Berkshire Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Berkshire Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Berkshire Bank Po 1308 Pittsfield, MA 01202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,920 |
| Total Mortgage Loan Application Amount | $667,390,000 |
| Average Mortgage Loan Application Amount | $240,000 |
| Highest Mortgage Loan Application Amount | $18,005,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $1,750,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hampden County Massachusetts | 281 | $ 35,655,000 | $ 126,000 | $ 91,000 |
| Berkshire County Massachusetts | 279 | $ 37,925,000 | $ 135,000 | $ 106,000 |
| Oneida County New York | 182 | $ 13,800,000 | $ 75,000 | $ 69,000 |
| Worcester County Massachusetts | 159 | $ 25,685,000 | $ 161,000 | $ 92,000 |
| Hartford County Connecticut | 121 | $ 17,865,000 | $ 147,000 | $ 108,000 |
| Middlesex County Massachusetts | 114 | $ 43,130,000 | $ 378,000 | $ 203,000 |
| Onondaga County New York | 114 | $ 8,390,000 | $ 73,000 | $ 95,000 |
| Windham County Connecticut | 109 | $ 11,995,000 | $ 110,000 | $ 82,000 |
| New London County Connecticut | 102 | $ 18,600,000 | $ 182,000 | $ 117,000 |
| Tolland County Connecticut | 74 | $ 11,410,000 | $ 154,000 | $ 103,000 |
| Suffolk County Massachusetts | 70 | $ 37,640,000 | $ 537,000 | $ 205,000 |
| Hancock County Maine | 62 | $ 11,550,000 | $ 186,000 | $ 424,000 |
| Essex County Massachusetts | 53 | $ 17,875,000 | $ 337,000 | $ 153,000 |
| Norfolk County Massachusetts | 51 | $ 21,075,000 | $ 413,000 | $ 216,000 |
| Newport County Rhode Island | 50 | $ 14,240,000 | $ 284,000 | $ 158,000 |
| Hampshire County Massachusetts | 48 | $ 7,600,000 | $ 158,000 | $ 110,000 |
| Albany County New York | 47 | $ 9,105,000 | $ 193,000 | $ 117,000 |
| Columbia County New York | 47 | $ 5,585,000 | $ 118,000 | $ 87,000 |
| Rensselaer County New York | 41 | $ 4,725,000 | $ 115,000 | $ 132,000 |
| Washington County Rhode Island | 41 | $ 11,465,000 | $ 279,000 | $ 182,000 |
| Bristol County Massachusetts | 39 | $ 9,075,000 | $ 232,000 | $ 197,000 |
| Mercer County New Jersey | 38 | $ 7,520,000 | $ 197,000 | $ 146,000 |
| Saratoga County New York | 36 | $ 16,920,000 | $ 470,000 | $ 142,000 |
| Herkimer County New York | 35 | $ 2,505,000 | $ 71,000 | $ 71,000 |
| Bennington County Vermont | 35 | $ 3,795,000 | $ 108,000 | $ 136,000 |
| Rutland County Vermont | 31 | $ 3,515,000 | $ 113,000 | $ 61,000 |
| Cumberland County Maine | 28 | $ 8,050,000 | $ 287,000 | $ 715,000 |
| Dukes County Massachusetts | 25 | $ 19,385,000 | $ 775,000 | $ 301,000 |
| Madison County New York | 25 | $ 2,805,000 | $ 112,000 | $ 78,000 |
| Monmouth County New Jersey | 22 | $ 6,180,000 | $ 280,000 | $ 149,000 |
| Warren County New York | 22 | $ 2,670,000 | $ 121,000 | $ 114,000 |
| Washington County New York | 21 | $ 2,085,000 | $ 99,000 | $ 77,000 |
| Fulton County New York | 19 | $ 1,065,000 | $ 56,000 | $ 65,000 |
| Androscoggin County Maine | 18 | $ 2,430,000 | $ 135,000 | $ 0 |
| Providence County Rhode Island | 18 | $ 18,880,000 | $ 1,048,000 | $ 115,000 |
| Barnstable County Massachusetts | 17 | $ 6,165,000 | $ 362,000 | $ 250,000 |
| Plymouth County Massachusetts | 16 | $ 7,610,000 | $ 475,000 | $ 235,000 |
| Montgomery County New York | 16 | $ 880,000 | $ 55,000 | $ 66,000 |
| Suffolk County New York | 16 | $ 5,860,000 | $ 366,000 | $ 204,000 |
| Bucks County Pennsylvania | 16 | $ 2,920,000 | $ 182,000 | $ 179,000 |
| Nassau County New York | 15 | $ 5,725,000 | $ 381,000 | $ 157,000 |
| Queens County New York | 15 | $ 7,705,000 | $ 513,000 | $ 355,000 |
| Oswego County New York | 14 | $ 1,200,000 | $ 85,000 | $ 86,000 |
| Schenectady County New York | 13 | $ 3,315,000 | $ 255,000 | $ 91,000 |
| Westchester County New York | 13 | $ 5,915,000 | $ 455,000 | $ 302,000 |
| Middlesex County Connecticut | 12 | $ 2,630,000 | $ 219,000 | $ 145,000 |
| Middlesex County New Jersey | 12 | $ 2,440,000 | $ 203,000 | $ 126,000 |
| Ocean County New Jersey | 10 | $ 2,460,000 | $ 246,000 | $ 96,000 |
