Benchmark Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Benchmark Bank 461 Beecher Road Gahanna, OH 43230 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 1,624 |
Total Mortgage Loan Application Amount | $389,466,000 |
Average Mortgage Loan Application Amount | $230,666 |
Highest Mortgage Loan Application Amount | $2,800,000 |
Average Applicant Income | $97,000 |
Highest Applicant Income | $1,587,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Benchmark Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Benchmark Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Benchmark Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Benchmark Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Benchmark Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Benchmark Bank's mortgage activity for 2016.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Acadia County Louisiana | 1 | $ 216,000 | $ 216,000 | $ 57,000 |
Adams County Colorado | 2 | $ 570,000 | $ 285,000 | $ 112,000 |
Adams County Ohio | 1 | $ 270,000 | $ 270,000 | $ 156,000 |
Aiken County South Carolina | 3 | $ 701,000 | $ 233,000 | $ 97,000 |
Alachua County Florida | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
Alameda County California | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
Albany County New York | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
Allegheny County Pennsylvania | 3 | $ 624,000 | $ 208,000 | $ 85,000 |
Allen County Indiana | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
Allen County Ohio | 16 | $ 2,006,000 | $ 125,000 | $ 62,000 |
Amador County California | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
Anderson County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
Anne Arundel County Maryland | 6 | $ 1,896,000 | $ 316,000 | $ 119,000 |
Aransas County Texas | 1 | $ 202,000 | $ 202,000 | $ 121,000 |
Arapahoe County Colorado | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
Arlington County Virginia | 1 | $ 154,000 | $ 154,000 | $ 46,000 |
Ascension County Louisiana | 1 | $ 183,000 | $ 183,000 | $ 98,000 |
Atlantic County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 122,000 |
Auglaize County Ohio | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
Avery County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 142,000 |
Baldwin County Alabama | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
Baltimore City County Maryland | 9 | $ 1,727,000 | $ 191,000 | $ 88,000 |
Baltimore County Maryland | 10 | $ 2,540,000 | $ 254,000 | $ 86,000 |
Bandera County Texas | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
Barnstable County Massachusetts | 9 | $ 2,636,000 | $ 292,000 | $ 138,000 |
Bartow County Georgia | 1 | $ 158,000 | $ 158,000 | $ 208,000 |
Bay County Florida | 1 | $ 280,000 | $ 280,000 | $ 63,000 |
Beaufort County South Carolina | 1 | $ 262,000 | $ 262,000 | $ 67,000 |
Bedford County Virginia | 1 | $ 219,000 | $ 219,000 | $ 0 |
Bergen County New Jersey | 2 | $ 599,000 | $ 299,000 | $ 105,000 |
Berkeley County South Carolina | 3 | $ 569,000 | $ 189,000 | $ 42,000 |
Berkeley County West Virginia | 4 | $ 773,000 | $ 193,000 | $ 76,000 |
Berkshire County Massachusetts | 1 | $ 267,000 | $ 267,000 | $ 141,000 |
Bernalillo County New Mexico | 2 | $ 358,000 | $ 179,000 | $ 23,000 |
Bexar County Texas | 2 | $ 265,000 | $ 132,000 | $ 75,000 |
Blount County Tennessee | 4 | $ 972,000 | $ 243,000 | $ 63,000 |
Boone County Indiana | 1 | $ 207,000 | $ 207,000 | $ 32,000 |
Boone County Kentucky | 14 | $ 2,975,000 | $ 212,000 | $ 91,000 |
Boone County Missouri | 1 | $ 170,000 | $ 170,000 | $ 0 |
Boone County West Virginia | 2 | $ 653,000 | $ 326,000 | $ 87,000 |
Brevard County Florida | 4 | $ 826,000 | $ 206,000 | $ 103,000 |
Bristol County Massachusetts | 9 | $ 2,001,000 | $ 222,000 | $ 99,000 |
Bristol County Rhode Island | 2 | $ 626,000 | $ 313,000 | $ 91,000 |
Bronx County New York | 10 | $ 4,009,000 | $ 400,000 | $ 95,000 |
Broome County New York | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
Broward County Florida | 11 | $ 2,574,000 | $ 234,000 | $ 128,000 |
Brown County Ohio | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
Bryan County Georgia | 2 | $ 695,000 | $ 347,000 | $ 84,000 |
Bucks County Pennsylvania | 4 | $ 1,142,000 | $ 285,000 | $ 115,000 |
Burlington County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
Butler County Ohio | 9 | $ 1,691,000 | $ 187,000 | $ 85,000 |
Butler County Pennsylvania | 2 | $ 456,000 | $ 228,000 | $ 141,000 |
