Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Branch Banking And Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
Mortgage Company & Address | Branch Banking And Trust Co 223 W Nash Street Wilson, NC 27893 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 101,871 |
Total Mortgage Loan Application Amount | $15,464,019,000 |
Average Mortgage Loan Application Amount | $130,333 |
Highest Mortgage Loan Application Amount | $16,500,000 |
Average Applicant Income | $71,333 |
Highest Applicant Income | $9,900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
ATLANTA-SANDY SPRINGS-MARIETTA, GA | 5,639 | $ 868,419,000 | $ 154,000 | $ 87,000 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,653 | $ 1,366,724,000 | $ 258,250 | $ 79,250 |
CHARLOTTE-GASTONIA-CONCORD, NC-SC | 4,311 | $ 508,876,000 | $ 168,000 | $ 76,000 |
BALTIMORE-TOWSON, MD | 4,040 | $ 738,102,000 | $ 182,000 | $ 78,000 |
RALEIGH-CARY, NC | 3,886 | $ 497,607,000 | $ 128,000 | $ 77,000 |
GREENSBORO-HIGH POINT, NC | 2,944 | $ 310,322,000 | $ 105,000 | $ 78,000 |
WILMINGTON, NC | 2,448 | $ 526,841,000 | $ 215,000 | $ 94,000 |
LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2,349 | $ 199,271,000 | $ 82,500 | $ 68,000 |
WINSTON-SALEM, NC | 2,180 | $ 248,644,000 | $ 114,000 | $ 80,000 |
HICKORY-LENOIR-MORGANTON, NC | 2,164 | $ 213,419,000 | $ 98,000 | $ 70,000 |
DURHAM, NC | 1,810 | $ 295,256,000 | $ 163,000 | $ 93,000 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,799 | $ 302,319,000 | $ 168,000 | $ 87,000 |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,752 | $ 405,415,000 | $ 295,000 | $ 41,000 |
CHARLESTON, WV | 1,539 | $ 118,166,000 | $ 76,000 | $ 74,000 |
JACKSONVILLE, FL | 1,536 | $ 362,220,000 | $ 235,000 | $ 92,000 |
BETHESDA-GAITHERSBURG-FREDERICK, MD | 1,517 | $ 347,338,000 | $ 228,000 | $ 100,000 |
RICHMOND, VA | 1,374 | $ 291,478,000 | $ 212,000 | $ 5,000 |
FAYETTEVILLE, NC | 1,302 | $ 135,848,000 | $ 104,000 | $ 76,000 |
KNOXVILLE, TN | 1,099 | $ 158,415,000 | $ 144,000 | $ 79,000 |
TALLAHASSEE, FL | 1,038 | $ 175,066,000 | $ 168,000 | $ 106,000 |
HAGERSTOWN-MARTINSBURG, MD-WV | 965 | $ 111,199,000 | $ 124,000 | $ 70,500 |
SARASOTA-BRADENTON-VENICE, FL | 934 | $ 202,298,000 | $ 216,000 | $ 101,000 |
ASHEVILLE, NC | 896 | $ 168,451,000 | $ 188,000 | $ 75,000 |
MORGANTOWN, WV | 817 | $ 86,640,000 | $ 106,000 | $ 83,000 |
GOLDSBORO, NC | 795 | $ 70,569,000 | $ 88,000 | $ 74,000 |
GREENVILLE, NC | 764 | $ 80,834,000 | $ 105,000 | $ 74,000 |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 750 | $ 179,806,000 | $ 239,000 | $ 62,000 |
COLUMBIA, SC | 719 | $ 145,799,000 | $ 202,000 | $ 5,000 |
