Beacon Federal
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Beacon Federal.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Beacon Federal 6311 Court Street Road East Syracuse, NY 13057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,668 |
| Total Mortgage Loan Application Amount | $174,541,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $2,640,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $1,238,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Onondaga County New York | 671 | $ 58,173,000 | $ 86,000 | $ 91,000 |
| Monroe County New York | 185 | $ 20,806,000 | $ 112,000 | $ 83,000 |
| Oneida County New York | 101 | $ 4,915,000 | $ 48,000 | $ 64,000 |
| Middlesex County Massachusetts | 87 | $ 17,767,000 | $ 204,000 | $ 113,000 |
| Oswego County New York | 86 | $ 4,436,000 | $ 51,000 | $ 74,000 |
| Warren County Tennessee | 71 | $ 2,658,000 | $ 37,000 | $ 47,000 |
| Smith County Texas | 64 | $ 5,822,000 | $ 90,000 | $ 81,000 |
| Madison County New York | 58 | $ 4,167,000 | $ 71,000 | $ 73,000 |
| Cayuga County New York | 30 | $ 3,064,000 | $ 102,000 | $ 128,000 |
| Williamson County Tennessee | 30 | $ 10,105,000 | $ 336,000 | $ 189,000 |
| Rutherford County Tennessee | 26 | $ 2,522,000 | $ 97,000 | $ 80,000 |
| Davidson County Tennessee | 23 | $ 7,005,000 | $ 304,000 | $ 280,000 |
| Ontario County New York | 14 | $ 2,354,000 | $ 168,000 | $ 114,000 |
| Wayne County New York | 13 | $ 1,517,000 | $ 116,000 | $ 85,000 |
| Livingston County New York | 12 | $ 1,496,000 | $ 124,000 | $ 76,000 |
| Essex County Massachusetts | 11 | $ 2,902,000 | $ 263,000 | $ 104,000 |
| Norfolk County Massachusetts | 11 | $ 2,409,000 | $ 219,000 | $ 118,000 |
| Herkimer County New York | 11 | $ 770,000 | $ 70,000 | $ 65,000 |
| Cortland County New York | 10 | $ 664,000 | $ 66,000 | $ 70,000 |
| Genesee County New York | 10 | $ 986,000 | $ 98,000 | $ 70,000 |
| Suffolk County Massachusetts | 9 | $ 2,342,000 | $ 260,000 | $ 212,000 |
| Jefferson County New York | 8 | $ 981,000 | $ 122,000 | $ 96,000 |
| Coffee County Tennessee | 7 | $ 320,000 | $ 45,000 | $ 53,000 |
| DeKalb County Tennessee | 7 | $ 761,000 | $ 108,000 | $ 104,000 |
| Plymouth County Massachusetts | 5 | $ 1,092,000 | $ 218,000 | $ 162,000 |
| St. Lawrence County New York | 5 | $ 335,000 | $ 67,000 | $ 113,000 |
| Wilson County Tennessee | 5 | $ 590,000 | $ 118,000 | $ 157,000 |
| Hillsborough County New Hampshire | 4 | $ 1,347,000 | $ 336,000 | $ 93,000 |
| Seneca County New York | 4 | $ 40,000 | $ 10,000 | $ 68,000 |
| Tompkins County New York | 4 | $ 140,000 | $ 35,000 | $ 43,000 |
| Grundy County Tennessee | 4 | $ 284,000 | $ 71,000 | $ 44,000 |
| Van Buren County Tennessee | 4 | $ 304,000 | $ 76,000 | $ 49,000 |
| Henderson County Texas | 4 | $ 282,000 | $ 70,000 | $ 91,000 |
| Worcester County Massachusetts | 3 | $ 362,000 | $ 120,000 | $ 112,000 |
| Broome County New York | 3 | $ 45,000 | $ 15,000 | $ 49,000 |
| Lewis County New York | 3 | $ 23,000 | $ 7,000 | $ 88,000 |
| Anderson County Texas | 3 | $ 330,000 | $ 110,000 | $ 63,000 |
| Van Zandt County Texas | 3 | $ 307,000 | $ 102,000 | $ 102,000 |
| Rockingham County New Hampshire | 2 | $ 765,000 | $ 382,000 | $ 234,000 |
| Erie County New York | 2 | $ 422,000 | $ 211,000 | $ 307,000 |
| Franklin County New York | 2 | $ 547,000 | $ 273,000 | $ 198,000 |
| Orleans County New York | 2 | $ 212,000 | $ 106,000 | $ 46,000 |
| Schenectady County New York | 2 | $ 214,000 | $ 107,000 | $ 86,000 |
| Suffolk County New York | 2 | $ 692,000 | $ 346,000 | $ 368,000 |
| Warren County New York | 2 | $ 2,060,000 | $ 1,030,000 | $ 471,000 |
| Cannon County Tennessee | 2 | $ 347,000 | $ 173,000 | $ 94,000 |
| Dickson County Tennessee | 2 | $ 76,000 | $ 38,000 | $ 71,000 |
| Fayette County Tennessee | 2 | $ 7,000 | $ 3,000 | $ 37,000 |
| Lincoln County Tennessee | 2 | $ 479,000 | $ 239,000 | $ 77,000 |
| Cherokee County Texas | 2 | $ 135,000 | $ 67,000 | $ 105,000 |
| Wood County Texas | 2 | $ 72,000 | $ 36,000 | $ 36,000 |
| Dallas County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 66,000 |
| Charlotte County Florida | 1 | $ 16,000 | $ 16,000 | $ 56,000 |
| Hillsborough County Florida | 1 | $ 20,000 | $ 20,000 | $ 140,000 |
| Franklin County Georgia | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Jackson County Georgia | 1 | $ 2,000 | $ 2,000 | $ 119,000 |
| Hampden County Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 30,000 |
| DeSoto County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Chenango County New York | 1 | $ 3,000 | $ 3,000 | $ 49,000 |
| Hamilton County New York | 1 | $ 386,000 | $ 386,000 | $ 251,000 |
| Orange County New York | 1 | $ 215,000 | $ 215,000 | $ 132,000 |
| Steuben County New York | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Washington County New York | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Wyoming County New York | 1 | $ 61,000 | $ 61,000 | $ 69,000 |
| Wake County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 48,000 |
| Montgomery County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Georgetown County South Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 313,000 |
| Blount County Tennessee | 1 | $ 301,000 | $ 301,000 | $ 240,000 |
| Cumberland County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 139,000 |
| Franklin County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 37,000 |
| Maury County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| Robertson County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Sumner County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 127,000 |
| White County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Collin County Texas | 1 | $ 8,000 | $ 8,000 | $ 134,000 |
| Gregg County Texas | 1 | $ 16,000 | $ 16,000 | $ 86,000 |
| Houston County Texas | 1 | $ 6,000 | $ 6,000 | $ 285,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Beacon Federal in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 726 | $109,031,000 | $150,000 | $1,200,000 | $107,000 | $1,170,000 |
| Home Improvement | 507 | $7,478,000 | $14,000 | $175,000 | $66,000 | $285,000 |
| Home Purchase | 435 | $58,032,000 | $133,000 | $2,640,000 | $99,000 | $1,238,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,298 | $157,047,000 | $120,000 | $2,640,000 | $97,000 | $1,238,000 |
| Not Provided | 289 | $6,711,000 | $23,000 | $413,000 | $71,000 | $463,000 |
| Black or African American | 34 | $1,622,000 | $47,000 | $190,000 | $72,000 | $156,000 |
| Hispanic | 18 | $1,998,000 | $111,000 | $250,000 | $96,000 | $477,000 |
| Asian | 16 | $2,958,000 | $184,000 | $417,000 | $193,000 | $680,000 |
| Not applicable | 7 | $3,926,000 | $560,000 | $1,200,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $92,000 | $30,000 | $70,000 | $48,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $187,000 | $62,000 | $131,000 | $49,000 | $79,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,668 | $174,541,000 | $104,000 | $2,640,000 | $92,000 | $1,238,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 935 | $103,816,000 | $111,000 | $2,640,000 | $96,000 | $1,176,000 |
| Loan Purchased By The Institution | 276 | $36,417,000 | $131,000 | $417,000 | $94,000 | $680,000 |
| Application Denied By Financial Institution | 248 | $13,098,000 | $52,000 | $560,000 | $77,000 | $1,238,000 |
| Application Approved But Not Accepted | 99 | $8,751,000 | $88,000 | $1,000,000 | $93,000 | $1,170,000 |
| Application Withdrawn By Applicant | 59 | $7,483,000 | $126,000 | $455,000 | $87,000 | $293,000 |
| File Closed For Incompleteness | 46 | $4,303,000 | $93,000 | $375,000 | $94,000 | $427,000 |
| Preapproval Approved but not Accepted | 5 | $673,000 | $134,000 | $320,000 | $63,000 | $141,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 125 | $3,945,000 | $31,000 | $235,000 | $60,000 | $463,000 |
| Credit History | 52 | $874,000 | $16,000 | $155,000 | $68,000 | $124,000 |
| Collateral | 50 | $6,129,000 | $122,000 | $400,000 | $110,000 | $315,000 |
| Other | 13 | $943,000 | $72,000 | $560,000 | $152,000 | $1,238,000 |
| Employment History | 4 | $480,000 | $120,000 | $215,000 | $66,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $388,000 | $194,000 | $322,000 | $73,000 | $122,000 |
| Unverifiable Information | 1 | $204,000 | $204,000 | $204,000 | $102,000 | $102,000 |
| Credit Application Incomplete | 1 | $135,000 | $135,000 | $135,000 | $129,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.