Beneficial Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Beneficial Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Beneficial Bank 1818 Market Street Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,770 |
| Total Mortgage Loan Application Amount | $293,638,000 |
| Average Mortgage Loan Application Amount | $244,000 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $141,034 |
| Highest Applicant Income | $9,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 897 | $ 64,669,000 | $ 72,000 | $ 46,000 |
| Delaware County Pennsylvania | 374 | $ 30,552,000 | $ 81,000 | $ 77,000 |
| Montgomery County Pennsylvania | 276 | $ 33,691,000 | $ 122,000 | $ 103,000 |
| Bucks County Pennsylvania | 255 | $ 26,795,000 | $ 105,000 | $ 82,000 |
| Burlington County New Jersey | 145 | $ 16,028,000 | $ 110,000 | $ 148,000 |
| Camden County New Jersey | 129 | $ 12,139,000 | $ 94,000 | $ 93,000 |
| Chester County Pennsylvania | 104 | $ 12,361,000 | $ 118,000 | $ 121,000 |
| Gloucester County New Jersey | 100 | $ 9,640,000 | $ 96,000 | $ 87,000 |
| Atlantic County New Jersey | 69 | $ 9,018,000 | $ 130,000 | $ 104,000 |
| Cape May County New Jersey | 56 | $ 10,853,000 | $ 193,000 | $ 147,000 |
| Ocean County New Jersey | 16 | $ 1,645,000 | $ 102,000 | $ 96,000 |
| Mercer County New Jersey | 14 | $ 2,514,000 | $ 179,000 | $ 182,000 |
| Baltimore County Maryland | 12 | $ 1,884,000 | $ 157,000 | $ 111,000 |
| Cumberland County New Jersey | 12 | $ 1,171,000 | $ 97,000 | $ 82,000 |
| Salem County New Jersey | 12 | $ 897,000 | $ 74,000 | $ 178,000 |
| Northampton County Pennsylvania | 12 | $ 1,127,000 | $ 93,000 | $ 78,000 |
| Lehigh County Pennsylvania | 11 | $ 966,000 | $ 87,000 | $ 72,000 |
| Middlesex County Massachusetts | 8 | $ 4,502,000 | $ 562,000 | $ 210,000 |
| New Castle County Delaware | 7 | $ 775,000 | $ 110,000 | $ 114,000 |
| Berks County Pennsylvania | 7 | $ 588,000 | $ 84,000 | $ 95,000 |
| Fairfield County Connecticut | 6 | $ 3,631,000 | $ 605,000 | $ 300,000 |
| Hamilton County Indiana | 6 | $ 2,744,000 | $ 457,000 | $ 499,000 |
| Anne Arundel County Maryland | 6 | $ 431,000 | $ 71,000 | $ 66,000 |
| Montgomery County Maryland | 6 | $ 1,689,000 | $ 281,000 | $ 134,000 |
| Westchester County New York | 5 | $ 2,077,000 | $ 415,000 | $ 130,000 |
| Fairfax County Virginia | 5 | $ 2,136,000 | $ 427,000 | $ 158,000 |
| Marion County Indiana | 4 | $ 1,114,000 | $ 278,000 | $ 156,000 |
| Howard County Maryland | 4 | $ 1,831,000 | $ 457,000 | $ 133,000 |
| Monmouth County New Jersey | 4 | $ 322,000 | $ 80,000 | $ 123,000 |
| New York County New York | 4 | $ 2,096,000 | $ 524,000 | $ 195,000 |
| Carroll County Maryland | 3 | $ 405,000 | $ 135,000 | $ 88,000 |
| Lancaster County Pennsylvania | 3 | $ 330,000 | $ 110,000 | $ 125,000 |
| Boone County Indiana | 2 | $ 1,018,000 | $ 509,000 | $ 356,000 |
| Harford County Maryland | 2 | $ 377,000 | $ 188,000 | $ 108,000 |
| Queen Anne's County Maryland | 2 | $ 167,000 | $ 83,000 | $ 77,000 |
| Norfolk County Massachusetts | 2 | $ 1,150,000 | $ 575,000 | $ 171,000 |
| Bergen County New Jersey | 2 | $ 874,000 | $ 437,000 | $ 216,000 |
| Somerset County New Jersey | 2 | $ 1,003,000 | $ 501,000 | $ 225,000 |
| Riverside County California | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Litchfield County Connecticut | 1 | $ 328,000 | $ 328,000 | $ 103,000 |
| New Haven County Connecticut | 1 | $ 389,000 | $ 389,000 | $ 113,000 |
| Miami-Dade County Florida | 1 | $ 258,000 | $ 258,000 | $ 356,000 |
| Hendricks County Indiana | 1 | $ 53,000 | $ 53,000 | $ 97,000 |
| Madison County Indiana | 1 | $ 65,000 | $ 65,000 | $ 285,000 |
| Shawnee County Kansas | 1 | $ 149,000 | $ 149,000 | $ 56,000 |
| Baltimore City County Maryland | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Frederick County Maryland | 1 | $ 110,000 | $ 110,000 | $ 106,000 |
| Prince George's County Maryland | 1 | $ 193,000 | $ 193,000 | $ 47,000 |
| Worcester County Maryland | 1 | $ 299,000 | $ 299,000 | $ 200,000 |
| Barnstable County Massachusetts | 1 | $ 747,000 | $ 747,000 | $ 319,000 |
