Branch Banking And Trust Co
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Branch Banking And Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Branch Banking And Trust Co 223 W Nash Street Wilson, NC 27893 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 169,469 |
| Total Mortgage Loan Application Amount | $24,045,392,000 |
| Average Mortgage Loan Application Amount | $218,341 |
| Highest Mortgage Loan Application Amount | $14,300,000 |
| Average Applicant Income | $52,435 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 9,864 | $ 1,194,740,000 | $ 121,000 | $ 50,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 9,539 | $ 1,503,201,000 | $ 157,000 | $ 62,000 |
| BALTIMORE, MD | 8,607 | $ 1,481,052,000 | $ 172,000 | $ 80,000 |
| ATLANTA, GA | 8,038 | $ 1,321,617,000 | $ 164,000 | $ 62,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 6,175 | $ 811,485,000 | $ 131,000 | $ 56,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 3,469 | $ 525,937,000 | $ 151,000 | $ 33,000 |
| HICKORY-MORGANTON-LENOIR, NC | 3,275 | $ 330,695,000 | $ 100,000 | $ 47,000 |
| WILMINGTON, NC | 3,164 | $ 516,057,000 | $ 163,000 | $ 73,000 |
| RICHMOND-PETERSBURG, VA | 2,845 | $ 469,936,000 | $ 165,000 | $ 23,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 2,680 | $ 360,704,000 | $ 134,000 | $ 32,000 |
| KNOXVILLE, TN | 2,659 | $ 294,541,000 | $ 110,000 | $ 44,000 |
| LOUISVILLE, KY-IN | 2,459 | $ 229,245,000 | $ 93,000 | $ 73,000 |
| JACKSONVILLE, FL | 2,302 | $ 377,930,000 | $ 164,000 | $ 69,000 |
| TALLAHASSEE, FL | 2,097 | $ 317,173,000 | $ 151,000 | $ 73,000 |
| CHARLESTON, WV | 1,933 | $ 163,028,000 | $ 84,000 | $ 64,000 |
| FAYETTEVILLE, NC | 1,731 | $ 179,237,000 | $ 103,000 | $ 54,000 |
| COLUMBIA, SC | 1,634 | $ 268,603,000 | $ 164,000 | $ 57,000 |
| LYNCHBURG, VA | 1,469 | $ 179,168,000 | $ 121,000 | $ 41,000 |
| MYRTLE BEACH, SC | 1,403 | $ 203,993,000 | $ 145,000 | $ 106,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,340 | $ 260,742,000 | $ 194,000 | $ 48,000 |
| SAVANNAH, GA | 1,206 | $ 172,093,000 | $ 142,000 | $ 50,000 |
| GOLDSBORO, NC | 1,204 | $ 111,428,000 | $ 92,000 | $ 51,000 |
| GREENVILLE, NC | 1,094 | $ 118,752,000 | $ 108,000 | $ 51,000 |
| WASHINGTON, DC-MD-VA-WV | 982 | $ 231,346,000 | $ 235,000 | $ 106,000 |
| PENSACOLA, FL | 949 | $ 116,751,000 | $ 123,000 | $ 48,000 |
| MACON, GA | 925 | $ 103,766,000 | $ 112,000 | $ 61,000 |
| SARASOTA-BRADENTON, FL | 907 | $ 186,208,000 | $ 205,000 | $ 67,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 784 | $ 108,318,000 | $ 138,000 | $ 53,000 |
| PITTSBURGH, PA | 719 | $ 88,924,000 | $ 123,000 | $ 34,000 |
| ROCKY MOUNT, NC | 704 | $ 70,483,000 | $ 100,000 | $ 60,000 |
| WHEELING, WV-OH | 699 | $ 48,090,000 | $ 68,000 | $ 53,000 |
