Bethpage Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 5,576 |
Total Mortgage Loan Application Amount | $1,522,834,000 |
Average Mortgage Loan Application Amount | $229,000 |
Highest Mortgage Loan Application Amount | $3,700,000 |
Average Applicant Income | $137,333 |
Highest Applicant Income | $3,672,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2011.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 1 | $ 176,000 | $ 176,000 | $ 186,000 |
Aiken County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 71,000 |
Albany County New York | 5 | $ 1,212,000 | $ 242,000 | $ 268,000 |
Allegheny County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 175,000 |
Anne Arundel County Maryland | 2 | $ 413,000 | $ 206,000 | $ 126,000 |
Arapahoe County Colorado | 1 | $ 224,000 | $ 224,000 | $ 76,000 |
Baldwin County Georgia | 1 | $ 81,000 | $ 81,000 | $ 110,000 |
Baltimore County Maryland | 1 | $ 342,000 | $ 342,000 | $ 103,000 |
Barnstable County Massachusetts | 1 | $ 666,000 | $ 666,000 | $ 251,000 |
Beaufort County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
Bennington County Vermont | 1 | $ 210,000 | $ 210,000 | $ 251,000 |
Bergen County New Jersey | 20 | $ 8,754,000 | $ 437,000 | $ 232,000 |
Berkeley County South Carolina | 1 | $ 237,000 | $ 237,000 | $ 103,000 |
Berks County Pennsylvania | 2 | $ 197,000 | $ 98,000 | $ 54,000 |
Berkshire County Massachusetts | 2 | $ 576,000 | $ 288,000 | $ 392,000 |
Brevard County Florida | 17 | $ 3,114,000 | $ 183,000 | $ 123,000 |
Bronx County New York | 4 | $ 619,000 | $ 154,000 | $ 108,000 |
Broomfield County Colorado | 1 | $ 168,000 | $ 168,000 | $ 135,000 |
Broward County Florida | 8 | $ 902,000 | $ 112,000 | $ 147,000 |
Bucks County Pennsylvania | 4 | $ 809,000 | $ 202,000 | $ 201,000 |
Burlington County New Jersey | 1 | $ 144,000 | $ 144,000 | $ 110,000 |
Cabarrus County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 57,000 |
Calcasieu County Louisiana | 2 | $ 459,000 | $ 229,000 | $ 143,000 |
Carter County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 15,000 |
Charleston County South Carolina | 2 | $ 687,000 | $ 343,000 | $ 174,000 |
Charlotte County Florida | 3 | $ 443,000 | $ 147,000 | $ 137,000 |
Chatham County Georgia | 5 | $ 1,209,000 | $ 241,000 | $ 184,000 |
Chenango County New York | 2 | $ 156,000 | $ 78,000 | $ 73,000 |
Chesapeake County Virginia | 3 | $ 310,000 | $ 103,000 | $ 101,000 |
Chester County Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 178,000 |
Chesterfield County Virginia | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
Citrus County Florida | 2 | $ 219,000 | $ 109,000 | $ 79,000 |
Clayton County Georgia | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
Cobb County Georgia | 3 | $ 570,000 | $ 190,000 | $ 128,000 |
Collier County Florida | 7 | $ 2,383,000 | $ 340,000 | $ 235,000 |
Columbia County New York | 1 | $ 288,000 | $ 288,000 | $ 189,000 |
Cook County Illinois | 1 | $ 321,000 | $ 321,000 | $ 184,000 |
Cortland County New York | 1 | $ 65,000 | $ 65,000 | $ 196,000 |
Craven County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 62,000 |
Culpeper County Virginia | 1 | $ 300,000 | $ 300,000 | $ 81,000 |
Cumberland County Maine | 1 | $ 133,000 | $ 133,000 | $ 270,000 |
Cumberland County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
Dallas County Alabama | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
Dare County North Carolina | 1 | $ 430,000 | $ 430,000 | $ 91,000 |
DeKalb County Georgia | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
Delaware County New York | 2 | $ 264,000 | $ 132,000 | $ 221,000 |
Denver County Colorado | 3 | $ 700,000 | $ 233,000 | $ 139,000 |
Douglas County Colorado | 1 | $ 258,000 | $ 258,000 | $ 0 |
Douglas County Georgia | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
Dutchess County New York | 2 | $ 344,000 | $ 172,000 | $ 47,000 |
Eagle County Colorado | 1 | $ 119,000 | $ 119,000 | $ 106,000 |
El Paso County Colorado | 3 | $ 725,000 | $ 241,000 | $ 141,000 |
Essex County New Jersey | 8 | $ 2,447,000 | $ 305,000 | $ 196,000 |