ORLANDO-KISSIMMEE, FL | 701 | $ 98,780,000 | $ 140,000 | $ 81,000 |
CHARLESTON-NORTH CHARLESTON, SC | 691 | $ 189,666,000 | $ 274,000 | $ 23,000 |
SAVANNAH, GA | 603 | $ 91,080,000 | $ 151,000 | $ 79,000 |
GAINESVILLE, GA | 549 | $ 77,134,000 | $ 140,000 | $ 72,000 |
GREENVILLE, SC | 542 | $ 90,707,000 | $ 167,000 | $ 9,000 |
PARKERSBURG-MARIETTA-VIENNA, WV-OH | 523 | $ 37,503,000 | $ 85,000 | $ 74,000 |
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 486 | $ 96,190,000 | $ 197,000 | $ 77,000 |
ROCKY MOUNT, NC | 476 | $ 45,700,000 | $ 96,000 | $ 68,000 |
OWENSBORO, KY | 465 | $ 38,856,000 | $ 83,000 | $ 68,000 |
BIRMINGHAM-HOOVER, AL | 455 | $ 99,053,000 | $ 217,000 | $ 12,000 |
OCALA, FL | 450 | $ 79,936,000 | $ 177,000 | $ 80,000 |
HUNTINGTON-ASHLAND, WV-KY-OH | 443 | $ 34,569,000 | $ 75,666 | $ 64,000 |
PENSACOLA-FERRY PASS-BRENT, FL | 425 | $ 70,625,000 | $ 166,000 | $ 104,000 |
LYNCHBURG, VA | 409 | $ 67,079,000 | $ 164,000 | $ 5,000 |
WHEELING, WV-OH | 383 | $ 22,155,000 | $ 61,500 | $ 54,000 |
MACON, GA | 381 | $ 35,522,000 | $ 93,000 | $ 67,000 |
DALTON, GA | 366 | $ 33,907,000 | $ 92,000 | $ 55,000 |
CLARKSVILLE, TN-KY | 358 | $ 31,327,000 | $ 128,000 | $ 60,000 |
BURLINGTON, NC | 353 | $ 35,766,000 | $ 101,000 | $ 68,000 |
PALM BAY-MELBOURNE-TITUSVILLE, FL | 345 | $ 55,521,000 | $ 160,000 | $ 81,000 |
ROANOKE, VA | 341 | $ 66,542,000 | $ 195,000 | $ 17,000 |
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 331 | $ 87,981,000 | $ 265,000 | $ 70,000 |
KINGSPORT-BRISTOL-BRISTOL, TN-VA | 329 | $ 29,884,000 | $ 99,000 | $ 61,500 |
BOWLING GREEN, KY | 318 | $ 37,380,000 | $ 117,000 | $ 101,000 |
LEXINGTON-FAYETTE, KY | 312 | $ 45,507,000 | $ 145,000 | $ 116,000 |
JACKSONVILLE, NC | 273 | $ 41,030,000 | $ 150,000 | $ 87,000 |
SALISBURY, MD | 254 | $ 28,050,000 | $ 110,000 | $ 55,000 |
CHARLOTTESVILLE, VA | 231 | $ 61,527,000 | $ 266,000 | $ 7,000 |
ATHENS-CLARKE COUNTY, GA | 219 | $ 27,392,000 | $ 125,000 | $ 63,000 |
SPARTANBURG, SC | 207 | $ 30,030,000 | $ 145,000 | $ 10,000 |
CLEVELAND, TN | 204 | $ 23,919,000 | $ 117,000 | $ 61,000 |
NASHVILLE-DAVIDSON--MURFREESBORO, TN | 189 | $ 43,986,000 | $ 232,000 | $ 82,000 |
WINCHESTER, VA-WV | 187 | $ 38,533,000 | $ 192,500 | $ 47,500 |
VALDOSTA, GA | 175 | $ 20,613,000 | $ 117,000 | $ 67,000 |
WARNER ROBINS, GA | 174 | $ 21,035,000 | $ 120,000 | $ 78,000 |
ANNISTON-OXFORD, AL | 172 | $ 16,671,000 | $ 96,000 | $ 70,000 |
AUGUSTA-RICHMOND COUNTY, GA-SC | 170 | $ 25,159,000 | $ 153,000 | $ 20,500 |
PANAMA CITY-LYNN HAVEN, FL | 158 | $ 33,335,000 | $ 210,000 | $ 131,000 |
CAPE CORAL-FORT MYERS, FL | 157 | $ 45,590,000 | $ 290,000 | $ 102,000 |
CUMBERLAND, MD-WV | 154 | $ 14,874,000 | $ 97,500 | $ 46,500 |
