Bear State Bank
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Bear State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Bear State Bank
5315 Highland Drive
Little Rock, AR 72223
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  
Total Number of Mortgage Applications 1,665
Total Mortgage Loan Application Amount $274,909,000
Average Mortgage Loan Application Amount $147,333
Highest Mortgage Loan Application Amount $8,250,000
Average Applicant Income $71,666
Highest Applicant Income $2,345,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Bear State Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton County Arkansas 428 $ 85,290,000 $ 199,000 $ 97,000
Washington County Arkansas 117 $ 20,299,000 $ 173,000 $ 69,000
Greene County Missouri 110 $ 15,202,000 $ 138,000 $ 64,000
Craighead County Arkansas 99 $ 22,465,000 $ 226,000 $ 57,000
Webster County Missouri 61 $ 5,516,000 $ 90,000 $ 56,000
Montgomery County Arkansas 60 $ 4,765,000 $ 79,000 $ 61,000
Garland County Arkansas 59 $ 9,955,000 $ 168,000 $ 96,000
Baxter County Arkansas 54 $ 5,795,000 $ 107,000 $ 61,000
Polk County Arkansas 47 $ 5,722,000 $ 121,000 $ 63,000
Boone County Arkansas 46 $ 4,374,000 $ 95,000 $ 35,000
Faulkner County Arkansas 45 $ 11,610,000 $ 258,000 $ 60,000
Pulaski County Arkansas 43 $ 10,316,000 $ 239,000 $ 146,000
Christian County Missouri 43 $ 6,547,000 $ 152,000 $ 64,000
Lonoke County Arkansas 41 $ 6,505,000 $ 158,000 $ 58,000
Sevier County Arkansas 33 $ 2,442,000 $ 74,000 $ 42,000
Pike County Arkansas 32 $ 2,569,000 $ 80,000 $ 61,000
Stone County Missouri 30 $ 3,714,000 $ 123,000 $ 78,000
Howard County Arkansas 23 $ 1,938,000 $ 84,000 $ 109,000
Carroll County Arkansas 22 $ 3,104,000 $ 141,000 $ 66,000
Marion County Arkansas 21 $ 2,200,000 $ 104,000 $ 69,000
Saline County Arkansas 16 $ 2,650,000 $ 165,000 $ 120,000
Mississippi County Arkansas 14 $ 958,000 $ 68,000 $ 37,000
Barton County Missouri 14 $ 1,109,000 $ 79,000 $ 41,000
Jasper County Missouri 14 $ 2,602,000 $ 185,000 $ 101,000
Little River County Arkansas 13 $ 1,104,000 $ 84,000 $ 50,000
Taney County Missouri 13 $ 2,460,000 $ 189,000 $ 67,000
Scott County Arkansas 12 $ 1,067,000 $ 88,000 $ 27,000
McCurtain County Oklahoma 9 $ 526,000 $ 58,000 $ 30,000
Newton County Missouri 8 $ 819,000 $ 102,000 $ 129,000
Clark County Arkansas 7 $ 293,000 $ 41,000 $ 59,000
Miller County Arkansas 7 $ 926,000 $ 132,000 $ 72,000
Newton County Arkansas 7 $ 692,000 $ 98,000 $ 46,000
Poinsett County Arkansas 6 $ 551,000 $ 91,000 $ 50,000
Lawrence County Missouri 6 $ 575,000 $ 95,000 $ 42,000
Greene County Arkansas 5 $ 535,000 $ 107,000 $ 55,000
Hot Spring County Arkansas 4 $ 681,000 $ 170,000 $ 113,000
White County Arkansas 4 $ 654,000 $ 163,000 $ 68,000
Dallas County Missouri 4 $ 319,000 $ 79,000 $ 80,000
Laclede County Missouri 4 $ 518,000 $ 129,000 $ 62,000
Bowie County Texas 4 $ 1,151,000 $ 287,000 $ 36,000
Lawrence County Arkansas 3 $ 405,000 $ 135,000 $ 106,000
Searcy County Arkansas 3 $ 653,000 $ 217,000 $ 132,000
Douglas County Missouri 3 $ 290,000 $ 96,000 $ 146,000
Ozark County Missouri 3 $ 326,000 $ 108,000 $ 0
Montgomery County Alabama 2 $ 3,833,000 $ 1,916,000 $ 0
Jefferson County Arkansas 2 $ 400,000 $ 200,000 $ 90,000
Madison County Arkansas 2 $ 167,000 $ 83,000 $ 74,000
Sebastian County Arkansas 2 $ 259,000 $ 129,000 $ 85,000
St. Clair County Illinois 2 $ 453,000 $ 226,000 $ 54,000
Crawford County Kansas 2 $ 145,000 $ 72,000 $ 0
Johnson County Kansas 2 $ 634,000 $ 317,000 $ 197,000
Barry County Missouri 2 $ 169,000 $ 84,000 $ 39,000
Dade County Missouri 2 $ 349,000 $ 174,000 $ 67,000
Vernon County Missouri 2 $ 224,000 $ 112,000 $ 63,000
Marion County Oregon 2 $ 834,000 $ 417,000 $ 57,000
McLennan County Texas 2 $ 304,000 $ 152,000 $ 169,000
Tarrant County Texas 2 $ 518,000 $ 259,000 $ 131,000
Baldwin County Alabama 1 $ 1,200,000 $ 1,200,000 $ 0
Tuscaloosa County Alabama 1 $ 3,669,000 $ 3,669,000 $ 0
Arkansas County Arkansas 1 $ 281,000 $ 281,000 $ 287,000
Cleburne County Arkansas 1 $ 130,000 $ 130,000 $ 311,000
Crawford County Arkansas 1 $ 137,000 $ 137,000 $ 92,000
Cross County Arkansas 1 $ 68,000 $ 68,000 $ 31,000