Cabarrus County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 115,000 |
Calcasieu County Louisiana | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
Calhoun County Florida | 1 | $ 270,000 | $ 270,000 | $ 58,000 |
Calvert County Maryland | 1 | $ 440,000 | $ 440,000 | $ 72,000 |
Camden County New Jersey | 3 | $ 515,000 | $ 171,000 | $ 82,000 |
Campbell County Kentucky | 9 | $ 1,102,000 | $ 122,000 | $ 63,000 |
Cape May County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
Carbon County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 85,000 |
Carroll County Georgia | 1 | $ 176,000 | $ 176,000 | $ 144,000 |
Carroll County Maryland | 5 | $ 1,384,000 | $ 276,000 | $ 122,000 |
Carroll County Mississippi | 1 | $ 219,000 | $ 219,000 | $ 78,000 |
Carroll County New Hampshire | 1 | $ 191,000 | $ 191,000 | $ 88,000 |
Carroll County Virginia | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
Carson City County Nevada | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
Catawba County North Carolina | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
Cecil County Maryland | 3 | $ 809,000 | $ 269,000 | $ 74,000 |
Centre County Pennsylvania | 1 | $ 354,000 | $ 354,000 | $ 115,000 |
Champaign County Ohio | 3 | $ 345,000 | $ 115,000 | $ 34,000 |
Charleston County South Carolina | 8 | $ 2,451,000 | $ 306,000 | $ 118,000 |
Charlotte County Florida | 3 | $ 522,000 | $ 174,000 | $ 99,000 |
Chatham County Georgia | 1 | $ 362,000 | $ 362,000 | $ 69,000 |
Chenango County New York | 1 | $ 292,000 | $ 292,000 | $ 129,000 |
Cherokee County Georgia | 5 | $ 941,000 | $ 188,000 | $ 97,000 |
Cherokee County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 54,000 |
Chesapeake County Virginia | 3 | $ 1,031,000 | $ 343,000 | $ 84,000 |
Cheshire County New Hampshire | 3 | $ 793,000 | $ 264,000 | $ 112,000 |
Chester County Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 70,000 |
Chesterfield County Virginia | 3 | $ 817,000 | $ 272,000 | $ 152,000 |
Clarendon County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 111,000 |
Clark County Indiana | 1 | $ 228,000 | $ 228,000 | $ 33,000 |
Clark County Nevada | 1 | $ 191,000 | $ 191,000 | $ 52,000 |
Clay County Florida | 2 | $ 522,000 | $ 261,000 | $ 124,000 |
Clermont County Ohio | 15 | $ 2,824,000 | $ 188,000 | $ 94,000 |
Cleveland County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
Clinton County New York | 1 | $ 250,000 | $ 250,000 | $ 113,000 |
Clinton County Ohio | 1 | $ 66,000 | $ 66,000 | $ 106,000 |
Cobb County Georgia | 3 | $ 719,000 | $ 239,000 | $ 51,000 |
Coffee County Alabama | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
Collier County Florida | 4 | $ 1,369,000 | $ 342,000 | $ 101,000 |
Collin County Texas | 2 | $ 598,000 | $ 299,000 | $ 30,000 |
Columbia County New York | 1 | $ 300,000 | $ 300,000 | $ 156,000 |
Comanche County Oklahoma | 1 | $ 208,000 | $ 208,000 | $ 0 |
Cook County Illinois | 19 | $ 4,061,000 | $ 213,000 | $ 81,000 |
Coos County New Hampshire | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
Coshocton County Ohio | 1 | $ 216,000 | $ 216,000 | $ 81,000 |
Coweta County Georgia | 2 | $ 369,000 | $ 184,000 | $ 79,000 |
Crawford County Ohio | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
Cumberland County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
Cumberland County Tennessee | 2 | $ 283,000 | $ 141,000 | $ 156,000 |
Currituck County North Carolina | 3 | $ 762,000 | $ 254,000 | $ 47,000 |
Custer County South Dakota | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
Cuyahoga County Ohio | 7 | $ 1,648,000 | $ 235,000 | $ 118,000 |
Davidson County Tennessee | 3 | $ 887,000 | $ 295,000 | $ 228,000 |
Davie County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
Dearborn County Indiana | 5 | $ 692,000 | $ 138,000 | $ 78,000 |
DeKalb County Illinois | 1 | $ 184,000 | $ 184,000 | $ 68,000 |
Delaware County Ohio | 62 | $ 17,869,000 | $ 288,000 | $ 126,000 |
Delaware County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
District of Columbia County District Of Columbia | 6 | $ 1,718,000 | $ 286,000 | $ 74,000 |
Douglas County Nevada | 1 | $ 189,000 | $ 189,000 | $ 32,000 |
Dukes County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
DuPage County Illinois | 10 | $ 2,127,000 | $ 212,000 | $ 79,000 |
Durham County North Carolina | 4 | $ 893,000 | $ 223,000 | $ 76,000 |
Dutchess County New York | 4 | $ 1,090,000 | $ 272,000 | $ 106,000 |