JOHNSON CITY, TN | 129 | $ 12,435,000 | $ 96,000 | $ 61,000 |
MORRISTOWN, TN | 120 | $ 15,058,000 | $ 125,000 | $ 108,000 |
YORK-HANOVER, PA | 112 | $ 16,203,000 | $ 144,000 | $ 45,000 |
FLORENCE, SC | 108 | $ 19,746,000 | $ 182,000 | $ 3,000 |
CHATTANOOGA, TN-GA | 107 | $ 14,223,000 | $ 129,500 | $ 80,500 |
BRUNSWICK, GA | 104 | $ 30,839,000 | $ 296,000 | $ 76,000 |
HARRISONBURG, VA | 104 | $ 17,831,000 | $ 171,000 | $ 9,000 |
HUNTSVILLE, AL | 103 | $ 16,414,000 | $ 159,000 | $ 5,000 |
PHOENIX-MESA-SCOTTSDALE, AZ | 97 | $ 26,079,000 | $ 268,000 | $ 0 |
MIAMI-MIAMI BEACH-KENDALL, FL | 95 | $ 24,439,000 | $ 257,000 | $ 148,000 |
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 94 | $ 13,699,000 | $ 145,000 | $ 8,000 |
DANVILLE, VA | 93 | $ 13,521,000 | $ 145,000 | $ 12,000 |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 90 | $ 18,445,000 | $ 204,000 | $ 98,000 |
ANDERSON, SC | 89 | $ 18,115,000 | $ 203,000 | $ 15,000 |
COLUMBUS, GA-AL | 85 | $ 12,170,000 | $ 129,500 | $ 13,000 |
KANSAS CITY, MO-KS | 85 | $ 14,550,000 | $ 170,500 | $ 0 |
LAKELAND, FL | 85 | $ 12,614,000 | $ 148,000 | $ 69,000 |
COLUMBUS, OH | 83 | $ 14,508,000 | $ 174,000 | $ 14,000 |
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 83 | $ 18,556,000 | $ 223,000 | $ 113,000 |
GAINESVILLE, FL | 82 | $ 13,361,000 | $ 162,000 | $ 63,000 |
PORT ST. LUCIE-FORT PIERCE, FL | 80 | $ 26,923,000 | $ 336,000 | $ 119,000 |
PUNTA GORDA, FL | 80 | $ 18,720,000 | $ 234,000 | $ 101,000 |
MONTGOMERY, AL | 65 | $ 12,618,000 | $ 194,000 | $ 19,000 |
NAPLES-MARCO ISLAND, FL | 61 | $ 25,218,000 | $ 413,000 | $ 295,000 |
WILMINGTON, DE-MD-NJ | 60 | $ 11,437,000 | $ 141,000 | $ 67,500 |
SUMTER, SC | 57 | $ 9,110,000 | $ 159,000 | $ 2,000 |
PITTSBURGH, PA | 51 | $ 6,695,000 | $ 131,000 | $ 50,000 |
ALBANY, GA | 49 | $ 5,725,000 | $ 116,000 | $ 16,000 |
ST. LOUIS, MO-IL | 45 | $ 7,657,000 | $ 170,000 | $ 0 |
DECATUR, AL | 43 | $ 5,345,000 | $ 124,000 | $ 3,000 |
PHILADELPHIA, PA | 43 | $ 9,496,000 | $ 220,000 | $ 28,000 |
MEMPHIS, TN-MS-AR | 39 | $ 8,469,000 | $ 229,000 | $ 13,000 |
AUBURN-OPELIKA, AL | 38 | $ 5,736,000 | $ 150,000 | $ 37,000 |
MOBILE, AL | 36 | $ 6,827,000 | $ 189,000 | $ 8,000 |
NEW ORLEANS-METAIRIE-KENNER, LA | 35 | $ 29,296,000 | $ 837,000 | $ 0 |
TUSCALOOSA, AL | 32 | $ 4,496,000 | $ 140,000 | $ 28,000 |
INDIANAPOLIS-CARMEL, IN | 31 | $ 6,382,000 | $ 205,000 | $ 16,000 |
HINESVILLE-FORT STEWART, GA | 29 | $ 2,342,000 | $ 80,000 | $ 56,000 |
ROME, GA | 29 | $ 4,325,000 | $ 149,000 | $ 48,000 |
DENVER-AURORA, CO | 24 | $ 7,736,000 | $ 322,000 | $ 0 |
COLUMBUS, IN | 22 | $ 2,735,000 | $ 124,000 | $ 0 |
