Cache Valley Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Cache Valley Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Cache Valley Bank 101 North Main Logan, UT 84321 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,536 |
| Total Mortgage Loan Application Amount | $444,150,000 |
| Average Mortgage Loan Application Amount | $241,000 |
| Highest Mortgage Loan Application Amount | $2,075,000 |
| Average Applicant Income | $121,200 |
| Highest Applicant Income | $4,435,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cache County Utah | 654 | $ 185,540,000 | $ 283,000 | $ 142,000 |
| Washington County Utah | 278 | $ 81,200,000 | $ 292,000 | $ 162,000 |
| Davis County Utah | 108 | $ 36,010,000 | $ 333,000 | $ 160,000 |
| Weber County Utah | 89 | $ 29,145,000 | $ 327,000 | $ 178,000 |
| Sanpete County Utah | 57 | $ 12,535,000 | $ 219,000 | $ 103,000 |
| Salt Lake County Utah | 47 | $ 14,845,000 | $ 315,000 | $ 173,000 |
| Box Elder County Utah | 45 | $ 11,845,000 | $ 263,000 | $ 125,000 |
| Franklin County Idaho | 40 | $ 8,420,000 | $ 210,000 | $ 104,000 |
| Wayne County Utah | 27 | $ 7,885,000 | $ 292,000 | $ 116,000 |
| Juab County Utah | 24 | $ 6,340,000 | $ 264,000 | $ 125,000 |
| Utah County Utah | 21 | $ 6,365,000 | $ 303,000 | $ 149,000 |
| Rich County Utah | 19 | $ 5,335,000 | $ 280,000 | $ 213,000 |
| Iron County Utah | 18 | $ 3,650,000 | $ 202,000 | $ 177,000 |
| Bear Lake County Idaho | 12 | $ 3,930,000 | $ 327,000 | $ 150,000 |
| Maricopa County Arizona | 6 | $ 1,590,000 | $ 265,000 | $ 144,000 |
| Clark County Nevada | 5 | $ 855,000 | $ 171,000 | $ 98,000 |
| Carbon County Utah | 5 | $ 955,000 | $ 191,000 | $ 68,000 |
| Summit County Utah | 5 | $ 3,665,000 | $ 733,000 | $ 231,000 |
| Daggett County Utah | 4 | $ 1,320,000 | $ 330,000 | $ 136,000 |
| Wasatch County Utah | 4 | $ 1,670,000 | $ 417,000 | $ 284,000 |
| Ada County Idaho | 3 | $ 1,255,000 | $ 418,000 | $ 123,000 |
| Washoe County Nevada | 3 | $ 895,000 | $ 298,000 | $ 220,000 |
| Emery County Utah | 3 | $ 675,000 | $ 225,000 | $ 55,000 |
| Grand County Utah | 3 | $ 1,015,000 | $ 338,000 | $ 301,000 |
| Denver County Colorado | 2 | $ 380,000 | $ 190,000 | $ 23,000 |
| Pinellas County Florida | 2 | $ 460,000 | $ 230,000 | $ 125,000 |
| Hawaii County Hawaii | 2 | $ 1,030,000 | $ 515,000 | $ 826,000 |
| Bonneville County Idaho | 2 | $ 610,000 | $ 305,000 | $ 71,000 |
| Canyon County Idaho | 2 | $ 620,000 | $ 310,000 | $ 122,000 |
| Oneida County Idaho | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Teton County Idaho | 2 | $ 530,000 | $ 265,000 | $ 277,000 |
| Twin Falls County Idaho | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| Williamson County Tennessee | 2 | $ 890,000 | $ 445,000 | $ 142,000 |
| Morgan County Utah | 2 | $ 680,000 | $ 340,000 | $ 133,000 |
| Uinta County Wyoming | 2 | $ 790,000 | $ 395,000 | $ 118,000 |
| Madison County Alabama | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Matanuska-Susitna County Alaska | 1 | $ 515,000 | $ 515,000 | $ 220,000 |
| Coconino County Arizona | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Mohave County Arizona | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Pinal County Arizona | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Yavapai County Arizona | 1 | $ 465,000 | $ 465,000 | $ 63,000 |
| Inyo County California | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Orange County California | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| Douglas County Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Montrose County Colorado | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Manatee County Florida | 1 | $ 415,000 | $ 415,000 | $ 174,000 |
