Black Hills Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Black Hills Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Black Hills Federal Credit Union Po Box 1420-225 Main St Rapid City, SD 57709 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,240 |
| Total Mortgage Loan Application Amount | $234,070,000 |
| Average Mortgage Loan Application Amount | $182,500 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $112,750 |
| Highest Applicant Income | $933,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pennington County South Dakota | 587 | $ 97,345,000 | $ 165,000 | $ 113,000 |
| Meade County South Dakota | 147 | $ 21,665,000 | $ 147,000 | $ 112,000 |
| Lawrence County South Dakota | 99 | $ 26,495,000 | $ 267,000 | $ 149,000 |
| Custer County South Dakota | 68 | $ 17,970,000 | $ 264,000 | $ 125,000 |
| Minnehaha County South Dakota | 63 | $ 14,305,000 | $ 227,000 | $ 138,000 |
| Fall River County South Dakota | 58 | $ 10,250,000 | $ 176,000 | $ 89,000 |
| Hughes County South Dakota | 35 | $ 5,425,000 | $ 155,000 | $ 109,000 |
| Butte County South Dakota | 30 | $ 4,760,000 | $ 158,000 | $ 91,000 |
| Lincoln County South Dakota | 27 | $ 6,075,000 | $ 225,000 | $ 213,000 |
| Crook County Wyoming | 8 | $ 1,440,000 | $ 180,000 | $ 105,000 |
| Haakon County South Dakota | 5 | $ 1,265,000 | $ 253,000 | $ 113,000 |
| Jackson County South Dakota | 5 | $ 985,000 | $ 197,000 | $ 102,000 |
| Yellowstone County Montana | 4 | $ 590,000 | $ 147,000 | $ 100,000 |
| Turner County South Dakota | 4 | $ 1,330,000 | $ 332,000 | $ 121,000 |
| Campbell County Wyoming | 4 | $ 850,000 | $ 212,000 | $ 119,000 |
| Maricopa County Arizona | 3 | $ 1,775,000 | $ 591,000 | $ 140,000 |
| Brule County South Dakota | 3 | $ 595,000 | $ 198,000 | $ 119,000 |
| Hand County South Dakota | 3 | $ 355,000 | $ 118,000 | $ 85,000 |
| Lake County South Dakota | 3 | $ 535,000 | $ 178,000 | $ 95,000 |
| Siskiyou County California | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Collier County Florida | 2 | $ 1,210,000 | $ 605,000 | $ 216,000 |
| Sioux County Iowa | 2 | $ 300,000 | $ 150,000 | $ 148,000 |
| Sarpy County Nebraska | 2 | $ 990,000 | $ 495,000 | $ 138,000 |
| Johnston County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 142,000 |
| Clay County South Dakota | 2 | $ 300,000 | $ 150,000 | $ 122,000 |
| McCook County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Perkins County South Dakota | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
| Stanley County South Dakota | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Sully County South Dakota | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Natrona County Wyoming | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Washington County Alabama | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Cochise County Arizona | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Denver County Colorado | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| Rockdale County Georgia | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Latah County Idaho | 1 | $ 385,000 | $ 385,000 | $ 98,000 |
| Hamilton County Indiana | 1 | $ 575,000 | $ 575,000 | $ 83,000 |
| Dickinson County Iowa | 1 | $ 505,000 | $ 505,000 | $ 303,000 |
| Greene County Iowa | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Hardin County Iowa | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Polk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Woodbury County Iowa | 1 | $ 65,000 | $ 65,000 | $ 155,000 |
| Leavenworth County Kansas | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Carter County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 167,000 |
| Pulaski County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Androscoggin County Maine | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Prince George's County Maryland | 1 | $ 105,000 | $ 105,000 | $ 12,000 |
| Macomb County Michigan | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Nicollet County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Nobles County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Traverse County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Madison County Montana | 1 | $ 385,000 | $ 385,000 | $ 202,000 |
| Powell County Montana | 1 | $ 575,000 | $ 575,000 | $ 134,000 |
| Rosebud County Montana | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Sheridan County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Clark County Nevada | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Forsyth County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 257,000 |