WEIRTON-STEUBENVILLE, WV-OH | 21 | $ 1,561,000 | $ 73,000 | $ 36,500 |
GADSDEN, AL | 20 | $ 2,643,000 | $ 132,000 | $ 14,000 |
HARRISBURG-CARLISLE, PA | 20 | $ 2,962,000 | $ 148,000 | $ 16,000 |
ELIZABETHTOWN, KY | 19 | $ 2,146,000 | $ 112,000 | $ 41,000 |
FORT WAYNE, IN | 19 | $ 2,524,000 | $ 132,000 | $ 9,000 |
SEBASTIAN-VERO BEACH, FL | 19 | $ 5,483,000 | $ 288,000 | $ 74,000 |
FLORENCE-MUSCLE SHOALS, AL | 16 | $ 2,024,000 | $ 126,000 | $ 0 |
DOVER, DE | 14 | $ 2,064,000 | $ 147,000 | $ 43,000 |
OMAHA-COUNCIL BLUFFS, NE-IA | 13 | $ 3,104,000 | $ 238,000 | $ 0 |
TOLEDO, OH | 13 | $ 1,722,000 | $ 132,000 | $ 6,000 |
CLEVELAND-ELYRIA-MENTOR, OH | 12 | $ 2,042,000 | $ 170,000 | $ 0 |
DOTHAN, AL | 12 | $ 1,708,000 | $ 142,000 | $ 50,000 |
WICHITA, KS | 12 | $ 1,505,000 | $ 125,000 | $ 0 |
JACKSON, MS | 10 | $ 2,081,000 | $ 208,000 | $ 0 |
CINCINNATI-MIDDLETOWN, OH-KY-IN | 9 | $ 1,627,000 | $ 187,500 | $ 25,000 |
SHREVEPORT-BOSSIER CITY, LA | 9 | $ 1,250,000 | $ 138,000 | $ 0 |
EVANSVILLE, IN-KY | 8 | $ 456,000 | $ 65,000 | $ 99,500 |
LANCASTER, PA | 7 | $ 772,000 | $ 110,000 | $ 60,000 |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 1,022,000 | $ 170,000 | $ 79,000 |
CANTON-MASSILLON, OH | 6 | $ 848,000 | $ 141,000 | $ 47,000 |
TUCSON, AZ | 6 | $ 1,003,000 | $ 167,000 | $ 0 |
SPRINGFIELD, MO | 5 | $ 468,000 | $ 93,000 | $ 0 |
ALTOONA, PA | 4 | $ 556,000 | $ 139,000 | $ 81,000 |
BATON ROUGE, LA | 4 | $ 346,000 | $ 86,000 | $ 0 |
COLORADO SPRINGS, CO | 4 | $ 1,301,000 | $ 325,000 | $ 0 |
HATTIESBURG, MS | 4 | $ 677,000 | $ 169,000 | $ 0 |
LAWRENCE, KS | 4 | $ 338,000 | $ 84,000 | $ 0 |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 3,916,000 | $ 979,000 | $ 0 |
AKRON, OH | 3 | $ 232,000 | $ 77,000 | $ 0 |
BOULDER, CO | 3 | $ 715,000 | $ 238,000 | $ 0 |
DALLAS-PLANO-IRVING, TX | 3 | $ 597,000 | $ 199,000 | $ 169,000 |
DAYTON, OH | 3 | $ 484,000 | $ 161,000 | $ 71,000 |
GULFPORT-BILOXI, MS | 3 | $ 610,000 | $ 203,000 | $ 26,000 |
JACKSON, TN | 3 | $ 773,000 | $ 257,000 | $ 85,000 |
PRESCOTT, AZ | 3 | $ 593,000 | $ 197,000 | $ 0 |
STATE COLLEGE, PA | 3 | $ 667,000 | $ 222,000 | $ 60,000 |
TOPEKA, KS | 3 | $ 289,000 | $ 96,000 | $ 0 |
WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 1,282,000 | $ 427,000 | $ 0 |
WILLIAMSPORT, PA | 3 | $ 244,000 | $ 81,000 | $ 0 |
ANDERSON, IN | 2 | $ 105,000 | $ 52,000 | $ 44,000 |
AUSTIN-ROUND ROCK, TX | 2 | $ 766,000 | $ 383,000 | $ 26,000 |
BLOOMINGTON, IN | 2 | $ 221,000 | $ 110,000 | $ 44,000 |
BOSTON-QUINCY, MA | 2 | $ 536,000 | $ 268,000 | $ 250,000 |
CHICAGO-NAPERVILLE-JOLIET, IL | 2 | $ 144,000 | $ 72,000 | $ 530,000 |
HOUSTON-SUGAR LAND-BAYTOWN, TX | 2 | $ 5,595,000 | $ 2,797,000 | $ 0 |
