Berkshire Financial Group
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Berkshire Financial Group.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Berkshire Financial Group 585 N. Gannon Avenue Staten Island, NY 10314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,280 |
| Total Mortgage Loan Application Amount | $563,383,000 |
| Average Mortgage Loan Application Amount | $247,137 |
| Highest Mortgage Loan Application Amount | $1,245,000 |
| Average Applicant Income | $91,931 |
| Highest Applicant Income | $3,076,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings County New York | 521 | $ 143,471,000 | $ 275,000 | $ 84,000 |
| Richmond County New York | 358 | $ 85,032,000 | $ 237,000 | $ 94,000 |
| Queens County New York | 300 | $ 74,203,000 | $ 247,000 | $ 63,000 |
| Suffolk County New York | 235 | $ 55,562,000 | $ 236,000 | $ 108,000 |
| Nassau County New York | 177 | $ 47,258,000 | $ 266,000 | $ 108,000 |
| Bronx County New York | 60 | $ 13,750,000 | $ 229,000 | $ 80,000 |
| Monmouth County New Jersey | 58 | $ 14,426,000 | $ 248,000 | $ 112,000 |
| Essex County New Jersey | 46 | $ 10,443,000 | $ 227,000 | $ 105,000 |
| Westchester County New York | 39 | $ 12,174,000 | $ 312,000 | $ 97,000 |
| Middlesex County New Jersey | 38 | $ 7,672,000 | $ 201,000 | $ 86,000 |
| Union County New Jersey | 38 | $ 7,272,000 | $ 191,000 | $ 87,000 |
| Broward County Florida | 36 | $ 5,896,000 | $ 163,000 | $ 105,000 |
| Bergen County New Jersey | 33 | $ 8,584,000 | $ 260,000 | $ 108,000 |
| Ocean County New Jersey | 23 | $ 5,225,000 | $ 227,000 | $ 107,000 |
| Palm Beach County Florida | 20 | $ 3,133,000 | $ 156,000 | $ 65,000 |
| Passaic County New Jersey | 20 | $ 4,942,000 | $ 247,000 | $ 86,000 |
| Miami-Dade County Florida | 19 | $ 6,307,000 | $ 331,000 | $ 148,000 |
| Hudson County New Jersey | 19 | $ 4,796,000 | $ 252,000 | $ 98,000 |
| Morris County New Jersey | 18 | $ 5,944,000 | $ 330,000 | $ 133,000 |
| Orange County New York | 18 | $ 3,648,000 | $ 202,000 | $ 99,000 |
| Rockland County New York | 18 | $ 4,524,000 | $ 251,000 | $ 97,000 |
| New York County New York | 14 | $ 4,830,000 | $ 345,000 | $ 167,000 |
| Fairfield County Connecticut | 12 | $ 4,471,000 | $ 372,000 | $ 107,000 |
| Somerset County New Jersey | 11 | $ 1,893,000 | $ 172,000 | $ 89,000 |
| Hartford County Connecticut | 10 | $ 1,805,000 | $ 180,000 | $ 80,000 |
| Mercer County New Jersey | 8 | $ 1,355,000 | $ 169,000 | $ 78,000 |
| Cook County Illinois | 7 | $ 1,629,000 | $ 232,000 | $ 62,000 |
| Burlington County New Jersey | 7 | $ 1,187,000 | $ 169,000 | $ 81,000 |
| Ulster County New York | 7 | $ 1,288,000 | $ 184,000 | $ 95,000 |
| New Haven County Connecticut | 5 | $ 811,000 | $ 162,000 | $ 64,000 |
| Sussex County New Jersey | 5 | $ 886,000 | $ 177,000 | $ 54,000 |
| Putnam County New York | 5 | $ 1,208,000 | $ 241,000 | $ 85,000 |
| Pike County Pennsylvania | 5 | $ 397,000 | $ 79,000 | $ 82,000 |
| Orange County Florida | 4 | $ 638,000 | $ 159,000 | $ 79,000 |
| St. Lucie County Florida | 4 | $ 591,000 | $ 147,000 | $ 56,000 |
| Gloucester County New Jersey | 4 | $ 1,142,000 | $ 285,000 | $ 115,000 |
| Warren County New Jersey | 4 | $ 1,135,000 | $ 283,000 | $ 144,000 |
| Pinellas County Florida | 3 | $ 491,000 | $ 163,000 | $ 89,000 |
| Sarasota County Florida | 3 | $ 338,000 | $ 112,000 | $ 83,000 |
| Dutchess County New York | 3 | $ 677,000 | $ 225,000 | $ 66,000 |
| Monroe County Pennsylvania | 3 | $ 500,000 | $ 166,000 | $ 77,000 |
| Yavapai County Arizona | 2 | $ 1,513,000 | $ 756,000 | $ 267,000 |
| Litchfield County Connecticut | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| Collier County Florida | 2 | $ 321,000 | $ 160,000 | $ 96,000 |
| Duval County Florida | 2 | $ 285,000 | $ 142,000 | $ 96,000 |
| Volusia County Florida | 2 | $ 301,000 | $ 150,000 | $ 153,000 |
| Lake County Illinois | 2 | $ 343,000 | $ 171,000 | $ 44,000 |
| Atlantic County New Jersey | 2 | $ 294,000 | $ 147,000 | $ 85,000 |
| Camden County New Jersey | 2 | $ 401,000 | $ 200,000 | $ 97,000 |
| Erie County New York | 2 | $ 249,000 | $ 124,000 | $ 47,000 |
| Lehigh County Pennsylvania | 2 | $ 308,000 | $ 154,000 | $ 71,000 |
| Montgomery County Pennsylvania | 2 | $ 366,000 | $ 183,000 | $ 112,000 |
| Wayne County Pennsylvania | 2 | $ 192,000 | $ 96,000 | $ 83,000 |
