Bsi Financial Services, Inc.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Bsi Financial Services, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Bsi Financial Services, Inc. 314 S. Franklin St. P.O. Box 517 Titusville, PA 16354 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 396 |
| Total Mortgage Loan Application Amount | $41,315,000 |
| Average Mortgage Loan Application Amount | $132,321 |
| Highest Mortgage Loan Application Amount | $550,000 |
| Average Applicant Income | $73,928 |
| Highest Applicant Income | $1,440,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Venango County Pennsylvania | 36 | $ 2,459,000 | $ 68,000 | $ 53,000 |
| Crawford County Pennsylvania | 24 | $ 1,295,000 | $ 53,000 | $ 33,000 |
| Kern County California | 5 | $ 625,000 | $ 125,000 | $ 90,000 |
| Brevard County Florida | 5 | $ 539,000 | $ 107,000 | $ 32,000 |
| Middlesex County New Jersey | 5 | $ 1,234,000 | $ 246,000 | $ 66,000 |
| Kent County Michigan | 4 | $ 570,000 | $ 142,000 | $ 66,000 |
| Henrico County Virginia | 4 | $ 267,000 | $ 66,000 | $ 69,000 |
| Camden County New Jersey | 3 | $ 326,000 | $ 108,000 | $ 47,000 |
| Shelby County Tennessee | 3 | $ 277,000 | $ 92,000 | $ 70,000 |
| Blount County Alabama | 2 | $ 172,000 | $ 86,000 | $ 46,000 |
| Morgan County Alabama | 2 | $ 127,000 | $ 63,000 | $ 29,000 |
| Lake County Indiana | 2 | $ 248,000 | $ 124,000 | $ 83,000 |
| Prince George's County Maryland | 2 | $ 263,000 | $ 131,000 | $ 29,000 |
| Essex County New Jersey | 2 | $ 635,000 | $ 317,000 | $ 124,000 |
| Morris County New Jersey | 2 | $ 449,000 | $ 224,000 | $ 73,000 |
| Cumberland County Pennsylvania | 2 | $ 137,000 | $ 68,000 | $ 60,000 |
| Dauphin County Pennsylvania | 2 | $ 217,000 | $ 108,000 | $ 54,000 |
| Erie County Pennsylvania | 2 | $ 133,000 | $ 66,000 | $ 41,000 |
| Forest County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 30,000 |
| Tooele County Utah | 2 | $ 221,000 | $ 110,000 | $ 69,000 |
| Baldwin County Alabama | 1 | $ 200,000 | $ 200,000 | $ 168,000 |
| Chilton County Alabama | 1 | $ 190,000 | $ 190,000 | $ 133,000 |
| Jefferson County Alabama | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Madison County Alabama | 1 | $ 169,000 | $ 169,000 | $ 80,000 |
| Marshall County Alabama | 1 | $ 156,000 | $ 156,000 | $ 30,000 |
| Shelby County Alabama | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Maricopa County Arizona | 1 | $ 280,000 | $ 280,000 | $ 156,000 |
| Fresno County California | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| San Diego County California | 1 | $ 259,000 | $ 259,000 | $ 156,000 |
| Montrose County Colorado | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
| Alachua County Florida | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Flagler County Florida | 1 | $ 163,000 | $ 163,000 | $ 135,000 |
| Hillsborough County Florida | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| Manatee County Florida | 1 | $ 178,000 | $ 178,000 | $ 76,000 |
| Polk County Florida | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
| St. Lucie County Florida | 1 | $ 120,000 | $ 120,000 | $ 107,000 |
| Fulton County Georgia | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Henry County Georgia | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Muscogee County Georgia | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Kane County Illinois | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Porter County Indiana | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Franklin County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| St. James County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| York County Maine | 1 | $ 197,000 | $ 197,000 | $ 110,000 |
| Anne Arundel County Maryland | 1 | $ 182,000 | $ 182,000 | $ 36,000 |
| Baltimore City County Maryland | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Carroll County Maryland | 1 | $ 114,000 | $ 114,000 | $ 119,000 |
| Frederick County Maryland | 1 | $ 298,000 | $ 298,000 | $ 153,000 |
| Harford County Maryland | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Montgomery County Maryland | 1 | $ 191,000 | $ 191,000 | $ 125,000 |