Essex County New York | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
Fairfax County Virginia | 7 | $ 2,382,000 | $ 340,000 | $ 164,000 |
Fairfield County Connecticut | 22 | $ 14,967,000 | $ 680,000 | $ 559,000 |
Fairfield County Ohio | 1 | $ 233,000 | $ 233,000 | $ 98,000 |
Fauquier County Virginia | 1 | $ 319,000 | $ 319,000 | $ 131,000 |
Flagler County Florida | 2 | $ 183,000 | $ 91,000 | $ 90,000 |
Franklin County Virginia | 2 | $ 494,000 | $ 247,000 | $ 72,000 |
Frederick County Maryland | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
Frederick County Virginia | 1 | $ 218,000 | $ 218,000 | $ 68,000 |
Fulton County Georgia | 3 | $ 420,000 | $ 140,000 | $ 186,000 |
Fulton County New York | 1 | $ 155,000 | $ 155,000 | $ 187,000 |
Georgetown County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
Gloucester County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
Greene County New York | 3 | $ 276,000 | $ 92,000 | $ 215,000 |
Guilford County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
Gwinnett County Georgia | 4 | $ 850,000 | $ 212,000 | $ 101,000 |
Hamilton County New York | 1 | $ 288,000 | $ 288,000 | $ 220,000 |
Hampden County Massachusetts | 2 | $ 316,000 | $ 158,000 | $ 93,000 |
Harrisonburg County Virginia | 1 | $ 120,000 | $ 120,000 | $ 184,000 |
Hartford County Connecticut | 4 | $ 576,000 | $ 144,000 | $ 89,000 |
Henrico County Virginia | 1 | $ 272,000 | $ 272,000 | $ 139,000 |
Hillsborough County New Hampshire | 2 | $ 282,000 | $ 141,000 | $ 106,000 |
Hoke County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 63,000 |
Horry County South Carolina | 7 | $ 1,002,000 | $ 143,000 | $ 103,000 |
Hudson County New Jersey | 8 | $ 2,985,000 | $ 373,000 | $ 152,000 |
Hunterdon County New Jersey | 2 | $ 595,000 | $ 297,000 | $ 107,000 |
Indian River County Florida | 2 | $ 515,000 | $ 257,000 | $ 113,000 |
Jackson County Missouri | 1 | $ 500,000 | $ 500,000 | $ 194,000 |
Jefferson County Colorado | 3 | $ 1,034,000 | $ 344,000 | $ 177,000 |
Jefferson County Ohio | 1 | $ 33,000 | $ 33,000 | $ 105,000 |
Johnston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
Kane County Illinois | 1 | $ 347,000 | $ 347,000 | $ 143,000 |
Kent County Rhode Island | 1 | $ 208,000 | $ 208,000 | $ 219,000 |
Kings County New York | 27 | $ 11,775,000 | $ 436,000 | $ 226,000 |
Lake County Colorado | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
Lake County Florida | 2 | $ 235,000 | $ 117,000 | $ 133,000 |
Lamar County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 75,000 |
Lancaster County Pennsylvania | 2 | $ 305,000 | $ 152,000 | $ 125,000 |
Lancaster County South Carolina | 1 | $ 264,000 | $ 264,000 | $ 57,000 |
Lee County Florida | 3 | $ 417,000 | $ 139,000 | $ 154,000 |
Litchfield County Connecticut | 2 | $ 357,000 | $ 178,000 | $ 162,000 |
Livingston County New York | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
Los Angeles County California | 1 | $ 400,000 | $ 400,000 | $ 199,000 |
Loudoun County Virginia | 7 | $ 2,043,000 | $ 291,000 | $ 201,000 |
Maricopa County Arizona | 3 | $ 314,000 | $ 104,000 | $ 132,000 |
Marion County Florida | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
Martin County Florida | 4 | $ 496,000 | $ 124,000 | $ 87,000 |
Mecklenburg County North Carolina | 2 | $ 292,000 | $ 146,000 | $ 79,000 |
Mercer County New Jersey | 2 | $ 541,000 | $ 270,000 | $ 179,000 |
Merrimack County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 245,000 |
Miami-Dade County Florida | 5 | $ 1,319,000 | $ 263,000 | $ 198,000 |
Middlesex County Massachusetts | 1 | $ 301,000 | $ 301,000 | $ 242,000 |
Middlesex County New Jersey | 6 | $ 1,340,000 | $ 223,000 | $ 134,000 |
Monmouth County New Jersey | 10 | $ 3,416,000 | $ 341,000 | $ 187,000 |
Monroe County New York | 2 | $ 268,000 | $ 134,000 | $ 101,000 |
Monroe County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
Montgomery County Maryland | 5 | $ 1,394,000 | $ 278,000 | $ 146,000 |
Montgomery County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 91,000 |