| ASHEVILLE, NC | 681 | $ 101,665,000 | $ 149,000 | $ 66,000 |
| LEXINGTON, KY | 673 | $ 109,846,000 | $ 163,000 | $ 100,000 |
| WEST PALM BEACH-BOCA RATON, FL | 616 | $ 110,799,000 | $ 179,000 | $ 93,000 |
| COLUMBUS, OH | 615 | $ 99,493,000 | $ 161,000 | $ 26,000 |
| FORT LAUDERDALE, FL | 602 | $ 102,343,000 | $ 170,000 | $ 61,000 |
| PARKERSBURG-MARIETTA, WV-OH | 586 | $ 53,110,000 | $ 90,000 | $ 50,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 525 | $ 41,499,000 | $ 79,000 | $ 61,000 |
| FLORENCE, SC | 472 | $ 67,989,000 | $ 144,000 | $ 11,000 |
| OWENSBORO, KY | 459 | $ 40,238,000 | $ 87,000 | $ 51,000 |
| FORT WAYNE, IN | 455 | $ 56,193,000 | $ 123,000 | $ 11,000 |
| CHARLOTTESVILLE, VA | 452 | $ 76,707,000 | $ 169,000 | $ 28,000 |
| JACKSONVILLE, NC | 427 | $ 39,257,000 | $ 91,000 | $ 62,000 |
| ORLANDO, FL | 427 | $ 67,874,000 | $ 158,000 | $ 73,000 |
| FORT WALTON BEACH, FL | 417 | $ 52,746,000 | $ 126,000 | $ 63,000 |
| DENVER, CO | 388 | $ 72,762,000 | $ 187,000 | $ 6,000 |
| ROANOKE, VA | 359 | $ 48,290,000 | $ 134,000 | $ 35,000 |
| OCALA, FL | 337 | $ 40,633,000 | $ 120,000 | $ 46,000 |
| PHILADELPHIA, PA-NJ | 309 | $ 50,819,000 | $ 164,000 | $ 28,000 |
| DAYTONA BEACH, FL | 306 | $ 47,175,000 | $ 154,000 | $ 58,000 |
| PANAMA CITY, FL | 299 | $ 45,859,000 | $ 153,000 | $ 96,000 |
| PHOENIX-MESA, AZ | 294 | $ 47,464,000 | $ 161,000 | $ 90,000 |
| SUMTER, SC | 251 | $ 29,646,000 | $ 118,000 | $ 2,000 |
| FORT MYERS-CAPE CORAL, FL | 246 | $ 42,189,000 | $ 171,000 | $ 75,000 |
| HAGERSTOWN, MD | 222 | $ 28,411,000 | $ 127,000 | $ 56,000 |
| NAPLES, FL | 214 | $ 58,855,000 | $ 275,000 | $ 123,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 210 | $ 30,616,000 | $ 145,000 | $ 67,000 |
| DANVILLE, VA | 185 | $ 23,257,000 | $ 125,000 | $ 38,000 |
| GAINESVILLE, FL | 182 | $ 25,901,000 | $ 142,000 | $ 71,000 |
| YORK, PA | 178 | $ 24,129,000 | $ 135,000 | $ 54,000 |
| LAKELAND-WINTER HAVEN, FL | 167 | $ 20,858,000 | $ 124,000 | $ 50,000 |
| ATHENS, GA | 155 | $ 15,723,000 | $ 101,000 | $ 62,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 145 | $ 20,321,000 | $ 140,000 | $ 70,000 |
| MIAMI, FL | 145 | $ 23,323,000 | $ 160,000 | $ 72,000 |
| AKRON, OH | 139 | $ 18,759,000 | $ 134,000 | $ 5,000 |
| BIRMINGHAM, AL | 129 | $ 19,626,000 | $ 152,000 | $ 27,000 |
| INDIANAPOLIS, IN | 124 | $ 24,076,000 | $ 194,000 | $ 0 |
| ANNISTON, AL | 116 | $ 10,741,000 | $ 92,000 | $ 56,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 115 | $ 8,956,000 | $ 77,000 | $ 63,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 114 | $ 17,508,000 | $ 153,000 | $ 5,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 94 | $ 12,051,000 | $ 128,000 | $ 7,000 |