Franklin County Arkansas 1 $ 296,000 $ 296,000 $ 161,000
Fulton County Arkansas 1 $ 172,000 $ 172,000 $ 43,000
Grant County Arkansas 1 $ 178,000 $ 178,000 $ 944,000
Hempstead County Arkansas 1 $ 42,000 $ 42,000 $ 30,000
Randolph County Arkansas 1 $ 92,000 $ 92,000 $ 100,000
Sharp County Arkansas 1 $ 54,000 $ 54,000 $ 25,000
Stone County Arkansas 1 $ 97,000 $ 97,000 $ 102,000
Union County Arkansas 1 $ 123,000 $ 123,000 $ 43,000
Van Buren County Arkansas 1 $ 125,000 $ 125,000 $ 329,000
Yell County Arkansas 1 $ 33,000 $ 33,000 $ 53,000
Glenn County California 1 $ 125,000 $ 125,000 $ 189,000
San Bernardino County California 1 $ 144,000 $ 144,000 $ 0
Houston County Georgia 1 $ 360,000 $ 360,000 $ 105,000
Monroe County Indiana 1 $ 237,000 $ 237,000 $ 405,000
Neosho County Kansas 1 $ 1,900,000 $ 1,900,000 $ 1,551,000
Riley County Kansas 1 $ 322,000 $ 322,000 $ 128,000
Harrison County Mississippi 1 $ 262,000 $ 262,000 $ 0
Rankin County Mississippi 1 $ 278,000 $ 278,000 $ 93,000
Bollinger County Missouri 1 $ 80,000 $ 80,000 $ 207,000
Camden County Missouri 1 $ 340,000 $ 340,000 $ 144,000
Cedar County Missouri 1 $ 227,000 $ 227,000 $ 63,000
Clay County Missouri 1 $ 149,000 $ 149,000 $ 59,000
Dunklin County Missouri 1 $ 94,000 $ 94,000 $ 42,000
Jackson County Missouri 1 $ 1,000,000 $ 1,000,000 $ 300,000
Miller County Missouri 1 $ 118,000 $ 118,000 $ 42,000
Polk County Missouri 1 $ 16,000 $ 16,000 $ 0
Texas County Missouri 1 $ 127,000 $ 127,000 $ 86,000
Bernalillo County New Mexico 1 $ 276,000 $ 276,000 $ 107,000
Adair County Oklahoma 1 $ 90,000 $ 90,000 $ 86,000
Canadian County Oklahoma 1 $ 160,000 $ 160,000 $ 0
Delaware County Oklahoma 1 $ 233,000 $ 233,000 $ 141,000
Pushmataha County Oklahoma 1 $ 87,000 $ 87,000 $ 50,000
Rogers County Oklahoma 1 $ 140,000 $ 140,000 $ 69,000
Collin County Texas 1 $ 328,000 $ 328,000 $ 191,000
Kaufman County Texas 1 $ 378,000 $ 378,000 $ 0
Val Verde County Texas 1 $ 260,000 $ 260,000 $ 89,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Bear State Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,132 $183,309,000 $161,000 $3,145,000 $78,000 $1,425,000
Refinancing 396 $81,023,000 $204,000 $8,250,000 $85,000 $2,345,000
Home Improvement 137 $10,577,000 $77,000 $455,000 $52,000 $877,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,338 $203,864,000 $152,000 $1,900,000 $84,000 $2,345,000
Hispanic 96 $10,193,000 $106,000 $350,000 $40,000 $172,000
Not applicable 75 $32,185,000 $429,000 $8,250,000 $2,000 $108,000
Not Provided 70 $13,832,000 $197,000 $1,781,000 $81,000 $358,000
Asian 43 $8,056,000 $187,000 $370,000 $91,000 $215,000
Black or African American 24 $4,832,000 $201,000 $510,000 $85,000 $525,000
American Indian or Alaskan Native 17 $1,757,000 $103,000 $299,000 $71,000 $167,000
Native Hawaiin or Other Pacific Islander 2 $190,000 $95,000 $134,000 $22,000 $44,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,249 $210,229,000 $168,000 $8,250,000 $84,000 $2,345,000
FHA-insured (Federal Housing Administration) 237 $35,499,000 $149,000 $278,000 $60,000 $174,000
VA-guaranteed (Veterans Administration) 106 $19,921,000 $187,000 $413,000 $62,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 73 $9,260,000 $126,000 $350,000 $43,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,459 $252,593,000 $173,000 $8,250,000 $86,000 $2,345,000
Application Denied By Financial Institution 113 $10,469,000 $92,000 $1,200,000 $19,000 $146,000
Application Withdrawn By Applicant 69 $9,293,000 $134,000 $565,000 $0 $0
Application Approved But Not Accepted 18 $2,048,000 $113,000 $340,000 $66,000 $144,000
File Closed For Incompleteness 6 $506,000 $84,000 $190,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 64 $3,544,000 $55,000 $239,000 $3,000 $89,000
Debt-To-Income Ratio 30 $4,163,000 $138,000 $853,000 $62,000 $146,000
Collateral 12 $606,000 $50,000 $104,000 $0 $0
Credit Application Incomplete 2 $599,000 $299,000 $417,000 $0 $0
Unverifiable Information 2 $266,000 $133,000 $201,000 $34,000 $69,000
Employment History 2 $91,000 $45,000 $46,000 $0 $0
Other 1 $1,200,000 $1,200,000 $1,200,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.

Download the Arkansas Lender List