Morris County New Jersey | 7 | $ 2,474,000 | $ 353,000 | $ 195,000 |
Nash County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
Nassau County New York | 2,225 | $ 620,778,000 | $ 279,000 | $ 152,000 |
New Hanover County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 58,000 |
New Haven County Connecticut | 2 | $ 543,000 | $ 271,000 | $ 185,000 |
New London County Connecticut | 3 | $ 702,000 | $ 234,000 | $ 97,000 |
New York County New York | 68 | $ 67,248,000 | $ 988,000 | $ 621,000 |
Norfolk County Massachusetts | 1 | $ 382,000 | $ 382,000 | $ 129,000 |
Northampton County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 125,000 |
Ocean County New Jersey | 3 | $ 1,266,000 | $ 422,000 | $ 187,000 |
Oneida County New York | 1 | $ 478,000 | $ 478,000 | $ 286,000 |
Onondaga County New York | 2 | $ 270,000 | $ 135,000 | $ 100,000 |
Orange County California | 3 | $ 622,000 | $ 207,000 | $ 71,000 |
Orange County Florida | 3 | $ 386,000 | $ 128,000 | $ 75,000 |
Orange County New York | 2 | $ 574,000 | $ 287,000 | $ 127,000 |
Orange County Vermont | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
Osceola County Florida | 3 | $ 308,000 | $ 102,000 | $ 68,000 |
Otsego County New York | 2 | $ 332,000 | $ 166,000 | $ 89,000 |
Palm Beach County Florida | 15 | $ 3,069,000 | $ 204,000 | $ 166,000 |
Pasco County Florida | 3 | $ 415,000 | $ 138,000 | $ 141,000 |
Passaic County New Jersey | 2 | $ 336,000 | $ 168,000 | $ 84,000 |
Paulding County Georgia | 1 | $ 93,000 | $ 93,000 | $ 59,000 |
Pender County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 86,000 |
Philadelphia County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 177,000 |
Pike County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 225,000 |
Pima County Arizona | 2 | $ 302,000 | $ 151,000 | $ 94,000 |
Pinal County Arizona | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
Pinellas County Florida | 2 | $ 313,000 | $ 156,000 | $ 171,000 |
Plymouth County Massachusetts | 2 | $ 414,000 | $ 207,000 | $ 212,000 |
Polk County Florida | 3 | $ 212,000 | $ 70,000 | $ 72,000 |
Polk County North Carolina | 2 | $ 273,000 | $ 136,000 | $ 48,000 |
Prince William County Virginia | 3 | $ 1,342,000 | $ 447,000 | $ 173,000 |
Putnam County Florida | 1 | $ 290,000 | $ 290,000 | $ 552,000 |
Putnam County New York | 1 | $ 284,000 | $ 284,000 | $ 90,000 |
Queens County New York | 144 | $ 36,766,000 | $ 255,000 | $ 109,000 |
Rensselaer County New York | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
Richmond County New York | 5 | $ 1,075,000 | $ 215,000 | $ 83,000 |
Rockland County New York | 4 | $ 1,044,000 | $ 261,000 | $ 130,000 |
San Diego County California | 3 | $ 1,035,000 | $ 345,000 | $ 229,000 |
San Mateo County California | 1 | $ 310,000 | $ 310,000 | $ 131,000 |
Santa Clara County California | 2 | $ 908,000 | $ 454,000 | $ 134,000 |
Sarasota County Florida | 2 | $ 239,000 | $ 119,000 | $ 79,000 |
Saratoga County New York | 2 | $ 364,000 | $ 182,000 | $ 81,000 |
Schuylkill County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 45,000 |
Seminole County Florida | 2 | $ 368,000 | $ 184,000 | $ 67,000 |
Somerset County New Jersey | 1 | $ 269,000 | $ 269,000 | $ 89,000 |
Spotsylvania County Virginia | 2 | $ 441,000 | $ 220,000 | $ 281,000 |
St. Johns County Florida | 8 | $ 952,000 | $ 119,000 | $ 83,000 |
St. Louis County Missouri | 1 | $ 247,000 | $ 247,000 | $ 105,000 |
St. Lucie County Florida | 11 | $ 1,014,000 | $ 92,000 | $ 73,000 |
St. Mary's County Maryland | 2 | $ 695,000 | $ 347,000 | $ 173,000 |
Strafford County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
Suffolk County New York | 2,367 | $ 633,813,000 | $ 267,000 | $ 142,000 |
Sullivan County New York | 3 | $ 605,000 | $ 201,000 | $ 131,000 |
Sumter County Florida | 3 | $ 395,000 | $ 131,000 | $ 85,000 |
Sussex County New Jersey | 2 | $ 573,000 | $ 286,000 | $ 170,000 |
Troup County Georgia | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
Trumbull County Ohio | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