LEBANON, PA | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
LITTLE ROCK-NORTH LITTLE ROCK, AR | 2 | $ 218,000 | $ 109,000 | $ 0 |
READING, PA | 2 | $ 214,000 | $ 107,000 | $ 49,000 |
TULSA, OK | 2 | $ 375,000 | $ 187,000 | $ 0 |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 232,000 | $ 116,000 | $ 0 |
BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 195,000 | $ 195,000 | $ 0 |
CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
CAMDEN, NJ | 1 | $ 225,000 | $ 225,000 | $ 232,000 |
COLUMBIA, MO | 1 | $ 127,000 | $ 127,000 | $ 0 |
EDISON, NJ | 1 | $ 224,000 | $ 224,000 | $ 0 |
ELKHART-GOSHEN, IN | 1 | $ 143,000 | $ 143,000 | $ 0 |
ERIE, PA | 1 | $ 71,000 | $ 71,000 | $ 0 |
FLINT, MI | 1 | $ 162,000 | $ 162,000 | $ 0 |
FORT COLLINS-LOVELAND, CO | 1 | $ 161,000 | $ 161,000 | $ 0 |
GARY, IN | 1 | $ 123,000 | $ 123,000 | $ 0 |
GRAND JUNCTION, CO | 1 | $ 252,000 | $ 252,000 | $ 0 |
GRAND RAPIDS-WYOMING, MI | 1 | $ 63,000 | $ 63,000 | $ 0 |
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 353,000 | $ 353,000 | $ 271,000 |
HOLLAND-GRAND HAVEN, MI | 1 | $ 106,000 | $ 106,000 | $ 0 |
HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 160,000 | $ 160,000 | $ 0 |
JEFFERSON CITY, MO | 1 | $ 65,000 | $ 65,000 | $ 0 |
JOHNSTOWN, PA | 1 | $ 27,000 | $ 27,000 | $ 75,000 |
KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 55,000 | $ 55,000 | $ 196,000 |
KOKOMO, IN | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
LAKE CHARLES, LA | 1 | $ 78,000 | $ 78,000 | $ 0 |
LANSING-EAST LANSING, MI | 1 | $ 98,000 | $ 98,000 | $ 0 |
MCALLEN-EDINBURG-MISSION, TX | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
NEW HAVEN-MILFORD, CT | 1 | $ 128,000 | $ 128,000 | $ 0 |
NILES-BENTON HARBOR, MI | 1 | $ 120,000 | $ 120,000 | $ 0 |
OKLAHOMA CITY, OK | 1 | $ 330,000 | $ 330,000 | $ 0 |
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 74,000 | $ 74,000 | $ 100,000 |
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 58,000 | $ 58,000 | $ 260,000 |
SCRANTON--WILKES-BARRE, PA | 1 | $ 22,000 | $ 22,000 | $ 362,000 |
SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 11,000 | $ 11,000 | $ 80,000 |
ST. JOSEPH, MO-KS | 1 | $ 167,000 | $ 167,000 | $ 0 |
TERRE HAUTE, IN | 1 | $ 42,000 | $ 42,000 | $ 23,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 48,550 | $8,828,355,000 | $181,000 | $12,000,000 | $70,000 | $6,601,000 |
Refinancing | 42,945 | $5,860,053,000 | $136,000 | $16,500,000 | $69,000 | $9,900,000 |
Home Improvement | 10,376 | $775,611,000 | $74,000 | $6,000,000 | $75,000 | $3,234,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 63,706 | $8,317,854,000 | $130,000 | $3,854,000 | $88,000 | $7,767,000 |