Duval County Florida | 6 | $ 1,746,000 | $ 291,000 | $ 92,000 |
East Baton Rouge County Louisiana | 2 | $ 656,000 | $ 328,000 | $ 101,000 |
Eaton County Michigan | 1 | $ 112,000 | $ 112,000 | $ 89,000 |
Ector County Texas | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
Effingham County Georgia | 3 | $ 876,000 | $ 292,000 | $ 95,000 |
Elbert County Georgia | 2 | $ 471,000 | $ 235,000 | $ 57,000 |
Elkhart County Indiana | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
Erie County New York | 10 | $ 2,370,000 | $ 237,000 | $ 111,000 |
Erie County Ohio | 1 | $ 74,000 | $ 74,000 | $ 92,000 |
Erie County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
Essex County Massachusetts | 4 | $ 1,227,000 | $ 306,000 | $ 179,000 |
Essex County New Jersey | 3 | $ 1,017,000 | $ 339,000 | $ 67,000 |
Fairfax County Virginia | 4 | $ 1,580,000 | $ 395,000 | $ 108,000 |
Fairfield County Connecticut | 6 | $ 1,517,000 | $ 252,000 | $ 52,000 |
Fairfield County Ohio | 14 | $ 2,553,000 | $ 182,000 | $ 111,000 |
Fauquier County Virginia | 2 | $ 581,000 | $ 290,000 | $ 75,000 |
Fayette County Georgia | 2 | $ 816,000 | $ 408,000 | $ 148,000 |
Fayette County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
Fayette County Ohio | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
Flagler County Florida | 1 | $ 147,000 | $ 147,000 | $ 65,000 |
Forsyth County Georgia | 4 | $ 1,154,000 | $ 288,000 | $ 93,000 |
Fort Bend County Texas | 1 | $ 220,000 | $ 220,000 | $ 140,000 |
Franklin County Indiana | 2 | $ 277,000 | $ 138,000 | $ 70,000 |
Franklin County Massachusetts | 1 | $ 331,000 | $ 331,000 | $ 75,000 |
Franklin County Ohio | 222 | $ 50,429,000 | $ 227,000 | $ 95,000 |
Franklin County Washington | 1 | $ 170,000 | $ 170,000 | $ 30,000 |
Frederick County Maryland | 8 | $ 1,826,000 | $ 228,000 | $ 103,000 |
Frederick County Virginia | 1 | $ 202,000 | $ 202,000 | $ 45,000 |
Fredericksburg County Virginia | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
Fulton County Georgia | 7 | $ 1,951,000 | $ 278,000 | $ 117,000 |
Gallatin County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
Galveston County Texas | 1 | $ 231,000 | $ 231,000 | $ 96,000 |
Geary County Kansas | 1 | $ 400,000 | $ 400,000 | $ 164,000 |
Geauga County Ohio | 2 | $ 472,000 | $ 236,000 | $ 37,000 |
Georgetown County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 0 |
Giles County Virginia | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
Gilmer County Georgia | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
Gloucester County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
Gloucester County Virginia | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
Glynn County Georgia | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
Gogebic County Michigan | 2 | $ 438,000 | $ 219,000 | $ 40,000 |
Grafton County New Hampshire | 1 | $ 276,000 | $ 276,000 | $ 63,000 |
Grainger County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 55,000 |
Grand Isle County Vermont | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
Grant County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
Grays Harbor County Washington | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
Greene County Ohio | 4 | $ 777,000 | $ 194,000 | $ 124,000 |
Greenville County South Carolina | 5 | $ 953,000 | $ 190,000 | $ 62,000 |
Gwinnett County Georgia | 4 | $ 1,080,000 | $ 270,000 | $ 93,000 |
Hall County Georgia | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
Hamilton County Indiana | 8 | $ 1,888,000 | $ 236,000 | $ 275,000 |
Hamilton County Ohio | 25 | $ 3,866,000 | $ 154,000 | $ 78,000 |
Hamilton County Tennessee | 3 | $ 847,000 | $ 282,000 | $ 113,000 |
Hampden County Massachusetts | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
Hampshire County West Virginia | 1 | $ 166,000 | $ 166,000 | $ 34,000 |
Hampton County Virginia | 2 | $ 518,000 | $ 259,000 | $ 99,000 |
Hancock County Indiana | 1 | $ 260,000 | $ 260,000 | $ 140,000 |
Hanover County Virginia | 1 | $ 229,000 | $ 229,000 | $ 41,000 |
Hardin County Kentucky | 3 | $ 653,000 | $ 217,000 | $ 80,000 |
Harford County Maryland | 3 | $ 1,024,000 | $ 341,000 | $ 205,000 |
Harris County Texas | 2 | $ 474,000 | $ 237,000 | $ 73,000 |
Harrison County Indiana | 1 | $ 207,000 | $ 207,000 | $ 157,000 |
Harrison County Iowa | 1 | $ 179,000 | $ 179,000 | $ 74,000 |
Hart County Georgia | 1 | $ 253,000 | $ 253,000 | $ 112,000 |
Hartford County Connecticut | 4 | $ 1,004,000 | $ 251,000 | $ 95,000 |
