Blue Ridge Bank, National Association
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Blue Ridge Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Luray, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 786 |
| Total Mortgage Loan Application Amount | $180,900,000 |
| Average Mortgage Loan Application Amount | $227,250 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $143,000 |
| Highest Applicant Income | $805,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 82 | $ 20,690,000 | $ 252,000 | $ 135,000 |
| Henry County Virginia | 39 | $ 4,425,000 | $ 113,000 | $ 142,000 |
| Page County Virginia | 38 | $ 5,700,000 | $ 150,000 | $ 87,000 |
| Prince George's County Maryland | 32 | $ 10,130,000 | $ 316,000 | $ 164,000 |
| Forsyth County North Carolina | 28 | $ 4,190,000 | $ 149,000 | $ 152,000 |
| Rockingham County Virginia | 28 | $ 4,390,000 | $ 156,000 | $ 102,000 |
| Johnston County North Carolina | 23 | $ 4,505,000 | $ 195,000 | $ 158,000 |
| Guilford County North Carolina | 22 | $ 3,190,000 | $ 145,000 | $ 155,000 |
| Davidson County North Carolina | 20 | $ 2,670,000 | $ 133,000 | $ 142,000 |
| Fairfax County Virginia | 20 | $ 8,950,000 | $ 447,000 | $ 113,000 |
| Columbus County North Carolina | 18 | $ 2,150,000 | $ 119,000 | $ 170,000 |
| Prince William County Virginia | 17 | $ 5,755,000 | $ 338,000 | $ 101,000 |
| Martinsville County Virginia | 16 | $ 1,850,000 | $ 115,000 | $ 152,000 |
| Scotland County North Carolina | 15 | $ 2,055,000 | $ 137,000 | $ 136,000 |
| Brunswick County North Carolina | 13 | $ 2,015,000 | $ 155,000 | $ 166,000 |
| New Hanover County North Carolina | 13 | $ 2,645,000 | $ 203,000 | $ 154,000 |
| Albemarle County Virginia | 13 | $ 3,975,000 | $ 305,000 | $ 129,000 |
| Cumberland County North Carolina | 12 | $ 2,720,000 | $ 226,000 | $ 123,000 |
| Durham County North Carolina | 12 | $ 2,350,000 | $ 195,000 | $ 132,000 |
| Harrisonburg County Virginia | 12 | $ 8,540,000 | $ 711,000 | $ 63,000 |
| Patrick County Virginia | 11 | $ 1,505,000 | $ 136,000 | $ 129,000 |
| Broward County Florida | 10 | $ 2,190,000 | $ 219,000 | $ 175,000 |
| Charles County Maryland | 10 | $ 2,550,000 | $ 255,000 | $ 162,000 |
| Montgomery County Maryland | 10 | $ 2,730,000 | $ 273,000 | $ 134,000 |
| Anne Arundel County Maryland | 9 | $ 3,075,000 | $ 341,000 | $ 134,000 |
| Lee County North Carolina | 9 | $ 1,765,000 | $ 196,000 | $ 116,000 |
| Loudoun County Virginia | 9 | $ 3,215,000 | $ 357,000 | $ 128,000 |
| Manassas County Virginia | 9 | $ 2,355,000 | $ 261,000 | $ 112,000 |
| Alamance County North Carolina | 8 | $ 1,360,000 | $ 170,000 | $ 151,000 |
| Harnett County North Carolina | 8 | $ 1,900,000 | $ 237,000 | $ 154,000 |
| Moore County North Carolina | 8 | $ 2,230,000 | $ 278,000 | $ 115,000 |
| Culpeper County Virginia | 8 | $ 1,850,000 | $ 231,000 | $ 150,000 |
| Palm Beach County Florida | 7 | $ 1,635,000 | $ 233,000 | $ 163,000 |
| Amherst County Virginia | 7 | $ 1,465,000 | $ 209,000 | $ 0 |
| Orange County North Carolina | 6 | $ 3,050,000 | $ 508,000 | $ 131,000 |
| Randolph County North Carolina | 6 | $ 920,000 | $ 153,000 | $ 146,000 |
| Rockingham County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 135,000 |
| District of Columbia County District Of Columbia | 5 | $ 2,445,000 | $ 489,000 | $ 228,000 |
| Bladen County North Carolina | 5 | $ 775,000 | $ 155,000 | $ 114,000 |
| Pender County North Carolina | 5 | $ 1,055,000 | $ 211,000 | $ 136,000 |
| Franklin County North Carolina | 4 | $ 850,000 | $ 212,000 | $ 119,000 |
| Granville County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 173,000 |
| Robeson County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 142,000 |
| Stokes County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 150,000 |
| Augusta County Virginia | 4 | $ 720,000 | $ 180,000 | $ 193,000 |
| Shenandoah County Virginia | 4 | $ 1,590,000 | $ 397,000 | $ 88,000 |
| Frederick County Maryland | 3 | $ 1,085,000 | $ 361,000 | $ 96,000 |
| Nash County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 174,000 |
| Richmond County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 166,000 |
| Surry County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 98,000 |