| Kings County New York | 10 | $ 5,990,000 | $ 599,000 | $ 173,000 |
| Philadelphia County Pennsylvania | 10 | $ 5,980,000 | $ 598,000 | $ 106,000 |
| Fairfield County Connecticut | 9 | $ 1,895,000 | $ 210,000 | $ 191,000 |
| Bristol County Rhode Island | 9 | $ 2,205,000 | $ 245,000 | $ 60,000 |
| Windsor County Vermont | 9 | $ 1,725,000 | $ 191,000 | $ 247,000 |
| Sagadahoc County Maine | 8 | $ 1,640,000 | $ 205,000 | $ 0 |
| Kent County Rhode Island | 8 | $ 1,820,000 | $ 227,000 | $ 89,000 |
| New Haven County Connecticut | 7 | $ 1,005,000 | $ 143,000 | $ 120,000 |
| Franklin County Maine | 6 | $ 640,000 | $ 106,000 | $ 0 |
| Rockingham County New Hampshire | 6 | $ 750,000 | $ 125,000 | $ 176,000 |
| Bergen County New Jersey | 6 | $ 1,800,000 | $ 300,000 | $ 116,000 |
| Richmond County New York | 6 | $ 2,850,000 | $ 475,000 | $ 183,000 |
| Hillsborough County New Hampshire | 5 | $ 1,755,000 | $ 351,000 | $ 147,000 |
| Burlington County New Jersey | 5 | $ 7,365,000 | $ 1,473,000 | $ 214,000 |
| Hudson County New Jersey | 5 | $ 1,775,000 | $ 355,000 | $ 177,000 |
| Greene County New York | 5 | $ 495,000 | $ 99,000 | $ 64,000 |
| Monroe County New York | 5 | $ 11,375,000 | $ 2,275,000 | $ 230,000 |
| Kennebec County Maine | 4 | $ 580,000 | $ 145,000 | $ 0 |
| Oxford County Maine | 4 | $ 430,000 | $ 107,000 | $ 162,000 |
| Orange County New York | 4 | $ 1,190,000 | $ 297,000 | $ 114,000 |
| Montgomery County Pennsylvania | 4 | $ 300,000 | $ 75,000 | $ 117,000 |
| Chittenden County Vermont | 4 | $ 380,000 | $ 95,000 | $ 81,000 |
| Litchfield County Connecticut | 3 | $ 1,085,000 | $ 361,000 | $ 344,000 |
| Essex County New Jersey | 3 | $ 3,795,000 | $ 1,265,000 | $ 132,000 |
| Morris County New Jersey | 3 | $ 525,000 | $ 175,000 | $ 276,000 |
| Cortland County New York | 3 | $ 165,000 | $ 55,000 | $ 97,000 |
| Dutchess County New York | 3 | $ 655,000 | $ 218,000 | $ 101,000 |
| Otsego County New York | 3 | $ 85,000 | $ 28,000 | $ 104,000 |
| Ulster County New York | 3 | $ 715,000 | $ 238,000 | $ 112,000 |
| Chester County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 108,000 |
| York County Pennsylvania | 3 | $ 28,015,000 | $ 9,338,000 | $ 0 |
| Windham County Vermont | 3 | $ 365,000 | $ 121,000 | $ 475,000 |
| Pinellas County Florida | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| York County Maine | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Franklin County Massachusetts | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| Cape May County New Jersey | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Hunterdon County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 219,000 |
| Passaic County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 67,000 |
| Somerset County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 208,000 |
| Erie County New York | 2 | $ 6,620,000 | $ 3,310,000 | $ 0 |
| Franklin County New York | 2 | $ 490,000 | $ 245,000 | $ 259,000 |
| New York County New York | 2 | $ 1,350,000 | $ 675,000 | $ 528,000 |
| Rockland County New York | 2 | $ 1,000,000 | $ 500,000 | $ 145,000 |
| Addison County Vermont | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| Caledonia County Vermont | 2 | $ 320,000 | $ 160,000 | $ 195,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Collier County Florida | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Miami-Dade County Florida | 1 | $ 155,000 | $ 155,000 | $ 196,000 |
| Pasco County Florida | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Polk County Florida | 1 | $ 445,000 | $ 445,000 | $ 914,000 |
| Somerset County Maine | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Waldo County Maine | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Washington County Maine | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Nantucket County Massachusetts | 1 | $ 2,455,000 | $ 2,455,000 | $ 650,000 |
| Belknap County New Hampshire | 1 | $ 375,000 | $ 375,000 | $ 282,000 |
| Carroll County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 156,000 |