Hays County Texas | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
Henrico County Virginia | 1 | $ 201,000 | $ 201,000 | $ 70,000 |
Henry County Georgia | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
Henry County Ohio | 1 | $ 81,000 | $ 81,000 | $ 105,000 |
Hernando County Florida | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
Hillsborough County Florida | 8 | $ 1,973,000 | $ 246,000 | $ 99,000 |
Hillsborough County New Hampshire | 5 | $ 1,333,000 | $ 266,000 | $ 81,000 |
Hocking County Ohio | 2 | $ 322,000 | $ 161,000 | $ 48,000 |
Hoke County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
Horry County South Carolina | 3 | $ 561,000 | $ 187,000 | $ 111,000 |
Houston County Georgia | 1 | $ 216,000 | $ 216,000 | $ 78,000 |
Howard County Maryland | 3 | $ 1,002,000 | $ 334,000 | $ 120,000 |
Hudson County New Jersey | 4 | $ 1,424,000 | $ 356,000 | $ 146,000 |
Huerfano County Colorado | 1 | $ 240,000 | $ 240,000 | $ 54,000 |
Hunterdon County New Jersey | 2 | $ 509,000 | $ 254,000 | $ 126,000 |
Isle of Wight County Virginia | 1 | $ 350,000 | $ 350,000 | $ 243,000 |
Itasca County Minnesota | 1 | $ 488,000 | $ 488,000 | $ 112,000 |
Jackson County Missouri | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
Jefferson County Indiana | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
Jefferson County Kentucky | 2 | $ 466,000 | $ 233,000 | $ 107,000 |
Jefferson County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 37,000 |
Jefferson County West Virginia | 7 | $ 2,053,000 | $ 293,000 | $ 124,000 |
Jo Daviess County Illinois | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
Johnson County Indiana | 1 | $ 201,000 | $ 201,000 | $ 35,000 |
Johnson County Iowa | 1 | $ 362,000 | $ 362,000 | $ 235,000 |
Johnson County Kansas | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
Johnston County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 25,000 |
Josephine County Oregon | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
Kanabec County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
Kanawha County West Virginia | 2 | $ 461,000 | $ 230,000 | $ 65,000 |
Kane County Illinois | 12 | $ 2,434,000 | $ 202,000 | $ 63,000 |
Kankakee County Illinois | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
Kendall County Illinois | 2 | $ 528,000 | $ 264,000 | $ 88,000 |
Kent County Delaware | 3 | $ 638,000 | $ 212,000 | $ 39,000 |
Kent County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
Kenton County Kentucky | 17 | $ 1,824,000 | $ 107,000 | $ 55,000 |
Kern County California | 1 | $ 282,000 | $ 282,000 | $ 76,000 |
Kerr County Texas | 1 | $ 219,000 | $ 219,000 | $ 93,000 |
Kershaw County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 103,000 |
King County Washington | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
Kings County New York | 10 | $ 4,537,000 | $ 453,000 | $ 92,000 |
Kitsap County Washington | 1 | $ 280,000 | $ 280,000 | $ 48,000 |
Knox County Ohio | 4 | $ 821,000 | $ 205,000 | $ 77,000 |
Kootenai County Idaho | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
Kosciusko County Indiana | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
Lackawanna County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 108,000 |
Lake County Illinois | 3 | $ 908,000 | $ 302,000 | $ 105,000 |
Lake County Indiana | 1 | $ 291,000 | $ 291,000 | $ 216,000 |
Lake County Ohio | 1 | $ 260,000 | $ 260,000 | $ 192,000 |
Lancaster County Nebraska | 1 | $ 232,000 | $ 232,000 | $ 122,000 |
Lane County Oregon | 1 | $ 320,000 | $ 320,000 | $ 42,000 |
Lassen County California | 1 | $ 362,000 | $ 362,000 | $ 108,000 |
Laurens County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 43,000 |
Lawrence County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 57,000 |
Leavenworth County Kansas | 1 | $ 400,000 | $ 400,000 | $ 159,000 |
Lee County Alabama | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
Lee County Florida | 8 | $ 1,732,000 | $ 216,000 | $ 72,000 |
Leon County Florida | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
Lexington County South Carolina | 3 | $ 568,000 | $ 189,000 | $ 75,000 |
Licking County Ohio | 33 | $ 5,982,000 | $ 181,000 | $ 78,000 |
Limestone County Alabama | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
Lincoln County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
Lincoln County West Virginia | 1 | $ 296,000 | $ 296,000 | $ 64,000 |
Litchfield County Connecticut | 1 | $ 390,000 | $ 390,000 | $ 50,000 |