| Pender County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 194,000 |
| Pembina County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Williams County North Dakota | 1 | $ 335,000 | $ 335,000 | $ 36,000 |
| Greene County Ohio | 1 | $ 505,000 | $ 505,000 | $ 156,000 |
| Mercer County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 207,000 |
| Bennett County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Brookings County South Dakota | 1 | $ 445,000 | $ 445,000 | $ 134,000 |
| Brown County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Charles Mix County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Codington County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 141,000 |
| Davison County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Day County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Dewey County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Hamlin County South Dakota | 1 | $ 635,000 | $ 635,000 | $ 260,000 |
| Hanson County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Hutchinson County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Potter County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Sanborn County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Tripp County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Union County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Yankton County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Comal County Texas | 1 | $ 105,000 | $ 105,000 | $ 245,000 |
| Washington County Utah | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| La Crosse County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Goshen County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Johnson County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Black Hills Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 506 | $143,060,000 | $282,000 | $1,175,000 | $127,000 | $889,000 |
| Home Improvement | 439 | $40,665,000 | $92,000 | $1,205,000 | $117,000 | $721,000 |
| Refinancing | 182 | $26,320,000 | $144,000 | $1,065,000 | $112,000 | $933,000 |
| Cash-out Refinancing | 113 | $24,025,000 | $212,000 | $1,505,000 | $95,000 | $552,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 937 | $184,225,000 | $196,000 | $1,505,000 | $121,000 | $933,000 |
| Not Provided | 205 | $33,585,000 | $163,000 | $975,000 | $116,000 | $552,000 |
| American Indian or Alaskan Native | 39 | $4,635,000 | $118,000 | $375,000 | $101,000 | $276,000 |
| Not applicable | 25 | $7,425,000 | $297,000 | $1,065,000 | $46,000 | $90,000 |
| Hispanic | 22 | $2,800,000 | $127,000 | $395,000 | $88,000 | $227,000 |
| Asian | 5 | $745,000 | $149,000 | $405,000 | $136,000 | $199,000 |
| Black or African American | 4 | $410,000 | $102,000 | $215,000 | $118,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $42,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,152 | $208,720,000 | $181,000 | $1,505,000 | $120,000 | $933,000 |
| VA-guaranteed (Veterans Administration) | 49 | $16,925,000 | $345,000 | $635,000 | $116,000 | $276,000 |
| FHA-insured (Federal Housing Administration) | 36 | $8,010,000 | $222,000 | $435,000 | $79,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $415,000 | $138,000 | $185,000 | $48,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 837 | $151,365,000 | $180,000 | $1,505,000 | $129,000 | $933,000 |
| Application Withdrawn By Applicant | 197 | $53,465,000 | $271,000 | $1,005,000 | $108,000 | $877,000 |
| Application Denied By Financial Institution | 155 | $21,985,000 | $141,000 | $1,205,000 | $79,000 | $430,000 |
| Application Approved But Not Accepted | 36 | $3,650,000 | $101,000 | $505,000 | $107,000 | $307,000 |
| File Closed For Incompleteness | 15 | $3,605,000 | $240,000 | $505,000 | $103,000 | $303,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,085 | $212,085,000 | $195,000 | $1,505,000 | $124,000 | $933,000 |
| Debt-To-Income Ratio | 65 | $10,745,000 | $165,000 | $655,000 | $71,000 | $205,000 |
| Credit History | 57 | $8,005,000 | $140,000 | $1,205,000 | $90,000 | $430,000 |
| Collateral | 11 | $915,000 | $83,000 | $215,000 | $86,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $810,000 | $101,000 | $365,000 | $57,000 | $136,000 |
| Credit Application Incomplete | 7 | $775,000 | $110,000 | $375,000 | $73,000 | $120,000 |
| Other | 4 | $450,000 | $112,000 | $205,000 | $92,000 | $136,000 |
| Employment History | 2 | $210,000 | $105,000 | $105,000 | $50,000 | $60,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.