| Coos County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Merrimack County New Hampshire | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 18,005,000 | $ 18,005,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Sussex County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Union County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 224,000 |
| Warren County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Essex County New York | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Jefferson County New York | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Lewis County New York | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| St. Lawrence County New York | 1 | $ 2,305,000 | $ 2,305,000 | $ 0 |
| Yates County New York | 1 | $ 345,000 | $ 345,000 | $ 252,000 |
| Delaware County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Berkshire Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 899 | $313,775,000 | $349,000 | $18,005,000 | $110,000 | $1,750,000 |
| Home Improvement | 703 | $65,025,000 | $92,000 | $6,805,000 | $109,000 | $1,060,000 |
| Refinancing | 682 | $139,310,000 | $204,000 | $11,515,000 | $126,000 | $1,320,000 |
| Other Purpose | 281 | $28,455,000 | $101,000 | $2,455,000 | $118,000 | $1,204,000 |
| Cash-out Refinancing | 200 | $58,210,000 | $291,000 | $1,045,000 | $155,000 | $1,372,000 |
| Not Applicable | 155 | $62,615,000 | $403,000 | $2,865,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,991 | $290,545,000 | $145,000 | $2,455,000 | $119,000 | $1,750,000 |
| Not applicable | 403 | $260,115,000 | $645,000 | $15,705,000 | $0 | $0 |
| Not Provided | 203 | $59,395,000 | $292,000 | $18,005,000 | $152,000 | $1,204,000 |
| Hispanic | 162 | $30,250,000 | $186,000 | $645,000 | $74,000 | $334,000 |
| Asian | 76 | $13,530,000 | $178,000 | $745,000 | $119,000 | $600,000 |
| Black or African American | 75 | $12,105,000 | $161,000 | $885,000 | $89,000 | $523,000 |
| American Indian or Alaskan Native | 5 | $505,000 | $101,000 | $305,000 | $78,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $109,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,710 | $619,920,000 | $228,000 | $18,005,000 | $121,000 | $1,750,000 |
| FHA-insured (Federal Housing Administration) | 173 | $39,025,000 | $225,000 | $885,000 | $76,000 | $343,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $3,665,000 | $192,000 | $265,000 | $64,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 18 | $4,780,000 | $265,000 | $415,000 | $91,000 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,458 | $330,240,000 | $226,000 | $18,005,000 | $126,000 | $1,372,000 |
| Application Denied By Financial Institution | 570 | $70,870,000 | $124,000 | $2,455,000 | $86,000 | $1,320,000 |
| Loan Purchased By The Institution | 375 | $162,865,000 | $434,000 | $2,865,000 | $0 | $0 |
| Application Withdrawn By Applicant | 242 | $51,190,000 | $211,000 | $1,095,000 | $136,000 | $1,750,000 |
| File Closed For Incompleteness | 139 | $25,975,000 | $186,000 | $1,095,000 | $134,000 | $1,204,000 |
| Application Approved But Not Accepted | 75 | $14,565,000 | $194,000 | $1,485,000 | $125,000 | $914,000 |
| Preapproval Approved but not Accepted | 61 | $11,685,000 | $191,000 | $455,000 | $87,000 | $235,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,350 | $596,520,000 | $253,000 | $18,005,000 | $127,000 | $1,750,000 |
| Debt-To-Income Ratio | 215 | $32,455,000 | $150,000 | $1,755,000 | $60,000 | $542,000 |
| Credit History | 181 | $18,275,000 | $100,000 | $2,455,000 | $89,000 | $1,008,000 |
| Collateral | 112 | $11,850,000 | $105,000 | $715,000 | $112,000 | $722,000 |
| Credit Application Incomplete | 25 | $1,365,000 | $54,000 | $185,000 | $184,000 | $1,320,000 |
| Other | 23 | $4,265,000 | $185,000 | $645,000 | $88,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,415,000 | $202,000 | $535,000 | $61,000 | $160,000 |
| Unverifiable Information | 4 | $210,000 | $52,000 | $85,000 | $8,000 | $33,000 |
| Employment History | 3 | $1,035,000 | $345,000 | $705,000 | $96,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.