Livingston County Louisiana | 1 | $ 237,000 | $ 237,000 | $ 0 |
Logan County Ohio | 3 | $ 324,000 | $ 108,000 | $ 70,000 |
Lorain County Ohio | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
Los Angeles County California | 2 | $ 647,000 | $ 323,000 | $ 100,000 |
Loudoun County Virginia | 2 | $ 615,000 | $ 307,000 | $ 92,000 |
Lucas County Ohio | 2 | $ 517,000 | $ 258,000 | $ 103,000 |
Madison County Alabama | 2 | $ 609,000 | $ 304,000 | $ 116,000 |
Madison County Illinois | 1 | $ 256,000 | $ 256,000 | $ 60,000 |
Madison County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
Madison County Mississippi | 1 | $ 700,000 | $ 700,000 | $ 500,000 |
Madison County New York | 1 | $ 134,000 | $ 134,000 | $ 138,000 |
Madison County Ohio | 3 | $ 763,000 | $ 254,000 | $ 97,000 |
Madison County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
Manatee County Florida | 6 | $ 1,667,000 | $ 277,000 | $ 50,000 |
Maricopa County Arizona | 2 | $ 468,000 | $ 234,000 | $ 107,000 |
Marion County Florida | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
Marion County Indiana | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
Marion County Ohio | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
Marion County West Virginia | 3 | $ 716,000 | $ 238,000 | $ 88,000 |
Martin County Florida | 1 | $ 230,000 | $ 230,000 | $ 113,000 |
McCracken County Kentucky | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
Mecklenburg County Virginia | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
Mecosta County Michigan | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
Medina County Ohio | 1 | $ 179,000 | $ 179,000 | $ 191,000 |
Mercer County New Jersey | 1 | $ 291,000 | $ 291,000 | $ 95,000 |
Merrimack County New Hampshire | 3 | $ 612,000 | $ 204,000 | $ 56,000 |
Miami County Ohio | 3 | $ 465,000 | $ 155,000 | $ 75,000 |
Miami-Dade County Florida | 13 | $ 3,809,000 | $ 293,000 | $ 122,000 |
Middlesex County Connecticut | 2 | $ 183,000 | $ 91,000 | $ 77,000 |
Middlesex County Massachusetts | 6 | $ 1,536,000 | $ 256,000 | $ 107,000 |
Middlesex County New Jersey | 2 | $ 514,000 | $ 257,000 | $ 126,000 |
Midland County Texas | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
Milwaukee County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 85,000 |
Mobile County Alabama | 2 | $ 577,000 | $ 288,000 | $ 89,000 |
Monmouth County New Jersey | 6 | $ 2,178,000 | $ 363,000 | $ 83,000 |
Monroe County Florida | 1 | $ 210,000 | $ 210,000 | $ 36,000 |
Monroe County Indiana | 1 | $ 210,000 | $ 210,000 | $ 135,000 |
Monroe County New York | 4 | $ 934,000 | $ 233,000 | $ 111,000 |
Monroe County Pennsylvania | 7 | $ 642,000 | $ 91,000 | $ 92,000 |
Monroe County Tennessee | 2 | $ 468,000 | $ 234,000 | $ 100,000 |
Montgomery County Alabama | 2 | $ 374,000 | $ 187,000 | $ 77,000 |
Montgomery County Maryland | 7 | $ 2,126,000 | $ 303,000 | $ 93,000 |
Montgomery County New York | 1 | $ 287,000 | $ 287,000 | $ 300,000 |
Montgomery County Ohio | 14 | $ 1,930,000 | $ 137,000 | $ 110,000 |
Montgomery County Pennsylvania | 3 | $ 721,000 | $ 240,000 | $ 99,000 |
Montgomery County Tennessee | 3 | $ 596,000 | $ 198,000 | $ 47,000 |
Moore County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 87,000 |
Morgan County Alabama | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
Morgan County Ohio | 1 | $ 83,000 | $ 83,000 | $ 88,000 |
Morris County New Jersey | 3 | $ 1,219,000 | $ 406,000 | $ 147,000 |
Morrow County Ohio | 5 | $ 781,000 | $ 156,000 | $ 61,000 |
Morton County North Dakota | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
Muscogee County Georgia | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
Nash County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
Nassau County Florida | 5 | $ 1,052,000 | $ 210,000 | $ 70,000 |
Nassau County New York | 25 | $ 9,128,000 | $ 365,000 | $ 142,000 |
New Castle County Delaware | 7 | $ 1,517,000 | $ 216,000 | $ 77,000 |
New Haven County Connecticut | 9 | $ 2,083,000 | $ 231,000 | $ 74,000 |
New London County Connecticut | 3 | $ 621,000 | $ 207,000 | $ 103,000 |
Newberry County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 65,000 |
Newport County Rhode Island | 2 | $ 511,000 | $ 255,000 | $ 66,000 |
Newport News County Virginia | 2 | $ 386,000 | $ 193,000 | $ 38,000 |
Nicholas County West Virginia | 2 | $ 745,000 | $ 372,000 | $ 84,000 |
Norfolk County Massachusetts | 12 | $ 3,398,000 | $ 283,000 | $ 112,000 |