Not applicable | 19,941 | $4,697,878,000 | $235,000 | $16,500,000 | $0 | $600,000 |
Not Provided | 7,330 | $1,124,475,000 | $153,000 | $5,450,000 | $99,000 | $9,900,000 |
Black or African American | 6,979 | $765,918,000 | $109,000 | $5,100,000 | $69,000 | $2,860,000 |
Hispanic | 2,444 | $305,059,000 | $124,000 | $2,138,000 | $73,000 | $3,604,000 |
Asian | 1,025 | $189,185,000 | $184,000 | $2,900,000 | $106,000 | $1,992,000 |
American Indian or Alaskan Native | 249 | $34,425,000 | $138,000 | $2,080,000 | $95,000 | $1,529,000 |
Native Hawaiian or Other Pacific Islander | 197 | $29,225,000 | $148,000 | $1,938,000 | $91,000 | $600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 97,219 | $14,869,905,000 | $152,000 | $16,500,000 | $72,000 | $9,900,000 |
FHA-insured (Federal Housing Administration) | 3,174 | $376,773,000 | $118,000 | $367,000 | $38,000 | $744,000 |
VA-guaranteed (Veterans Administration) | 1,115 | $181,677,000 | $162,000 | $417,000 | $43,000 | $225,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 363 | $35,664,000 | $98,000 | $250,000 | $33,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 56,560 | $7,502,861,000 | $132,000 | $16,500,000 | $90,000 | $7,767,000 |
Loan Purchased By The Institution | 18,643 | $4,284,126,000 | $229,000 | $5,650,000 | $0 | $0 |
Application Denied By Financial Institution | 14,253 | $1,631,102,000 | $114,000 | $5,450,000 | $64,000 | $3,250,000 |
Application Withdrawn By Applicant | 5,620 | $1,022,877,000 | $182,000 | $10,000,000 | $105,000 | $9,900,000 |
Application Approved But Not Accepted | 3,065 | $282,983,000 | $92,000 | $3,854,000 | $88,000 | $1,930,000 |
File Closed For Incompleteness | 2,238 | $527,367,000 | $235,000 | $2,625,000 | $99,000 | $2,040,000 |
Preapproval Denied by Financial Institution | 1,492 | $212,703,000 | $142,000 | $5,000,000 | $46,000 | $280,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 8,131 | $914,515,000 | $112,000 | $4,000,000 | $56,000 | $1,877,000 |
Debt-To-Income Ratio | 4,568 | $596,880,000 | $130,000 | $5,450,000 | $59,000 | $670,000 |
Collateral | 1,361 | $133,573,000 | $98,000 | $2,000,000 | $88,000 | $3,250,000 |
Other | 691 | $87,275,000 | $126,000 | $2,295,000 | $97,000 | $1,078,000 |
Insufficient Cash (Downpayment, Closing Cost) | 661 | $58,432,000 | $88,000 | $1,100,000 | $76,000 | $546,000 |
Employment History | 213 | $24,681,000 | $115,000 | $780,000 | $52,000 | $766,000 |
Unverifiable Information | 96 | $19,281,000 | $200,000 | $5,100,000 | $120,000 | $2,456,000 |
Credit Application Incomplete | 17 | $8,144,000 | $479,000 | $1,414,000 | $46,000 | $222,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.