Bergin Financial, Inc.
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Bergin Financial, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Bergin Financial, Inc. 29200 Northwestern Hwy. Suite 350 Southfield, MI 48034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,596 |
| Total Mortgage Loan Application Amount | $635,761,000 |
| Average Mortgage Loan Application Amount | $140,142 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $52,357 |
| Highest Applicant Income | $1,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 1,551 | $ 155,787,000 | $ 100,000 | $ 52,000 |
| Oakland County Michigan | 758 | $ 146,047,000 | $ 192,000 | $ 88,000 |
| Cook County Illinois | 663 | $ 95,797,000 | $ 144,000 | $ 55,000 |
| Macomb County Michigan | 415 | $ 57,041,000 | $ 137,000 | $ 59,000 |
| Will County Illinois | 144 | $ 24,077,000 | $ 167,000 | $ 73,000 |
| DuPage County Illinois | 97 | $ 20,312,000 | $ 209,000 | $ 68,000 |
| St. Clair County Michigan | 91 | $ 11,683,000 | $ 128,000 | $ 43,000 |
| Washtenaw County Michigan | 86 | $ 14,303,000 | $ 166,000 | $ 66,000 |
| Livingston County Michigan | 83 | $ 15,662,000 | $ 188,000 | $ 73,000 |
| Lake County Illinois | 80 | $ 13,543,000 | $ 169,000 | $ 64,000 |
| Genesee County Michigan | 79 | $ 8,121,000 | $ 102,000 | $ 49,000 |
| Kane County Illinois | 70 | $ 12,454,000 | $ 177,000 | $ 72,000 |
| McHenry County Illinois | 64 | $ 10,904,000 | $ 170,000 | $ 63,000 |
| Lapeer County Michigan | 55 | $ 7,541,000 | $ 137,000 | $ 56,000 |
| Monroe County Michigan | 49 | $ 6,698,000 | $ 136,000 | $ 67,000 |
| Lake County Indiana | 30 | $ 2,860,000 | $ 95,000 | $ 40,000 |
| LaSalle County Illinois | 25 | $ 2,720,000 | $ 108,000 | $ 45,000 |
| Lenawee County Michigan | 24 | $ 3,138,000 | $ 130,000 | $ 67,000 |
| Sanilac County Michigan | 20 | $ 2,340,000 | $ 117,000 | $ 49,000 |
| Kankakee County Illinois | 16 | $ 1,483,000 | $ 92,000 | $ 53,000 |
| Jackson County Michigan | 14 | $ 1,580,000 | $ 112,000 | $ 40,000 |
| Kendall County Illinois | 13 | $ 2,088,000 | $ 160,000 | $ 58,000 |
| Boone County Illinois | 12 | $ 1,999,000 | $ 166,000 | $ 60,000 |
| Shiawassee County Michigan | 12 | $ 1,345,000 | $ 112,000 | $ 55,000 |
| DeKalb County Illinois | 8 | $ 1,094,000 | $ 136,000 | $ 51,000 |
| Grundy County Illinois | 8 | $ 1,062,000 | $ 132,000 | $ 65,000 |
| Ingham County Michigan | 8 | $ 850,000 | $ 106,000 | $ 41,000 |
| LaPorte County Indiana | 6 | $ 437,000 | $ 72,000 | $ 49,000 |
| Porter County Indiana | 6 | $ 806,000 | $ 134,000 | $ 74,000 |
| Berrien County Michigan | 6 | $ 555,000 | $ 92,000 | $ 41,000 |
| Iosco County Michigan | 5 | $ 239,000 | $ 47,000 | $ 33,000 |
| Saginaw County Michigan | 5 | $ 387,000 | $ 77,000 | $ 45,000 |
| Alcona County Michigan | 4 | $ 413,000 | $ 103,000 | $ 50,000 |
| Tuscola County Michigan | 4 | $ 390,000 | $ 97,000 | $ 50,000 |
| Iroquois County Illinois | 3 | $ 246,000 | $ 82,000 | $ 44,000 |
| Arenac County Michigan | 3 | $ 281,000 | $ 93,000 | $ 34,000 |
| Benzie County Michigan | 3 | $ 408,000 | $ 136,000 | $ 74,000 |
| Calhoun County Michigan | 3 | $ 362,000 | $ 120,000 | $ 54,000 |
| Crawford County Michigan | 3 | $ 216,000 | $ 72,000 | $ 42,000 |
| Bureau County Illinois | 2 | $ 158,000 | $ 79,000 | $ 53,000 |
| Lee County Illinois | 2 | $ 129,000 | $ 64,000 | $ 60,000 |
| Livingston County Illinois | 2 | $ 126,000 | $ 63,000 | $ 28,000 |
| Williamson County Illinois | 2 | $ 85,000 | $ 42,000 | $ 102,000 |
| Winnebago County Illinois | 2 | $ 195,000 | $ 97,000 | $ 48,000 |
| Jasper County Indiana | 2 | $ 156,000 | $ 78,000 | $ 51,000 |
| Newton County Indiana | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Eaton County Michigan | 2 | $ 247,000 | $ 123,000 | $ 50,000 |
| Emmet County Michigan | 2 | $ 955,000 | $ 477,000 | $ 438,000 |
| Huron County Michigan | 2 | $ 334,000 | $ 167,000 | $ 116,000 |
| Kalamazoo County Michigan | 2 | $ 175,000 | $ 87,000 | $ 92,000 |
| Midland County Michigan | 2 | $ 137,000 | $ 68,000 | $ 37,000 |
| Muskegon County Michigan | 2 | $ 201,000 | $ 100,000 | $ 50,000 |
| Otsego County Michigan | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Presque Isle County Michigan | 2 | $ 184,000 | $ 92,000 | $ 64,000 |
| St. Joseph County Michigan | 2 | $ 80,000 | $ 40,000 | $ 57,000 |
| Leon County Florida | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| DeKalb County Georgia | 1 | $ 240,000 | $ 240,000 | $ 108,000 |
| Gwinnett County Georgia | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Cumberland County Illinois | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Lawrence County Illinois | 1 | $ 14,000 | $ 14,000 | $ 7,000 |
