Blackridgebank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Blackridgebank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Blackridgebank 4040 42Nd St Sw, Suite O Fargo, ND 58104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,649 |
| Total Mortgage Loan Application Amount | $383,305,000 |
| Average Mortgage Loan Application Amount | $173,600 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $118,400 |
| Highest Applicant Income | $2,127,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cass County North Dakota | 348 | $ 87,640,000 | $ 251,000 | $ 128,000 |
| Crow Wing County Minnesota | 320 | $ 62,450,000 | $ 195,000 | $ 99,000 |
| Douglas County Minnesota | 224 | $ 48,740,000 | $ 217,000 | $ 94,000 |
| Burleigh County North Dakota | 197 | $ 60,215,000 | $ 305,000 | $ 118,000 |
| Clay County Minnesota | 88 | $ 16,790,000 | $ 190,000 | $ 88,000 |
| Cass County Minnesota | 70 | $ 15,500,000 | $ 221,000 | $ 123,000 |
| Morton County North Dakota | 53 | $ 13,225,000 | $ 249,000 | $ 113,000 |
| Otter Tail County Minnesota | 43 | $ 10,145,000 | $ 235,000 | $ 113,000 |
| Todd County Minnesota | 24 | $ 4,400,000 | $ 183,000 | $ 71,000 |
| Hennepin County Minnesota | 23 | $ 7,465,000 | $ 324,000 | $ 202,000 |
| Becker County Minnesota | 18 | $ 5,360,000 | $ 297,000 | $ 241,000 |
| Pope County Minnesota | 17 | $ 2,455,000 | $ 144,000 | $ 68,000 |
| Morrison County Minnesota | 15 | $ 2,945,000 | $ 196,000 | $ 73,000 |
| Anoka County Minnesota | 14 | $ 3,810,000 | $ 272,000 | $ 94,000 |
| Grant County Minnesota | 14 | $ 1,770,000 | $ 126,000 | $ 74,000 |
| Stearns County Minnesota | 14 | $ 2,630,000 | $ 187,000 | $ 102,000 |
| Aitkin County Minnesota | 8 | $ 1,170,000 | $ 146,000 | $ 74,000 |
| Dakota County Minnesota | 8 | $ 2,840,000 | $ 355,000 | $ 166,000 |
| Hubbard County Minnesota | 7 | $ 1,395,000 | $ 199,000 | $ 193,000 |
| Maricopa County Arizona | 6 | $ 2,200,000 | $ 366,000 | $ 378,000 |
| Wright County Minnesota | 6 | $ 1,640,000 | $ 273,000 | $ 112,000 |
| Wadena County Minnesota | 5 | $ 625,000 | $ 125,000 | $ 37,000 |
| Ransom County North Dakota | 5 | $ 755,000 | $ 151,000 | $ 104,000 |
| Beltrami County Minnesota | 4 | $ 490,000 | $ 122,000 | $ 89,000 |
| Wilkin County Minnesota | 4 | $ 920,000 | $ 230,000 | $ 75,000 |
| Grand Forks County North Dakota | 4 | $ 820,000 | $ 205,000 | $ 96,000 |
| Mercer County North Dakota | 4 | $ 990,000 | $ 247,000 | $ 149,000 |
| Richland County North Dakota | 4 | $ 820,000 | $ 205,000 | $ 93,000 |
| Stark County North Dakota | 4 | $ 1,220,000 | $ 305,000 | $ 131,000 |
| Mille Lacs County Minnesota | 3 | $ 965,000 | $ 321,000 | $ 157,000 |
| Norman County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 80,000 |
| Washington County Minnesota | 3 | $ 1,335,000 | $ 445,000 | $ 239,000 |
| Pinal County Arizona | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| Weld County Colorado | 2 | $ 580,000 | $ 290,000 | $ 175,000 |
| Lee County Florida | 2 | $ 380,000 | $ 190,000 | $ 190,000 |
| DuPage County Illinois | 2 | $ 710,000 | $ 355,000 | $ 136,000 |
| Isanti County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 75,000 |
| Lake of the Woods County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 114,000 |
| Ramsey County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| Scott County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Stevens County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 82,000 |
| Gloucester County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 166,000 |
| Nassau County New York | 2 | $ 820,000 | $ 410,000 | $ 162,000 |
| McLean County North Dakota | 2 | $ 260,000 | $ 130,000 | $ 98,000 |
| Steele County North Dakota | 2 | $ 680,000 | $ 340,000 | $ 203,000 |
| Traill County North Dakota | 2 | $ 490,000 | $ 245,000 | $ 89,000 |
| Walsh County North Dakota | 2 | $ 380,000 | $ 190,000 | $ 106,000 |
| Pennington County South Dakota | 2 | $ 330,000 | $ 165,000 | $ 52,000 |
| Douglas County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 48,000 |
| Madison County Alabama | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Los Angeles County California | 1 | $ 475,000 | $ 475,000 | $ 137,000 |
| Adams County Colorado | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| El Paso County Colorado | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Larimer County Colorado | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Fairfield County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Brevard County Florida | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Collier County Florida | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Hillsborough County Florida | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Lake County Florida | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| DeKalb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 500,000 |
| Blaine County Idaho | 1 | $ 605,000 | $ 605,000 | $ 204,000 |
| Kootenai County Idaho | 1 | $ 395,000 | $ 395,000 | $ 220,000 |
| Warren County Iowa | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Johnson County Kansas | 1 | $ 165,000 | $ 165,000 | $ 500,000 |
| Marquette County Michigan | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Carver County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
