Honor Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Honor Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Honor Credit Union Edgewood Rd Berrien Springs, MI 49103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,819 |
| Total Mortgage Loan Application Amount | $367,705,000 |
| Average Mortgage Loan Application Amount | $179,833 |
| Highest Mortgage Loan Application Amount | $4,735,000 |
| Average Applicant Income | $80,166 |
| Highest Applicant Income | $1,841,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 941 | $ 128,225,000 | $ 136,000 | $ 100,000 |
| Van Buren County Michigan | 311 | $ 33,315,000 | $ 107,000 | $ 86,000 |
| Kalamazoo County Michigan | 278 | $ 35,730,000 | $ 128,000 | $ 102,000 |
| Marquette County Michigan | 233 | $ 25,455,000 | $ 109,000 | $ 94,000 |
| Calhoun County Michigan | 212 | $ 18,760,000 | $ 88,000 | $ 81,000 |
| Cass County Michigan | 170 | $ 20,590,000 | $ 121,000 | $ 88,000 |
| Allegan County Michigan | 126 | $ 11,290,000 | $ 89,000 | $ 87,000 |
| Branch County Michigan | 72 | $ 5,880,000 | $ 81,000 | $ 81,000 |
| Kent County Michigan | 61 | $ 8,615,000 | $ 141,000 | $ 113,000 |
| St. Joseph County Indiana | 47 | $ 7,225,000 | $ 153,000 | $ 93,000 |
| Ottawa County Michigan | 43 | $ 5,805,000 | $ 135,000 | $ 93,000 |
| Barry County Michigan | 29 | $ 4,705,000 | $ 162,000 | $ 101,000 |
| St. Joseph County Michigan | 19 | $ 2,295,000 | $ 120,000 | $ 88,000 |
| LaPorte County Indiana | 13 | $ 2,435,000 | $ 187,000 | $ 86,000 |
| Hillsdale County Michigan | 11 | $ 1,045,000 | $ 95,000 | $ 75,000 |
| Oakland County Michigan | 11 | $ 2,325,000 | $ 211,000 | $ 136,000 |
| Lake County Michigan | 8 | $ 690,000 | $ 86,000 | $ 141,000 |
| Eaton County Michigan | 7 | $ 565,000 | $ 80,000 | $ 114,000 |
| Ionia County Michigan | 7 | $ 1,055,000 | $ 150,000 | $ 83,000 |
| Muskegon County Michigan | 7 | $ 1,545,000 | $ 220,000 | $ 131,000 |
| Dickinson County Michigan | 6 | $ 560,000 | $ 93,000 | $ 102,000 |
| Jackson County Michigan | 6 | $ 390,000 | $ 65,000 | $ 110,000 |
| Steuben County Indiana | 5 | $ 515,000 | $ 103,000 | $ 67,000 |
| Alger County Michigan | 5 | $ 945,000 | $ 189,000 | $ 92,000 |
| Grand Traverse County Michigan | 5 | $ 815,000 | $ 163,000 | $ 124,000 |
| Houghton County Michigan | 5 | $ 685,000 | $ 137,000 | $ 99,000 |
| Wayne County Michigan | 5 | $ 475,000 | $ 95,000 | $ 118,000 |
| Cook County Illinois | 4 | $ 1,110,000 | $ 277,000 | $ 248,000 |
| DuPage County Illinois | 4 | $ 9,580,000 | $ 2,395,000 | $ 870,000 |
| Elkhart County Indiana | 4 | $ 760,000 | $ 190,000 | $ 105,000 |
| Antrim County Michigan | 4 | $ 1,010,000 | $ 252,000 | $ 190,000 |
| Newaygo County Michigan | 4 | $ 380,000 | $ 95,000 | $ 112,000 |
| El Paso County Colorado | 3 | $ 355,000 | $ 118,000 | $ 75,000 |
| Lee County Florida | 3 | $ 455,000 | $ 151,000 | $ 195,000 |
| Marion County Indiana | 3 | $ 445,000 | $ 148,000 | $ 81,000 |
| Clare County Michigan | 3 | $ 245,000 | $ 81,000 | $ 92,000 |
| Clinton County Michigan | 3 | $ 965,000 | $ 321,000 | $ 131,000 |
| Ingham County Michigan | 3 | $ 415,000 | $ 138,000 | $ 102,000 |
| Iron County Michigan | 3 | $ 105,000 | $ 35,000 | $ 34,000 |
| Mackinac County Michigan | 3 | $ 265,000 | $ 88,000 | $ 91,000 |
| Mecosta County Michigan | 3 | $ 395,000 | $ 131,000 | $ 138,000 |
| Oceana County Michigan | 3 | $ 715,000 | $ 238,000 | $ 155,000 |
| St. Clair County Michigan | 3 | $ 315,000 | $ 105,000 | $ 157,000 |
| Morgan County Alabama | 2 | $ 230,000 | $ 115,000 | $ 67,000 |
| Pima County Arizona | 2 | $ 640,000 | $ 320,000 | $ 76,000 |
| Manatee County Florida | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Marion County Florida | 2 | $ 670,000 | $ 335,000 | $ 201,000 |
| St. Johns County Florida | 2 | $ 500,000 | $ 250,000 | $ 167,000 |