Norfolk County Virginia | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
Northampton County Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 100,000 |
Northumberland County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
Nottoway County Virginia | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
Oakland County Michigan | 5 | $ 1,239,000 | $ 247,000 | $ 104,000 |
Ocean County New Jersey | 5 | $ 1,358,000 | $ 271,000 | $ 110,000 |
Oconee County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
Okaloosa County Florida | 1 | $ 174,000 | $ 174,000 | $ 115,000 |
Oklahoma County Oklahoma | 2 | $ 408,000 | $ 204,000 | $ 105,000 |
Oldham County Kentucky | 2 | $ 551,000 | $ 275,000 | $ 92,000 |
Oneida County New York | 1 | $ 194,000 | $ 194,000 | $ 49,000 |
Onondaga County New York | 3 | $ 667,000 | $ 222,000 | $ 73,000 |
Ontario County New York | 2 | $ 658,000 | $ 329,000 | $ 144,000 |
Orange County California | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
Orange County Florida | 5 | $ 1,220,000 | $ 244,000 | $ 88,000 |
Osceola County Florida | 2 | $ 626,000 | $ 313,000 | $ 70,000 |
Palm Beach County Florida | 9 | $ 2,331,000 | $ 259,000 | $ 75,000 |
Pasco County Florida | 4 | $ 1,118,000 | $ 279,000 | $ 85,000 |
Paulding County Georgia | 3 | $ 753,000 | $ 251,000 | $ 83,000 |
Pearl River County Mississippi | 1 | $ 153,000 | $ 153,000 | $ 114,000 |
Penobscot County Maine | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
Peoria County Illinois | 1 | $ 286,000 | $ 286,000 | $ 250,000 |
Petersburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 27,000 |
Philadelphia County Pennsylvania | 3 | $ 699,000 | $ 233,000 | $ 135,000 |
Pickaway County Ohio | 6 | $ 860,000 | $ 143,000 | $ 46,000 |
Pierce County Washington | 2 | $ 364,000 | $ 182,000 | $ 71,000 |
Pike County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 102,000 |
Pinellas County Florida | 10 | $ 2,102,000 | $ 210,000 | $ 73,000 |
Pitt County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 49,000 |
Plymouth County Massachusetts | 9 | $ 2,451,000 | $ 272,000 | $ 103,000 |
Polk County Florida | 4 | $ 786,000 | $ 196,000 | $ 83,000 |
Polk County Iowa | 1 | $ 191,000 | $ 191,000 | $ 55,000 |
Polk County Missouri | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
Portage County Ohio | 2 | $ 304,000 | $ 152,000 | $ 63,000 |
Porter County Indiana | 3 | $ 606,000 | $ 202,000 | $ 121,000 |
Powhatan County Virginia | 1 | $ 273,000 | $ 273,000 | $ 45,000 |
Preston County West Virginia | 1 | $ 263,000 | $ 263,000 | $ 28,000 |
Prince George's County Maryland | 18 | $ 4,936,000 | $ 274,000 | $ 108,000 |
Prince William County Virginia | 4 | $ 1,264,000 | $ 316,000 | $ 107,000 |
Providence County Rhode Island | 2 | $ 633,000 | $ 316,000 | $ 122,000 |
Pulaski County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
Pulaski County Missouri | 1 | $ 180,000 | $ 180,000 | $ 166,000 |
Putnam County New York | 3 | $ 1,159,000 | $ 386,000 | $ 131,000 |
Putnam County Ohio | 1 | $ 113,000 | $ 113,000 | $ 80,000 |
Putnam County West Virginia | 1 | $ 329,000 | $ 329,000 | $ 48,000 |
Queen Anne's County Maryland | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
Queens County New York | 20 | $ 8,110,000 | $ 405,000 | $ 98,000 |
Raleigh County West Virginia | 1 | $ 232,000 | $ 232,000 | $ 166,000 |
Rankin County Mississippi | 1 | $ 177,000 | $ 177,000 | $ 48,000 |
Rappahannock County Virginia | 1 | $ 113,000 | $ 113,000 | $ 103,000 |
Rensselaer County New York | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
Richland County Ohio | 1 | $ 171,000 | $ 171,000 | $ 0 |
Richland County South Carolina | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
Richmond City County Virginia | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
Richmond County Georgia | 1 | $ 383,000 | $ 383,000 | $ 157,000 |
Richmond County New York | 13 | $ 4,196,000 | $ 322,000 | $ 97,000 |
Ripley County Indiana | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
Rockingham County New Hampshire | 10 | $ 2,724,000 | $ 272,000 | $ 116,000 |
Rockingham County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 178,000 |
Rockland County New York | 5 | $ 1,512,000 | $ 302,000 | $ 118,000 |
Rockwall County Texas | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
Ross County Ohio | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
Rutherford County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
Rutland County Vermont | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
