Honor Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Honor Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Honor Credit Union Edgewood Rd Berrien Springs, MI 49103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,952 |
| Total Mortgage Loan Application Amount | $517,730,000 |
| Average Mortgage Loan Application Amount | $121,600 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $93,200 |
| Highest Applicant Income | $5,485,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 1,417 | $ 197,035,000 | $ 139,000 | $ 95,000 |
| Kalamazoo County Michigan | 396 | $ 54,190,000 | $ 136,000 | $ 102,000 |
| Van Buren County Michigan | 395 | $ 41,335,000 | $ 104,000 | $ 81,000 |
| Calhoun County Michigan | 340 | $ 32,040,000 | $ 94,000 | $ 66,000 |
| Marquette County Michigan | 278 | $ 31,880,000 | $ 114,000 | $ 81,000 |
| Cass County Michigan | 260 | $ 35,450,000 | $ 136,000 | $ 116,000 |
| Branch County Michigan | 194 | $ 21,350,000 | $ 110,000 | $ 81,000 |
| Allegan County Michigan | 157 | $ 19,695,000 | $ 125,000 | $ 77,000 |
| St. Joseph County Indiana | 52 | $ 5,850,000 | $ 112,000 | $ 93,000 |
| Barry County Michigan | 44 | $ 6,630,000 | $ 150,000 | $ 77,000 |
| Hillsdale County Michigan | 41 | $ 5,065,000 | $ 123,000 | $ 74,000 |
| Ottawa County Michigan | 20 | $ 4,180,000 | $ 209,000 | $ 78,000 |
| St. Joseph County Michigan | 18 | $ 2,160,000 | $ 120,000 | $ 73,000 |
| Eaton County Michigan | 17 | $ 2,445,000 | $ 143,000 | $ 70,000 |
| Kent County Michigan | 17 | $ 2,195,000 | $ 129,000 | $ 131,000 |
| Wayne County Michigan | 14 | $ 1,560,000 | $ 111,000 | $ 92,000 |
| Oakland County Michigan | 12 | $ 2,190,000 | $ 182,000 | $ 197,000 |
| Macomb County Michigan | 10 | $ 690,000 | $ 69,000 | $ 221,000 |
| Muskegon County Michigan | 10 | $ 2,300,000 | $ 230,000 | $ 176,000 |
| Alger County Michigan | 9 | $ 1,725,000 | $ 191,000 | $ 91,000 |
| Lee County Florida | 8 | $ 4,130,000 | $ 516,000 | $ 263,000 |
| Elkhart County Indiana | 8 | $ 1,680,000 | $ 210,000 | $ 89,000 |
| Jackson County Michigan | 8 | $ 1,020,000 | $ 127,000 | $ 74,000 |
| Lake County Michigan | 7 | $ 485,000 | $ 69,000 | $ 86,000 |
| LaPorte County Indiana | 6 | $ 790,000 | $ 131,000 | $ 109,000 |
| Dickinson County Michigan | 5 | $ 475,000 | $ 95,000 | $ 72,000 |
| Cook County Illinois | 4 | $ 2,700,000 | $ 675,000 | $ 376,000 |
| Antrim County Michigan | 4 | $ 610,000 | $ 152,000 | $ 118,000 |
| Delta County Michigan | 4 | $ 550,000 | $ 137,000 | $ 81,000 |
| Oscoda County Michigan | 4 | $ 210,000 | $ 52,000 | $ 67,000 |
| Lucas County Ohio | 4 | $ 680,000 | $ 170,000 | $ 145,000 |
| Charlotte County Florida | 3 | $ 915,000 | $ 305,000 | $ 42,000 |
| Porter County Indiana | 3 | $ 645,000 | $ 215,000 | $ 85,000 |
| Steuben County Indiana | 3 | $ 325,000 | $ 108,000 | $ 45,000 |
| Chippewa County Michigan | 3 | $ 315,000 | $ 105,000 | $ 160,000 |
| Grand Traverse County Michigan | 3 | $ 435,000 | $ 145,000 | $ 151,000 |
| Ingham County Michigan | 3 | $ 285,000 | $ 95,000 | $ 70,000 |
| Lapeer County Michigan | 3 | $ 685,000 | $ 228,000 | $ 136,000 |
| Leelanau County Michigan | 3 | $ 1,315,000 | $ 438,000 | $ 115,000 |
| Newaygo County Michigan | 3 | $ 245,000 | $ 81,000 | $ 54,000 |
| Wexford County Michigan | 3 | $ 355,000 | $ 118,000 | $ 62,000 |
| Maricopa County Arizona | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| White County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 131,000 |
| Duval County Florida | 2 | $ 680,000 | $ 340,000 | $ 229,000 |
| St. Johns County Florida | 2 | $ 210,000 | $ 105,000 | $ 208,000 |
| DuPage County Illinois | 2 | $ 2,100,000 | $ 1,050,000 | $ 1,206,000 |
| Kosciusko County Indiana | 2 | $ 1,350,000 | $ 675,000 | $ 157,000 |
| Lake County Indiana | 2 | $ 240,000 | $ 120,000 | $ 116,000 |
| Baraga County Michigan | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| Houghton County Michigan | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Lenawee County Michigan | 2 | $ 220,000 | $ 110,000 | $ 33,000 |
| Luce County Michigan | 2 | $ 330,000 | $ 165,000 | $ 95,000 |
| Mason County Michigan | 2 | $ 520,000 | $ 260,000 | $ 205,000 |
| Oceana County Michigan | 2 | $ 350,000 | $ 175,000 | $ 56,000 |
| Schoolcraft County Michigan | 2 | $ 80,000 | $ 40,000 | $ 33,000 |
| Northampton County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 91,000 |
| McMinn County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Williamson County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| Baldwin County Alabama | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Yuma County Arizona | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Newton County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Saline County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Stone County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Custer County Colorado | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| La Plata County Colorado | 1 | $ 505,000 | $ 505,000 | $ 125,000 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Mesa County Colorado | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Gilchrist County Florida | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Hillsborough County Florida | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Manatee County Florida | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Pinellas County Florida | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| St. Lucie County Florida | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Volusia County Florida | 1 | $ 45,000 | $ 45,000 | $ 255,000 |
| Cherokee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 387,000 |
| Cobb County Georgia | 1 | $ 445,000 | $ 445,000 | $ 664,000 |
