Blue Ridge Bank, National Association
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Blue Ridge Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Luray, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 662 |
| Total Mortgage Loan Application Amount | $111,629,000 |
| Average Mortgage Loan Application Amount | $180,333 |
| Highest Mortgage Loan Application Amount | $868,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $497,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 120 | $ 26,810,000 | $ 223,000 | $ 102,000 |
| Guilford County North Carolina | 52 | $ 7,426,000 | $ 142,000 | $ 57,000 |
| Page County Virginia | 46 | $ 5,358,000 | $ 116,000 | $ 51,000 |
| Forsyth County North Carolina | 45 | $ 6,186,000 | $ 137,000 | $ 68,000 |
| Henry County Virginia | 40 | $ 4,435,000 | $ 110,000 | $ 61,000 |
| Johnston County North Carolina | 28 | $ 4,464,000 | $ 159,000 | $ 74,000 |
| Albemarle County Virginia | 23 | $ 3,803,000 | $ 165,000 | $ 107,000 |
| Henrico County Virginia | 22 | $ 3,095,000 | $ 140,000 | $ 1,000 |
| Scotland County North Carolina | 21 | $ 2,547,000 | $ 121,000 | $ 55,000 |
| Davidson County North Carolina | 18 | $ 2,112,000 | $ 117,000 | $ 51,000 |
| Durham County North Carolina | 14 | $ 3,284,000 | $ 234,000 | $ 111,000 |
| New Hanover County North Carolina | 14 | $ 2,294,000 | $ 163,000 | $ 88,000 |
| Brunswick County North Carolina | 13 | $ 2,784,000 | $ 214,000 | $ 79,000 |
| Martinsville County Virginia | 13 | $ 1,217,000 | $ 93,000 | $ 40,000 |
| Patrick County Virginia | 11 | $ 1,576,000 | $ 143,000 | $ 85,000 |
| Columbus County North Carolina | 9 | $ 1,238,000 | $ 137,000 | $ 62,000 |
| Randolph County North Carolina | 9 | $ 1,147,000 | $ 127,000 | $ 55,000 |
| Cumberland County North Carolina | 8 | $ 1,691,000 | $ 211,000 | $ 80,000 |
| Granville County North Carolina | 8 | $ 1,252,000 | $ 156,000 | $ 62,000 |
| Alamance County North Carolina | 7 | $ 992,000 | $ 141,000 | $ 56,000 |
| Harnett County North Carolina | 7 | $ 812,000 | $ 116,000 | $ 78,000 |
| Orange County North Carolina | 7 | $ 1,899,000 | $ 271,000 | $ 137,000 |
| Charlottesville County Virginia | 7 | $ 1,062,000 | $ 151,000 | $ 55,000 |
| Rockingham County Virginia | 7 | $ 1,139,000 | $ 162,000 | $ 43,000 |
| Mecklenburg County North Carolina | 6 | $ 1,188,000 | $ 198,000 | $ 82,000 |
| Pender County North Carolina | 5 | $ 649,000 | $ 129,000 | $ 69,000 |
| Rockingham County North Carolina | 5 | $ 633,000 | $ 126,000 | $ 68,000 |
| Carteret County North Carolina | 4 | $ 715,000 | $ 178,000 | $ 103,000 |
| Franklin County North Carolina | 4 | $ 688,000 | $ 172,000 | $ 51,000 |
| Iredell County North Carolina | 4 | $ 632,000 | $ 158,000 | $ 102,000 |
| Glynn County Georgia | 3 | $ 481,000 | $ 160,000 | $ 152,000 |
| Bladen County North Carolina | 3 | $ 457,000 | $ 152,000 | $ 59,000 |
| Chatham County North Carolina | 3 | $ 617,000 | $ 205,000 | $ 90,000 |
| Moore County North Carolina | 3 | $ 1,377,000 | $ 459,000 | $ 170,000 |
| Stokes County North Carolina | 3 | $ 357,000 | $ 119,000 | $ 49,000 |
| Wilson County North Carolina | 3 | $ 619,000 | $ 206,000 | $ 66,000 |
| Horry County South Carolina | 3 | $ 351,000 | $ 117,000 | $ 88,000 |
| Fluvanna County Virginia | 3 | $ 508,000 | $ 169,000 | $ 52,000 |
| Beaufort County North Carolina | 2 | $ 422,000 | $ 211,000 | $ 225,000 |
| Polk County North Carolina | 2 | $ 739,000 | $ 369,000 | $ 164,000 |
| Richmond County North Carolina | 2 | $ 226,000 | $ 113,000 | $ 47,000 |
| Robeson County North Carolina | 2 | $ 179,000 | $ 89,000 | $ 52,000 |
| Kershaw County South Carolina | 2 | $ 422,000 | $ 211,000 | $ 109,000 |
| Franklin County Virginia | 2 | $ 252,000 | $ 126,000 | $ 55,000 |
| Shenandoah County Virginia | 2 | $ 387,000 | $ 193,000 | $ 46,000 |
| District of Columbia County District Of Columbia | 1 | $ 188,000 | $ 188,000 | $ 200,000 |
| Citrus County Florida | 1 | $ 67,000 | $ 67,000 | $ 88,000 |
| Marion County Florida | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| DeKalb County Georgia | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Fulton County Georgia | 1 | $ 356,000 | $ 356,000 | $ 100,000 |
| Rockdale County Georgia | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Montgomery County Maryland | 1 | $ 540,000 | $ 540,000 | $ 320,000 |
| Prince George's County Maryland | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Avery County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 110,000 |
| Buncombe County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 204,000 |
| Cabarrus County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 83,000 |
