Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Blue Ridge Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Luray, VA 22835 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 |
Total Number of Mortgage Applications | 5,575 |
Total Mortgage Loan Application Amount | $1,356,455,000 |
Average Mortgage Loan Application Amount | $240,000 |
Highest Mortgage Loan Application Amount | $1,845,000 |
Average Applicant Income | $107,000 |
Highest Applicant Income | $3,504,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
NA (OUTSIDE OF MSA/MD) | 976 | $ 179,870,000 | $ 201,666 | $ 123,068 |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 758 | $ 163,330,000 | $ 241,500 | $ 106,000 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 658 | $ 246,710,000 | $ 340,000 | $ 115,750 |
ROANOKE, VA | 240 | $ 46,820,000 | $ 195,000 | $ 93,000 |
SALT LAKE CITY, UT | 169 | $ 39,375,000 | $ 232,000 | $ 82,000 |
RALEIGH, NC | 166 | $ 49,150,000 | $ 296,000 | $ 147,000 |
CHARLOTTE-CONCORD-GASTONIA, NC-SC | 157 | $ 37,545,000 | $ 257,500 | $ 98,500 |
GREENSBORO-HIGH POINT, NC | 153 | $ 30,125,000 | $ 196,000 | $ 89,000 |
INDIANAPOLIS-CARMEL-ANDERSON, IN | 148 | $ 27,460,000 | $ 185,000 | $ 89,000 |
RICHMOND, VA | 148 | $ 33,230,000 | $ 224,000 | $ 91,000 |
WINSTON-SALEM, NC | 133 | $ 25,045,000 | $ 188,000 | $ 83,000 |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 118 | $ 28,360,000 | $ 228,500 | $ 111,500 |
WASHINGTON-BALTIMORE-ARLINGTON, DC | 102 | $ 42,810,000 | $ 419,000 | $ 190,000 |
DURHAM-CHAPEL HILL, NC | 90 | $ 23,730,000 | $ 263,000 | $ 128,000 |
WILMINGTON, NC | 85 | $ 21,205,000 | $ 249,000 | $ 102,000 |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 82 | $ 14,910,000 | $ 181,000 | $ 94,000 |
LYNCHBURG, VA | 80 | $ 14,210,000 | $ 177,000 | $ 83,000 |
BALTIMORE-COLUMBIA-TOWSON, MD | 79 | $ 23,995,000 | $ 303,000 | $ 111,000 |
ASHEVILLE, NC | 74 | $ 16,820,000 | $ 227,000 | $ 100,000 |
CHARLOTTESVILLE, VA | 66 | $ 22,200,000 | $ 336,000 | $ 147,000 |
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 58 | $ 15,700,000 | $ 270,000 | $ 110,000 |
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 55 | $ 18,985,000 | $ 345,000 | $ 202,000 |
FAYETTEVILLE, NC | 50 | $ 10,840,000 | $ 216,000 | $ 89,000 |
GREENVILLE-ANDERSON-MAULDIN, SC | 45 | $ 10,265,000 | $ 228,000 | $ 93,000 |
COLUMBIA, SC | 43 | $ 11,385,000 | $ 264,000 | $ 165,000 |
ST. GEORGE, UT | 43 | $ 8,265,000 | $ 192,000 | $ 65,000 |
ATLANTA-SANDY SPRINGS-ROSWELL, GA | 40 | $ 9,660,000 | $ 241,000 | $ 96,000 |
CHATTANOOGA, TN-GA | 37 | $ 7,735,000 | $ 207,000 | $ 94,000 |
SPARTANBURG, SC | 37 | $ 7,595,000 | $ 205,000 | $ 92,000 |
OKLAHOMA CITY, OK | 32 | $ 7,370,000 | $ 230,000 | $ 143,000 |
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 31 | $ 5,995,000 | $ 193,000 | $ 91,000 |
HARRISONBURG, VA | 28 | $ 5,690,000 | $ 203,000 | $ 83,000 |
HAGERSTOWN-MARTINSBURG, MD-WV | 25 | $ 5,305,000 | $ 213,000 | $ 77,000 |
WINCHESTER, VA-WV | 22 | $ 6,000,000 | $ 272,000 | $ 113,000 |
BURLINGTON, NC | 21 | $ 5,165,000 | $ 245,000 | $ 84,000 |
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 21 | $ 5,195,000 | $ 247,000 | $ 93,000 |
JACKSONVILLE, FL | 17 | $ 3,585,000 | $ 210,000 | $ 110,000 |
ORLANDO-KISSIMMEE-SANFORD, FL | 16 | $ 4,090,000 | $ 255,000 | $ 102,000 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16 | $ 4,590,000 | $ 286,000 | $ 431,000 |