| Lake County Illinois | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Sangamon County Illinois | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Brown County Indiana | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| DeKalb County Indiana | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Jefferson County Indiana | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Pulaski County Indiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Scott County Iowa | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Barren County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Hopkins County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 166,000 |
| Clare County Michigan | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Emmet County Michigan | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Genesee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Ionia County Michigan | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Isabella County Michigan | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Kalkaska County Michigan | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Manistee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Mecosta County Michigan | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Midland County Michigan | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Monroe County Michigan | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Ontonagon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 300,000 |
| Otsego County Michigan | 1 | $ 215,000 | $ 215,000 | $ 170,000 |
| Saginaw County Michigan | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Washtenaw County Michigan | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| St. Louis County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Clark County Nevada | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Santa Fe County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Durham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| Cuyahoga County Ohio | 1 | $ 535,000 | $ 535,000 | $ 311,000 |
| Greene County Ohio | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Montgomery County Ohio | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Stark County Ohio | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Williams County Ohio | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Pike County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 184,000 |
| Beaufort County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 91,000 |
| Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Bradley County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Knox County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 188,000 |
| Meigs County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Monroe County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Augusta County Virginia | 1 | $ 495,000 | $ 495,000 | $ 74,000 |
| Chesterfield County Virginia | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| Dodge County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Iron County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Oconto County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Winnebago County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Honor Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,002 | $176,580,000 | $176,000 | $2,245,000 | $99,000 | $1,628,000 |
| Refinancing | 869 | $128,095,000 | $147,000 | $1,515,000 | $88,000 | $1,206,000 |
| Cash-out Refinancing | 856 | $131,750,000 | $153,000 | $1,115,000 | $90,000 | $765,000 |
| Home Improvement | 685 | $44,465,000 | $64,000 | $3,005,000 | $101,000 | $5,485,000 |
| Other Purpose | 540 | $36,840,000 | $68,000 | $1,805,000 | $88,000 | $1,206,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,320 | $446,650,000 | $134,000 | $3,005,000 | $92,000 | $5,485,000 |
| Not Provided | 357 | $41,675,000 | $116,000 | $1,805,000 | $110,000 | $1,547,000 |
| Black or African American | 145 | $12,455,000 | $85,000 | $465,000 | $74,000 | $576,000 |
| Hispanic | 95 | $13,345,000 | $140,000 | $1,005,000 | $83,000 | $350,000 |
| Asian | 17 | $2,035,000 | $119,000 | $375,000 | $161,000 | $375,000 |
| American Indian or Alaskan Native | 15 | $1,335,000 | $89,000 | $215,000 | $90,000 | $278,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $120,000 | $60,000 | $95,000 | $74,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,913 | $511,755,000 | $130,000 | $3,005,000 | $94,000 | $5,485,000 |
| FHA-insured (Federal Housing Administration) | 30 | $4,670,000 | $155,000 | $285,000 | $56,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,305,000 | $145,000 | $225,000 | $46,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,609 | $357,375,000 | $136,000 | $2,245,000 | $97,000 | $1,628,000 |
| Application Denied By Financial Institution | 471 | $45,435,000 | $96,000 | $1,005,000 | $58,000 | $720,000 |
| Application Withdrawn By Applicant | 459 | $64,955,000 | $141,000 | $3,005,000 | $107,000 | $5,485,000 |
| File Closed For Incompleteness | 229 | $27,345,000 | $119,000 | $1,805,000 | $95,000 | $1,054,000 |
| Application Approved But Not Accepted | 184 | $22,620,000 | $122,000 | $915,000 | $99,000 | $900,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,481 | $472,295,000 | $135,000 | $3,005,000 | $98,000 | $5,485,000 |
| Debt-To-Income Ratio | 238 | $22,900,000 | $96,000 | $1,005,000 | $47,000 | $266,000 |
| Credit History | 139 | $12,575,000 | $90,000 | $505,000 | $74,000 | $720,000 |
| Employment History | 30 | $3,220,000 | $107,000 | $305,000 | $58,000 | $120,000 |
| Other | 28 | $2,940,000 | $105,000 | $235,000 | $59,000 | $149,000 |
| Collateral | 20 | $1,930,000 | $96,000 | $395,000 | $81,000 | $300,000 |
| Unverifiable Information | 13 | $1,135,000 | $87,000 | $215,000 | $60,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $690,000 | $345,000 | $405,000 | $94,000 | $109,000 |
| Credit Application Incomplete | 1 | $45,000 | $45,000 | $45,000 | $62,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.