Black Hills Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Black Hills Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Black Hills Federal Credit Union Po Box 1420-225 Main St Rapid City, SD 57709 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,835 |
| Total Mortgage Loan Application Amount | $410,625,000 |
| Average Mortgage Loan Application Amount | $219,200 |
| Highest Mortgage Loan Application Amount | $6,535,000 |
| Average Applicant Income | $122,200 |
| Highest Applicant Income | $986,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pennington County South Dakota | 900 | $ 200,690,000 | $ 222,000 | $ 95,000 |
| Meade County South Dakota | 221 | $ 48,415,000 | $ 219,000 | $ 91,000 |
| Lawrence County South Dakota | 143 | $ 35,895,000 | $ 251,000 | $ 109,000 |
| Minnehaha County South Dakota | 107 | $ 23,835,000 | $ 222,000 | $ 98,000 |
| Custer County South Dakota | 88 | $ 20,400,000 | $ 231,000 | $ 100,000 |
| Fall River County South Dakota | 71 | $ 13,965,000 | $ 196,000 | $ 87,000 |
| Lincoln County South Dakota | 49 | $ 13,255,000 | $ 270,000 | $ 100,000 |
| Hughes County South Dakota | 40 | $ 6,940,000 | $ 173,000 | $ 94,000 |
| Butte County South Dakota | 28 | $ 4,960,000 | $ 177,000 | $ 85,000 |
| Brookings County South Dakota | 6 | $ 830,000 | $ 138,000 | $ 89,000 |
| Stanley County South Dakota | 6 | $ 1,320,000 | $ 220,000 | $ 107,000 |
| Maricopa County Arizona | 5 | $ 1,285,000 | $ 257,000 | $ 88,000 |
| Beadle County South Dakota | 5 | $ 785,000 | $ 157,000 | $ 56,000 |
| Davison County South Dakota | 5 | $ 1,955,000 | $ 391,000 | $ 91,000 |
| Haakon County South Dakota | 5 | $ 765,000 | $ 153,000 | $ 83,000 |
| Yankton County South Dakota | 5 | $ 1,045,000 | $ 209,000 | $ 90,000 |
| Turner County South Dakota | 4 | $ 640,000 | $ 160,000 | $ 85,000 |
| Crook County Wyoming | 4 | $ 760,000 | $ 190,000 | $ 129,000 |
| Pima County Arizona | 3 | $ 375,000 | $ 125,000 | $ 112,000 |
| Hennepin County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 112,000 |
| Dawes County Nebraska | 3 | $ 585,000 | $ 195,000 | $ 70,000 |
| Deuel County South Dakota | 3 | $ 725,000 | $ 241,000 | $ 69,000 |
| Hutchinson County South Dakota | 3 | $ 705,000 | $ 235,000 | $ 86,000 |
| Jackson County South Dakota | 3 | $ 355,000 | $ 118,000 | $ 67,000 |
| Weston County Wyoming | 3 | $ 505,000 | $ 168,000 | $ 53,000 |
| Adams County Colorado | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| Sedgwick County Kansas | 2 | $ 400,000 | $ 200,000 | $ 117,000 |
| Shiawassee County Michigan | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Rock County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 133,000 |
| Douglas County Nebraska | 2 | $ 400,000 | $ 200,000 | $ 371,000 |
| Sarpy County Nebraska | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Bon Homme County South Dakota | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Brown County South Dakota | 2 | $ 660,000 | $ 330,000 | $ 176,000 |
| Clay County South Dakota | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| Codington County South Dakota | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| Hamlin County South Dakota | 2 | $ 420,000 | $ 210,000 | $ 173,000 |
| Lake County South Dakota | 2 | $ 680,000 | $ 340,000 | $ 185,000 |
| Hampton County Virginia | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Barbour County Alabama | 1 | $ 225,000 | $ 225,000 | $ 449,000 |
| Covington County Alabama | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Mohave County Arizona | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Pinal County Arizona | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Newton County Arkansas | 1 | $ 605,000 | $ 605,000 | $ 124,000 |
| Polk County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 141,000 |
| Denver County Colorado | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Pitkin County Colorado | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Hernando County Florida | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Lee County Florida | 1 | $ 605,000 | $ 605,000 | $ 227,000 |
| Okaloosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Pinellas County Florida | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Cobb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Jackson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| LaSalle County Illinois | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Tippecanoe County Indiana | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Washington County Indiana | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Cass County Iowa | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Dickinson County Iowa | 1 | $ 425,000 | $ 425,000 | $ 113,000 |
| Sioux County Iowa | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Story County Iowa | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Woodbury County Iowa | 1 | $ 6,535,000 | $ 6,535,000 | $ 0 |
| Clay County Kansas | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Hamilton County Kansas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Tuscola County Michigan | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Faribault County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Freeborn County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Kanabec County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Lac qui Parle County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 172,000 |