BIRMINGHAM-HOOVER, AL | 15 | $ 3,055,000 | $ 203,000 | $ 103,000 |
JACKSON, MS | 14 | $ 2,020,000 | $ 144,000 | $ 80,000 |
WAUSAU, WI | 13 | $ 1,535,000 | $ 118,000 | $ 55,000 |
JACKSONVILLE, NC | 12 | $ 2,770,000 | $ 230,000 | $ 89,000 |
SALISBURY, MD-DE | 12 | $ 3,430,000 | $ 278,500 | $ 124,500 |
BRUNSWICK, GA | 11 | $ 2,355,000 | $ 214,000 | $ 99,000 |
CLARKSVILLE, TN-KY | 11 | $ 2,185,000 | $ 198,000 | $ 74,000 |
CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 3,420,000 | $ 342,000 | $ 142,000 |
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 10 | $ 2,940,000 | $ 294,000 | $ 90,000 |
SAVANNAH, GA | 10 | $ 3,020,000 | $ 302,000 | $ 132,000 |
HICKORY-LENOIR-MORGANTON, NC | 9 | $ 2,325,000 | $ 258,000 | $ 120,000 |
STAUNTON-WAYNESBORO, VA | 9 | $ 2,185,000 | $ 242,000 | $ 103,000 |
DENVER-AURORA-LAKEWOOD, CO | 8 | $ 3,760,000 | $ 470,000 | $ 245,000 |
GREENVILLE, NC | 8 | $ 1,960,000 | $ 245,000 | $ 116,000 |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 7 | $ 2,275,000 | $ 325,000 | $ 221,000 |
SAN DIEGO-CARLSBAD, CA | 7 | $ 3,195,000 | $ 456,000 | $ 156,000 |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,590,000 | $ 265,000 | $ 324,000 |
FORT WAYNE, IN | 6 | $ 890,000 | $ 148,000 | $ 45,000 |
NORTH PORT-SARASOTA-BRADENTON, FL | 6 | $ 1,810,000 | $ 301,000 | $ 149,000 |
PROVIDENCE-WARWICK, RI-MA | 6 | $ 2,040,000 | $ 323,500 | $ 127,500 |
ROCKY MOUNT, NC | 6 | $ 1,440,000 | $ 240,000 | $ 68,000 |
DALLAS-PLANO-IRVING, TX | 5 | $ 2,255,000 | $ 451,000 | $ 163,000 |
PITTSBURGH, PA | 5 | $ 905,000 | $ 181,000 | $ 149,000 |
PORTLAND-SOUTH PORTLAND, ME | 5 | $ 1,565,000 | $ 313,000 | $ 95,000 |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5 | $ 1,215,000 | $ 243,000 | $ 146,500 |
ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 420,000 | $ 105,000 | $ 49,000 |
AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 900,000 | $ 218,000 | $ 127,000 |
CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 1,920,000 | $ 480,000 | $ 216,000 |
CHICAGO-NAPERVILLE, IL | 4 | $ 980,000 | $ 245,000 | $ 112,000 |
CINCINNATI, OH-KY-IN | 4 | $ 890,000 | $ 222,000 | $ 156,000 |
COLUMBUS, OH | 4 | $ 700,000 | $ 175,000 | $ 71,000 |
GOLDSBORO, NC | 4 | $ 740,000 | $ 185,000 | $ 48,000 |
LAS VEGAS-HENDERSON-PARADISE, NV | 4 | $ 1,020,000 | $ 255,000 | $ 149,000 |
LOS ANGELES-LONG BEACH-GLENDALE, CA | 4 | $ 1,520,000 | $ 380,000 | $ 192,000 |
MACON-BIBB COUNTY, GA | 4 | $ 790,000 | $ 197,000 | $ 189,000 |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 910,000 | $ 227,000 | $ 107,000 |
NEW YORK-NEWARK, NY | 4 | $ 1,170,000 | $ 292,000 | $ 154,000 |
OGDEN-CLEARFIELD, UT | 4 | $ 730,000 | $ 182,000 | $ 56,000 |
SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 1,910,000 | $ 477,000 | $ 112,000 |
TALLAHASSEE, FL | 4 | $ 730,000 | $ 182,000 | $ 84,000 |
TERRE HAUTE, IN | 4 | $ 520,000 | $ 130,000 | $ 87,000 |
VALDOSTA, GA | 4 | $ 700,000 | $ 175,000 | $ 118,000 |
CHARLESTON, WV | 3 | $ 555,000 | $ 185,000 | $ 106,000 |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 685,000 | $ 228,000 | $ 149,000 |
EL PASO, TX | 3 | $ 375,000 | $ 125,000 | $ 100,000 |
KANSAS CITY, MO-KS | 3 | $ 795,000 | $ 250,000 | $ 94,000 |
KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 505,000 | $ 170,000 | $ 81,000 |
LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 435,000 | $ 160,000 | $ 83,000 |
LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 385,000 | $ 128,000 | $ 52,000 |
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 835,000 | $ 278,000 | $ 121,000 |
RACINE, WI | 3 | $ 735,000 | $ 245,000 | $ 82,000 |
SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 685,000 | $ 228,000 | $ 62,000 |
SEBASTIAN-VERO BEACH, FL | 3 | $ 495,000 | $ 165,000 | $ 122,000 |
SUMTER, SC | 3 | $ 865,000 | $ 288,000 | $ 108,000 |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 270,000 | $ 135,000 | $ 113,000 |
BLOOMINGTON, IN | 2 | $ 520,000 | $ 260,000 | $ 74,000 |
BOSTON, MA | 2 | $ 1,300,000 | $ 650,000 | $ 136,000 |
BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 700,000 | $ 350,000 | $ 109,000 |
CAPE CORAL-FORT MYERS, FL | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 500,000 | $ 250,000 | $ 0 |
CLEVELAND, TN | 2 | $ 410,000 | $ 205,000 | $ 77,000 |
CLEVELAND-ELYRIA, OH | 2 | $ 240,000 | $ 120,000 | $ 21,000 |
DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
DES MOINES-WEST DES MOINES, IA | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
JANESVILLE-BELOIT, WI | 2 | $ 210,000 | $ 105,000 | $ 38,000 |
KILLEEN-TEMPLE, TX | 2 | $ 260,000 | $ 130,000 | $ 96,000 |
MEMPHIS, TN-MS-AR | 2 | $ 450,000 | $ 225,000 | $ 125,000 |
MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 760,000 | $ 380,000 | $ 153,000 |
MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
NEW ORLEANS-METAIRIE, LA | 2 | $ 630,000 | $ 315,000 | $ 145,000 |
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2 | $ 1,720,000 | $ 860,000 | $ 351,000 |
OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 800,000 | $ 400,000 | $ 121,000 |
OSHKOSH-NEENAH, WI | 2 | $ 230,000 | $ 115,000 | $ 79,000 |
PHILADELPHIA, PA | 2 | $ 530,000 | $ 265,000 | $ 161,000 |
PHOENIX-MESA-SCOTTSDALE, AZ | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
PORT ST. LUCIE, FL | 2 | $ 510,000 | $ 255,000 | $ 62,000 |
PROVO-OREM, UT | 2 | $ 1,200,000 | $ 600,000 | $ 219,000 |
TACOMA-LAKEWOOD, WA | 2 | $ 750,000 | $ 375,000 | $ 163,000 |
THE VILLAGES, FL | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
TRENTON, NJ | 2 | $ 250,000 | $ 125,000 | $ 122,000 |
WILMINGTON, DE-MD-NJ | 2 | $ 720,000 | $ 360,000 | $ 213,500 |
YORK-HANOVER, PA | 2 | $ 470,000 | $ 235,000 | $ 72,000 |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
ALBANY, GA | 1 | $ 495,000 | $ 495,000 | $ 262,000 |
ALBUQUERQUE, NM | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 625,000 | $ 625,000 | $ 0 |
ATHENS-CLARKE COUNTY, GA | 1 | $ 515,000 | $ 515,000 | $ 171,000 |
ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 355,000 | $ 355,000 | $ 153,000 |
AUBURN-OPELIKA, AL | 1 | $ 265,000 | $ 265,000 | $ 237,000 |
AUSTIN-ROUND ROCK, TX | 1 | $ 425,000 | $ 425,000 | $ 103,000 |
BAKERSFIELD, CA | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
BECKLEY, WV | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
BLOOMSBURG-BERWICK, PA | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
BOISE CITY, ID | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
BROWNSVILLE-HARLINGEN, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
CAMDEN, NJ | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
CANTON-MASSILLON, OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
