Bergin Financial, Inc.
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Bergin Financial, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Bergin Financial, Inc. 29200 Northwestern Hwy. Suite 350 Southfield, MI 48034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,324 |
| Total Mortgage Loan Application Amount | $223,179,000 |
| Average Mortgage Loan Application Amount | $156,500 |
| Highest Mortgage Loan Application Amount | $1,635,000 |
| Average Applicant Income | $81,500 |
| Highest Applicant Income | $1,392,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 248 | $ 47,930,000 | $ 193,000 | $ 85,000 |
| Wayne County Michigan | 166 | $ 17,906,000 | $ 107,000 | $ 56,000 |
| Oakland County Michigan | 160 | $ 37,695,000 | $ 235,000 | $ 132,000 |
| Will County Illinois | 83 | $ 12,809,000 | $ 154,000 | $ 73,000 |
| Macomb County Michigan | 56 | $ 6,844,000 | $ 122,000 | $ 59,000 |
| Marion County Indiana | 49 | $ 4,752,000 | $ 96,000 | $ 79,000 |
| DuPage County Illinois | 48 | $ 10,900,000 | $ 227,000 | $ 77,000 |
| Lake County Illinois | 41 | $ 9,361,000 | $ 228,000 | $ 94,000 |
| Kane County Illinois | 39 | $ 6,875,000 | $ 176,000 | $ 81,000 |
| McHenry County Illinois | 38 | $ 6,735,000 | $ 177,000 | $ 75,000 |
| Hamilton County Indiana | 33 | $ 5,246,000 | $ 158,000 | $ 100,000 |
| Lake County Indiana | 19 | $ 1,867,000 | $ 98,000 | $ 61,000 |
| Palm Beach County Florida | 16 | $ 2,726,000 | $ 170,000 | $ 110,000 |
| Fulton County Georgia | 16 | $ 2,230,000 | $ 139,000 | $ 202,000 |
| Livingston County Michigan | 16 | $ 3,299,000 | $ 206,000 | $ 114,000 |
| Delaware County Indiana | 12 | $ 1,190,000 | $ 99,000 | $ 42,000 |
| Hendricks County Indiana | 11 | $ 1,217,000 | $ 110,000 | $ 53,000 |
| Porter County Indiana | 10 | $ 1,366,000 | $ 136,000 | $ 53,000 |
| St. Clair County Michigan | 10 | $ 1,312,000 | $ 131,000 | $ 79,000 |
| Kankakee County Illinois | 9 | $ 913,000 | $ 101,000 | $ 57,000 |
| Washtenaw County Michigan | 8 | $ 1,327,000 | $ 165,000 | $ 57,000 |
| Cobb County Georgia | 7 | $ 1,211,000 | $ 173,000 | $ 46,000 |
| Genesee County Michigan | 7 | $ 910,000 | $ 130,000 | $ 51,000 |
| Monroe County Michigan | 7 | $ 766,000 | $ 109,000 | $ 66,000 |
| Clayton County Georgia | 6 | $ 439,000 | $ 73,000 | $ 68,000 |
| Ogle County Illinois | 6 | $ 802,000 | $ 133,000 | $ 65,000 |
| Cherokee County Georgia | 5 | $ 832,000 | $ 166,000 | $ 75,000 |
| DeKalb County Illinois | 5 | $ 795,000 | $ 159,000 | $ 64,000 |
| Kendall County Illinois | 5 | $ 1,513,000 | $ 302,000 | $ 95,000 |
| LaSalle County Illinois | 5 | $ 637,000 | $ 127,000 | $ 76,000 |
| Winnebago County Illinois | 5 | $ 866,000 | $ 173,000 | $ 65,000 |
| LaPorte County Indiana | 5 | $ 740,000 | $ 148,000 | $ 75,000 |
| Iosco County Michigan | 5 | $ 668,000 | $ 133,000 | $ 248,000 |
| Kenosha County Wisconsin | 5 | $ 841,000 | $ 168,000 | $ 55,000 |
| Forsyth County Georgia | 4 | $ 2,011,000 | $ 502,000 | $ 240,000 |
| Gwinnett County Georgia | 4 | $ 641,000 | $ 160,000 | $ 81,000 |
| Henry County Georgia | 4 | $ 1,625,000 | $ 406,000 | $ 224,000 |
| Grundy County Illinois | 4 | $ 616,000 | $ 154,000 | $ 59,000 |
| Hancock County Indiana | 4 | $ 331,000 | $ 82,000 | $ 42,000 |
| Antrim County Michigan | 4 | $ 1,492,000 | $ 373,000 | $ 312,000 |
| Lapeer County Michigan | 4 | $ 474,000 | $ 118,000 | $ 47,000 |
| Mackinac County Michigan | 4 | $ 1,662,000 | $ 415,000 | $ 100,000 |
| Walworth County Wisconsin | 4 | $ 1,126,000 | $ 281,000 | $ 128,000 |
| Hillsborough County Florida | 3 | $ 513,000 | $ 171,000 | $ 122,000 |
| Okaloosa County Florida | 3 | $ 307,000 | $ 102,000 | $ 82,000 |