| Beaufort County South Carolina | 2 | $ 505,000 | $ 252,000 | $ 111,000 |
| Lauderdale County Alabama | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Boulder County Colorado | 1 | $ 229,000 | $ 229,000 | $ 90,000 |
| Jefferson County Colorado | 1 | $ 360,000 | $ 360,000 | $ 80,000 |
| New London County Connecticut | 1 | $ 177,000 | $ 177,000 | $ 70,000 |
| Tolland County Connecticut | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
| New Castle County Delaware | 1 | $ 111,000 | $ 111,000 | $ 78,000 |
| Lee County Florida | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Leon County Florida | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Monroe County Florida | 1 | $ 500,000 | $ 500,000 | $ 240,000 |
| Osceola County Florida | 1 | $ 98,000 | $ 98,000 | $ 121,000 |
| Seminole County Florida | 1 | $ 140,000 | $ 140,000 | $ 240,000 |
| St. Johns County Florida | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Cobb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 162,000 |
| DeKalb County Georgia | 1 | $ 218,000 | $ 218,000 | $ 97,000 |
| Gwinnett County Georgia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| DuPage County Illinois | 1 | $ 228,000 | $ 228,000 | $ 140,000 |
| Baltimore County Maryland | 1 | $ 240,000 | $ 240,000 | $ 37,000 |
| Prince George's County Maryland | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Suffolk County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 102,000 |
| Jackson County Missouri | 1 | $ 196,000 | $ 196,000 | $ 91,000 |
| Clark County Nevada | 1 | $ 98,000 | $ 98,000 | $ 81,000 |
| Cape May County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 55,000 |
| Cumberland County New Jersey | 1 | $ 127,000 | $ 127,000 | $ 42,000 |
| Allegany County New York | 1 | $ 102,000 | $ 102,000 | $ 69,000 |
| Columbia County New York | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Delaware County New York | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Otsego County New York | 1 | $ 78,000 | $ 78,000 | $ 89,000 |
| Saratoga County New York | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Berks County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
| Washington County Pennsylvania | 1 | $ 344,000 | $ 344,000 | $ 60,000 |
| York County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Knox County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 92,000 |
| Wilson County Tennessee | 1 | $ 344,000 | $ 344,000 | $ 104,000 |
| Travis County Texas | 1 | $ 138,000 | $ 138,000 | $ 79,000 |
| Forest County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Berkshire Financial Group in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,892 | $457,189,000 | $243,411 | $1,245,000 | $98,294 | $3,076,000 |
| Home Purchase (one-to-four family) | 386 | $105,359,000 | $219,400 | $1,200,000 | $79,300 | $1,182,000 |
| Home Improvement (one-to-four family) | 2 | $835,000 | $417,500 | $710,000 | $101,000 | $202,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,159 | $292,771,000 | $249,857 | $1,245,000 | $99,642 | $3,076,000 |
| Black | 501 | $117,354,000 | $170,142 | $660,000 | $64,571 | $308,000 |
| Hispanic | 303 | $72,662,000 | $219,428 | $960,000 | $76,142 | $408,000 |
| Information not provided by applicant in mail or telephone application | 166 | $38,769,000 | $155,200 | $725,000 | $87,000 | $372,000 |
| Asian or Pacific Islander | 74 | $19,213,000 | $199,714 | $560,000 | $123,714 | $600,000 |
| Other | 68 | $20,291,000 | $267,250 | $1,200,000 | $92,250 | $615,000 |
| American Indian or Alaskan Native | 9 | $2,323,000 | $358,500 | $488,000 | $75,500 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,266 | $560,519,000 | $229,473 | $1,245,000 | $93,210 | $3,076,000 |
| FHA-insured (Federal Housing Administration) | 14 | $2,864,000 | $190,000 | $336,000 | $48,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,319 | $328,024,000 | $185,666 | $900,000 | $79,777 | $1,182,000 |
| Application Withdrawn By Applicant | 797 | $195,782,000 | $254,312 | $1,245,000 | $98,625 | $3,076,000 |
| Application Denied By Financial Institution | 100 | $22,709,000 | $219,142 | $998,000 | $63,000 | $215,000 |
| Application Approved But Not Accepted | 64 | $16,868,000 | $183,800 | $1,000,000 | $81,400 | $600,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.