| Bannock County Idaho | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Boundary County Idaho | 1 | $ 35,000 | $ 35,000 | $ 201,000 |
| Fremont County Idaho | 1 | $ 275,000 | $ 275,000 | $ 464,000 |
| Gooding County Idaho | 1 | $ 205,000 | $ 205,000 | $ 160,000 |
| Jefferson County Idaho | 1 | $ 445,000 | $ 445,000 | $ 60,000 |
| Payette County Idaho | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Boone County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 175,000 |
| Baltimore City County Maryland | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Middlesex County Massachusetts | 1 | $ 695,000 | $ 695,000 | $ 1,007,000 |
| Flathead County Montana | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
| Elko County Nevada | 1 | $ 515,000 | $ 515,000 | $ 297,000 |
| Lander County Nevada | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Lincoln County Nevada | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Brunswick County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Hood River County Oregon | 1 | $ 465,000 | $ 465,000 | $ 132,000 |
| Bucks County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Beaver County Utah | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Kane County Utah | 1 | $ 185,000 | $ 185,000 | $ 154,000 |
| Sevier County Utah | 1 | $ 395,000 | $ 395,000 | $ 124,000 |
| Tooele County Utah | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Whatcom County Washington | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Lincoln County Wyoming | 1 | $ 795,000 | $ 795,000 | $ 168,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cache Valley Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 773 | $214,525,000 | $277,000 | $1,005,000 | $153,000 | $4,435,000 |
| Home Purchase | 501 | $158,845,000 | $317,000 | $2,075,000 | $151,000 | $4,194,000 |
| Cash-out Refinancing | 251 | $69,025,000 | $275,000 | $695,000 | $138,000 | $1,626,000 |
| Home Improvement | 7 | $955,000 | $136,000 | $265,000 | $92,000 | $291,000 |
| Other Purpose | 4 | $800,000 | $200,000 | $405,000 | $72,000 | $113,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,442 | $418,000,000 | $289,000 | $2,075,000 | $149,000 | $4,435,000 |
| Not Provided | 35 | $9,855,000 | $281,000 | $915,000 | $154,000 | $831,000 |
| Not applicable | 20 | $5,140,000 | $257,000 | $1,315,000 | $0 | $0 |
| Asian | 15 | $4,315,000 | $287,000 | $565,000 | $131,000 | $344,000 |
| Hispanic | 14 | $3,520,000 | $251,000 | $395,000 | $109,000 | $723,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,645,000 | $329,000 | $435,000 | $107,000 | $228,000 |
| American Indian or Alaskan Native | 2 | $980,000 | $490,000 | $695,000 | $542,000 | $1,007,000 |
| Black or African American | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,484 | $430,010,000 | $289,000 | $2,075,000 | $152,000 | $4,435,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $6,760,000 | $241,000 | $315,000 | $65,000 | $111,000 |
| VA-guaranteed (Veterans Administration) | 16 | $4,950,000 | $309,000 | $415,000 | $66,000 | $122,000 |
| FHA-insured (Federal Housing Administration) | 8 | $2,430,000 | $303,000 | $385,000 | $83,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,366 | $389,160,000 | $284,000 | $1,405,000 | $145,000 | $4,194,000 |
| Application Withdrawn By Applicant | 151 | $47,755,000 | $316,000 | $2,075,000 | $192,000 | $4,435,000 |
| Application Denied By Financial Institution | 19 | $7,235,000 | $380,000 | $1,365,000 | $113,000 | $619,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,517 | $436,915,000 | $288,000 | $2,075,000 | $150,000 | $4,435,000 |
| Debt-To-Income Ratio | 12 | $4,040,000 | $336,000 | $1,365,000 | $93,000 | $619,000 |
| Credit History | 7 | $3,195,000 | $456,000 | $915,000 | $144,000 | $236,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.