| Cherokee County Georgia | 2 | $ 780,000 | $ 390,000 | $ 294,000 |
| Hamilton County Indiana | 2 | $ 350,000 | $ 175,000 | $ 76,000 |
| Porter County Indiana | 2 | $ 630,000 | $ 315,000 | $ 107,000 |
| York County Maine | 2 | $ 670,000 | $ 335,000 | $ 182,000 |
| Baraga County Michigan | 2 | $ 60,000 | $ 30,000 | $ 80,000 |
| Benzie County Michigan | 2 | $ 130,000 | $ 65,000 | $ 124,000 |
| Delta County Michigan | 2 | $ 520,000 | $ 260,000 | $ 340,000 |
| Huron County Michigan | 2 | $ 270,000 | $ 135,000 | $ 43,000 |
| Keweenaw County Michigan | 2 | $ 430,000 | $ 215,000 | $ 173,000 |
| Luce County Michigan | 2 | $ 780,000 | $ 390,000 | $ 329,000 |
| Mason County Michigan | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Oscoda County Michigan | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Washtenaw County Michigan | 2 | $ 470,000 | $ 235,000 | $ 207,000 |
| Dane County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Dodge County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Cochise County Arizona | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Orange County California | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| San Bernardino County California | 1 | $ 15,000 | $ 15,000 | $ 179,000 |
| Montrose County Colorado | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Citrus County Florida | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Duval County Florida | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
| Hillsborough County Florida | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Lake County Florida | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Polk County Florida | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Sarasota County Florida | 1 | $ 285,000 | $ 285,000 | $ 147,000 |
| Cobb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 185,000 |
| DeKalb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 360,000 |
| Will County Illinois | 1 | $ 325,000 | $ 325,000 | $ 300,000 |
| Johnson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Kosciusko County Indiana | 1 | $ 75,000 | $ 75,000 | $ 199,000 |
| Lake County Indiana | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Marshall County Indiana | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Reno County Kansas | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Hopkins County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Charlevoix County Michigan | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Cheboygan County Michigan | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Chippewa County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Isabella County Michigan | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Kalkaska County Michigan | 1 | $ 565,000 | $ 565,000 | $ 456,000 |
| Lapeer County Michigan | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Lenawee County Michigan | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Macomb County Michigan | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Midland County Michigan | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Ontonagon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Otsego County Michigan | 1 | $ 315,000 | $ 315,000 | $ 153,000 |
| Saginaw County Michigan | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Sanilac County Michigan | 1 | $ 45,000 | $ 45,000 | $ 137,000 |
| Wexford County Michigan | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Blue Earth County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Nicollet County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| St. Louis County Missouri | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Washoe County Nevada | 1 | $ 185,000 | $ 185,000 | $ 279,000 |
