Bremer Bank Na (Menomonie)
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Bremer Bank Na (Menomonie) 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bremer Bank Na (Menomonie) 605 2Nd St Menomonie, WI 54751 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 995 |
| Total Mortgage Loan Application Amount | $120,301,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $73,333 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bremer Bank Na (Menomonie). Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bremer Bank Na (Menomonie)'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Bremer Bank Na (Menomonie)'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bremer Bank Na (Menomonie) serves its applicants.
Each category highlights the total number of mortgage applications processed by Bremer Bank Na (Menomonie), total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bremer Bank Na (Menomonie)'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dunn County Wisconsin | 237 | $ 28,475,000 | $ 120,000 | $ 75,000 |
| Polk County Wisconsin | 227 | $ 26,887,000 | $ 118,000 | $ 79,000 |
| St. Croix County Wisconsin | 176 | $ 25,524,000 | $ 145,000 | $ 64,000 |
| Burnett County Wisconsin | 109 | $ 10,615,000 | $ 97,000 | $ 63,000 |
| Bayfield County Wisconsin | 95 | $ 8,908,000 | $ 93,000 | $ 78,000 |
| Chippewa County Wisconsin | 22 | $ 2,561,000 | $ 116,000 | $ 67,000 |
| Ashland County Wisconsin | 20 | $ 1,503,000 | $ 75,000 | $ 72,000 |
| Barron County Wisconsin | 20 | $ 2,787,000 | $ 139,000 | $ 69,000 |
| Eau Claire County Wisconsin | 12 | $ 1,417,000 | $ 118,000 | $ 53,000 |
| Hennepin County Minnesota | 11 | $ 2,001,000 | $ 181,000 | $ 109,000 |
| Pierce County Wisconsin | 9 | $ 1,348,000 | $ 149,000 | $ 80,000 |
| Washington County Minnesota | 7 | $ 1,926,000 | $ 275,000 | $ 113,000 |
| Sawyer County Wisconsin | 6 | $ 890,000 | $ 148,000 | $ 100,000 |
| Washburn County Wisconsin | 5 | $ 612,000 | $ 122,000 | $ 74,000 |
| Pepin County Wisconsin | 4 | $ 562,000 | $ 140,000 | $ 44,000 |
| Dakota County Minnesota | 3 | $ 529,000 | $ 176,000 | $ 79,000 |
| Ramsey County Minnesota | 3 | $ 269,000 | $ 89,000 | $ 150,000 |
| St. Louis County Minnesota | 3 | $ 272,000 | $ 90,000 | $ 100,000 |
| Douglas County Wisconsin | 3 | $ 160,000 | $ 53,000 | $ 69,000 |
| Anoka County Minnesota | 2 | $ 498,000 | $ 249,000 | $ 70,000 |
| Chisago County Minnesota | 2 | $ 282,000 | $ 141,000 | $ 36,000 |
| Rusk County Wisconsin | 2 | $ 89,000 | $ 44,000 | $ 47,000 |
| Waupaca County Wisconsin | 2 | $ 124,000 | $ 62,000 | $ 32,000 |
| Pima County Arizona | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Lee County Florida | 1 | $ 116,000 | $ 116,000 | $ 51,000 |
| Aitkin County Minnesota | 1 | $ 211,000 | $ 211,000 | $ 170,000 |
| Cass County Minnesota | 1 | $ 416,000 | $ 416,000 | $ 226,000 |
| Scott County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 84,000 |
| Stearns County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 110,000 |
| Buffalo County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 42,000 |
| Clark County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 30,000 |
| Columbia County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 21,000 |
| Dane County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Door County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Iowa County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 62,000 |
| Trempealeau County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Bremer Bank Na (Menomonie) in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 792 | $96,646,000 | $122,000 | $417,000 | $72,000 | $919,000 |
| Home Purchase | 178 | $22,390,000 | $125,000 | $417,000 | $76,000 | $1,800,000 |
| Home Improvement | 25 | $1,265,000 | $50,000 | $270,000 | $72,000 | $237,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 784 | $103,942,000 | $132,000 | $417,000 | $77,000 | $1,800,000 |
| Not Provided | 196 | $14,606,000 | $74,000 | $417,000 | $59,000 | $300,000 |
| Not applicable | 6 | $823,000 | $137,000 | $270,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $125,000 | $41,000 | $74,000 | $62,000 | $93,000 |
| Asian | 3 | $339,000 | $113,000 | $155,000 | $210,000 | $300,000 |
| Hispanic | 2 | $293,000 | $146,000 | $156,000 | $90,000 | $152,000 |
| Black or African American | 1 | $173,000 | $173,000 | $173,000 | $89,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 819 | $94,817,000 | $115,000 | $417,000 | $79,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 89 | $14,131,000 | $158,000 | $392,000 | $46,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 69 | $8,250,000 | $119,000 | $215,000 | $43,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 18 | $3,103,000 | $172,000 | $258,000 | $53,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 710 | $83,753,000 | $117,000 | $417,000 | $74,000 | $1,800,000 |
| Application Withdrawn By Applicant | 195 | $29,440,000 | $150,000 | $417,000 | $81,000 | $919,000 |
| Application Denied By Financial Institution | 70 | $4,655,000 | $66,000 | $218,000 | $45,000 | $146,000 |
| Application Approved But Not Accepted | 20 | $2,453,000 | $122,000 | $226,000 | $75,000 | $351,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 47 | $2,447,000 | $52,000 | $200,000 | $40,000 | $138,000 |
| Debt-To-Income Ratio | 15 | $1,493,000 | $99,000 | $218,000 | $44,000 | $71,000 |
| Collateral | 4 | $390,000 | $97,000 | $119,000 | $76,000 | $146,000 |
| Credit Application Incomplete | 2 | $188,000 | $94,000 | $159,000 | $64,000 | $100,000 |
| Other | 1 | $30,000 | $30,000 | $30,000 | $136,000 | $136,000 |
| Employment History | 1 | $107,000 | $107,000 | $107,000 | $23,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bremer Bank Na (Menomonie)'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bremer Bank Na (Menomonie)'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.