| Chippewa County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Chisago County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 195,000 |
| Faribault County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Kanabec County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Kandiyohi County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Lake County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Lyon County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Mahnomen County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Martin County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| McLeod County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Meeker County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Nobles County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Pennington County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 162,000 |
| Roseau County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Sherburne County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 509,000 |
| St. Louis County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Traverse County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Winona County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Platte County Missouri | 1 | $ 155,000 | $ 155,000 | $ 500,000 |
| Cascade County Montana | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Sheridan County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Clark County Nevada | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Iredell County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Jackson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Benson County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Foster County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Griggs County North Dakota | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| LaMoure County North Dakota | 1 | $ 335,000 | $ 335,000 | $ 171,000 |
| Nelson County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Oliver County North Dakota | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Stutsman County North Dakota | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Ward County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Licking County Ohio | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| McPherson County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Iron County Utah | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Brown County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 480,000 |
| Dane County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 558,000 |
| Sawyer County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Blackridgebank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 751 | $195,005,000 | $259,000 | $10,005,000 | $127,000 | $1,697,000 |
| Home Purchase | 660 | $137,120,000 | $207,000 | $875,000 | $92,000 | $576,000 |
| Cash-out Refinancing | 210 | $48,710,000 | $231,000 | $735,000 | $133,000 | $2,127,000 |
| Other Purpose | 17 | $1,625,000 | $95,000 | $415,000 | $77,000 | $141,000 |
| Home Improvement | 11 | $845,000 | $76,000 | $275,000 | $163,000 | $836,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,521 | $347,575,000 | $228,000 | $995,000 | $113,000 | $2,127,000 |
| Not applicable | 60 | $20,310,000 | $338,000 | $10,005,000 | $0 | $0 |
| Not Provided | 41 | $9,405,000 | $229,000 | $475,000 | $113,000 | $355,000 |
| Asian | 10 | $2,350,000 | $235,000 | $445,000 | $118,000 | $210,000 |
| Hispanic | 8 | $1,870,000 | $233,000 | $385,000 | $94,000 | $318,000 |
| American Indian or Alaskan Native | 4 | $710,000 | $177,000 | $265,000 | $167,000 | $500,000 |
| Black or African American | 3 | $705,000 | $235,000 | $285,000 | $76,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $265,000 | $265,000 | $265,000 | $85,000 | $85,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,347 | $323,335,000 | $240,000 | $10,005,000 | $123,000 | $2,127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 112 | $18,090,000 | $161,000 | $335,000 | $53,000 | $104,000 |
| FHA-insured (Federal Housing Administration) | 103 | $19,225,000 | $186,000 | $495,000 | $62,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 87 | $22,655,000 | $260,000 | $545,000 | $93,000 | $253,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,369 | $322,205,000 | $235,000 | $10,005,000 | $113,000 | $2,127,000 |
| Application Withdrawn By Applicant | 201 | $46,555,000 | $231,000 | $905,000 | $128,000 | $930,000 |
| Application Denied By Financial Institution | 74 | $13,510,000 | $182,000 | $465,000 | $67,000 | $282,000 |
| Application Approved But Not Accepted | 5 | $1,035,000 | $207,000 | $335,000 | $178,000 | $419,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,575 | $369,795,000 | $234,000 | $10,005,000 | $116,000 | $2,127,000 |
| Debt-To-Income Ratio | 30 | $5,800,000 | $193,000 | $465,000 | $55,000 | $265,000 |
| Credit History | 25 | $4,415,000 | $176,000 | $305,000 | $76,000 | $282,000 |
| Other | 17 | $2,985,000 | $175,000 | $395,000 | $83,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $35,000 | $35,000 |
| Collateral | 1 | $125,000 | $125,000 | $125,000 | $55,000 | $55,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.