| Lincoln County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 295,000 |
| Onslow County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Trumbull County Ohio | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Erie County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Greenville County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Pickens County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 20,000 |
| Hamilton County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 324,000 |
| Jefferson County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 233,000 |
| McMinn County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Monroe County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Rutherford County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 213,000 |
| Salt Lake County Utah | 1 | $ 475,000 | $ 475,000 | $ 131,000 |
| Columbia County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Honor Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 894 | $59,450,000 | $66,000 | $805,000 | $95,000 | $501,000 |
| Home Purchase | 803 | $194,645,000 | $242,000 | $4,735,000 | $118,000 | $1,841,000 |
| Other Purpose | 652 | $45,700,000 | $70,000 | $575,000 | $85,000 | $514,000 |
| Cash-out Refinancing | 363 | $52,295,000 | $144,000 | $1,135,000 | $87,000 | $345,000 |
| Refinancing | 100 | $12,590,000 | $125,000 | $845,000 | $96,000 | $717,000 |
| Not Applicable | 7 | $3,025,000 | $432,000 | $1,605,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,297 | $299,865,000 | $130,000 | $4,735,000 | $100,000 | $1,841,000 |
| Not Provided | 263 | $33,175,000 | $126,000 | $855,000 | $105,000 | $775,000 |
| Black or African American | 122 | $13,880,000 | $113,000 | $855,000 | $76,000 | $237,000 |
| Hispanic | 77 | $8,325,000 | $108,000 | $685,000 | $72,000 | $294,000 |
| Not applicable | 25 | $8,345,000 | $333,000 | $1,605,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $1,915,000 | $100,000 | $275,000 | $87,000 | $162,000 |
| Asian | 14 | $1,780,000 | $127,000 | $385,000 | $123,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $87,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,789 | $362,585,000 | $130,000 | $4,735,000 | $99,000 | $1,841,000 |
| FHA-insured (Federal Housing Administration) | 24 | $4,200,000 | $175,000 | $395,000 | $82,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $920,000 | $153,000 | $265,000 | $65,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,739 | $229,095,000 | $131,000 | $4,735,000 | $105,000 | $1,841,000 |
| Application Denied By Financial Institution | 639 | $63,865,000 | $99,000 | $4,445,000 | $75,000 | $1,236,000 |
| Application Withdrawn By Applicant | 389 | $69,965,000 | $179,000 | $1,305,000 | $106,000 | $996,000 |
| Application Approved But Not Accepted | 47 | $4,025,000 | $85,000 | $595,000 | $112,000 | $432,000 |
| File Closed For Incompleteness | 5 | $755,000 | $151,000 | $185,000 | $56,000 | $67,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,180 | $303,840,000 | $139,000 | $4,735,000 | $105,000 | $1,841,000 |
| Debt-To-Income Ratio | 230 | $25,890,000 | $112,000 | $905,000 | $53,000 | $178,000 |
| Credit History | 148 | $9,620,000 | $65,000 | $355,000 | $76,000 | $284,000 |
| Credit Application Incomplete | 139 | $17,825,000 | $128,000 | $4,445,000 | $101,000 | $1,236,000 |
| Other | 53 | $4,405,000 | $83,000 | $545,000 | $100,000 | $239,000 |
| Employment History | 30 | $1,730,000 | $57,000 | $185,000 | $58,000 | $208,000 |
| Collateral | 29 | $2,485,000 | $85,000 | $295,000 | $91,000 | $187,000 |
| Unverifiable Information | 9 | $1,315,000 | $146,000 | $625,000 | $78,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $595,000 | $595,000 | $595,000 | $145,000 | $145,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.