Berkshire Financial Group
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Berkshire Financial Group.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Berkshire Financial Group 585 N. Gannon Avenue Staten Island, NY 10314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,272 |
| Total Mortgage Loan Application Amount | $873,613,000 |
| Average Mortgage Loan Application Amount | $186,777 |
| Highest Mortgage Loan Application Amount | $2,252,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $1,602,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings County New York | 645 | $ 189,325,000 | $ 293,000 | $ 77,000 |
| Queens County New York | 437 | $ 122,584,000 | $ 280,000 | $ 85,000 |
| Richmond County New York | 396 | $ 108,354,000 | $ 273,000 | $ 102,000 |
| Suffolk County New York | 207 | $ 52,170,000 | $ 252,000 | $ 72,000 |
| Nassau County New York | 193 | $ 55,600,000 | $ 288,000 | $ 109,000 |
| Bronx County New York | 128 | $ 34,130,000 | $ 266,000 | $ 86,000 |
| Essex County New Jersey | 75 | $ 18,603,000 | $ 248,000 | $ 82,000 |
| Hudson County New Jersey | 74 | $ 19,707,000 | $ 266,000 | $ 105,000 |
| Monmouth County New Jersey | 74 | $ 21,785,000 | $ 294,000 | $ 128,000 |
| Westchester County New York | 71 | $ 23,095,000 | $ 325,000 | $ 103,000 |
| Bergen County New Jersey | 69 | $ 25,257,000 | $ 366,000 | $ 127,000 |
| Middlesex County New Jersey | 53 | $ 13,406,000 | $ 252,000 | $ 130,000 |
| Union County New Jersey | 52 | $ 12,379,000 | $ 238,000 | $ 88,000 |
| Broward County Florida | 51 | $ 9,540,000 | $ 187,000 | $ 76,000 |
| Passaic County New Jersey | 41 | $ 10,172,000 | $ 248,000 | $ 100,000 |
| Ocean County New Jersey | 38 | $ 8,455,000 | $ 222,000 | $ 153,000 |
| Miami-Dade County Florida | 33 | $ 7,293,000 | $ 221,000 | $ 92,000 |
| Fairfield County Connecticut | 32 | $ 7,067,000 | $ 220,000 | $ 60,000 |
| Morris County New Jersey | 30 | $ 10,467,000 | $ 348,000 | $ 137,000 |
| Somerset County New Jersey | 27 | $ 7,976,000 | $ 295,000 | $ 121,000 |
| Rockland County New York | 27 | $ 8,345,000 | $ 309,000 | $ 100,000 |
| Prince George's County Maryland | 25 | $ 5,931,000 | $ 237,000 | $ 84,000 |
| Orange County New York | 20 | $ 4,269,000 | $ 213,000 | $ 81,000 |
| New York County New York | 19 | $ 6,609,000 | $ 347,000 | $ 206,000 |
| New Haven County Connecticut | 18 | $ 3,813,000 | $ 211,000 | $ 94,000 |
| Camden County New Jersey | 18 | $ 2,859,000 | $ 158,000 | $ 85,000 |
| Mercer County New Jersey | 18 | $ 2,415,000 | $ 134,000 | $ 106,000 |
| Baltimore County Maryland | 16 | $ 3,394,000 | $ 212,000 | $ 100,000 |
| Los Angeles County California | 15 | $ 4,257,000 | $ 283,000 | $ 127,000 |
| Atlantic County New Jersey | 15 | $ 2,679,000 | $ 178,000 | $ 76,000 |
| Gloucester County New Jersey | 15 | $ 2,885,000 | $ 192,000 | $ 78,000 |
| Cook County Illinois | 14 | $ 2,854,000 | $ 203,000 | $ 64,000 |
| Monroe County Pennsylvania | 14 | $ 2,480,000 | $ 177,000 | $ 134,000 |
| Palm Beach County Florida | 12 | $ 3,073,000 | $ 256,000 | $ 102,000 |
| Putnam County New York | 12 | $ 2,338,000 | $ 194,000 | $ 83,000 |
| Hartford County Connecticut | 10 | $ 1,405,000 | $ 140,000 | $ 65,000 |
| Burlington County New Jersey | 10 | $ 2,413,000 | $ 241,000 | $ 121,000 |
| Montgomery County Maryland | 8 | $ 2,517,000 | $ 314,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,631,000 | $ 203,000 | $ 105,000 |
| Sussex County New Jersey | 7 | $ 2,361,000 | $ 337,000 | $ 126,000 |
| Albany County New York | 7 | $ 628,000 | $ 89,000 | $ 120,000 |
| Dutchess County New York | 7 | $ 1,197,000 | $ 171,000 | $ 62,000 |
| Pike County Pennsylvania | 7 | $ 1,178,000 | $ 168,000 | $ 95,000 |
| Orange County Florida | 6 | $ 954,000 | $ 159,000 | $ 47,000 |
| Polk County Florida | 6 | $ 680,000 | $ 113,000 | $ 97,000 |
| Anne Arundel County Maryland | 6 | $ 1,746,000 | $ 291,000 | $ 123,000 |
| Harford County Maryland | 6 | $ 1,451,000 | $ 241,000 | $ 90,000 |
| Howard County Maryland | 6 | $ 1,800,000 | $ 300,000 | $ 96,000 |
| Sullivan County New York | 6 | $ 1,541,000 | $ 256,000 | $ 135,000 |
| Ulster County New York | 6 | $ 1,513,000 | $ 252,000 | $ 74,000 |
| Hunterdon County New Jersey | 5 | $ 1,429,000 | $ 285,000 | $ 85,000 |
| Schenectady County New York | 5 | $ 523,000 | $ 104,000 | $ 46,000 |
| Lake County Florida | 4 | $ 480,000 | $ 120,000 | $ 99,000 |