| PUNTA GORDA, FL | 92 | $ 13,726,000 | $ 149,000 | $ 71,000 |
| MOBILE, AL | 91 | $ 14,366,000 | $ 157,000 | $ 51,000 |
| COLUMBUS, GA-AL | 83 | $ 10,449,000 | $ 125,000 | $ 55,000 |
| CUMBERLAND, MD-WV | 77 | $ 6,216,000 | $ 80,000 | $ 52,000 |
| LANCASTER, PA | 66 | $ 8,501,000 | $ 128,000 | $ 13,000 |
| JACKSON, MS | 64 | $ 13,468,000 | $ 210,000 | $ 0 |
| CANTON-MASSILLON, OH | 56 | $ 6,509,000 | $ 116,000 | $ 22,000 |
| YOUNGSTOWN-WARREN, OH | 55 | $ 5,609,000 | $ 101,000 | $ 17,000 |
| HUNTSVILLE, AL | 53 | $ 7,576,000 | $ 142,000 | $ 5,000 |
| NASHVILLE, TN | 51 | $ 8,232,000 | $ 161,000 | $ 71,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 50 | $ 6,603,000 | $ 132,000 | $ 32,000 |
| MONTGOMERY, AL | 46 | $ 7,928,000 | $ 172,000 | $ 14,000 |
| COLORADO SPRINGS, CO | 45 | $ 7,882,000 | $ 175,000 | $ 0 |
| READING, PA | 43 | $ 4,699,000 | $ 109,000 | $ 0 |
| NEW ORLEANS, LA | 41 | $ 6,922,000 | $ 168,000 | $ 22,000 |
| AUBURN-OPELIKA, AL | 36 | $ 4,811,000 | $ 133,000 | $ 72,000 |
| ST. LOUIS, MO-IL | 35 | $ 4,803,000 | $ 137,000 | $ 0 |
| CHATTANOOGA, TN-GA | 32 | $ 4,167,000 | $ 130,000 | $ 43,000 |
| AUGUSTA-AIKEN, GA-SC | 28 | $ 3,228,000 | $ 115,000 | $ 79,000 |
| ALBANY, GA | 27 | $ 3,021,000 | $ 111,000 | $ 24,000 |
| ALTOONA, PA | 25 | $ 2,506,000 | $ 100,000 | $ 0 |
| JOHNSTOWN, PA | 24 | $ 2,886,000 | $ 120,000 | $ 18,000 |
| KANSAS CITY, MO-KS | 24 | $ 3,726,000 | $ 155,000 | $ 0 |
| DAYTON-SPRINGFIELD, OH | 21 | $ 4,206,000 | $ 200,000 | $ 54,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 20 | $ 1,905,000 | $ 95,000 | $ 50,000 |
| SHARON, PA | 20 | $ 2,424,000 | $ 121,000 | $ 0 |
| DALLAS, TX | 19 | $ 3,025,000 | $ 159,000 | $ 0 |
| BOULDER-LONGMONT, CO | 17 | $ 4,028,000 | $ 236,000 | $ 0 |
| LAFAYETTE, IN | 17 | $ 2,273,000 | $ 133,000 | $ 0 |
| WILMINGTON-NEWARK, DE-MD | 17 | $ 2,728,000 | $ 160,000 | $ 0 |
| ERIE, PA | 16 | $ 1,516,000 | $ 94,000 | $ 12,000 |
| GADSDEN, AL | 16 | $ 2,229,000 | $ 139,000 | $ 38,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 14 | $ 1,100,000 | $ 78,000 | $ 40,000 |
| DECATUR, AL | 12 | $ 1,470,000 | $ 122,000 | $ 11,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 12 | $ 1,545,000 | $ 128,000 | $ 0 |
| STATE COLLEGE, PA | 12 | $ 1,555,000 | $ 129,000 | $ 0 |
| TUCSON, AZ | 11 | $ 1,832,000 | $ 166,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 10 | $ 2,315,000 | $ 231,000 | $ 55,000 |
| GREELEY, CO | 9 | $ 1,413,000 | $ 157,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 1,553,000 | $ 194,000 | $ 0 |
| HAMILTON-MIDDLETOWN, OH | 7 | $ 1,231,000 | $ 175,000 | $ 44,000 |
| FORT COLLINS-LOVELAND, CO | 6 | $ 1,089,000 | $ 181,000 | $ 12,000 |
| MEMPHIS, TN-AR-MS | 6 | $ 867,000 | $ 144,000 | $ 57,000 |