| Mercer County Illinois | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Peoria County Illinois | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Rock Island County Illinois | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Sangamon County Illinois | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Schuyler County Illinois | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Vermilion County Illinois | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Whiteside County Illinois | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Allen County Indiana | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Fountain County Indiana | 1 | $ 61,000 | $ 61,000 | $ 96,000 |
| Marshall County Indiana | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Charles County Maryland | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Allegan County Michigan | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Antrim County Michigan | 1 | $ 604,000 | $ 604,000 | $ 264,000 |
| Bay County Michigan | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Branch County Michigan | 1 | $ 94,000 | $ 94,000 | $ 75,000 |
| Delta County Michigan | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| Gogebic County Michigan | 1 | $ 51,000 | $ 51,000 | $ 48,000 |
| Gratiot County Michigan | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Houghton County Michigan | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Kent County Michigan | 1 | $ 401,000 | $ 401,000 | $ 181,000 |
| Keweenaw County Michigan | 1 | $ 338,000 | $ 338,000 | $ 240,000 |
| Leelanau County Michigan | 1 | $ 193,000 | $ 193,000 | $ 250,000 |
| Mecosta County Michigan | 1 | $ 175,000 | $ 175,000 | $ 191,000 |
| Montmorency County Michigan | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Ogemaw County Michigan | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Oscoda County Michigan | 1 | $ 114,000 | $ 114,000 | $ 84,000 |
| Roscommon County Michigan | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| Van Buren County Michigan | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Clark County Nevada | 1 | $ 240,000 | $ 240,000 | $ 62,000 |
| Wood County Ohio | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| Charleston County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Racine County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 23,000 |
| Winnebago County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 17,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bergin Financial, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,156 | $573,526,000 | $148,285 | $1,000,000 | $45,285 | $1,500,000 |
| Home Purchase | 437 | $61,899,000 | $141,200 | $1,000,000 | $61,000 | $600,000 |
| Home Improvement | 3 | $336,000 | $109,000 | $158,000 | $55,500 | $97,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,910 | $244,721,000 | $107,857 | $842,000 | $39,714 | $1,500,000 |
| White | 1,841 | $297,731,000 | $197,000 | $1,000,000 | $59,428 | $600,000 |
| Black or African American | 738 | $76,285,000 | $93,666 | $515,000 | $50,333 | $840,000 |
| Hispanic | 86 | $13,049,000 | $131,666 | $450,000 | $61,666 | $684,000 |
| Asian | 12 | $2,313,000 | $192,000 | $300,000 | $76,500 | $168,000 |
| American Indian or Alaskan Native | 6 | $1,039,000 | $201,500 | $245,000 | $68,500 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $623,000 | $241,000 | $342,000 | $109,000 | $171,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,589 | $634,943,000 | $147,300 | $1,000,000 | $49,700 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 7 | $818,000 | $117,333 | $183,000 | $40,666 | $65,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,695 | $346,667,000 | $124,333 | $960,000 | $38,000 | $1,500,000 |
| Loan Originated | 1,553 | $240,365,000 | $171,166 | $1,000,000 | $71,833 | $600,000 |
| Application Withdrawn By Applicant | 272 | $39,117,000 | $119,750 | $842,000 | $53,750 | $658,000 |
| File Closed For Incompleteness | 42 | $5,254,000 | $129,000 | $300,000 | $52,500 | $122,000 |
| Application Approved But Not Accepted | 34 | $4,358,000 | $133,333 | $288,000 | $42,666 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 261 | $35,559,000 | $113,000 | $500,000 | $52,000 | $840,000 |
| Collateral | 72 | $10,459,000 | $125,333 | $300,000 | $73,333 | $1,500,000 |
| Debt-To-Income Ratio | 57 | $7,317,000 | $126,000 | $300,000 | $42,500 | $116,000 |
| Other | 37 | $4,428,000 | $99,333 | $315,000 | $45,333 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,797,000 | $163,500 | $450,000 | $68,000 | $159,000 |
| Credit Application Incomplete | 11 | $1,253,000 | $115,500 | $188,000 | $62,500 | $138,000 |
| Unverifiable Information | 6 | $609,000 | $101,000 | $162,000 | $38,000 | $61,000 |
| Employment History | 3 | $490,000 | $163,000 | $210,000 | $66,000 | $87,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.