| Boone County Illinois | 3 | $ 416,000 | $ 138,000 | $ 47,000 |
| Blackford County Indiana | 3 | $ 62,000 | $ 20,000 | $ 55,000 |
| Cass County Indiana | 3 | $ 213,000 | $ 71,000 | $ 31,000 |
| Jay County Indiana | 3 | $ 129,000 | $ 43,000 | $ 27,000 |
| Madison County Indiana | 3 | $ 220,000 | $ 73,000 | $ 29,000 |
| Montgomery County Indiana | 3 | $ 474,000 | $ 158,000 | $ 71,000 |
| Tippecanoe County Indiana | 3 | $ 568,000 | $ 189,000 | $ 56,000 |
| Berrien County Michigan | 3 | $ 894,000 | $ 298,000 | $ 128,000 |
| Muskegon County Michigan | 3 | $ 233,000 | $ 77,000 | $ 48,000 |
| Broward County Florida | 2 | $ 383,000 | $ 191,000 | $ 80,000 |
| Collier County Florida | 2 | $ 400,000 | $ 200,000 | $ 136,000 |
| Pinellas County Florida | 2 | $ 294,000 | $ 147,000 | $ 24,000 |
| Sarasota County Florida | 2 | $ 484,000 | $ 242,000 | $ 103,000 |
| Barrow County Georgia | 2 | $ 298,000 | $ 149,000 | $ 84,000 |
| DeKalb County Georgia | 2 | $ 294,000 | $ 147,000 | $ 38,000 |
| Haralson County Georgia | 2 | $ 150,000 | $ 75,000 | $ 112,000 |
| Newton County Georgia | 2 | $ 152,000 | $ 76,000 | $ 96,000 |
| Pike County Georgia | 2 | $ 243,000 | $ 121,000 | $ 61,000 |
| Tattnall County Georgia | 2 | $ 205,000 | $ 102,000 | $ 56,000 |
| Peoria County Illinois | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Jasper County Indiana | 2 | $ 344,000 | $ 172,000 | $ 102,000 |
| Monroe County Indiana | 2 | $ 246,000 | $ 123,000 | $ 46,000 |
| Vanderburgh County Indiana | 2 | $ 370,000 | $ 185,000 | $ 230,000 |
| Howard County Maryland | 2 | $ 428,000 | $ 214,000 | $ 82,000 |
| Franklin County Massachusetts | 2 | $ 285,000 | $ 142,000 | $ 78,000 |
| Benzie County Michigan | 2 | $ 438,000 | $ 219,000 | $ 324,000 |
| Kalamazoo County Michigan | 2 | $ 168,000 | $ 84,000 | $ 168,000 |
| Kent County Michigan | 2 | $ 266,000 | $ 133,000 | $ 28,000 |
| Manistee County Michigan | 2 | $ 229,000 | $ 114,000 | $ 185,000 |
| Marquette County Michigan | 2 | $ 143,000 | $ 71,000 | $ 167,000 |
| Sanilac County Michigan | 2 | $ 209,000 | $ 104,000 | $ 67,000 |
| Clark County Nevada | 2 | $ 315,000 | $ 157,000 | $ 300,000 |
| Nye County Nevada | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| Brevard County Florida | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Flagler County Florida | 1 | $ 200,000 | $ 200,000 | $ 299,000 |
| Lee County Florida | 1 | $ 254,000 | $ 254,000 | $ 61,000 |
| Miami-Dade County Florida | 1 | $ 256,000 | $ 256,000 | $ 276,000 |
| St. Lucie County Florida | 1 | $ 101,000 | $ 101,000 | $ 164,000 |
| Walton County Florida | 1 | $ 400,000 | $ 400,000 | $ 217,000 |
| Carroll County Georgia | 1 | $ 22,000 | $ 22,000 | $ 56,000 |
| Chatham County Georgia | 1 | $ 152,000 | $ 152,000 | $ 120,000 |
| Coweta County Georgia | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Dawson County Georgia | 1 | $ 109,000 | $ 109,000 | $ 112,000 |
| Fayette County Georgia | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Gordon County Georgia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Jackson County Georgia | 1 | $ 264,000 | $ 264,000 | $ 180,000 |
| Paulding County Georgia | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Rabun County Georgia | 1 | $ 289,000 | $ 289,000 | $ 60,000 |
| Rockdale County Georgia | 1 | $ 95,000 | $ 95,000 | $ 276,000 |
| Spalding County Georgia | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Walton County Georgia | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Champaign County Illinois | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Franklin County Illinois | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Fulton County Illinois | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Henry County Illinois | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