| ALBUQUERQUE, NM | 5 | $ 718,000 | $ 143,000 | $ 0 |
| DOVER, DE | 5 | $ 540,000 | $ 108,000 | $ 59,000 |
| SOUTH BEND, IN | 5 | $ 661,000 | $ 132,000 | $ 18,000 |
| TULSA, OK | 5 | $ 1,283,000 | $ 256,000 | $ 0 |
| EVANSVILLE-HENDERSON, IN-KY | 4 | $ 594,000 | $ 148,000 | $ 22,000 |
| OKLAHOMA CITY, OK | 4 | $ 646,000 | $ 161,000 | $ 0 |
| PUEBLO, CO | 4 | $ 433,000 | $ 108,000 | $ 0 |
| GRAND JUNCTION, CO | 3 | $ 567,000 | $ 189,000 | $ 0 |
| LAFAYETTE, LA | 3 | $ 783,000 | $ 261,000 | $ 0 |
| MUNCIE, IN | 3 | $ 399,000 | $ 133,000 | $ 0 |
| TOLEDO, OH | 3 | $ 455,000 | $ 151,000 | $ 0 |
| AUSTIN-SAN MARCOS, TX | 2 | $ 378,000 | $ 189,000 | $ 0 |
| FLAGSTAFF, AZ-UT | 2 | $ 324,000 | $ 162,000 | $ 0 |
| NEW YORK, NY | 2 | $ 105,000 | $ 52,000 | $ 140,000 |
| NEWARK, NJ | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| SAN DIEGO, CA | 2 | $ 117,000 | $ 58,000 | $ 137,000 |
| SANTA FE, NM | 2 | $ 335,000 | $ 167,000 | $ 0 |
| TUSCALOOSA, AL | 2 | $ 248,000 | $ 124,000 | $ 15,000 |
| WILLIAMSPORT, PA | 2 | $ 241,000 | $ 120,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 42,000 | $ 42,000 | $ 101,000 |
| ATLANTIC-CAPE MAY, NJ | 1 | $ 361,000 | $ 361,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 122,000 | $ 122,000 | $ 0 |
| BRAZORIA, TX | 1 | $ 176,000 | $ 176,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 88,000 | $ 88,000 | $ 0 |
| DETROIT, MI | 1 | $ 51,000 | $ 51,000 | $ 56,000 |
| EL PASO, TX | 1 | $ 26,000 | $ 26,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 147,000 | $ 147,000 | $ 0 |
| KOKOMO, IN | 1 | $ 202,000 | $ 202,000 | $ 0 |
| LIMA, OH | 1 | $ 132,000 | $ 132,000 | $ 0 |
| LOS ANGELES-LONG BEACH, CA | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| MANSFIELD, OH | 1 | $ 88,000 | $ 88,000 | $ 0 |
| MONMOUTH-OCEAN, NJ | 1 | $ 129,000 | $ 129,000 | $ 0 |
| MONROE, LA | 1 | $ 216,000 | $ 216,000 | $ 74,000 |
| NASSAU-SUFFOLK, NY | 1 | $ 337,000 | $ 337,000 | $ 228,000 |
| OAKLAND, CA | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| ROCKFORD, IL | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| SPRINGFIELD, MA | 1 | $ 314,000 | $ 314,000 | $ 0 |
| TRENTON, NJ | 1 | $ 125,000 | $ 125,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Branch Banking And Trust Co in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 120,634 | $17,102,157,000 | $168,034 | $3,600,000 | $65,275 | $6,817,000 |
| Home Purchase (one-to-four family) | 44,749 | $6,661,670,000 | $144,535 | $3,800,000 | $51,892 | $9,999,000 |
| Home Improvement (one-to-four family) | 3,824 | $132,627,000 | $75,625 | $1,000,000 | $69,437 | $1,276,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 262 | $148,938,000 | $702,416 | $14,300,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 94,828 | $12,076,637,000 | $161,040 | $2,968,000 | $161,960 | $9,999,000 |
