Benchmark Community Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Benchmark Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Benchmark Community Bank
P O Box 569
Kenbridge, VA 23944
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 714
Total Mortgage Loan Application Amount $131,570,000
Average Mortgage Loan Application Amount $140,000
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $112,000
Highest Applicant Income $1,326,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Benchmark Community Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg County Virginia 152 $ 24,500,000 $ 161,000 $ 113,000
Halifax County Virginia 105 $ 10,425,000 $ 99,000 $ 72,000
Lunenburg County Virginia 62 $ 6,520,000 $ 105,000 $ 85,000
Vance County North Carolina 60 $ 15,780,000 $ 263,000 $ 115,000
Prince Edward County Virginia 44 $ 8,340,000 $ 189,000 $ 100,000
Nottoway County Virginia 42 $ 4,970,000 $ 118,000 $ 81,000
Wake County North Carolina 35 $ 14,885,000 $ 425,000 $ 392,000
Brunswick County Virginia 34 $ 4,720,000 $ 138,000 $ 103,000
Granville County North Carolina 21 $ 3,405,000 $ 162,000 $ 120,000
Warren County North Carolina 17 $ 3,585,000 $ 210,000 $ 143,000
Franklin County North Carolina 16 $ 4,260,000 $ 266,000 $ 86,000
Charlotte County Virginia 15 $ 1,055,000 $ 70,000 $ 75,000
Wilson County North Carolina 12 $ 2,000,000 $ 166,000 $ 1,326,000
Cumberland County Virginia 9 $ 1,465,000 $ 162,000 $ 65,000
Emporia County Virginia 9 $ 1,655,000 $ 183,000 $ 179,000
Durham County North Carolina 7 $ 2,365,000 $ 337,000 $ 198,000
Northampton County North Carolina 6 $ 1,890,000 $ 315,000 $ 190,000
Amelia County Virginia 6 $ 380,000 $ 63,000 $ 53,000
Buckingham County Virginia 6 $ 410,000 $ 68,000 $ 45,000
Greensville County Virginia 6 $ 820,000 $ 136,000 $ 105,000
Halifax County North Carolina 5 $ 2,085,000 $ 417,000 $ 233,000
Johnston County North Carolina 4 $ 910,000 $ 227,000 $ 109,000
Pitt County North Carolina 4 $ 500,000 $ 125,000 $ 1,149,000
Brunswick County North Carolina 3 $ 3,755,000 $ 1,251,000 $ 0
Sussex County Virginia 3 $ 535,000 $ 178,000 $ 171,000
Alamance County North Carolina 2 $ 460,000 $ 230,000 $ 0
Harnett County North Carolina 2 $ 710,000 $ 355,000 $ 357,000
Nash County North Carolina 2 $ 160,000 $ 80,000 $ 63,000
Wayne County North Carolina 2 $ 300,000 $ 150,000 $ 0
Chesterfield County Virginia 2 $ 950,000 $ 475,000 $ 205,000
Danville County Virginia 2 $ 310,000 $ 155,000 $ 206,000
Pittsylvania County Virginia 2 $ 350,000 $ 175,000 $ 102,000
Southampton County Virginia 2 $ 370,000 $ 185,000 $ 98,000
Avery County North Carolina 1 $ 195,000 $ 195,000 $ 0
Catawba County North Carolina 1 $ 445,000 $ 445,000 $ 141,000
Chatham County North Carolina 1 $ 905,000 $ 905,000 $ 0
Cumberland County North Carolina 1 $ 785,000 $ 785,000 $ 0
Dare County North Carolina 1 $ 435,000 $ 435,000 $ 385,000
Edgecombe County North Carolina 1 $ 85,000 $ 85,000 $ 0
Lee County North Carolina 1 $ 685,000 $ 685,000 $ 363,000
Lenoir County North Carolina 1 $ 145,000 $ 145,000 $ 0
New Hanover County North Carolina 1 $ 315,000 $ 315,000 $ 0
Person County North Carolina 1 $ 115,000 $ 115,000 $ 0
Amherst County Virginia 1 $ 175,000 $ 175,000 $ 67,000
Appomattox County Virginia 1 $ 485,000 $ 485,000 $ 389,000
Caroline County Virginia 1 $ 245,000 $ 245,000 $ 0
Dinwiddie County Virginia 1 $ 75,000 $ 75,000 $ 0
Richmond City County Virginia 1 $ 1,655,000 $ 1,655,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Benchmark Community Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 326 $76,080,000 $233,000 $2,235,000 $157,000 $1,326,000
Refinancing 253 $45,305,000 $179,000 $2,505,000 $113,000 $1,326,000
Home Improvement 72 $6,160,000 $85,000 $1,655,000 $77,000 $314,000
Other Purpose 63 $4,025,000 $63,000 $225,000 $101,000 $1,149,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 463 $73,625,000 $159,000 $1,505,000 $137,000 $1,326,000
Not applicable 121 $39,635,000 $327,000 $2,505,000 $0 $0
Black or African American 81 $8,425,000 $104,000 $685,000 $77,000 $363,000
Hispanic 19 $2,055,000 $108,000 $405,000 $109,000 $414,000
Not Provided 19 $4,705,000 $247,000 $1,005,000 $136,000 $301,000
Asian 7 $2,905,000 $415,000 $725,000 $176,000 $265,000
American Indian or Alaskan Native 3 $205,000 $68,000 $75,000 $19,000 $19,000
Native Hawaiian or Other Pacific Islander 1 $15,000 $15,000 $15,000 $74,000 $74,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 710 $130,680,000 $184,000 $2,505,000 $128,000 $1,326,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $290,000 $145,000 $175,000 $86,000 $106,000
VA-guaranteed (Veterans Administration) 1 $305,000 $305,000 $305,000 $66,000 $66,000
FHA-insured (Federal Housing Administration) 1 $295,000 $295,000 $295,000 $122,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 595 $109,735,000 $184,000 $2,505,000 $137,000 $1,326,000
Application Approved But Not Accepted 52 $10,250,000 $197,000 $1,505,000 $119,000 $891,000
Application Denied By Financial Institution 42 $5,510,000 $131,000 $905,000 $64,000 $170,000
Application Withdrawn By Applicant 24 $5,890,000 $245,000 $1,365,000 $107,000 $321,000
File Closed For Incompleteness 1 $185,000 $185,000 $185,000 $68,000 $68,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 672 $126,060,000 $187,000 $2,505,000 $134,000 $1,326,000
Credit History 18 $1,790,000 $99,000 $325,000 $60,000 $170,000
Debt-To-Income Ratio 16 $2,270,000 $141,000 $425,000 $57,000 $131,000
Collateral 5 $365,000 $73,000 $145,000 $95,000 $146,000
Other 2 $960,000 $480,000 $905,000 $32,000 $32,000
Unverifiable Information 1 $125,000 $125,000 $125,000 $108,000 $108,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List