| Fauquier County Virginia | 3 | $ 1,185,000 | $ 395,000 | $ 188,000 |
| Spotsylvania County Virginia | 3 | $ 1,075,000 | $ 358,000 | $ 212,000 |
| Stafford County Virginia | 3 | $ 1,245,000 | $ 415,000 | $ 152,000 |
| Virginia Beach County Virginia | 3 | $ 915,000 | $ 305,000 | $ 128,000 |
| Orange County Florida | 2 | $ 300,000 | $ 150,000 | $ 137,000 |
| Osceola County Florida | 2 | $ 430,000 | $ 215,000 | $ 133,000 |
| Baltimore City County Maryland | 2 | $ 440,000 | $ 220,000 | $ 130,000 |
| Calvert County Maryland | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Queen Anne's County Maryland | 2 | $ 610,000 | $ 305,000 | $ 160,000 |
| Carteret County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 130,000 |
| Chatham County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 148,000 |
| Craven County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 186,000 |
| Davie County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 136,000 |
| Onslow County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 208,000 |
| Union County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 117,000 |
| Wilson County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 106,000 |
| Horry County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 153,000 |
| Marlboro County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 152,000 |
| Sevier County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 110,000 |
| Alexandria County Virginia | 2 | $ 670,000 | $ 335,000 | $ 137,000 |
| Chesapeake County Virginia | 2 | $ 420,000 | $ 210,000 | $ 218,000 |
| Danville County Virginia | 2 | $ 130,000 | $ 65,000 | $ 140,000 |
| Frederick County Virginia | 2 | $ 390,000 | $ 195,000 | $ 138,000 |
| Louisa County Virginia | 2 | $ 720,000 | $ 360,000 | $ 138,000 |
| Nelson County Virginia | 2 | $ 1,140,000 | $ 570,000 | $ 139,000 |
| Rappahannock County Virginia | 2 | $ 1,170,000 | $ 585,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Brevard County Florida | 1 | $ 305,000 | $ 305,000 | $ 172,000 |
| Hillsborough County Florida | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Indian River County Florida | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 288,000 |
| Okaloosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Carroll County Georgia | 1 | $ 145,000 | $ 145,000 | $ 264,000 |
| Cobb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 284,000 |
| Glynn County Georgia | 1 | $ 275,000 | $ 275,000 | $ 188,000 |
| Lake County Illinois | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Steuben County Indiana | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Baltimore County Maryland | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| Carroll County Maryland | 1 | $ 415,000 | $ 415,000 | $ 74,000 |
| Harford County Maryland | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Howard County Maryland | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| St. Mary's County Maryland | 1 | $ 435,000 | $ 435,000 | $ 118,000 |
| Talbot County Maryland | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Clark County Nevada | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Morris County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Anson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Avery County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 148,000 |
| Cabarrus County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Caswell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Catawba County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| Gaston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 212,000 |
| Hoke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 192,000 |
| Jackson County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Macon County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 76,000 |
| McDowell County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Mecklenburg County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Montgomery County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Person County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Pitt County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Sampson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