Saginaw County Michigan | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
San Bernardino County California | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
San Diego County California | 1 | $ 367,000 | $ 367,000 | $ 60,000 |
San Joaquin County California | 1 | $ 269,000 | $ 269,000 | $ 49,000 |
San Luis Obispo County California | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
Sangamon County Illinois | 1 | $ 190,000 | $ 190,000 | $ 256,000 |
Santa Rosa County Florida | 4 | $ 818,000 | $ 204,000 | $ 73,000 |
Sarasota County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 68,000 |
Saratoga County New York | 3 | $ 653,000 | $ 217,000 | $ 140,000 |
Schenectady County New York | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
Scioto County Ohio | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
Scott County Iowa | 1 | $ 282,000 | $ 282,000 | $ 190,000 |
Seminole County Florida | 5 | $ 1,119,000 | $ 223,000 | $ 180,000 |
Seneca County New York | 1 | $ 226,000 | $ 226,000 | $ 0 |
Sevier County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 105,000 |
Sharp County Arkansas | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
Shasta County California | 1 | $ 202,000 | $ 202,000 | $ 91,000 |
Shelby County Alabama | 2 | $ 604,000 | $ 302,000 | $ 88,000 |
Shelby County Ohio | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
Shelby County Tennessee | 4 | $ 963,000 | $ 240,000 | $ 63,000 |
Shenandoah County Virginia | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
Somerset County Maine | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
Spartanburg County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 98,000 |
Spotsylvania County Virginia | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
St. Charles County Missouri | 1 | $ 267,000 | $ 267,000 | $ 0 |
St. Clair County Alabama | 1 | $ 194,000 | $ 194,000 | $ 78,000 |
St. Clair County Illinois | 1 | $ 189,000 | $ 189,000 | $ 93,000 |
St. Johns County Florida | 2 | $ 574,000 | $ 287,000 | $ 176,000 |
St. Landry County Louisiana | 1 | $ 161,000 | $ 161,000 | $ 100,000 |
St. Mary's County Maryland | 4 | $ 865,000 | $ 216,000 | $ 97,000 |
St. Tammany County Louisiana | 2 | $ 528,000 | $ 264,000 | $ 106,000 |
Stafford County Virginia | 4 | $ 1,297,000 | $ 324,000 | $ 56,000 |
Stanislaus County California | 1 | $ 211,000 | $ 211,000 | $ 50,000 |
Stark County Ohio | 1 | $ 219,000 | $ 219,000 | $ 152,000 |
Strafford County New Hampshire | 2 | $ 383,000 | $ 191,000 | $ 96,000 |
Suffolk County Massachusetts | 6 | $ 1,733,000 | $ 288,000 | $ 45,000 |
Suffolk County New York | 19 | $ 5,775,000 | $ 303,000 | $ 115,000 |
Sullivan County New York | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
Sullivan County Tennessee | 2 | $ 476,000 | $ 238,000 | $ 81,000 |
Summit County Ohio | 2 | $ 349,000 | $ 174,000 | $ 336,000 |
Sumner County Tennessee | 3 | $ 946,000 | $ 315,000 | $ 78,000 |
Sumter County Florida | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
Surry County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 156,000 |
Sussex County Delaware | 2 | $ 535,000 | $ 267,000 | $ 71,000 |
Sutter County California | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
Switzerland County Indiana | 1 | $ 211,000 | $ 211,000 | $ 176,000 |
Talladega County Alabama | 1 | $ 358,000 | $ 358,000 | $ 150,000 |
Tarrant County Texas | 2 | $ 253,000 | $ 126,000 | $ 65,000 |
Terrebonne County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
Tippecanoe County Indiana | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
Tolland County Connecticut | 4 | $ 971,000 | $ 242,000 | $ 74,000 |
Tompkins County New York | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
Towns County Georgia | 1 | $ 194,000 | $ 194,000 | $ 132,000 |
Trumbull County Ohio | 1 | $ 209,000 | $ 209,000 | $ 88,000 |
Tulsa County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
Tuolumne County California | 1 | $ 335,000 | $ 335,000 | $ 50,000 |
Tuscaloosa County Alabama | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
Ulster County New York | 3 | $ 688,000 | $ 229,000 | $ 116,000 |
Union County Illinois | 1 | $ 204,000 | $ 204,000 | $ 100,000 |
Union County New Jersey | 4 | $ 1,467,000 | $ 366,000 | $ 118,000 |
Union County Ohio | 12 | $ 2,385,000 | $ 198,000 | $ 64,000 |
Utah County Utah | 1 | $ 252,000 | $ 252,000 | $ 55,000 |
Vigo County Indiana | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