COLORADO SPRINGS, CO | 1 | $ 275,000 | $ 275,000 | $ 0 |
DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 475,000 | $ 475,000 | $ 100,000 |
DOVER, DE | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
EAU CLAIRE, WI | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
ELKHART-GOSHEN, IN | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
FLORENCE-MUSCLE SHOALS, AL | 1 | $ 155,000 | $ 155,000 | $ 0 |
FORT COLLINS, CO | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
FORT SMITH, AR-OK | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
FORT WORTH-ARLINGTON, TX | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
GARY, IN | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
GRAND RAPIDS-WYOMING, MI | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
GREELEY, CO | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
GREEN BAY, WI | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 145,000 | $ 145,000 | $ 0 |
HOMOSASSA SPRINGS, FL | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
HUNTSVILLE, AL | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
JEFFERSON CITY, MO | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
JOHNSON CITY, TN | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
KNOXVILLE, TN | 1 | $ 305,000 | $ 305,000 | $ 0 |
LAKELAND-WINTER HAVEN, FL | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
LANCASTER, PA | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
LAS CRUCES, NM | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
LAWTON, OK | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
LEBANON, PA | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
LINCOLN, NE | 1 | $ 145,000 | $ 145,000 | $ 0 |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
LOGAN, UT-ID | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
MADISON, WI | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
MANHATTAN, KS | 1 | $ 565,000 | $ 565,000 | $ 0 |
MANSFIELD, OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
MONTGOMERY, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
MORGANTOWN, WV | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
MUSKEGON, MI | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 475,000 | $ 475,000 | $ 138,000 |
NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 215,000 | $ 215,000 | $ 154,000 |
NEW BERN, NC | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
NEWARK, NJ-PA | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
PANAMA CITY, FL | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
POCATELLO, ID | 1 | $ 475,000 | $ 475,000 | $ 140,000 |
PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 155,000 | $ 155,000 | $ 0 |
READING, PA | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
REDDING, CA | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
ROCHESTER, NY | 1 | $ 225,000 | $ 225,000 | $ 0 |
ROCKFORD, IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 1,035,000 | $ 1,035,000 | $ 417,000 |
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 455,000 | $ 455,000 | $ 127,000 |
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 295,000 | $ 295,000 | $ 0 |
SAN RAFAEL, CA | 1 | $ 1,265,000 | $ 1,265,000 | $ 465,000 |
SANTA MARIA-SANTA BARBARA, CA | 1 | $ 515,000 | $ 515,000 | $ 120,000 |
SHREVEPORT-BOSSIER CITY, LA | 1 | $ 145,000 | $ 145,000 | $ 0 |
SIOUX FALLS, SD | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