| Seminole County Florida | 4 | $ 545,000 | $ 136,000 | $ 44,000 |
| Calvert County Maryland | 4 | $ 660,000 | $ 165,000 | $ 103,000 |
| Erie County New York | 4 | $ 658,000 | $ 164,000 | $ 60,000 |
| Northampton County Pennsylvania | 4 | $ 846,000 | $ 211,000 | $ 95,000 |
| Westmoreland County Pennsylvania | 4 | $ 359,000 | $ 89,000 | $ 66,000 |
| San Bernardino County California | 3 | $ 735,000 | $ 245,000 | $ 199,000 |
| Middlesex County Connecticut | 3 | $ 610,000 | $ 203,000 | $ 60,000 |
| Bay County Florida | 3 | $ 530,000 | $ 176,000 | $ 69,000 |
| Hillsborough County Florida | 3 | $ 455,000 | $ 151,000 | $ 203,000 |
| Marion County Florida | 3 | $ 418,000 | $ 139,000 | $ 126,000 |
| Osceola County Florida | 3 | $ 558,000 | $ 186,000 | $ 54,000 |
| Will County Illinois | 3 | $ 591,000 | $ 197,000 | $ 86,000 |
| Baltimore City County Maryland | 3 | $ 243,000 | $ 81,000 | $ 73,000 |
| Onondaga County New York | 3 | $ 294,000 | $ 98,000 | $ 49,000 |
| Rensselaer County New York | 3 | $ 369,000 | $ 123,000 | $ 81,000 |
| Delaware County Pennsylvania | 3 | $ 498,000 | $ 166,000 | $ 62,000 |
| Montgomery County Pennsylvania | 3 | $ 501,000 | $ 167,000 | $ 87,000 |
| Placer County California | 2 | $ 315,000 | $ 157,000 | $ 72,000 |
| San Diego County California | 2 | $ 2,625,000 | $ 1,312,000 | $ 469,000 |
| Litchfield County Connecticut | 2 | $ 613,000 | $ 306,000 | $ 58,000 |
| Tolland County Connecticut | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Alachua County Florida | 2 | $ 352,000 | $ 176,000 | $ 71,000 |
| Citrus County Florida | 2 | $ 214,000 | $ 107,000 | $ 40,000 |
| Collier County Florida | 2 | $ 1,127,000 | $ 563,000 | $ 423,000 |
| Duval County Florida | 2 | $ 516,000 | $ 258,000 | $ 78,000 |
| Hernando County Florida | 2 | $ 311,000 | $ 155,000 | $ 79,000 |
| Manatee County Florida | 2 | $ 674,000 | $ 337,000 | $ 129,000 |
| Martin County Florida | 2 | $ 558,000 | $ 279,000 | $ 216,000 |
| Pasco County Florida | 2 | $ 241,000 | $ 120,000 | $ 30,000 |
| St. Lucie County Florida | 2 | $ 329,000 | $ 164,000 | $ 157,000 |
| Frederick County Maryland | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| Cumberland County New Jersey | 2 | $ 343,000 | $ 171,000 | $ 90,000 |
| Delaware County New York | 2 | $ 887,000 | $ 443,000 | $ 142,000 |
| Monroe County New York | 2 | $ 222,000 | $ 111,000 | $ 64,000 |
| Niagara County New York | 2 | $ 178,000 | $ 89,000 | $ 93,000 |
| Tompkins County New York | 2 | $ 272,000 | $ 136,000 | $ 140,000 |
| Adams County Pennsylvania | 2 | $ 341,000 | $ 170,000 | $ 30,000 |
| Bedford County Pennsylvania | 2 | $ 204,000 | $ 102,000 | $ 70,000 |
| Bucks County Pennsylvania | 2 | $ 372,000 | $ 186,000 | $ 79,000 |
| Chester County Pennsylvania | 2 | $ 356,000 | $ 178,000 | $ 79,000 |
| Fayette County Pennsylvania | 2 | $ 231,000 | $ 115,000 | $ 72,000 |
| York County Pennsylvania | 2 | $ 216,000 | $ 108,000 | $ 127,000 |
| James City County Virginia | 2 | $ 427,000 | $ 213,000 | $ 91,000 |
| Newport News County Virginia | 2 | $ 136,000 | $ 68,000 | $ 216,000 |
| Alameda County California | 1 | $ 272,000 | $ 272,000 | $ 80,000 |
| Butte County California | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lake County California | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| Orange County California | 1 | $ 340,000 | $ 340,000 | $ 77,000 |
| Riverside County California | 1 | $ 217,000 | $ 217,000 | $ 87,000 |
| San Francisco County California | 1 | $ 247,000 | $ 247,000 | $ 106,000 |
| Tulare County California | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| Arapahoe County Colorado | 1 | $ 253,000 | $ 253,000 | $ 83,000 |
| Boulder County Colorado | 1 | $ 196,000 | $ 196,000 | $ 64,000 |
| New London County Connecticut | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Windham County Connecticut | 1 | $ 112,000 | $ 112,000 | $ 74,000 |
| Kent County Delaware | 1 | $ 176,000 | $ 176,000 | $ 150,000 |
| Escambia County Florida | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Flagler County Florida | 1 | $ 120,000 | $ 120,000 | $ 86,000 |
