000 | $ 205,000 | $ 166,000 |
| Richland County South Carolina | 6 | $ 520,000 | $ 86,000 | $ 488,000 |
| Richmond County Georgia | 59 | $ 8,075,000 | $ 136,000 | $ 112,000 |
| Rockdale County Georgia | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Rockwall County Texas | 3 | $ 295,000 | $ 98,000 | $ 286,000 |
| Routt County Colorado | 2 | $ 3,140,000 | $ 1,570,000 | $ 1,429,000 |
| Russell County Alabama | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| San Jacinto County Texas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Sarasota County Florida | 40 | $ 17,110,000 | $ 427,000 | $ 292,000 |
| Sevier County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 271,000 |
| Shelby County Alabama | 64 | $ 15,580,000 | $ 243,000 | $ 128,000 |
| Shelby County Tennessee | 22 | $ 3,650,000 | $ 165,000 | $ 116,000 |
| Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 199,000 |
| St. Clair County Alabama | 12 | $ 1,900,000 | $ 158,000 | $ 92,000 |
| St. Johns County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 173,000 |
| Sterling County Texas | 1 | $ 75,000 | $ 75,000 | $ 300,000 |
| Summit County Colorado | 2 | $ 1,160,000 | $ 580,000 | $ 332,000 |
| Summit County Utah | 2 | $ 2,390,000 | $ 1,195,000 | $ 803,000 |
| Sumter County Georgia | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Talladega County Alabama | 6 | $ 480,000 | $ 80,000 | $ 38,000 |
| Tallapoosa County Alabama | 3 | $ 1,035,000 | $ 345,000 | $ 260,000 |
| Tarrant County Texas | 33 | $ 9,945,000 | $ 301,000 | $ 352,000 |
| Tattnall County Georgia | 3 | $ 375,000 | $ 125,000 | $ 45,000 |
| Taylor County Texas | 2 | $ 130,000 | $ 65,000 | $ 202,000 |
| Teton County Wyoming | 2 | $ 3,270,000 | $ 1,635,000 | $ 1,294,000 |
| Travis County Texas | 51 | $ 21,955,000 | $ 430,000 | $ 369,000 |
| Tuscaloosa County Alabama | 316 | $ 64,350,000 | $ 203,000 | $ 122,000 |
| Twiggs County Georgia | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Ulster County New York | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Upson County Georgia | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Uvalde County Texas | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
| Val Verde County Texas | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Van Zandt County Texas | 1 | $ 85,000 | $ 85,000 | $ 142,000 |
| Volusia County Florida | 2 | $ 750,000 | $ 375,000 | $ 266,000 |
| Walker County Alabama | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Walker County Texas | 3 | $ 225,000 | $ 75,000 | $ 196,000 |
| Waller County Texas | 4 | $ 480,000 | $ 120,000 | $ 169,000 |
| Walton County Florida | 3 | $ 2,645,000 | $ 881,000 | $ 509,000 |
| Walton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Weakley County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Webster County Mississippi | 6 | $ 860,000 | $ 143,000 | $ 118,000 |
| Weld County Colorado | 1 | $ 665,000 | $ 665,000 | $ 173,000 |
| White County Georgia | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| Wilkinson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Williamson County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 196,000 |
| Williamson County Texas | 20 | $ 3,060,000 | $ 153,000 | $ 181,000 |
| Wilson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Wilson County Texas | 2 | $ 140,000 | $ 70,000 | $ 146,000 |
| Winston County Alabama | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Winston County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Wise County Texas | 1 | $ 85,000 | $ 85,000 | $ 163,000 |
| Wood County Texas | 1 | $ 65,000 | $ 65,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2019
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,880 | $797,760,000 | $277,000 | $22,505,000 | $151,000 | $3,898,000 |
| Home Improvement | 562 | $61,980,000 | $110,000 | $1,605,000 | $184,000 | $3,570,000 |
| Refinancing | 427 | $138,095,000 | $323,000 | $25,005,000 | $231,000 | $3,358,000 |
| Other Purpose | 200 | $42,780,000 | $213,000 | $1,505,000 | $246,000 | $8,650,000 |
| Cash-out Refinancing | 76 | $26,640,000 | $350,000 | $2,255,000 | $166,000 | $1,005,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,189 | $555,235,000 | $253,000 | $2,995,000 | $194,000 | $3,570,000 |
| Black or African American | 717 | $126,575,000 | $176,000 | $1,505,000 | $72,000 | $1,465,000 |
| Not Provided | 418 | $158,170,000 | $378,000 | $6,005,000 | $228,000 | $3,898,000 |
| Hispanic | 403 | $93,615,000 | $232,000 | $3,735,000 | $120,000 | $1,504,000 |
| Not applicable | 256 | $80,880,000 | $315,000 | $25,005,000 | $0 | $0 |
| Asian | 107 | $35,775,000 | $334,000 | $1,935,000 | $280,000 | $8,650,000 |
| American Indian or Alaskan Native | 26 | $5,660,000 | $217,000 | $1,225,000 | $122,000 | $747,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $820,000 | $205,000 | $255,000 | $112,000 | $215,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,983 | $1,035,085,000 | $259,000 | $25,005,000 | $173,000 | $8,650,000 |
| FHA-insured (Federal Housing Administration) | 97 | $19,365,000 | $199,000 | $315,000 | $75,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 54 | $11,140,000 | $206,000 | $385,000 | $87,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,665,000 | $151,000 | $185,000 | $52,000 | $69,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,775 | $730,255,000 | $263,000 | $25,005,000 | $174,000 | $3,898,000 |
| Application Denied By Financial Institution | 802 | $173,700,000 | $216,000 | $5,005,000 | $130,000 | $3,144,000 |
| Application Withdrawn By Applicant | 475 | $142,615,000 | $300,000 | $2,995,000 | $203,000 | $8,650,000 |
| Application Approved But Not Accepted | 58 | $9,380,000 | $161,000 | $1,445,000 | $212,000 | $1,424,000 |
| File Closed For Incompleteness | 35 | $11,305,000 | $323,000 | $3,505,000 | $152,000 | $2,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,343 | $893,555,000 | $267,000 | $25,005,000 | $179,000 | $8,650,000 |
| Credit Application Incomplete | 240 | $77,870,000 | $324,000 | $5,005,000 | $143,000 | $2,779,000 |
| Debt-To-Income Ratio | 239 | $41,495,000 | $173,000 | $2,255,000 | $90,000 | $785,000 |
| Credit History | 186 | $26,830,000 | $144,000 | $1,165,000 | $149,000 | $1,045,000 |
| Other | 52 | $13,080,000 | $251,000 | $1,405,000 | $113,000 | $457,000 |
| Collateral | 50 | $8,040,000 | $160,000 | $1,005,000 | $245,000 | $3,144,000 |
| Unverifiable Information | 14 | $2,420,000 | $172,000 | $275,000 | $71,000 | $249,000 |
| Employment History | 12 | $1,970,000 | $164,000 | $485,000 | $118,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,995,000 | $221,000 | $485,000 | $68,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer