Benchmark Lending Group, Inc.
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Benchmark Lending Group, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Benchmark Lending Group, Inc. 120 Stony Point Road, Suite 210 Santa Rosa, CA 95401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,351 |
| Total Mortgage Loan Application Amount | $726,123,000 |
| Average Mortgage Loan Application Amount | $214,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $96,200 |
| Highest Applicant Income | $552,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 636 | $ 138,988,000 | $ 218,000 | $ 99,000 |
| Sonoma County California | 363 | $ 90,535,000 | $ 249,000 | $ 77,000 |
| Riverside County California | 298 | $ 54,384,000 | $ 182,000 | $ 72,000 |
| San Bernardino County California | 270 | $ 43,848,000 | $ 162,000 | $ 67,000 |
| Orange County California | 220 | $ 53,149,000 | $ 241,000 | $ 106,000 |
| Sacramento County California | 209 | $ 36,826,000 | $ 176,000 | $ 62,000 |
| Contra Costa County California | 153 | $ 36,628,000 | $ 239,000 | $ 76,000 |
| Alameda County California | 112 | $ 27,337,000 | $ 244,000 | $ 71,000 |
| San Diego County California | 104 | $ 24,416,000 | $ 234,000 | $ 71,000 |
| Ventura County California | 94 | $ 22,180,000 | $ 235,000 | $ 89,000 |
| Solano County California | 88 | $ 19,718,000 | $ 224,000 | $ 71,000 |
| San Joaquin County California | 85 | $ 16,631,000 | $ 195,000 | $ 85,000 |
| Placer County California | 69 | $ 15,666,000 | $ 227,000 | $ 78,000 |
| Santa Clara County California | 66 | $ 20,995,000 | $ 318,000 | $ 71,000 |
| Stanislaus County California | 59 | $ 9,144,000 | $ 154,000 | $ 67,000 |
| San Mateo County California | 54 | $ 15,607,000 | $ 289,000 | $ 74,000 |
| El Dorado County California | 42 | $ 8,749,000 | $ 208,000 | $ 102,000 |
| Kern County California | 30 | $ 3,294,000 | $ 109,000 | $ 85,000 |
| Napa County California | 30 | $ 9,677,000 | $ 322,000 | $ 78,000 |
| Butte County California | 29 | $ 4,608,000 | $ 158,000 | $ 76,000 |
| San Francisco County California | 28 | $ 9,473,000 | $ 338,000 | $ 116,000 |
| Yolo County California | 24 | $ 4,925,000 | $ 205,000 | $ 58,000 |
| Lake County California | 23 | $ 4,317,000 | $ 187,000 | $ 80,000 |
| Marin County California | 23 | $ 7,143,000 | $ 310,000 | $ 141,000 |
| Monterey County California | 17 | $ 4,762,000 | $ 280,000 | $ 63,000 |
| Fresno County California | 13 | $ 2,655,000 | $ 204,000 | $ 95,000 |
| Merced County California | 13 | $ 2,130,000 | $ 163,000 | $ 107,000 |
| Calaveras County California | 11 | $ 1,757,000 | $ 159,000 | $ 57,000 |
| Nevada County California | 11 | $ 2,581,000 | $ 234,000 | $ 64,000 |
| Sutter County California | 11 | $ 2,164,000 | $ 196,000 | $ 89,000 |
| Santa Barbara County California | 10 | $ 3,018,000 | $ 301,000 | $ 92,000 |
| Santa Cruz County California | 9 | $ 2,685,000 | $ 298,000 | $ 85,000 |
| Shasta County California | 9 | $ 1,462,000 | $ 162,000 | $ 64,000 |
| Tehama County California | 9 | $ 1,129,000 | $ 125,000 | $ 34,000 |
| Mendocino County California | 8 | $ 1,325,000 | $ 165,000 | $ 58,000 |
| San Benito County California | 8 | $ 2,418,000 | $ 302,000 | $ 65,000 |
| Amador County California | 7 | $ 1,473,000 | $ 210,000 | $ 22,000 |
| Denver County Colorado | 7 | $ 988,000 | $ 141,000 | $ 32,000 |
| Jefferson County Colorado | 7 | $ 1,231,000 | $ 175,000 | $ 79,000 |
| Madera County California | 6 | $ 793,000 | $ 132,000 | $ 55,000 |
| Maricopa County Arizona | 5 | $ 508,000 | $ 101,000 | $ 308,000 |
| Tulare County California | 5 | $ 512,000 | $ 102,000 | $ 60,000 |
| Yuba County California | 5 | $ 678,000 | $ 135,000 | $ 42,000 |
| El Paso County Colorado | 5 | $ 652,000 | $ 130,000 | $ 39,000 |
| Larimer County Colorado | 5 | $ 669,000 | $ 133,000 | $ 83,000 |
| Mariposa County California | 4 | $ 866,000 | $ 216,000 | $ 68,000 |
| Weld County Colorado | 4 | $ 641,000 | $ 160,000 | $ 71,000 |
| Colusa County California | 3 | $ 465,000 | $ 155,000 | $ 51,000 |
| Kings County California | 3 | $ 388,000 | $ 129,000 | $ 79,000 |
| Tuolumne County California | 3 | $ 394,000 | $ 131,000 | $ 65,000 |
| Arapahoe County Colorado | 3 | $ 450,000 | $ 150,000 | $ 61,000 |
| Douglas County Colorado | 3 | $ 687,000 | $ 229,000 | $ 143,000 |
| Grand County Colorado | 3 | $ 860,000 | $ 286,000 | $ 37,000 |
| Clark County Nevada | 3 | $ 550,000 | $ 183,000 | $ 183,000 |
| Humboldt County California | 2 | $ 246,000 | $ 123,000 | $ 48,000 |
| San Luis Obispo County California | 2 | $ 299,000 | $ 149,000 | $ 45,000 |
| Adams County Colorado | 2 | $ 272,000 | $ 136,000 | $ 54,000 |
| Morgan County Colorado | 2 | $ 156,000 | $ 78,000 | $ 79,000 |
| Kauai County Hawaii | 2 | $ 1,680,000 | $ 840,000 | $ 250,000 |
| Mohave County Arizona | 1 | $ 133,000 | $ 133,000 | $ 79,000 |
| Pima County Arizona | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Glenn County California | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Imperial County California | 1 | $ 192,000 | $ 192,000 | $ 139,000 |
| Inyo County California | 1 | $ 127,000 | $ 127,000 | $ 87,000 |
| Mono County California | 1 | $ 382,000 | $ 382,000 | $ 192,000 |
| Sierra County California | 1 | $ 89,000 | $ 89,000 | $ 46,000 |
| Siskiyou County California | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Boulder County Colorado | 1 | $ 572,000 | $ 572,000 | $ 276,000 |
| Elbert County Colorado | 1 | $ 364,000 | $ 364,000 | $ 124,000 |
| Park County Colorado | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
| Teller County Colorado | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Deschutes County Oregon | 1 | $ 106,000 | $ 106,000 | $ 58,000 |
| Lane County Oregon | 1 | $ 183,000 | $ 183,000 | $ 66,000 |
| Marion County Oregon | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Dallas County Texas | 1 | $ 76,000 | $ 76,000 | $ 105,000 |
| Parker County Texas | 1 | $ 79,000 | $ 79,000 | $ 62,000 |
| King County Washington | 1 | $ 202,000 | $ 202,000 | $ 102,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Benchmark Lending Group, Inc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,139 | $674,003,000 | $157,142 | $1,500,000 | $110,142 | $477,000 |
| Home Purchase (one-to-four family) | 207 | $50,927,000 | $272,333 | $1,500,000 | $99,666 | $552,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 3 | $658,000 | $219,000 | $322,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 2 | $535,000 | $267,000 | $305,000 | $74,000 | $96,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 1,874 | $408,926,000 | $149,833 | $1,230,000 | $134,166 | $477,000 |
| White | 1,037 | $229,042,000 | $247,142 | $1,500,000 | $100,571 | $552,000 |
| Hispanic | 280 | $53,744,000 | $194,000 | $796,000 | $66,000 | $211,000 |
| Black | 61 | $12,117,000 | $198,000 | $649,000 | $65,000 | $190,000 |
| Asian or Pacific Islander | 54 | $12,807,000 | $237,000 | $1,000,000 | $87,000 | $259,000 |
| Other | 43 | $9,204,000 | $214,000 | $398,000 | $54,000 | $190,000 |
| American Indian or Alaskan Native | 2 | $283,000 | $141,000 | $198,000 | $46,000 | $58,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,344 | $724,669,000 | $232,777 | $1,500,000 | $115,888 | $552,000 |
| FHA-insured (Federal Housing Administration) | 4 | $683,000 | $170,000 | $274,000 | $69,000 | $118,000 |
| VA-guaranteed (Veterans Administration) | 2 | $496,000 | $248,000 | $263,000 | $47,000 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $275,000 | $275,000 | $275,000 | $82,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,525 | $533,184,000 | $249,250 | $1,500,000 | $121,375 | $552,000 |
| Application Withdrawn By Applicant | 582 | $133,690,000 | $152,500 | $1,200,000 | $100,750 | $385,000 |
| Application Denied By Financial Institution | 237 | $56,660,000 | $181,000 | $1,500,000 | $80,000 | $450,000 |
| File Closed For Incompleteness | 7 | $2,589,000 | $461,500 | $700,000 | $57,000 | $350,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $13,294,000 | $162,500 | $860,000 | $81,000 | $360,000 |
| Other | 53 | $11,130,000 | $210,000 | $453,000 | $101,000 | $276,000 |
| Credit History | 40 | $9,746,000 | $228,000 | $1,250,000 | $64,500 | $216,000 |
| Collateral | 25 | $7,004,000 | $280,000 | $1,268,000 | $114,000 | $450,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,195,000 | $266,000 | $595,000 | $120,000 | $360,000 |
| Unverifiable Information | 6 | $1,305,000 | $217,000 | $464,000 | $43,000 | $144,000 |
| Employment History | 5 | $940,000 | $188,000 | $312,000 | $136,000 | $189,000 |
| Credit Application Incomplete | 4 | $565,000 | $141,000 | $322,000 | $96,000 | $151,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.