| Gulf County Florida | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Lee County Florida | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Monroe County Florida | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Pinellas County Florida | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Sarasota County Florida | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Volusia County Florida | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Cobb County Georgia | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| DeKalb County Illinois | 1 | $ 176,000 | $ 176,000 | $ 67,000 |
| Lake County Illinois | 1 | $ 427,000 | $ 427,000 | $ 240,000 |
| Cecil County Maryland | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Charles County Maryland | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Queen Anne's County Maryland | 1 | $ 400,000 | $ 400,000 | $ 101,000 |
| Somerset County Maryland | 1 | $ 283,000 | $ 283,000 | $ 42,000 |
| Talbot County Maryland | 1 | $ 782,000 | $ 782,000 | $ 210,000 |
| Hampden County Massachusetts | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 234,000 | $ 234,000 | $ 81,000 |
| Jackson County Michigan | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Macomb County Michigan | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
| Oceana County Michigan | 1 | $ 239,000 | $ 239,000 | $ 276,000 |
| Wayne County Michigan | 1 | $ 204,000 | $ 204,000 | $ 110,000 |
| Seward County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Cape May County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 142,000 |
| Salem County New Jersey | 1 | $ 124,000 | $ 124,000 | $ 82,000 |
| Warren County New Jersey | 1 | $ 274,000 | $ 274,000 | $ 107,000 |
| Chemung County New York | 1 | $ 86,000 | $ 86,000 | $ 18,000 |
| Madison County New York | 1 | $ 176,000 | $ 176,000 | $ 88,000 |
| Montgomery County New York | 1 | $ 220,000 | $ 220,000 | $ 105,000 |
| Otsego County New York | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Saratoga County New York | 1 | $ 151,000 | $ 151,000 | $ 73,000 |
| Schoharie County New York | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
| St. Lawrence County New York | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Steuben County New York | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Allegheny County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Cumberland County Pennsylvania | 1 | $ 243,000 | $ 243,000 | $ 127,000 |
| Lackawanna County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 37,000 |
| Lancaster County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Lehigh County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 226,000 |
| Washington County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Wayne County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Horry County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 51,000 |
| Arlington County Virginia | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Orange County Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Berkshire Financial Group in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,272 | $873,613,000 | $186,777 | $2,252,000 | $95,333 | $1,602,000 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,805 | $490,880,000 | $218,133 | $2,252,000 | $103,933 | $1,602,000 |
| Black or African American | 814 | $210,043,000 | $169,900 | $1,140,000 | $86,200 | $419,000 |
| Not Provided | 515 | $134,020,000 | $185,727 | $865,000 | $82,909 | $984,000 |
| Asian | 112 | $31,191,000 | $215,571 | $2,080,000 | $119,285 | $643,000 |
| American Indian or Alaskan Native | 16 | $4,441,000 | $229,800 | $594,000 | $86,800 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,038,000 | $252,750 | $680,000 | $89,250 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,249 | $868,295,000 | $186,777 | $2,252,000 | $95,444 | $1,602,000 |
| FHA-insured (Federal Housing Administration) | 23 | $5,318,000 | $218,333 | $360,000 | $75,333 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,669 | $449,591,000 | $284,222 | $2,252,000 | $107,666 | $1,602,000 |
| Application Withdrawn By Applicant | 1,281 | $338,927,000 | $168,937 | $1,140,000 | $84,000 | $872,000 |
| Application Approved But Not Accepted | 192 | $52,117,000 | $211,333 | $1,500,000 | $91,000 | $872,000 |
| Application Denied By Financial Institution | 130 | $32,978,000 | $198,363 | $756,000 | $117,454 | $752,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $107,000 | $107,000 | $107,000 | $14,000 | $14,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.