| Iroquois County Illinois | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Knox County Illinois | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Lee County Illinois | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Marshall County Illinois | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Montgomery County Illinois | 1 | $ 222,000 | $ 222,000 | $ 56,000 |
| Tazewell County Illinois | 1 | $ 81,000 | $ 81,000 | $ 22,000 |
| Whiteside County Illinois | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Allen County Indiana | 1 | $ 238,000 | $ 238,000 | $ 116,000 |
| Henry County Indiana | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Jackson County Indiana | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Newton County Indiana | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Pulaski County Indiana | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Putnam County Indiana | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Randolph County Indiana | 1 | $ 22,000 | $ 22,000 | $ 22,000 |
| Anne Arundel County Maryland | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Barry County Michigan | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Cass County Michigan | 1 | $ 218,000 | $ 218,000 | $ 97,000 |
| Crawford County Michigan | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Ingham County Michigan | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Shiawassee County Michigan | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| St. Joseph County Michigan | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Jefferson County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Vilas County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 128,000 |
| Waukesha County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bergin Financial, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,246 | $211,966,000 | $170,000 | $1,635,000 | $87,000 | $1,392,000 |
| Home Purchase | 78 | $11,213,000 | $143,000 | $944,000 | $76,000 | $300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 994 | $173,515,000 | $174,000 | $1,635,000 | $93,000 | $1,392,000 |
| Black or African American | 155 | $18,651,000 | $120,000 | $404,000 | $56,000 | $167,000 |
| Not Provided | 114 | $20,263,000 | $177,000 | $545,000 | $70,000 | $216,000 |
| Hispanic | 40 | $6,975,000 | $174,000 | $1,000,000 | $101,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,994,000 | $181,000 | $556,000 | $91,000 | $216,000 |
| Asian | 6 | $1,227,000 | $204,000 | $495,000 | $93,000 | $144,000 |
| American Indian or Alaskan Native | 4 | $554,000 | $138,000 | $209,000 | $82,000 | $116,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,297 | $219,108,000 | $168,000 | $1,635,000 | $87,000 | $1,392,000 |
| FHA-insured (Federal Housing Administration) | 27 | $4,071,000 | $150,000 | $275,000 | $62,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,053 | $180,231,000 | $171,000 | $1,635,000 | $92,000 | $1,392,000 |
| Application Denied By Financial Institution | 236 | $38,137,000 | $161,000 | $545,000 | $69,000 | $192,000 |
| Application Withdrawn By Applicant | 35 | $4,811,000 | $137,000 | $340,000 | $59,000 | $131,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $15,864,000 | $186,000 | $461,000 | $70,000 | $180,000 |
| Credit History | 82 | $12,464,000 | $152,000 | $545,000 | $68,000 | $156,000 |
| Employment History | 69 | $9,809,000 | $142,000 | $364,000 | $68,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.