| Not applicable | 54,333 | $9,229,698,000 | $176,280 | $14,300,000 | $0 | $0 |
| Information not provided by applicant in mail or telephone application | 8,176 | $1,369,904,000 | $172,421 | $3,600,000 | $106,947 | $3,045,000 |
| Black | 7,930 | $839,105,000 | $109,687 | $2,400,000 | $61,000 | $6,486,000 |
| Hispanic | 2,009 | $211,667,000 | $115,769 | $1,222,000 | $83,615 | $2,064,000 |
| Asian or Pacific Islander | 1,412 | $216,145,000 | $165,285 | $988,000 | $121,071 | $824,000 |
| American Indian or Alaskan Native | 408 | $44,707,000 | $143,636 | $1,211,000 | $97,636 | $646,000 |
| Other | 373 | $57,529,000 | $149,916 | $900,000 | $159,916 | $2,608,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 160,898 | $23,032,727,000 | $157,322 | $14,300,000 | $57,451 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 5,162 | $601,171,000 | $109,285 | $303,000 | $17,238 | $1,612,000 |
| VA-guaranteed (Veterans Administration) | 3,105 | $385,392,000 | $125,800 | $315,000 | $23,533 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 304 | $26,102,000 | $99,333 | $237,000 | $30,555 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 87,047 | $11,304,329,000 | $295,227 | $14,300,000 | $186,863 | $9,999,000 |
| Loan Purchased By The Institution | 53,354 | $8,992,431,000 | $161,750 | $2,800,000 | $0 | $0 |
| Application Denied By Financial Institution | 11,670 | $1,123,511,000 | $101,181 | $2,400,000 | $79,500 | $4,783,000 |
| Application Withdrawn By Applicant | 10,436 | $1,537,772,000 | $137,454 | $3,600,000 | $79,318 | $4,232,000 |
| File Closed For Incompleteness | 5,228 | $865,283,000 | $182,687 | $2,600,000 | $133,312 | $4,000,000 |
| Application Approved But Not Accepted | 1,734 | $222,066,000 | $159,294 | $2,300,000 | $118,235 | $2,608,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,601 | $595,751,000 | $96,263 | $2,400,000 | $72,210 | $1,550,000 |
| Debt-To-Income Ratio | 3,119 | $326,946,000 | $109,705 | $2,000,000 | $51,117 | $615,000 |
| Collateral | 776 | $76,748,000 | $103,000 | $998,000 | $58,600 | $708,000 |
| Other | 591 | $67,498,000 | $128,687 | $2,128,000 | $90,437 | $2,097,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 377 | $30,848,000 | $83,000 | $1,000,000 | $72,230 | $372,000 |
| Employment History | 136 | $11,058,000 | $79,727 | $650,000 | $37,818 | $384,000 |
| Unverifiable Information | 44 | $6,563,000 | $158,700 | $900,000 | $23,900 | $103,000 |
| Credit Application Incomplete | 25 | $8,003,000 | $318,300 | $1,000,000 | $124,300 | $4,783,000 |
| Mortgage Insurance Denied | 1 | $96,000 | $96,000 | $96,000 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.