| Cleveland County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Davie County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 244,000 |
| Duplin County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Edgecombe County North Carolina | 1 | $ 868,000 | $ 868,000 | $ 48,000 |
| Gaston County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 57,000 |
| Greene County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 44,000 |
| Halifax County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 372,000 |
| Haywood County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| Henderson County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 302,000 |
| Lee County North Carolina | 1 | $ 338,000 | $ 338,000 | $ 105,000 |
| Northampton County North Carolina | 1 | $ 326,000 | $ 326,000 | $ 129,000 |
| Onslow County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Pitt County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 300,000 |
| Rowan County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 35,000 |
| Sampson County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 161,000 |
| Surry County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 16,000 |
| Transylvania County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 112,000 |
| Warren County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 42,000 |
| Watauga County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 170,000 |
| Darlington County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Georgetown County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 116,000 |
| Greenville County South Carolina | 1 | $ 218,000 | $ 218,000 | $ 62,000 |
| Marion County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Marlboro County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 25,000 |
| Knox County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 49,000 |
| Dallas County Texas | 1 | $ 286,000 | $ 286,000 | $ 115,000 |
| Charlotte County Virginia | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Fauquier County Virginia | 1 | $ 540,000 | $ 540,000 | $ 242,000 |
| Greene County Virginia | 1 | $ 472,000 | $ 472,000 | $ 396,000 |
| Harrisonburg County Virginia | 1 | $ 400,000 | $ 400,000 | $ 290,000 |
| Orange County Virginia | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 36,000 | $ 36,000 | $ 76,000 |
| Prince William County Virginia | 1 | $ 478,000 | $ 478,000 | $ 159,000 |
| Stafford County Virginia | 1 | $ 231,000 | $ 231,000 | $ 248,000 |
| Suffolk County Virginia | 1 | $ 66,000 | $ 66,000 | $ 109,000 |
| Virginia Beach County Virginia | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 537 | $88,325,000 | $164,000 | $868,000 | $74,000 | $497,000 |
| Refinancing | 78 | $13,982,000 | $179,000 | $737,000 | $91,000 | $400,000 |
| Home Improvement | 47 | $9,322,000 | $198,000 | $540,000 | $97,000 | $372,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 494 | $84,279,000 | $170,000 | $766,000 | $82,000 | $457,000 |
| Black or African American | 83 | $13,924,000 | $167,000 | $868,000 | $72,000 | $320,000 |
| Not applicable | 37 | $5,331,000 | $144,000 | $561,000 | $2,000 | $100,000 |
| Hispanic | 33 | $4,899,000 | $148,000 | $337,000 | $84,000 | $497,000 |
| Asian | 10 | $2,263,000 | $226,000 | $424,000 | $160,000 | $337,000 |
| Not Provided | 5 | $933,000 | $186,000 | $400,000 | $35,000 | $122,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 401 | $69,422,000 | $173,000 | $766,000 | $87,000 | $457,000 |
| FHA-insured (Federal Housing Administration) | 175 | $27,070,000 | $154,000 | $540,000 | $65,000 | $497,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $7,806,000 | $153,000 | $868,000 | $47,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 35 | $7,331,000 | $209,000 | $540,000 | $76,000 | $242,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 622 | $106,410,000 | $171,000 | $868,000 | $79,000 | $497,000 |
| Application Withdrawn By Applicant | 25 | $3,724,000 | $148,000 | $400,000 | $66,000 | $225,000 |
| Application Denied By Financial Institution | 15 | $1,495,000 | $99,000 | $250,000 | $46,000 | $109,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $392,000 | $65,000 | $128,000 | $44,000 | $109,000 |
| Debt-To-Income Ratio | 4 | $321,000 | $80,000 | $175,000 | $44,000 | $85,000 |
| Other | 3 | $487,000 | $162,000 | $250,000 | $52,000 | $99,000 |
| Collateral | 1 | $123,000 | $123,000 | $123,000 | $58,000 | $58,000 |
| Employment History | 1 | $172,000 | $172,000 | $172,000 | $42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.