Ulster County New York | 2 | $ 384,000 | $ 192,000 | $ 166,000 |
Union County Georgia | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
Union County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 124,000 |
Union County North Carolina | 3 | $ 512,000 | $ 170,000 | $ 106,000 |
Virginia Beach County Virginia | 4 | $ 674,000 | $ 168,000 | $ 70,000 |
Volusia County Florida | 1 | $ 164,000 | $ 164,000 | $ 201,000 |
Wake County North Carolina | 5 | $ 1,342,000 | $ 268,000 | $ 98,000 |
Warren County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
Washington County Maine | 2 | $ 498,000 | $ 249,000 | $ 65,000 |
Washington County Rhode Island | 1 | $ 600,000 | $ 600,000 | $ 350,000 |
Wayne County Pennsylvania | 5 | $ 628,000 | $ 125,000 | $ 117,000 |
Waynesboro County Virginia | 1 | $ 288,000 | $ 288,000 | $ 104,000 |
Westchester County New York | 43 | $ 22,010,000 | $ 511,000 | $ 395,000 |
Windham County Vermont | 4 | $ 880,000 | $ 220,000 | $ 493,000 |
Windsor County Vermont | 2 | $ 529,000 | $ 264,000 | $ 379,000 |
Wood County West Virginia | 1 | $ 143,000 | $ 143,000 | $ 186,000 |
Worcester County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 194,000 |
Wyoming County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 523,000 |
Yellowstone County Montana | 1 | $ 496,000 | $ 496,000 | $ 236,000 |
York County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 133,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 4,172 | $1,191,596,000 | $285,000 | $3,700,000 | $162,000 | $3,672,000 |
Home Purchase | 968 | $282,517,000 | $291,000 | $3,000,000 | $133,000 | $2,786,000 |
Home Improvement | 436 | $48,721,000 | $111,000 | $500,000 | $117,000 | $1,000,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,031 | $1,109,501,000 | $275,000 | $3,700,000 | $155,000 | $3,672,000 |
Native Hawaiian or Other Pacific Islander | 3 | $814,000 | $271,000 | $382,000 | $137,000 | $230,000 |
American Indian or Alaskan Native | 2 | $909,000 | $454,000 | $492,000 | $237,000 | $245,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Not Provided | 882 | $239,254,000 | $271,000 | $3,000,000 | $165,000 | $2,786,000 |
Asian | 310 | $95,081,000 | $306,000 | $950,000 | $152,000 | $2,480,000 |
Hispanic | 201 | $47,184,000 | $234,000 | $1,000,000 | $117,000 | $475,000 |
Black or African American | 147 | $30,091,000 | $204,000 | $659,000 | $92,000 | $445,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,383 | $1,464,442,000 | $272,000 | $3,700,000 | $155,000 | $3,672,000 |
FHA-insured (Federal Housing Administration) | 193 | $58,392,000 | $302,000 | $609,000 | $106,000 | $430,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,459 | $942,336,000 | $272,000 | $3,000,000 | $161,000 | $3,672,000 |
Application Withdrawn By Applicant | 1,219 | $343,766,000 | $282,000 | $3,000,000 | $158,000 | $2,786,000 |
Application Denied By Financial Institution | 666 | $173,357,000 | $260,000 | $3,700,000 | $112,000 | $1,680,000 |
Application Approved But Not Accepted | 188 | $51,751,000 | $275,000 | $1,500,000 | $135,000 | $900,000 |
File Closed For Incompleteness | 44 | $11,624,000 | $264,000 | $800,000 | $128,000 | $443,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 220 | $68,210,000 | $310,000 | $3,700,000 | $130,000 | $1,680,000 |
Debt-To-Income Ratio | 191 | $47,550,000 | $248,000 | $1,921,000 | $80,000 | $300,000 |
Collateral | 82 | $20,205,000 | $246,000 | $813,000 | $115,000 | $416,000 |
Credit History | 75 | $10,776,000 | $143,000 | $712,000 | $127,000 | $631,000 |
Credit Application Incomplete | 55 | $14,592,000 | $265,000 | $544,000 | $123,000 | $310,000 |
Employment History | 13 | $3,524,000 | $271,000 | $496,000 | $77,000 | $208,000 |
Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,864,000 | $322,000 | $730,000 | $95,000 | $191,000 |
Mortgage Insurance Denied | 4 | $1,298,000 | $324,000 | $401,000 | $129,000 | $199,000 |
Unverifiable Information | 4 | $1,550,000 | $387,000 | $850,000 | $295,000 | $977,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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