| Watauga County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 148,000 |
| Wayne County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Franklin County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Charleston County South Carolina | 1 | $ 825,000 | $ 825,000 | $ 805,000 |
| York County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Denton County Texas | 1 | $ 325,000 | $ 325,000 | $ 216,000 |
| Salt Lake County Utah | 1 | $ 455,000 | $ 455,000 | $ 88,000 |
| Bedford County Virginia | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Campbell County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clarke County Virginia | 1 | $ 425,000 | $ 425,000 | $ 108,000 |
| Fairfax City County Virginia | 1 | $ 605,000 | $ 605,000 | $ 148,000 |
| Fluvanna County Virginia | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Greene County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Henrico County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Norfolk County Virginia | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Northampton County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Orange County Virginia | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Portsmouth County Virginia | 1 | $ 105,000 | $ 105,000 | $ 256,000 |
| Powhatan County Virginia | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Richmond City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 224,000 |
| Suffolk County Virginia | 1 | $ 605,000 | $ 605,000 | $ 144,000 |
| Tazewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warren County Virginia | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Winchester County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| York County Virginia | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Dane County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 619 | $133,765,000 | $216,000 | $1,255,000 | $140,000 | $308,000 |
| Refinancing | 101 | $31,505,000 | $311,000 | $3,505,000 | $129,000 | $316,000 |
| Cash-out Refinancing | 58 | $14,580,000 | $251,000 | $1,055,000 | $173,000 | $805,000 |
| Home Improvement | 8 | $1,050,000 | $131,000 | $295,000 | $130,000 | $248,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 503 | $105,235,000 | $209,000 | $1,315,000 | $137,000 | $805,000 |
| Black or African American | 152 | $34,910,000 | $229,000 | $825,000 | $162,000 | $316,000 |
| Not applicable | 45 | $16,225,000 | $360,000 | $3,505,000 | $0 | $0 |
| Hispanic | 36 | $9,500,000 | $263,000 | $635,000 | $121,000 | $216,000 |
| Asian | 28 | $8,010,000 | $286,000 | $755,000 | $114,000 | $275,000 |
| Not Provided | 13 | $3,255,000 | $250,000 | $575,000 | $135,000 | $204,000 |
| American Indian or Alaskan Native | 7 | $3,245,000 | $463,000 | $1,845,000 | $136,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 477 | $116,285,000 | $243,000 | $3,505,000 | $141,000 | $805,000 |
| FHA-insured (Federal Housing Administration) | 183 | $37,455,000 | $204,000 | $665,000 | $142,000 | $296,000 |
| VA-guaranteed (Veterans Administration) | 79 | $20,385,000 | $258,000 | $635,000 | $143,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $6,775,000 | $144,000 | $255,000 | $132,000 | $248,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 740 | $168,440,000 | $227,000 | $3,505,000 | $141,000 | $805,000 |
| Application Withdrawn By Applicant | 25 | $7,695,000 | $307,000 | $1,845,000 | $138,000 | $280,000 |
| Application Denied By Financial Institution | 19 | $4,265,000 | $224,000 | $635,000 | $125,000 | $244,000 |
| File Closed For Incompleteness | 2 | $500,000 | $250,000 | $425,000 | $172,000 | $180,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 767 | $176,635,000 | $230,000 | $3,505,000 | $141,000 | $805,000 |
| Debt-To-Income Ratio | 10 | $2,230,000 | $223,000 | $425,000 | $119,000 | $220,000 |
| Credit History | 5 | $745,000 | $149,000 | $195,000 | $118,000 | $168,000 |
| Employment History | 1 | $295,000 | $295,000 | $295,000 | $42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $635,000 | $635,000 | $635,000 | $176,000 | $176,000 |
| Other | 1 | $255,000 | $255,000 | $255,000 | $140,000 | $140,000 |
| Collateral | 1 | $105,000 | $105,000 | $105,000 | $244,000 | $244,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.