| Ingham County Michigan | 1 | $ 27,000 | $ 27,000 | $ 109,000 |
| Macomb County Michigan | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Marquette County Michigan | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Montcalm County Michigan | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Montmorency County Michigan | 1 | $ 84,000 | $ 84,000 | $ 17,000 |
| Newaygo County Michigan | 1 | $ 81,000 | $ 81,000 | $ 44,000 |
| Wayne County Michigan | 1 | $ 306,000 | $ 306,000 | $ 101,000 |
| Missoula County Montana | 1 | $ 230,000 | $ 230,000 | $ 240,000 |
| Atlantic County New Jersey | 1 | $ 164,000 | $ 164,000 | $ 76,000 |
| Burlington County New Jersey | 1 | $ 186,000 | $ 186,000 | $ 1,440,000 |
| Gloucester County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Hunterdon County New Jersey | 1 | $ 81,000 | $ 81,000 | $ 47,000 |
| Ocean County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Passaic County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 52,000 |
| Union County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 107,000 |
| Warren County New Jersey | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
| Bronx County New York | 1 | $ 234,000 | $ 234,000 | $ 94,000 |
| Livingston County New York | 1 | $ 47,000 | $ 47,000 | $ 70,000 |
| Monroe County New York | 1 | $ 51,000 | $ 51,000 | $ 34,000 |
| Suffolk County New York | 1 | $ 296,000 | $ 296,000 | $ 84,000 |
| New Hanover County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 72,000 |
| Wayne County Ohio | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Adams County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Allegheny County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 52,000 |
| Franklin County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Lackawanna County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 106,000 |
| Lancaster County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 61,000 |
| Lebanon County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 66,000 |
| Lycoming County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Montgomery County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 240,000 |
| Philadelphia County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
| Tipton County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Chesterfield County Virginia | 1 | $ 219,000 | $ 219,000 | $ 94,000 |
| Hampton County Virginia | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Richmond City County Virginia | 1 | $ 171,000 | $ 171,000 | $ 70,000 |
| Staunton County Virginia | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bsi Financial Services, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 213 | $19,301,000 | $145,000 | $550,000 | $64,833 | $420,000 |
| Refinancing | 183 | $22,014,000 | $128,863 | $360,000 | $76,409 | $1,440,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 369 | $38,307,000 | $135,173 | $550,000 | $79,739 | $1,440,000 |
| Not Provided | 10 | $1,108,000 | $97,833 | $298,000 | $51,000 | $90,000 |
| Black or African American | 6 | $871,000 | $157,400 | $360,000 | $78,000 | $137,000 |
| Hispanic | 6 | $571,000 | $106,250 | $234,000 | $65,750 | $107,000 |
| Asian | 5 | $458,000 | $113,000 | $202,000 | $44,666 | $76,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 396 | $41,315,000 | $134,913 | $550,000 | $78,304 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 168 | $18,892,000 | $115,250 | $360,000 | $80,562 | $1,440,000 |
| Loan Originated | 127 | $14,141,000 | $152,312 | $360,000 | $88,875 | $240,000 |
| Application Denied By Financial Institution | 75 | $5,127,000 | $109,000 | $306,000 | $62,800 | $420,000 |
| Application Approved But Not Accepted | 18 | $2,404,000 | $100,000 | $550,000 | $50,000 | $235,000 |
| Preapproval Approved but not Accepted | 8 | $751,000 | $93,000 | $220,000 | $40,000 | $78,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $923,000 | $116,666 | $186,000 | $72,000 | $135,000 |
| Debt-To-Income Ratio | 4 | $234,000 | $58,000 | $75,000 | $23,000 | $28,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.