ST. LOUIS, MO-IL | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
TOLEDO, OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
TOPEKA, KS | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
TULSA, OK | 1 | $ 145,000 | $ 145,000 | $ 0 |
TUSCALOOSA, AL | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
URBAN HONOLULU, HI | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
VALLEJO-FAIRFIELD, CA | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
WENATCHEE, WA | 1 | $ 265,000 | $ 265,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,323 | $558,785,000 | $240,000 | $1,845,000 | $94,000 | $2,471,000 |
Refinancing | 2,057 | $532,015,000 | $258,000 | $1,235,000 | $122,000 | $3,504,000 |
Cash-out Refinancing | 1,195 | $265,655,000 | $222,000 | $1,375,000 | $105,000 | $1,975,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,875 | $910,285,000 | $234,000 | $1,845,000 | $106,000 | $2,471,000 |
Black or African American | 717 | $165,945,000 | $231,000 | $1,045,000 | $87,000 | $387,000 |
Not Provided | 410 | $123,740,000 | $301,000 | $1,775,000 | $154,000 | $3,504,000 |
Hispanic | 274 | $66,910,000 | $244,000 | $885,000 | $84,000 | $477,000 |
Asian | 234 | $73,550,000 | $314,000 | $1,265,000 | $105,000 | $786,000 |
American Indian or Alaskan Native | 35 | $7,085,000 | $202,000 | $505,000 | $93,000 | $451,000 |
Native Hawaiian or Other Pacific Islander | 9 | $3,215,000 | $357,000 | $1,185,000 | $260,000 | $1,522,000 |
Not applicable | 5 | $855,000 | $171,000 | $275,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,171 | $1,014,985,000 | $243,000 | $1,845,000 | $116,000 | $3,504,000 |
FHA-insured (Federal Housing Administration) | 612 | $136,580,000 | $223,000 | $755,000 | $70,000 | $385,000 |
VA-guaranteed (Veterans Administration) | 554 | $167,010,000 | $301,000 | $1,375,000 | $99,000 | $507,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 238 | $37,880,000 | $159,000 | $475,000 | $49,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 4,897 | $1,192,525,000 | $243,000 | $1,775,000 | $105,000 | $1,893,000 |
Application Withdrawn By Applicant | 358 | $89,970,000 | $251,000 | $955,000 | $116,000 | $3,504,000 |
Application Denied By Financial Institution | 276 | $62,110,000 | $225,000 | $1,185,000 | $100,000 | $1,975,000 |
Application Approved But Not Accepted | 38 | $10,620,000 | $279,000 | $1,845,000 | $207,000 | $2,471,000 |
File Closed For Incompleteness | 6 | $1,230,000 | $205,000 | $325,000 | $72,000 | $97,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 5,299 | $1,294,345,000 | $244,000 | $1,845,000 | $107,000 | $3,504,000 |
Credit Application Incomplete | 114 | $27,860,000 | $244,000 | $1,185,000 | $139,000 | $1,975,000 |
Debt-To-Income Ratio | 65 | $15,305,000 | $235,000 | $775,000 | $52,000 | $137,000 |
Other | 34 | $6,030,000 | $177,000 | $875,000 | $65,000 | $292,000 |
Collateral | 29 | $5,885,000 | $202,000 | $435,000 | $89,000 | $250,000 |
Credit History | 18 | $3,480,000 | $193,000 | $375,000 | $74,000 | $245,000 |
Employment History | 7 | $1,395,000 | $199,000 | $445,000 | $275,000 | $1,560,000 |
Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,125,000 | $225,000 | $285,000 | $60,000 | $126,000 |
Unverifiable Information | 4 | $1,030,000 | $257,000 | $645,000 | $76,000 | $190,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.