| Bristol County Massachusetts | 1 | $ 479,000 | $ 479,000 | $ 135,000 |
| Essex County Massachusetts | 1 | $ 353,000 | $ 353,000 | $ 67,000 |
| Suffolk County Massachusetts | 1 | $ 303,000 | $ 303,000 | $ 280,000 |
| Worcester County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 114,000 |
| Douglas County Nebraska | 1 | $ 203,000 | $ 203,000 | $ 78,000 |
| Sarpy County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Essex County New Jersey | 1 | $ 472,000 | $ 472,000 | $ 194,000 |
| Hunterdon County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| Middlesex County New Jersey | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Morris County New Jersey | 1 | $ 430,000 | $ 430,000 | $ 186,000 |
| Bronx County New York | 1 | $ 20,000 | $ 20,000 | $ 67,000 |
| Queens County New York | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Suffolk County New York | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
| Mecklenburg County North Carolina | 1 | $ 368,000 | $ 368,000 | $ 84,000 |
| York County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Cherokee County Texas | 1 | $ 12,000 | $ 12,000 | $ 18,000 |
| Windsor County Vermont | 1 | $ 232,000 | $ 232,000 | $ 230,000 |
| James City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 215,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Beneficial Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,643 | $191,617,000 | $314,454 | $2,500,000 | $155,454 | $9,000,000 |
| Home Improvement | 737 | $32,999,000 | $52,142 | $675,000 | $98,000 | $1,020,000 |
| Home Purchase | 390 | $69,022,000 | $295,636 | $2,250,000 | $154,000 | $1,025,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,724 | $174,214,000 | $148,000 | $2,500,000 | $134,500 | $9,000,000 |
| Not Provided | 446 | $43,689,000 | $109,142 | $675,000 | $114,714 | $1,020,000 |
| Black or African American | 258 | $13,413,000 | $50,600 | $389,000 | $47,600 | $492,000 |
| Hispanic | 135 | $7,025,000 | $100,500 | $252,000 | $93,750 | $710,000 |
| Not applicable | 96 | $42,836,000 | $375,083 | $2,250,000 | $146,750 | $615,000 |
| Asian | 92 | $11,167,000 | $145,000 | $600,000 | $85,400 | $454,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $1,148,000 | $70,333 | $180,000 | $112,333 | $260,000 |
| American Indian or Alaskan Native | 3 | $146,000 | $48,000 | $100,000 | $31,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,770 | $293,638,000 | $238,352 | $2,500,000 | $138,411 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,544 | $154,230,000 | $80,000 | $2,500,000 | $141,000 | $1,495,000 |
| Application Denied By Financial Institution | 429 | $25,745,000 | $48,166 | $483,000 | $68,333 | $1,020,000 |
| Loan Purchased By The Institution | 330 | $61,500,000 | $288,538 | $1,000,000 | $145,153 | $615,000 |
| Application Withdrawn By Applicant | 278 | $26,845,000 | $103,500 | $760,000 | $121,000 | $9,000,000 |
| Preapproval Approved but not Accepted | 111 | $16,878,000 | $152,000 | $1,000,000 | $57,000 | $259,000 |
| Preapproval Denied by Financial Institution | 45 | $3,703,000 | $82,000 | $300,000 | $33,000 | $102,000 |
| Application Approved But Not Accepted | 26 | $3,592,000 | $174,000 | $680,000 | $117,000 | $323,000 |
| File Closed For Incompleteness | 7 | $1,145,000 | $191,666 | $332,000 | $213,333 | $356,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 128 | $5,688,000 | $54,666 | $250,000 | $42,666 | $208,000 |
| Debt-To-Income Ratio | 71 | $6,393,000 | $110,333 | $483,000 | $43,666 | $111,000 |
| Collateral | 41 | $2,193,000 | $63,500 | $190,000 | $75,000 | $245,000 |
| Other | 21 | $1,565,000 | $66,400 | $300,000 | $109,200 | $1,020,000 |
| Employment History | 6 | $357,000 | $66,500 | $90,000 | $46,000 | $102,000 |
| Credit Application Incomplete | 2 | $47,000 | $23,000 | $30,000 | $47,000 | $50,000 |
| Unverifiable Information | 1 | $70,000 | $70,000 | $70,000 | $21,000 | $21,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $80,000 | $80,000 | $80,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.