Virginia Beach County Virginia | 3 | $ 650,000 | $ 216,000 | $ 88,000 |
Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
Wabasha County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 93,000 |
Wake County North Carolina | 5 | $ 1,187,000 | $ 237,000 | $ 97,000 |
Waldo County Maine | 1 | $ 218,000 | $ 218,000 | $ 43,000 |
Warren County New Jersey | 1 | $ 307,000 | $ 307,000 | $ 40,000 |
Warren County New York | 2 | $ 441,000 | $ 220,000 | $ 61,000 |
Warren County Ohio | 7 | $ 1,559,000 | $ 222,000 | $ 156,000 |
Warren County Virginia | 1 | $ 280,000 | $ 280,000 | $ 126,000 |
Washington County Maryland | 1 | $ 232,000 | $ 232,000 | $ 131,000 |
Washington County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 216,000 |
Washington County Oregon | 1 | $ 431,000 | $ 431,000 | $ 116,000 |
Washington County Rhode Island | 3 | $ 650,000 | $ 216,000 | $ 57,000 |
Washington County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 48,000 |
Washington County Vermont | 2 | $ 625,000 | $ 312,000 | $ 85,000 |
Washoe County Nevada | 1 | $ 330,000 | $ 330,000 | $ 130,000 |
Wayne County Michigan | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
Wayne County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
Wayne County Ohio | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
Weber County Utah | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
Webster County Louisiana | 1 | $ 188,000 | $ 188,000 | $ 36,000 |
Westchester County New York | 14 | $ 4,455,000 | $ 318,000 | $ 132,000 |
Westmoreland County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 89,000 |
Westmoreland County Virginia | 2 | $ 414,000 | $ 207,000 | $ 76,000 |
Whiteside County Illinois | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
Wicomico County Maryland | 1 | $ 232,000 | $ 232,000 | $ 47,000 |
Will County Illinois | 9 | $ 2,626,000 | $ 291,000 | $ 132,000 |
Williamson County Illinois | 1 | $ 57,000 | $ 57,000 | $ 97,000 |
Williamson County Tennessee | 3 | $ 1,108,000 | $ 369,000 | $ 170,000 |
Wilson County Texas | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
Windham County Connecticut | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
Wood County Ohio | 4 | $ 1,081,000 | $ 270,000 | $ 115,000 |
Worcester County Maryland | 2 | $ 449,000 | $ 224,000 | $ 18,000 |
Worcester County Massachusetts | 4 | $ 818,000 | $ 204,000 | $ 171,000 |
York County South Carolina | 5 | $ 1,250,000 | $ 250,000 | $ 71,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,186 | $302,340,000 | $254,000 | $2,800,000 | $98,000 | $1,587,000 |
Home Purchase | 362 | $68,087,000 | $188,000 | $1,700,000 | $87,000 | $581,000 |
Home Improvement | 76 | $19,039,000 | $250,000 | $660,000 | $106,000 | $516,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,113 | $257,390,000 | $231,000 | $1,170,000 | $101,000 | $1,587,000 |
Not Provided | 266 | $66,883,000 | $251,000 | $919,000 | $84,000 | $347,000 |
Black or African American | 136 | $30,292,000 | $222,000 | $496,000 | $81,000 | $503,000 |
Hispanic | 58 | $13,743,000 | $236,000 | $417,000 | $94,000 | $229,000 |
Asian | 29 | $7,466,000 | $257,000 | $625,000 | $119,000 | $272,000 |
Not applicable | 11 | $11,231,000 | $1,021,000 | $2,800,000 | $0 | $0 |
American Indian or Alaskan Native | 8 | $1,869,000 | $233,000 | $368,000 | $76,000 | $216,000 |
Native Hawaiin or Other Pacific Islander | 3 | $592,000 | $197,000 | $284,000 | $155,000 | $372,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 825 | $208,368,000 | $252,000 | $2,800,000 | $113,000 | $1,587,000 |
VA-guaranteed (Veterans Administration) | 458 | $114,051,000 | $249,000 | $919,000 | $80,000 | $279,000 |
FHA-insured (Federal Housing Administration) | 323 | $64,438,000 | $199,000 | $493,000 | $76,000 | $320,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,609,000 | $144,000 | $205,000 | $56,000 | $112,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 785 | $184,265,000 | $234,000 | $2,800,000 | $97,000 | $581,000 |
File Closed For Incompleteness | 500 | $122,250,000 | $244,000 | $919,000 | $98,000 | $1,587,000 |
Application Withdrawn By Applicant | 226 | $55,544,000 | $245,000 | $735,000 | $98,000 | $500,000 |
Application Denied By Financial Institution | 107 | $26,208,000 | $244,000 | $1,186,000 | $71,000 | $230,000 |
Application Approved But Not Accepted | 6 | $1,199,000 | $199,000 | $313,000 | $106,000 | $308,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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