| Olmsted County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Scott County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 148,000 |
| Stearns County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 353,000 |
| Greene County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Newton County Missouri | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| St. Louis City County Missouri | 1 | $ 305,000 | $ 305,000 | $ 260,000 |
| Webster County Missouri | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Cherry County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Clark County Nevada | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Cass County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| McKenzie County North Dakota | 1 | $ 275,000 | $ 275,000 | $ 178,000 |
| Lane County Oregon | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Bennett County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Brule County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Clark County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Dewey County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 600,000 |
| Faulk County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Hanson County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hyde County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Lyman County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| McCook County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Miner County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Moody County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Potter County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Ziebach County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Collin County Texas | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Hunt County Texas | 1 | $ 495,000 | $ 495,000 | $ 191,000 |
| Montgomery County Texas | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
| Williamson County Texas | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| Salt Lake County Utah | 1 | $ 495,000 | $ 495,000 | $ 86,000 |
| Fairfax County Virginia | 1 | $ 425,000 | $ 425,000 | $ 137,000 |
| Asotin County Washington | 1 | $ 515,000 | $ 515,000 | $ 123,000 |
| Franklin County Washington | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Mason County Washington | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Sawyer County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Taylor County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Goshen County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Black Hills Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 606 | $151,740,000 | $250,000 | $6,535,000 | $98,000 | $986,000 |
| Refinancing | 457 | $91,115,000 | $199,000 | $945,000 | $87,000 | $912,000 |
| Home Improvement | 409 | $84,365,000 | $206,000 | $1,705,000 | $96,000 | $452,000 |
| Cash-out Refinancing | 357 | $82,135,000 | $230,000 | $1,285,000 | $99,000 | $779,000 |
| Other Purpose | 6 | $1,270,000 | $211,000 | $455,000 | $231,000 | $847,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,561 | $344,855,000 | $220,000 | $1,705,000 | $94,000 | $851,000 |
| Not Provided | 153 | $32,595,000 | $213,000 | $945,000 | $117,000 | $986,000 |
| American Indian or Alaskan Native | 51 | $8,705,000 | $170,000 | $715,000 | $69,000 | $249,000 |
| Hispanic | 39 | $8,345,000 | $213,000 | $515,000 | $116,000 | $912,000 |
| Not applicable | 17 | $12,275,000 | $722,000 | $6,535,000 | $24,000 | $24,000 |
| Asian | 7 | $2,275,000 | $325,000 | $755,000 | $123,000 | $299,000 |
| Black or African American | 6 | $1,550,000 | $258,000 | $425,000 | $69,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,685 | $372,675,000 | $221,000 | $6,535,000 | $99,000 | $986,000 |
| VA-guaranteed (Veterans Administration) | 131 | $34,275,000 | $261,000 | $625,000 | $62,000 | $276,000 |
| FHA-insured (Federal Housing Administration) | 13 | $2,575,000 | $198,000 | $315,000 | $68,000 | $228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,100,000 | $183,000 | $255,000 | $56,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,110 | $263,440,000 | $237,000 | $6,535,000 | $99,000 | $986,000 |
| Application Withdrawn By Applicant | 476 | $106,440,000 | $223,000 | $1,705,000 | $101,000 | $779,000 |
| Application Denied By Financial Institution | 214 | $34,860,000 | $162,000 | $945,000 | $66,000 | $624,000 |
| File Closed For Incompleteness | 18 | $4,370,000 | $242,000 | $755,000 | $111,000 | $532,000 |
| Application Approved But Not Accepted | 17 | $1,515,000 | $89,000 | $455,000 | $75,000 | $216,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,621 | $375,765,000 | $231,000 | $6,535,000 | $100,000 | $986,000 |
| Credit History | 92 | $13,290,000 | $144,000 | $355,000 | $73,000 | $624,000 |
| Debt-To-Income Ratio | 89 | $17,465,000 | $196,000 | $945,000 | $50,000 | $270,000 |
| Collateral | 15 | $1,955,000 | $130,000 | $335,000 | $122,000 | $600,000 |
| Employment History | 7 | $1,065,000 | $152,000 | $355,000 | $41,000 | $120,000 |
| Credit Application Incomplete | 5 | $155,000 | $31,000 | $45,000 | $43,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $170,000 | $85,000 | $145,000 | $53,000 | $83,000 |
| Unverifiable Information | 2 | $380,000 | $190,000 | $275,000 | $140,000 | $155,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $89,000 | $89,000 |
| Other | 1 | $255,000 | $255,000 | $255,000 | $59,000 | $59,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.